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Best Money Market Rates in Epworth, Iowa (IA) - April 2026

Content reviewed by
Brian McKay Brian McKay
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: April 11, 2026

Current Epworth, Iowa and the surrounding area money market rates include Atkins Savings B&TAtkins Savings B&TA+5.0 ★Texas Ratio: 2.49% Money Market Account at 3.56% APY, Cent Credit UnionCent Credit UnionA+5.0 ★Texas Ratio: 2.81% Cheers Money Market at 3.55% APY, Hills Bank and Trust CompanyHills Bank and Trust CompanyA5.0 ★Texas Ratio: 7.52% Purpose Money Market at 3.45% APY, Central State Bank State Center, IACentral State Bank State Center, IAA+5.0 ★Texas Ratio: 0.35% CSB Money Market at 3.25% APY, and American National BankAmerican National BankA+5.0 ★Texas Ratio: 4.22% 6-month money market at 3.25% APY. Money market rates as of April 11, 2026 according to verified data from MonitorBankRates.

Epworth is a smaller community with no bank or credit union branches currently in our database. 150 institutions serving the Iowa area are available to Epworth residents, with money market rates as high as 3.56% APY from Atkins Savings B&T. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Epworth, Iowa and surrounding area. Last Updated and Verified: April 11, 2026

Compare the Best Money Market Rates Today in Epworth, Iowa & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Atkins Savings B&T
Institution Rating:
A+5.0 ★ Texas Ratio: 2.49%
Money Market Account
3.56%
$0
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Cheers Money Market
3.55%
$0
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Hills Bank and Trust Company
Institution Rating:
A5.0 ★ Texas Ratio: 7.52%
Purpose Money Market
3.45%
$0
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Cheers Money Market
3.35%
$0
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Cheers Money Market
3.30%
$0
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Cheers Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

American National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
6-month money market
3.25%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details

New deposits only

Central State Bank State Center, IA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
CSB Money Market
3.25%
$5,000
View
▼
Rate3.25%
Min Deposit$5,000
Min Balance—
UpdatedApr 3, 2026
Details

Frontier Bank Sioux Falls, SD
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Select
3.25%
$50,000
View
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 11, 2026
Details

Premier Bank Dubuque, IA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Mighty Miss Money Market
3.25%
$1,000,000
View
▼
Rate3.20%
Min Deposit$1,000,000
Min Balance—
UpdatedApr 11, 2026
Details

Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Cheers Money Market
3.20%
$0
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Cheers Money Market
3.15%
$0
View
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Vibrant Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.61%
Insured Money Market
3.14%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Qualifying balance up to $15,000,000

Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Cheers Money Market
3.10%
$0
View
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Luana Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
Money Market Account
3.09%
$0
View
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Hills Bank and Trust Company
Institution Rating:
A5.0 ★ Texas Ratio: 7.52%
Purpose Money Market
3.05%
$0
View
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

Cent Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Cheers Money Market
3.05%
$0
View
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Atkins Savings B&T
Institution Rating:
A+5.0 ★ Texas Ratio: 2.49%
Money Market Account
3.05%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Affinity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
Money Market
3.04%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Bellevue State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
MONEY MARKET
3.04%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

and up

Bank Midwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
Premier Money Market
3.04%
$50
View
▼
Rate3.00%
Min Deposit$50
Min Balance—
UpdatedApr 11, 2026
Details

Limited time offer

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Personal Prime Money Market Account
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Premier Bank Dubuque, IA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Mighty Miss Money Market
3.00%
$500,000
View
▼
Rate2.96%
Min Deposit$500,000
Min Balance—
UpdatedApr 11, 2026
Details

Luana Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
Money Market Account
2.95%
$0
View
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

TruBank
Institution Rating:
A5.0 ★ Texas Ratio: 10.56%
TruInvestor Money Market
2.90%
$0
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Journey Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
Money Market Accounts Tier 5
2.89%
$0
View
▼
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Hills Bank and Trust Company
Institution Rating:
A5.0 ★ Texas Ratio: 7.52%
Purpose Money Market
2.80%
$0
View
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

Luana Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
Money Market Account
2.80%
$0
View
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Iowa Falls State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
Community Impact Money Market
2.78%
$0
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Premier Bank Dubuque, IA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Mighty Miss Money Market
2.75%
$250,000
View
▼
Rate2.72%
Min Deposit$250,000
Min Balance—
UpdatedApr 11, 2026
Details

TruBank
Institution Rating:
A5.0 ★ Texas Ratio: 10.56%
TruInvestor Money Market
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Journey Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
Money Market Accounts Tier 4
2.68%
$0
View
▼
Rate2.65%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Earlham Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
Money Market
2.65%
$0
View
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Hills Bank and Trust Company
Institution Rating:
A5.0 ★ Texas Ratio: 7.52%
Purpose Money Market
2.55%
$0
View
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

