CD Rates Oklahoma (OK) for April 2026
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Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Oklahoma CD rates include WEOKIE Federal Credit UnionWEOKIE Federal Credit Union8100 W Reno Ave, Oklahoma City, OK 73127 7229A+5.0 ★Texas Ratio: 3.68%Real return: +1.30%APY minus CPI (February 2026) offering 3 Month Certificate Accounts and IRA Certificates at 4.10% APY, Lifetime Federal Credit UnionLifetime Federal Credit Union1400 S Boston Ave, Tulsa, OK 74119 3612A+5.0 ★Texas Ratio: 3.25%Real return: +1.17%APY minus CPI (February 2026) offering IRA / 12 Month Certificate at 3.97% APY, Washita State BankWashita State Bank701 State Highway 44, Burns Flat, OK 73624A+5.0 ★Texas Ratio: 0.00%Real return: +1.15%APY minus CPI (February 2026) offering 6 Month CD at 3.95% APY, Red River Employees Federal Credit UnionRed River Employees Federal Credit Union2018 S Washington, Idabel, OK 74745A+5.0 ★Texas Ratio: 5.10%Real return: +1.15%APY minus CPI (February 2026) offering 6 Month TEAL Certificate at 3.95% APY, and First Liberty BankFirst Liberty Bank9601 N May Ave, Oklahoma City, OK 73120A+5.0 ★Texas Ratio: 5.25%Real return: +1.10%APY minus CPI (February 2026) offering 6 Month CD at 3.90% APY. CD rates as of April 21, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare CD rates across all terms in Oklahoma side-by-side. Oklahoma CD rates currently reach as high as 4.10% APY from WEOKIE Federal Credit Union at 8100 W Reno Ave, Oklahoma City, OK 73127 7229. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 21, 2026
Compare Best CD Rates in Oklahoma
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
3 Month Certificate Accounts and IRA Certificates
$0
4.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
3 Month Special IRA Certificates
$1,000
3.55%
▼
Rate3.49%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Available for IRAs-Penalties may be imposed for early withdrawal
Gateway First Bank
Institution Rating:
F1.8 ★Texas Ratio: 53.47%
220 N Main St, Helena, OK 73741
3 months CD
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Minimum Balance $500
First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
1111 S Muskogee Ave, Tahlequah, OK 74464
3 mo Certificates of Deposit
$50,000
3.45%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
Great Southern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
4200 E Skelly Dr, Tulsa, OK 74135
3-Month CD
$1,000
3.40%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Bank of Commerce Duncan, OK
Institution Rating:
A-4.9 ★Texas Ratio: 16.35%
110 W Oklahoma Ave, Anadarko, OK 73005
3 Month (90 Day) CD
$0
3.35%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Bank of Vici
Institution Rating:
B-4.3 ★Texas Ratio: 23.13%
121 W Broadway, Vici, OK 73859
3 Month Certificate
$0
3.15%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Security Bank Tulsa, OK
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
10727 E 51st St, Tulsa, OK 74146
90 Days Certificates of Deposit
$2,000
3.04%
▼
Rate3.00%
Min Deposit$2,000
Min Balance—
UpdatedApr 21, 2026
Details
$2,000 minimum deposit to open.
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK 74129 1400
3-month Jumbo Certificate
$100,000
2.95%
▼
Rate2.92%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
2001 12th Ave NW, Ardmore, OK 73401
3 Month Share Certificate
$0
2.58%
▼
Rate2.55%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
American Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
301 North Choctaw, Beggs, OK 74421
3 Month Certificate of Deposit
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Washita State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
701 State Highway 44, Burns Flat, OK 73624
WSB Traditional CDs 3 Month
$1,000
1.16%
▼
Rate1.15%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
The Community State Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
405 Us Highway 271, Wister, OK 74966
30-90 Day CD
$0
1.16%
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK 74136 3344
IRA Certificates 3 Month
$0
1.13%
▼
Rate1.12%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
322 S Main St, Broken Arrow, OK 74012
91-Days (3-Month) Certificates of Deposit (CD)
$0
1.12%
▼
Rate1.12%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
FNB Community Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.57%
2911 S Air Depot Blvd, Midwest City, OK 73110
3 Month CD
$1,000
0.80%
▼
Rate0.80%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Triad Bank, N.A.
Institution Rating:
F2.2 ★Texas Ratio: 48.96%
7646 E 61st St, Tulsa, OK 74133
Certificates and Over 90 Days
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
$100,000; Penalty may apply for early withdrawal.
Encentus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1320 S Lewis Ave, Tulsa, OK 74104 4205
IRA Savings 3 Months
$0
0.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Regent Bank (OK)
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
7136 S Yale Ave, Tulsa, OK 74136
3 Month CD
$1,000
0.10%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Limited-time offer.
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
2018 S Washington, Idabel, OK 74745
6 Month TEAL Certificate
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Age 0-17
Washita State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
701 State Highway 44, Burns Flat, OK 73624
6 Month CD
$1,000
3.95%
▼
Rate3.88%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Annual Percentage Yield. Minimum balance of $1,000 to earn APY. Rate 3.88% as of 11/1/2025. Rates subject to change. Early withdrawal penalties may apply.
