MonitorBankRates
☰
Home › Personal Loans › West Virginia › Reader iAdvertiser Disclosure
Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our editorial team independently verifies all rates and data displayed. Advertiser relationships do not influence our health rating, star rankings, Texas Ratio calculation, or the rates shown.

Best Personal Loan Rates in Reader, West Virginia (WV) - March 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to West Virginia borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
| ✓Fact Checked | Personal Loan Rates — Last Updated and Verified: March 22, 2026

Current personal loan options available to borrowers in Reader, West Virginia include: WEPCO Federal Credit UnionWEPCO Federal Credit Union459 New Creek Hwy, Keyser, WV, 26726 9537A+5.0 ★Texas Ratio: 3.70% offering Share Pledge Loans at 4.00% APR, Strip Steel Community Federal Credit UnionStrip Steel Community Federal Credit Union3316 MAIN St, WEIRTON, WV, 26062 4704A+5.0 ★Texas Ratio: 0.12% offering Tax loans at 4.75% APR, West Virginia Central Federal Credit UnionWest Virginia Central Federal Credit Union809 Division St, Parkersburg, WV, 26101 6048A+5.0 ★Texas Ratio: 2.53% offering Miscellaneous Equipment Loans at 4.75% APR, Charleston Federal Credit UnionCharleston Federal Credit Union300 VIRGINIA ST E RM 4203, CHARLESTON, WV, 25301 2513A+5.0 ★Texas Ratio: 3.99% offering SEASONAL LOAN SPECIALS at 5.00% APR, and Ohio County Public Schools Federal Credit UnionOhio County Public Schools Federal Credit Union280 FULTON ST, WHEELING, WV, 26003A+5.0 ★Texas Ratio: 0.00% offering Labor and Leisure Loan at 5.00% APR.

Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Reader, West Virginia can save you significantly over the life of your loan.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Reader, West Virginia.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Reader, West Virginia. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 22, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
459 New Creek Hwy, Keyser, WV, 26726 9537
Share Pledge Loans
4.00%
View
▼
APR4.00%
Last UpdatedMarch 23, 2026
Details

As Low As

Strip Steel Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
3316 MAIN St, WEIRTON, WV, 26062 4704
Tax loans
4.75%
View
▼
APR4.75%
Last UpdatedMarch 23, 2026
Details

With auto pay

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
809 Division St, Parkersburg, WV, 26101 6048
Miscellaneous Equipment Loans
4.75%
View
▼
APR4.75%
Last UpdatedMarch 23, 2026
Details

As Low As

Charleston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
300 VIRGINIA ST E RM 4203, CHARLESTON, WV, 25301 2513
SEASONAL LOAN SPECIALS
5.00%
View
▼
APR5.00%
Last UpdatedMarch 23, 2026
Details

UP TO $2,500 FOR 24 MONTHS AT 5.00% (sample payment at these terms $110/month)

Ohio County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
280 FULTON ST, WHEELING, WV, 26003
Labor and Leisure Loan
5.00%
View
▼
APR5.00%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Ohio County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
280 FULTON ST, WHEELING, WV, 26003
Vacation Loan
5.00%
View
▼
APR5.00%
Last UpdatedMarch 23, 2026
Details

Available all year

Strip Steel Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
3316 MAIN St, WEIRTON, WV, 26062 4704
Tax loans
5.00%
View
▼
APR5.00%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
1015 Florida Ave, Keyser, WV, 26726
Lot Loans - 3 year balloon
5.00%
View
▼
APR5.00%
Last UpdatedMarch 23, 2026
Details

As Low As

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
809 Division St, Parkersburg, WV, 26101 6048
Miscellaneous Equipment Loans
5.00%
View
▼
APR5.00%
Last UpdatedMarch 23, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
1015 Florida Ave, Keyser, WV, 26726
Lot Loans - 5 year balloon
5.50%
View
▼
APR5.50%
Last UpdatedMarch 23, 2026
Details

As Low As

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
809 Division St, Parkersburg, WV, 26101 6048
Miscellaneous Equipment Loans
5.50%
View
▼
APR5.50%
Last UpdatedMarch 23, 2026
Details

As Low As

Putnam School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
101 ROOSEVELT BLVD, ELEANOR, WV, 25070
Side-by-side Loan
6.00%
View
▼
APR6.00%
Last UpdatedMarch 23, 2026
Details

90% of NADA Retail

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
Signature/Unsecured
6.50%
View
▼
APR6.50%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
1122 US Highway 220 N, Moorefield, WV, 26836
Unsecured Loan
6.50%
View
▼
APR6.50%
Last UpdatedMarch 23, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loan
6.84%
View
▼
APR6.84%
Last UpdatedMarch 23, 2026
Details

As Low As

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
1122 US Highway 220 N, Moorefield, WV, 26836
Loan
6.99%
View
▼
APR6.99%
Last UpdatedMarch 23, 2026
Details

As Low As

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Debt Consolidation
7.00%
View
▼
APR7.00%
Last UpdatedMarch 23, 2026
Details

Credit Rating: A+

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
1122 US Highway 220 N, Moorefield, WV, 26836
Unsecured Loan
7.00%
View
▼
APR7.00%
Last UpdatedMarch 23, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loan
7.09%
View
▼
APR7.09%
Last UpdatedMarch 23, 2026
Details

As Low As

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
1122 US Highway 220 N, Moorefield, WV, 26836
Loan
7.24%
View
▼
APR7.24%
Last UpdatedMarch 23, 2026
Details

As Low As

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
Signature/Unsecured
7.25%
View
▼
APR7.25%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
1122 US Highway 220 N, Moorefield, WV, 26836
Unsecured Loan
7.25%
View
▼
APR7.25%
Last UpdatedMarch 23, 2026
Details

As Low As; terms to 60 months

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Personal Property Loans
7.49%
View
▼
APR7.49%
Last UpdatedMarch 23, 2026
Details

As Low As; With qualifying credit and direct deposit with automatic payment.

