CD Rates Owasso, Oklahoma (OK) for March 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Owasso, Oklahoma CD rates include WeStreet Federal Credit UnionWeStreet Federal Credit Union8299 N Owasso Expy, Owasso, OK 74055B4.4 ★Texas Ratio: 22.03% offering 6-month Jumbo Certificate at 3.87% APY, Tinker Federal Credit UnionTinker Federal Credit Union9039 N 121st East Ave, Owasso, OK 74055A+5.0 ★Texas Ratio: 2.99% offering 60 Mo. Term Share (Certificate) / IRA at 3.56% APY, Communication Federal Credit UnionCommunication Federal Credit Union12312 E 86th St N, Owasso, OK 74055 2543A5.0 ★Texas Ratio: 7.85% offering 6 Month Share/IRA Certificate at 3.30% APY, BOK FinancialBOK Financial9580 N Garnett Rd, Owasso, OK 74055A+5.0 ★Texas Ratio: 3.85% offering IRA CD 1 Year at 0.10% APY, and WEOKIE Federal Credit UnionWEOKIE Federal Credit Union8100 W Reno Ave, Oklahoma City, OK 73127 7229A+5.0 ★Texas Ratio: 3.68% offering 3 Month Certificate Accounts and IRA Certificates at 4.10% APY. CD rates as of March 29, 2026 according to verified data from MonitorBankRates.
To help you find the best CD rates in Owasso, Oklahoma, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: March 29, 2026
Compare Best CD Rates in Owasso, Oklahoma & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
9039 N 121st East Ave, Owasso, OK 74055
3 Mo. Term Share (Certificate) / IRA
$0
3.16%
▼
Rate3.12%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
8299 N Owasso Expy, Owasso, OK 74055
3-month Jumbo Certificate
$100,000
2.95%
▼
Rate2.92%
Min Deposit$100,000
Min Balance—
UpdatedMar 29, 2026
Details
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
3 Month Certificate Accounts and IRA Certificates
$0
4.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK 73142
3-Month Certificate
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
No minimum deposit.
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
3 Month Special IRA Certificates
$1,000
3.55%
▼
Rate3.49%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
Available for IRAs-Penalties may be imposed for early withdrawal
Great Southern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
4200 E Skelly Dr, Tulsa, OK 74135
3-Month CD
$1,000
3.40%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
Bank of Commerce Duncan, OK
Institution Rating:
A-4.9 ★Texas Ratio: 16.35%
110 W Oklahoma Ave, Anadarko, OK 73005
3 Month (90 Day) CD
$0
3.35%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Bank of Vici
Institution Rating:
B-4.3 ★Texas Ratio: 23.13%
121 W Broadway, Vici, OK 73859
3 Month Certificate
$0
3.15%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
2001 12th Ave NW, Ardmore, OK 73401
3 Month Share Certificate
$0
2.58%
▼
Rate2.55%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
American Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
301 North Choctaw, Beggs, OK 74421
3 Month Certificate of Deposit
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
The Community State Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
405 Us Highway 271, Wister, OK 74966
30-90 Day CD
$0
1.41%
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Washita State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
701 State Highway 44, Burns Flat, OK 73624
WSB Traditional CDs 3 Month
$1,000
1.16%
▼
Rate1.15%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK 74136 3344
IRA Certificates 3 Month
$0
1.13%
▼
Rate1.12%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
322 S Main St, Broken Arrow, OK 74012
91-Days (3-Month) Certificates of Deposit (CD)
$0
1.12%
▼
Rate1.12%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
FNB Community Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.57%
2911 S Air Depot Blvd, Midwest City, OK 73110
3 Month CD
$1,000
0.80%
▼
Rate0.80%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
Regent Bank (OK)
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
7136 S Yale Ave, Tulsa, OK 74136
3 Month CD
$1,000
0.10%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
8299 N Owasso Expy, Owasso, OK 74055
6-month Jumbo Certificate
$100,000
3.87%
▼
Rate3.81%
Min Deposit$100,000
Min Balance—
UpdatedMar 29, 2026
Details
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
9039 N 121st East Ave, Owasso, OK 74055
6 Mo. Term Share (Certificate) / IRA
$0
3.31%
▼
Rate3.27%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
12312 E 86th St N, Owasso, OK 74055 2543
6 Month Share/IRA Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
The Community State Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
405 Us Highway 271, Wister, OK 74966
6 Month CD
$0
4.04%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
2018 S Washington, Idabel, OK 74745
6 Month TEAL Certificate
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Age 0-17
First Liberty Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
9601 N May Ave, Oklahoma City, OK 73120
6 Month CD
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Bank of Vici
Institution Rating:
B-4.3 ★Texas Ratio: 23.13%
121 W Broadway, Vici, OK 73859
6 Month Certificate
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
101 N WALKER AVE, OKLAHOMA CITY, OK 73102 2229
Jumbo Certificate 6 month
$75,000
3.80%
▼
Rate3.75%
Min Deposit$75,000
Min Balance—
UpdatedMar 29, 2026
Details
Lakeside Bank of Salina
Institution Rating:
B4.6 ★Texas Ratio: 19.66%
103 W Ferry St, Salina, OK 74365
6 Month Jumbo Certificate of Deposits
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
First Oklahoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
100 S Riverfront Dr, Jenks, OK 74037
6-month CD
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Simmons Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
608 S Main St, Stillwater, OK 74074
6-month CD
$50,000
3.65%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMar 29, 2026
Details
$50,000 - $250,000 New Money
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK 74006
Share Certificate 6 Mo. Jumbo
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Regent Bank (OK)
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
7136 S Yale Ave, Tulsa, OK 74136
6 Month CD
$1,000
3.49%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
Great Southern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
4200 E Skelly Dr, Tulsa, OK 74135
6-Month CD
$1,000
3.40%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
Bank of Commerce Duncan, OK
Institution Rating:
A-4.9 ★Texas Ratio: 16.35%
110 W Oklahoma Ave, Anadarko, OK 73005
6 Month (180 Day) CD
$0
3.35%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
The Focus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
420 NE 10th St, Oklahoma City, OK 73104
6 Month Certificate
$1,000
3.25%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
IRA certificate not available
Employees Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.81%
1120 W 17th St, Tulsa, OK 74107
Share Certificate Account 6 Month Jumbo
$50,000
3.19%
▼
Rate3.15%
Min Deposit$50,000
Min Balance—
UpdatedMar 29, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
2001 12th Ave NW, Ardmore, OK 73401
6 Month Share Certificate
$0
2.93%
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
American Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
301 North Choctaw, Beggs, OK 74421
6 Month Certificate of Deposit
$1,000
2.50%
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
322 S Main St, Broken Arrow, OK 74012
182-Day (6-Month) Certificates of Deposit (CD)
$0
2.13%
▼
Rate2.11%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
True Sky Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.26%
10201 S Western Ave, Oklahoma City, OK 73139 2931
6 Month CD
$0
1.66%
▼
Rate1.65%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK 74136 3344
IRA Certificates 6 Month
$0
1.54%
▼
Rate1.52%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
6 Month CD
$1,000
1.25%
▼
Rate1.24%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
FNB Community Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.57%
2911 S Air Depot Blvd, Midwest City, OK 73110
6 Month CD
$1,000
0.90%
▼
Rate0.90%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
SpiritBank
Institution Rating:
B+4.7 ★Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
6 month Certificate of Deposit
$0
0.80%
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
4501 W Memorial Rd, Oklahoma City, OK 73142
6-month automatic saver CD
$500
0.01%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
8299 N Owasso Expy, Owasso, OK 74055
12-month Jumbo Certificate
$100,000
3.75%
▼
Rate3.70%
Min Deposit$100,000
Min Balance—
UpdatedMar 29, 2026
Details
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
9039 N 121st East Ave, Owasso, OK 74055
12 Mo. Term Share (Certificate) / IRA
$0
3.36%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
12312 E 86th St N, Owasso, OK 74055 2543
1 Year Share/IRA Certificate
$0
2.95%
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
9580 N Garnett Rd, Owasso, OK 74055
IRA CD 1 Year
$0
0.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
The Focus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
420 NE 10th St, Oklahoma City, OK 73104
12 Month Certificate
$1,000
3.85%
▼
Rate3.78%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
The Community State Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
405 Us Highway 271, Wister, OK 74966
12 Month CD
$0
3.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Elevate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
1329 E Main St, Pawhuska, OK 74056
1 YEAR CD
$0
3.79%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
First Oklahoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
100 S Riverfront Dr, Jenks, OK 74037
1-year cd
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Bank of Vici
Institution Rating:
B-4.3 ★Texas Ratio: 23.13%
121 W Broadway, Vici, OK 73859
12 Month Certificate
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Lakeside Bank of Salina