Luana Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
Money Market Account
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Iowa Falls State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
Community Impact Money Market
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Bank Midwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
Premier Money Market
2.53%
$50
View
▼
Rate2.50%
Min Deposit$50
Min Balance—
UpdatedApr 11, 2026
Details

Limited time offer

Affinity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
Money Market
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Atkins Savings B&T
Institution Rating:
A+5.0 ★ Texas Ratio: 2.49%
Money Market Account
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

New Albin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
Money Market*
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Premier Bank Dubuque, IA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Mighty Miss Money Market
2.50%
$100,000
View
▼
Rate2.47%
Min Deposit$100,000
Min Balance—
UpdatedApr 11, 2026
Details

Cherokee State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Premium
2.50%
$50
View
▼
Rate—
Min Deposit$50
Min Balance—
UpdatedApr 3, 2026
Details

Qualifying balance up to $100,000.00

Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Super Money Market
2.45%
$0
View
▼
Rate2.43%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Marine Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.80%
Money Market Special 10-month
2.40%
$0
View
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Promotional rate effective for 10 months from opening date of new Money Market account. Rate may change after account is opened. Please see your Truth in Savings schedule for rate information after the 10-month introductory period. Fees could reduce the earnings on the account for maintenance and activity fees.

Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Money Market Account
2.40%
$0
View
▼
Rate2.38%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Marine Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.80%
10-Month Money Market
2.40%
$10,000
View
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 8, 2026
Details

As high as

Earlham Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
Money Market
2.40%
$0
View
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Journey Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
Money Market Accounts Tier 3
2.38%
$0
View
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Hills Bank and Trust Company
Institution Rating:
A5.0 ★ Texas Ratio: 7.52%
Purpose Money Market
2.29%
$0
View
▼
Rate2.27%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

Chelsea Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Prime Money Market and Over
2.27%
$1,000
View
▼
Rate2.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 3, 2026
Details

$250,000.01

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
Money Market Savings
2.27%
$0
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Minimum of $2,500 to earn dividends

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
Money Market
2.27%
$0
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Heartland Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
Capital Money Market
2.27%
$10,000
View
▼
Rate2.25%
Min Deposit$10,000
Min Balance—
UpdatedMar 27, 2026
Details

Iowa Falls State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
Community Impact Money Market
2.27%
$0
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Super Money Market
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Earlham Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
Money Market
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Premier Bank Dubuque, IA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Mighty Miss Money Market
2.25%
$25,000
View
▼
Rate2.23%
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details

Farmers State Bank (Marion, IA)
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Account
2.25%
$1,000
View
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

$1,000.00 deposit required to open account

Bellevue State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
MONEY MARKET
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

to $99,999

TruBank
Institution Rating:
A5.0 ★ Texas Ratio: 10.56%
TruInvestor Money Market
2.20%
$0
View
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Greater Iowa Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.63%
eMoney Market
2.17%
$0
View
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Qualifications Required: Must be enrolled in electronic statements (eStatements) with a valid email address; $10,000 required to open account. Fees could reduce earnings on account. Rates may vary after the account is opened. APY is accurate of the date listed above.

Greater Iowa Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.63%
Business Money Market Accounts
2.17%
$2,500
View
▼
Rate2.15%
Min Deposit$2,500
Min Balance—
UpdatedApr 8, 2026
Details

Fees could reduce earnings on account. Rates may vary after account is opened.

Hills Bank and Trust Company
Institution Rating:
A5.0 ★ Texas Ratio: 7.52%
Investing In Our Community Money Market
2.12%
$0
View
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

Union State Bank Winterset, IA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Advantage Money Market
2.11%
$0
View
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

QCBT Quad City B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
Business Money Market
2.10%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Metco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
Mega Saver Money Market
2.07%
$0
View
▼
Rate2.05%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

$50,000 and over

F&M State Bank Winterset, IA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
F&M Money Market*
2.05%
$0
View
▼
Rate2.05%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Super Money Market
2.05%
$0
View
▼
Rate2.04%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
Advantage Plus Money Market
2.05%
$0
View
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
Money Market
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Lennox Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.44%
MONEY MARKET
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
Business Money Market
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Atkins Savings B&T
Institution Rating:
A+5.0 ★ Texas Ratio: 2.49%
Money Market Account
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Bank Midwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
Premier Money Market
2.02%
$50
View
▼
Rate2.00%
Min Deposit$50
Min Balance—
UpdatedApr 11, 2026
Details