First Liberty Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
9601 N May Ave, Oklahoma City, OK 73120
6 Month CD
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK 74129 1400
6-month Jumbo Certificate
$100,000
3.85%
▼
Rate3.80%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details
Bank of Vici
Institution Rating:
B-4.3 ★Texas Ratio: 23.13%
121 W Broadway, Vici, OK 73859
6 Month Certificate
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Encentus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1320 S Lewis Ave, Tulsa, OK 74104 4205
IRA Savings 6 Months
$0
3.82%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
101 N WALKER AVE, OKLAHOMA CITY, OK 73102 2229
6 month Certificate
$1,000
3.80%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
The Community State Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
405 Us Highway 271, Wister, OK 74966
6 Month CD
$0
3.79%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Lakeside Bank of Salina
Institution Rating:
B4.6 ★Texas Ratio: 19.66%
103 W Ferry St, Salina, OK 74365
6 Month Jumbo Certificate of Deposits
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Union State Bank Arkansas City, KS
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
4110 Nowata Rd, Bartlesville, OK 74006
6-Month CD Special
$2,500
3.70%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 21, 2026
Details
Union State Bank CD Specials are available as a limited time offer. $2,500 minimum balance required, other restrictions apply.
First Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
402 E Main St, Henryetta, OK 74437
Share Certificates (CD) 6 Months
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Simmons Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
608 S Main St, Stillwater, OK 74074
6-month CD
$50,000
3.65%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
$50,000 - $250,000 New Money
Muskogee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
3502 Chandler Rd, Muskogee, OK 74403 4910
6 months Certificates & IRA Certificates
$1,000
3.61%
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
First Oklahoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
100 S Riverfront Dr, Jenks, OK 74037
6-month CD
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
1111 S Muskogee Ave, Tahlequah, OK 74464
6 mo Certificates of Deposit
$50,000
3.50%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
Gateway First Bank
Institution Rating:
F1.8 ★Texas Ratio: 53.47%
220 N Main St, Helena, OK 73741
6 months CD
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Minimum Balance $500
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
6 Month Special IRA Certificates
$1,000
3.50%
▼
Rate3.44%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Available for IRAs-Penalties may be imposed for early withdrawal
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK 74006
Share Certificate 6 Mo. Jumbo
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Regent Bank (OK)
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
7136 S Yale Ave, Tulsa, OK 74136
6 Month CD
$1,000
3.49%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Limited-time offer.
Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
907 S Detroit Ave, Tulsa, OK 74120 4205
6 month Jumbo Certificate
$0
3.46%
▼
Rate3.41%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Great Southern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
4200 E Skelly Dr, Tulsa, OK 74135
6-Month CD
$1,000
3.40%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Bank of Commerce Duncan, OK
Institution Rating:
A-4.9 ★Texas Ratio: 16.35%
110 W Oklahoma Ave, Anadarko, OK 73005
6 Month (180 Day) CD
$0
3.35%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
427 NW 6th St, Oklahoma City, OK 73102 2804
6 Month Share/IRA Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
6 Month Certificate Accounts and IRA Certificates
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
USE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
4301 S INTERSTATE 44 SERVICE RD, OKLAHOMA CITY, OK 73119
6 Months IRA Certificates
$500
3.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Fraternal Order Of Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
10110 E 11th St, Tulsa, OK 74128
Certificates of Deposit 6 Mo.
$1,000
3.23%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
$1,000-$49,000
Employees Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.81%
1120 W 17th St, Tulsa, OK 74107
Share Certificate Account 6 Month Jumbo
$50,000
3.19%
▼
Rate3.15%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.63%
7480 Highway 177 Ste A, Red Rock, OK 74651
6 months Certificates of Deposit (CD)
$0
3.04%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Bison Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
2 W Macarthur St, Shawnee, OK 74804 2026
6 Month Certificate of Deposit Account
$500
3.04%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
2001 12th Ave NW, Ardmore, OK 73401
6 Month Share Certificate
$0
2.93%
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
American Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
301 North Choctaw, Beggs, OK 74421
6 Month Certificate of Deposit
$1,000
2.50%
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
322 S Main St, Broken Arrow, OK 74012
182-Day (6-Month) Certificates of Deposit (CD)
$0
2.13%
▼
Rate2.11%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Triad Bank, N.A.
Institution Rating:
F2.2 ★Texas Ratio: 48.96%
7646 E 61st St, Tulsa, OK 74133
Certificates and Over 180 Days
$0
1.76%
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
$100,000; Penalty may apply for early withdrawal.
Community Bank Bristow, OK
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
104 S Main St, Bristow, OK 74010
6 Months Certificates of deposit
$2,500
1.60%
▼
Rate1.59%
Min Deposit$2,500
Min Balance—
UpdatedApr 21, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK 74136 3344
IRA Certificates 6 Month
$0
1.54%
▼
Rate1.52%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
First Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
1419 S Denver Ave, Tulsa, OK 74119
IRA Certificates 6 Months
$0
1.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
FNB Community Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.57%
2911 S Air Depot Blvd, Midwest City, OK 73110
6 Month CD
$1,000
0.90%
▼
Rate0.90%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
SpiritBank
Institution Rating:
B+4.7 ★Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
6 month Certificate of Deposit
$0
0.80%
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
6 Months Certificate
$0
0.65%
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
$75,000.00+
First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
4501 W Memorial Rd, Oklahoma City, OK 73142
6-month automatic saver CD
$500
0.01%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Lifetime Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
1400 S Boston Ave, Tulsa, OK 74119 3612
IRA / 12 Month Certificate
$0
3.97%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
101 N WALKER AVE, OKLAHOMA CITY, OK 73102 2229
12 month Certificate
$1,000
3.80%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Washita State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
701 State Highway 44, Burns Flat, OK 73624
WSB Traditional CDs 12 Month
$1,000
3.80%
▼
Rate3.74%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Elevate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
1329 E Main St, Pawhuska, OK 74056
1 YEAR CD
$0
3.79%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK 74129 1400
12-month Jumbo Certificate
$100,000
3.75%
▼
Rate3.70%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
12 Month Certificate Accounts and IRA Certificates
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
First Liberty Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
9601 N May Ave, Oklahoma City, OK 73120
12 Month CD (also IRA)
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
1111 S Muskogee Ave, Tahlequah, OK 74464
12 mo Certificates of Deposit
$50,000
3.70%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
Bank of Vici
Institution Rating:
B-4.3 ★Texas Ratio: 23.13%
121 W Broadway, Vici, OK 73859
12 Month Certificate
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Encentus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1320 S Lewis Ave, Tulsa, OK 74104 4205
IRA Savings 12 Months
$0
3.56%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
The Community State Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
405 Us Highway 271, Wister, OK 74966
12 Month CD
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
The Stock Exchange Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
1117 10th St, Woodward, OK 73801
Certificate of Deposit 12 Months
$500
3.53%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Union State Bank Arkansas City, KS
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
4110 Nowata Rd, Bartlesville, OK 74006
12-Month CD Special
$2,500
3.51%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 21, 2026
Details
Union State Bank CD Specials are available as a limited time offer. $2,500 minimum balance required, other restrictions apply.
