Auto Loan Rates in Miami, Florida (FL) for March 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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- Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Miami, Florida. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Miami, Florida include Electricians Local 349 Credit UnionElectricians Local 349 Credit Union1657 NW 17th Ave, Miami, FL, 33125A+5.0 ★Texas Ratio: 0.00% offering New Car/Truck Loans 20% Down at 2.99%, Baxter Credit UnionBaxter Credit Union11800 SW 147th Ave, Miami, FL, 33196A5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%, Dade County Federal Credit UnionDade County Federal Credit Union111 NW 1st ST, Miami, FL, 33128A+5.0 ★Texas Ratio: 1.67% offering New Auto Loans at 3.49%, Miami Postal Service Credit UnionMiami Postal Service Credit Union2190 NW 72nd Ave, Miami, FL, 33122 1824A+5.0 ★Texas Ratio: 3.65% offering New Automobile at 3.49%, MIAMI FIREFIGHTERSMIAMI FIREFIGHTERS1111 NW 7th St, Miami, FL, 33136A5.0 ★Texas Ratio: 6.55% offering New Auto Loan at 3.59%.
Auto loan rates in Miami, Florida are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.
We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Miami, Florida. Auto Loan Rates Last Updated and Verified: March 21, 2026
Compare Auto Loan Rates Today in Miami, Florida & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 20% Down
2.99%
36 Months
▼
APR2.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
11800 SW 147th Ave, Miami, FL, 33196
Auto Loans
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMar 18, 2026
Details
As Low As; APR - 2026 & Newer
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
111 NW 1st ST, Miami, FL, 33128
New Auto Loans
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 13, 2026
Details
As Low As
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 10% Down
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 20% Down
3.49%
48 Months
▼
APR3.49%
Term48 Months
Last UpdatedMar 20, 2026
Details
Miami Postal Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
2190 NW 72nd Ave, Miami, FL, 33122 1824
New Automobile
3.49%
24-84 Months
▼
APR3.49%
Term24-84 Months
Last UpdatedMar 21, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
3.59%
36 Months
▼
APR3.59%
Term36 Months
Last UpdatedMar 20, 2026
Details
Miami Postal Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
2190 NW 72nd Ave, Miami, FL, 33122 1824
Used Automobile
3.74%
24-84 Months
▼
APR3.74%
Term24-84 Months
Last UpdatedMar 21, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
3.84%
48 Months
▼
APR3.84%
Term48 Months
Last UpdatedMar 20, 2026
Details
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
111 NW 1st ST, Miami, FL, 33128
Used Auto Loans
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 13, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
11800 SW 147th Ave, Miami, FL, 33196
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMar 18, 2026
Details
As Low As; APR - 2026 & Newer
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 0% Down
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 10% Down
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMar 20, 2026
Details
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 20% Down
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMar 20, 2026
Details
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
4.09%
60 Months
▼
APR4.09%
Term60 Months
Last UpdatedMar 20, 2026
Details
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
111 NW 1st ST, Miami, FL, 33128
New Auto Loans
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedMar 13, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedMar 20, 2026
Details
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
4.44%
66 Months
▼
APR4.44%
Term66 Months
Last UpdatedMar 20, 2026
Details
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
111 NW 1st ST, Miami, FL, 33128
New Auto Loans
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 13, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
11800 SW 147th Ave, Miami, FL, 33196
Auto Loans
4.49%
Auto Buying Service
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMar 18, 2026
Details
As Low As; APR - 2023 - 2025*
Connect Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
1000 NW 111th Ave, Miami, FL, 33172 5800
New Vehicle
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 0% Down
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 20, 2026
Details
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 10% Down
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 20, 2026
Details
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 20% Down
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedMar 20, 2026
Details
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
4.59%
60 Months
▼
APR4.59%
Term60 Months
Last UpdatedMar 20, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
400 NW 2nd Ave Ste 309, Miami, FL, 33128 1706
Vehicle Loan
4.69%
Up to 24 months
▼
APR4.69%
TermUp to 24 months
Last UpdatedMar 20, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
400 NW 2nd Ave Ste 309, Miami, FL, 33128 1706
Vehicle Loans
4.69%
Up to 24 months
▼
APR4.69%
TermUp to 24 months
Last UpdatedMar 20, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
4.69%
72 Months
▼
APR4.69%
Term72 Months
Last UpdatedMar 20, 2026
Details
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
111 NW 1st ST, Miami, FL, 33128
New Auto Loans
4.74%
66 Months
▼
APR4.74%
Term66 Months
Last UpdatedMar 13, 2026
Details
As Low As
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
111 NW 1st ST, Miami, FL, 33128
Used Auto Loans
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 13, 2026
Details
As Low As
Connect Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
1000 NW 111th Ave, Miami, FL, 33172 5800
New Vehicle
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
4.80%
60 Months
▼
APR4.80%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
4.84%
66 Months
▼
APR4.84%
Term66 Months
Last UpdatedMar 20, 2026
Details
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
4.85%
84 Months
▼
APR4.85%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
400 NW 2nd Ave Ste 309, Miami, FL, 33128 1706
Vehicle Loan
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedMar 20, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
400 NW 2nd Ave Ste 309, Miami, FL, 33128 1706
Vehicle Loans
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedMar 20, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
4.90%
108 Months
▼
APR4.90%
Term108 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
4.95%
120 Months
▼
APR4.95%
Term120 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
111 NW 1st ST, Miami, FL, 33128
New Auto Loans
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 13, 2026
Details
As Low As
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
111 NW 1st ST, Miami, FL, 33128
Used Auto Loans
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 13, 2026
Details
As Low As
Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
7500 NW 58th St, Miami, FL, 33166
New Cars, Trucks, Vans
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 17, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
11800 SW 147th Ave, Miami, FL, 33196
Auto Loans
4.99%
0 - 75 Months
▼
APR4.99%
Term0 - 75 Months
Last UpdatedMar 18, 2026
Details
As Low As; APR - 2023 - 2025*
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 0% Down
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 20, 2026
Details
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 10% Down
