Oklahoma CD Rates Today - Compare Best APYs for June 2026
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Oklahoma CD rates include Vast BankVast Bank110 N Elgin Ave, Tulsa, OK 74120A+5.0 ★Texas Ratio: 4.77%Real return: +2.45%APY minus CPI (February 2026) offering 12 Month CD Special at 5.25% APY, ADVANCIALADVANCIAL815 NW 58th St, Oklahoma City, OK 73118 5912A+5.0 ★Texas Ratio: 9.94%Real return: +1.54%APY minus CPI (February 2026) offering Jumbo, 5 Year Term Certificates at 4.34% APY, Lifetime Federal Credit UnionLifetime Federal Credit Union1400 S Boston Ave, Tulsa, OK 74119 3612A+5.0 ★Texas Ratio: 3.14%Real return: +1.38%APY minus CPI (February 2026) offering IRA / 12 Month Certificate at 4.18% APY, Red River Employees Federal Credit UnionRed River Employees Federal Credit Union2018 S Washington, Idabel, OK 74745A+5.0 ★Texas Ratio: 4.81%Real return: +1.15%APY minus CPI (February 2026) offering 6 Months at 3.95% APY, and Washita State BankWashita State Bank701 State Highway 44, Burns Flat, OK 73624A+5.0 ★Texas Ratio: 0.00%Real return: +1.15%APY minus CPI (February 2026) offering 6 Month at 3.95% APY. CD rates as of June 7, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare CD rates across all terms in Oklahoma side-by-side. Oklahoma CD rates currently reach as high as 5.25% APY from Vast Bank at 110 N Elgin Ave, Tulsa, OK 74120. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: June 7, 2026
Compare Best CD Rates in Oklahoma
Oklahoma 3 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
3 Month CD Special
$1,000
5.25%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 3, 2026
Details
APY is fixed for the initial term. Upon maturity, CD Specials will auto-renew into a standard CD for the same term at the rate offered at time of renewal.
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
3 Month Special
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Contact Us Today
First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
1111 S Muskogee Ave, Tahlequah, OK 74464
3 mo
$50,000
3.45%
▼
Rate3.40%
Min Deposit$50,000
Min Balance—
UpdatedJun 5, 2026
Details
First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
1111 S Muskogee Ave, Tahlequah, OK 74464
3 mo
$1,000
3.40%
▼
Rate3.35%
Min Deposit$1,000
Min Balance—
UpdatedJun 5, 2026
Details
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
3 Month Certificate Accounts and IRA Certificates
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
3-Month Certificate
$1,000
3.25%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
Quick deposit, solid gains
Bank of Vici
Institution Rating:
B-4.3 ★Texas Ratio: 23.13%
121 W Broadway, Vici, OK 73859
3 Month Certificate
$0
3.15%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedJun 4, 2026
Details
Security Bank Tulsa, OK
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
10727 E 51st St, Tulsa, OK 74146
90 Days
$2,000
3.04%
▼
Rate3.00%
Min Deposit$2,000
Min Balance—
UpdatedJun 4, 2026
Details
APY assumes interest is compounded quarterly and stays on deposit until maturity. Withdrawal of interest will reduce earnings. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal from a Certificate of Deposit.
