Mortgage Lenders and Brokers in Arab, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Arab, Alabama mortgage lenders include Regions BankRegions Bank1199 N Brindlee Mountain Pkwy, Arab, AL 35016A+5.0 ★Texas Ratio: 4.37%, Peoples Bank of AlabamaPeoples Bank of Alabama2133 N Brindlee Mountain Pkwy, Arab, AL 35016A+5.0 ★Texas Ratio: 3.77%, Citizens Bank & TrustCitizens Bank & Trust1205 N Brindlee Mountain Pkwy, Arab, AL 35016A-4.3 ★Texas Ratio: 0.87%, First Federal BankFirst Federal Bank5301 Highway 69 S, Tuscaloosa, AL 35405A+5.0 ★Texas Ratio: 2.80%, Redstone Federal Credit UnionRedstone Federal Credit Union1069 N Main St, Arab, AL 35016A+5.0 ★Texas Ratio: 2.10%, Local BankLocal Bank2204 Whitesburg Drive Sw, Huntsville, AL 35801A5.0 ★Texas Ratio: 8.28%, Renasant BankRenasant Bank1943 E Glenn Ave, Auburn, AL 36830A+5.0 ★Texas Ratio: 4.72%, FirstbankFirstbank615 Quintard Ave, Anniston, AL 36201A5.0 ★Texas Ratio: 7.51%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA185 N College St, Auburn, AL 36830A+5.0 ★Texas Ratio: 3.68%, and Wells Fargo Bank NAWells Fargo Bank NA500 Colonial Promenade Pkwy, Alabaster, AL 35007A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Arab, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Arab are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Arab, Alabama
Market share is the lender's share of all home loans closed in Arab, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Arab 1199 N Brindlee Mountain Pkwy, Arab, AL 35016 A+5.0 ★Texas Ratio: 4.37% |
Conventional, VA, HELOC | 7 +6 HELOCs |
1.9% | 58.8% | $115,000 | View |
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2 offices in Arab 2133 N Brindlee Mountain Pkwy, Arab, AL 35016 A+5.0 ★Texas Ratio: 3.77% |
Conventional | 2 | 0.6% | 50% | $110,000 | View |
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1 office in Arab 1205 N Brindlee Mountain Pkwy, Arab, AL 35016 A-4.3 ★Texas Ratio: 0.87% |
Conventional | 1 | 0.3% | 100% | $85,000 | View |
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5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80% |
Conventional, FHA | 21 | 5.8% | 95.5% | $210,714 | View |
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1069 N Main St, Arab, AL 35016 A+5.0 ★Texas Ratio: 2.10% |
Conventional, FHA, VA, HELOC | 17 +47 HELOCs |
4.7% | 77.3% | $212,058 | View |
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2204 Whitesburg Drive Sw, Huntsville, AL 35801 A5.0 ★Texas Ratio: 8.28% |
Conventional, FHA, USDA | 16 | 4.4% | 100% | $303,750 | View |
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1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, USDA | 8 | 2.2% | 100% | $271,250 | View |
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615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA | 6 | 1.7% | 66.7% | $185,000 | View |
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185 N College St, Auburn, AL 36830 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 1.1% | 80% | $257,500 | View |
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500 Colonial Promenade Pkwy, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.8% | 100% | $95,000 | View |
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111 E Market St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.40% |
Conventional, FHA, USDA | 3 | 0.8% | 100% | $238,333 | View |
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1001 N Brindlee Mountain Pkwy, Arab, AL 35016 A5.0 ★Texas Ratio: 6.16% |
Conventional | 3 | 0.8% | 100% | $95,000 | View |
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305 N Broad St, Albertville, AL 35950 A+5.0 ★Texas Ratio: 1.01% |
Conventional | 2 | 0.6% | 100% | $330,000 | View |
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★ 5 stars, 1 review 1605 E University Dr, Auburn, AL 36830 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 2 | 0.6% | 100% | $260,000 | View |
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5976 US Highway 431, Albertville, AL 35950 2008 A+5.0 ★Texas Ratio: 1.16% |
Conventional | 1 | 0.3% | 100% | $115,000 | View |
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30710 Us 278, Addison, AL 35540 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.3% | 100% | $235,000 | View |
