MonitorBankRates
☰
Home › Checking Accounts › Utah Checking › Riverton, Utah Utah Checking Rate Trends iAdvertiser Disclosure
Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our proprietary systems independently track and verify all rates and data displayed. Advertiser relationships do not influence our Health Safety Rating, Star Ratings or Texas Ratio calculation, or the rates shown.

Best Banks & Checking Accounts in Riverton, Utah - March 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Checking Account Rates — Last Updated and Verified: March 20, 2026

The best checking rates for Riverton, Utah include HERCULES FIRSTHERCULES FIRST1543 W 12600 S, Riverton, UT 84065 7175A5.0 ★Texas Ratio: 8.30% Gold Tier Checking at 4.33% APY, Jordan Federal Credit UnionJordan Federal Credit Union2522 W 12600 S, Riverton, UT 84065A+5.0 ★Texas Ratio: 3.01% Cash Back Checking at 2.50% APY, First Utah BankFirst Utah Bank4168 W 12600 S, Riverton, UT 84096A+5.0 ★Texas Ratio: 3.12% Full Service Checking at 0.85% APY, Goldenwest Federal Credit UnionGoldenwest Federal Credit Union3741 W 12600 S, Riverton, UT 84065 7215A+5.0 ★Texas Ratio: 2.10% 1 Month (with checking account) at 0.15% APY, and America First Federal Credit UnionAmerica First Federal Credit Union3583 W 12600 S, Riverton, UT 84065 7211A5.0 ★Texas Ratio: 8.12% Premium Checking at 0.10% APY.

Looking for the best checking accounts in Riverton, Utah? You have two main choices: convenient local branches or high-yield online accounts.

The tables below compare the top rates available to residents of Riverton, Utah, featuring both local banks and credit unions near you.

Checking account rates reflect recent market quotes and representative offers available to depositors in Riverton, Utah. Checking Account Rates Last Updated and Verified: March 20, 2026

Riverton, UT Checking Rate Trends

Compare local Riverton, UT checking rate quotes against the statewide average

Weekly checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Utah Checking Trends →
High-Yield Checking — UT Avg
0.838%
▲ 0.701 from last week

Utah high-yield checking rates rose 0.701 points this week to 0.838% APY, up from 0.138% last week.

Rewards Checking — UT Avg
1.303%
▼ 0.141 from last week

Utah rewards checking rates fell 0.141 points this week to 1.303% APY, down from 1.444% last week.

As of Mar 20, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Compare Checking Account Rates Today in Riverton, Utah & the Surrounding Area

Institutions:
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
HERCULES FIRST
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
1543 W 12600 S
Riverton, UT 84065 7175
Gold Tier Checking
4.33%
$0
View
▼
Rate4.25%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

No additional details provided.

Jordan Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.01%
2522 W 12600 S
Riverton, UT 84065
Cash Back Checking
2.50%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Qualifications Required: Receive electronic statements (Online Statements); Have 10 debit card point-of-sale transactions post and clear during the qualification cycle; Have at least one direct deposit or one auto-debit via ACH during the qualification cycle; Qualifying balance up to $300.00

HERCULES FIRST
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
1543 W 12600 S
Riverton, UT 84065 7175
Gold Tier Checking
1.51%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

No additional details provided.

First Utah Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.12%
4168 W 12600 S
Riverton, UT 84096
Full Service Checking
0.85%
$25
View
▼
Rate0.85%
Min Deposit$25
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

First Utah Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.12%
4168 W 12600 S
Riverton, UT 84096
Full Service Checking
0.74%
$25
View
▼
Rate0.74%
Min Deposit$25
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

First Utah Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.12%
4168 W 12600 S
Riverton, UT 84096
Full Service Checking
0.64%
$25
View
▼
Rate0.64%
Min Deposit$25
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

First Utah Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.12%
4168 W 12600 S
Riverton, UT 84096
Full Service Checking
0.53%
$25
View
▼
Rate0.53%
Min Deposit$25
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

First Utah Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.12%
4168 W 12600 S
Riverton, UT 84096
Full Service Checking
0.43%
$25
View
▼
Rate0.43%
Min Deposit$25
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

HERCULES FIRST
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
1543 W 12600 S
Riverton, UT 84065 7175
Gold Tier Checking
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

No additional details provided.

First Utah Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.12%
4168 W 12600 S
Riverton, UT 84096
Full Service Checking
0.21%
$25
View
▼
Rate0.21%
Min Deposit$25
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

First Utah Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.12%
4168 W 12600 S
Riverton, UT 84096
Interest Checking
0.21%
$0
View
▼
Rate0.21%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
3741 W 12600 S
Riverton, UT 84065 7215
1 Month (with checking account)
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
3583 W 12600 S
Riverton, UT 84065 7211
Premium Checking
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

No additional details provided.

HERCULES FIRST
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
1543 W 12600 S
Riverton, UT 84065 7175
Gold Tier Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

No additional details provided.

