What are the current interest rates at Marion County State Bank?

Current rates for Marion County State Bank include: 12-Month CD: 3.50%, 18-Month CD: 3.40%, 24-Month CD: 3.25%, 36-Month CD: 3.25%, 48-Month CD: 3.25%, 60-Month CD: 3.25%, Savings: 0.10%, MMA: 1.05%

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Marion County State Bank Rates & Review September 2026

Q: How many branches does Marion County State Bank operate?

Marion County State Bank currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Marion County State Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 6, 2026

Marion County State Bank's 9-Months 9-Month CD rates are at 4.00%, 3-Months 3-Month CD rates are at 3.65%, 6-Months 6-Month CD rates are at 3.65%, 12-Months 12-Month CD rates are at 3.50%, 15-Months 15-Month CD rates are at 3.40%. Marion County State Bank's savings rates are at 0.10%. Marion County State Bank's money market rates are at 1.05%. MonitorBankRates evaluates the financial stability of Marion County State Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.61%. Rates last updated and verified on 09/06/2026.

Marion County State Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Marion County State Bank? Share your experience about Marion County State Bank by leaving a review below, or read customer reviews before you decide to use Marion County State Bank.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.61%

Excellent Lower than avg

Health Trend

Improving 12 quarters

Full history ›

Marion County State Bank

800 Main St
Pella, IA 50219

https://www.marioncountybank.com

Marion County State Bank CD Rates

Product	Rate	APY	Term
9 Month CD	3.98%	4.00%	9 Months
Min Deposit $1,000 Details Interest Compounded and Credited: At Maturity Last Updated 09/06/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.61%
3 Month CD	3.60%	3.65%	3 Months
Min Deposit $1,000 Details Interest Compounded and Credited: At Maturity Last Updated 09/06/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.61%
6 Month CD	3.62%	3.65%	6 Months
Min Deposit $1,000 Details Interest Compounded and Credited: At Maturity Last Updated 09/06/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.61%
12 Month CD	3.47%	3.50%	12 Months
Min Deposit $1,000 Details Interest Compounded and Credited: Semi-Annually Last Updated 09/06/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.61%
15 Month CD	3.36%	3.40%	15 Months
Min Deposit $1,000 Details Interest Compounded and Credited: Quarterly Last Updated 09/06/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.61%
18 Month and Build CD	3.37%	3.40%	18 Month
Min Deposit $1,000 Details Term: 18 Month and Build CD; Interest Compounded and Credited: Semi-Annually Last Updated 09/06/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.61%
24 Month, Bump CD and Build CD	3.22%	3.25%	24 Month
Min Deposit $1,000 Details Term: 24 Month, Bump CD and Build CD; Interest Compounded and Credited: Semi-Annually Last Updated 09/06/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.61%
30 Month CD	3.22%	3.25%	30 Months
Min Deposit $1,000 Details Interest Compounded and Credited: Semi-Annually Last Updated 09/06/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.61%
36 Month CD	3.22%	3.25%	36 Months
Min Deposit $1,000 Details Interest Compounded and Credited: Semi-Annually Last Updated 09/06/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.61%
48 Month and Access CD	3.22%	3.25%	48 Month
Min Deposit $1,000 Details Term: 48 Month and Access CD; Interest Compounded and Credited: Semi-Annually Last Updated 09/06/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.61%
60 Month and Access CD	3.22%	3.25%	60 Month
Min Deposit $1,000 Details Term: 60 Month and Access CD; Interest Compounded and Credited: Semi-Annually Last Updated 09/06/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.61%

Marion County State Bank Savings Rates

Product	Rate	APY
First-Time Homebuyers Savings Account	0.50%	0.50%
Min Balance $0 Last Updated 09/06/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.61%
Health Savings Account (HSA), Funeral Trust Fund & Variable IRA	0.30%	0.30%
Details See Disclosures Last Updated 09/06/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.61%
Statement Savings Account	0.15%	0.15%
Min Balance $2,500 Last Updated 09/06/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.61%
Statement Savings Account	0.10%	0.10%
Min Balance $0 Last Updated 09/06/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.61%

Marion County State Bank Money Market Rates

Product	Rate	APY
Money Market Account	1.74%	1.75%
Min Balance $1,000,000 Last Updated 09/06/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.61%
Money Market Account	1.59%	1.60%
Min Balance $500,000 Last Updated 09/06/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.61%
Money Market Account	1.54%	1.55%
Min Balance $250,000 Last Updated 09/06/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.61%
Money Market Account	1.44%	1.45%
Min Balance $100,000 Last Updated 09/06/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.61%
Money Market Account	1.19%	1.20%
Min Balance $50,000 Last Updated 09/06/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.61%
Money Market Account	1.04%	1.05%
Min Balance $2,500 Last Updated 09/06/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.61%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Marion County State Bank’s Texas Ratio fell from 15.89% in Q3 2023 to 2.61% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 4.9 to 5.0 and its Health Grade from A- to A+. Lower Texas Ratios are healthier; the amber line marks the 15% level a bank must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$629M	2.61%	5.0	A+
March 31, 2026	$620M	2.84%	5.0	A+
December 31, 2025	$648M	1.98%	5.0	A+
September 30, 2025	$660M	12.27%	5.0	A
June 30, 2025	$642M	11.91%	5.0	A
March 31, 2025	$634M	11.89%	5.0	A
December 31, 2024	$653M	12.15%	5.0	A
September 30, 2024	$663M	7.16%	5.0	A
June 30, 2024	$649M	6.70%	5.0	A
March 31, 2024	$654M	9.40%	5.0	A
December 31, 2023	$667M	7.21%	5.0	A
September 30, 2023	$645M	15.89%	4.9	A-

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Marion County State Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Marion County State Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Marion County State Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Marion County State Bank

Bank Holding Company PELLA FINANCIAL GROUP INC

Address 800 Main St, Pella, IA 50219 · Marion

Website https://www.marioncountybank.com

FDIC Certificate # 15272

Established 19350921

FDIC Insurance Date 19350921

Domestic Offices 5

Total Branches 5

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 99/100

5.0

Exceptional Out of 5.0 Stars

2.61%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.8407%

Return on Equity (ROE) 18.7100%

Non-Performing Loans (NPL) 0.21%

Total Assets $628,650,000

Total Deposits $546,564,000

Equity Capital $64,195,000

Net Income $5,821,000

Headquarters Pella

Total Branches and Offices 5

Source: FDIC | Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Marion County State Bank earned the Verified Healthy badge

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Average Rating

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Total Reviews

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Frequently Asked Questions About Marion County State Bank

How many branches does Marion County State Bank operate?

Marion County State Bank currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Marion County State Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Marion County State Bank provides members with tools to manage their accounts and build a solid financial history.

Does Marion County State Bank offer online and mobile banking?

Most modern institutions like Marion County State Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.marioncountybank.com.