MonitorBankRates
☰
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Best Money Market Rates in Owasso, Oklahoma (OK) - May 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: May 20, 2026

Current Owasso, Oklahoma and the surrounding area money market deposit account rates include WeStreet Federal Credit UnionWeStreet Federal Credit Union8299 N Owasso Expy, Owasso, OK 74055B4.4 ★Texas Ratio: 20.17% Business Money Market at 4.00% APY, TTCU Federal Credit UnionTTCU Federal Credit Union11725 E 96th St N, Owasso, OK 74055 5355A+5.0 ★Texas Ratio: 4.57% Money Market at 2.00% APY, Communication Federal Credit UnionCommunication Federal Credit Union12312 E 86th St N, Owasso, OK 74055 2543A5.0 ★Texas Ratio: 7.00% Liquid Gold Money Market at 1.25% APY, Western Sun Federal Credit UnionWestern Sun Federal Credit Union14010 E 116th St N, Owasso, OK 74055A+5.0 ★Texas Ratio: 3.54% Money Market at 1.20% APY, and Tinker Federal Credit UnionTinker Federal Credit Union9039 N 121st East Ave, Owasso, OK 74055A+5.0 ★Texas Ratio: 2.82% Command Fund at 0.50% APY. Money market rates as of May 20, 2026 according to verified data from MonitorBankRates.

Owasso has 5 local institutions in our database, with money market rates as high as 4.00% APY from WeStreet Federal Credit Union at 8299 N Owasso Expy, Owasso, OK 74055. Use the table below to compare all available offers, including options from institutions serving the broader Oklahoma area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Owasso, Oklahoma and surrounding area. Last Updated and Verified: May 20, 2026

Compare the Best Money Market Rates Today in Owasso, Oklahoma & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 20.17%
8299 N Owasso Expy, Owasso, OK 74055
Business Money Market
4.00%
$2,500
View
▼
Rate3.94%
Min Deposit$2,500
Min Balance—
UpdatedMay 18, 2026
Details

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 20.17%
8299 N Owasso Expy, Owasso, OK 74055
Business Money Market
3.75%
$2,500
View
▼
Rate3.70%
Min Deposit$2,500
Min Balance—
UpdatedMay 18, 2026
Details

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 20.17%
8299 N Owasso Expy, Owasso, OK 74055
Business Money Market
3.25%
$2,500
View
▼
Rate3.21%
Min Deposit$2,500
Min Balance—
UpdatedMay 18, 2026
Details

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 20.17%
8299 N Owasso Expy, Owasso, OK 74055
Business Money Market
3.00%
$2,500
View
▼
Rate2.97%
Min Deposit$2,500
Min Balance—
UpdatedMay 18, 2026
Details

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 20.17%
8299 N Owasso Expy, Owasso, OK 74055
Business Money Market
2.50%
$2,500
View
▼
Rate2.48%
Min Deposit$2,500
Min Balance—
UpdatedMay 18, 2026
Details

TTCU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
11725 E 96th St N, Owasso, OK 74055 5355
Money Market
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Qualifying balance up to $1,000.00

TTCU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
11725 E 96th St N, Owasso, OK 74055 5355
Money Market Account
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Qualifying balance up to $350,000

TTCU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
11725 E 96th St N, Owasso, OK 74055 5355
Money Market Account
1.75%
$0
View
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Qualifying balance up to $350,000

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 20.17%
8299 N Owasso Expy, Owasso, OK 74055
Money Market
1.60%
$2,500
View
▼
Rate1.59%
Min Deposit$2,500
Min Balance—
UpdatedMay 18, 2026
Details

TTCU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
11725 E 96th St N, Owasso, OK 74055 5355
Money Market Account
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Qualifying balance up to $250,000

Communication Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
12312 E 86th St N, Owasso, OK 74055 2543
Liquid Gold Money Market
1.25%
$0
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

TTCU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
11725 E 96th St N, Owasso, OK 74055 5355
Money Market Account
1.25%
$0
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Qualifying balance up to $200,000

Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.54%
14010 E 116th St N, Owasso, OK 74055
Money Market
1.20%
$0
View
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

TTCU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
11725 E 96th St N, Owasso, OK 74055 5355
Money Market Account
1.10%
$0
View
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Qualifying balance up to $150,000

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 20.17%
8299 N Owasso Expy, Owasso, OK 74055
Money Market
1.10%
$2,500
View
▼
Rate1.09%
Min Deposit$2,500
Min Balance—
UpdatedMay 18, 2026
Details

Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.54%
14010 E 116th St N, Owasso, OK 74055
Money Market
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

Communication Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
12312 E 86th St N, Owasso, OK 74055 2543
Liquid Gold Money Market
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

TTCU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
11725 E 96th St N, Owasso, OK 74055 5355
Money Market Account
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Qualifying balance up to $100,000

Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.54%
14010 E 116th St N, Owasso, OK 74055
Money Market
0.85%
$0
View
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 20.17%
8299 N Owasso Expy, Owasso, OK 74055
Money Market
0.80%
$2,500
View
▼
Rate0.80%
Min Deposit$2,500
Min Balance—
UpdatedMay 18, 2026
Details

TTCU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
11725 E 96th St N, Owasso, OK 74055 5355
Money Market Account
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Qualifying balance up to $50,000

Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.54%
14010 E 116th St N, Owasso, OK 74055
Money Market
0.65%
$0
View
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 20.17%
8299 N Owasso Expy, Owasso, OK 74055
Money Market
0.60%
$2,500
View
▼
Rate0.59%
Min Deposit$2,500
Min Balance—
UpdatedMay 18, 2026
Details

TTCU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
11725 E 96th St N, Owasso, OK 74055 5355
Money Market Account
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Qualifying balance up to $30,000

Tinker Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
9039 N 121st East Ave, Owasso, OK 74055
Command Fund
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 20.17%
8299 N Owasso Expy, Owasso, OK 74055
Money Market
0.50%
$2,500
View
▼
Rate0.49%
Min Deposit$2,500
Min Balance—
UpdatedMay 18, 2026
Details

TTCU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
11725 E 96th St N, Owasso, OK 74055 5355
Money Market Account
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Qualifying balance up to $20,000

TTCU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.57%
11725 E 96th St N, Owasso, OK 74055 5355
Money Market Account
0.35%
$0
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Qualifying balance up to $5,000

Tinker Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
9039 N 121st East Ave, Owasso, OK 74055
Command Fund
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Communication Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
12312 E 86th St N, Owasso, OK 74055 2543
Liquid Gold Money Market
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

Vision Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 14.23%
Premium Money Market Special
4.07%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

All America Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.68%
Mega Money Market® Checking
3.85%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
Commercial Money Market
3.35%
$0
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

($2,500 Opening Balance)

WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
Non-Profit Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

$250,000+

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
Commercial Money Market
3.15%
$0
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

($2,500 Opening Balance)

Elevate Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market
3.09%
$0
View
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
High-Yield Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Only the portion above $250,000

Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.97%
High Yield Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
Commercial Money Market
3.00%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

($2,500 Opening Balance)

WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
Commercial High Yield Money Market
2.94%
$0
View
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
Commercial High Yield Money Market
2.91%
$0
View
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
Commercial High Yield Money Market
2.89%
$0
View
▼
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
Commercial Money Market
2.85%
$0
View
▼
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

($2,500 Opening Balance)

Security Bank Tulsa, OK
Institution Rating:
A5.0 ★ Texas Ratio: 8.37%
Money Market Accounts
2.84%
$1,500
View
▼
Rate2.80%
Min Deposit$1,500
Min Balance—
UpdatedMay 15, 2026
Details

First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Platinum Money Market
2.80%
$0
View
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
Non-Profit Money Market
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

