Argo, Alabama mortgage lenders include Regions BankRegions Bank55 S Colonial Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.37%, First Federal BankFirst Federal Bank5301 Highway 69 S, Tuscaloosa, AL 35405A+5.0 ★Texas Ratio: 2.80%, Southern Energy Credit UnionSouthern Energy Credit Union925 Quintard Ave, Anniston, AL 36201A+5.0 ★Texas Ratio: 0.41%, FirstbankFirstbank615 Quintard Ave, Anniston, AL 36201A5.0 ★Texas Ratio: 7.51%, Trustmark BankTrustmark Bank111 E Market St, Athens, AL 35611A+5.0 ★Texas Ratio: 2.40%, Southpoint BankSouthpoint Bank1096 N Brindlee Mountain Pkwy, Arab, AL 35016F2.8 ★Texas Ratio: 41.33%, Pinnacle BankPinnacle Bank112 N Jefferson St, Athens, AL 35611A+5.0 ★Texas Ratio: 3.04%, Legacy Community Federal Credit UnionLegacy Community Federal Credit Union810 Colonial Promenade Pkwy, Alabaster, AL 35007A5.0 ★Texas Ratio: 7.13%, The HomeTown Bank of AlabamaThe HomeTown Bank of Alabama18045 State Highway 160, Cleveland, AL 35049, and Ameris BankAmeris Bank204 Kirkland St, Abbeville, AL 36310A+5.0 ★Texas Ratio: 1.82%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Argo, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Argo are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Argo, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
55 S Colonial Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, VA, HELOC | 7 +10 HELOCs |
2.8% | 57.1% | $199,285 | View |
|
5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80% |
Conventional, FHA | 7 | 2.8% | 100% | $246,428 | View |
|
925 Quintard Ave, Anniston, AL 36201 A+5.0 ★Texas Ratio: 0.41% |
Conventional, HELOC | 4 +7 HELOCs |
1.6% | 80% | $297,500 | View |
|
615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA | 3 | 1.2% | 37.5% | $198,333 | View |
|
111 E Market St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.40% |
Conventional, HELOC | 2 +1 HELOCs |
0.8% | 100% | $185,000 | View |
|
1096 N Brindlee Mountain Pkwy, Arab, AL 35016 F2.8 ★Texas Ratio: 41.33% |
Conventional | 2 | 0.8% | 100% | $310,000 | View |
|
112 N Jefferson St, Athens, AL 35611 A+5.0 ★Texas Ratio: 3.04% |
Conventional, FHA | 2 | 0.8% | 100% | $300,000 | View |
|
810 Colonial Promenade Pkwy, Alabaster, AL 35007 A5.0 ★Texas Ratio: 7.13% |
Conventional | 2 | 0.8% | 66.7% | $40,000 | View |
The HomeTown Bank of Alabama
18045 State Highway 160, Cleveland, AL 35049 |
Conventional | 2 | 0.8% | 75% | $125,000 | |
|
★ 4 stars, 1 review 204 Kirkland St, Abbeville, AL 36310 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 2 | 0.8% | 100% | $335,000 | View |
|
475 Green Springs Hwy, Birmingham, AL 35209 4921 A+5.0 ★Texas Ratio: 3.41% |
Conventional, HELOC | 1 +5 HELOCs |
0.4% | 50% | $585,000 | View |
|
★ 1.7 stars, 3 reviews 10745 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.24% |
VA, HELOC | 1 +5 HELOCs |
0.4% | 100% | $265,000 | View |
|
★ 1 stars, 1 review 629 E Main St, Albertville, AL 35950 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +4 HELOCs |
0.4% | 100% | $355,000 | View |
|
★ 5 stars, 1 review 2340 Woodcrest Pl, Birmingham, AL 35209 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.4% | 100% | $385,000 | View |
|
1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
FHA | 1 | 0.4% | 100% | $215,000 | View |
|
813 Shades Creek Pkwy, Birmingham, AL 35209 A+5.0 ★Texas Ratio: 3.09% |
Conventional | 1 | 0.4% | 100% | $325,000 | View |
|
1216 Wilmer Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 6.56% |