Lakeside Bank of Salina
Institution Rating:
B4.6 ★Texas Ratio: 19.66%
103 W Ferry St, Salina, OK 74365
12 Month Certificate of Deposits
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Muskogee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
3502 Chandler Rd, Muskogee, OK 74403 4910
12 months Certificates & IRA Certificates
$1,000
3.51%
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
First Oklahoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
100 S Riverfront Dr, Jenks, OK 74037
1-year cd
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Old Glory Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
206 S Main St, Elmore City, OK 73433
Prosperity 12-Month CD
$2,500
3.50%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 21, 2026
Details
Security Bank Tulsa, OK
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
10727 E 51st St, Tulsa, OK 74146
12 Months Certificates of Deposit
$2,000
3.49%
▼
Rate3.45%
Min Deposit$2,000
Min Balance—
UpdatedApr 21, 2026
Details
$2,000 minimum deposit to open.
First Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
402 E Main St, Henryetta, OK 74437
Share Certificates (CD) 1 Year
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
907 S Detroit Ave, Tulsa, OK 74120 4205
12 month Jumbo Certificate
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Employees Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.81%
1120 W 17th St, Tulsa, OK 74107
Share Certificate Account 12 Month Jumbo
$50,000
3.39%
▼
Rate3.35%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
Bank of Commerce Duncan, OK
Institution Rating:
A-4.9 ★Texas Ratio: 16.35%
110 W Oklahoma Ave, Anadarko, OK 73005
12 Month CD
$0
3.35%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
2001 12th Ave NW, Ardmore, OK 73401
12 Month Share Certificate
$0
3.34%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Security Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.88%
1 Sw 1st St, Afton, OK 74331
12 Month CD
$0
3.34%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Gateway First Bank
Institution Rating:
F1.8 ★Texas Ratio: 53.47%
220 N Main St, Helena, OK 73741
12 months CD
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Minimum Balance $500
USE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
4301 S INTERSTATE 44 SERVICE RD, OKLAHOMA CITY, OK 73119
12 Months IRA Certificates
$500
3.30%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
12 Month Special IRA Certificates
$1,000
3.25%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Available for IRAs-Penalties may be imposed for early withdrawal
Bison Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
2 W Macarthur St, Shawnee, OK 74804 2026
1 Year Certificate of Deposit Account
$500
3.14%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Regent Bank (OK)
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
7136 S Yale Ave, Tulsa, OK 74136
12 Month CD
$1,000
3.13%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Limited-time offer.
The Bank of the West
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
401 South Main Street, Leedey, OK 73654
12 Months Certificate of Deposit
$1,000
3.04%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
427 NW 6th St, Oklahoma City, OK 73102 2804
1 Year Share/IRA Certificate
$0
2.95%
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
American Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
301 North Choctaw, Beggs, OK 74421
12 Month Certificate of Deposit
$1,000
2.85%
▼
Rate2.81%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.63%
7480 Highway 177 Ste A, Red Rock, OK 74651
12 months Certificates of Deposit (CD)
$0
2.84%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Community Bank Bristow, OK
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
104 S Main St, Bristow, OK 74010
12 Months Certificates of deposit
$2,500
2.70%
▼
Rate2.67%
Min Deposit$2,500
Min Balance—
UpdatedApr 21, 2026
Details
AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
322 S Main St, Broken Arrow, OK 74012
12-Month Certificates of Deposit (CD)
$0
2.60%
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK 74136 3344
IRA Certificates 12 Month
$0
2.15%
▼
Rate2.12%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
1420 Sw Lee Blvd, Lawton, OK 73501
12 Months Certificate of Deposit (CDs)
$500
2.00%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Open Account: $500.00; Obtain APY: $500.00
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK 74006
Share Certificate 12 Month
$0
1.85%
▼
Rate1.83%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
First Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
1419 S Denver Ave, Tulsa, OK 74119
IRA Certificates 12 Months
$0
1.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK 74701 3461
12-month Share Certificate
$10,000
1.11%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 21, 2026
Details
SpiritBank
Institution Rating:
B+4.7 ★Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
12 month Certificate of Deposit
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
FNB Community Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.57%
2911 S Air Depot Blvd, Midwest City, OK 73110
12 Month CD
$1,000
1.00%
▼
Rate1.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
12 Months Certificate
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
$75,000.00+
First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
4501 W Memorial Rd, Oklahoma City, OK 73142
1-year convertible CD
$500
0.01%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Qualifying balance up to $49,000.00
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
101 N WALKER AVE, OKLAHOMA CITY, OK 73102 2229
18 month Certificate
$1,000
3.80%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
SpiritBank
Institution Rating:
B+4.7 ★Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
IRA variable 18-month
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Security Bank Tulsa, OK
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
10727 E 51st St, Tulsa, OK 74146
18 Months Certificates of Deposit
$2,000
3.49%
▼
Rate3.45%
Min Deposit$2,000
Min Balance—
UpdatedApr 21, 2026
Details
$2,000 minimum deposit to open.