$100,000 up to $249,000

Security Bank Tulsa, OK
Institution Rating:
A5.0 ★ Texas Ratio: 8.37%
Money Market Accounts
2.68%
$1,500
View
▼
Rate2.65%
Min Deposit$1,500
Min Balance—
UpdatedMay 15, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
Money Market
2.60%
$0
View
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

($2,500 Opening Balance)

First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Platinum Money Market
2.60%
$0
View
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Frontier State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
Money Market / Tiers and greater
2.55%
$2,500
View
▼
Rate2.52%
Min Deposit$2,500
Min Balance—
UpdatedMay 17, 2026
Details

$750,000

Elevate Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Money Market Account Plus
2.52%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.97%
High Yield Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

Qualifying balance up to $249,999.99

WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
High-Yield Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Only the portion between $100,000-$249,999

Security Bank Tulsa, OK
Institution Rating:
A5.0 ★ Texas Ratio: 8.37%
Money Market Accounts
2.38%
$1,500
View
▼
Rate2.35%
Min Deposit$1,500
Min Balance—
UpdatedMay 15, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
Money Market
2.35%
$0
View
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

($2,500 Opening Balance)

MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Money Market Account Plus
2.27%
$0
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.51%
Non-Profit Money Market
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

$50,000 up to $99,999

USE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.86%
Money Market Accounts
2.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Platinum Money Market
2.20%
$0
View
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Frontier State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
Money Market / Tiers - 749,999
2.17%
$2,500
View
▼
Rate2.15%
Min Deposit$2,500
Min Balance—
UpdatedMay 17, 2026
Details

$250,000

First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Platinum Money Market
2.10%
$0
View
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
Money Market
2.10%
$0
View
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

($2,500 Opening Balance)

Frontier State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
Money Market / Tiers - 249,999
2.07%
$2,500
View
▼
Rate2.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 17, 2026
Details

$100,000

Vision Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 14.23%
Premium Money Market Special
2.02%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Frontier State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
Money Market / Tiers - 99,999
2.02%
$2,500
View
▼
Rate2.00%
Min Deposit$2,500
Min Balance—
UpdatedMay 17, 2026
Details

$50,000

Frontier State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
Money Market / Tiers - 49,999
1.97%
$2,500
View
▼
Rate1.95%
Min Deposit$2,500
Min Balance—
UpdatedMay 17, 2026
Details

$500

The Community State Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
MMA
1.81%
$0
View
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

Security Bank Tulsa, OK
Institution Rating:
A5.0 ★ Texas Ratio: 8.37%
Money Market Accounts
1.76%
$1,500
View
▼
Rate1.75%
Min Deposit$1,500
Min Balance—
UpdatedMay 15, 2026
Details

Vision Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 14.23%
Premium Money Market Special
1.76%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Platinum Money Market
1.75%
$0
View
▼
Rate1.73%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Vision Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 14.23%
Premium Money Market Special
1.51%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Platinum Money Market
1.40%
$0
View
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Platinum Money Market
1.30%
$0
View
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Vision Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 14.23%
Premium Money Market Special
1.26%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Vast Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
Money Market
1.25%
$1,000
View
▼
Rate1.24%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details

Triad Bank, N.A.
Institution Rating:
F2.2 ★ Texas Ratio: 48.96%
Money Market and over
1.21%
$0
View
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

$1,000,000.00

The Stock Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Money Market Checking Tier 4
1.16%
$2,500
View
▼
Rate1.15%
Min Deposit$2,500
Min Balance—
UpdatedMay 17, 2026
Details

$100,000.00 and up

SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
Commercial Money Market Tier 5
1.15%
$0
View
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

$500,000 minimum

SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
Consumer VIP Money Market Tier 5
1.15%
$0
View
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

The Stock Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Money Market Checking Tier 3
1.10%
$2,500
View
▼
Rate1.10%
Min Deposit$2,500
Min Balance—
UpdatedMay 17, 2026
Details

$50,000.00 to $99,999.99

The Stock Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Money Market Checking Tier 2
1.06%
$2,500
View
▼
Rate1.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 17, 2026
Details

