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Mortgage Lenders and Brokers in Alabaster, Alabama

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Alabaster, Alabama mortgage lenders include Regions BankRegions Bank55 S Colonial Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.37%, Wells Fargo Bank NAWells Fargo Bank NA500 Colonial Promenade Pkwy, Alabaster, AL 35007A+5.0 ★Texas Ratio: 5.36%, PNC Bank N.A.PNC Bank N.A.10745 Highway 119, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.24%, Valley National BankValley National Bank50 Jimmy Gould Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 5.76%, FirstbankFirstbank615 Quintard Ave, Anniston, AL 36201A5.0 ★Texas Ratio: 7.51%, Renasant BankRenasant Bank1943 E Glenn Ave, Auburn, AL 36830A+5.0 ★Texas Ratio: 4.72%, Trustmark BankTrustmark Bank111 E Market St, Athens, AL 35611A+5.0 ★Texas Ratio: 2.40%, Southpoint BankSouthpoint Bank1096 N Brindlee Mountain Pkwy, Arab, AL 35016F2.8 ★Texas Ratio: 41.33%, First Federal BankFirst Federal Bank5301 Highway 69 S, Tuscaloosa, AL 35405A+5.0 ★Texas Ratio: 2.80%, and Central State BankCentral State Bank9331 Highway 119, Alabaster, AL 35007A+5.0 ★Texas Ratio: 1.93%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Alabaster, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Alabaster are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Alabaster, Alabama