Institution Rating:
B4.6 ★Texas Ratio: 19.66%
103 W Ferry St, Salina, OK 74365
12 Month Certificate of Deposits
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Old Glory Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
206 S Main St, Elmore City, OK 73433
Prosperity 12-Month CD
$2,500
3.50%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 29, 2026
Details
First Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
402 E Main St, Henryetta, OK 74437
Share Certificates (CD) 1 Year
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
MapleMark Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
2431 E 61st St, Tulsa, OK 74136
12 MONTH CD
$25,000
3.40%
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 29, 2026
Details
Limited time offer
Employees Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.81%
1120 W 17th St, Tulsa, OK 74107
Share Certificate Account 12 Month Jumbo
$50,000
3.39%
▼
Rate3.35%
Min Deposit$50,000
Min Balance—
UpdatedMar 29, 2026
Details
Bank of Commerce Duncan, OK
Institution Rating:
A-4.9 ★Texas Ratio: 16.35%
110 W Oklahoma Ave, Anadarko, OK 73005
12 Month CD
$0
3.35%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
2001 12th Ave NW, Ardmore, OK 73401
12 Month Share Certificate
$0
3.34%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
12 Month Special IRA Certificates
$1,000
3.25%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
Available for IRAs-Penalties may be imposed for early withdrawal
Regent Bank (OK)
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
7136 S Yale Ave, Tulsa, OK 74136
12 Month CD
$1,000
3.13%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
American Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
301 North Choctaw, Beggs, OK 74421
12 Month Certificate of Deposit
$1,000
2.85%
▼
Rate2.81%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
815 NW 58th St, Oklahoma City, OK 73118 5912
Regular, IRA & Business Jumbo Certificates 1 year
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
322 S Main St, Broken Arrow, OK 74012
12-Month Certificates of Deposit (CD)
$0
2.60%
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Fraternal Order Of Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
10110 E 11th St, Tulsa, OK 74128
IRA 1 Year Certificate
$0
2.50%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK 74136 3344
IRA Certificates 12 Month
$0
2.15%
▼
Rate2.12%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
True Sky Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.26%
10201 S Western Ave, Oklahoma City, OK 73139 2931
7-12 Month CD
$0
1.86%
▼
Rate1.84%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK 74006
Share Certificate 12 Month
$0
1.85%
▼
Rate1.83%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK 74701 3461
12-month certificate
$10,000
1.13%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMar 29, 2026
Details
Balance Over $10,000
FNB Community Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.57%
2911 S Air Depot Blvd, Midwest City, OK 73110
12 Month CD
$1,000
1.00%
▼
Rate1.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
4501 W Memorial Rd, Oklahoma City, OK 73142
1-year convertible CD
$500
0.01%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 29, 2026
Details
Qualifying balance up to $49,000.00
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
8299 N Owasso Expy, Owasso, OK 74055
18-month Jumbo Certificate
$100,000
3.20%
▼
Rate3.16%
Min Deposit$100,000
Min Balance—
UpdatedMar 29, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
12312 E 86th St N, Owasso, OK 74055 2543
18 Month Share/IRA Certificate
$0
2.95%
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
101 N WALKER AVE, OKLAHOMA CITY, OK 73102 2229
18 month Certificate
$1,000
3.80%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
SpiritBank
Institution Rating:
B+4.7 ★Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
IRA variable 18-month
$0
3.69%
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
MapleMark Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
2431 E 61st St, Tulsa, OK 74136
18 MONTH CD
$0
3.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Security Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.88%
1 Sw 1st St, Afton, OK 74331
18 Month CD
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Bank of Commerce Duncan, OK
Institution Rating:
A-4.9 ★Texas Ratio: 16.35%
110 W Oklahoma Ave, Anadarko, OK 73005
18 Month CD
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
2001 12th Ave NW, Ardmore, OK 73401
18 Month Share Certificate
$0
3.24%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
American Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
301 North Choctaw, Beggs, OK 74421
18 Month IRA Fixed & Roth & Education
$250
3.05%
▼
Rate3.00%
Min Deposit$250
Min Balance—
UpdatedMar 29, 2026
Details
Bank of Vici
Institution Rating:
B-4.3 ★Texas Ratio: 23.13%
121 W Broadway, Vici, OK 73859
18 Month Certificate