Conventional | 1 | 0.4% | 100% | $85,000 | View |
|
500 Colonial Promenade Pkwy, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 100% | $275,000 | View |
|
★ 5 stars, 1 review 1605 E University Dr, Auburn, AL 36830 A+5.0 ★Texas Ratio: 2.27% |
FHA | 1 | 0.4% | 100% | $375,000 | View |
|
35489 Ushwy 231, Ashville, AL 35953 A+5.0 ★Texas Ratio: 5.61% |
Conventional | 1 | 0.4% | 100% | $95,000 | View |
|
24989 State St, Elberta, AL 36530 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 0.4% | 100% | $525,000 | View |
|
2779 Bell Rd, Montgomery, AL 36117 A+5.0 ★Texas Ratio: 3.17% |
Conventional | 1 | 0.4% | 100% | $185,000 | View |
|
286 Us Highway 31 S, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.46% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
3617 Highway 280, Alexander City, AL 35010 A+5.0 ★Texas Ratio: 4.39% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
7200 US Highway 431 Ste 350, Albertville, AL 35950 1250 A5.0 ★Texas Ratio: 8.94% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1069 N Main St, Arab, AL 35016 A+5.0 ★Texas Ratio: 2.10% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
America'S First Federal CU
|
Conventional, HELOC | 3 +11 HELOCs |
1.2% | 75% | $271,666 | |
Hamilton Mortgage Corporation
|
FHA | 1 | 0.4% | 100% | $275,000 | |
CSL Financial, LLC
|
Conventional | 1 | 0.4% | 100% | $165,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 32 | 13% | 88.9% | $217,500 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 18 | 7.3% | 100% | $273,888 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 12 +2 HELOCs |
4.9% | 85.7% | $371,666 | |
Mortgage Research Center
|
VA | 8 | 3.2% | 80% | $372,500 | |
Freedom Mortgage Corporation
|
FHA, VA | 7 | 2.8% | 83.3% | $290,714 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 7 | 2.8% | 87.5% | $219,285 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA, VA | 6 | 2.4% | 100% | $238,333 | |
Newrez LLC
|
Conventional, FHA, VA | 5 | 2% | 100% | $323,000 | |
Assurance Financial Group, L.L.C.
|
FHA | 5 | 2% | 100% | $263,000 | |
Nationstar Mortgage
|
Conventional, FHA | 5 | 2% | 85.7% | $211,000 | |
21St Mortgage
|
Conventional | 5 | 2% | 55.6% | $141,000 | |
loanDepot.com LLC
|
Conventional | 4 | 1.6% | 66.7% | $205,000 | |
Stockton Mortgage Corporation
|
FHA | 4 | 1.6% | 100% | $210,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 4 | 1.6% | 33.3% | $135,000 | |
My Move Mortgage, LLC
|
Conventional | 4 | 1.6% | 100% | $185,000 | |
Premier Mortgage Resources, LLC
|
Conventional, FHA | 3 | 1.2% | 100% | $181,666 | |
Guaranteed Rate, Inc.
|
Conventional, FHA | 3 | 1.2% | 100% | $155,000 | |
Kind Lending, LLC
|
Conventional, FHA, VA | 3 | 1.2% | 75% | $268,333 | |
Movement Mortgage, LLC
|
Conventional, FHA | 3 | 1.2% | 100% | $205,000 | |
Guild Mortgage Company
|
Conventional | 3 | 1.2% | 100% | $268,333 | |
Union Home Mortgage Corp.
|
Conventional, VA | 3 | 1.2% | 75% | $271,666 | |
The Loan Store, Inc
|
Conventional, FHA | 3 | 1.2% | 100% | $211,666 | |
|
A+5.0 ★Texas Ratio: 5.42% |
Conventional | 3 | 1.2% | 100% | $421,666 | View |
Cadence Bank
|
Conventional, HELOC | 2 +1 HELOCs |
0.8% | 66.7% | $300,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 2 +1 HELOCs |
0.8% | 66.7% | $305,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 2 +1 HELOCs |
0.8% | 40% | $100,000 | |
|
A-4.9 ★Texas Ratio: 16.48% |
Conventional | 2 | 0.8% | 100% | $235,000 | View |
Everett Financial, Inc.