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
1122 US Highway 220 N, Moorefield, WV, 26836
Loan
7.49%
View
▼
APR7.49%
Last UpdatedMarch 23, 2026
Details

As Low As

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
1122 US Highway 220 N, Moorefield, WV, 26836
Unsecured Loan
7.50%
View
▼
APR7.50%
Last UpdatedMarch 23, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loan
7.74%
View
▼
APR7.74%
Last UpdatedMarch 23, 2026
Details

As Low As

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
1122 US Highway 220 N, Moorefield, WV, 26836
Loan
7.74%
View
▼
APR7.74%
Last UpdatedMarch 23, 2026
Details

As Low As

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Debt Consolidation
7.75%
View
▼
APR7.75%
Last UpdatedMarch 23, 2026
Details

Credit Rating: A

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
Signature/Unsecured
7.75%
View
▼
APR7.75%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loan
7.94%
View
▼
APR7.94%
Last UpdatedMarch 23, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loans
7.99%
View
▼
APR7.99%
Last UpdatedMarch 23, 2026
Details

As Low As

Metro Community Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.95%
215 18th St, Huntington, WV, 25703
Unsecured
7.99%
View
▼
APR7.99%
Last UpdatedMarch 23, 2026
Details

As Low As

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
1122 US Highway 220 N, Moorefield, WV, 26836
Unsecured Loan
8.00%
View
▼
APR8.00%
Last UpdatedMarch 23, 2026
Details

As Low As; terms to 120 months

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Personal Loans
8.24%
View
▼
APR8.24%
Last UpdatedMarch 23, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loans
8.24%
View
▼
APR8.24%
Last UpdatedMarch 23, 2026
Details

As Low As

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
809 Division St, Parkersburg, WV, 26101 6048
Personal Loans
8.30%
View
▼
APR8.30%
Last UpdatedMarch 23, 2026
Details

As Low As

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
809 Division St, Parkersburg, WV, 26101 6048
Unsecured Single Pay Note 90 day note
8.30%
View
▼
APR8.30%
Last UpdatedMarch 23, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loans
8.49%
View
▼
APR8.49%
Last UpdatedMarch 23, 2026
Details

As Low As

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Term Loans
8.49%
View
▼
APR8.49%
Last UpdatedMarch 23, 2026
Details

As Low As

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Personal Loans
8.49%
View
▼
APR8.49%
Last UpdatedMarch 23, 2026
Details

As Low As; With qualifying credit and direct deposit with automatic payment.

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Debt Consolidation
8.50%
View
▼
APR8.50%
Last UpdatedMarch 23, 2026
Details

Credit Rating: B

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Personal Loans
8.74%
View
▼
APR8.74%
Last UpdatedMarch 23, 2026
Details

As Low As

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
Signature/Unsecured
8.75%
View
▼
APR8.75%
Last UpdatedMarch 23, 2026
Details

No additional details available.

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
809 Division St, Parkersburg, WV, 26101 6048
Personal Loans
8.80%
View
▼
APR8.80%
Last UpdatedMarch 23, 2026
Details

As Low As

Eastern Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
36 GM Access Rd, Martinsburg, WV, 25403
Signature
8.90%
View
▼
APR8.90%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loan
8.90%
View
▼
APR8.90%
Last UpdatedMarch 23, 2026
Details

As Low As; Loan Amount $500-$40,000

Ravenswood Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.44%
702 Washington St, Ravenswood, WV, 26164 1772
Unsecured Loans
8.99%
View
▼
APR8.99%
Last UpdatedMarch 23, 2026
Details

As Low As

Ravenswood Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.44%
702 Washington St, Ravenswood, WV, 26164 1772
Unsecured
8.99%
View
▼
APR8.99%
Last UpdatedMarch 23, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loans
8.99%
View
▼
APR8.99%
Last UpdatedMarch 23, 2026
Details

As Low As

Cha-Tel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
1500 Maccorkle Ave SE, Charleston, WV, 25396
Unsecured Signature Loans
8.99%
View
▼
APR8.99%
Last UpdatedMarch 23, 2026
Details

UP TO $10,000.00

Marion County School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
1512 Mary Lou Retton Dr, Fairmont, WV, 26554
Signature Loans
9.00%
View
▼
APR9.00%
Last UpdatedMarch 23, 2026
Details

As Low As; ****Maximum unsecured loan $7,000 /48 months maximum term

Martinsburg VA Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
2971 Charles Town Rd, Kearneysville, WV, 25430
Signature Loans
9.00%
View
▼
APR9.00%
Last UpdatedMarch 23, 2026
Details

As Low As

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
401 S Queen St Trlr 1A, Martinsburg, WV, 25401 3233
Unsecured Loan A+ Credit Score above 740
9.00%
View
▼
APR9.00%
Last UpdatedMarch 23, 2026
Details

up to $15,000.00

Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
910 3rd St, Moundsville, WV, 26041 1605
Vacation & Holiday Loans
9.00%
View
▼
APR9.00%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Universal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
317 31st ST, Huntington, WV, 25702 1417
Computer Loan
9.00%
View
▼
APR9.00%
Last UpdatedMarch 23, 2026
Details

As Low As; * All loans are considered on an individual basis. Rates may vary based upon individual credit worthiness.

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
459 New Creek Hwy, Keyser, WV, 26726 9537
One-Payment Loans
9.00%
View
▼
APR9.00%
Last UpdatedMarch 23, 2026
Details

As Low As

First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
3850 Emerson Ave, Parkersburg, WV, 26104
Personal Loan
9.15%
View
▼
APR9.15%
Last UpdatedMarch 23, 2026
Details

No additional details available.

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
809 Division St, Parkersburg, WV, 26101 6048
Personal Loans
9.30%
View
▼
APR9.30%
Last UpdatedMarch 23, 2026
Details

As Low As

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Personal Loans
9.49%
View
▼
APR9.49%
Last UpdatedMarch 23, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loans
9.49%
View
▼
APR9.49%
Last UpdatedMarch 23, 2026
Details

As Low As

Lb&t
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
43 Washington Ave, Logan, WV, 25601
Personal Loan
9.49%
View
▼
APR9.49%
Last UpdatedMarch 23, 2026
Details

to 13.49% depending on Credit Score

Union Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
1925 Murdoch Ave, Parkersburg, WV, 26101 2528
Unsecured Loans (Signature)
9.50%
View
▼
APR9.50%
Last UpdatedMarch 23, 2026
Details

As Low As; Rates are based on individual credit worthiness.