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Muskogee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
3502 Chandler Rd, Muskogee, OK 74403 4910
18 month IRA Certificates
$50
3.00%
▼
Rate2.96%
Min Deposit$50
Min Balance—
UpdatedMar 29, 2026
Details
Regent Bank (OK)
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
7136 S Yale Ave, Tulsa, OK 74136
18 Month CD
$1,000
2.98%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
Credit Union One Of Oklahoma Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
3330 N Lincoln Blvd, Oklahoma City, OK 73105 5406
18 Month Share Certificate
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
322 S Main St, Broken Arrow, OK 74012
18-Month Certificates of Deposit (CD)
$0
2.60%
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
The Stock Exchange Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
1117 10th St, Woodward, OK 73801
IRA Certificate of Deposit 18 Month IRA
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
The Community State Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
405 Us Highway 271, Wister, OK 74966
18 Month CD
$0
2.52%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK 74136 3344
IRA Certificates 18 Month
$0
2.45%
▼
Rate2.42%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Lakeside Bank of Salina
Institution Rating:
B4.6 ★Texas Ratio: 19.66%
103 W Ferry St, Salina, OK 74365
18 Month Certificate of Deposits
$0
2.38%
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Triad Bank, N.A.
Institution Rating:
F2.2 ★Texas Ratio: 48.96%
7646 E 61st St, Tulsa, OK 74133
Certificates 18 Month
$0
2.26%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Under $100,000; Penalty may apply for early withdrawal.
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK 74006
Share Certificate 18 Mo. HSA
$0
1.95%
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
18 Month CD
$1,000
1.75%
▼
Rate1.74%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
FNB Community Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.57%
2911 S Air Depot Blvd, Midwest City, OK 73110
18 Month CD
$1,000
1.15%
▼
Rate1.15%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
8299 N Owasso Expy, Owasso, OK 74055
24-month Jumbo Boost Certificate
$100,000
3.40%
▼
Rate3.36%
Min Deposit$100,000
Min Balance—
UpdatedMar 29, 2026
Details
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
9039 N 121st East Ave, Owasso, OK 74055
24 Mo. Term Share (Certificate) / IRA
$0
3.36%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
12312 E 86th St N, Owasso, OK 74055 2543
2 Year Share/IRA Certificate
$0
2.95%
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
24 Month Certificate Accounts and IRA Certificates
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
First Oklahoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
100 S Riverfront Dr, Jenks, OK 74037
2-year cd
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Employees Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.81%
1120 W 17th St, Tulsa, OK 74107
Share Certificate Account 24 Month Jumbo
$50,000
3.29%
▼
Rate3.25%
Min Deposit$50,000
Min Balance—
UpdatedMar 29, 2026
Details
First Liberty Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
9601 N May Ave, Oklahoma City, OK 73120
24 Month CD (also IRA)
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Security Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.88%
1 Sw 1st St, Afton, OK 74331
24 Month CD
$0
3.24%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
2001 12th Ave NW, Ardmore, OK 73401
24 Month Share Certificate
$0
3.14%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
MapleMark Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
2431 E 61st St, Tulsa, OK 74136
24 MONTH CD
$0
3.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Bank of Vici
Institution Rating:
B-4.3 ★Texas Ratio: 23.13%
121 W Broadway, Vici, OK 73859
24 Month Certificate
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Bank of Commerce Duncan, OK
Institution Rating:
A-4.9 ★Texas Ratio: 16.35%
110 W Oklahoma Ave, Anadarko, OK 73005
24 Month CD
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Regent Bank (OK)
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
7136 S Yale Ave, Tulsa, OK 74136
24 Month CD
$1,000
2.98%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK 74136 3344
IRA Certificates 24 Month
$0
2.76%
▼
Rate2.73%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
24 Month Special IRA Certificates
$1,000
2.75%
▼
Rate2.72%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
Available for IRAs-Penalties may be imposed for early withdrawal
AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
322 S Main St, Broken Arrow, OK 74012
24-Month Certificates of Deposit (CD)
$0
2.60%
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Washita State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
701 State Highway 44, Burns Flat, OK 73624
WSB Traditional CDs 24 Month
$1,000
2.58%
▼
Rate2.55%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
Triad Bank, N.A.