Encentus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1320 S Lewis Ave, Tulsa, OK 74104 4205
IRA Savings 18 Months
$0
3.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Security Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.88%
1 Sw 1st St, Afton, OK 74331
18 Month CD
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Bank of Commerce Duncan, OK
Institution Rating:
A-4.9 ★Texas Ratio: 16.35%
110 W Oklahoma Ave, Anadarko, OK 73005
18 Month CD
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
2001 12th Ave NW, Ardmore, OK 73401
18 Month Share Certificate
$0
3.24%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK 74129 1400
18-month Jumbo Certificate
$100,000
3.20%
▼
Rate3.16%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details
First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
1111 S Muskogee Ave, Tahlequah, OK 74464
18 mo Certificates of Deposit
$50,000
3.20%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
907 S Detroit Ave, Tulsa, OK 74120 4205
18 month Jumbo Certificate
$0
3.15%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Muskogee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
3502 Chandler Rd, Muskogee, OK 74403 4910
18 months Certificates & IRA Certificates
$500
3.14%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Gateway First Bank
Institution Rating:
F1.8 ★Texas Ratio: 53.47%
220 N Main St, Helena, OK 73741
18 months CD
$0
3.05%
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Minimum Balance $500
American Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
301 North Choctaw, Beggs, OK 74421
18 Month IRA Fixed & Roth & Education
$250
3.05%
▼
Rate3.00%
Min Deposit$250
Min Balance—
UpdatedApr 21, 2026
Details
Bank of Vici
Institution Rating:
B-4.3 ★Texas Ratio: 23.13%
121 W Broadway, Vici, OK 73859
18 Month Certificate
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
The Bank of the West
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
401 South Main Street, Leedey, OK 73654
18 Month IRA Variable Rate Certificate of Deposit
$1,000
3.04%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Regent Bank (OK)
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
7136 S Yale Ave, Tulsa, OK 74136
18 Month CD
$1,000
2.98%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Limited-time offer.
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
427 NW 6th St, Oklahoma City, OK 73102 2804
18 Month Share/IRA Certificate
$0
2.95%
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Community Bank Bristow, OK
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
104 S Main St, Bristow, OK 74010
18 Months Certificates of deposit
$1,000
2.85%
▼
Rate2.82%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
322 S Main St, Broken Arrow, OK 74012
18-Month Certificates of Deposit (CD)
$0
2.60%
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
The Stock Exchange Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
1117 10th St, Woodward, OK 73801
IRA Certificates 18 Month IRA
$500
2.53%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK 74136 3344
IRA Certificates 18 Month
$0
2.45%
▼
Rate2.42%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Lakeside Bank of Salina
Institution Rating:
B4.6 ★Texas Ratio: 19.66%
103 W Ferry St, Salina, OK 74365
18 Month Certificate of Deposits
$0
2.38%
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Triad Bank, N.A.
Institution Rating:
F2.2 ★Texas Ratio: 48.96%
7646 E 61st St, Tulsa, OK 74133
Certificates 18 Month
$0
2.26%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Under $100,000; Penalty may apply for early withdrawal.
The Community State Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
405 Us Highway 271, Wister, OK 74966
18 Month CD
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
1420 Sw Lee Blvd, Lawton, OK 73501
18 Months Certificate of Deposit (CDs)
$500
2.00%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Open Account: $500.00; Obtain APY: $500.00
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK 74006
Share Certificate 18 Month
$0
1.95%
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
18 Month CD
$1,000
1.75%
▼
Rate1.74%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
First Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
1419 S Denver Ave, Tulsa, OK 74119
IRA Certificates 18 Months
$0
1.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
FNB Community Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.57%
2911 S Air Depot Blvd, Midwest City, OK 73110
18 Month CD
$1,000
1.15%
▼
Rate1.15%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
18 Months Certificate
$0
0.85%
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
$75,000.00+
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Lifetime Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
1400 S Boston Ave, Tulsa, OK 74119 3612
IRA / 24 Month Certificate
$0
3.87%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Security Bank Tulsa, OK
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
10727 E 51st St, Tulsa, OK 74146
24 Months Certificates of Deposit
$2,000
3.55%
▼
Rate3.50%
Min Deposit$2,000
Min Balance—
UpdatedApr 21, 2026
Details
$2,000 minimum deposit to open.