Market share is the lender's share of all home loans closed in Alabaster, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Regions Bank 2 offices in Alabaster 55 S Colonial Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.37%	Conventional, FHA, VA, HELOC	62 +91 HELOCs	7.2%	80.2%	$148,225	View
Wells Fargo Bank NA 1 office in Alabaster 500 Colonial Promenade Pkwy, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	10	1.2%	100%	$167,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Alabaster 10745 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.24%	Conventional, FHA, HELOC	4 +16 HELOCs	0.5%	100%	$270,000	View
Valley National Bank 1 office in Alabaster 50 Jimmy Gould Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.76%	HELOC	0 +1 HELOCs	0%	n/a		View
Firstbank 615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51%	Conventional, FHA, VA, HELOC	29 +1 HELOCs	3.3%	96.7%	$248,448	View
Renasant Bank 1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72%	Conventional, FHA, VA, HELOC	15 +3 HELOCs	1.7%	93.8%	$256,333	View
Trustmark Bank 111 E Market St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.40%	Conventional, FHA, VA, HELOC	13 +7 HELOCs	1.5%	86.7%	$375,000	View
Southpoint Bank 1096 N Brindlee Mountain Pkwy, Arab, AL 35016 F2.8 ★Texas Ratio: 41.33%	Conventional, FHA, VA	13	1.5%	86.7%	$245,769	View
First Federal Bank 5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80%	Conventional, FHA, VA	10	1.2%	100%	$265,000	View
Central State Bank 9331 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 1.93%	Conventional	10	1.2%	90.9%	$115,000	View
eCO Credit Union 791 4th Pl SW, Alabaster, AL 35007 8878 A+5.0 ★Texas Ratio: 3.69%	Conventional	6	0.7%	100%	$133,333	View
Avadian Credit Union 475 Green Springs Hwy, Birmingham, AL 35209 4921 A+5.0 ★Texas Ratio: 3.41%	Conventional, FHA, VA, HELOC	5 +43 HELOCs	0.6%	100%	$265,000	View
Legacy Community Federal Credit Union 810 Colonial Promenade Pkwy, Alabaster, AL 35007 A5.0 ★Texas Ratio: 7.13%	Conventional	5	0.6%	100%	$135,000	View
Servisfirst Bank 2320 Moores Mill Rd, Auburn, AL 36830 A5.0 ★Texas Ratio: 8.75%	Conventional, HELOC	4 +2 HELOCs	0.5%	100%	$377,500	View
Southstate Bank, National Association ★ 5 stars, 1 review 1605 E University Dr, Auburn, AL 36830 A+5.0 ★Texas Ratio: 2.27%	Conventional, FHA, VA	3	0.3%	100%	$295,000	View
Ameris Bank ★ 4 stars, 1 review 204 Kirkland St, Abbeville, AL 36310 A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA	3	0.3%	100%	$248,333	View
Metro Bank 35489 Ushwy 231, Ashville, AL 35953 A+5.0 ★Texas Ratio: 5.61%	Conventional	2	0.2%	100%	$155,000	View
EvaBank 1001 N Brindlee Mountain Pkwy, Arab, AL 35016 A5.0 ★Texas Ratio: 6.16%	Conventional	2	0.2%	100%	$210,000	View
Southern Energy Credit Union 925 Quintard Ave, Anniston, AL 36201 A+5.0 ★Texas Ratio: 0.41%	Conventional, HELOC	1 +10 HELOCs	0.1%	100%	$385,000	View
First Horizon Bank ★ 5 stars, 1 review 2340 Woodcrest Pl, Birmingham, AL 35209 A+5.0 ★Texas Ratio: 5.76%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$295,000	View
Guardian Credit Union 1215A Dr M L K Jr Expy, Andalusia, AL 36420 3431 A+5.0 ★Texas Ratio: 5.47%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$385,000	View
Truist Bank ★ 1 stars, 1 review 629 E Main St, Albertville, AL 35950 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$145,000	View
JPMorgan Chase Bank, NA 185 N College St, Auburn, AL 36830 A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	33.3%	$405,000	View
First Financial Bank 30966 Highway 278, Addison, AL 35540 A+5.0 ★Texas Ratio: 4.65%	Conventional	1	0.1%	100%	$225,000	View
Liberty Mortgage Corporation 305 N Broad St, Albertville, AL 35950	Conventional	1	0.1%	100%	$405,000
Mutual Savings Credit Union 1030 Lee St, Alexander City, AL 35010 2655 A+5.0 ★Texas Ratio: 1.18%	Conventional	1	0.1%	50%	$475,000	View
CB&S Bank 1901 E Glenn Ave, Auburn, AL 36830 C3.6 ★Texas Ratio: 21.51%	Conventional	1	0.1%	100%	$245,000	View