Institution Rating:
F2.2 ★Texas Ratio: 48.96%
7646 E 61st St, Tulsa, OK 74133
Certificates and Over 24 Month
$100,000
2.52%
▼
Rate2.50%
Min Deposit$100,000
Min Balance—
UpdatedMar 29, 2026
Details
$100,000; Penalty may apply for early withdrawal.
Fraternal Order Of Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
10110 E 11th St, Tulsa, OK 74128
IRA 2 Year Certificate
$0
2.50%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Lakeside Bank of Salina
Institution Rating:
B4.6 ★Texas Ratio: 19.66%
103 W Ferry St, Salina, OK 74365
24 Month Certificate of Deposits
$0
2.43%
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK 74006
Share Certificate 24 Month
$0
2.05%
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Elevate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
1329 E Main St, Pawhuska, OK 74056
2 YEAR CD
$0
1.61%
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK 74701 3461
24-month certificate
$10,000
1.38%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMar 29, 2026
Details
Balance Over $10,000
Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
101 N WALKER AVE, OKLAHOMA CITY, OK 73102 2229
Jumbo Certificate 24 month
$75,000
1.26%
▼
Rate1.25%
Min Deposit$75,000
Min Balance—
UpdatedMar 29, 2026
Details
FNB Community Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.57%
2911 S Air Depot Blvd, Midwest City, OK 73110
24 Month CD
$1,000
1.21%
▼
Rate1.20%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
SpiritBank
Institution Rating:
B+4.7 ★Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
24 month Certificate of Deposit
$0
1.10%
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
9039 N 121st East Ave, Owasso, OK 74055
36 Mo. Term Share (Certificate) / IRA
$0
3.41%
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
8299 N Owasso Expy, Owasso, OK 74055
36-month Jumbo Certificate
$100,000
3.35%
▼
Rate3.31%
Min Deposit$100,000
Min Balance—
UpdatedMar 29, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
12312 E 86th St N, Owasso, OK 74055 2543
3 Year Share/IRA Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Employees Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.81%
1120 W 17th St, Tulsa, OK 74107
Share Certificate Account 36 Month Jumbo
$50,000
3.29%
▼
Rate3.25%
Min Deposit$50,000
Min Balance—
UpdatedMar 29, 2026
Details
American Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
301 North Choctaw, Beggs, OK 74421
36 Month IRA Fixed
$250
3.20%
▼
Rate3.15%
Min Deposit$250
Min Balance—
UpdatedMar 29, 2026
Details
Security Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.88%
1 Sw 1st St, Afton, OK 74331
36 Month CD
$0
3.19%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK 74136 3344
IRA Certificates 36 Month
$0
3.17%
▼
Rate3.12%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
36 Month Certificate Accounts and IRA Certificates
$0
3.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
2001 12th Ave NW, Ardmore, OK 73401
36 Month Share Certificate
$0
3.09%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
First Liberty Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
9601 N May Ave, Oklahoma City, OK 73120
36 Month CD
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
The Focus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
420 NE 10th St, Oklahoma City, OK 73104
36 Month Certificate
$1,000
2.85%
▼
Rate2.81%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
Triad Bank, N.A.
Institution Rating:
F2.2 ★Texas Ratio: 48.96%
7646 E 61st St, Tulsa, OK 74133
Certificates and Over 36 Month
$100,000
2.77%
▼
Rate2.75%
Min Deposit$100,000
Min Balance—
UpdatedMar 29, 2026
Details
$100,000; Penalty may apply for early withdrawal.
