Best Money Market Rates in Elmwood, Wisconsin - July 2026

Qualifications Required; Qualifying balance up to $1,000,000.00

Rates are based on zip code. The interest rate is variable and subject to change at any time. Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest and may be subject to a $25.00 per month maintenance fee. Fees may reduce earnings. When your balance falls into a specific rate tier, your entire balance will earn the applicable rate in effect for that tier. Initial minimum opening deposit to earn interest on the HRMMA is $25,000.00 and must be "New Money" which is defined as money that is not currently on deposit in any Huntington account (except maturing CDs). Offer is limited to one per household. We also reserve the right to limit acceptance of deposits greater than $2,000,000.00. Not valid with any other offer.

Rates based on zip code and with a minimum of $25,000 not currently deposited at Huntington. Variable rate. Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest. Offer is limited to one per household. Not valid with any other offer.

With Active Checking*

Qualifications Required; Qualifying balance up to $999,999.99

With Active Checking*

With Checking

With Checking

Rate is based on the 3-month US Treasury rate minus a margin of 0.50%.

For individual accounts only. Dividends are compounded monthly. Fees may reduce earnings.

$200,000

Maintenance Fee/Minimum Balance*: $0 (effective 2/1/25)

APY is current as of 1/26/2026. Last changed 1/26/2026. APY is determined by the account balance. Minimum balance of $.01 to earn APY. APY is accurate as of the last dividend declaration date. Rates may change after the account is opened. Fees could reduce the balance and earnings on the account. Membership required and account opening upon qualification. Other conditions or restriction may apply. Refer to our disclosures and service fees for more information.

Qualifications NOT met; Qualifying balance up to $1,000,000.00

With Active Checking*

Maintenance Fee/Minimum Balance*: $0 (effective 2/1/25)

Maintenance Fee/Minimum Balance*: $0 (effective 2/1/25)

Maintenance Fee/Minimum Balance*: $0 (effective 2/1/25)

The minimum deposit to open this account is $1,000. The minimum to avoid a monthly service fee is a $1,000 average daily balance. If the average daily balance falls below $1,000, there will be a monthly service fee of $15. The interest rate and APY are subject to change after the account is opened. Interest is compounded monthly and credited to your account monthly. Interest accrues on the daily collected balance at the interest rate in effect for that balance tier. Fees could reduce earnings.

Initial, and ongoing, eligibility for the Relationship Money Market rate requires the customer to maintain an additional deposit or loan product with Ixonia Bank.

Rates are effective as of 07/01/2026. Fees may reduce earnings. Minimum amount is minimum account balance to earn interest. Account balance cannot drop below $10,000. Rates may change after the account has been opened.

With Checking

With Checking

Average Daily Balances of: $1,000,000.00+

$250,000.00 minimum balance to open and maintain to avoid minimum balance fees.

APY accurate as of 2/01/2023. Fees may apply and could reduce earnings. Account must be open and active for 180 calendar days or a $30.00 closing fee will be assessed at account closing. Offer subject to change at any time.

The minimum deposit to open this account is $1,000. The minimum to avoid a monthly service fee is a $1,000 average daily balance. If the average daily balance falls below $1,000, there will be a monthly service fee of $15. The interest rate and APY are subject to change after the account is opened. Interest is compounded monthly and credited to your account monthly. Interest accrues on the daily collected balance at the interest rate in effect for that balance tier. Fees could reduce earnings.

Introductory Rate Tiers

APY accurate as of 2/01/2023. Fees may apply and could reduce earnings. Account must be open and active for 180 calendar days or a $30.00 closing fee will be assessed at account closing. Offer subject to change at any time.

$5,000,000+

$5,000,000+

The minimum deposit to open this account is $1,000. The minimum to avoid a monthly service fee is a $1,000 average daily balance. If the average daily balance falls below $1,000, there will be a monthly service fee of $15. The interest rate and APY are subject to change after the account is opened. Interest is compounded monthly and credited to your account monthly. Interest accrues on the daily collected balance at the interest rate in effect for that balance tier. Fees could reduce earnings.