The Citizens Bank 301 S Edwards St, Enterprise, AL 36330 A+5.0 ★Texas Ratio: 2.99%	Conventional	1	0.1%	100%	$125,000	View
AlaTrust Credit Union 1216 Wilmer Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 6.56%	HELOC	0 +2 HELOCs	0%	0%		View
United Community Bank 2121 Highland Ave S, Birmingham, AL 35205 A+5.0 ★Texas Ratio: 2.97%	HELOC	0 +2 HELOCs	0%	n/a		View
Max Credit Union 336 N Gay St, Auburn, AL 36830 3992 A+5.0 ★Texas Ratio: 2.18%	HELOC	0 +1 HELOCs	0%	n/a		View
River Bank & Trust 3617 Highway 280, Alexander City, AL 35010 A+5.0 ★Texas Ratio: 4.39%	HELOC	0 +1 HELOCs	0%	n/a		View
All In Credit Union 609 Ozark Rd, Abbeville, AL 36310	HELOC	0 +1 HELOCs	0%	n/a
Tjc Mortgage Inc	Conventional, FHA, VA	6	0.7%	100%	$270,000
Hamilton Mortgage Corporation	Conventional, FHA	5	0.6%	100%	$153,000
America'S First Federal CU	Conventional, HELOC	3 +34 HELOCs	0.3%	100%	$175,000
Rocket Mortgage	Conventional, FHA, VA	71	8.2%	85.1%	$202,183
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	63 +2 HELOCs	7.3%	91.4%	$300,396
DHI Mortgage Company, LTD.	Conventional, FHA, VA	38	4.4%	83%	$348,421
Fairway Independent Mort Corp	Conventional, FHA, VA	30	3.5%	100%	$241,000
Movement Mortgage, LLC	Conventional, FHA	25	2.9%	100%	$246,200
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	21	2.4%	84%	$336,428
Guild Mortgage Company	Conventional, FHA	21	2.4%	96.7%	$262,619
loanDepot.com LLC	Conventional, FHA, VA, HELOC	20 +2 HELOCs	2.3%	83.3%	$196,500
Union Home Mortgage Corp.	Conventional, FHA, VA, HELOC	19 +1 HELOCs	2.2%	100%	$271,315
Nationstar Mortgage	Conventional, FHA, VA	18	2.1%	90%	$153,888
Freedom Mortgage Corporation	Conventional, FHA, VA	16	1.8%	87%	$248,750
Prosperity Home Mortgage, LLC	Conventional, FHA, VA	15	1.7%	88.9%	$270,333
Cadence Bank	Conventional, FHA, HELOC	13 +6 HELOCs	1.5%	76.5%	$291,923
Canopy Mortgage, LLC	Conventional, FHA, VA	13	1.5%	100%	$429,615
Mortgage Research Center	VA	11	1.3%	68.8%	$330,454
Leaderone Financial Corp.	Conventional, FHA	11	1.3%	84.6%	$189,545
Stockton Mortgage Corporation	Conventional, FHA, VA	10	1.2%	100%	$269,000
Newrez LLC	Conventional, FHA, VA	9	1%	56.2%	$223,888
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	9	1%	100%	$295,000
Acrisure Mortgage, LLC	Conventional, FHA, VA	8	0.9%	100%	$247,500
Amerisave Mortgage Company	Conventional	8	0.9%	50%	$140,000
BoxCar Mortgage, LLC	Conventional, FHA	8	0.9%	100%	$280,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	7 +4 HELOCs	0.8%	70%	$206,428
Guaranteed Rate, Inc.	Conventional, VA	7	0.8%	77.8%	$265,000
Planet Home Lending, LLC	FHA, VA	7	0.8%	87.5%	$319,285
Assurance Financial Group, L.L.C.	Conventional, FHA, HELOC	6 +1 HELOCs	0.7%	100%	$198,333
Cornerstone First Mortgage, LLC	Conventional, FHA	6	0.7%	85.7%	$251,666
Premier Mortgage Resources, LLC	Conventional, FHA	5	0.6%	100%	$177,000
CrossCountry Mortgage, LLC	Conventional, FHA	5	0.6%	100%	$269,000
AdvantageFirst Lending Inc	FHA	5	0.6%	100%	$275,000
The Loan Store, Inc	Conventional, FHA	5	0.6%	100%	$215,000
Mutual of Omaha Mortgage	Conventional, VA	5	0.6%	75%	$283,000
New American Funding, LLC.	FHA	5	0.6%	83.3%	$323,000
Lower, LLC	Conventional, FHA, VA	5	0.6%	83.3%	$295,000
Vanderbilt Mortgage and Finance, Inc	Conventional	5	0.6%	20%	$125,000
New Day Financial, LLC.	VA	4	0.5%	80%	$285,000
The Local Lender, LLC	Conventional	4	0.5%	100%	$227,500
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	4	0.5%	100%	$215,000	View
Gmfs, LLC	Conventional	4	0.5%	100%	$310,000
Carrington Mortgage Services LLC	Conventional, FHA	4	0.5%	54.5%	$160,000
First Community Mortgage, Inc. A4.6 ★Texas Ratio: 2.08%	Conventional, FHA	3	0.3%	100%	$348,333	View
Nbkc Bank	Conventional, FHA	3	0.3%	100%	$371,666
Filo Mortgage, LLC	Conventional, FHA	3	0.3%	75%	$245,000
Discover Bank	Conventional	3	0.3%	27.3%	$48,333
Click n' Close, Inc.	Conventional, FHA	3	0.3%	100%	$181,666
First Colony Mortgage Corporat	Conventional, FHA	3	0.3%	85.7%	$298,333
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	3	0.3%	50%	$231,666	View
