The Bank of Romney CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 3.51%, 6-month CD rates at 1.00% and 3-month CD rates at 0.85%. Current savings rates are at 0.15% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 6.65%. Credit Card rates are at 13.50%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates. The Bank of Romney's 12-Month CD rates are at 3.80%, 24-Month CD rates are at 3.30%, 18-Month CD rates are at 3.30%, 60-Month CD rates are at 2.79%. The Bank of Romney's savings rates are at 0.20%. The Bank of Romney's money market rates are at 4.08%.
To see how these rates compare to The Bank of Romney CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from The Bank of Romney, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with The Bank of Romney CD rates. You can also compare The Bank of Romney savings rates, MMA rates and mortgage rates using our other rate lists. The Bank of Romney money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Bank of Romney? Share your experience about The Bank of Romney by leaving a review below, or read customer reviews before you decide to use The Bank of Romney. The Bank of Romney Texas Ratio The Bank of Romney's Texas Ratio is at 18.78%, which is considered excellent. The Texas Ratio for The Bank of Romney is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, The Bank of Romney is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars. The Bank of Romney CD Rates and Interest Rates
The Bank of Romney
Money Market
4.08%
$200,000
The Bank of Romney
12-Month CD
3.80%
$1,000
The Bank of Romney
24-Month CD
3.30%
$1,000
The Bank of Romney
18-Month CD
3.30%
$1,000
The Bank of Romney
60-Month CD
2.79%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare The Bank of Romney Rates with Other Competitive Bank and Credit Union Rates
4U Federal Credit Union
Kasasa Checking
6.00%
$0
North Dallas Bank & Trust (NDBT)
12-Month CD
4.25%
$1,000
The Golden 1 Credit Union
48-Month CD
4.25%
$500
FSB of Burnet
6-Month CD (Jumbo)
4.04%
$95,000
Advantage Plus Federal Credit Union
18-Month CD
4.00%
$1,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates March 21, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. The Bank of Romney InformationThe Bank of Romney
95 E Main StRomney, WV 26757 Hampshire Established Date: 01/01/1888 FDIC Certificate #: 845 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: ROMNEY BANKSHARES INC How Many Domestic U.S. Offices? 7 How Many Branches are There? 7 Website: https://www.bankofromney.net
Is The Bank of Romney FDIC Insured? Yes
What is The Bank of Romney's Cert number? 845
What is the maximum amount for insured deposits? $250,000 per holder, per account
The Bank of Romney FinancialsTotal Assets:
$363,177,000
Total Deposits:
$274,591,000
Equity Capital:
$47,497,000
Domestic Deposits:
$274,591,000
Net Income:
$1,266,000
Return on Assets:
1.1152%
Quarterly Return on Assets:
1.4000%
Pretax Return on Assets:
1.8049%
Pretax Quarterly Return on Assets:
1.8000%
Return on Equity:
9.1300%
Quarterly Return on Equity:
10.7900%
Leverage Tier 1 (Core Capital) Ratio:
14.1958%
Total Interest Income (YTD):
5.1245%
Headquarters:
Romney
FDIC Field Office:
Scott Depot
Regulator:
FED
County:
Hampshire
# of Offices:
7
Metropolitan Statistical Area (MSA):
Winchester, VA-WV
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals Mortgage rates dropped to the lowest lever ever recorded in the Mortgage Applications Survey. The Mortgage Bankers Association released their weekly mortgage survey this morning showing both 30 year mortgage rates and 15 year mortgage rates have declined to the lowest point in their survey.
 CBI Bank & Trust mortgage rates today are very good right now and best of all you can get a good mortgage rate with no points. Current mortgage rates at CBI Bank & Trust for 30 year conventional loans are at 4.50 percent with no points and only $500 in fees. Today's mortgage rates from CBI Bank & Trust for 15 year conventional loans are also low at 3.875 percent with no points and $500 in fees. See how CBI Bank & Trust mortgage rates compare with other current mortgage rates to get the lowest rate. Mortgage rates are mixed this week as fixed conforming 30 year mortgage rates stayed under 4.00% for the third consecutive week. Current mortgage rates on 30 year home loans are averaging 3.91%, a slight decrease from last week’s average 30 year mortgage rate of 3.92%. Mortgage rates on 15 year mortgage loans are averaging 3.24%, down from last week’s average 15 year rate of 3.25%.
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