Bank of Commerce Duncan, OK
Institution Rating:
A-4.9 ★Texas Ratio: 16.35%
110 W Oklahoma Ave, Anadarko, OK 73005
36 Month CD
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Washita State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
701 State Highway 44, Burns Flat, OK 73624
WSB Traditional CDs 36 Month
$1,000
2.65%
▼
Rate2.62%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
322 S Main St, Broken Arrow, OK 74012
36-Month Certificates of Deposit (CD)
$0
2.60%
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Fraternal Order Of Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
10110 E 11th St, Tulsa, OK 74128
IRA 3 Year Certificate
$0
2.50%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK 74006
Share Certificate 36 Mo. HSA
$0
2.45%
▼
Rate2.43%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
36 Month CD
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
Elevate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
1329 E Main St, Pawhuska, OK 74056
3 YEAR CD
$0
1.71%
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK 74701 3461
36-month certificate
$10,000
1.63%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMar 29, 2026
Details
Balance Over $10,000
Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
101 N WALKER AVE, OKLAHOMA CITY, OK 73102 2229
Jumbo Certificate 36 month
$75,000
1.36%
▼
Rate1.35%
Min Deposit$75,000
Min Balance—
UpdatedMar 29, 2026
Details
FNB Community Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.57%
2911 S Air Depot Blvd, Midwest City, OK 73110
36 Month CD
$1,000
1.31%
▼
Rate1.30%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
SpiritBank
Institution Rating:
B+4.7 ★Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
3 year Certificate of Deposit
$0
1.15%
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
8299 N Owasso Expy, Owasso, OK 74055
48-month Jumbo Boost Certificate
$100,000
3.50%
▼
Rate3.46%
Min Deposit$100,000
Min Balance—
UpdatedMar 29, 2026
Details
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
9039 N 121st East Ave, Owasso, OK 74055
48 Mo. Term Share (Certificate) / IRA
$0
3.46%
▼
Rate3.41%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
12312 E 86th St N, Owasso, OK 74055 2543
4 Year Share/IRA Certificate
$0
3.10%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Employees Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.81%
1120 W 17th St, Tulsa, OK 74107
Share Certificate Account 48 Month Jumbo
$50,000
3.29%
▼
Rate3.25%
Min Deposit$50,000
Min Balance—
UpdatedMar 29, 2026
Details
Regent Bank (OK)
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
7136 S Yale Ave, Tulsa, OK 74136
48 Month CD
$1,000
3.25%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
Security Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.88%
1 Sw 1st St, Afton, OK 74331
48 Month CD
$0
3.19%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
48 Month Certificate Accounts and IRA Certificates
$0
3.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
2001 12th Ave NW, Ardmore, OK 73401
48 Month Share Certificate
$0
3.09%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
The Focus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
420 NE 10th St, Oklahoma City, OK 73104
48 Month Certificate
$1,000
2.85%
▼
Rate2.81%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
Washita State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
701 State Highway 44, Burns Flat, OK 73624
WSB Traditional CDs 48 Month
$1,000
2.82%
▼
Rate2.78%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
Bank of Commerce Duncan, OK
Institution Rating:
A-4.9 ★Texas Ratio: 16.35%
110 W Oklahoma Ave, Anadarko, OK 73005
48 Month CD
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
322 S Main St, Broken Arrow, OK 74012
48-Month Certificates of Deposit (CD)
$0
2.60%
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Bank of Vici
Institution Rating:
B-4.3 ★Texas Ratio: 23.13%
121 W Broadway, Vici, OK 73859
48 Month Certificate
$0
2.56%
▼
Rate2.53%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK 74006
Share Certificate 48 Month
$0
2.55%
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
48 Month CD
$1,000
2.15%
▼
Rate2.13%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK 74701 3461
48-month certificate
$10,000
1.88%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMar 29, 2026
Details
Balance Over $10,000
Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
101 N WALKER AVE, OKLAHOMA CITY, OK 73102 2229
Jumbo Certificate 48 month
$75,000
1.56%
▼
Rate1.55%
Min Deposit$75,000
Min Balance—
UpdatedMar 29, 2026
Details
FNB Community Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.57%
2911 S Air Depot Blvd, Midwest City, OK 73110
48 Month CD
$1,000
1.36%
▼
Rate1.35%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
SpiritBank
Institution Rating:
B+4.7 ★Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
4 year Certificate of Deposit
$0