167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
1945 Edwin Miller Blvd, Martinsburg, WV, 25404 6387
Signature Personal Loans
9.50%
View
▼
APR9.50%
Last UpdatedMarch 23, 2026
Details

up to $10,000.00

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
401 S Queen St Trlr 1A, Martinsburg, WV, 25401 3233
Unsecured Loan A Credit Score 700-739
9.50%
View
▼
APR9.50%
Last UpdatedMarch 23, 2026
Details

up to $10,000.00

Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
201 Ohio Ave, Charleston, WV, 25302 2209
Personal Loans
9.50%
View
▼
APR9.50%
Last UpdatedMarch 23, 2026
Details

As Low As; Minimum Loan $500.00

Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
419 1st Ave S, Nitro, WV, 25143 2313
Signature
9.55%
View
▼
APR9.55%
Last UpdatedMarch 23, 2026
Details

No additional details available.

First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
3850 Emerson Ave, Parkersburg, WV, 26104
Personal Loan
9.70%
View
▼
APR9.70%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Signature Loans
9.75%
View
▼
APR9.75%
Last UpdatedMarch 23, 2026
Details

Up to $2,500

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
809 Division St, Parkersburg, WV, 26101 6048
Personal Loans
9.80%
View
▼
APR9.80%
Last UpdatedMarch 23, 2026
Details

As Low As

Huntingtonized Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
481 8th Ave W, Huntington, WV, 25701
Personal Loan
9.90%
View
▼
APR9.90%
Last UpdatedMarch 23, 2026
Details

As Low As

Alloy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
515 Hinkle Rd, Fayetteville, WV, 25840 6903
All Unsecured Loans
9.95%
View
▼
APR9.95%
Last UpdatedMarch 23, 2026
Details

No additional details available.

First United Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
US Route 11 And State Route 51, Inwood, WV, 25428
Unsecured Personal Loan
9.99%
View
▼
APR9.99%
Last UpdatedMarch 23, 2026
Details

As Low As; * The annual percentage rate (APR) is accurate as of 3/13/26 and includes a .25% discount for Auto-Drafting loan payments from a First United account. All loans subject to credit approval. Loan program, including the rate and APR may change without notice. Loans with 61-84 month terms includes a maximum loan amount of $20,000.

Romney Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.48%
62 W Main St, Romney, WV, 26757 1638
Personal loans
9.99%
View
▼
APR9.99%
Last UpdatedMarch 23, 2026
Details

up to $7,500; Starting at

Home Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.77%
131 W Pike St, Clarksburg, WV, 26301
Signature Loan
9.99%
View
▼
APR9.99%
Last UpdatedMarch 23, 2026
Details

As Low As; Rate subject to change without notice. Interest rate will be based on credit score. Terms will be based on the dollar amount financed. Loan subject to credit approval.

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Personal Loans
9.99%
View
▼
APR9.99%
Last UpdatedMarch 23, 2026
Details

As Low As

First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
3143 Frankfort Hwy, Ridgeley, WV, 26753 8707
Personal Loan
9.99%
View
▼
APR9.99%
Last UpdatedMarch 23, 2026
Details

As Low As

First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
3143 Frankfort Hwy, Ridgeley, WV, 26753 8707
Personal Loans
9.99%
View
▼
APR9.99%
Last UpdatedMarch 23, 2026
Details

As Low As

Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
1830 Roxalana Rd, Dunbar, WV, 25064 2705
Vacation Loan Special
9.99%
View
▼
APR9.99%
Last UpdatedMarch 23, 2026
Details

Seasonal - Call for Information

Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
1830 Roxalana Rd, Dunbar, WV, 25064 2705
Holiday Loan Special
9.99%
View
▼
APR9.99%
Last UpdatedMarch 23, 2026
Details

Seasonal - Call for Information

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
Signature / Personal Loan
9.99%
View
▼
APR9.99%
Last UpdatedMarch 23, 2026
Details

As Low As; Months

CCMH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
801 Ann St, Parkersburg, WV, 26101
Signature Loan
10.00%
View
▼
APR10.00%
Last UpdatedMarch 23, 2026
Details

No additional details available.

CCMH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
801 Ann St, Parkersburg, WV, 26101
Signature Loans Over 780
10.00%
View
▼
APR10.00%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Debt Consolidation
10.00%
View
▼
APR10.00%
Last UpdatedMarch 23, 2026
Details

Credit Rating: C

Hope Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
925 White Oaks Blvd, Bridgeport, WV, 26330
Co-signer Loan
10.00%
View
▼
APR10.00%
Last UpdatedMarch 23, 2026
Details

$20,000 Maximum

Hope Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
925 White Oaks Blvd, Bridgeport, WV, 26330
Signature Loan
10.00%
View
▼
APR10.00%
Last UpdatedMarch 23, 2026
Details

$10,000 Maximum

Raleigh County Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
105 Adair St, Beckley, WV, 25801 3733
UNSECURED LOANS
10.00%
View
▼
APR10.00%
Last UpdatedMarch 23, 2026
Details

Max Credit: $10,000

Universal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
317 31st ST, Huntington, WV, 25702 1417
Personal Lending
10.00%
View
▼
APR10.00%
Last UpdatedMarch 23, 2026
Details

As Low As; * All loans are considered on an individual basis. Rates may vary based upon individual credit worthiness.

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
459 New Creek Hwy, Keyser, WV, 26726 9537
Signature Loan
10.00%
View
▼
APR10.00%
Last UpdatedMarch 23, 2026
Details

As Low As

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
Signature/Unsecured
10.25%
View
▼
APR10.25%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
910 3rd St, Moundsville, WV, 26041 1605
Personal Loans
10.25%
View
▼
APR10.25%
Last UpdatedMarch 23, 2026
Details

No additional details available.

