Mortgage Lenders and Brokers in Anniston, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Anniston, Alabama mortgage lenders include Regions BankRegions Bank3420 Greenbrier Dear Rd, Anniston, AL 36207A+5.0 ★Texas Ratio: 4.37%, First Bank of AlabamaFirst Bank of Alabama1100 Quintard Ave, Anniston, AL 36201C+4.0 ★Texas Ratio: 26.59%, FirstbankFirstbank615 Quintard Ave, Anniston, AL 36201A5.0 ★Texas Ratio: 7.51%, Wells Fargo Bank NAWells Fargo Bank NA1000 Quintard Ave, Anniston, AL 36201A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank1111 Quintard Ave, Anniston, AL 36201A+5.0 ★Texas Ratio: 2.87%, NobleBank & TrustNobleBank & Trust1509 Quintard Ave, Anniston, AL 36201A+5.0 ★Texas Ratio: 1.88%, Ameris BankAmeris Bank204 Kirkland St, Abbeville, AL 36310A+5.0 ★Texas Ratio: 1.82%, Southpoint BankSouthpoint Bank1096 N Brindlee Mountain Pkwy, Arab, AL 35016F2.8 ★Texas Ratio: 41.33%, First Federal BankFirst Federal Bank5301 Highway 69 S, Tuscaloosa, AL 35405A+5.0 ★Texas Ratio: 2.80%, and Metro BankMetro Bank35489 Ushwy 231, Ashville, AL 35953A+5.0 ★Texas Ratio: 5.61%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Anniston, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Anniston are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Anniston, Alabama
Market share is the lender's share of all home loans closed in Anniston, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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4 offices in Anniston 3420 Greenbrier Dear Rd, Anniston, AL 36207 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 14 +12 HELOCs |
4.6% | 47.1% | $146,428 | View |
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1 office in Anniston 1100 Quintard Ave, Anniston, AL 36201 C+4.0 ★Texas Ratio: 26.59% |
Conventional | 8 | 2.6% | 90% | $150,000 | View |
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1 office in Anniston 615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51% |
Conventional, HELOC | 2 +1 HELOCs |
0.7% | 66.7% | $50,000 | View |
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1 office in Anniston 1000 Quintard Ave, Anniston, AL 36201 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.7% | 50% | $35,000 | View |
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★ 1 stars, 1 review 1 office in Anniston 1111 Quintard Ave, Anniston, AL 36201 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $85,000 | View |
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1509 Quintard Ave, Anniston, AL 36201 A+5.0 ★Texas Ratio: 1.88% |
Conventional | 1 | 0.3% | 100% | $15,000 | View |
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★ 4 stars, 1 review 204 Kirkland St, Abbeville, AL 36310 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, VA | 16 | 5.2% | 94.1% | $194,375 | View |
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1096 N Brindlee Mountain Pkwy, Arab, AL 35016 F2.8 ★Texas Ratio: 41.33% |
Conventional, FHA | 10 | 3.3% | 100% | $107,000 | View |
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5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80% |
Conventional, FHA, VA, USDA | 10 | 3.3% | 100% | $244,000 | View |
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35489 Ushwy 231, Ashville, AL 35953 A+5.0 ★Texas Ratio: 5.61% |
Conventional | 5 | 1.6% | 100% | $145,000 | View |
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1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA | 4 | 1.3% | 100% | $145,000 | View |
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230 US Highway 431, Anniston, AL 36206 2120 A+5.0 ★Texas Ratio: 4.02% |
Conventional, HELOC | 3 +1 HELOCs |
1% | 60% | $138,333 | View |
Aod Federal Credit Union
7 Frankford Ave Bldg 141, Anniston, AL 36201 4199 |
Conventional | 3 | 1% | 100% | $111,666 | |
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1100 Quintard Ave, Anniston, AL 36201 A+5.0 ★Texas Ratio: 5.42% |
Conventional | 2 | 0.7% | 100% | $40,000 | View |
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1216 Wilmer Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 6.56% |
Conventional | 2 | 0.7% | 50% | $345,000 | View |
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2320 Moores Mill Rd, Auburn, AL 36830 A5.0 ★Texas Ratio: 8.75% |
VA | 1 | 0.3% | 100% | $135,000 | View |
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3617 Highway 280, Alexander City, AL 35010 A+5.0 ★Texas Ratio: 4.39% |
Conventional | 1 | 0.3% | 50% | $235,000 | View |
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2694 Hilton Garden Drive, Auburn, AL 36830 A+5.0 ★Texas Ratio: 5.61% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
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813 Shades Creek Pkwy, Birmingham, AL 35209 A+5.0 ★Texas Ratio: 3.09% |
FHA | 1 | 0.3% | 100% | $215,000 | View |
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★ 1.7 stars, 3 reviews 10745 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
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925 Quintard Ave, Anniston, AL 36201 A+5.0 ★Texas Ratio: 0.41% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1069 N Main St, Arab, AL 35016 A+5.0 ★Texas Ratio: 2.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Tjc Mortgage Inc
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Conventional, FHA | 2 | 0.7% | 100% | $85,000 | |
America'S First Federal CU
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Conventional, HELOC | 1 +5 HELOCs |
0.3% | 100% | $55,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 27 | 8.8% | 77.8% | $140,185 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 20 | 6.5% | 90.9% | $241,000 | |
Acopia, LLC
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Conventional, FHA, VA | 15 | 4.9% | 100% | $113,666 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 14 | 4.6% | 100% | $188,571 | |
Success Mortgage Partners, Inc
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Conventional, FHA, VA | 12 | 3.9% | 100% | $130,833 | |
Mortgage Research Center
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VA | 10 | 3.3% | 62.5% | $182,000 | |
Freedom Mortgage Corporation
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FHA, VA | 9 | 2.9% | 71.4% | $220,555 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional, FHA, VA | 7 | 2.3% | 25.8% | $177,857 | |
Kind Lending, LLC
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Conventional, FHA, VA | 6 | 2% | 100% | $148,333 | |
New Day Financial, LLC.