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810 Colonial Promenade Pkwy, Alabaster, AL 35007 A5.0 ★Texas Ratio: 7.13% |
Conventional | 1 | 0.3% | 100% | $95,000 | View |
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351 24th St N, Birmingham, AL 35203 3836 A+5.0 ★Texas Ratio: 5.72% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
The HomeTown Bank of Alabama
18045 State Highway 160, Cleveland, AL 35049 |
Conventional | 1 | 0.3% | 100% | $35,000 | |
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9064 Memorial Pkwy Sw, Huntsville, AL 35802 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.3% | 100% | $345,000 | View |
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3810 Governors Drive Nw, Huntsville, AL 35805 A+5.0 ★Texas Ratio: 0.43% |
Conventional | 1 | 0.3% | 100% | $705,000 | View |
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22015 Us Highway 72, Athens, AL 35613 A+5.0 ★Texas Ratio: 1.45% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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475 Green Springs Hwy, Birmingham, AL 35209 4921 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3617 Highway 280, Alexander City, AL 35010 A+5.0 ★Texas Ratio: 4.39% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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7200 US Highway 431 Ste 350, Albertville, AL 35950 1250 A5.0 ★Texas Ratio: 8.94% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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★ 1.7 stars, 3 reviews 10745 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Hamilton Mortgage Corporation
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Conventional, FHA, USDA | 10 | 2.8% | 100% | $224,000 | |
Tjc Mortgage Inc
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Conventional, FHA | 2 | 0.6% | 66.7% | $285,000 | |
Consumer First Mortgage, Inc.
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FHA | 1 | 0.3% | 100% | $205,000 | |
America'S First Federal CU
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 28 | 7.8% | 96.7% | $263,214 | |
Canopy Mortgage, LLC
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Conventional, FHA, VA, USDA, Jumbo | 26 | 7.2% | 96.3% | $303,846 | |
Rocket Mortgage
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Conventional, FHA, VA | 22 | 6.1% | 74.2% | $213,636 | |
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C-3.6 ★Texas Ratio: 31.27% |
Conventional, FHA, VA | 15 | 4.2% | 100% | $272,333 | View |
Mortgage Research Center
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VA | 13 | 3.6% | 72.2% | $316,538 | |
Pennymac Loan Services LLC
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FHA, VA | 9 | 2.5% | 90% | $240,555 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 8 | 2.2% | 100% | $317,500 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo, HELOC | 7 +1 HELOCs |
1.9% | 100% | $350,714 | |
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A+5.0 ★Texas Ratio: 5.42% |
Conventional | 7 | 1.9% | 100% | $245,000 | View |
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A4.6 ★Texas Ratio: 2.08% |
Conventional, USDA | 6 | 1.7% | 100% | $363,333 | View |
Nationstar Mortgage
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Conventional, VA | 5 | 1.4% | 83.3% | $333,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 4 | 1.1% | 100% | $360,000 | |
Guild Mortgage Company
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Conventional, FHA, VA | 4 | 1.1% | 100% | $195,000 | |
Stockton Mortgage Corporation
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FHA, VA, USDA | 4 | 1.1% | 100% | $280,000 | |
Cadence Bank
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Conventional, HELOC | 3 +6 HELOCs |
0.8% | 75% | $358,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 0.8% | 100% | $351,666 | |
First Colony Mortgage Corporat
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Conventional, FHA | 3 | 0.8% | 100% | $115,000 | |
Cardinal Financial Company, Li
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FHA, USDA | 3 | 0.8% | 75% | $201,666 | |
Land Home Financial Services,
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Conventional | 3 | 0.8% | 100% | $91,666 | |
New American Funding, LLC.