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 20, 2026
Details
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
5.09%
60 Months
▼
APR5.09%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
5.09%
72 Months
▼
APR5.09%
Term72 Months
Last UpdatedMar 20, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
400 NW 2nd Ave Ste 309, Miami, FL, 33128 1706
Vehicle Loan
5.19%
48 months
▼
APR5.19%
Term48 months
Last UpdatedMar 20, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
400 NW 2nd Ave Ste 309, Miami, FL, 33128 1706
Vehicle Loans
5.19%
36 months
▼
APR5.19%
Term36 months
Last UpdatedMar 20, 2026
Details
As Low As
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
111 NW 1st ST, Miami, FL, 33128
New Auto Loans
5.24%
75 Months
▼
APR5.24%
Term75 Months
Last UpdatedMar 13, 2026
Details
As Low As
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
111 NW 1st ST, Miami, FL, 33128
Used Auto Loans
5.24%
66 Months
▼
APR5.24%
Term66 Months
Last UpdatedMar 13, 2026
Details
As Low As
Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
7500 NW 58th St, Miami, FL, 33166
Used Cars, Trucks, Vans
5.24%
36 months
▼
APR5.24%
Term36 months
Last UpdatedMar 17, 2026
Details
As Low As
Connect Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
1000 NW 111th Ave, Miami, FL, 33172 5800
New Vehicle
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
5.25%
144 Months
▼
APR5.25%
Term144 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
5.30%
180 Months
▼
APR5.30%
Term180 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
5.34%
66 Months
▼
APR5.34%
Term66 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
5.34%
66 Months
▼
APR5.34%
Term66 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
400 NW 2nd Ave Ste 309, Miami, FL, 33128 1706
Vehicle Loan
5.39%
60 months
▼
APR5.39%
Term60 months
Last UpdatedMar 20, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
400 NW 2nd Ave Ste 309, Miami, FL, 33128 1706
Vehicle Loans
5.39%
60 months
▼
APR5.39%
Term60 months
Last UpdatedMar 20, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
5.44%
84 Months
▼
APR5.44%
Term84 Months
Last UpdatedMar 20, 2026
Details
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
111 NW 1st ST, Miami, FL, 33128
New Auto Loans
5.49%
78 Months
▼
APR5.49%
Term78 Months
Last UpdatedMar 13, 2026
Details
As Low As
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
111 NW 1st ST, Miami, FL, 33128
Used Auto Loans
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 13, 2026
Details
As Low As
Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
7500 NW 58th St, Miami, FL, 33166
New Cars, Trucks, Vans
5.49%
37-48 months
▼
APR5.49%
Term37-48 months
Last UpdatedMar 17, 2026
Details
As Low As
Connect Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
1000 NW 111th Ave, Miami, FL, 33172 5800
Used Autos
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As; - Over 3 Years/36000 + Miles
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
400 NW 2nd Ave Ste 309, Miami, FL, 33128 1706
Vehicle Loans
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedMar 20, 2026
Details
As Low As
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 0% Down
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 20, 2026
Details
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
5.55%
60 Months
▼
APR5.55%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
400 NW 2nd Ave Ste 309, Miami, FL, 33128 1706
Vehicle Loan
5.59%
72 months
▼
APR5.59%
Term72 months
Last UpdatedMar 20, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
400 NW 2nd Ave Ste 309, Miami, FL, 33128 1706
Vehicle Loans
5.59%
60 months
▼
APR5.59%
Term60 months
Last UpdatedMar 20, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
5.59%
72 Months
▼
APR5.59%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
5.59%
72 Months
▼
APR5.59%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
5.60%
84 Months
▼
APR5.60%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
5.65%
108 Months
▼
APR5.65%
Term108 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
5.70%
120 Months
▼
APR5.70%
Term120 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
111 NW 1st ST, Miami, FL, 33128
New Auto Loans
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 13, 2026
Details
As Low As
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
111 NW 1st ST, Miami, FL, 33128
Used Auto Loans
5.74%
75 Months
▼
APR5.74%
Term75 Months
Last UpdatedMar 13, 2026
Details
As Low As
Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
7500 NW 58th St, Miami, FL, 33166
Used Cars, Trucks, Vans
5.74%
37-48 months
▼
APR5.74%
Term37-48 months
Last UpdatedMar 17, 2026
Details
As Low As
Connect Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
1000 NW 111th Ave, Miami, FL, 33172 5800
New Vehicle
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As
Connect Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
1000 NW 111th Ave, Miami, FL, 33172 5800
Used Autos
5.74%
48 Months
▼
APR5.74%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As; - Over 3 Years/36000 + Miles
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
5.75%
144 Months
▼
APR5.75%
Term144 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
5.80%
180 Months
▼
APR5.80%
Term180 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
5.84%
84 Months
▼
APR5.84%
Term84 Months
Last UpdatedMar 20, 2026
Details
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
5.94%
36 Months
▼
APR5.94%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
111 NW 1st ST, Miami, FL, 33128
Used Auto Loans
5.99%
78 Months
▼
APR5.99%
Term78 Months
Last UpdatedMar 13, 2026
Details
As Low As
Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
7500 NW 58th St, Miami, FL, 33166
New Cars, Trucks, Vans
5.99%
49-60 months
▼
APR5.99%
Term49-60 months
Last UpdatedMar 17, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
11800 SW 147th Ave, Miami, FL, 33196
Auto Loans
5.99%
76 - 84 Months
▼
APR5.99%
Term76 - 84 Months
Last UpdatedMar 18, 2026
Details
As Low As; APR - 2023 - 2025*
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
5.99%
36 Months
▼
APR5.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
6.04%
84 Months
▼
APR6.04%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
400 NW 2nd Ave Ste 309, Miami, FL, 33128 1706
Vehicle Loans
6.09%
72 months
▼
APR6.09%
Term72 months
Last UpdatedMar 20, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
6.09%
108 Months
▼
APR6.09%
Term108 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
6.14%
120 Months
▼
APR6.14%
Term120 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
6.14%
120 Months
▼
APR6.14%
Term120 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
6.19%
144 Months
▼
APR6.19%
Term144 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
7500 NW 58th St, Miami, FL, 33166
Used Cars, Trucks, Vans
6.24%
49-60 months
▼
APR6.24%
Term49-60 months
Last UpdatedMar 17, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
6.24%
48 Months
▼
APR6.24%
Term48 Months
Last UpdatedMar 20, 2026
Details
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
6.24%
36 Months
▼
APR6.24%
Term36 Months
Last UpdatedMar 20, 2026
Details
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
6.34%
84 Months
▼
APR6.34%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
6.34%
60 Months
▼
APR6.34%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
6.39%
84 Months
▼
APR6.39%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
6.44%
108 Months
▼
APR6.44%
Term108 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
7500 NW 58th St, Miami, FL, 33166