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
459 New Creek Hwy, Keyser, WV, 26726 9537
Signature Loan
10.25%
View
▼
APR10.25%
Last UpdatedMarch 23, 2026
Details

As Low As

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Personal Loans
10.49%
View
▼
APR10.49%
Last UpdatedMarch 23, 2026
Details

As Low As

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
1122 US Highway 220 N, Moorefield, WV, 26836
Personal Loan
10.49%
View
▼
APR10.49%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
1015 Florida Ave, Keyser, WV, 26726
Signature Loans
10.49%
View
▼
APR10.49%
Last UpdatedMarch 23, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
Signature / Personal Loan
10.49%
View
▼
APR10.49%
Last UpdatedMarch 23, 2026
Details

As Low As; Months

Preston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
434 E MAIN ST, KINGWOOD, WV, 26537 1722
Signature Loan/Unsecured
10.50%
View
▼
APR10.50%
Last UpdatedMarch 23, 2026
Details

As Low As

Celco Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
3871 Robert C Byrd Dr, Beckley, WV, 25801
Signature / Co-Maker
10.50%
View
▼
APR10.50%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
910 3rd St, Moundsville, WV, 26041 1605
Personal Loans
10.50%
View
▼
APR10.50%
Last UpdatedMarch 23, 2026
Details

No additional details available.

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
459 New Creek Hwy, Keyser, WV, 26726 9537
Signature Loan
10.50%
View
▼
APR10.50%
Last UpdatedMarch 23, 2026
Details

As Low As

First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
3850 Emerson Ave, Parkersburg, WV, 26104
Personal Loan
10.60%
View
▼
APR10.60%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Signature Loans
10.75%
View
▼
APR10.75%
Last UpdatedMarch 23, 2026
Details

$2,501 to $5,000

Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
910 3rd St, Moundsville, WV, 26041 1605
Personal Loans
10.75%
View
▼
APR10.75%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Eastern Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
36 GM Access Rd, Martinsburg, WV, 25403
Signature
10.90%
View
▼
APR10.90%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
Signature / Personal Loan
10.99%
View
▼
APR10.99%
Last UpdatedMarch 23, 2026
Details

As Low As; Months

Home Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.77%
131 W Pike St, Clarksburg, WV, 26301
Credit Builder Loan
10.99%
View
▼
APR10.99%
Last UpdatedMarch 23, 2026
Details

Rate subject to change without notice. Terms will be based on the dollar amount financed. Loan subject to credit approval.

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
Signature / Personal Loan
11.00%
View
▼
APR11.00%
Last UpdatedMarch 23, 2026
Details

As Low As; Months

Home Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.77%
131 W Pike St, Clarksburg, WV, 26301
Special Loan
11.00%
View
▼
APR11.00%
Last UpdatedMarch 23, 2026
Details

As Low As; Rate subject to change without notice. Terms will be based on the dollar amount financed. Loan subject to credit approval.

Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
910 3rd St, Moundsville, WV, 26041 1605
Personal Loans
11.00%
View
▼
APR11.00%
Last UpdatedMarch 23, 2026
Details

No additional details available.

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
459 New Creek Hwy, Keyser, WV, 26726 9537
Signature Loan
11.00%
View
▼
APR11.00%
Last UpdatedMarch 23, 2026
Details

As Low As

First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
3850 Emerson Ave, Parkersburg, WV, 26104
Personal Loan
11.04%
View
▼
APR11.04%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
10767 Energy Hwy, Friendly, WV, 26146 7512
Unsecured Loan Platinum
11.25%
View
▼
APR11.25%
Last UpdatedMarch 23, 2026
Details

Score: 730 +

Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
910 3rd St, Moundsville, WV, 26041 1605
Personal Loans
11.25%
View
▼
APR11.25%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
1122 US Highway 220 N, Moorefield, WV, 26836
Personal Loan
11.49%
View
▼
APR11.49%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
401 S Queen St Trlr 1A, Martinsburg, WV, 25401 3233
Unsecured Loan B Credit Score 640-699
11.50%
View
▼
APR11.50%
Last UpdatedMarch 23, 2026
Details

up to $10,000.00

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Debt Consolidation
11.50%
View
▼
APR11.50%
Last UpdatedMarch 23, 2026
Details

Credit Rating: D

First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
3850 Emerson Ave, Parkersburg, WV, 26104
Vacant Land Loan
11.56%
View
▼
APR11.56%
Last UpdatedMarch 23, 2026
Details

No additional details available.

First United Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
US Route 11 And State Route 51, Inwood, WV, 25428
Unsecured Personal Loan
11.74%
View
▼
APR11.74%
Last UpdatedMarch 23, 2026
Details

As Low As; * The annual percentage rate (APR) is accurate as of 3/13/26 and includes a .25% discount for Auto-Drafting loan payments from a First United account. All loans subject to credit approval. Loan program, including the rate and APR may change without notice. Loans with 61-84 month terms includes a maximum loan amount of $20,000.

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
459 New Creek Hwy, Keyser, WV, 26726 9537
Signature Loan
11.75%
View
▼
APR11.75%
Last UpdatedMarch 23, 2026
Details

As Low As

Alloy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
515 Hinkle Rd, Fayetteville, WV, 25840 6903
All Unsecured Loans
11.95%
View
▼
APR11.95%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loans
11.99%
View
▼
APR11.99%
Last UpdatedMarch 23, 2026
Details

As Low As

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
5268 Williamsport Pike, Martinsburg, WV, 25404
Personal/Signature Loans
11.99%
View
▼
APR11.99%
Last UpdatedMarch 23, 2026
Details

As Low As; Rates apply to new loans to Patriot. Example: $7,500 loan, monthly payment will be $249.07 for 36 months at 11.99%. Other rates and terms available. Rates may change without notice. All loans subject to credit approval.

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loan
11.99%
View
▼
APR11.99%
Last UpdatedMarch 23, 2026
Details

As Low As

Cape Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.86%
323 E Pike St, Clarksburg, WV, 26301
Signature
11.99%
View
▼
APR11.99%
Last UpdatedMarch 23, 2026
Details

As Low As

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.31%
901 Market St, Wheeling, WV, 26003 2918
Commendable Member Loan
12.00%
View
▼
APR12.00%
Last UpdatedMarch 23, 2026
Details

No additional details available.