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Conventional, FHA, VA | 3 | 0.8% | 100% | $241,666 | |
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A-5.0 ★Texas Ratio: 14.97% |
FHA, VA | 3 | 0.8% | 100% | $251,666 | View |
Carrington Mortgage Services LLC
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Conventional, FHA | 3 | 0.8% | 60% | $125,000 | |
Lakeview Loan Servicing, LLC
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FHA, VA | 2 | 0.6% | 33.3% | $585,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 2 | 0.6% | 100% | $355,000 | View |
Kind Lending, LLC
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FHA, USDA | 2 | 0.6% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 2 | 0.6% | 50% | $155,000 | View |
PHH Mortgage Corporation
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Conventional, FHA | 2 | 0.6% | 100% | $295,000 | |
Filo Mortgage, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $135,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 0.6% | 25% | $95,000 | |
Union Home Mortgage Corp.
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FHA, VA | 2 | 0.6% | 100% | $305,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 0.6% | 100% | $320,000 | View |
21St Mortgage
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Conventional | 2 | 0.6% | 18.2% | $120,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.6% | 33.3% | $105,000 | |
The Loan Store, Inc
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USDA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $225,000 | |
EMM Loans LLC
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FHA | 1 | 0.3% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
American Portfolio Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $135,000 | |
Residential Wholesale Mortgage
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VA | 1 | 0.3% | 100% | $245,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
Everett Financial, Inc.
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Conventional | 1 | 0.3% | 100% | $85,000 | |
Newrez LLC
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VA | 1 | 0.3% | 100% | $395,000 | |
Acrisure Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $195,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.3% | 100% | $195,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.3% | 100% | $125,000 | |
Movement Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $135,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
FHA | 1 | 0.3% | 100% | $285,000 | View |
Resicentral LLC
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Conventional | 1 | 0.3% | 100% | $355,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.3% | 50% | $45,000 | |
Assurance Financial Group, L.L.C.
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FHA | 1 | 0.3% | 100% | $225,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
New Day Financial, LLC.
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VA | 1 | 0.3% | 33.3% | $245,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $195,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.3% | 100% | $195,000 | |
BoxCar Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $195,000 | |
Baxter Credit Union
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Conventional | 1 | 0.3% | 100% | $85,000 | |
Synovus Bank
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USDA | 1 | 0.3% | 100% | $175,000 | |
Empeople Credit Union
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Conventional | 1 | 0.3% | 100% | $405,000 | |
Goldenwest Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $215,000 | |
Victorian Finance, LLC
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Conventional | 1 | 0.3% | 100% | $405,000 | |
Towne Mortgage Company
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Conventional | 1 | 0.3% | 100% | $275,000 | |
Iserve Residential Lending
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FHA | 1 | 0.3% | 100% | $405,000 | |
Endeavor Capital, LLC
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FHA | 1 | 0.3% | 100% | $175,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.3% | 50% | $95,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.3% | 100% | $115,000 | View |
Southwest Stage Funding LLC
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Conventional | 1 | 0.3% | 100% | $85,000 | |
Gmfs, LLC
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Conventional | 1 | 0.3% | 100% | $175,000 | |
First South Financial Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $95,000 | View |
Geneva Financial LLC
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Conventional | 1 | 0.3% | 100% | $135,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.3% | 50% | $85,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.3% | 100% | $135,000 | |
The Mortgage Link, Inc.
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FHA | 1 | 0.3% | 100% | $195,000 | |
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Arab Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Arab, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Arab? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Arab in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Arab, AL
Use these to narrow the list above. Each category shows how many Arab, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Arab, AL
Independent mortgage companies closed 62.2 percent of home loans in Arab, Alabama in 2025, banks 29.2 percent and credit unions 8.6 percent. Hamilton Mortgage Corporation was the largest mortgage company, Regions Bank the largest bank and Redstone Federal Credit Union the largest credit union. Among lenders headquartered in Alabama, Regions Bank led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Arab, AL
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Arab, Alabama with 7 loans, about 1.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
41 lenders closed FHA loans in Arab, Alabama in 2025, led by First Federal Bank with 15. 24 lenders closed VA loans, led by Mortgage Research Center, and 12 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 12 credit unions closed home loans in Arab, Alabama in 2025, alongside 62 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Arab, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Arab, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Arab. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