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
311 E McElroy Rd, Stillwater, OK 74075 3815
Share Certificates 3 Months
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
3-month Jumbo Certificate
$100,000
2.95%
▼
Rate2.92%
Min Deposit$100,000
Min Balance—
UpdatedMay 23, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
3-month Jumbo IRA Certificate
$100,000
2.95%
▼
Rate2.92%
Min Deposit$100,000
Min Balance—
UpdatedMay 23, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
3-month Certificate
$1,000
2.90%
▼
Rate2.87%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
3-month IRA Certificate
$1,000
2.90%
▼
Rate2.87%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
2001 12th Ave NW, Ardmore, OK 73401
3 Month Share Certificate
$0
2.58%
▼
Rate2.55%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
2001 12th Ave NW, Ardmore, OK 73401
IRA Certificates 3 Months
$0
2.58%
▼
Rate2.55%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
First Enterprise Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 W Britton Rd, Oklahoma City, OK 73114
3 Months
$1,000
1.50%
▼
Rate1.50%
Min Deposit$1,000
Min Balance—
UpdatedJun 3, 2026
Details
Washita State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
701 State Highway 44, Burns Flat, OK 73624
3 Month
$1,000
1.16%
▼
Rate1.15%
Min Deposit$1,000
Min Balance—
UpdatedJun 3, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
6600 S Yale Ave Ste 101, Tulsa, OK 74136 3344
IRA Certificates 3 Month
$0
1.13%
▼
Rate1.12%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
322 S Main St, Broken Arrow, OK 74012
91-Days (3-Month)
$0
1.12%
▼
Rate1.12%
Min Deposit$0
Min Balance—
UpdatedJun 4, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
6600 S Yale Ave Ste 101, Tulsa, OK 74136 3344
3 Month Share Certificates
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
3 Month CD
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
FNB Community Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.57%
2911 S Air Depot Blvd, Midwest City, OK 73110
3 Month CD
$1,000
0.80%
▼
Rate0.80%
Min Deposit$1,000
Min Balance—
UpdatedJun 5, 2026
Details
Oklahoma 6 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
6 Month CD Special
$1,000
5.25%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 3, 2026
Details
APY is fixed for the initial term. Upon maturity, CD Specials will auto-renew into a standard CD for the same term at the rate offered at time of renewal.
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
2018 S Washington, Idabel, OK 74745
6 Month TEAL Certificate (Age 0-17)
$250
3.95%
▼
Rate3.88%
Min Deposit$250
Min Balance—
UpdatedMay 22, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
2018 S Washington, Idabel, OK 74745
6 Months
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
2018 S Washington, Idabel, OK 74745
6-Month TEAL Certificate
$250
3.95%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 22, 2026
Details
For Kids and Teams; TEAL is short for Teens Earning And Learning, but any member from 0 to 17 years of age can have one of these lower-deposit certificates.
Washita State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
701 State Highway 44, Burns Flat, OK 73624
6 Month
$1,000
3.95%
▼
Rate3.88%
Min Deposit$1,000
Min Balance—
UpdatedJun 3, 2026
Details
Washita State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
701 State Highway 44, Burns Flat, OK 73624
6 Month CD
$0
3.95%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Rate 3.88% as of 11/1/2025. Rates subject to change. Early withdrawal penalties may apply.
First Liberty Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
9601 N May Ave, Oklahoma City, OK 73120
6 Month CD
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
6-month Jumbo Certificate
$100,000
3.85%
▼
Rate3.80%
Min Deposit$100,000
Min Balance—
UpdatedMay 23, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
6-month Jumbo IRA Certificate
$100,000
3.85%
▼
Rate3.80%
Min Deposit$100,000
Min Balance—
UpdatedMay 23, 2026
Details
Bank of Vici
Institution Rating:
B-4.3 ★Texas Ratio: 23.13%
121 W Broadway, Vici, OK 73859
6 Month Certificate
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 4, 2026
Details
Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
101 N WALKER AVE, OKLAHOMA CITY, OK 73102 2229
6 month Certificate
$1,000
3.80%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
First Enterprise Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 W Britton Rd, Oklahoma City, OK 73114
6 Months
$1,000
3.75%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedJun 3, 2026
Details
Union State Bank Arkansas City, KS
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
4110 Nowata Rd, Bartlesville, OK 74006
6-Month CD Special
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 5, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
6-month Certificate
$1,000
3.65%
▼
Rate3.60%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
6-month IRA Certificate
$1,000
3.65%
▼