CCMH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
801 Ann St, Parkersburg, WV, 26101
Signature Loans 680-779
12.00%
View
▼
APR12.00%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Charleston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
300 VIRGINIA ST E RM 4203, CHARLESTON, WV, 25301 2513
DEBT CONSOLIDATION LOAN
12.00%
View
▼
APR12.00%
Last UpdatedMarch 23, 2026
Details

$0 Minimum $10,000 Maximum (Proceeds payable directly to creditors)

Charleston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
300 VIRGINIA ST E RM 4203, CHARLESTON, WV, 25301 2513
PERSONAL LOANS
12.00%
View
▼
APR12.00%
Last UpdatedMarch 23, 2026
Details

$0 Minimum $10,000 Maximum

167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
1945 Edwin Miller Blvd, Martinsburg, WV, 25404 6387
Signature Personal Loans to $15,000.00
12.00%
View
▼
APR12.00%
Last UpdatedMarch 23, 2026
Details

$10,000.00

Mountain Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.71%
1822 7th St, Parkersburg, WV, 26101
Signature Loans
12.00%
View
▼
APR12.00%
Last UpdatedMarch 23, 2026
Details

As Low As

Raleigh County Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
105 Adair St, Beckley, WV, 25801 3733
UNSECURED LOANS
12.00%
View
▼
APR12.00%
Last UpdatedMarch 23, 2026
Details

Max Credit: $8,500

Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
10767 Energy Hwy, Friendly, WV, 26146 7512
Unsecured Loan A
12.25%
View
▼
APR12.25%
Last UpdatedMarch 23, 2026
Details

Score: 680 - 729

Preston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
434 E MAIN ST, KINGWOOD, WV, 26537 1722
Signature Loan/Unsecured
12.50%
View
▼
APR12.50%
Last UpdatedMarch 23, 2026
Details

As Low As

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Signature Loans
12.50%
View
▼
APR12.50%
Last UpdatedMarch 23, 2026
Details

$5,001 to $7,500

Desco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
1438 6th Ave, Huntington, WV, 25701 2421
Signature
12.66%
View
▼
APR12.66%
Last UpdatedMarch 23, 2026
Details

As Low As

Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.87%
788 N State Route 2, New Martinsville, WV, 26155
PERSONAL/signature Advances 730+
12.75%
View
▼
APR12.75%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Alloy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
515 Hinkle Rd, Fayetteville, WV, 25840 6903
All Unsecured Loans
12.95%
View
▼
APR12.95%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Appalachian Power Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.67%
1122 7TH AVE, HUNTINGTON, WV, 25701
Unsecured Loans (Signature)
13.00%
View
▼
APR13.00%
Last UpdatedMarch 23, 2026
Details

Signature loans available up to $5000.00

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loan
13.00%
View
▼
APR13.00%
Last UpdatedMarch 23, 2026
Details

As Low As; Loan Amount $250-$40,000

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
459 New Creek Hwy, Keyser, WV, 26726 9537
Signature Loan
13.00%
View
▼
APR13.00%
Last UpdatedMarch 23, 2026
Details

As Low As

Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
10767 Energy Hwy, Friendly, WV, 26146 7512
Unsecured Loan B
13.25%
View
▼
APR13.25%
Last UpdatedMarch 23, 2026
Details

Score: 640 - 679

Lb&t
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
43 Washington Ave, Logan, WV, 25601
Personal Loan
13.49%
View
▼
APR13.49%
Last UpdatedMarch 23, 2026
Details

Loan Amounts from $2,000 and above with no origination fee or prepayment penalty.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
18554 Buffalo Road, Buffalo, WV, 25033
Personal Loan
13.74%
View
▼
APR13.74%
Last UpdatedMarch 23, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
18554 Buffalo Road, Buffalo, WV, 25033
Personal Loans
13.74%
View
▼
APR13.74%
Last UpdatedMarch 23, 2026
Details

As Low As; Rates as low as 13.74% APR* for a 12-month term.

Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.87%
788 N State Route 2, New Martinsville, WV, 26155
PERSONAL/signature Advances 680 - 729
13.75%
View
▼
APR13.75%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Debt Consolidation
13.75%
View
▼
APR13.75%
Last UpdatedMarch 23, 2026
Details

Credit Rating: E

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Signature Loans
13.75%
View
▼
APR13.75%
Last UpdatedMarch 23, 2026
Details

$7,501 to $15,000

CCMH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
801 Ann St, Parkersburg, WV, 26101
Signature Loans 630-679
14.00%
View
▼
APR14.00%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
1830 Roxalana Rd, Dunbar, WV, 25064 2705
Signature Loan
14.00%
View
▼
APR14.00%
Last UpdatedMarch 23, 2026
Details

Payment Example: $1,000 at an Annual Percentage Rate of 14% for 12 months = $95 per month.

Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
1830 Roxalana Rd, Dunbar, WV, 25064 2705
Special Purpose Loans
14.00%
View
▼
APR14.00%
Last UpdatedMarch 23, 2026
Details

Up to $1,000

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loan
6.84%
View
▼
APR6.84%
Last UpdatedMarch 23, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loan
7.09%
View
▼
APR7.09%
Last UpdatedMarch 23, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loan
7.74%
View
▼
APR7.74%
Last UpdatedMarch 23, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loan
7.94%
View
▼
APR7.94%
Last UpdatedMarch 23, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loans
7.99%
View
▼
APR7.99%
Last UpdatedMarch 23, 2026
Details

As Low As

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Personal Loans
8.24%
View
▼
APR8.24%
Last UpdatedMarch 23, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loans
8.24%
View
▼
APR8.24%
Last UpdatedMarch 23, 2026
Details

As Low As

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
809 Division St, Parkersburg, WV, 26101 6048
Personal Loans
8.30%
View
▼
APR8.30%
Last UpdatedMarch 23, 2026
Details

As Low As

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Personal Loans
8.49%
View
▼
APR8.49%
Last UpdatedMarch 23, 2026
Details

As Low As; With qualifying credit and direct deposit with automatic payment.