New Cars, Trucks, Vans
6.49%
61-72 months
▼
APR6.49%
Term61-72 months
Last UpdatedMar 17, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
6.49%
48 Months
▼
APR6.49%
Term48 Months
Last UpdatedMar 20, 2026
Details
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
6.54%
144 Months
▼
APR6.54%
Term144 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
6.59%
60 Months
▼
APR6.59%
Term60 Months
Last UpdatedMar 20, 2026
Details
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
6.59%
180 Months
▼
APR6.59%
Term180 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
111 NW 1st ST, Miami, FL, 33128
New Auto Loans
6.69%
96 Months
▼
APR6.69%
Term96 Months
Last UpdatedMar 13, 2026
Details
As Low As
Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
7500 NW 58th St, Miami, FL, 33166
Used Cars, Trucks, Vans
6.74%
61-72 months
▼
APR6.74%
Term61-72 months
Last UpdatedMar 17, 2026
Details
As Low As
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Auto Loan
6.75%
36 Months
▼
APR6.75%
Term36 Months
Last UpdatedMar 20, 2026
Details
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
6.79%
36 Months
▼
APR6.79%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
6.84%
66 Months
▼
APR6.84%
Term66 Months
Last UpdatedMar 20, 2026
Details
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
6.84%
60 Months
▼
APR6.84%
Term60 Months
Last UpdatedMar 20, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
400 NW 2nd Ave Ste 309, Miami, FL, 33128 1706
Vehicle Loan
6.89%
84 months
▼
APR6.89%
Term84 months
Last UpdatedMar 20, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
400 NW 2nd Ave Ste 309, Miami, FL, 33128 1706
Vehicle Loans
6.89%
84 months
▼
APR6.89%
Term84 months
Last UpdatedMar 20, 2026
Details
As Low As
Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
7500 NW 58th St, Miami, FL, 33166
New Cars, Trucks, Vans
6.99%
73-84 months
▼
APR6.99%
Term73-84 months
Last UpdatedMar 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
400 NW 2nd Ave Ste 309, Miami, FL, 33128 1706
Vehicle Loans
7.09%
84 months
▼
APR7.09%
Term84 months
Last UpdatedMar 20, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
7.09%
72 Months
▼
APR7.09%
Term72 Months
Last UpdatedMar 20, 2026
Details
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
7.34%
72 Months
▼
APR7.34%
Term72 Months
Last UpdatedMar 20, 2026
Details
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Auto Loan
7.75%
48-60 Months
▼
APR7.75%
Term48-60 Months
Last UpdatedMar 20, 2026
Details
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
Used Auto Loan
7.75%
36 Months
▼
APR7.75%
Term36 Months
Last UpdatedMar 20, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
400 NW 2nd Ave Ste 309, Miami, FL, 33128 1706
Vehicle Loan
7.89%
96 months
▼
APR7.89%
Term96 months
Last UpdatedMar 20, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
400 NW 2nd Ave Ste 309, Miami, FL, 33128 1706
Vehicle Loans
7.89%
96 months
▼
APR7.89%
Term96 months
Last UpdatedMar 20, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
400 NW 2nd Ave Ste 309, Miami, FL, 33128 1706
Vehicle Loans
8.09%
96 months
▼
APR8.09%
Term96 months
Last UpdatedMar 20, 2026
Details
As Low As
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
Used Auto Loan
8.75%
48-60 Months
▼
APR8.75%
Term48-60 Months
Last UpdatedMar 20, 2026
Details
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Auto Loan
9.00%
72 Months
▼
APR9.00%
Term72 Months
Last UpdatedMar 20, 2026
Details
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
Used Auto Loan
10.00%
72 Months
▼
APR10.00%
Term72 Months
Last UpdatedMar 20, 2026
Details
Memorial Employees Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
3501 Johnson St, Hollywood, FL, 33021 5421
Auto Loans (with 10% Down Payment) 2018-2025
3.24%
24 Months
▼
APR3.24%
Term24 Months
Last UpdatedMar 20, 2026
Details
As Low As
Keys Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.39%
514 Southard St, Key West, FL, 33040
Auto Loans
3.25%
84 Months
▼
APR3.25%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; Terms up to 84 months
TMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
345 S Magnolia Dr, Tallahassee, FL, 32301
New Auto/ Used Auto (Five Years or Newer)
3.35%
60 Months
▼
APR3.35%
Term60 Months
Last UpdatedMar 21, 2026
Details
Blue Coast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
1825 S Jefferson St, Perry, FL, 32348 5614
New & Used Auto
3.39%
up to 24 Months
▼
APR3.39%
Termup to 24 Months
Last UpdatedMar 21, 2026
Details
As Low As
Hello Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
103 S Tyndall Pkwy, Panama City, FL, 32404 6722
New Auto
3.49%
Up to 84
▼
APR3.49%
TermUp to 84
Last UpdatedMar 20, 2026
Details
Memorial Employees Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
3501 Johnson St, Hollywood, FL, 33021 5421
Auto Loans (with 0% Down Payment) 2018-2025
3.49%
24 Months
▼
APR3.49%
Term24 Months
Last UpdatedMar 20, 2026
Details
As Low As
SOUTHERNMOST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
1004 Kennedy Dr, Key West, FL, 33040 4019
Used Automobile
3.50%
12-36
▼
APR3.50%
Term12-36
Last UpdatedMar 17, 2026
Details
Memorial Employees Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
3501 Johnson St, Hollywood, FL, 33021 5421
Auto Loans (with 10% Down Payment) 2018 & older
3.74%
36 Months
▼
APR3.74%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Memorial Employees Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
3501 Johnson St, Hollywood, FL, 33021 5421
Auto Loans (with 10% Down Payment) 2019-2025
3.74%
36 Months
▼
APR3.74%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
TMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
345 S Magnolia Dr, Tallahassee, FL, 32301
New Auto/ Used Auto (Five Years or Newer)
3.95%
72 Months / $20,000.00 Minimum
▼
APR3.95%
Term72 Months / $20,000.00 Minimum
Last UpdatedMar 21, 2026
Details
Hello Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
103 S Tyndall Pkwy, Panama City, FL, 32404 6722
Used Auto
3.99%
Up to 84
▼
APR3.99%
TermUp to 84
Last UpdatedMar 20, 2026
Details
Memorial Employees Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
3501 Johnson St, Hollywood, FL, 33021 5421
Auto Loans (with 0% Down Payment) 2018 & older
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Memorial Employees Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
3501 Johnson St, Hollywood, FL, 33021 5421
Auto Loans (with 0% Down Payment) 2019-2025
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8250 Bryan Dairy Rd Ste 150, Largo, FL, 33777
Auto Loan - New Vehicles
4.00%
24 Months
▼
APR4.00%
Term24 Months
Last UpdatedMar 13, 2026
Details
SOUTHERNMOST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
1004 Kennedy Dr, Key West, FL, 33040 4019
Used Automobile
4.00%
37-48
▼
APR4.00%
Term37-48
Last UpdatedMar 17, 2026
Details
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
New Auto Loans - Model Year 2025 and newer
4.00%
up to 36 months
▼
APR4.00%
Termup to 36 months
Last UpdatedMar 21, 2026
Details
As Low As; APR includes Local Heroes Program Discount
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8250 Bryan Dairy Rd Ste 150, Largo, FL, 33777
Auto Loan - New Vehicles
4.12%
36 Months
▼
APR4.12%
Term36 Months
Last UpdatedMar 13, 2026
Details
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
1621 S Orange Blossom Trl, Apopka, FL, 32703 7755
Community Heroes Auto Program New Car
4.19%
36 Months
▼
APR4.19%
Term36 Months
Last UpdatedMar 18, 2026
Details
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8250 Bryan Dairy Rd Ste 150, Largo, FL, 33777
Auto Loan - New Vehicles