Rate3.60%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
First Oklahoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
100 S Riverfront Dr, Jenks, OK 74037
6-month CD
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
6 Month Special
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Contact Us Today
First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
1111 S Muskogee Ave, Tahlequah, OK 74464
6 mo
$50,000
3.50%
▼
Rate3.44%
Min Deposit$50,000
Min Balance—
UpdatedJun 5, 2026
Details
First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
1111 S Muskogee Ave, Tahlequah, OK 74464
6 mo
$1,000
3.45%
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
UpdatedJun 5, 2026
Details
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
311 E McElroy Rd, Stillwater, OK 74075 3815
Share Certificates 6 Months
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
6 Month Certificate Accounts and IRA Certificates
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
6-Month Certificate
$1,000
3.25%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
Great short-term rate
Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 23.54%
7480 Highway 177 Ste A, Red Rock, OK 74651
6 months Certificates of Deposit (CD)
$0
3.04%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 23.54%
7480 Highway 177 Ste A, Red Rock, OK 74651
Certificates of Deposit (CD) 6 months
$0
3.04%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Bison Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
2 W Macarthur St, Shawnee, OK 74804 2026
IRA Certificate Account 6 Month
$500
3.04%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 7, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
2001 12th Ave NW, Ardmore, OK 73401
6 Month Share Certificate
$0
2.93%
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
2001 12th Ave NW, Ardmore, OK 73401
IRA Certificates 6 Months
$0
2.93%
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
322 S Main St, Broken Arrow, OK 74012
182-Day (6-Month)
$0
2.13%
▼
Rate2.11%
Min Deposit$0
Min Balance—
UpdatedJun 4, 2026
Details
AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
322 S Main St, Broken Arrow, OK 74012
IRA Certificate 182-Days (6-Months)
$0
2.13%
▼
Rate2.11%
Min Deposit$0
Min Balance—
UpdatedJun 4, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
6600 S Yale Ave Ste 101, Tulsa, OK 74136 3344
IRA Certificates 6 Month
$0
1.54%
▼
Rate1.52%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
6600 S Yale Ave Ste 101, Tulsa, OK 74136 3344
6 Month Share Certificates
$0
1.41%
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
6 Month CD
$0
1.25%
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
FNB Community Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.57%
2911 S Air Depot Blvd, Midwest City, OK 73110
6 Month CD
$1,000
0.90%
▼
Rate0.90%
Min Deposit$1,000
Min Balance—
UpdatedJun 5, 2026
Details
SpiritBank
Institution Rating:
B+4.7 ★Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
6 month
$0
0.80%
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
6 Months Certificate
$0
0.65%
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
IRA Certificate 6 Months
$0
0.65%
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
6 Months Certificate
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
$0.00 - $74,999.99
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
IRA Certificate 6 Months
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
4501 W Memorial Rd, Oklahoma City, OK 73142
6 months
$500
0.01%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 3, 2026
Details
Oklahoma 12 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
12 Month CD Special
$1,000
5.25%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 3, 2026
Details
APY is fixed for the initial term. Upon maturity, CD Specials will auto-renew into a standard CD for the same term at the rate offered at time of renewal.
Lifetime Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
1400 S Boston Ave, Tulsa, OK 74119 3612
IRA / 12 Month Certificate
$2,000
4.18%
▼
Rate—
Min Deposit$2,000
Min Balance—
UpdatedJun 7, 2026
Details
First Liberty Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
9601 N May Ave, Oklahoma City, OK 73120
12 Month CD
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
IRA eligible
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
2018 S Washington, Idabel, OK 74745
12 Months
$0
3.88%
▼
Rate3.81%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
101 N WALKER AVE, OKLAHOMA CITY, OK 73102 2229
12 month Certificate
$1,000
3.80%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Washita State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
701 State Highway 44, Burns Flat, OK 73624
12 Month
$1,000
3.80%
▼
Rate3.74%
Min Deposit$1,000
Min Balance—
UpdatedJun 3, 2026
Details
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
12-Month
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
APY = Annual Percentage Yield. See link for details.