Limited time offer

Luana Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
Money Market Account
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Bellevue State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
MONEY MARKET
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

to $24,999

Heartland Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
Capital Money Market
2.02%
$10,000
View
▼
Rate2.00%
Min Deposit$10,000
Min Balance—
UpdatedMar 27, 2026
Details

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
Money Market Savings
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Minimum of $2,500 to earn dividends

Farmers State Bank Lake View, IA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
2.01%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

TruBank
Institution Rating:
A5.0 ★ Texas Ratio: 10.56%
TruInvestor Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Marine Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.80%
Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Journey Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
Money Market Accounts Tier 2
1.97%
$0
View
▼
Rate1.95%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Greater Iowa Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.63%
Business Money Market Accounts
1.92%
$2,500
View
▼
Rate1.90%
Min Deposit$2,500
Min Balance—
UpdatedApr 8, 2026
Details

Fees could reduce earnings on account. Rates may vary after account is opened.

Greater Iowa Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.63%
eMoney Market
1.92%
$0
View
▼
Rate1.90%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Qualifications Required: Must be enrolled in electronic statements (eStatements) with a valid email address; $10,000 required to open account. Fees could reduce earnings on account. Rates may vary after the account is opened. APY is accurate of the date listed above.

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
Advantage Plus Money Market
1.90%
$0
View
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Money Market Share
1.86%
$2,500
View
▼
Rate1.85%
Min Deposit$2,500
Min Balance—
UpdatedApr 8, 2026
Details

Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Super Money Market
1.85%
$0
View
▼
Rate1.84%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Affinity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
Money Market
1.76%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Advantage Credit Union Newtown, IA
Institution Rating:
A5.0 ★ Texas Ratio: 11.83%
Money Market
1.76%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Members1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
Money Market Savings
1.76%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Minimum of $2,500 to earn dividends

Telco Triad Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
Money Market Savings Account
1.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
Advantage Plus Money Market
1.75%
$0
View
▼
Rate1.73%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Community 1st Credit Union Ottumwa, IA
Institution Rating:
B-4.3 ★ Texas Ratio: 23.52%
Money Market
1.75%
$2,500
View
▼
Rate1.74%
Min Deposit$2,500
Min Balance—
UpdatedApr 9, 2026
Details

Community 1st Credit Union Ottumwa, IA
Institution Rating:
B-4.3 ★ Texas Ratio: 23.52%
Money Market Account
1.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Greater Iowa Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.63%
Business Money Market Accounts
1.71%
$2,500
View
▼
Rate1.70%
Min Deposit$2,500
Min Balance—
UpdatedApr 8, 2026
Details

Fees could reduce earnings on account. Rates may vary after account is opened.

Greater Iowa Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.63%
eMoney Market
1.71%
$0
View
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Qualifications Required: Must be enrolled in electronic statements (eStatements) with a valid email address; $10,000 required to open account. Fees could reduce earnings on account. Rates may vary after the account is opened. APY is accurate of the date listed above.

First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.07%
Fed Up Money Market
1.70%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Journey Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.71%
Money Market Accounts Tier 1
1.66%
$0
View
▼
Rate1.65%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Serve Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Money Market Share
1.66%
$2,500
View
▼
Rate1.65%
Min Deposit$2,500
Min Balance—
UpdatedApr 8, 2026
Details

Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Super Money Market
1.65%
$0
View
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Epworth, Iowa and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Epworth, IA Money Market Rate Trends

Compare local Epworth, IA money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Iowa MMA Trends →
High-Yield MMA — IA Avg
1.042%
Unchanged vs 7 days ago

Iowa high-yield MMA rates currently average 1.042% APY.

Standard MMA — IA Avg
1.283%
Unchanged vs 7 days ago

Iowa standard MMA rates currently average 1.283% APY.

As of Apr 13, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Epworth, Iowa directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Epworth, Iowa. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in IA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Epworth, Iowa

What is a Money Market Account (MMA)?

A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Iowa.

Are Money Market accounts in Epworth, Iowa safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Iowa up to $250,000 per depositor, per institution.

How often do MMA rates change in Epworth, Iowa?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Iowa rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

Best Money Market Rates in Epworth, Iowa

Here are some of the highest money market account APYs currently available in Epworth, Iowa and the surrounding area:
  • Atkins Savings B&T
    Money Market Account — 3.56% APY
  • Cent Credit Union
    Cheers Money Market — 3.55% APY
  • Hills Bank and Trust Company
    Purpose Money Market — 3.45% APY
  • Central State Bank State Center, IA
    CSB Money Market — 3.25% APY
  • American National Bank
    6-month money market — 3.25% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Epworth, Iowa. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 11, 2026

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