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMar 13, 2026
Details
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
1442 Kennedy Dr, Key West, FL, 33040
New Vehicles
4.25%
12 - 24
▼
APR4.25%
Term12 - 24
Last UpdatedMar 17, 2026
Details
As Low As
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
Used Auto Loans - Model Year 2024-2022
4.25%
up to 36 months
▼
APR4.25%
Termup to 36 months
Last UpdatedMar 21, 2026
Details
As Low As; APR includes Local Heroes Program Discount
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
1621 S Orange Blossom Trl, Apopka, FL, 32703 7755
New Car
4.29%
36 Months
▼
APR4.29%
Term36 Months
Last UpdatedMar 18, 2026
Details
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8250 Bryan Dairy Rd Ste 150, Largo, FL, 33777
Auto Loan - New Vehicles
4.38%
60 Months
▼
APR4.38%
Term60 Months
Last UpdatedMar 13, 2026
Details
Jax Fire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
2205 Haines St, Jacksonville, FL, 32206 3301
New Vehicles
4.40%
36-60
▼
APR4.40%
Term36-60
Last UpdatedMar 17, 2026
Details
As Low As
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
New Auto Loans - Model Year 2025 and newer
4.45%
up to 48 months
▼
APR4.45%
Termup to 48 months
Last UpdatedMar 21, 2026
Details
As Low As; APR includes Local Heroes Program Discount
Addition Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
847 S Orange Blossom Trl, Apopka, FL, 32703
New Auto
4.49%
24-66 Months
▼
APR4.49%
Term24-66 Months
Last UpdatedMar 17, 2026
Details
As Low As
Alabama Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
13039 Sorrento Rd, Pensacola, FL, 32507 8703
NEW & UP TO 5 YEARS OLD Auto Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
1621 S Orange Blossom Trl, Apopka, FL, 32703 7755
Community Heroes Auto Program New Car
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3713 S Congress Ave, Palm Springs, FL, 33461 3753
New & Used Autos
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 18, 2026
Details
As Low As
First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
1055 S Congress Ave, West Palm Beach, FL, 33406 5195
Vehicle Loans New Auto
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 18, 2026
Details
CREDIT SCORE 720+
First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
1055 S Congress Ave, West Palm Beach, FL, 33406 5195
Vehicle Loans New Auto 36 Months
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 18, 2026
Details
First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
1055 S Congress Ave, West Palm Beach, FL, 33406 5195
Vehicle Loans New Auto 48 Months
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
Hialeah Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
501 Palm Ave, Hialeah, FL, 33010 4719
Vehicle Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; Borrow up to $100,000
MEMBERS FIRST CREDIT UNION OF FLORI
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
251 W Garden St, Pensacola, FL, 32502 5728
New Vehicle
4.49%
Up to 84 months
▼
APR4.49%
TermUp to 84 months
Last UpdatedMar 20, 2026
Details
MEMBERS FIRST CREDIT UNION OF FLORI
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
251 W Garden St, Pensacola, FL, 32502 5728
Used Vehicle
4.49%
Up to 84 months
▼
APR4.49%
TermUp to 84 months
Last UpdatedMar 20, 2026
Details
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
5555 N Center Drive, Lake Buena Vista, FL, 32830
New Vehicle Models 2025 or newer (under 10,000 miles)
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 21, 2026
Details
Velocity Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
2801 PGA BLVD STE 120, PALM BEACH GARDENS, FL, 33410
New Car, Truck, SUV, or Van
4.50%
Up to 36
▼
APR4.50%
TermUp to 36
Last UpdatedMar 15, 2026
Details
Ask about our Protection Plans!
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
1442 Kennedy Dr, Key West, FL, 33040
New Vehicles
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
1621 S Orange Blossom Trl, Apopka, FL, 32703 7755
New Car
4.59%
48 Months
▼
APR4.59%
Term48 Months
Last UpdatedMar 18, 2026
Details
RadiFi Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
562 Park St, Jacksonville, FL, 32204 2918
New Auto, Van, Pickup, SUV (2025-2026, less than 7,000 miles)
4.59%
0-48 Months
▼
APR4.59%
Term0-48 Months
Last UpdatedMar 21, 2026
Details
As Low As
Florida West Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
1225 Millennium Pkwy, Brandon, FL, 33511
New Automobile (2025 & newer)
4.60%
84 Months
▼
APR4.60%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3209 E Busch Blvd, Tampa, FL, 33612 8737
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedMar 15, 2026
Details
Coastline Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
4651 Emerson St, Jacksonville, FL, 32207
New Vehicle Loans
4.69%
36 months
▼
APR4.69%
Term36 months
Last UpdatedMar 18, 2026
Details
As Low As
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
New Auto Loans - Model Year 2025 and newer
4.70%
up to 60 months
▼
APR4.70%
Termup to 60 months
Last UpdatedMar 21, 2026
Details
As Low As; APR includes Local Heroes Program Discount
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
Used Auto Loans - Model Year 2024-2022
4.70%
up to 48 months
▼
APR4.70%
Termup to 48 months
Last UpdatedMar 21, 2026
Details
As Low As; APR includes Local Heroes Program Discount
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3713 S Congress Ave, Palm Springs, FL, 33461 3753
New & Used Autos
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
1055 S Congress Ave, West Palm Beach, FL, 33406 5195
Used Auto Loan
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 18, 2026
Details
Credit Score 720+
First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
1055 S Congress Ave, West Palm Beach, FL, 33406 5195
Vehicle Loans New Auto
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 18, 2026
Details
CREDIT SCORE 720+
Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
220 E Nine Mile Rd, Pensacola, FL, 32534
Auto Loan
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedMar 20, 2026
Details
Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
220 E Nine Mile Rd, Pensacola, FL, 32534
New, Used & Refinanced Auto Loan
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; Regular APR: 9.99%
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
5555 N Center Drive, Lake Buena Vista, FL, 32830
New Vehicle Models 2025 or newer (under 10,000 miles)
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 21, 2026
Details
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
5555 N Center Drive, Lake Buena Vista, FL, 32830
Used Vehicle Models between 2019 - 2026 (between 10,001 and 100,000 miles)
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 21, 2026
Details
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
1495 E Nine Mile Rd, Pensacola, FL, 32514 5723
New Auto/Truck
4.74%
48 months
▼
APR4.74%
Term48 months
Last UpdatedMar 21, 2026
Details
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8250 Bryan Dairy Rd Ste 150, Largo, FL, 33777
Auto Loan - New Vehicles
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 13, 2026
Details
Velocity Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
2801 PGA BLVD STE 120, PALM BEACH GARDENS, FL, 33410
New Car, Truck, SUV, or Van
4.75%
Up to 48
▼
APR4.75%
TermUp to 48
Last UpdatedMar 15, 2026
Details
Ask about our Protection Plans!
Velocity Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
2801 PGA BLVD STE 120, PALM BEACH GARDENS, FL, 33410
Used Car, Truck, SUV, or Van
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 15, 2026
Details
Ask about our Protection Plans!
