Best Money Market Rates in Miami, Florida (FL) - March 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Miami, Florida and the surrounding area money market rates include Climate First BankClimate First Bank182 37th Ave N, Saint Petersburg, FL 33704A+5.0 ★Texas Ratio: 0.00% Business Money Market at 4.51% APY, Community First Credit Union Of FloridaCommunity First Credit Union Of Florida637 N Lee St, Jacksonville, FL 32204 1141A+5.0 ★Texas Ratio: 4.11% Business Money Market at 4.50% APY, LMCU Lake Michigan Credit UnionLMCU Lake Michigan Credit Union24201 Walden Center Dr, Estero, FL 34134A+5.0 ★Texas Ratio: 2.47% Max Money Market at 4.05% APY, Total Direct BankTotal Direct Bank25 W Flagler St, Miami, FL 33130A5.0 ★Texas Ratio: 6.04% Money Market Account at 4.01% APY, and Dort Financial Credit UnionDort Financial Credit Union5255 N FEDERAL HWY, BOCA RATON, FL 33487 4901A+5.0 ★Texas Ratio: 5.65% Public Funds Money Market at 4.00% APY. Money market rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these money market rates in Miami, Florida and the surrounding area compare, use our comprehensive tables below for side-by-side comparisons so you can find the best yields available. Rates in Miami, Florida (FL) are continually updated we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Miami, Florida and surrounding area. Last Updated and Verified: March 27, 2026
Compare the Best Money Market Rates Today in Miami, Florida & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Total Direct Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.04%
25 W Flagler St, Miami, FL 33130
Money Market Account
4.01%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 22, 2026
Details
for balances $2,500 and over
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
1441 Brickell Ave, Miami, FL 33131
Citizens Private Client® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $25,000.00
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
1441 Brickell Ave, Miami, FL 33131
Citizens Quest® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $25,000.00
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
11800 SW 147th Ave, Miami, FL 33196
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$15,000+
Newtek Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
1111 Brickell Ave, Miami, FL 33131
Business Money Market
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Newtek Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
1111 Brickell Ave, Miami, FL 33131
Newtek Money Market
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Popular Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
8180 Nw 36th St, Miami, FL 33166
Saver Money Market
3.25%
$250,000
▼
Rate3.20%
Min Deposit$250,000
Min Balance—
UpdatedMar 21, 2026
Details
Popular Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
8180 Nw 36th St, Miami, FL 33166
Saver Money Market
3.10%
$50,000
▼
Rate3.05%
Min Deposit$50,000
Min Balance—
UpdatedMar 21, 2026
Details
Sunstate Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.86%
14095 S Dixie Hwy, Miami, FL 33176
Advantage Money Market
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
BankUnited
Institution Rating:
A-5.0 ★ Texas Ratio: 15.40%
12905 N Kendall Dr, Miami, FL 33186
Promotional Money Market Account
3.00%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 25, 2026
Details
Guaranteed for 3 months
BB Americas Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
1221 Brickell Ave, Miami, FL 33131
Money Market
2.35%
$0
▼
Rate2.32%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
BB Americas Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
1221 Brickell Ave, Miami, FL 33131
e-Money Market
2.35%
$0
▼
Rate2.32%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL 33136
Money Market Savings Account
1.85%
$250,001
▼
Rate1.83%
Min Deposit$250,001
Min Balance—
UpdatedMar 27, 2026
Details
BB Americas Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
1221 Brickell Ave, Miami, FL 33131
Money Market
1.65%
$0
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
BB Americas Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
1221 Brickell Ave, Miami, FL 33131
e-Money Market
1.65%
$0
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL 33136
Money Market Savings Account
1.65%
$10,001
▼
Rate1.63%
Min Deposit$10,001
Min Balance—
UpdatedMar 27, 2026
Details
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL 33136
Money Market Savings Account
1.60%
$2,501
▼
Rate1.58%
Min Deposit$2,501
Min Balance—
UpdatedMar 27, 2026
Details
Connect Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
1000 NW 111th Ave, Miami, FL 33172 5800
Money Market Account
1.36%
$0
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$100,000.00 + ($100,000 minimum ADB2 to earn)
BB Americas Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
1221 Brickell Ave, Miami, FL 33131
Money Market
1.35%
$0
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