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
24 Month Certificate Accounts and IRA Certificates
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
First Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
402 E Main St, Henryetta, OK 74437
Share Certificates (CD) 2 Year
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK 74129 1400
24-month Jumbo Boost Certificate
$100,000
3.40%
▼
Rate3.36%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details
First Oklahoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
100 S Riverfront Dr, Jenks, OK 74037
2-year cd
$0
3.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Muskogee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
3502 Chandler Rd, Muskogee, OK 74403 4910
24 months Certificates & IRA Certificates
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Employees Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.81%
1120 W 17th St, Tulsa, OK 74107
Share Certificate Account 24 Month Jumbo
$50,000
3.29%
▼
Rate3.25%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
First Liberty Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
9601 N May Ave, Oklahoma City, OK 73120
24 Month CD (also IRA)
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Security Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.88%
1 Sw 1st St, Afton, OK 74331
24 Month CD
$0
3.24%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
1111 S Muskogee Ave, Tahlequah, OK 74464
24 mo Certificates of Deposit
$50,000
3.20%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
907 S Detroit Ave, Tulsa, OK 74120 4205
24 month Jumbo Certificate & IRA
$0
3.15%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
2001 12th Ave NW, Ardmore, OK 73401
24 Month Share Certificate
$0
3.14%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
USE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
4301 S INTERSTATE 44 SERVICE RD, OKLAHOMA CITY, OK 73119
24 Months IRA Certificates
$500
3.10%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Encentus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1320 S Lewis Ave, Tulsa, OK 74104 4205
IRA Savings 24 Months
$0
3.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Bank of Vici
Institution Rating:
B-4.3 ★Texas Ratio: 23.13%
121 W Broadway, Vici, OK 73859
24 Month Certificate
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Gateway First Bank
Institution Rating:
F1.8 ★Texas Ratio: 53.47%
220 N Main St, Helena, OK 73741
24 months CD
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Minimum Balance $500
Bank of Commerce Duncan, OK
Institution Rating:
A-4.9 ★Texas Ratio: 16.35%
110 W Oklahoma Ave, Anadarko, OK 73005
24 Month CD
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Regent Bank (OK)
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
7136 S Yale Ave, Tulsa, OK 74136
24 Month CD
$1,000
2.98%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Limited-time offer.
American Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
301 North Choctaw, Beggs, OK 74421
24 Month Certificate of Deposit
$1,000
2.95%
▼
Rate2.91%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
427 NW 6th St, Oklahoma City, OK 73102 2804
2 Year Share/IRA Certificate
$0
2.95%
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK 74136 3344
IRA Certificates 24 Month
$0
2.76%
▼
Rate2.73%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Community Bank Bristow, OK
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
104 S Main St, Bristow, OK 74010
24 Months Certificates of deposit
$1,000
2.75%
▼
Rate2.72%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
24 Month Special IRA Certificates
$1,000
2.75%
▼
Rate2.72%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Available for IRAs-Penalties may be imposed for early withdrawal
Bison Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
2 W Macarthur St, Shawnee, OK 74804 2026
2 Years Certificate of Deposit Account
$500
2.63%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
The Stock Exchange Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
1117 10th St, Woodward, OK 73801
Certificate of Deposit 24 Months
$500
2.62%
▼
Rate2.60%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
322 S Main St, Broken Arrow, OK 74012
24-Month Certificates of Deposit (CD)
$0
2.60%
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.63%
7480 Highway 177 Ste A, Red Rock, OK 74651
24 months Certificates of Deposit (CD)
$0
2.59%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Washita State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
701 State Highway 44, Burns Flat, OK 73624
WSB Traditional CDs 24 Month
$1,000
2.58%
▼
Rate2.55%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
The Bank of the West
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
401 South Main Street, Leedey, OK 73654
24 Months Certificate of Deposit
$1,000
2.53%
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Triad Bank, N.A.
Institution Rating:
F2.2 ★Texas Ratio: 48.96%
7646 E 61st St, Tulsa, OK 74133
Certificates and Over 24 Month
$0
2.52%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
$100,000; Penalty may apply for early withdrawal.
Lakeside Bank of Salina
Institution Rating:
B4.6 ★Texas Ratio: 19.66%
103 W Ferry St, Salina, OK 74365
24 Month Certificate of Deposits
$0
2.43%
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK 74006
Share Certificate 24 Month
$0
2.05%
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Elevate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
1329 E Main St, Pawhuska, OK 74056
2 YEAR CD
$0
1.61%
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
First Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
1419 S Denver Ave, Tulsa, OK 74119
IRA Certificates 24 Months
$0
1.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK 74701 3461
24-month Share Certificate
$10,000
1.36%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 21, 2026
Details
Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
101 N WALKER AVE, OKLAHOMA CITY, OK 73102 2229
Jumbo Certificate 24 month
$75,000
1.26%
▼
Rate1.25%
Min Deposit$75,000
Min Balance—
UpdatedApr 21, 2026
Details
FNB Community Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.57%
2911 S Air Depot Blvd, Midwest City, OK 73110
24 Month CD
$1,000
1.21%
▼
Rate1.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
SpiritBank
Institution Rating:
B+4.7 ★Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
24 month Certificate of Deposit
$0
1.10%
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
24 Months Certificate
$0
0.95%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
$75,000.00+
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Security Bank Tulsa, OK
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
10727 E 51st St, Tulsa, OK 74146
36 Months Certificates of Deposit
$2,000
3.55%
▼
Rate3.50%
Min Deposit$2,000
Min Balance—
UpdatedApr 21, 2026
Details
$2,000 minimum deposit to open.
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK 74129 1400
36-month Jumbo Certificate
$100,000
3.35%
▼
Rate3.31%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details
Employees Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.81%
1120 W 17th St, Tulsa, OK 74107
Share Certificate Account 36 Month Jumbo
$50,000
3.29%
▼
Rate3.25%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
427 NW 6th St, Oklahoma City, OK 73102 2804
3 Year Share/IRA Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Regent Bank (OK)
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
7136 S Yale Ave, Tulsa, OK 74136
36 Month CD
$1,000
3.25%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Limited-time offer.
First Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
402 E Main St, Henryetta, OK 74437
Share Certificates (CD) 3 Year
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Muskogee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
3502 Chandler Rd, Muskogee, OK 74403 4910
36 months Certificates & IRA Certificates
$500
3.20%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
American Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
301 North Choctaw, Beggs, OK 74421
36 Month IRA Fixed
$250
3.20%
▼
Rate3.15%
Min Deposit$250
Min Balance—
UpdatedApr 21, 2026
Details
Security Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.88%
1 Sw 1st St, Afton, OK 74331
36 Month CD
$0
3.19%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK 74136 3344
IRA Certificates 36 Month
$0
3.17%
▼
Rate3.12%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
36 Month Certificate Accounts and IRA Certificates
$0
3.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
USE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
4301 S INTERSTATE 44 SERVICE RD, OKLAHOMA CITY, OK 73119
36 Months IRA Certificates
$500
3.10%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
2001 12th Ave NW, Ardmore, OK 73401
36 Month Share Certificate
$0
3.09%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Encentus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1320 S Lewis Ave, Tulsa, OK 74104 4205
IRA Savings 36 Months
$0
3.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
First Liberty Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
9601 N May Ave, Oklahoma City, OK 73120
36 Month CD
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
907 S Detroit Ave, Tulsa, OK 74120 4205
36 month Jumbo Certificate & IRA
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Gateway First Bank
Institution Rating:
F1.8 ★Texas Ratio: 53.47%
220 N Main St, Helena, OK 73741
36 months CD
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Minimum Balance $500
Triad Bank, N.A.
Institution Rating:
F2.2 ★Texas Ratio: 48.96%
7646 E 61st St, Tulsa, OK 74133
Certificates and Over 36 Month
$0
2.77%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
$100,000; Penalty may apply for early withdrawal.
Bank of Commerce Duncan, OK
Institution Rating:
A-4.9 ★Texas Ratio: 16.35%
110 W Oklahoma Ave, Anadarko, OK 73005
36 Month CD
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
The Stock Exchange Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
1117 10th St, Woodward, OK 73801
Certificate of Deposit 36 Months
$500
2.72%
▼
Rate2.70%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
1111 S Muskogee Ave, Tahlequah, OK 74464
36 mo Certificates of Deposit
$50,000
2.70%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
Washita State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
701 State Highway 44, Burns Flat, OK 73624
WSB Traditional CDs 36 Month
$1,000
2.65%
▼
Rate2.62%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
322 S Main St, Broken Arrow, OK 74012
36-Month Certificates of Deposit (CD)
$0
2.60%
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.63%
7480 Highway 177 Ste A, Red Rock, OK 74651
36 months Certificates of Deposit (CD)
$0
2.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK 74006
Share Certificate 36 Month
$0
2.45%
▼
Rate2.43%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Community Bank Bristow, OK
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
104 S Main St, Bristow, OK 74010
36 Months Certificates of deposit
$1,000
2.35%
▼
Rate2.33%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
36 Month CD
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
The Bank of the West
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
401 South Main Street, Leedey, OK 73654
36 Months Certificate of Deposit
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Elevate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
1329 E Main St, Pawhuska, OK 74056
3 YEAR CD
$0
1.71%
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK 74701 3461
36-month Share Certificate
$10,000
1.61%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 21, 2026
Details
First Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
1419 S Denver Ave, Tulsa, OK 74119
IRA Certificates 36 Months
$0
1.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
101 N WALKER AVE, OKLAHOMA CITY, OK 73102 2229
Jumbo Certificate 36 month
$75,000
1.36%
▼
Rate1.35%
Min Deposit$75,000
Min Balance—
UpdatedApr 21, 2026
Details
FNB Community Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.57%
2911 S Air Depot Blvd, Midwest City, OK 73110
36 Month CD
$1,000
1.31%
▼
Rate1.30%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
36 Months Certificate
$0
1.15%
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
$225,000.00+
SpiritBank
Institution Rating:
B+4.7 ★Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
3 year Certificate of Deposit
$0
1.15%
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Security Bank Tulsa, OK
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
10727 E 51st St, Tulsa, OK 74146
48 Months Certificates of Deposit
$2,000
3.55%
▼
Rate3.50%
Min Deposit$2,000
Min Balance—
UpdatedApr 21, 2026
Details
$2,000 minimum deposit to open.
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK 74129 1400
48-month Jumbo Boost Certificate
$100,000
3.50%
▼
Rate3.46%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details
Employees Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.81%
1120 W 17th St, Tulsa, OK 74107
Share Certificate Account 48 Month Jumbo
$50,000
3.29%
▼
Rate3.25%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
Regent Bank (OK)
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
7136 S Yale Ave, Tulsa, OK 74136
48 Month CD
$1,000
3.25%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Limited-time offer.