SOUTHERNMOST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
1004 Kennedy Dr, Key West, FL, 33040 4019
Used Automobile
4.75%
49-60
▼
APR4.75%
Term49-60
Last UpdatedMar 17, 2026
Details
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
1442 Kennedy Dr, Key West, FL, 33040
New Vehicles
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
3629 11th Ave N, Saint Petersburg, FL, 33713
New Auto
4.75%
Up to 36 Months
▼
APR4.75%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Hialeah Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
501 Palm Ave, Hialeah, FL, 33010 4719
Vehicle Loan
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; Borrow up to $100,000
Memorial Employees Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
3501 Johnson St, Hollywood, FL, 33021 5421
Auto Loans (with 10% Down Payment) 2020-2025
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
RadiFi Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
562 Park St, Jacksonville, FL, 32204 2918
Used Auto, Van, Pickup, SUV2 (2019-2026)
4.75%
0-48
▼
APR4.75%
Term0-48
Last UpdatedMar 21, 2026
Details
As Low As
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
5255 N FEDERAL HWY, BOCA RATON, FL, 33487 4901
Autos - New
4.79%
36 Months
▼
APR4.79%
Term36 Months
Last UpdatedMar 16, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
5255 N FEDERAL HWY, BOCA RATON, FL, 33487 4901
Autos - Used
4.79%
36 Months
▼
APR4.79%
Term36 Months
Last UpdatedMar 16, 2026
Details
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
9790 Touchton Rd, Jacksonville, FL, 32246
New Auto/Van/Truck Loans
4.79%
0-48
▼
APR4.79%
Term0-48
Last UpdatedMar 17, 2026
Details
As Low As
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
1621 S Orange Blossom Trl, Apopka, FL, 32703 7755
Used Car
4.79%
36 Months
▼
APR4.79%
Term36 Months
Last UpdatedMar 18, 2026
Details
36 months at 4.790% (4.790% APR) for a $30,000 loan would result in a monthly payment of $896.30.
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
New Auto Loans - Model Year 2025 and newer
4.80%
up to 72 months
▼
APR4.80%
Termup to 72 months
Last UpdatedMar 21, 2026
Details
As Low As; APR includes Local Heroes Program Discount
Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
637 N Lee St, Jacksonville, FL, 32204 1141
New Auto 2025 and Newer
4.85%
0-54 months
▼
APR4.85%
Term0-54 months
Last UpdatedMar 18, 2026
Details
As Low As
Addition Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
847 S Orange Blossom Trl, Apopka, FL, 32703
Used Auto (Purchase Only)
4.89%
24-66 Months
▼
APR4.89%
Term24-66 Months
Last UpdatedMar 17, 2026
Details
As Low As
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Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 20% Down
2.99%
36 Months
▼
APR2.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
111 NW 1st ST, Miami, FL, 33128
New Auto Loans
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 13, 2026
Details
As Low As
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 10% Down
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 20% Down
3.49%
48 Months
▼
APR3.49%
Term48 Months
Last UpdatedMar 20, 2026
Details
Miami Postal Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
2190 NW 72nd Ave, Miami, FL, 33122 1824
New Automobile
3.49%
24-84 Months
▼
APR3.49%
Term24-84 Months
Last UpdatedMar 21, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
3.59%
36 Months
▼
APR3.59%
Term36 Months
Last UpdatedMar 20, 2026
Details
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
3.84%
48 Months
▼
APR3.84%
Term48 Months
Last UpdatedMar 20, 2026
Details
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 0% Down
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 10% Down
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMar 20, 2026
Details
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 20% Down
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMar 20, 2026
Details
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
4.09%
60 Months
▼
APR4.09%
Term60 Months
Last UpdatedMar 20, 2026
Details
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
111 NW 1st ST, Miami, FL, 33128
New Auto Loans
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedMar 13, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
4.44%
66 Months
▼
APR4.44%
Term66 Months
Last UpdatedMar 20, 2026
Details
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
111 NW 1st ST, Miami, FL, 33128
New Auto Loans
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 13, 2026
Details
As Low As
Connect Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
1000 NW 111th Ave, Miami, FL, 33172 5800
New Vehicle
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 0% Down
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 20, 2026
Details
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 10% Down
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 20, 2026
Details
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 20% Down
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedMar 20, 2026
Details
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
4.69%
72 Months
▼
APR4.69%
Term72 Months
Last UpdatedMar 20, 2026
Details
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
111 NW 1st ST, Miami, FL, 33128
New Auto Loans
4.74%
66 Months
▼
APR4.74%
Term66 Months
Last UpdatedMar 13, 2026
Details
As Low As
Connect Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
1000 NW 111th Ave, Miami, FL, 33172 5800
New Vehicle
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
4.80%
60 Months
▼
APR4.80%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
4.85%
84 Months
▼
APR4.85%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
4.90%
108 Months
▼
APR4.90%
Term108 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
4.95%
120 Months
▼
APR4.95%
Term120 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
111 NW 1st ST, Miami, FL, 33128
New Auto Loans
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 13, 2026
Details
As Low As
Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
7500 NW 58th St, Miami, FL, 33166
New Cars, Trucks, Vans
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 17, 2026
Details
As Low As
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 0% Down
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 20, 2026
Details
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 10% Down
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 20, 2026
Details
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
5.09%
60 Months
▼
APR5.09%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
111 NW 1st ST, Miami, FL, 33128
New Auto Loans
5.24%
75 Months
▼
APR5.24%
Term75 Months
Last UpdatedMar 13, 2026
Details
As Low As
Connect Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
1000 NW 111th Ave, Miami, FL, 33172 5800
New Vehicle
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
5.25%
144 Months
▼
APR5.25%
Term144 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
5.30%
180 Months
▼
APR5.30%
Term180 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
5.34%
66 Months
▼
APR5.34%
Term66 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
5.44%
84 Months
▼
APR5.44%
Term84 Months
Last UpdatedMar 20, 2026
Details
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
111 NW 1st ST, Miami, FL, 33128
New Auto Loans
5.49%
78 Months
▼
APR5.49%
Term78 Months
Last UpdatedMar 13, 2026
Details
As Low As
Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
7500 NW 58th St, Miami, FL, 33166
New Cars, Trucks, Vans
5.49%
37-48 months
▼
APR5.49%
Term37-48 months
Last UpdatedMar 17, 2026
Details
As Low As
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Car/Truck Loans 0% Down