HERCULES FIRST
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
1543 W 12600 S
Riverton, UT 84065 7175
Premier Checking
0.05%
$500
View
▼
Rate0.05%
Min Deposit$500
Min Balance—
UpdatedMar 16, 2026
Details

No additional details provided.

HERCULES FIRST
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
1543 W 12600 S
Riverton, UT 84065 7175
Regular Checking
0.05%
$500
View
▼
Rate0.05%
Min Deposit$500
Min Balance—
UpdatedMar 16, 2026
Details

No additional details provided.

Granite Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
12538 S Creek Meadow Rd
Riverton, UT 84065 7259
Free Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
12050 S Lone Peak Pkwy
Draper, UT 84020 9414
PowerPlusTM Checking Level 2
8.00%
$0
View
▼
Rate7.72%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Qualifying balance up to $15000

State Bank of Southern Utah
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
122 S Main St
Gunnison, UT 84634
High Interest Checking
5.00%
$0
View
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details

Qualifying balance up to $20,000

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
12050 S Lone Peak Pkwy
Draper, UT 84020 9414
PowerPlusTM Checking Level 1
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Qualifying balance up to $15000

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
HERCULES FIRST
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
1543 W 12600 S
Riverton, UT 84065 7175
Gold Tier Checking
4.33%
$0
View
▼
Rate4.25%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

No additional details provided.

Jordan Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.01%
2522 W 12600 S
Riverton, UT 84065
Cash Back Checking
2.50%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Qualifications Required: Receive electronic statements (Online Statements); Have 10 debit card point-of-sale transactions post and clear during the qualification cycle; Have at least one direct deposit or one auto-debit via ACH during the qualification cycle; Qualifying balance up to $300.00

HERCULES FIRST
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
1543 W 12600 S
Riverton, UT 84065 7175
Gold Tier Checking
1.51%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

No additional details provided.

First Utah Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.12%
4168 W 12600 S
Riverton, UT 84096
Interest Checking
0.21%
$0
View
▼
Rate0.21%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
3583 W 12600 S
Riverton, UT 84065 7211
Premium Checking
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
12050 S Lone Peak Pkwy
Draper, UT 84020 9414
PowerPlusTM Checking Level 2
8.00%
$0
View
▼
Rate7.72%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Qualifying balance up to $15000

State Bank of Southern Utah
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
122 S Main St
Gunnison, UT 84634
High Interest Checking
5.00%
$0
View
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details

Qualifying balance up to $20,000

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
12050 S Lone Peak Pkwy
Draper, UT 84020 9414
PowerPlusTM Checking Level 1
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Qualifying balance up to $15000

State Bank of Southern Utah
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
122 S Main St
Gunnison, UT 84634
BIG Interest Checking
3.04%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details

Qualifying balance up to $50,000

Wasatch Peaks Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
3012 S 1900 W
Ogden, UT 84401
Z-CheckingTM Cash Back
3.00%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

Qualifications Required: Have at least 12 debit card purchases post and settle; Be enrolled and log into Online Banking at least one time; Be enrolled in eStatements; cash back on first $200 spent; Up to $6.00 cash back per month

Pacific Horizon Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 27.08%
96 E Center St
Springville, UT 84663
High Dividend Checking
3.00%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

No additional details provided.

Desert Rivers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.83%
725 N Main St
Moab, UT 84532 2132
Premier Checking
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details

**

Deseret First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.12%
3999 W Parkway Blvd
West Valley City, UT 84120
First Choice Platinum Checking
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details

Qualifying balance up to $10,000.00

LendingClub
Institution Rating:
A5.0 ★ Texas Ratio: 6.13%
2701 N Thanksgiving Way
Lehi, UT 84043
LevelUp Checking
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
200 E South Temple
Salt Lake City, UT 84111
Checking Dividends
1.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

No additional details provided.

Utah First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
200 E South Temple
Salt Lake City, UT 84111
Personal Checking
1.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

No additional details provided.

Deseret First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.12%
3999 W Parkway Blvd
West Valley City, UT 84120
First Choice Platinum Rewards Checking
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details

Qualifying balance up to $10,000.00

Deseret First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.12%
3999 W Parkway Blvd
West Valley City, UT 84120
First Choice Interest Checking
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details

Qualifying balance up to $10,000.00

Grand Valley Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.80%
191 E Gateway Dr
Heber City, UT 84032
Star Plus Checking Accounts
0.15%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

UTAH COMMUNITY
Institution Rating:
C3.8 ★ Texas Ratio: 29.46%
360 W 4800 N
Provo, UT 84604
Elevated Plus Checking Rate
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Jordan Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.01%
2522 W 12600 S
Riverton, UT 84065
Cash Back Checking
2.50%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Qualifications Required: Receive electronic statements (Online Statements); Have 10 debit card point-of-sale transactions post and clear during the qualification cycle; Have at least one direct deposit or one auto-debit via ACH during the qualification cycle; Qualifying balance up to $300.00

Wasatch Peaks Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
3012 S 1900 W
Ogden, UT 84401
Z-CheckingTM Cash Back
3.00%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

Qualifications Required: Have at least 12 debit card purchases post and settle; Be enrolled and log into Online Banking at least one time; Be enrolled in eStatements; cash back on first $200 spent; Up to $6.00 cash back per month

Deseret First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.12%
3999 W Parkway Blvd
West Valley City, UT 84120
First Choice Platinum Rewards Checking
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details

Qualifying balance up to $10,000.00

Nebo Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
730 E 300 S
Springville, UT 84663
Dream Rewards Checking
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

No additional details provided.