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loans
8.49%
View
▼
APR8.49%
Last UpdatedMarch 23, 2026
Details

As Low As

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Personal Loans
8.74%
View
▼
APR8.74%
Last UpdatedMarch 23, 2026
Details

As Low As

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
809 Division St, Parkersburg, WV, 26101 6048
Personal Loans
8.80%
View
▼
APR8.80%
Last UpdatedMarch 23, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loan
8.90%
View
▼
APR8.90%
Last UpdatedMarch 23, 2026
Details

As Low As; Loan Amount $500-$40,000

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loans
8.99%
View
▼
APR8.99%
Last UpdatedMarch 23, 2026
Details

As Low As

First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
3850 Emerson Ave, Parkersburg, WV, 26104
Personal Loan
9.15%
View
▼
APR9.15%
Last UpdatedMarch 23, 2026
Details

No additional details available.

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
809 Division St, Parkersburg, WV, 26101 6048
Personal Loans
9.30%
View
▼
APR9.30%
Last UpdatedMarch 23, 2026
Details

As Low As

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Personal Loans
9.49%
View
▼
APR9.49%
Last UpdatedMarch 23, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loans
9.49%
View
▼
APR9.49%
Last UpdatedMarch 23, 2026
Details

As Low As

Lb&t
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
43 Washington Ave, Logan, WV, 25601
Personal Loan
9.49%
View
▼
APR9.49%
Last UpdatedMarch 23, 2026
Details

to 13.49% depending on Credit Score

167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
1945 Edwin Miller Blvd, Martinsburg, WV, 25404 6387
Signature Personal Loans
9.50%
View
▼
APR9.50%
Last UpdatedMarch 23, 2026
Details

up to $10,000.00

Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
201 Ohio Ave, Charleston, WV, 25302 2209
Personal Loans
9.50%
View
▼
APR9.50%
Last UpdatedMarch 23, 2026
Details

As Low As; Minimum Loan $500.00

First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
3850 Emerson Ave, Parkersburg, WV, 26104
Personal Loan
9.70%
View
▼
APR9.70%
Last UpdatedMarch 23, 2026
Details

No additional details available.

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
809 Division St, Parkersburg, WV, 26101 6048
Personal Loans
9.80%
View
▼
APR9.80%
Last UpdatedMarch 23, 2026
Details

As Low As

Huntingtonized Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
481 8th Ave W, Huntington, WV, 25701
Personal Loan
9.90%
View
▼
APR9.90%
Last UpdatedMarch 23, 2026
Details

As Low As

First United Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
US Route 11 And State Route 51, Inwood, WV, 25428
Unsecured Personal Loan
9.99%
View
▼
APR9.99%
Last UpdatedMarch 23, 2026
Details

As Low As; * The annual percentage rate (APR) is accurate as of 3/13/26 and includes a .25% discount for Auto-Drafting loan payments from a First United account. All loans subject to credit approval. Loan program, including the rate and APR may change without notice. Loans with 61-84 month terms includes a maximum loan amount of $20,000.

Romney Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.48%
62 W Main St, Romney, WV, 26757 1638
Personal loans
9.99%
View
▼
APR9.99%
Last UpdatedMarch 23, 2026
Details

up to $7,500; Starting at

First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
3143 Frankfort Hwy, Ridgeley, WV, 26753 8707
Personal Loans
9.99%
View
▼
APR9.99%
Last UpdatedMarch 23, 2026
Details

As Low As

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Personal Loans
9.99%
View
▼
APR9.99%
Last UpdatedMarch 23, 2026
Details

As Low As

First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
3143 Frankfort Hwy, Ridgeley, WV, 26753 8707
Personal Loan
9.99%
View
▼
APR9.99%
Last UpdatedMarch 23, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
Signature / Personal Loan
9.99%
View
▼
APR9.99%
Last UpdatedMarch 23, 2026
Details

As Low As; Months

Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
910 3rd St, Moundsville, WV, 26041 1605
Personal Loans
10.25%
View
▼
APR10.25%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
Signature / Personal Loan
10.49%
View
▼
APR10.49%
Last UpdatedMarch 23, 2026
Details

As Low As; Months

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Personal Loans
10.49%
View
▼
APR10.49%
Last UpdatedMarch 23, 2026
Details

As Low As

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
1122 US Highway 220 N, Moorefield, WV, 26836
Personal Loan
10.49%
View
▼
APR10.49%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
910 3rd St, Moundsville, WV, 26041 1605
Personal Loans
10.50%
View
▼
APR10.50%
Last UpdatedMarch 23, 2026
Details

No additional details available.

First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
3850 Emerson Ave, Parkersburg, WV, 26104
Personal Loan
10.60%
View
▼
APR10.60%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
910 3rd St, Moundsville, WV, 26041 1605
Personal Loans
10.75%
View
▼
APR10.75%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
Signature / Personal Loan
10.99%
View
▼
APR10.99%
Last UpdatedMarch 23, 2026
Details

As Low As; Months

Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
910 3rd St, Moundsville, WV, 26041 1605
Personal Loans
11.00%
View
▼
APR11.00%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
Signature / Personal Loan
11.00%
View
▼
APR11.00%
Last UpdatedMarch 23, 2026
Details

As Low As; Months

First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
3850 Emerson Ave, Parkersburg, WV, 26104
Personal Loan
11.04%
View
▼
APR11.04%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
910 3rd St, Moundsville, WV, 26041 1605
Personal Loans
11.25%
View
▼
APR11.25%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
1122 US Highway 220 N, Moorefield, WV, 26836
Personal Loan
11.49%
View
▼
APR11.49%
Last UpdatedMarch 23, 2026
Details

No additional details available.

First United Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
US Route 11 And State Route 51, Inwood, WV, 25428
Unsecured Personal Loan
11.74%
View
▼
APR11.74%
Last UpdatedMarch 23, 2026
Details

As Low As; * The annual percentage rate (APR) is accurate as of 3/13/26 and includes a .25% discount for Auto-Drafting loan payments from a First United account. All loans subject to credit approval. Loan program, including the rate and APR may change without notice. Loans with 61-84 month terms includes a maximum loan amount of $20,000.