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 20, 2026
Details
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
5.59%
72 Months
▼
APR5.59%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
111 NW 1st ST, Miami, FL, 33128
New Auto Loans
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 13, 2026
Details
As Low As
Connect Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
1000 NW 111th Ave, Miami, FL, 33172 5800
New Vehicle
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
5.94%
36 Months
▼
APR5.94%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
7500 NW 58th St, Miami, FL, 33166
New Cars, Trucks, Vans
5.99%
49-60 months
▼
APR5.99%
Term49-60 months
Last UpdatedMar 17, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
5.99%
36 Months
▼
APR5.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
6.04%
84 Months
▼
APR6.04%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
6.09%
108 Months
▼
APR6.09%
Term108 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
6.14%
120 Months
▼
APR6.14%
Term120 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
6.19%
144 Months
▼
APR6.19%
Term144 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
6.24%
48 Months
▼
APR6.24%
Term48 Months
Last UpdatedMar 20, 2026
Details
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
6.34%
84 Months
▼
APR6.34%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
7500 NW 58th St, Miami, FL, 33166
New Cars, Trucks, Vans
6.49%
61-72 months
▼
APR6.49%
Term61-72 months
Last UpdatedMar 17, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
6.59%
60 Months
▼
APR6.59%
Term60 Months
Last UpdatedMar 20, 2026
Details
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
111 NW 1st ST, Miami, FL, 33128
New Auto Loans
6.69%
96 Months
▼
APR6.69%
Term96 Months
Last UpdatedMar 13, 2026
Details
As Low As
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Auto Loan
6.75%
36 Months
▼
APR6.75%
Term36 Months
Last UpdatedMar 20, 2026
Details
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
6.84%
66 Months
▼
APR6.84%
Term66 Months
Last UpdatedMar 20, 2026
Details
Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
7500 NW 58th St, Miami, FL, 33166
New Cars, Trucks, Vans
6.99%
73-84 months
▼
APR6.99%
Term73-84 months
Last UpdatedMar 17, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
New Auto Loan
7.09%
72 Months
▼
APR7.09%
Term72 Months
Last UpdatedMar 20, 2026
Details
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Auto Loan
7.75%
48-60 Months
▼
APR7.75%
Term48-60 Months
Last UpdatedMar 20, 2026
Details
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
New Auto Loan
9.00%
72 Months
▼
APR9.00%
Term72 Months
Last UpdatedMar 20, 2026
Details
TMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
345 S Magnolia Dr, Tallahassee, FL, 32301
New Auto/ Used Auto (Five Years or Newer)
3.35%
60 Months
▼
APR3.35%
Term60 Months
Last UpdatedMar 21, 2026
Details
Blue Coast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
1825 S Jefferson St, Perry, FL, 32348 5614
New & Used Auto
3.39%
up to 24 Months
▼
APR3.39%
Termup to 24 Months
Last UpdatedMar 21, 2026
Details
As Low As
Hello Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
103 S Tyndall Pkwy, Panama City, FL, 32404 6722
New Auto
3.49%
Up to 84
▼
APR3.49%
TermUp to 84
Last UpdatedMar 20, 2026
Details
TMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
345 S Magnolia Dr, Tallahassee, FL, 32301
New Auto/ Used Auto (Five Years or Newer)
3.95%
72 Months / $20,000.00 Minimum
▼
APR3.95%
Term72 Months / $20,000.00 Minimum
Last UpdatedMar 21, 2026
Details
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8250 Bryan Dairy Rd Ste 150, Largo, FL, 33777
Auto Loan - New Vehicles
4.00%
24 Months
▼
APR4.00%
Term24 Months
Last UpdatedMar 13, 2026
Details
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
New Auto Loans - Model Year 2025 and newer
4.00%
up to 36 months
▼
APR4.00%
Termup to 36 months
Last UpdatedMar 21, 2026
Details
As Low As; APR includes Local Heroes Program Discount
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8250 Bryan Dairy Rd Ste 150, Largo, FL, 33777
Auto Loan - New Vehicles
4.12%
36 Months
▼
APR4.12%
Term36 Months
Last UpdatedMar 13, 2026
Details
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
1621 S Orange Blossom Trl, Apopka, FL, 32703 7755
Community Heroes Auto Program New Car
4.19%
36 Months
▼
APR4.19%
Term36 Months
Last UpdatedMar 18, 2026
Details
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8250 Bryan Dairy Rd Ste 150, Largo, FL, 33777
Auto Loan - New Vehicles
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMar 13, 2026
Details
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
1442 Kennedy Dr, Key West, FL, 33040
New Vehicles
4.25%
12 - 24
▼
APR4.25%
Term12 - 24
Last UpdatedMar 17, 2026
Details
As Low As
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
1621 S Orange Blossom Trl, Apopka, FL, 32703 7755
New Car
4.29%
36 Months
▼
APR4.29%
Term36 Months
Last UpdatedMar 18, 2026
Details
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8250 Bryan Dairy Rd Ste 150, Largo, FL, 33777
Auto Loan - New Vehicles
4.38%
60 Months
▼
APR4.38%
Term60 Months
Last UpdatedMar 13, 2026
Details
Jax Fire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
2205 Haines St, Jacksonville, FL, 32206 3301
New Vehicles
4.40%
36-60
▼
APR4.40%
Term36-60
Last UpdatedMar 17, 2026
Details
As Low As
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
New Auto Loans - Model Year 2025 and newer
4.45%
up to 48 months
▼
APR4.45%
Termup to 48 months
Last UpdatedMar 21, 2026
Details
As Low As; APR includes Local Heroes Program Discount
Addition Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
847 S Orange Blossom Trl, Apopka, FL, 32703
New Auto
4.49%
24-66 Months
▼
APR4.49%
Term24-66 Months
Last UpdatedMar 17, 2026
Details
As Low As
Alabama Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
13039 Sorrento Rd, Pensacola, FL, 32507 8703
NEW & UP TO 5 YEARS OLD Auto Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
1621 S Orange Blossom Trl, Apopka, FL, 32703 7755
Community Heroes Auto Program New Car
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3713 S Congress Ave, Palm Springs, FL, 33461 3753
New & Used Autos
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 18, 2026
Details
As Low As
First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
1055 S Congress Ave, West Palm Beach, FL, 33406 5195
Vehicle Loans New Auto
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 18, 2026
Details
CREDIT SCORE 720+
First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
1055 S Congress Ave, West Palm Beach, FL, 33406 5195
Vehicle Loans New Auto 36 Months
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 18, 2026
Details
First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
1055 S Congress Ave, West Palm Beach, FL, 33406 5195
Vehicle Loans New Auto 48 Months
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
MEMBERS FIRST CREDIT UNION OF FLORI
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
251 W Garden St, Pensacola, FL, 32502 5728
New Vehicle
4.49%
Up to 84 months
▼
APR4.49%
TermUp to 84 months
Last UpdatedMar 20, 2026
Details
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
5555 N Center Drive, Lake Buena Vista, FL, 32830
New Vehicle Models 2025 or newer (under 10,000 miles)
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 21, 2026
Details
Velocity Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
2801 PGA BLVD STE 120, PALM BEACH GARDENS, FL, 33410
New Car, Truck, SUV, or Van
4.50%
Up to 36
▼
APR4.50%
TermUp to 36
Last UpdatedMar 15, 2026
Details
Ask about our Protection Plans!