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	Conventional, FHA	3	0.3%	100%	$228,333	View
Spring Eq, LLC	Conventional, HELOC	2 +3 HELOCs	0.2%	40%	$140,000
Cmg Mortgage Inc	Conventional, FHA, HELOC	2 +1 HELOCs	0.2%	100%	$155,000
HomeBridge Financial Services, Inc	VA, HELOC	2 +1 HELOCs	0.2%	100%	$365,000
Goodleap, LLC	FHA, VA	2	0.2%	100%	$290,000
Lakeview Loan Servicing, LLC	Conventional, VA	2	0.2%	28.6%	$170,000
Colorado Federal Savings Bank A+5.0 ★Texas Ratio: 3.16%	Conventional	2	0.2%	100%	$260,000	View
Success Lending, LLC	Conventional, FHA	2	0.2%	100%	$330,000
Equity Prime Mortgage LLC	FHA	2	0.2%	66.7%	$255,000
Kind Lending, LLC	Conventional, FHA	2	0.2%	100%	$505,000
Princeton Mortgage Corporation	Conventional, FHA	2	0.2%	60%	$290,000
ClearPath Lending	VA	2	0.2%	100%	$250,000
Peoples Mortgage Company	Conventional, FHA	2	0.2%	50%	$305,000
The Mortgage Firm	Conventional	2	0.2%	100%	$255,000
Towne Mortgage Company	Conventional, FHA	2	0.2%	100%	$245,000
Hunt Mortgage Corporation	Conventional, FHA	2	0.2%	100%	$210,000
Paramount Residential Mortgage	Conventional, FHA	2	0.2%	100%	$140,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	2	0.2%	100%	$240,000	View
Synovus Bank	Conventional, HELOC	1 +5 HELOCs	0.1%	100%	$305,000
Bank of America NA A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$295,000	View
Liberty Federal Credit Union A+5.0 ★Texas Ratio: 1.01%	FHA	1	0.1%	50%	$355,000	View
Residential Wholesale Mortgage	FHA	1	0.1%	100%	$365,000
Royal United Mortgage LLC	Conventional	1	0.1%	100%	$85,000
Primelending	FHA	1	0.1%	100%	$205,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional	1	0.1%	100%	$675,000	View
North American Savings Bank A+5.0 ★Texas Ratio: 4.31%	Conventional	1	0.1%	100%	$225,000	View
AmeriHome Mortgage Company, LLC	FHA	1	0.1%	100%	$245,000
Triad Financial Services, Inc. A+5.0 ★Texas Ratio: 1.51%	Conventional	1	0.1%	50%	$155,000	View
PHH Mortgage Corporation	Conventional	1	0.1%	100%	$195,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.1%	100%	$385,000	View
Southern Bancorp Bank A5.0 ★Texas Ratio: 8.01%	Conventional	1	0.1%	100%	$275,000	View
Loyal Trust Bank	Conventional	1	0.1%	100%	$235,000
HomeXpress Mortgage Corp.	Conventional	1	0.1%	100%	$165,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.1%	100%	$405,000	View
Success Mortgage Partners, Inc	Conventional	1	0.1%	100%	$245,000
American Financing Corporation	FHA	1	0.1%	20%	$275,000
Eastman Credit Union	Conventional	1	0.1%	100%	$425,000
Delta Community Credit Union	Conventional	1	0.1%	100%	$215,000
Stg Mortgage Inc	FHA	1	0.1%	100%	$195,000
American Internet Mortgage, Inc.	Conventional	1	0.1%	100%	$735,000
Land Home Financial Services,	FHA	1	0.1%	100%	$355,000
Beeline Loans, Inc.	Conventional	1	0.1%	100%	$275,000
Churchill Mortgage Corporation	Conventional	1	0.1%	100%	$155,000
The Freedom Bank of Virginia C+4.2 ★Texas Ratio: 24.99%	Conventional	1	0.1%	100%	$395,000	View
American Pacific Mortgage Corporation	Conventional	1	0.1%	100%	$215,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	100%	$165,000	View
Milend, Inc	FHA	1	0.1%	50%	$225,000
Victorian Finance, LLC	Conventional	1	0.1%	100%	$295,000
Mortgage Solutions of Colorado	VA	1	0.1%	100%	$375,000
Zillow Home Loans, LLC	FHA	1	0.1%	100%	$295,000
Hope Federal Credit Union A+5.0 ★Texas Ratio: 4.07%	Conventional	1	0.1%	100%	$235,000	View
21St Mortgage	Conventional	1	0.1%	100%	$115,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	1	0.1%	100%	$75,000	View
Plaza Home Mortgage, Inc	Conventional	1	0.1%	100%	$95,000
Top Flite Financial, Inc.	FHA	1	0.1%	100%	$55,000
Village Capital & Investment	VA	1	0.1%	100%	$395,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +10 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +5 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +4 HELOCs	0%	n/a
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +4 HELOCs	0%	n/a		View
Valon Mortgage	HELOC	0 +2 HELOCs	0%	n/a
Atlanta Postal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 6, 2026.