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loan
11.99%
View
▼
APR11.99%
Last UpdatedMarch 23, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loans
11.99%
View
▼
APR11.99%
Last UpdatedMarch 23, 2026
Details

As Low As

Charleston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
300 VIRGINIA ST E RM 4203, CHARLESTON, WV, 25301 2513
PERSONAL LOANS
12.00%
View
▼
APR12.00%
Last UpdatedMarch 23, 2026
Details

$0 Minimum $10,000 Maximum

167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
1945 Edwin Miller Blvd, Martinsburg, WV, 25404 6387
Signature Personal Loans to $15,000.00
12.00%
View
▼
APR12.00%
Last UpdatedMarch 23, 2026
Details

$10,000.00

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Personal Loan
13.00%
View
▼
APR13.00%
Last UpdatedMarch 23, 2026
Details

As Low As; Loan Amount $250-$40,000

Lb&t
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
43 Washington Ave, Logan, WV, 25601
Personal Loan
13.49%
View
▼
APR13.49%
Last UpdatedMarch 23, 2026
Details

Loan Amounts from $2,000 and above with no origination fee or prepayment penalty.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
18554 Buffalo Road, Buffalo, WV, 25033
Personal Loan
13.74%
View
▼
APR13.74%
Last UpdatedMarch 23, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
18554 Buffalo Road, Buffalo, WV, 25033
Personal Loans
13.74%
View
▼
APR13.74%
Last UpdatedMarch 23, 2026
Details

As Low As; Rates as low as 13.74% APR* for a 12-month term.

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Debt Consolidation
7.00%
View
▼
APR7.00%
Last UpdatedMarch 23, 2026
Details

Credit Rating: A+

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Debt Consolidation
7.75%
View
▼
APR7.75%
Last UpdatedMarch 23, 2026
Details

Credit Rating: A

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Debt Consolidation
8.50%
View
▼
APR8.50%
Last UpdatedMarch 23, 2026
Details

Credit Rating: B

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Debt Consolidation
10.00%
View
▼
APR10.00%
Last UpdatedMarch 23, 2026
Details

Credit Rating: C

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Debt Consolidation
11.50%
View
▼
APR11.50%
Last UpdatedMarch 23, 2026
Details

Credit Rating: D

Charleston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
300 VIRGINIA ST E RM 4203, CHARLESTON, WV, 25301 2513
DEBT CONSOLIDATION LOAN
12.00%
View
▼
APR12.00%
Last UpdatedMarch 23, 2026
Details

$0 Minimum $10,000 Maximum (Proceeds payable directly to creditors)

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Debt Consolidation
13.75%
View
▼
APR13.75%
Last UpdatedMarch 23, 2026
Details

Credit Rating: E

Marshall County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
910 3rd St, Moundsville, WV, 26041 1605
Debt Consolidation (checks written to creditors, accounts must be closed)
14.00%
View
▼
APR14.00%
Last UpdatedMarch 23, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
18554 Buffalo Road, Buffalo, WV, 25033
Debt Consolidation Loan
14.49%
View
▼
APR14.49%
Last UpdatedMarch 23, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
18554 Buffalo Road, Buffalo, WV, 25033
Debt Consolidation Loans
14.49%
View
▼
APR14.49%
Last UpdatedMarch 23, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
Signature/Unsecured
6.50%
View
▼
APR6.50%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
Signature/Unsecured
7.25%
View
▼
APR7.25%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
Signature/Unsecured
7.75%
View
▼
APR7.75%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
Signature/Unsecured
8.75%
View
▼
APR8.75%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Eastern Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
36 GM Access Rd, Martinsburg, WV, 25403
Signature
8.90%
View
▼
APR8.90%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Cha-Tel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
1500 Maccorkle Ave SE, Charleston, WV, 25396
Unsecured Signature Loans
8.99%
View
▼
APR8.99%
Last UpdatedMarch 23, 2026
Details

UP TO $10,000.00

Marion County School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
1512 Mary Lou Retton Dr, Fairmont, WV, 26554
Signature Loans
9.00%
View
▼
APR9.00%
Last UpdatedMarch 23, 2026
Details

As Low As; ****Maximum unsecured loan $7,000 /48 months maximum term

Martinsburg VA Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
2971 Charles Town Rd, Kearneysville, WV, 25430
Signature Loans
9.00%
View
▼
APR9.00%
Last UpdatedMarch 23, 2026
Details

As Low As

Union Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
1925 Murdoch Ave, Parkersburg, WV, 26101 2528
Unsecured Loans (Signature)
9.50%
View
▼
APR9.50%
Last UpdatedMarch 23, 2026
Details

As Low As; Rates are based on individual credit worthiness.

167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
1945 Edwin Miller Blvd, Martinsburg, WV, 25404 6387
Signature Personal Loans
9.50%
View
▼
APR9.50%
Last UpdatedMarch 23, 2026
Details

up to $10,000.00

Peoples Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.15%
419 1st Ave S, Nitro, WV, 25143 2313
Signature
9.55%
View
▼
APR9.55%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Signature Loans
9.75%
View
▼
APR9.75%
Last UpdatedMarch 23, 2026
Details

Up to $2,500

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
Signature / Personal Loan
9.99%
View
▼
APR9.99%
Last UpdatedMarch 23, 2026
Details

As Low As; Months

Home Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.77%
131 W Pike St, Clarksburg, WV, 26301
Signature Loan
9.99%
View
▼
APR9.99%
Last UpdatedMarch 23, 2026
Details

As Low As; Rate subject to change without notice. Interest rate will be based on credit score. Terms will be based on the dollar amount financed. Loan subject to credit approval.

CCMH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
801 Ann St, Parkersburg, WV, 26101
Signature Loan
10.00%
View
▼
APR10.00%
Last UpdatedMarch 23, 2026
Details

No additional details available.

CCMH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
801 Ann St, Parkersburg, WV, 26101
Signature Loans Over 780
10.00%
View
▼
APR10.00%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Hope Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
925 White Oaks Blvd, Bridgeport, WV, 26330
Signature Loan
10.00%
View
▼
APR10.00%
Last UpdatedMarch 23, 2026
Details

$10,000 Maximum

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
459 New Creek Hwy, Keyser, WV, 26726 9537
Signature Loan
10.00%
View
▼
APR10.00%
Last UpdatedMarch 23, 2026
Details

As Low As

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
Signature/Unsecured
10.25%
View
▼
APR10.25%
Last UpdatedMarch 23, 2026
Details

No additional details available.