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
12-Month Certificate
$1,000
3.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
Guaranteed long-term growth
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
12 Month Certificate Accounts and IRA Certificates
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
12-month Jumbo IRA Certificate
$100,000
3.75%
▼
Rate3.70%
Min Deposit$100,000
Min Balance—
UpdatedMay 23, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
12-month Jumbo Certificate
$100,000
3.75%
▼
Rate3.70%
Min Deposit$100,000
Min Balance—
UpdatedMay 23, 2026
Details
First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
1111 S Muskogee Ave, Tahlequah, OK 74464
12 mo
$50,000
3.70%
▼
Rate3.64%
Min Deposit$50,000
Min Balance—
UpdatedJun 5, 2026
Details
First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
1111 S Muskogee Ave, Tahlequah, OK 74464
12 mo
$1,000
3.65%
▼
Rate3.59%
Min Deposit$1,000
Min Balance—
UpdatedJun 5, 2026
Details
Bank of Vici
Institution Rating:
B-4.3 ★Texas Ratio: 23.13%
121 W Broadway, Vici, OK 73859
12 Month Certificate
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 4, 2026
Details
Union State Bank Arkansas City, KS
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
4110 Nowata Rd, Bartlesville, OK 74006
12-Month CD Special
$0
3.51%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 5, 2026
Details
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
311 E McElroy Rd, Stillwater, OK 74075 3815
Share Certificates 12 Months
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
12-month Certificate
$1,000
3.50%
▼
Rate3.46%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
12-month IRA Certificate
$1,000
3.50%
▼
Rate3.46%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
First Oklahoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
100 S Riverfront Dr, Jenks, OK 74037
1-year cd
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
First Enterprise Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 W Britton Rd, Oklahoma City, OK 73114
12 Months
$1,000
3.50%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedJun 3, 2026
Details
Security Bank Tulsa, OK
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
10727 E 51st St, Tulsa, OK 74146
12 Months
$2,000
3.49%
▼
Rate3.45%
Min Deposit$2,000
Min Balance—
UpdatedJun 4, 2026
Details
APY assumes interest is compounded quarterly and stays on deposit until maturity. Withdrawal of interest will reduce earnings. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal from a Certificate of Deposit.
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
2001 12th Ave NW, Ardmore, OK 73401
IRA Certificates 12 Months
$0
3.34%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
2001 12th Ave NW, Ardmore, OK 73401
12 Month Share Certificate
$0
3.34%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
12 Month Special
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
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Bison Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
2 W Macarthur St, Shawnee, OK 74804 2026
IRA Certificate Account 1 Year
$500
3.14%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 7, 2026
Details
The Bank of the West
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
401 South Main Street, Leedey, OK 73654
12 Months
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 4, 2026
Details
Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 23.54%
7480 Highway 177 Ste A, Red Rock, OK 74651
12 months Certificates of Deposit (CD)
$0
2.84%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 23.54%
7480 Highway 177 Ste A, Red Rock, OK 74651
Certificates of Deposit (CD) 12 months
$0
2.84%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
322 S Main St, Broken Arrow, OK 74012
12-Month
$0
2.60%
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedJun 4, 2026
Details
AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
322 S Main St, Broken Arrow, OK 74012
IRA Certificate 12-Months
$0
2.60%
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedJun 4, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
6600 S Yale Ave Ste 101, Tulsa, OK 74136 3344
IRA Certificates 12 Month
$0
2.15%
▼
Rate2.12%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
6600 S Yale Ave Ste 101, Tulsa, OK 74136 3344
12 Month Share Certificates
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
12 Month CD
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
424 N Washington Ave, Durant, OK 74701 3461
12-month Share Certificate
$10,000
1.11%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedJun 1, 2026
Details
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
424 N Washington Ave, Durant, OK 74701 3461
Share Certificate (CD) 1 year
$0
1.11%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Balance Over $10,000
SpiritBank
Institution Rating:
B+4.7 ★Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
12 month
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
FNB Community Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.57%
2911 S Air Depot Blvd, Midwest City, OK 73110
12 Month CD
$1,000
1.00%
▼
Rate1.00%
Min Deposit$1,000
Min Balance—
UpdatedJun 5, 2026
Details
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
424 N Washington Ave, Durant, OK 74701 3461
12-month Share Certificate
$1,000
0.86%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 1, 2026
Details
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
424 N Washington Ave, Durant, OK 74701 3461
Share Certificate (CD) 1 year
$0
0.86%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Balance up to $9,999
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
12 Months Certificate
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
IRA Certificate 12 Months
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
12 Months Certificate
$0
0.65%
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
$0.00 - $74,999.99
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
IRA Certificate 12 Months
$0
0.65%
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
City National B&T Co. of Lawton, OK
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
500 Montgomery Sq, Lawton, OK 73501
1-Year IRA Certificate
$500
0.30%
▼
Rate0.30%
Min Deposit$500
Min Balance—
UpdatedJun 5, 2026
Details
First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
4501 W Memorial Rd, Oklahoma City, OK 73142
12 months
$500
0.01%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 3, 2026
Details
Oklahoma 18 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
101 N WALKER AVE, OKLAHOMA CITY, OK 73102 2229
18 month Certificate
$1,000
3.80%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
2018 S Washington, Idabel, OK 74745
18 Months
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
2018 S Washington, Idabel, OK 74745
IRA Certificate 18 Months
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
SpiritBank
Institution Rating:
B+4.7 ★Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
IRA variable 18-month
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Security Bank Tulsa, OK
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
10727 E 51st St, Tulsa, OK 74146
18 Months
$2,000
3.49%
▼
Rate3.45%
Min Deposit$2,000
Min Balance—
UpdatedJun 4, 2026
Details
APY assumes interest is compounded quarterly and stays on deposit until maturity. Withdrawal of interest will reduce earnings. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal from a Certificate of Deposit.