|
Conventional, FHA | 2 | 0.8% | 50% | $95,000 | |
Canopy Mortgage, LLC
|
Conventional, FHA | 2 | 0.8% | 100% | $280,000 | |
|
A+5.0 ★Texas Ratio: 1.51% |
Conventional | 2 | 0.8% | 62.5% | $175,000 | View |
Filo Mortgage, LLC
|
Conventional | 2 | 0.8% | 100% | $245,000 | |
Amerisave Mortgage Company
|
Conventional, FHA | 2 | 0.8% | 40% | $180,000 | |
The Mortgage Firm
|
Conventional, FHA | 2 | 0.8% | 100% | $180,000 | |
New American Funding, LLC.
|
Conventional, FHA | 2 | 0.8% | 50% | $400,000 | |
Carrington Mortgage Services LLC
|
Conventional, FHA | 2 | 0.8% | 66.7% | $100,000 | |
Leaderone Financial Corp.
|
Conventional, FHA | 2 | 0.8% | 66.7% | $95,000 | |
|
A4.6 ★Texas Ratio: 2.08% |
Conventional | 1 | 0.4% | 100% | $545,000 | View |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 0.4% | 50% | $325,000 | |
Acrisure Mortgage, LLC
|
Conventional | 1 | 0.4% | 100% | $285,000 | |
Equity Prime Mortgage LLC
|
VA | 1 | 0.4% | 33.3% | $255,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 1 | 0.4% | 100% | $305,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.4% | 100% | $115,000 | View |
American Financial Network, Inc.
|
FHA | 1 | 0.4% | 100% | $155,000 | |
Valley West Corporation
|
VA | 1 | 0.4% | 100% | $385,000 | |
Click n' Close, Inc.
|
Conventional | 1 | 0.4% | 100% | $515,000 | |
Peoples Mortgage Company
|
Conventional | 1 | 0.4% | 100% | $265,000 | |
BoxCar Mortgage, LLC
|
Conventional | 1 | 0.4% | 100% | $355,000 | |
Atlanta Postal Credit Union
|
Conventional | 1 | 0.4% | 100% | $555,000 | |
Milend, Inc
|
FHA | 1 | 0.4% | 100% | $265,000 | |
Towne Mortgage Company
|
Conventional | 1 | 0.4% | 100% | $245,000 | |
Mortgage Solutions of Colorado
|
VA | 1 | 0.4% | 100% | $275,000 | |
Mutual of Omaha Mortgage
|
VA | 1 | 0.4% | 100% | $345,000 | |
Lower, LLC
|
FHA | 1 | 0.4% | 100% | $375,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
|
C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.4% | 100% | $275,000 | View |
Southwest Funding LP
|
FHA | 1 | 0.4% | 100% | $225,000 | |
Village Capital & Investment
|
FHA | 1 | 0.4% | 50% | $325,000 | |
Figure Lending LLC
|
HELOC | 0 +7 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Valon Mortgage
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Synovus Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Argo? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Argo in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Argo, AL lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 76.1 percent of home loans in Argo, Alabama in 2025, banks 18.2 percent and credit unions 5.7 percent. Hamilton Mortgage Corporation was the largest mortgage company, Regions Bank the largest bank and Southern Energy Credit Union the largest credit union. Among lenders headquartered in Alabama, Regions Bank led with 7 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Argo, Alabama with 7 loans, about 2.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
35 lenders closed FHA loans in Argo, Alabama in 2025, led by United Wholesale Mortgage with 7. 17 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 9 credit unions closed home loans in Argo, Alabama in 2025, alongside 54 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Argo, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Argo, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Argo. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.