BB Americas Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
1221 Brickell Ave, Miami, FL 33131
e-Money Market
1.35%
$0
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Connect Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
1000 NW 111th Ave, Miami, FL 33172 5800
Money Market Account
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$50,000.00 - $99,999.99 ($50,000 minimum ADB2 to earn)
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
11800 SW 147th Ave, Miami, FL 33196
Money Market Special
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$15,000+
Popular Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
8180 Nw 36th St, Miami, FL 33166
Saver Money Market
1.25%
$10,000
▼
Rate1.24%
Min Deposit$10,000
Min Balance—
UpdatedMar 21, 2026
Details
Connect Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
1000 NW 111th Ave, Miami, FL 33172 5800
Money Market Account
1.16%
$0
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$25,000.00 - $49.999.99 ($25,000 minimum ADB2 to earn)
ValleyDirect
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
1001 Brickell Bay Dr, Miami, FL 33131
Premium Money Market
1.11%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 22, 2026
Details
A boosted rate for eligible Valley checking customers; No maintenance charge for average daily balances of $10,000 or more
Connect Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
1000 NW 111th Ave, Miami, FL 33172 5800
Money Market Account
1.11%
$0
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$10,000.00 - $24,999.99 ($10,000 minimum ADB2 to earn)
Connect Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
1000 NW 111th Ave, Miami, FL 33172 5800
Money Market Account
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$2,500.00 - $9,999.99 ($2,500 minimum ADB2 to earn)
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL 33136
Money Market Savings Account
1.00%
$50
▼
Rate1.00%
Min Deposit$50
Min Balance—
UpdatedMar 27, 2026
Details
First American Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
1801 Sw 1st St, Miami, FL 33135
Optimal Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Power Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.97%
1100 NW 95th St, Miami, FL 33150 2038
Optimizer Investor Money Market2
0.95%
$0
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
1101 Brickell Avenue, Miami, FL 33131
TotalView Money Market Savings
0.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
7500 NW 58th St, Miami, FL 33166
Money Market-100K
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
7500 NW 58th St, Miami, FL 33166
Money Market-50K
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Power Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.97%
1100 NW 95th St, Miami, FL 33150 2038
Platinum Relationship Money Market
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
7500 NW 58th St, Miami, FL 33166
Money Market-200K
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Power Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.97%
1100 NW 95th St, Miami, FL 33150 2038
Gold Relationship3Money Market
0.70%
$0
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
1101 Brickell Avenue, Miami, FL 33131
TotalView Money Market Savings
0.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First American Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
1801 Sw 1st St, Miami, FL 33135
Optimal Money Market
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
1101 Brickell Avenue, Miami, FL 33131
TotalView Money Market Savings
0.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Sunstate Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.86%
14095 S Dixie Hwy, Miami, FL 33176
Premier Money Market - Personal
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Sunstate Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.86%
14095 S Dixie Hwy, Miami, FL 33176
Personal Money Market
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
First American Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
1801 Sw 1st St, Miami, FL 33135
Optimal Money Market
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Sunstate Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.86%
14095 S Dixie Hwy, Miami, FL 33176
Money Market - Non-Personal
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Sunstate Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.86%
14095 S Dixie Hwy, Miami, FL 33176
Premier Money Market - Non-Personal
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Sunstate Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.86%
14095 S Dixie Hwy, Miami, FL 33176
Premier Money Market - Personal
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Climate First Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
182 37th Ave N, Saint Petersburg, FL 33704
Business Money Market
4.51%
$50
▼
Rate4.41%
Min Deposit$50
Min Balance—
UpdatedMar 25, 2026
Details
A monthly $10.00 paper statement fee will be assessed to receive a paper statement.
Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
637 N Lee St, Jacksonville, FL 32204 1141
Business Money Market
4.50%
$0
▼
Rate4.41%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
637 N Lee St, Jacksonville, FL 32204 1141
Business Money Market
4.25%
$0
▼
Rate4.17%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
24201 Walden Center Dr, Estero, FL 34134
Max Money Market
4.05%
$0
▼
Rate3.98%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
$1,000,000 +
Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
637 N Lee St, Jacksonville, FL 32204 1141
Business Money Market
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
5255 N FEDERAL HWY, BOCA RATON, FL 33487 4901
Public Funds Money Market
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Climate First Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
182 37th Ave N, Saint Petersburg, FL 33704
Impact Money Market
3.96%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Gulf Coast Business Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
12205 Metro Pkwy, Fort Myers, FL 33966
Daily Balance Money Market Accounts
3.82%
$2,500
▼
Rate3.75%
Min Deposit$2,500
Min Balance—
UpdatedMar 26, 2026
Details
Gulf Coast Business Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
12205 Metro Pkwy, Fort Myers, FL 33966
MONEY MARKET
3.82%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
8889 Pelican Bay Blvd, Naples, FL 34108
High-Yield Money Market
3.82%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 27, 2026
Details
Minimum of $25,000 not currently deposited at Huntington.
EverBank
Institution Rating:
B4.5 ★ Texas Ratio: 20.65%
4211 San Juan Ave, Jacksonville, FL 32210
Performance® Money Market
3.80%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Everence Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.68%
3407 Bahia Vista St, Sarasota, FL 34239
Indexed money market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
637 N Lee St, Jacksonville, FL 32204 1141
Business Money Market
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3209 E Busch Blvd, Tampa, FL 33612 8737
Money Market
3.75%
$0
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
New money only
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3209 E Busch Blvd, Tampa, FL 33612 8737
Money Market (IRA)
3.75%
$0
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
New money only
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
5255 N FEDERAL HWY, BOCA RATON, FL 33487 4901
Public Funds Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
1314 Oakfield Dr, Brandon, FL 33511
Premier Money Market
3.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
8889 Pelican Bay Blvd, Naples, FL 34108
Relationship Money Market Account
3.66%
$0
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
With Private Client Account****
Axiom Bank
Institution Rating:
A-4.9 ★ Texas Ratio: 16.62%
258 Southhall Ln, Maitland, FL 32751
Fed Funds Variable Money Market
3.64%
$25,000
▼
Rate3.64%
Min Deposit$25,000
Min Balance—
UpdatedMar 25, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
8889 Pelican Bay Blvd, Naples, FL 34108
Relationship Money Market Account
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
With Huntington Platinum Perks Checking***
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
8889 Pelican Bay Blvd, Naples, FL 34108
Relationship Money Market Account
3.51%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
With Huntington Perks Checking**
EverBank
Institution Rating:
B4.5 ★ Texas Ratio: 20.65%
4211 San Juan Ave, Jacksonville, FL 32210
Business Money Market
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
5255 N FEDERAL HWY, BOCA RATON, FL 33487 4901
Platinum Money Market
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
3005 New Tampa Hwy, Lakeland, FL 33815 3468
High-Yield Money Market Tiers*
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
3005 New Tampa Hwy, Lakeland, FL 33815 3468
High-Yield Money Market Tiers
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
8889 Pelican Bay Blvd, Naples, FL 34108
Relationship Money Market Account
3.45%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Non-Relationship Rate
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
4500 San Pablo Rd S, Jacksonville, FL 32224 1865
Premium Money Market Savings
3.40%
$1,000,000
▼
Rate3.36%
Min Deposit$1,000,000
Min Balance—
UpdatedMar 27, 2026
Details
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
5555 N Center Drive, Lake Buena Vista, FL 32830
Enhanced Money Market Savings
3.30%
$10,000
▼
Rate3.25%
Min Deposit$10,000
Min Balance—
UpdatedMar 21, 2026
Details
Minimum to open is $10,000
Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
637 N Lee St, Jacksonville, FL 32204 1141
Business Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
5255 N FEDERAL HWY, BOCA RATON, FL 33487 4901
Public Funds Money Market
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
2405 Lucien Way, Maitland, FL 32751
Money Market Plus Account
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
As High As; Qualifying balance up to $1,000.00
LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
24201 Walden Center Dr, Estero, FL 34134
Max Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
$250,000 - $999,999
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
1314 Oakfield Dr, Brandon, FL 33511
Premier Money Market
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
We Florida Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
1982 N State Road 7, Margate, FL 33063
Money Market - Personal & Business
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Qualifying balance up to $10,000.00
Gulf Coast Business Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
12205 Metro Pkwy, Fort Myers, FL 33966
Daily Balance Money Market Accounts
3.25%
$2,500
▼
Rate3.20%
Min Deposit$2,500
Min Balance—
UpdatedMar 26, 2026
Details
Axiom Bank
Institution Rating:
A-4.9 ★ Texas Ratio: 16.62%
258 Southhall Ln, Maitland, FL 32751
SMB Money Market
3.25%
$1,000
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Axiom Bank
Institution Rating:
A-4.9 ★ Texas Ratio: 16.62%
258 Southhall Ln, Maitland, FL 32751
Axiom® Select Money Market
3.25%
$1,000
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
8889 Pelican Bay Blvd, Naples, FL 34108
High-Yield Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 27, 2026
Details
Minimum of $25,000 not currently deposited at Huntington.