City National B&T Co. of Lawton, OK
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
500 Montgomery Sq, Lawton, OK 73501
18 months
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedJun 5, 2026
Details
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
311 E McElroy Rd, Stillwater, OK 74075 3815
Share Certificates 18 Months
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
2001 12th Ave NW, Ardmore, OK 73401
18 Month Share Certificate
$0
3.24%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
2001 12th Ave NW, Ardmore, OK 73401
IRA Certificates 18 Months
$0
3.24%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
18-month Jumbo Certificate
$100,000
3.20%
▼
Rate3.16%
Min Deposit$100,000
Min Balance—
UpdatedMay 23, 2026
Details
First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
1111 S Muskogee Ave, Tahlequah, OK 74464
18 mo
$50,000
3.20%
▼
Rate3.15%
Min Deposit$50,000
Min Balance—
UpdatedJun 5, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
18-month Certificate
$1,000
3.15%
▼
Rate3.11%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
1111 S Muskogee Ave, Tahlequah, OK 74464
18 mo
$1,000
3.15%
▼
Rate3.11%
Min Deposit$1,000
Min Balance—
UpdatedJun 5, 2026
Details
First Enterprise Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 W Britton Rd, Oklahoma City, OK 73114
18 Months
$1,000
3.05%
▼
Rate3.05%
Min Deposit$1,000
Min Balance—
UpdatedJun 3, 2026
Details
Bank of Vici
Institution Rating:
B-4.3 ★Texas Ratio: 23.13%
121 W Broadway, Vici, OK 73859
18 Month Certificate
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 4, 2026
Details
The Bank of the West
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
401 South Main Street, Leedey, OK 73654
18 Month IRA Variable Rate
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 4, 2026
Details
The Bank of the West
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
401 South Main Street, Leedey, OK 73654
18 Months
$0
2.79%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedJun 4, 2026
Details
AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
322 S Main St, Broken Arrow, OK 74012
18-Month
$0
2.60%
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedJun 4, 2026
Details
AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
322 S Main St, Broken Arrow, OK 74012
IRA Certificate 18-Months
$0
2.60%
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedJun 4, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
6600 S Yale Ave Ste 101, Tulsa, OK 74136 3344
IRA Certificates 18 Month
$0
2.45%
▼
Rate2.42%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
6600 S Yale Ave Ste 101, Tulsa, OK 74136 3344
18 Month Share Certificates
$0
2.32%
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
18 Month CD
$0
1.75%
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
FNB Community Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.57%
2911 S Air Depot Blvd, Midwest City, OK 73110
18 Month CD
$1,000
1.15%
▼
Rate1.15%
Min Deposit$1,000
Min Balance—
UpdatedJun 5, 2026
Details
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
18 Months Certificate
$0
0.85%
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
IRA Certificate 18 Months
$0
0.85%
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
18 Months Certificate
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
$0.00 - $74,999.99
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
IRA Certificate 18 Months
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
4501 W Memorial Rd, Oklahoma City, OK 73142
18 months
$500
0.02%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 3, 2026
Details
Oklahoma 24 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
24 Month CD Special
$1,000
5.25%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 3, 2026
Details
APY is fixed for the initial term. Upon maturity, CD Specials will auto-renew into a standard CD for the same term at the rate offered at time of renewal.
Lifetime Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
1400 S Boston Ave, Tulsa, OK 74119 3612
IRA / 24 Month Certificate
$2,000
3.97%
▼
Rate—
Min Deposit$2,000
Min Balance—
UpdatedJun 7, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
2018 S Washington, Idabel, OK 74745
24 Months
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Security Bank Tulsa, OK
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
10727 E 51st St, Tulsa, OK 74146
24 Months
$2,000
3.55%
▼
Rate3.50%
Min Deposit$2,000
Min Balance—
UpdatedJun 4, 2026
Details
APY assumes interest is compounded quarterly and stays on deposit until maturity. Withdrawal of interest will reduce earnings. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal from a Certificate of Deposit.