Alabaster Mortgage Rate Trends

Daily average mortgage rates for Alabama compared with the national average, updated every evening.

30-Year Fixed AL Avg

7.159%

▲ 0.056 vs 7 days ago

15-Year Fixed AL Avg

6.723%

▲ 0.014 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Alabaster, Alabama

Looking for mortgage lenders near me or mortgage brokers near me in Alabaster? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Alabaster in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Alabaster, AL

Use these to narrow the list above. Each category shows how many Alabaster, AL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 84 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 45 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 16 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 70 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 38 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 1 lenders. Loans above the conforming limit for higher priced homes Local lenders based in AL 24 lenders headquartered in Alabama, the closest thing to a mortgage lender near you

Who Lends in Alabaster, AL

Independent mortgage companies closed 69.3 percent of home loans in Alabaster, Alabama in 2025, banks 26.9 percent and credit unions 3.8 percent. Liberty Mortgage Corporation was the largest mortgage company, Regions Bank the largest bank and eCO Credit Union the largest credit union. Among lenders headquartered in Alabama, Regions Bank led with 62 loans.

69.3%

Mortgage companies

26.9%

Banks

3.8%

Credit unions

29%

FHA loans

13%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.

More Alabama Mortgage Lender Pages

All Alabama lenders 790 lenders Huntsville 310 lenders Mobile 230 lenders Montgomery 208 lenders Hoover 215 lenders Tuscaloosa 212 lenders Birmingham 194 lenders Auburn 201 lenders Athens 171 lenders Dothan 154 lenders Daphne 186 lenders Foley 186 lenders Phenix City 125 lenders

Frequently Asked Questions About Mortgage Lenders in Alabaster, AL

Who is the largest mortgage lender in Alabaster, AL?

By home loans closed in 2025, Regions Bank was the largest mortgage lender in Alabaster, Alabama with 62 loans, about 7.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Alabaster, AL have the highest approval rates?

Among lenders with meaningful volume in Alabaster, Alabama, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 91.4 percent, against a 84.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Alabaster, AL mortgage lenders offer FHA, VA and USDA loans?

70 lenders closed FHA loans in Alabaster, Alabama in 2025, led by DHI Mortgage Company, LTD. with 24. 38 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Alabaster, AL lender list?

Yes. 45 banks and 16 credit unions closed home loans in Alabaster, Alabama in 2025, alongside 84 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Alabaster, AL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Alabaster, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Alabaster, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Alabaster. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.