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VA | 6 | 2% | 70% | $185,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 5 | 1.6% | 100% | $223,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 1.6% | 85.7% | $173,000 | |
Atlantic Bay Mortgage Group
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FHA, VA | 5 | 1.6% | 100% | $259,000 | |
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A4.6 ★Texas Ratio: 2.08% |
Conventional, FHA | 4 | 1.3% | 100% | $275,000 | View |
Newrez LLC
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Conventional, FHA | 4 | 1.3% | 57.1% | $180,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 4 | 1.3% | 100% | $215,000 | |
Guild Mortgage Company
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Conventional, FHA | 4 | 1.3% | 100% | $180,000 | |
Towne Mortgage Company
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Conventional, FHA, VA | 4 | 1.3% | 100% | $260,000 | |
Nationstar Mortgage
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Conventional | 3 | 1% | 100% | $161,666 | |
Mortgage Solutions of Colorado
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FHA, VA | 3 | 1% | 75% | $178,333 | |
Hunt Mortgage Corporation
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Conventional, FHA | 3 | 1% | 100% | $201,666 | |
Southwest Funding LP
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FHA | 3 | 1% | 100% | $181,666 | |
loanDepot.com LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.7% | 20% | $80,000 | |
American Financial Resources LLC
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FHA | 2 | 0.7% | 66.7% | $165,000 | |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 2 | 0.7% | 100% | $210,000 | View |
Movement Mortgage, LLC
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Conventional, FHA | 2 | 0.7% | 100% | $205,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.7% | 100% | $240,000 | View |
Planet Home Lending, LLC
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Conventional, VA | 2 | 0.7% | 100% | $140,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 2 | 0.7% | 100% | $225,000 | |
Lower, LLC
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Conventional, FHA | 2 | 0.7% | 50% | $80,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
FHA | 2 | 0.7% | 100% | $135,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 2 | 0.7% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $75,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $355,000 | |
Pentagon Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $175,000 | |
Better Mortgage Corporation
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $135,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Residential Wholesale Mortgage
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FHA | 1 | 0.3% | 100% | $145,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 100% | $115,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.3% | 7.7% | $105,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 0.3% | 100% | $255,000 | |
American Financial Network, Inc.
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VA | 1 | 0.3% | 33.3% | $155,000 | |
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A5.0 ★Texas Ratio: 8.47% |
FHA | 1 | 0.3% | 33.3% | $85,000 | View |
Cardinal Financial Company, Li
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Conventional | 1 | 0.3% | 100% | $355,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $155,000 | |
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B4.4 ★Texas Ratio: 21.68% |
FHA | 1 | 0.3% | 100% | $185,000 | View |
Stockton Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $95,000 | |
Mission Loans, LLC
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VA | 1 | 0.3% | 100% | $235,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.3% | 100% | $215,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.3% | 50% | $125,000 | |
New American Funding, LLC.
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FHA | 1 | 0.3% | 100% | $195,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.3% | 100% | $225,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 0.3% | 100% | $155,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.3% | 100% | $125,000 | |
Village Capital & Investment
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VA | 1 | 0.3% | 33.3% | $325,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Anniston Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Anniston, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Anniston? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Anniston in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Anniston, AL
Use these to narrow the list above. Each category shows how many Anniston, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Anniston, AL
Independent mortgage companies closed 66.7 percent of home loans in Anniston, Alabama in 2025, banks 29.7 percent and credit unions 3.6 percent. Tjc Mortgage Inc was the largest mortgage company, Regions Bank the largest bank and Emblem Credit Union the largest credit union. Among lenders headquartered in Alabama, Regions Bank led with 14 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Anniston, AL
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Anniston, Alabama with 14 loans, about 4.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
41 lenders closed FHA loans in Anniston, Alabama in 2025, led by Fairway Independent Mort Corp with 9. 25 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 8 credit unions closed home loans in Anniston, Alabama in 2025, alongside 49 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Anniston, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Anniston, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Anniston. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