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
459 New Creek Hwy, Keyser, WV, 26726 9537
Signature Loan
10.25%
View
▼
APR10.25%
Last UpdatedMarch 23, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
Signature / Personal Loan
10.49%
View
▼
APR10.49%
Last UpdatedMarch 23, 2026
Details

As Low As; Months

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
1015 Florida Ave, Keyser, WV, 26726
Signature Loans
10.49%
View
▼
APR10.49%
Last UpdatedMarch 23, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
459 New Creek Hwy, Keyser, WV, 26726 9537
Signature Loan
10.50%
View
▼
APR10.50%
Last UpdatedMarch 23, 2026
Details

As Low As

Celco Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
3871 Robert C Byrd Dr, Beckley, WV, 25801
Signature / Co-Maker
10.50%
View
▼
APR10.50%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Preston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
434 E MAIN ST, KINGWOOD, WV, 26537 1722
Signature Loan/Unsecured
10.50%
View
▼
APR10.50%
Last UpdatedMarch 23, 2026
Details

As Low As

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Signature Loans
10.75%
View
▼
APR10.75%
Last UpdatedMarch 23, 2026
Details

$2,501 to $5,000

Eastern Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
36 GM Access Rd, Martinsburg, WV, 25403
Signature
10.90%
View
▼
APR10.90%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
Signature / Personal Loan
10.99%
View
▼
APR10.99%
Last UpdatedMarch 23, 2026
Details

As Low As; Months

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
Signature / Personal Loan
11.00%
View
▼
APR11.00%
Last UpdatedMarch 23, 2026
Details

As Low As; Months

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
459 New Creek Hwy, Keyser, WV, 26726 9537
Signature Loan
11.00%
View
▼
APR11.00%
Last UpdatedMarch 23, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
459 New Creek Hwy, Keyser, WV, 26726 9537
Signature Loan
11.75%
View
▼
APR11.75%
Last UpdatedMarch 23, 2026
Details

As Low As

Cape Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.86%
323 E Pike St, Clarksburg, WV, 26301
Signature
11.99%
View
▼
APR11.99%
Last UpdatedMarch 23, 2026
Details

As Low As

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
5268 Williamsport Pike, Martinsburg, WV, 25404
Personal/Signature Loans
11.99%
View
▼
APR11.99%
Last UpdatedMarch 23, 2026
Details

As Low As; Rates apply to new loans to Patriot. Example: $7,500 loan, monthly payment will be $249.07 for 36 months at 11.99%. Other rates and terms available. Rates may change without notice. All loans subject to credit approval.

Mountain Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.71%
1822 7th St, Parkersburg, WV, 26101
Signature Loans
12.00%
View
▼
APR12.00%
Last UpdatedMarch 23, 2026
Details

As Low As

167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
1945 Edwin Miller Blvd, Martinsburg, WV, 25404 6387
Signature Personal Loans to $15,000.00
12.00%
View
▼
APR12.00%
Last UpdatedMarch 23, 2026
Details

$10,000.00

CCMH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
801 Ann St, Parkersburg, WV, 26101
Signature Loans 680-779
12.00%
View
▼
APR12.00%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Preston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
434 E MAIN ST, KINGWOOD, WV, 26537 1722
Signature Loan/Unsecured
12.50%
View
▼
APR12.50%
Last UpdatedMarch 23, 2026
Details

As Low As

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Signature Loans
12.50%
View
▼
APR12.50%
Last UpdatedMarch 23, 2026
Details

$5,001 to $7,500

Desco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
1438 6th Ave, Huntington, WV, 25701 2421
Signature
12.66%
View
▼
APR12.66%
Last UpdatedMarch 23, 2026
Details

As Low As

Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.87%
788 N State Route 2, New Martinsville, WV, 26155
PERSONAL/signature Advances 730+
12.75%
View
▼
APR12.75%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Appalachian Power Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.67%
1122 7TH AVE, HUNTINGTON, WV, 25701
Unsecured Loans (Signature)
13.00%
View
▼
APR13.00%
Last UpdatedMarch 23, 2026
Details

Signature loans available up to $5000.00

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
459 New Creek Hwy, Keyser, WV, 26726 9537
Signature Loan
13.00%
View
▼
APR13.00%
Last UpdatedMarch 23, 2026
Details

As Low As

Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.87%
788 N State Route 2, New Martinsville, WV, 26155
PERSONAL/signature Advances 680 - 729
13.75%
View
▼
APR13.75%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Signature Loans
13.75%
View
▼
APR13.75%
Last UpdatedMarch 23, 2026
Details

$7,501 to $15,000

CCMH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
801 Ann St, Parkersburg, WV, 26101
Signature Loans 630-679
14.00%
View
▼
APR14.00%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Kemba Charleston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
1830 Roxalana Rd, Dunbar, WV, 25064 2705
Signature Loan
14.00%
View
▼
APR14.00%
Last UpdatedMarch 23, 2026
Details

Payment Example: $1,000 at an Annual Percentage Rate of 14% for 12 months = $95 per month.

No home improvement personal loan rates found in Reader, WV currently.

Frequently Asked Questions

What credit score do I need for a personal loan in West Virginia?

Most lenders in Reader, West Virginia require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in West Virginia often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Reader, West Virginia require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in West Virginia?

Yes. Debt consolidation is one of the most common uses of personal loans in Reader, West Virginia. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Reader, West Virginia?

Credit unions in Reader, West Virginia often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Reader, West Virginia?

  • WEPCO Federal Credit Union: 4.00% (Share Pledge Loans)
  • Strip Steel Community Federal Credit Union: 4.75% (Tax loans)
  • West Virginia Central Federal Credit Union: 4.75% (Miscellaneous Equipment Loans)
  • Charleston Federal Credit Union: 5.00% (SEASONAL LOAN SPECIALS)
  • Ohio County Public Schools Federal Credit Union: 5.00% (Labor and Leisure Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Reader, West Virginia. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 22, 2026.

Reader, West Virginia Rates & Resources

$
Reader, West Virginia CD Rates
$
Reader, West Virginia Savings Rates
$
Reader, West Virginia Money Market Rates
$
Reader, West Virginia Mortgage Rates
$
Reader, West Virginia Checking Rates
$
Reader, West Virginia Auto Loan Rates

Personal Loan Calculators

Personal Loan Calculator Debt Consolidation Calculator