Security Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.88%
1 Sw 1st St, Afton, OK 74331
48 Month CD
$0
3.19%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
48 Month Certificate Accounts and IRA Certificates
$0
3.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
427 NW 6th St, Oklahoma City, OK 73102 2804
4 Year Share/IRA Certificate
$0
3.10%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
2001 12th Ave NW, Ardmore, OK 73401
48 Month Share Certificate
$0
3.09%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
USE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
4301 S INTERSTATE 44 SERVICE RD, OKLAHOMA CITY, OK 73119
48 Months IRA Certificates
$500
3.05%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Muskogee Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
3502 Chandler Rd, Muskogee, OK 74403 4910
48 months Certificates & IRA Certificates
$10,000
2.94%
▼
Rate2.90%
Min Deposit$10,000
Min Balance—
UpdatedApr 21, 2026
Details
Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
907 S Detroit Ave, Tulsa, OK 74120 4205
48 month Jumbo Certificate & IRA
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Gateway First Bank
Institution Rating:
F1.8 ★Texas Ratio: 53.47%
220 N Main St, Helena, OK 73741
48 months CD
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Minimum Balance $500
Washita State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
701 State Highway 44, Burns Flat, OK 73624
WSB Traditional CDs 48 Month
$1,000
2.82%
▼
Rate2.78%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Bank of Commerce Duncan, OK
Institution Rating:
A-4.9 ★Texas Ratio: 16.35%
110 W Oklahoma Ave, Anadarko, OK 73005
48 Month CD
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
322 S Main St, Broken Arrow, OK 74012
48-Month Certificates of Deposit (CD)
$0
2.60%
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Bank of Vici
Institution Rating:
B-4.3 ★Texas Ratio: 23.13%
121 W Broadway, Vici, OK 73859
48 Month Certificate
$0
2.56%
▼
Rate2.53%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK 74006
Share Certificate 48 Month
$0
2.55%
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
48 Month CD
$1,000
2.15%
▼
Rate2.13%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
1111 S Muskogee Ave, Tahlequah, OK 74464
48 mo Certificates of Deposit
$50,000
2.05%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK 74701 3461
48-month Share Certificate
$10,000
1.86%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 21, 2026
Details
The Bank of the West
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
401 South Main Street, Leedey, OK 73654
48 Months Certificate of Deposit
$1,000
1.76%
▼
Rate1.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
First Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
1419 S Denver Ave, Tulsa, OK 74119
IRA Certificates 48 Months
$0
1.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
101 N WALKER AVE, OKLAHOMA CITY, OK 73102 2229
Jumbo Certificate 48 month
$75,000
1.56%
▼
Rate1.55%
Min Deposit$75,000
Min Balance—
UpdatedApr 21, 2026
Details
FNB Community Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.57%
2911 S Air Depot Blvd, Midwest City, OK 73110
48 Month CD
$1,000
1.36%
▼
Rate1.35%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
48 Months Certificate
$0
1.20%
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
$225,000.00+
SpiritBank
Institution Rating:
B+4.7 ★Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
4 year Certificate of Deposit
$0
1.15%
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK 74129 1400
60-month Jumbo Certificate
$100,000
3.60%
▼
Rate3.55%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details
Security Bank Tulsa, OK
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
10727 E 51st St, Tulsa, OK 74146
60 Months Certificates of Deposit
$2,000
3.55%
▼
Rate3.50%
Min Deposit$2,000
Min Balance—
UpdatedApr 21, 2026
Details
$2,000 minimum deposit to open.
Employees Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.81%
1120 W 17th St, Tulsa, OK 74107
Share Certificate Account 60 Month Jumbo
$50,000
3.34%
▼
Rate3.30%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
Regent Bank (OK)
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
7136 S Yale Ave, Tulsa, OK 74136
60 Month CD
$1,000
3.25%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Limited-time offer.
Security Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.88%
1 Sw 1st St, Afton, OK 74331
60 Month CD
$0
3.24%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
1620 Lonnie Abbott Blvd, Ada, OK 74820
60 Month Share Certificate
$0
3.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
60 Month Certificate Accounts and IRA Certificates
$0
3.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
427 NW 6th St, Oklahoma City, OK 73102 2804
5 Year Share/IRA Certificate
$0
3.10%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Washita State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
701 State Highway 44, Burns Flat, OK 73624
WSB Traditional CDs 60 Month
$1,000
3.03%
▼
Rate2.99%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
First Liberty Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
9601 N May Ave, Oklahoma City, OK 73120
60 Month CD
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK 74006
Share Certificate 60 Month
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
City National B&T Co. of Lawton, OK
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
500 Montgomery Sq, Lawton, OK 73501
Certificate of Deposit 60 months and longer
$500
3.00%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
First Oklahoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
100 S Riverfront Dr, Jenks, OK 74037
5-year cd
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Gateway First Bank
Institution Rating:
F1.8 ★Texas Ratio: 53.47%
220 N Main St, Helena, OK 73741
60 months CD
$0
2.95%
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Minimum Balance $500
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.35%
2001 12th Ave NW, Ardmore, OK 73401
60 Month Share Certificate
$0
2.83%
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Bank of Vici
Institution Rating:
B-4.3 ★Texas Ratio: 23.13%
121 W Broadway, Vici, OK 73859
60 Month Certificate
$0
2.63%
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
322 S Main St, Broken Arrow, OK 74012
60-Month Certificates of Deposit (CD)
$0
2.60%
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
60 Month CD
$1,000
2.50%
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
1420 Sw Lee Blvd, Lawton, OK 73501
60 Months Certificate of Deposit (CDs)
$500
2.50%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Open Account: $500.00; Obtain APY: $500.00
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK 74701 3461
60-month Share Certificate
$10,000
2.11%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 21, 2026
Details
First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
1111 S Muskogee Ave, Tahlequah, OK 74464
60 mo Certificates of Deposit
$50,000
1.80%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
First Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
1419 S Denver Ave, Tulsa, OK 74119
IRA Certificates 60 Months
$0
1.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
101 N WALKER AVE, OKLAHOMA CITY, OK 73102 2229
60 month Certificate
$1,000
1.31%
▼
Rate1.30%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
SpiritBank
Institution Rating:
B+4.7 ★Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
5 year Certificate of Deposit
$0
1.29%
▼
Rate1.28%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
60 Months Certificate
$0
1.25%
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
$225,000.00+
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Oklahoma CD Rate Trends
Compare local Oklahoma CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — OK Avg
2.831%
▼ 0.036 vs 7 days ago
Oklahoma 12-month CD rates fell 0.036 points over the past 7 days to 2.831% APY.