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
1442 Kennedy Dr, Key West, FL, 33040
New Vehicles
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
1621 S Orange Blossom Trl, Apopka, FL, 32703 7755
New Car
4.59%
48 Months
▼
APR4.59%
Term48 Months
Last UpdatedMar 18, 2026
Details
RadiFi Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
562 Park St, Jacksonville, FL, 32204 2918
New Auto, Van, Pickup, SUV (2025-2026, less than 7,000 miles)
4.59%
0-48 Months
▼
APR4.59%
Term0-48 Months
Last UpdatedMar 21, 2026
Details
As Low As
Florida West Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
1225 Millennium Pkwy, Brandon, FL, 33511
New Automobile (2025 & newer)
4.60%
84 Months
▼
APR4.60%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
3209 E Busch Blvd, Tampa, FL, 33612 8737
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedMar 15, 2026
Details
Coastline Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
4651 Emerson St, Jacksonville, FL, 32207
New Vehicle Loans
4.69%
36 months
▼
APR4.69%
Term36 months
Last UpdatedMar 18, 2026
Details
As Low As
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
New Auto Loans - Model Year 2025 and newer
4.70%
up to 60 months
▼
APR4.70%
Termup to 60 months
Last UpdatedMar 21, 2026
Details
As Low As; APR includes Local Heroes Program Discount
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3713 S Congress Ave, Palm Springs, FL, 33461 3753
New & Used Autos
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
1055 S Congress Ave, West Palm Beach, FL, 33406 5195
Vehicle Loans New Auto
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 18, 2026
Details
CREDIT SCORE 720+
Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
220 E Nine Mile Rd, Pensacola, FL, 32534
New, Used & Refinanced Auto Loan
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; Regular APR: 9.99%
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
5555 N Center Drive, Lake Buena Vista, FL, 32830
New Vehicle Models 2025 or newer (under 10,000 miles)
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 21, 2026
Details
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
1495 E Nine Mile Rd, Pensacola, FL, 32514 5723
New Auto/Truck
4.74%
48 months
▼
APR4.74%
Term48 months
Last UpdatedMar 21, 2026
Details
ECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
8250 Bryan Dairy Rd Ste 150, Largo, FL, 33777
Auto Loan - New Vehicles
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 13, 2026
Details
Velocity Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
2801 PGA BLVD STE 120, PALM BEACH GARDENS, FL, 33410
New Car, Truck, SUV, or Van
4.75%
Up to 48
▼
APR4.75%
TermUp to 48
Last UpdatedMar 15, 2026
Details
Ask about our Protection Plans!
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
1442 Kennedy Dr, Key West, FL, 33040
New Vehicles
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Achieva Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
3629 11th Ave N, Saint Petersburg, FL, 33713
New Auto
4.75%
Up to 36 Months
▼
APR4.75%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
5255 N FEDERAL HWY, BOCA RATON, FL, 33487 4901
Autos - New
4.79%
36 Months
▼
APR4.79%
Term36 Months
Last UpdatedMar 16, 2026
Details
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
9790 Touchton Rd, Jacksonville, FL, 32246
New Auto/Van/Truck Loans
4.79%
0-48
▼
APR4.79%
Term0-48
Last UpdatedMar 17, 2026
Details
As Low As
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
New Auto Loans - Model Year 2025 and newer
4.80%
up to 72 months
▼
APR4.80%
Termup to 72 months
Last UpdatedMar 21, 2026
Details
As Low As; APR includes Local Heroes Program Discount
Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
637 N Lee St, Jacksonville, FL, 32204 1141
New Auto 2025 and Newer
4.85%
0-54 months
▼
APR4.85%
Term0-54 months
Last UpdatedMar 18, 2026
Details
As Low As
Powered by
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Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Miami Postal Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
2190 NW 72nd Ave, Miami, FL, 33122 1824
Used Automobile
3.74%
24-84 Months
▼
APR3.74%
Term24-84 Months
Last UpdatedMar 21, 2026
Details
As Low As
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
111 NW 1st ST, Miami, FL, 33128
Used Auto Loans
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 13, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedMar 20, 2026
Details
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
4.59%
60 Months
▼
APR4.59%
Term60 Months
Last UpdatedMar 20, 2026
Details
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
111 NW 1st ST, Miami, FL, 33128
Used Auto Loans
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 13, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
4.84%
66 Months
▼
APR4.84%
Term66 Months
Last UpdatedMar 20, 2026
Details
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
111 NW 1st ST, Miami, FL, 33128
Used Auto Loans
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 13, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
5.09%
72 Months
▼
APR5.09%
Term72 Months
Last UpdatedMar 20, 2026
Details
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
111 NW 1st ST, Miami, FL, 33128
Used Auto Loans
5.24%
66 Months
▼
APR5.24%
Term66 Months
Last UpdatedMar 13, 2026
Details
As Low As
Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
7500 NW 58th St, Miami, FL, 33166
Used Cars, Trucks, Vans
5.24%
36 months
▼
APR5.24%
Term36 months
Last UpdatedMar 17, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
5.34%
66 Months
▼
APR5.34%
Term66 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
111 NW 1st ST, Miami, FL, 33128
Used Auto Loans
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 13, 2026
Details
As Low As
Connect Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
1000 NW 111th Ave, Miami, FL, 33172 5800
Used Autos
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As; - Over 3 Years/36000 + Miles
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
5.55%
60 Months
▼
APR5.55%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
5.59%
72 Months
▼
APR5.59%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
5.60%
84 Months
▼
APR5.60%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
5.65%
108 Months
▼
APR5.65%
Term108 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
5.70%
120 Months
▼
APR5.70%
Term120 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
111 NW 1st ST, Miami, FL, 33128
Used Auto Loans
5.74%
75 Months
▼
APR5.74%
Term75 Months
Last UpdatedMar 13, 2026
Details
As Low As
Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
7500 NW 58th St, Miami, FL, 33166
Used Cars, Trucks, Vans
5.74%
37-48 months
▼
APR5.74%
Term37-48 months
Last UpdatedMar 17, 2026
Details
As Low As
Connect Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
1000 NW 111th Ave, Miami, FL, 33172 5800
Used Autos
5.74%
48 Months
▼
APR5.74%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As; - Over 3 Years/36000 + Miles
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
5.75%
144 Months
▼
APR5.75%
Term144 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
5.80%
180 Months
▼
APR5.80%
Term180 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
5.84%
84 Months
▼
APR5.84%
Term84 Months
Last UpdatedMar 20, 2026
Details
Dade County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
111 NW 1st ST, Miami, FL, 33128
Used Auto Loans
5.99%
78 Months
▼
APR5.99%
Term78 Months
Last UpdatedMar 13, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