1.15%
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
8299 N Owasso Expy, Owasso, OK 74055
60-month Jumbo Certificate
$100,000
3.60%
▼
Rate3.55%
Min Deposit$100,000
Min Balance—
UpdatedMar 29, 2026
Details
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
9039 N 121st East Ave, Owasso, OK 74055
60 Mo. Term Share (Certificate) / IRA
$0
3.56%
▼
Rate3.51%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
12312 E 86th St N, Owasso, OK 74055 2543
5 Year Share/IRA Certificate
$0
3.10%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Employees Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.81%
1120 W 17th St, Tulsa, OK 74107
Share Certificate Account 60 Month Jumbo
$50,000
3.34%
▼
Rate3.30%
Min Deposit$50,000
Min Balance—
UpdatedMar 29, 2026
Details
Regent Bank (OK)
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
7136 S Yale Ave, Tulsa, OK 74136
60 Month CD
$1,000
3.25%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
Security Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.88%
1 Sw 1st St, Afton, OK 74331
60 Month CD
$0
3.24%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
60 Month Certificate Accounts and IRA Certificates
$0
3.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Washita State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
701 State Highway 44, Burns Flat, OK 73624
WSB Traditional CDs 60 Month
$1,000
3.03%
▼
Rate2.99%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
First Liberty Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
9601 N May Ave, Oklahoma City, OK 73120
60 Month CD
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
2001 12th Ave NW, Ardmore, OK 73401
60 Month Share Certificate
$0
2.83%
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Bank of Vici
Institution Rating:
B-4.3 ★Texas Ratio: 23.13%
121 W Broadway, Vici, OK 73859
60 Month Certificate
$0
2.63%
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
322 S Main St, Broken Arrow, OK 74012
60-Month Certificates of Deposit (CD)
$0
2.60%
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
60 Month CD
$1,000
2.50%
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
True Sky Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.26%
10201 S Western Ave, Oklahoma City, OK 73139 2931
5 year CD
$0
2.33%
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK 74701 3461
60-month certificate
$10,000
2.13%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMar 29, 2026
Details
Balance Over $10,000
Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
101 N WALKER AVE, OKLAHOMA CITY, OK 73102 2229
60 month Certificate
$1,000
1.31%
▼
Rate1.30%
Min Deposit$1,000
Min Balance—
UpdatedMar 29, 2026
Details
SpiritBank
Institution Rating:
B+4.7 ★Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
5 year Certificate of Deposit
$0
1.29%
▼
Rate1.28%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Owasso, OK CD Rate Trends
Compare local Owasso, OK CD rate quotes against the statewide average
Weekly CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — OK Avg
2.176%
▼ 0.162 from last week
Oklahoma 12-month CD rates fell 0.162 points this week to 2.176% APY, down from 2.338% last week.
6-Month CD — OK Avg
2.538%
▼ 1.377 from last week
Oklahoma 6-month CD rates fell 1.377 points this week to 2.538% APY, down from 3.915% last week.
As of Mar 29, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about CD Rates in Owasso, Oklahoma
Are CD rates in Owasso, Oklahoma FDIC insured?
Yes, most established banks in Owasso, Oklahoma are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Owasso, Oklahoma?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Owasso, Oklahoma.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Owasso, Oklahoma may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Owasso, Oklahoma?
Here are recent top rates found for this area:
- WeStreet Federal Credit Union: 3.87% APY (6-month Jumbo Certificate)
- Tinker Federal Credit Union: 3.56% APY (60 Mo. Term Share (Certificate) / IRA)
- Communication Federal Credit Union: 3.30% APY (6 Month Share/IRA Certificate)
- BOK Financial: 0.10% APY (IRA CD 1 Year)
- WEOKIE Federal Credit Union: 4.10% APY (3 Month Certificate Accounts and IRA Certificates)
- The Community State Bank: 4.04% APY (6 Month CD)
- Farmers Insurance Federal Credit Union: 4.00% APY (3-Month Certificate)
- Red River Employees Federal Credit Union: 3.95% APY (6 Month TEAL Certificate)
- First Liberty Bank: 3.90% APY (6 Month CD)
- The Focus Federal Credit Union: 3.85% APY (12 Month Certificate)
Rates reflect recent verified offers available in Owasso, Oklahoma. Last Updated: March 29, 2026
CD Calculators
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Owasso, Oklahoma directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Owasso, Oklahoma. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in OK.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: March 29, 2026
