Best Personal Loan Rates in Riverton, Utah (UT) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Riverton, Utah include: Granite Federal Credit UnionGranite Federal Credit Union12538 S Creek Meadow Rd, Riverton, UT, 84065 7259A+5.0 ★Texas Ratio: 2.83% offering Residential Construction Loans at 6.25% APR, Cyprus Federal Credit UnionCyprus Federal Credit Union13717 S Redwood Rd, Riverton, UT, 84065 5712A+5.0 ★Texas Ratio: 2.42% offering Improved Lot Loans at 6.50% APR, America First Federal Credit UnionAmerica First Federal Credit Union3583 W 12600 S, Riverton, UT, 84065 7211A5.0 ★Texas Ratio: 8.12% offering Lot Loan- 20/5YR Balloon Variable at 6.82% APR, American United Federal Credit UnionAmerican United Federal Credit UnionA5.0 ★Texas Ratio: 7.60% offering Signature Loans Certificate Account at 4.00% APR, and Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR. Personal loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
Riverton has 3 local institutions in our database, with personal loan rates as low as 6.25% APR from Granite Federal Credit Union at 12538 S Creek Meadow Rd, Riverton, UT, 84065 7259. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Riverton, Utah.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Riverton, Utah. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 12, 2026
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As Low As; LTV: 80%
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Loan Term < 12 months; LTV 80%
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As Low As; LTV: 80%
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LTV 75%
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Rates starting at 5.96% APR1
As Low As; For Personal Loans, APR ranges from 5.96% APR to 35.99% APR and origination/processing fee ranges from 0.00% to 8.00% of the loan amount. APRs and origination/processing fees are determined at the time of application. The lowest APR may be available to borrowers with excellent credit, subject to additional factors including, but not limited to, loan amount, loan term, and sufficient investor commitment. Advertised rates and fees are valid as of April 27, 2026, are subject to change without notice, and may not be available for all Personal Loan products and/or through all application channels or platforms.
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As Low As; For Personal Loans, APR ranges from 6.53% to 35.99% and origination fee ranges from 0.00% to 8.00% of the loan amount. APRs and origination fees are determined at the time of application. The lowest APR may be available to borrowers with excellent credit, subject to additional factors including, but not limited to, loan amount, loan term, and sufficient investor commitment. Advertised rates and fees are valid as of January 7, 2026 and are subject to change without notice.
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As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
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As Low As; *Percentage rate depends on your Beacon Score and can increase depending on this score.
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30 year amortization
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30 year amortization
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Holiday/Vacation; Up to $5,000.00
As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
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As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
OAC
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As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
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As Low As; Rate based on creditworthiness and term of loan.
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48 MO
As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
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Up to 5 years
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24/7 Online Approval
As Low As
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For Personal Loans, APR ranges from 6.53% to 35.99% and origination fee ranges from 0.00% to 8.00% of the loan amount. APRs and origination fees are determined at the time of application. The lowest APR may be available to borrowers with excellent credit, subject to additional factors including, but not limited to, loan amount, loan term, and sufficient investor commitment. Advertised rates and fees are valid as of January 7, 2026 and are subject to change without notice.
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As Low As; For Personal Loans, APR ranges from 5.96% APR to 35.99% APR and origination/processing fee ranges from 0.00% to 8.00% of the loan amount. APRs and origination/processing fees are determined at the time of application. The lowest APR may be available to borrowers with excellent credit, subject to additional factors including, but not limited to, loan amount, loan term, and sufficient investor commitment. Advertised rates and fees are valid as of April 27, 2026, are subject to change without notice, and may not be available for all Personal Loan products and/or through all application channels or platforms.
As Low As; For Personal Loans, APR ranges from 6.53% to 35.99% and origination fee ranges from 0.00% to 8.00% of the loan amount. APRs and origination fees are determined at the time of application. The lowest APR may be available to borrowers with excellent credit, subject to additional factors including, but not limited to, loan amount, loan term, and sufficient investor commitment. Advertised rates and fees are valid as of January 7, 2026 and are subject to change without notice.
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Holiday/Vacation; Up to $5,000.00
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As Low As; Rate based on creditworthiness and term of loan.
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As Low As
For Personal Loans, APR ranges from 6.53% to 35.99% and origination fee ranges from 0.00% to 8.00% of the loan amount. APRs and origination fees are determined at the time of application. The lowest APR may be available to borrowers with excellent credit, subject to additional factors including, but not limited to, loan amount, loan term, and sufficient investor commitment. Advertised rates and fees are valid as of January 7, 2026 and are subject to change without notice.
Rates starting at 5.96% APR1
As Low As
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As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
As Low As; *Percentage rate depends on your Beacon Score and can increase depending on this score.
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As Low As
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As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
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As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
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As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
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As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
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Up to 5 years
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Riverton, UT Personal Loan Rate Trends
Compare local Riverton, UT personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Utah personal loan rates rose 1.181 points over the past 7 days to 11.719% APR.
Utah signature loan rates rose 0.490 points over the past 7 days to 10.303% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Utah?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Utah?
Are credit unions or banks better for personal loans in Riverton, Utah?
What are the best personal loan rates in Riverton, Utah?
- Granite Federal Credit Union: 6.25% (Residential Construction Loans)
- Cyprus Federal Credit Union: 6.50% (Improved Lot Loans)
- America First Federal Credit Union: 6.82% (Lot Loan- 20/5YR Balloon Variable)
- American United Federal Credit Union: 4.00% (Signature Loans Certificate Account)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
Personal Loan Calculators