6.14%
120 Months
▼
APR6.14%
Term120 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
7500 NW 58th St, Miami, FL, 33166
Used Cars, Trucks, Vans
6.24%
49-60 months
▼
APR6.24%
Term49-60 months
Last UpdatedMar 17, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
6.24%
36 Months
▼
APR6.24%
Term36 Months
Last UpdatedMar 20, 2026
Details
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
6.34%
60 Months
▼
APR6.34%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
6.39%
84 Months
▼
APR6.39%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
6.44%
108 Months
▼
APR6.44%
Term108 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
6.49%
48 Months
▼
APR6.49%
Term48 Months
Last UpdatedMar 20, 2026
Details
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
6.54%
144 Months
▼
APR6.54%
Term144 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
6.59%
180 Months
▼
APR6.59%
Term180 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
Jetstream Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
7500 NW 58th St, Miami, FL, 33166
Used Cars, Trucks, Vans
6.74%
61-72 months
▼
APR6.74%
Term61-72 months
Last UpdatedMar 17, 2026
Details
As Low As
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
6.79%
36 Months
▼
APR6.79%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
6.84%
60 Months
▼
APR6.84%
Term60 Months
Last UpdatedMar 20, 2026
Details
MIAMI FIREFIGHTERS
Institution Rating:
A5.0 ★ Texas Ratio: 6.55%
1111 NW 7th St, Miami, FL, 33136
Used Auto Loan
7.34%
72 Months
▼
APR7.34%
Term72 Months
Last UpdatedMar 20, 2026
Details
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
Used Auto Loan
7.75%
36 Months
▼
APR7.75%
Term36 Months
Last UpdatedMar 20, 2026
Details
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
Used Auto Loan
8.75%
48-60 Months
▼
APR8.75%
Term48-60 Months
Last UpdatedMar 20, 2026
Details
Electricians Local 349 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1657 NW 17th Ave, Miami, FL, 33125
Used Auto Loan
10.00%
72 Months
▼
APR10.00%
Term72 Months
Last UpdatedMar 20, 2026
Details
TMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
345 S Magnolia Dr, Tallahassee, FL, 32301
New Auto/ Used Auto (Five Years or Newer)
3.35%
60 Months
▼
APR3.35%
Term60 Months
Last UpdatedMar 21, 2026
Details
Blue Coast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
1825 S Jefferson St, Perry, FL, 32348 5614
New & Used Auto
3.39%
up to 24 Months
▼
APR3.39%
Termup to 24 Months
Last UpdatedMar 21, 2026
Details
As Low As
SOUTHERNMOST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
1004 Kennedy Dr, Key West, FL, 33040 4019
Used Automobile
3.50%
12-36
▼
APR3.50%
Term12-36
Last UpdatedMar 17, 2026
Details
TMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
345 S Magnolia Dr, Tallahassee, FL, 32301
New Auto/ Used Auto (Five Years or Newer)
3.95%
72 Months / $20,000.00 Minimum
▼
APR3.95%
Term72 Months / $20,000.00 Minimum
Last UpdatedMar 21, 2026
Details
Hello Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
103 S Tyndall Pkwy, Panama City, FL, 32404 6722
Used Auto
3.99%
Up to 84
▼
APR3.99%
TermUp to 84
Last UpdatedMar 20, 2026
Details
SOUTHERNMOST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
1004 Kennedy Dr, Key West, FL, 33040 4019
Used Automobile
4.00%
37-48
▼
APR4.00%
Term37-48
Last UpdatedMar 17, 2026
Details
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
Used Auto Loans - Model Year 2024-2022
4.25%
up to 36 months
▼
APR4.25%
Termup to 36 months
Last UpdatedMar 21, 2026
Details
As Low As; APR includes Local Heroes Program Discount
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3713 S Congress Ave, Palm Springs, FL, 33461 3753
New & Used Autos
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 18, 2026
Details
As Low As
MEMBERS FIRST CREDIT UNION OF FLORI
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
251 W Garden St, Pensacola, FL, 32502 5728
Used Vehicle
4.49%
Up to 84 months
▼
APR4.49%
TermUp to 84 months
Last UpdatedMar 20, 2026
Details
Orlando Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
945 S Orange Ave, Orlando, FL, 32806 1212
Used Auto Loans - Model Year 2024-2022
4.70%
up to 48 months
▼
APR4.70%
Termup to 48 months
Last UpdatedMar 21, 2026
Details
As Low As; APR includes Local Heroes Program Discount
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3713 S Congress Ave, Palm Springs, FL, 33461 3753
New & Used Autos
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
First Choice Credit Union West Palm Beach, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
1055 S Congress Ave, West Palm Beach, FL, 33406 5195
Used Auto Loan
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 18, 2026
Details
Credit Score 720+
Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
220 E Nine Mile Rd, Pensacola, FL, 32534
New, Used & Refinanced Auto Loan
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; Regular APR: 9.99%
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
5555 N Center Drive, Lake Buena Vista, FL, 32830
Used Vehicle Models between 2019 - 2026 (between 10,001 and 100,000 miles)
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 21, 2026
Details
Velocity Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
2801 PGA BLVD STE 120, PALM BEACH GARDENS, FL, 33410
Used Car, Truck, SUV, or Van
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 15, 2026
Details
Ask about our Protection Plans!
SOUTHERNMOST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
1004 Kennedy Dr, Key West, FL, 33040 4019
Used Automobile
4.75%
49-60
▼
APR4.75%
Term49-60
Last UpdatedMar 17, 2026
Details
RadiFi Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
562 Park St, Jacksonville, FL, 32204 2918
Used Auto, Van, Pickup, SUV2 (2019-2026)
4.75%
0-48
▼
APR4.75%
Term0-48
Last UpdatedMar 21, 2026
Details
As Low As
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
5255 N FEDERAL HWY, BOCA RATON, FL, 33487 4901
Autos - Used
4.79%
36 Months
▼
APR4.79%
Term36 Months
Last UpdatedMar 16, 2026
Details
Fairwinds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
1621 S Orange Blossom Trl, Apopka, FL, 32703 7755
Used Car
4.79%
36 Months
▼
APR4.79%
Term36 Months
Last UpdatedMar 18, 2026
Details
36 months at 4.790% (4.790% APR) for a $30,000 loan would result in a monthly payment of $896.30.
Addition Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
847 S Orange Blossom Trl, Apopka, FL, 32703
Used Auto (Purchase Only)
4.89%
24-66 Months
▼
APR4.89%
Term24-66 Months
Last UpdatedMar 17, 2026
Details
As Low As
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MonitorBankRates
Frequently Asked Questions about Auto Loans in Miami, Florida
How does my credit score affect my car loan rate in Florida?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Miami, Florida with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Florida *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Miami, Florida typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Miami, Florida?
Based on our current data, some of the lowest auto loan rates available in Miami, Florida include:
- Electricians Local 349 Credit Union: 2.99% (New Car/Truck Loans 20% Down)
- Baxter Credit Union: 3.24% (Auto Loans)
- Dade County Federal Credit Union: 3.49% (New Auto Loans)
- Miami Postal Service Credit Union: 3.49% (New Automobile)
- MIAMI FIREFIGHTERS: 3.59% (New Auto Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Miami, Florida. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 21, 2026