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
24 Month Certificate Accounts and IRA Certificates
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
24-month Jumbo Certificate
$100,000
3.40%
▼
Rate3.36%
Min Deposit$100,000
Min Balance—
UpdatedMay 23, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
24-month Jumbo IRA Certificate
$100,000
3.40%
▼
Rate3.36%
Min Deposit$100,000
Min Balance—
UpdatedMay 23, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
IRA Certificates 24-month Jumbo Boost Certificate
$100,000
3.40%
▼
Rate3.36%
Min Deposit$100,000
Min Balance—
UpdatedMay 23, 2026
Details
First Oklahoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
100 S Riverfront Dr, Jenks, OK 74037
2-year cd
$0
3.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
City National B&T Co. of Lawton, OK
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
500 Montgomery Sq, Lawton, OK 73501
24 months
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedJun 5, 2026
Details
First Liberty Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
9601 N May Ave, Oklahoma City, OK 73120
24 Month CD
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
IRA eligible
First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
1111 S Muskogee Ave, Tahlequah, OK 74464
24 mo
$50,000
3.20%
▼
Rate3.15%
Min Deposit$50,000
Min Balance—
UpdatedJun 5, 2026
Details
First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
1111 S Muskogee Ave, Tahlequah, OK 74464
24 mo
$1,000
3.15%
▼
Rate3.11%
Min Deposit$1,000
Min Balance—
UpdatedJun 5, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
2001 12th Ave NW, Ardmore, OK 73401
24 Month Share Certificate
$0
3.14%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
2001 12th Ave NW, Ardmore, OK 73401
IRA Certificates 24 Months
$0
3.14%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
24-month Certificate
$1,000
3.10%
▼
Rate3.06%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
IRA Certificates 24-month Boost Certificate
$1,000
3.10%
▼
Rate3.06%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
Bank of Vici
Institution Rating:
B-4.3 ★Texas Ratio: 23.13%
121 W Broadway, Vici, OK 73859
24 Month Certificate
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 4, 2026
Details
First Enterprise Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 W Britton Rd, Oklahoma City, OK 73114
24 Months
$1,000
2.95%
▼
Rate2.95%
Min Deposit$1,000
Min Balance—
UpdatedJun 3, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
6600 S Yale Ave Ste 101, Tulsa, OK 74136 3344
IRA Certificates 24 Month
$0
2.76%
▼
Rate2.73%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
24 Month Special
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Contact Us Today
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
6600 S Yale Ave Ste 101, Tulsa, OK 74136 3344
24 Month Share Certificates
$0
2.63%
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Bison Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
2 W Macarthur St, Shawnee, OK 74804 2026
IRA Certificate Account 2 Years
$500
2.63%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 7, 2026
Details
AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
322 S Main St, Broken Arrow, OK 74012
24-Month
$0
2.60%
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedJun 4, 2026
Details
AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
322 S Main St, Broken Arrow, OK 74012
IRA Certificate 24-Months
$0
2.60%
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedJun 4, 2026
Details
Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 23.54%
7480 Highway 177 Ste A, Red Rock, OK 74651
24 months Certificates of Deposit (CD)
$0
2.59%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 23.54%
7480 Highway 177 Ste A, Red Rock, OK 74651
Certificates of Deposit (CD) 24 months
$0
2.59%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Washita State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
701 State Highway 44, Burns Flat, OK 73624
24 Month
$1,000
2.58%
▼
Rate2.55%
Min Deposit$1,000
Min Balance—
UpdatedJun 3, 2026
Details
The Bank of the West
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
401 South Main Street, Leedey, OK 73654
24 Months
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedJun 4, 2026
Details
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
24 Month CD
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
311 E McElroy Rd, Stillwater, OK 74075 3815
Share Certificates 24 Months
$0
1.85%
▼
Rate1.83%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
424 N Washington Ave, Durant, OK 74701 3461
Share Certificate (CD) 2 years
$0
1.36%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Balance Over $10,000
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
424 N Washington Ave, Durant, OK 74701 3461
24-month Share Certificate
$10,000
1.36%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedJun 1, 2026
Details
FNB Community Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.57%
2911 S Air Depot Blvd, Midwest City, OK 73110
24 Month CD
$1,000
1.21%
▼
Rate1.20%
Min Deposit$1,000
Min Balance—
UpdatedJun 5, 2026
