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Utah Savings Rate Trends

Riverton, Utah (UT) Savings Rates - March 2026

The best savings rates for Riverton, Utah and the surrounding area include Cyprus Federal Credit UnionCyprus Federal Credit Union13717 S Redwood Rd, Riverton, UT 84065 5712A+5.0 ★Texas Ratio: 2.42% Dream Round Up Savings at 10.00% APY, Granite Federal Credit UnionGranite Federal Credit Union12538 S Creek Meadow Rd, Riverton, UT 84065 7259A+5.0 ★Texas Ratio: 2.83% Tier 1 YoungInvestor Savings at 5.00% APY, First Utah BankFirst Utah Bank4168 W 12600 S, Riverton, UT 84096A+5.0 ★Texas Ratio: 3.12% Business Money Market and Savings at 2.47% APY, HERCULES FIRSTHERCULES FIRST1543 W 12600 S, Riverton, UT 84065 7175A5.0 ★Texas Ratio: 8.30% Money Fund Savings at 1.51% APY, and Jordan Federal Credit UnionJordan Federal Credit Union2522 W 12600 S, Riverton, UT 84065A+5.0 ★Texas Ratio: 3.01% Regular Share Savings at 0.10% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Riverton, Utah, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Riverton, Utah (UT) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Riverton, Utah and the surrounding area. Last Updated and Verified: March 25, 2026

Compare the Best Savings Rates in Riverton, Utah & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
13717 S Redwood Rd, Riverton, UT 84065 5712
Dream Round Up Savings
10.00%
$0
Rate9.57%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
12538 S Creek Meadow Rd, Riverton, UT 84065 7259
Tier 1 YoungInvestor Savings
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
12538 S Creek Meadow Rd, Riverton, UT 84065 7259
YoungInvestor Savings
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
12538 S Creek Meadow Rd, Riverton, UT 84065 7259
Tier 2 YoungInvestor Savings
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
12538 S Creek Meadow Rd, Riverton, UT 84065 7259
Tier 3 YoungInvestor Savings
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

First Utah Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
4168 W 12600 S, Riverton, UT 84096
Business Money Market and Savings
2.47%
$2,500
Rate2.45%
Min Deposit$2,500
Min Balance
UpdatedMar 20, 2026
Details

First Utah Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
4168 W 12600 S, Riverton, UT 84096
Business Money Market and Savings
2.22%
$2,500
Rate2.20%
Min Deposit$2,500
Min Balance
UpdatedMar 20, 2026
Details

First Utah Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
4168 W 12600 S, Riverton, UT 84096
Personal Money Market and Savings
2.07%
$2,500
Rate2.05%
Min Deposit$2,500
Min Balance
UpdatedMar 20, 2026
Details

First Utah Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
4168 W 12600 S, Riverton, UT 84096
Business Money Market and Savings
2.07%
$2,500
Rate2.05%
Min Deposit$2,500
Min Balance
UpdatedMar 20, 2026
Details

HERCULES FIRST
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
1543 W 12600 S, Riverton, UT 84065 7175
Money Fund Savings
1.51%
$250,000
Rate1.50%
Min Deposit$250,000
Min Balance
UpdatedMar 24, 2026
Details

First Utah Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
4168 W 12600 S, Riverton, UT 84096
Companion Savings
1.07%
$0
Rate1.06%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

HERCULES FIRST
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
1543 W 12600 S, Riverton, UT 84065 7175
Money Fund Savings
1.00%
$75,000
Rate1.00%
Min Deposit$75,000
Min Balance
UpdatedMar 24, 2026
Details

HERCULES FIRST
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
1543 W 12600 S, Riverton, UT 84065 7175
Money Fund Savings
0.50%
$25,000
Rate0.50%
Min Deposit$25,000
Min Balance
UpdatedMar 24, 2026
Details

First Utah Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
4168 W 12600 S, Riverton, UT 84096
Business Money Market and Savings
0.50%
$2,500
Rate0.50%
Min Deposit$2,500
Min Balance
UpdatedMar 20, 2026
Details