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
1314 Oakfield Dr, Brandon, FL 33511
Premier Money Market
3.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
5555 N Center Drive, Lake Buena Vista, FL 32830
Money Market million
3.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
$1
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
5555 N Center Drive, Lake Buena Vista, FL 32830
Money Market Savings
3.10%
$0
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
5555 N Center Drive, Lake Buena Vista, FL 32830
Down Payment Savings Money Market
3.10%
$0
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
4500 San Pablo Rd S, Jacksonville, FL 32224 1865
Premium Money Market Savings
3.05%
$750,000
▼
Rate3.02%
Min Deposit$750,000
Min Balance—
UpdatedMar 27, 2026
Details
FLC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
10151 Deerwood Park Blvd Bldg 100 Ste 200, Jacksonville, FL 32256
Money Market Accounts (Personal and Business)
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Alabama Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
13039 Sorrento Rd, Pensacola, FL 32507 8703
Daily Money Market Accounts
3.03%
$100,000
▼
Rate3.00%
Min Deposit$100,000
Min Balance—
UpdatedMar 25, 2026
Details
Adventhealth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
601 E Rollins St, Orlando, FL 32803
Money Market
3.00%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Suncoast Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.47%
6536 E Hillsborough Ave, Tampa, FL 33610
High Yield Money Market Account
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Qualifying balance up to $24,999.00; High yield checking required
Gold Coast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
2226 S Congress Ave, Palm Springs, FL 33406 7606
MORE Money Market Savings
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Qualifying balance up to $50,000.00
LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
24201 Walden Center Dr, Estero, FL 34134
Max Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
$100,000 - $249,999
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
1314 Oakfield Dr, Brandon, FL 33511
Business Insured Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
5555 N Center Drive, Lake Buena Vista, FL 32830
Money Market Savings
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
5555 N Center Drive, Lake Buena Vista, FL 32830
Down Payment Savings Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Gold Coast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
2226 S Congress Ave, Palm Springs, FL 33406 7606
MORE Money Market Savings Account
3.00%
$50,000
▼
Rate2.96%
Min Deposit$50,000
Min Balance—
UpdatedMar 23, 2026
Details
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
980 North Federal Highway Suite 110 30, Boca Raton, FL 33432
High-Yield Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
5555 N Center Drive, Lake Buena Vista, FL 32830
Down Payment Savings Money Market
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Miami, Florida and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Miami, FL Money Market Rate Trends
Compare local Miami, FL MMA rate quotes against the statewide average
Weekly money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — FL Avg
1.903%
▼ 0.830 from last week
Florida high-yield MMA rates fell 0.830 points this week to 1.903% APY, down from 2.733% last week.
Standard MMA — FL Avg
1.102%
▼ 0.103 from last week
Florida standard MMA rates fell 0.103 points this week to 1.102% APY, down from 1.205% last week.
As of Mar 28, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Miami, Florida directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Miami, Florida. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in FL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Miami, Florida
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Florida.
Are Money Market accounts in Miami, Florida safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Florida up to $250,000 per depositor, per institution.
How often do MMA rates change in Miami, Florida?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Florida rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Miami, Florida
Here are some of the highest money market account APYs currently available in Miami, Florida and the surrounding area:
- Climate First Bank
Business Money Market — 4.51% APY - Community First Credit Union Of Florida
Business Money Market — 4.50% APY - LMCU Lake Michigan Credit Union
Max Money Market — 4.05% APY - Total Direct Bank
Money Market Account — 4.01% APY - Dort Financial Credit Union
Public Funds Money Market — 4.00% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Miami, Florida. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 27, 2026
