Akron, Alabama mortgage lenders include First Federal BankFirst Federal Bank5301 Highway 69 S, Tuscaloosa, AL 35405A+5.0 ★Texas Ratio: 2.80%, Bryant BankBryant Bank286 Us Highway 31 S, Athens, AL 35611A+5.0 ★Texas Ratio: 2.46%, CB&S BankCB&S Bank1901 E Glenn Ave, Auburn, AL 36830C3.6 ★Texas Ratio: 21.51%, FirstbankFirstbank615 Quintard Ave, Anniston, AL 36201A5.0 ★Texas Ratio: 7.51%, Regions BankRegions Bank55 S Colonial Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.37%, SmartbankSmartbank337 Airport Rd Ste A, Auburn, AL 36830A+5.0 ★Texas Ratio: 1.74%, 21St Mortgage, Vanderbilt Mortgage and Finance, Inc, Rocket Mortgage, and Movement Mortgage, LLC. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Akron, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Akron are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Akron, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80% |
Conventional, VA | 2 | 13.3% | 100% | $305,000 | View |
|
286 Us Highway 31 S, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.46% |
Conventional | 1 | 6.7% | 100% | $465,000 | View |
|
1901 E Glenn Ave, Auburn, AL 36830 C3.6 ★Texas Ratio: 21.51% |
Conventional | 1 | 6.7% | 100% | $545,000 | View |
|
615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51% |
FHA | 1 | 6.7% | 66.7% | $155,000 | View |
|
55 S Colonial Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
337 Airport Rd Ste A, Auburn, AL 36830 A+5.0 ★Texas Ratio: 1.74% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
21St Mortgage
|
Conventional | 2 | 13.3% | 33.3% | $90,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 2 | 13.3% | 40% | $75,000 | |
Rocket Mortgage
|
Conventional | 1 | 6.7% | 50% | $85,000 | |
Movement Mortgage, LLC
|
Conventional | 1 | 6.7% | 100% | $305,000 | |
Pennymac Loan Services LLC
|
FHA | 1 | 6.7% | 100% | $205,000 | |
Nfm, Inc
|
FHA | 1 | 6.7% | 100% | $155,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 6.7% | 100% | $135,000 | View |
Peoples Mortgage Company
|
Conventional | 1 | 6.7% | 100% | $135,000 |
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Akron? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Akron in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Akron, AL lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 60 percent of home loans in Akron, Alabama in 2025, banks 40 percent and credit unions 0 percent. 21St Mortgage was the largest mortgage company, First Federal Bank the largest bank. Among lenders headquartered in Alabama, First Federal Bank led with 2 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
By home loans closed in 2025, First Federal Bank was the largest mortgage lender in Akron, Alabama with 2 loans, about 13.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Akron, Alabama in 2025, led by Firstbank with 1. 1 lenders closed VA loans, led by First Federal Bank. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 0 credit unions closed home loans in Akron, Alabama in 2025, alongside 7 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Akron, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Akron, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Akron. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.