Details
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
424 N Washington Ave, Durant, OK 74701 3461
24-month Share Certificate
$1,000
1.11%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 1, 2026
Details
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
424 N Washington Ave, Durant, OK 74701 3461
Share Certificate (CD) 2 years
$0
1.11%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Balance up to $9,999
SpiritBank
Institution Rating:
B+4.7 ★Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
24 month
$0
1.10%
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
101 N WALKER AVE, OKLAHOMA CITY, OK 73102 2229
24 month Certificate
$1,000
1.00%
▼
Rate1.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
24 Months Certificate
$0
0.95%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
IRA Certificate 24 Months
$0
0.95%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
24 Months Certificate
$0
0.85%
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
$0.00 - $74,999.99
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
IRA Certificate 24 Months
$0
0.85%
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
4501 W Memorial Rd, Oklahoma City, OK 73142
2 years
$500
0.05%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 3, 2026
Details
Oklahoma 36 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Security Bank Tulsa, OK
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
10727 E 51st St, Tulsa, OK 74146
36 Months
$2,000
3.55%
▼
Rate3.50%
Min Deposit$2,000
Min Balance—
UpdatedJun 4, 2026
Details
APY assumes interest is compounded quarterly and stays on deposit until maturity. Withdrawal of interest will reduce earnings. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal from a Certificate of Deposit.
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
2018 S Washington, Idabel, OK 74745
36 Months
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
36-month Jumbo Certificate
$100,000
3.35%
▼
Rate3.31%
Min Deposit$100,000
Min Balance—
UpdatedMay 23, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
36-month Jumbo IRA Certificate
$100,000
3.35%
▼
Rate3.31%
Min Deposit$100,000
Min Balance—
UpdatedMay 23, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
36-month Certificate
$1,000
3.30%
▼
Rate3.26%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
36-month IRA Certificate
$1,000
3.30%
▼
Rate3.26%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
6600 S Yale Ave Ste 101, Tulsa, OK 74136 3344
IRA Certificates 36 Month
$0
3.17%
▼
Rate3.12%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
36 Month Certificate Accounts and IRA Certificates
$0
3.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
2001 12th Ave NW, Ardmore, OK 73401
IRA Certificates 36 Months
$0
3.09%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
2001 12th Ave NW, Ardmore, OK 73401
36 Month Share Certificate
$0
3.09%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
6600 S Yale Ave Ste 101, Tulsa, OK 74136 3344
36 Month Share Certificates
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
City National B&T Co. of Lawton, OK
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
500 Montgomery Sq, Lawton, OK 73501
36 months
$500
3.04%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedJun 5, 2026
Details
First Liberty Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
9601 N May Ave, Oklahoma City, OK 73120
36 Month CD
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
1111 S Muskogee Ave, Tahlequah, OK 74464
36 mo
$50,000
2.70%
▼
Rate2.67%
Min Deposit$50,000
Min Balance—
UpdatedJun 5, 2026
Details
Washita State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
701 State Highway 44, Burns Flat, OK 73624
36 Month
$1,000
2.65%
▼
Rate2.62%
Min Deposit$1,000
Min Balance—
UpdatedJun 3, 2026
Details
First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
1111 S Muskogee Ave, Tahlequah, OK 74464
36 mo
$1,000
2.65%
▼
Rate2.62%
Min Deposit$1,000
Min Balance—
UpdatedJun 5, 2026
Details
AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
322 S Main St, Broken Arrow, OK 74012
36-Month
$0
2.60%
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedJun 4, 2026
Details
AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
322 S Main St, Broken Arrow, OK 74012
IRA Certificate 36-Months
$0
2.60%
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedJun 4, 2026
Details
Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 23.54%
7480 Highway 177 Ste A, Red Rock, OK 74651
Certificates of Deposit (CD) 36 months
$0
2.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 23.54%
7480 Highway 177 Ste A, Red Rock, OK 74651
36 months Certificates of Deposit (CD)
$0
2.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
First Enterprise Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 W Britton Rd, Oklahoma City, OK 73114
36 Months
$1,000
2.50%
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedJun 3, 2026
Details
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
36 Month CD
$0
2.25%
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
The Bank of the West
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
