Best Money Market Rates in Reader, West Virginia (WV) - March 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Reader, West Virginia and the surrounding area money market rates include The Bank of RomneyThe Bank of Romney95 E Main St, Romney, WV 26757B+4.7 ★Texas Ratio: 18.78% MMA at 3.87% APY, Main Street Bank CorpMain Street Bank Corp2001 Main St Ste 100, Wheeling, WV 26003A5.0 ★Texas Ratio: 11.67% Maximize Money Market at 3.75% APY, Wayne Savings Community BankWayne Savings Community Bank2001 Main St, Wheeling, WV 26003A+5.0 ★Texas Ratio: 1.67% Maximize Money Market at 3.75% APY, The Huntington National BankThe Huntington National Bank121 N Court St, Harrisville, WV 26362A+5.0 ★Texas Ratio: 4.60% Relationship Money Market Account at 3.66% APY, and The Citizens Bank of WestonThe Citizens Bank of Weston201 Main Ave, Weston, WV 26452A+5.0 ★Texas Ratio: 3.19% Citizens Money Market at 3.49% APY. Money market rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these money market rates in Reader, West Virginia and the surrounding area compare, use our comprehensive tables below for side-by-side comparisons so you can find the best yields available. Rates in Reader, West Virginia (WV) are continually updated we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Reader, West Virginia and surrounding area. Last Updated and Verified: March 25, 2026
Compare the Best Money Market Rates Today in Reader, West Virginia & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
The Bank of Romney
Institution Rating:
B+4.7 ★ Texas Ratio: 18.78%
95 E Main St, Romney, WV 26757
MMA
3.87%
$2,500
▼
Rate3.80%
Min Deposit$2,500
Min Balance—
UpdatedMar 25, 2026
Details
$5.00 fee under $2,500.00
Main Street Bank Corp
Institution Rating:
A5.0 ★ Texas Ratio: 11.67%
2001 Main St Ste 100, Wheeling, WV 26003
Maximize Money Market
3.75%
$25,000
▼
Rate3.69%
Min Deposit$25,000
Min Balance—
UpdatedMar 20, 2026
Details
Wayne Savings Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
2001 Main St, Wheeling, WV 26003
Maximize Money Market
3.75%
$25,000
▼
Rate3.69%
Min Deposit$25,000
Min Balance—
UpdatedMar 22, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
121 N Court St, Harrisville, WV 26362
Relationship Money Market Account
3.66%
$0
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
With Private Client Account****
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
121 N Court St, Harrisville, WV 26362
Relationship Money Market Account
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
With Huntington Platinum Perks Checking***
The Bank of Romney
Institution Rating:
B+4.7 ★ Texas Ratio: 18.78%
95 E Main St, Romney, WV 26757
MMA
3.56%
$2,500
▼
Rate3.50%
Min Deposit$2,500
Min Balance—
UpdatedMar 25, 2026
Details
$5.00 fee under $2,500.00
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
121 N Court St, Harrisville, WV 26362
Relationship Money Market Account
3.51%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
With Huntington Perks Checking**
The Citizens Bank of Weston
Institution Rating:
A+5.0 ★ Texas Ratio: 3.19%
201 Main Ave, Weston, WV 26452
Citizens Money Market
3.49%
$100
▼
Rate3.69%
Min Deposit$100
Min Balance—
UpdatedMar 18, 2026
Details
The Citizens Bank of Weston
Institution Rating:
A+5.0 ★ Texas Ratio: 3.19%
201 Main Ave, Weston, WV 26452
Corporate Money Market
3.49%
$100
▼
Rate3.69%
Min Deposit$100
Min Balance—
UpdatedMar 18, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
121 N Court St, Harrisville, WV 26362
Relationship Money Market Account
3.45%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Non-Relationship Rate
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
18554 Buffalo Road, Buffalo, WV 25033
Money Market Plus Account
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
As High As; Qualifying balance up to $1,000.00
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
121 N Court St, Harrisville, WV 26362
High-Yield Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 20, 2026
Details
Minimum of $25,000 not currently deposited at Huntington.