Nebo Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
730 E 300 S
Springville, UT 84663
Dream Rewards Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

No additional details provided.

Deseret First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.12%
3999 W Parkway Blvd
West Valley City, UT 84120
Interest, Platinum & Platinum Rewards Non-Qualifying Rate Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details

No additional details provided.

Deseret First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.12%
3999 W Parkway Blvd
West Valley City, UT 84120
First Choice Cash Back Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Granite Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
12538 S Creek Meadow Rd
Riverton, UT 84065 7259
Free Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

Nebo Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
730 E 300 S
Springville, UT 84663
Basic Checking
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

No additional details provided.

Nebo Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
730 E 300 S
Springville, UT 84663
Basic Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

No additional details provided.

Utah Power Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
1407 W North Temple Ste 120C
Salt Lake City, UT 84116
Free Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
9160 N Highway 83
Corinne, UT 84307
YOUth Journey Checking
0.05%
$25
View
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
1962 W 12600 S
Riverton, UT 84065 7027
Business growth checking
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

$20,000 +

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
1962 W 12600 S
Riverton, UT 84065 7027
Business analysis checking earnings credit
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

$20,000 +

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
1962 W 12600 S
Riverton, UT 84065 7027
Business growth checking
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

$1,000 to $19,999

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
1962 W 12600 S
Riverton, UT 84065 7027
Business analysis checking earnings credit
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

under $20,000

Continental Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
15 W South Temple
Salt Lake City, UT 84101
Performance Business Checking
0.25%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

No additional details provided.

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
3920 W Terminal Dr
Salt Lake City, UT 84116
Business Checking
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details

No additional details provided.

TAB Bank
Institution Rating:
A5.0 ★ Texas Ratio: 13.12%
4185 Harrison Blvd
Ogden, UT 84403
Business Checking
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
12050 S Lone Peak Pkwy
Draper, UT 84020 9414
Premier Business Checking
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

No additional details provided.

American United Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.60%
500 Foothill Dr
Salt Lake City, UT 84148 0001
Business Premier Checking
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Balance to Earn Monthly Dividends: $500+

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
3920 W Terminal Dr
Salt Lake City, UT 84116
Business Checking
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details

No additional details provided.

Continental Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
15 W South Temple
Salt Lake City, UT 84101
Preferred Business Checking
0.15%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

No additional details provided.

Texas Health Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.83%
4897 W LAKE PARK BLVD
SALT LAKE CITY, UT 84120
Premier Business Checking
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

No additional details provided.

American United Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.60%
500 Foothill Dr
Salt Lake City, UT 84148 0001
Business Basic Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Balance to Earn Monthly Dividends: $500+

TAB Bank
Institution Rating:
A5.0 ★ Texas Ratio: 13.12%
4185 Harrison Blvd
Ogden, UT 84403
Analyzed Business Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

No additional details provided.

Continental Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
15 W South Temple
Salt Lake City, UT 84101
Basic Business Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

No additional details provided.

Utah Power Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
1407 W North Temple Ste 120C
Salt Lake City, UT 84116
Business Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

No additional details provided.

Deseret First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.12%
3999 W Parkway Blvd
West Valley City, UT 84120
Business Advantage Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details

No additional details provided.

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
3920 W Terminal Dr
Salt Lake City, UT 84116
Business Value Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details

No additional details provided.

Methodology & Data Sources

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Riverton, Utah directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Riverton, Utah. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in UT.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Riverton, Utah earn interest?

Most traditional local checking accounts in Riverton, Utah earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Riverton, Utah FDIC insured?

Yes. Legitimate banks with branches in Riverton, Utah are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Riverton, Utah

Based on our current data, some of the highest checking account APYs available to residents of Riverton, Utah include:
  • HERCULES FIRST
    Gold Tier Checking — 4.33% APY
  • Jordan Federal Credit Union
    Cash Back Checking — 2.50% APY
  • First Utah Bank
    Full Service Checking — 0.85% APY
  • Goldenwest Federal Credit Union
    1 Month (with checking account) — 0.15% APY
  • America First Federal Credit Union
    Premium Checking — 0.10% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Riverton, Utah. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: March 20, 2026

Riverton, Utah Rates & Resources

$
Riverton, Utah CD Rates
$
Riverton, Utah Savings Rates
$
Riverton, Utah Money Market Rates
$
Riverton, Utah Mortgage Rates
$
Riverton, Utah Auto Loan Rates
$
Riverton, Utah Personal Loan Rates