First Utah Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
4168 W 12600 S, Riverton, UT 84096
Personal Money Market and Savings
0.50%
$2,500
Rate0.50%
Min Deposit$2,500
Min Balance
UpdatedMar 20, 2026
Details

HERCULES FIRST
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
1543 W 12600 S, Riverton, UT 84065 7175
Money Fund Savings
0.25%
$2,500
Rate0.25%
Min Deposit$2,500
Min Balance
UpdatedMar 24, 2026
Details

HERCULES FIRST
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
1543 W 12600 S, Riverton, UT 84065 7175
IRA Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Jordan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
2522 W 12600 S, Riverton, UT 84065
Regular Share Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

HERCULES FIRST
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
1543 W 12600 S, Riverton, UT 84065 7175
Regular Savings
0.10%
$50
Rate0.10%
Min Deposit$50
Min Balance
UpdatedMar 24, 2026
Details

Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
3741 W 12600 S, Riverton, UT 84065 7215
Health Savings Account
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
12538 S Creek Meadow Rd, Riverton, UT 84065 7259
Tier 4 YoungInvestor Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
12538 S Creek Meadow Rd, Riverton, UT 84065 7259
Secondary Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
12538 S Creek Meadow Rd, Riverton, UT 84065 7259
Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
3741 W 12600 S, Riverton, UT 84065 7215
Primary Shares
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
12538 S Creek Meadow Rd, Riverton, UT 84065 7259
Business Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Cyprus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
13717 S Redwood Rd, Riverton, UT 84065 5712
Regular Share Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
3583 W 12600 S, Riverton, UT 84065 7211
Share Savings
0.05%
$1
Rate0.05%
Min Deposit$1
Min Balance
UpdatedMar 17, 2026
Details

Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
13413 S Hamilton View Rd, Riverton, UT 84065 6060
Youth Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
616 N Federal Blvd, Riverton, WY 82501
Platinum Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
3741 W 12600 S, Riverton, UT 84065 7215
Secondary Shares
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.38%
1962 W 12600 S, Riverton, UT 84065 7027
Primary savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Insured by NCUA. Effective as of 3/19/2026. Minimum deposit required to open and maintain a primary savings account is $1. Balances of $100 or more will accrue dividends. Rates and terms are subject to change.

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.38%
1962 W 12600 S, Riverton, UT 84065 7027
Savings accounts
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.38%
1962 W 12600 S, Riverton, UT 84065 7027
Secondary savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Insured by NCUA. Effective as of 3/19/2026. There is no minimum deposit required to open a secondary savings account and balances above $0 will accrue dividends. Rates and terms are subject to change.

Granite Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
12538 S Creek Meadow Rd, Riverton, UT 84065 7259
Organizational Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
13413 S Hamilton View Rd, Riverton, UT 84065 6060
Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
616 N Federal Blvd, Riverton, WY 82501
Retirement High Yield Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

HERCULES FIRST
Institution Rating:
A5.0 ★Texas Ratio: 8.30%
1543 W 12600 S, Riverton, UT 84065 7175
Money Fund Savings
0.05%
$50
Rate0.05%
Min Deposit$50
Min Balance
UpdatedMar 24, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
616 N Federal Blvd, Riverton, WY 82501
Platinum Savings
0.02%
$25
Rate0.02%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
616 N Federal Blvd, Riverton, WY 82501
Platinum Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
616 N Federal Blvd, Riverton, WY 82501
Way2Save® Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

$25 minimum opening deposit

Nebo Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
730 E 300 S, Springville, UT 84663
Dream Round Up Savings
10.00%
$0
Rate9.57%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
273 W 500 S, Bountiful, UT 84010
MySavings Youth
7.00%
$0
Rate6.77%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Varo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
11781 S Lone Peak Pkwy, Draper, UT 84020
Savings Account
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Qualifying balance up to $5,000.00

Varo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
11781 S Lone Peak Pkwy, Draper, UT 84020
High interest savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Qualifying balance up to $5,000.00

