Miami, Florida (FL) Savings Rates - March 2026
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Brian McKay
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Brian McKay
Brian McKay
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Editorial Disclosure
The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Miami, Florida and the surrounding area include Newtek BankNewtek Bank1111 Brickell Ave, Miami, FL 33131A+5.0 ★Texas Ratio: 5.72% Personal High Yield Savings at 4.20% APY, Justice Federal Credit UnionJustice Federal Credit Union400 NW 2nd Ave Ste 309, Miami, FL 33128 1706A5.0 ★Texas Ratio: 9.17% FREEDOM DIRECT SAVINGS at 4.00% APY, PNC BankPNC Bank800 Brickell Ave, Miami, FL 33131A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, HSBC Bank USAHSBC Bank USA1441 Brickell Ave, Miami, FL 33131A+5.0 ★Texas Ratio: 3.89% Premier Relationship Savings at 3.20% APY, and Baxter Credit UnionBaxter Credit Union11800 SW 147th Ave, Miami, FL 33196A5.0 ★Texas Ratio: 7.73% SafeGuard Savings, Municipal at 3.00% APY.
To see how these savings rates in Miami, Florida, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Miami, Florida (FL) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Miami, Florida and the surrounding area. Last Updated and Verified: March 21, 2026
Miami, FL Savings Rate Trends
Compare local Miami, FL savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — FL Avg
0.937%
Florida high-yield savings rates currently average 0.937% APY based on data from institutions in our monitoring network.
Standard Savings — FL Avg
0.591%
Florida standard savings rates currently average 0.591% APY based on data from institutions in our monitoring network.
As of Mar 21, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Compare the Best Savings Rates in Miami, Florida & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Newtek Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.72%
1111 Brickell Ave, Miami, FL 33131
Personal High Yield Savings
4.20%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
400 NW 2nd Ave Ste 309, Miami, FL 33128 1706
FREEDOM DIRECT SAVINGS
4.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
when you add Direct Deposit to a new or existing Justice Federal Checking Account.
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
800 Brickell Ave, Miami, FL 33131
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
1441 Brickell Ave, Miami, FL 33131
Premier Relationship Savings
3.20%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
11800 SW 147th Ave, Miami, FL 33196
SafeGuard Savings, Municipal
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
11800 SW 147th Ave, Miami, FL 33196
SafeGuard Savings, Consumer
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
BankUnited
Institution Rating:
A-5.0 ★Texas Ratio: 15.40%
12905 N Kendall Dr, Miami, FL 33186
High Yield Savings Account
2.25%
$50
▼
Rate0.00%
Min Deposit$50
Min Balance—
UpdatedMar 18, 2026
Details
BankUnited
Institution Rating:
A-5.0 ★Texas Ratio: 15.40%
12905 N Kendall Dr, Miami, FL 33186
High Yield Savings
2.25%
$50
▼
Rate0.00%
Min Deposit$50
Min Balance—
UpdatedMar 18, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
11800 SW 147th Ave, Miami, FL 33196
Rainy Day Savings
1.90%
$0
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
On balances above $25,000 and up to $50,000
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL 33136
Money Market Savings Account
1.85%
$0
▼
Rate1.83%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL 33136
Money Market Savings Account
1.65%
$0
▼
Rate1.63%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL 33136
Money Market Savings Account
1.60%
$0
▼
Rate1.58%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
11800 SW 147th Ave, Miami, FL 33196
SafeGuard Savings, Business
1.40%
$0
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
11800 SW 147th Ave, Miami, FL 33196
Rainy Day Savings
1.40%
$0
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
On balances up to $25,000
Power Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
1100 NW 95th St, Miami, FL 33150 2038
Health Savings Account (HSA)
1.02%
$0
▼
Rate1.01%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL 33136
Money Market Savings Account
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
1101 Brickell Avenue, Miami, FL 33131
TotalView Money Market Savings
0.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
1101 Brickell Avenue, Miami, FL 33131
TotalView Money Market Savings
0.60%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL 33136
IRA Share
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
BB Americas Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
1221 Brickell Ave, Miami, FL 33131
Savings
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
1101 Brickell Avenue, Miami, FL 33131
TotalView Money Market Savings
0.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
400 NW 2nd Ave Ste 309, Miami, FL 33128 1706
Freedom Direct Savings
0.45%
$25
▼
Rate0.45%
Min Deposit$25
Min Balance—
UpdatedMar 20, 2026
Details
OneUnited Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
3275 Nw 79th St, Miami, FL 33147
UNITY E-Gold Savings
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
OneUnited Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
3275 Nw 79th St, Miami, FL 33147
UNITY Plus Savings
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
OneUnited Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
3275 Nw 79th St, Miami, FL 33147
UNITY Savings
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
OneUnited Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
3275 Nw 79th St, Miami, FL 33147
UNITY Youth Savings
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
400 NW 2nd Ave Ste 309, Miami, FL 33128 1706
Freedom Direct Savings
0.35%
$25
▼
Rate0.35%
Min Deposit$25
Min Balance—
UpdatedMar 20, 2026
Details
Power Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
1100 NW 95th St, Miami, FL 33150 2038
IRA Savings (Traditional, Roth, Educational & SEP)
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
400 NW 2nd Ave Ste 309, Miami, FL 33128 1706
Freedom Direct Savings
0.30%
$25
▼
Rate0.30%
Min Deposit$25
Min Balance—
UpdatedMar 20, 2026
Details
OneUnited Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
3275 Nw 79th St, Miami, FL 33147
UNITY E-Gold Savings
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
7500 NW 58th St, Miami, FL 33166
IRA Savings
0.25%
$1
▼
Rate0.25%
Min Deposit$1
Min Balance—
UpdatedMar 17, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
400 NW 2nd Ave Ste 309, Miami, FL 33128 1706
Freedom Direct Savings
0.25%
$25
▼
Rate0.25%
Min Deposit$25
Min Balance—
UpdatedMar 20, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
400 NW 2nd Ave Ste 309, Miami, FL 33128 1706
Savings
0.25%
$5
▼
Rate0.25%
Min Deposit$5
Min Balance—
UpdatedMar 20, 2026
Details
Miami Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
51 SW 1st Ave Ste 604, Miami, FL 33130 1611
Share Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Tiered share account rates. Share Accounts dividends are based on Average Daily Balance, Compounded Quarterly. Rates and Terms subject to change without notice. Early withdrawal penalties may apply on Share Christmas Club Accounts. Fees may reduce the earnings on the account.