The Bank of Romney
Institution Rating:
B+4.7 ★ Texas Ratio: 18.78%
95 E Main St, Romney, WV 26757
MMA
3.04%
$2,500
▼
Rate3.00%
Min Deposit$2,500
Min Balance—
UpdatedMar 25, 2026
Details
$5.00 fee under $2,500.00
PCB Pendleton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
128 N Main St, Franklin, WV 26807
Investment Plus Money Market
2.66%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
The Bank of Romney
Institution Rating:
B+4.7 ★ Texas Ratio: 18.78%
95 E Main St, Romney, WV 26757
MMA
2.53%
$2,500
▼
Rate2.50%
Min Deposit$2,500
Min Balance—
UpdatedMar 25, 2026
Details
$5.00 fee under $2,500.00
The Citizens Bank of Weston
Institution Rating:
A+5.0 ★ Texas Ratio: 3.19%
201 Main Ave, Weston, WV 26452
Corporate Money Market
2.50%
$100
▼
Rate2.47%
Min Deposit$100
Min Balance—
UpdatedMar 18, 2026
Details
The Citizens Bank of Weston
Institution Rating:
A+5.0 ★ Texas Ratio: 3.19%
201 Main Ave, Weston, WV 26452
Citizens Money Market
2.50%
$100
▼
Rate2.47%
Min Deposit$100
Min Balance—
UpdatedMar 18, 2026
Details
PCB Pendleton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
128 N Main St, Franklin, WV 26807
Investment Plus Money Market
2.46%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
PCB Pendleton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
128 N Main St, Franklin, WV 26807
Investment Plus Money Market
2.28%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Pleasants County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
215 Washington St, Saint Marys, WV 26170
Money Market-New Deposits Only
2.17%
$0
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
PCB Pendleton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
128 N Main St, Franklin, WV 26807
Investment Plus Money Market
2.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Pleasants County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
215 Washington St, Saint Marys, WV 26170
Money Market-New Deposits Only
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
1945 Edwin Miller Blvd, Martinsburg, WV 25404 6387
Money Market
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
459 New Creek Hwy, Keyser, WV 26726 9537
Money Market Accounts
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
459 New Creek Hwy, Keyser, WV 26726 9537
Money Market Accounts
1.91%
$0
▼
Rate1.90%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
459 New Creek Hwy, Keyser, WV 26726 9537
Money Market Accounts
1.81%
$0
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
3143 Frankfort Hwy, Ridgeley, WV 26753 8707
Money Market Deposit Accounts (MMDA)
1.80%
$0
▼
Rate1.78%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
1945 Edwin Miller Blvd, Martinsburg, WV 25404 6387
Money Market
1.76%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV 26105
Money Market
1.76%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
5268 Williamsport Pike, Martinsburg, WV 25404
Credit Union Insured Money Market Account (CUIMMA)
1.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Rates are variable and are subject to change at any time.
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
459 New Creek Hwy, Keyser, WV 26726 9537
Money Market Accounts
1.71%
$0
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
5268 Williamsport Pike, Martinsburg, WV 25404
Credit Union Insured Money Market Account (CUIMMA)
1.55%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Rates are variable and are subject to change at any time.
The Bank of Romney
Institution Rating:
B+4.7 ★ Texas Ratio: 18.78%
95 E Main St, Romney, WV 26757
MMA
1.51%
$2,500
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedMar 25, 2026
Details
$5.00 fee under $2,500.00
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV 26105
Money Market
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
1945 Edwin Miller Blvd, Martinsburg, WV 25404 6387
Money Market
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
459 New Creek Hwy, Keyser, WV 26726 9537
Money Market Accounts
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
WV National Guard Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1512 Coonskin Dr, Charleston, WV 25311 1022
Money Market
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
The Citizens Bank of Weston
Institution Rating:
A+5.0 ★ Texas Ratio: 3.19%
201 Main Ave, Weston, WV 26452
Citizens Money Market
1.50%
$100
▼
Rate1.50%
Min Deposit$100
Min Balance—
UpdatedMar 18, 2026
Details
The Citizens Bank of Weston
Institution Rating:
A+5.0 ★ Texas Ratio: 3.19%
201 Main Ave, Weston, WV 26452
Corporate Money Market
1.50%
$100
▼
Rate1.50%
Min Deposit$100
Min Balance—
UpdatedMar 18, 2026
Details
West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
2355 Maccorkle Ave, Saint Albans, WV 25177 2008
Money Market Accounts Tier 5
1.50%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
2355 Maccorkle Ave, Saint Albans, WV 25177 2008
Business Money Market
1.50%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
$5,000.00 minimum deposit to open. $5,000.00 minimum daily balance to earn APY.
Capon Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
2 W Main St, Wardensville, WV 26851
CVBTM Premium Money Market
1.46%
$50,000
▼
Rate1.45%
Min Deposit$50,000
Min Balance—
UpdatedMar 18, 2026
Details
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
3143 Frankfort Hwy, Ridgeley, WV 26753 8707
Money Market Deposit Accounts (MMDA)
1.35%
$0
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Pleasants County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
215 Washington St, Saint Marys, WV 26170
Money Market-New Deposits Only
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
1945 Edwin Miller Blvd, Martinsburg, WV 25404 6387
Money Market
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV 26105
Money Market
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
459 New Creek Hwy, Keyser, WV 26726 9537
Money Market Accounts
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Capon Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
2 W Main St, Wardensville, WV 26851
CVBTM Premium Money Market
1.26%
$25,000
▼
Rate1.25%
Min Deposit$25,000
Min Balance—
UpdatedMar 18, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
5268 Williamsport Pike, Martinsburg, WV 25404
Credit Union Insured Money Market Account (CUIMMA)
1.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Rates are variable and are subject to change at any time.