Varo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
11781 S Lone Peak Pkwy, Draper, UT 84020
High-Yield Savings Account
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Qualifications Required: Receiving direct deposit(s) totaling $1,000 or more; Ending the month with a positive balance in all your Varo Accounts; Qualify to earn 5.00% Annual Percentage Yield (APY) on up to $5,000

Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
562 N Main St, Tooele, UT 84074
Smart Steps Savings
4.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Pitney Bowes Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
215 S State St, Salt Lake City, UT 84111
Business Savings Account
4.25%
$0
Rate4.25%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Standard Rate*

LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
2701 N Thanksgiving Way, Lehi, UT 84043
LevelUp Savings
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Earn 10x the National Average2

Bread Financial
Institution Rating:
B4.4 ★Texas Ratio: 22.10%
12921 S Vista Station Blvd, Draper, UT 84020
High-Yield Savings Account
4.00%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 25, 2026
Details

Bread Financial
Institution Rating:
B4.4 ★Texas Ratio: 22.10%
12921 S Vista Station Blvd, Draper, UT 84020
Retirement High-Yield Savings
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

LimeLight Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
3280 N University Ave, Provo, UT 84604
High-Yield Savings Account
3.90%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 24, 2026
Details

Nelnet Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
13907 S Minuteman Dr, Draper, UT 84020
K-12 High-Yield Savings Accounts
3.89%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Sallie Mae
Institution Rating:
A5.0 ★Texas Ratio: 7.81%
175 S West Temple, Salt Lake City, UT 84101
High-Yield Savings Account
3.85%
$0
Rate3.78%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

TAB Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.12%
4185 Harrison Blvd, Ogden, UT 84403
High Yield Savings
3.80%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Deseret First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.12%
3999 W Parkway Blvd, West Valley City, UT 84120
Mission Savings Fund
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
815 N Freedom Blvd, Provo, UT 84604 3315
High Yield Savings
3.50%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 23, 2026
Details

Qualifications Required: At least 1 direct deposit, ACH payment, or bill pay transaction; At least 12 debit card purchases; Be enrolled in and agree to receive e-statements; Qualifying balance up to $250,000

Desert Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.83%
725 N Main St, Moab, UT 84532 2132
Premier Savings
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

Desert Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.83%
725 N Main St, Moab, UT 84532 2132
Premier Savings
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
12050 S Lone Peak Pkwy, Draper, UT 84020 9414
SafeGuard Savings, Consumer
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
12050 S Lone Peak Pkwy, Draper, UT 84020 9414
SafeGuard Savings, Municipal
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Riverton, UT Savings Rate Trends

Compare local Riverton, UT savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Utah Savings Trends →
High-Yield Savings — UT Avg
0.383%
▼ 2.964 from last week

Utah high-yield savings rates fell 2.964 points this week to 0.383% APY, down from 3.346% last week.

Standard Savings — UT Avg
1.201%
▲ 1.083 from last week

Utah standard savings rates rose 1.083 points this week to 1.201% APY, up from 0.119% last week.

As of Mar 25, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Riverton, Utah directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Riverton, Utah. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in UT.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Riverton, Utah

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Utah, help your money grow faster through a higher APY.

Are savings accounts in Riverton, Utah safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Utah up to $250,000 per depositor, per institution.

How often do savings rates change in Riverton, Utah?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Utah rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Riverton, Utah may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Riverton, Utah?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Riverton, Utah offer in-person customer service, which some customers prefer.

How do I open a savings account in Riverton, Utah?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Riverton, Utah

Here are recent savings rates observed in Riverton, Utah and the surrounding area:
  • Cyprus Federal Credit Union
    Dream Round Up Savings — 10.00% APY
  • Granite Federal Credit Union
    Tier 1 YoungInvestor Savings — 5.00% APY
  • First Utah Bank
    Business Money Market and Savings — 2.47% APY
  • HERCULES FIRST
    Money Fund Savings — 1.51% APY
  • Jordan Federal Credit Union
    Regular Share Savings — 0.10% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Riverton, Utah. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 25, 2026