6-Month CD — OK Avg
2.946%
▼ 0.005 vs 7 days ago
Oklahoma 6-month CD rates fell 0.005 points over the past 7 days to 2.946% APY.
As of Apr 21, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
OK CD Rate Forecast — Next 12 Months
Where are Oklahoma CD rates headed through April 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
OK 12-Month Avg APY
2.831%
6-Month Forecast
2.831%
Range: 2.63% – 2.98%
12-Month Forecast
2.581%
Range: 2.38% – 2.73%
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MonitorBankRates
What Your Savings Earn at OK CD Rates Today
Annual interest earnings at today’s Oklahoma average APYs. State average used where available; national average as fallback.
| CD Term | OK Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 2.502% | $125.11 | $250.22 | $625.55 | $1,251.10 |
| 6-Month CD | 2.946% | $147.30 | $294.60 | $736.50 | $1,473.00 |
| 12-Month CD | 2.831% | $141.57 | $283.14 | $707.85 | $1,415.70 |
| 18-Month CD | 2.652% | $132.61 | $265.22 | $663.05 | $1,326.10 |
| 24-Month CD | 2.696% | $134.79 | $269.57 | $673.93 | $1,347.85 |
| 36-Month CD | 2.644% | $132.18 | $264.36 | $660.90 | $1,321.80 |
| 48-Month CD | 2.624% | $131.21 | $262.42 | $656.05 | $1,312.10 |
| 60-Month CD | 2.771% | $138.55 | $277.09 | $692.73 | $1,385.45 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of April 21, 2026. | |||||
Sample CD Ladder for Oklahoma Savers
$25,000 split equally across 5 terms using today’s Oklahoma average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | OK Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 2.502% | $125.11 |
| 2 | 6-Month CD | $5,000 | 2.946% | $147.30 |
| 3 | 12-Month CD | $5,000 | 2.831% | $141.57 |
| 4 | 24-Month CD | $5,000 | 2.696% | $134.79 |
| 5 | 36-Month CD | $5,000 | 2.644% | $132.18 |
| Total ($25,000 invested) | $25,000 | 2.724% blended | $680.95/yr | |
Ladder example uses equal $5,000 rungs and Oklahoma average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
51
Institutions
in Oklahoma
in Oklahoma
30 Banks
21 Credit Unions
About Our Oklahoma CD Rate Database
MonitorBankRates tracks CD rates from 30 banks and 21 credit unions with locations in Oklahoma, plus national online institutions available to Oklahoma residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: WEOKIE Federal Credit Union offers a CD at 4.10% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Oklahoma.
How to Find the Best CD Rates in Oklahoma
What to compare when shopping for a CD in Oklahoma
To find the best APYs in Oklahoma, start with credit unions and online-only banks — Oklahoma has 21 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Oklahoma
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Oklahoma — 51 institutions here report CD rates
Consider an Alternative If…
- You may need funds within 30 days → Oklahoma savings rates
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing access → Oklahoma money market rates
Oklahoma Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024
Population 65+
16.3%
National avg: 17.3%
Median Individual Earnings
$40,265
National avg: $47,340
Poverty Rate
15.3%
National avg: 11.1%
Unemployment Rate
4.9%
National avg: 4.8%
CD Earnings on 10% of Salary
$114/yr
At OK 12-mo avg 2.831% APY
16.3% of residents are 65 or older — below the national average of 17.3%. At today’s OK 12-month CD average of 2.831%, saving 10% of the local median salary ($4,026/year) and putting it in a CD would earn an additional $114 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Oklahoma
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
Frequently Asked Questions about CD Rates in Oklahoma
Are CD rates in Oklahoma FDIC insured?
Yes, most established banks in Oklahoma are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Oklahoma?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Oklahoma.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Oklahoma may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Oklahoma?
Here are recent top rates found for this area:
- WEOKIE Federal Credit Union: 4.10% APY (3 Month Certificate Accounts and IRA Certificates)
- Lifetime Federal Credit Union: 3.97% APY (IRA / 12 Month Certificate)
- Washita State Bank: 3.95% APY (6 Month CD)
- Red River Employees Federal Credit Union: 3.95% APY (6 Month TEAL Certificate)
- First Liberty Bank: 3.90% APY (6 Month CD)
- WeStreet Federal Credit Union: 3.85% APY (6-month Jumbo Certificate)
- Bank of Vici: 3.82% APY (6 Month Certificate)
- Encentus Federal Credit Union: 3.82% APY (IRA Savings 6 Months)
- Municipal Employees Credit Union of Oklahoma City: 3.80% APY (12 month Certificate)
- Elevate Bank: 3.79% APY (1 YEAR CD)
Rates reflect recent verified offers available in Oklahoma. Last Updated: April 21, 2026
CD Calculators for Oklahoma
Oklahoma CD Calculator
At today’s OK top rate of 4.10% APY, a $10,000 deposit earns $410 in the first year. Enter your amount to see your exact return.
Oklahoma CD LadderOK CD rates currently range from 2.502% (3-month) to 2.644% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Oklahoma CD at 4.10% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsOklahoma’s average 12-month CD is 2.831% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Oklahoma directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Oklahoma. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in OK.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 21, 2026
Cities in Oklahoma
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