West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
2355 Maccorkle Ave, Saint Albans, WV 25177 2008
Business Money Market
1.25%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
$5,000.00 minimum deposit to open. $5,000.00 minimum daily balance to earn APY.
West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
2355 Maccorkle Ave, Saint Albans, WV 25177 2008
Money Market Accounts Tier 4
1.25%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV 26105
Share Plus Money Market Account
1.16%
$0
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
5268 Williamsport Pike, Martinsburg, WV 25404
Credit Union Insured Money Market Account (CUIMMA)
1.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Rates are variable and are subject to change at any time.
West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
2355 Maccorkle Ave, Saint Albans, WV 25177 2008
Business Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
$5,000.00 minimum deposit to open. $5,000.00 minimum daily balance to earn APY.
West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
2355 Maccorkle Ave, Saint Albans, WV 25177 2008
Money Market Accounts Tier 3
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
The Citizens Bank of Weston
Institution Rating:
A+5.0 ★ Texas Ratio: 3.19%
201 Main Ave, Weston, WV 26452
Corporate Money Market
1.00%
$100
▼
Rate1.00%
Min Deposit$100
Min Balance—
UpdatedMar 18, 2026
Details
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
459 New Creek Hwy, Keyser, WV 26726 9537
Money Market Accounts
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
5268 Williamsport Pike, Martinsburg, WV 25404
Credit Union Insured Money Market Account (CUIMMA)
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Rates are variable and are subject to change at any time.
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
3143 Frankfort Hwy, Ridgeley, WV 26753 8707
Money Market Deposit Accounts (MMDA)
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Pleasants County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
215 Washington St, Saint Marys, WV 26170
Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
The Citizens Bank of Weston
Institution Rating:
A+5.0 ★ Texas Ratio: 3.19%
201 Main Ave, Weston, WV 26452
Citizens Money Market
1.00%
$100
▼
Rate1.00%
Min Deposit$100
Min Balance—
UpdatedMar 18, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV 26105
Share Plus Money Market Account
0.95%
$0
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
3143 Frankfort Hwy, Ridgeley, WV 26753 8707
Money Market Deposit Accounts (MMDA)
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV 26105
Share Plus Money Market Account
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
18554 Buffalo Road, Buffalo, WV 25033
Money Market Account
0.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
As High As; Qualifying balance up to $1,000.00
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
18554 Buffalo Road, Buffalo, WV 25033
Money Market Account
0.70%
$0
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
18554 Buffalo Road, Buffalo, WV 25033
Money Market Account
0.65%
$0
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
18554 Buffalo Road, Buffalo, WV 25033
Money Market Account
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
3143 Frankfort Hwy, Ridgeley, WV 26753 8707
Money Market Deposit Accounts (MMDA)
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
The Grant County Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.71%
901 William Ave, Davis, WV 26260
Insured Money Market Account
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Pleasants County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
215 Washington St, Saint Marys, WV 26170
Money Market
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
CNB Bank Berkeley Springs, WV
Institution Rating:
A5.0 ★ Texas Ratio: 9.31%
101 S Washington St, Berkeley Springs, WV 25411
Money Market IRA
0.60%
$50,000
▼
Rate0.60%
Min Deposit$50,000
Min Balance—
UpdatedMar 18, 2026
Details
Davis Trust Company
Institution Rating:
F2.2 ★ Texas Ratio: 48.64%
227 Davis Ave, Elkins, WV 26241
Money Market (Hi-Fi) Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
2355 Maccorkle Ave, Saint Albans, WV 25177 2008
Business Money Market
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
$5,000.00 minimum deposit to open. $5,000.00 minimum daily balance to earn APY.