$10,000.00 to $49,999.99

SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
Commercial Money Market Tier 4
1.05%
$0
View
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

$250,000 minimum

SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
Consumer VIP Money Market Tier 4
1.05%
$0
View
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

The Stock Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Money Market Checking Tier 1
1.00%
$2,500
View
▼
Rate1.00%
Min Deposit$2,500
Min Balance—
UpdatedMay 17, 2026
Details

$2,500.00 to $9,999.99

The Community State Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
MMA
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

Vast Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
Money Market
1.00%
$1,000
View
▼
Rate1.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details

SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
Commercial Money Market Tier 3
0.95%
$0
View
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

$100,000 minimum

SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
Consumer VIP Money Market Tier 3
0.95%
$0
View
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
Commercial Money Market Tier 2
0.85%
$0
View
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

$25,000 minimum

SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
Consumer VIP Money Market Tier 2
0.85%
$0
View
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Vision Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 14.23%
Premium Money Market Special
0.76%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
Consumer VIP Money Market Tier 1
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
Commercial Money Market Tier 1
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

$5,000 minimum

Vast Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
Money Market
0.75%
$1,000
View
▼
Rate0.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details

Security Bank Tulsa, OK
Institution Rating:
A5.0 ★ Texas Ratio: 8.37%
Money Market Accounts
0.50%
$1,500
View
▼
Rate0.50%
Min Deposit$1,500
Min Balance—
UpdatedMay 15, 2026
Details

Washita State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Demand Accounts (MMDA)
0.50%
$2,500
View
▼
Rate0.50%
Min Deposit$2,500
Min Balance—
UpdatedMay 15, 2026
Details

Vast Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
Money Market
0.50%
$1,000
View
▼
Rate0.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details

Washita State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Demand Accounts (MMDA)
0.40%
$2,500
View
▼
Rate0.40%
Min Deposit$2,500
Min Balance—
UpdatedMay 15, 2026
Details

Triad Bank, N.A.
Institution Rating:
F2.2 ★ Texas Ratio: 48.96%
Money Market
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

$25,000 - $99,999.99

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Owasso, Oklahoma and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Owasso, OK Money Market Rate Trends

Compare local Owasso, OK money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Oklahoma MMA Trends →
High-Yield MMA — OK Avg
3.054%
▼ 0.490 vs 7 days ago

Oklahoma high-yield MMA rates fell 0.490 points over the past 7 days to 3.054% APY.

Standard MMA — OK Avg
0.714%
▼ 0.365 vs 7 days ago

Oklahoma standard MMA rates fell 0.365 points over the past 7 days to 0.714% APY.

As of May 20, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Owasso, Oklahoma money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Owasso, Oklahoma directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Owasso, Oklahoma. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in OK.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Owasso, Oklahoma

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Oklahoma.

Are Money Market accounts in Owasso, Oklahoma safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Oklahoma up to $250,000 per depositor, per institution.

How often do MMA rates change in Owasso, Oklahoma?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Oklahoma rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Owasso, Oklahoma?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Owasso, Oklahoma require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Owasso, Oklahoma

Here are some of the highest money market account APYs currently available in Owasso, Oklahoma and the surrounding area:
  • WeStreet Federal Credit Union
    Business Money Market — 4.00% APY
  • TTCU Federal Credit Union
    Money Market — 2.00% APY
  • Communication Federal Credit Union
    Liquid Gold Money Market — 1.25% APY
  • Western Sun Federal Credit Union
    Money Market — 1.20% APY
  • Tinker Federal Credit Union
    Command Fund — 0.50% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Owasso, Oklahoma. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 20, 2026

Owasso, Oklahoma Rates & Resources

$
Owasso, Oklahoma CD Rates
$
Owasso, Oklahoma Savings Rates
$
Owasso, Oklahoma Checking Rates
$
Owasso, Oklahoma Mortgage Rates
$
Owasso, Oklahoma Auto Loan Rates
$
Owasso, Oklahoma Personal Loan Rates