Power Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
1100 NW 95th St, Miami, FL 33150 2038
Savings / Club (Holiday, Vacation, Rainy Day, Rocky Raccoon)
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
1101 Brickell Avenue, Miami, FL 33131
Traditional Savings
0.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
1001 Brickell Bay Dr, Miami, FL 33131
Kids First Savings
0.25%
$1
▼
Rate0.00%
Min Deposit$1
Min Balance—
UpdatedMar 15, 2026
Details
No minimum balance; Available for minors under 18
Miami Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
51 SW 1st Ave Ste 604, Miami, FL 33130 1611
Share Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Tiered share account rates. Share Accounts dividends are based on Average Daily Balance, Compounded Quarterly. Rates and Terms subject to change without notice. Early withdrawal penalties may apply on Share Christmas Club Accounts. Fees may reduce the earnings on the account.
OneUnited Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
3275 Nw 79th St, Miami, FL 33147
UNITY E-Gold Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
OneUnited Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
3275 Nw 79th St, Miami, FL 33147
OneUnited Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL 33136
Share Account
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
First American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
1801 Sw 1st St, Miami, FL 33135
Student Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Disclosure
First American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
1801 Sw 1st St, Miami, FL 33135
Minor Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Disclosure
First American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
1801 Sw 1st St, Miami, FL 33135
Easy Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Disclosure
Connect Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
1000 NW 111th Ave, Miami, FL 33172 5800
Other Savings IRA
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
An Annual Maintenance Fee applies to all IRA Accounts. Please see our Fee Schedule for current fees.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
400 NW 2nd Ave Ste 309, Miami, FL 33128 1706
Savings
0.20%
$5
▼
Rate0.20%
Min Deposit$5
Min Balance—
UpdatedMar 20, 2026
Details
Power Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
1100 NW 95th St, Miami, FL 33150 2038
IRA Savings (Traditional, Roth, Educational & SEP)
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Power Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
1100 NW 95th St, Miami, FL 33150 2038
Savings / Club (Holiday, Vacation, Rainy Day, Rocky Raccoon)
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
400 NW 2nd Ave Ste 309, Miami, FL 33128 1706
Savings
0.15%
$5
▼
Rate0.15%
Min Deposit$5
Min Balance—
UpdatedMar 20, 2026
Details
Power Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
1100 NW 95th St, Miami, FL 33150 2038
Savings / Club (Holiday, Vacation, Rainy Day, Rocky Raccoon)
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Power Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.97%
1100 NW 95th St, Miami, FL 33150 2038
IRA Savings (Traditional, Roth, Educational & SEP)
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Miami Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
51 SW 1st Ave Ste 604, Miami, FL 33130 1611
Share Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Tiered share account rates. Share Accounts dividends are based on Average Daily Balance, Compounded Quarterly. Rates and Terms subject to change without notice. Early withdrawal penalties may apply on Share Christmas Club Accounts. Fees may reduce the earnings on the account.
Miami Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
51 SW 1st Ave Ste 604, Miami, FL 33130 1611
Share Draft Checking
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Share Draft Checking account dividends are based on Average Daily Balance, Compounded Monthly.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL 33136
Membership Savings Account
0.15%
$50
▼
Rate0.15%
Min Deposit$50
Min Balance—
UpdatedMar 20, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
400 NW 2nd Ave Ste 309, Miami, FL 33128 1706
Freedom Direct Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
111 NW 1st ST, Miami, FL 33128
Share Savings & IRA Shares
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
111 NW 1st ST, Miami, FL 33128
Business Shares
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
1101 Brickell Avenue, Miami, FL 33131
Money Market Savings
0.15%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
HSBC Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
1441 Brickell Ave, Miami, FL 33131
Premier Savings
0.15%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
111 NW 1st ST, Miami, FL 33128
Business Shares
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Miami, Florida directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Miami, Florida. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in FL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Miami, Florida
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Florida, help your money grow faster through a higher APY.
Are savings accounts in Miami, Florida safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Florida up to $250,000 per depositor, per institution.
How often do savings rates change in Miami, Florida?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Florida rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Miami, Florida may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Miami, Florida?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Miami, Florida offer in-person customer service, which some customers prefer.
How do I open a savings account in Miami, Florida?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Miami, Florida
Here are recent savings rates observed in Miami, Florida and the surrounding area:
- Newtek Bank
Personal High Yield Savings — 4.20% APY - Justice Federal Credit Union
FREEDOM DIRECT SAVINGS — 4.00% APY - PNC Bank
PNC High Yield Savings® — 3.25% APY - HSBC Bank USA
Premier Relationship Savings — 3.20% APY - Baxter Credit Union
SafeGuard Savings, Municipal — 3.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Miami, Florida. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 21, 2026