CNB Bank Berkeley Springs, WV
Institution Rating:
A5.0 ★ Texas Ratio: 9.31%
101 S Washington St, Berkeley Springs, WV 25411
Money Market IRA
0.50%
$25,000
▼
Rate0.50%
Min Deposit$25,000
Min Balance—
UpdatedMar 18, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
1122 US Highway 220 N, Moorefield, WV 26836
IMMA Gold
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Pleasants County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
215 Washington St, Saint Marys, WV 26170
Money Market
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Pleasants County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
215 Washington St, Saint Marys, WV 26170
Money Market-New Deposits Only
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
2355 Maccorkle Ave, Saint Albans, WV 25177 2008
Money Market Accounts Tier 2
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
3143 Frankfort Hwy, Ridgeley, WV 26753 8707
Money Market Deposit Accounts (MMDA)
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Jefferson Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
105 E Washington St, Shepherdstown, WV 25443
Money Market
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV 26105
Share Plus Money Market Account
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
The Grant County Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.71%
901 William Ave, Davis, WV 26260
Insured Money Market Account
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
First Guaranty Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
1000 Jerry Dove Dr Suite 101, Bridgeport, WV 26330
Guaranty Money Market
0.35%
$1,500
▼
Rate0.35%
Min Deposit$1,500
Min Balance—
UpdatedMar 18, 2026
Details
CNB Bank Berkeley Springs, WV
Institution Rating:
A5.0 ★ Texas Ratio: 9.31%
101 S Washington St, Berkeley Springs, WV 25411
Money Market IRA
0.35%
$5,000
▼
Rate0.35%
Min Deposit$5,000
Min Balance—
UpdatedMar 18, 2026
Details
Jefferson Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
105 E Washington St, Shepherdstown, WV 25443
Money Market
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Main Street Bank Corp
Institution Rating:
A5.0 ★ Texas Ratio: 11.67%
2001 Main St Ste 100, Wheeling, WV 26003
Maximize Money Market
0.30%
$25,000
▼
Rate0.30%
Min Deposit$25,000
Min Balance—
UpdatedMar 20, 2026
Details
Wayne Savings Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
2001 Main St, Wheeling, WV 26003
Maximize Money Market
0.30%
$25,000
▼
Rate0.30%
Min Deposit$25,000
Min Balance—
UpdatedMar 22, 2026
Details
Cape Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.86%
323 E Pike St, Clarksburg, WV 26301
Money Market
0.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
1122 US Highway 220 N, Moorefield, WV 26836
IMMA
0.25%
$25,000
▼
Rate0.25%
Min Deposit$25,000
Min Balance—
UpdatedMar 21, 2026
Details
Pleasants County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
215 Washington St, Saint Marys, WV 26170
Money Market-New Deposits Only
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Pleasants County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
215 Washington St, Saint Marys, WV 26170
Money Market
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
The Grant County Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.71%
901 William Ave, Davis, WV 26260
Insured Money Market Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
121 N Court St, Harrisville, WV 26362
Relationship Money Market Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Non-Relationship Rate
Jefferson Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
105 E Washington St, Shepherdstown, WV 25443
Money Market
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Main Street Bank Corp
Institution Rating:
A5.0 ★ Texas Ratio: 11.67%
2001 Main St Ste 100, Wheeling, WV 26003
Money Market Investor
0.25%
$2,500
▼
Rate0.24%
Min Deposit$2,500
Min Balance—
UpdatedMar 20, 2026
Details
1,5
Cape Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.86%
323 E Pike St, Clarksburg, WV 26301
Money Market
0.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Cape Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.86%
323 E Pike St, Clarksburg, WV 26301
Money Market
0.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
1122 US Highway 220 N, Moorefield, WV 26836
IMMA
0.15%
$2,499
▼
Rate0.15%
Min Deposit$2,499
Min Balance—
UpdatedMar 21, 2026
Details
Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
10767 Energy Hwy, Friendly, WV 26146 7512
Money Market Accounts
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Reader, West Virginia and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Reader, WV Money Market Rate Trends
Compare local Reader, WV MMA rate quotes against the statewide average
Weekly money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — WV Avg
2.627%
▲ 1.396 from last week
West Virginia high-yield MMA rates rose 1.396 points this week to 2.627% APY, up from 1.232% last week.
Standard MMA — WV Avg
1.522%
▲ 1.202 from last week
West Virginia standard MMA rates rose 1.202 points this week to 1.522% APY, up from 0.320% last week.
As of Mar 25, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Reader, West Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Reader, West Virginia. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in WV.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Reader, West Virginia
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in West Virginia.
Are Money Market accounts in Reader, West Virginia safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in West Virginia up to $250,000 per depositor, per institution.
How often do MMA rates change in Reader, West Virginia?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local West Virginia rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Reader, West Virginia
Here are some of the highest money market account APYs currently available in Reader, West Virginia and the surrounding area:
- The Bank of Romney
MMA — 3.87% APY - Main Street Bank Corp
Maximize Money Market — 3.75% APY - Wayne Savings Community Bank
Maximize Money Market — 3.75% APY - The Huntington National Bank
Relationship Money Market Account — 3.66% APY - The Citizens Bank of Weston
Citizens Money Market — 3.49% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Reader, West Virginia. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 25, 2026