401 South Main Street, Leedey, OK 73654
36 Months
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedJun 4, 2026
Details
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
311 E McElroy Rd, Stillwater, OK 74075 3815
Share Certificates 36 Months
$0
1.95%
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
424 N Washington Ave, Durant, OK 74701 3461
36-month Share Certificate
$10,000
1.61%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedJun 1, 2026
Details
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
424 N Washington Ave, Durant, OK 74701 3461
Share Certificate (CD) 3 years
$0
1.61%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Balance Over $10,000
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
424 N Washington Ave, Durant, OK 74701 3461
36-month Share Certificate
$1,000
1.36%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 1, 2026
Details
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
424 N Washington Ave, Durant, OK 74701 3461
Share Certificate (CD) 3 years
$0
1.36%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Balance up to $9,999
FNB Community Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.57%
2911 S Air Depot Blvd, Midwest City, OK 73110
36 Month CD
$1,000
1.31%
▼
Rate1.30%
Min Deposit$1,000
Min Balance—
UpdatedJun 5, 2026
Details
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
36 Months Certificate
$0
1.15%
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
IRA Certificate 36 Months
$0
1.15%
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
SpiritBank
Institution Rating:
B+4.7 ★Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
3 year
$0
1.15%
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
101 N WALKER AVE, OKLAHOMA CITY, OK 73102 2229
36 month Certificate
$1,000
1.11%
▼
Rate1.10%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
36 Months Certificate
$0
1.10%
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
$75,000.00 - $224,999.99
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
IRA Certificate 36 Months
$0
1.10%
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
36 Months Certificate
$0
1.05%
▼
Rate1.04%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
$0.00 - $74,999.99
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
IRA Certificate 36 Months
$0
1.05%
▼
Rate1.04%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
4501 W Memorial Rd, Oklahoma City, OK 73142
3 years
$500
0.05%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 3, 2026
Details
Oklahoma 48 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Security Bank Tulsa, OK
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
10727 E 51st St, Tulsa, OK 74146
48 Months
$2,000
3.55%
▼
Rate3.50%
Min Deposit$2,000
Min Balance—
UpdatedJun 4, 2026
Details
APY assumes interest is compounded quarterly and stays on deposit until maturity. Withdrawal of interest will reduce earnings. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal from a Certificate of Deposit.
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
2018 S Washington, Idabel, OK 74745
48 Months
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
48-month Jumbo Certificate
$100,000
3.50%
▼
Rate3.46%
Min Deposit$100,000
Min Balance—
UpdatedMay 23, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
48-month Jumbo IRA Certificate
$100,000
3.50%
▼
Rate3.46%
Min Deposit$100,000
Min Balance—
UpdatedMay 23, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
IRA Certificates 48-month Jumbo Boost Certificate
$100,000
3.50%
▼
Rate3.46%
Min Deposit$100,000
Min Balance—
UpdatedMay 23, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
48-month Certificate
$1,000
3.20%
▼
Rate3.16%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
48-month IRA Certificate
$1,000
3.20%
▼
Rate3.16%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
IRA Certificates 48-month Boost Certificate
$1,000
3.20%
▼
Rate3.16%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
48 Month Certificate Accounts and IRA Certificates
$0
3.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
2001 12th Ave NW, Ardmore, OK 73401
48 Month Share Certificate
$0
3.09%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
2001 12th Ave NW, Ardmore, OK 73401
IRA Certificates 48 Months
$0
3.09%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
City National B&T Co. of Lawton, OK
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
500 Montgomery Sq, Lawton, OK 73501
48 months
$500
3.04%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedJun 5, 2026
Details
Washita State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
701 State Highway 44, Burns Flat, OK 73624
48 Month
$1,000
2.82%
▼
Rate2.78%
Min Deposit$1,000
Min Balance—
UpdatedJun 3, 2026
Details
AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
322 S Main St, Broken Arrow, OK 74012
48-Month
$0
2.60%
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedJun 4, 2026
Details
AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
322 S Main St, Broken Arrow, OK 74012
IRA Certificate 48-Months
$0
2.60%
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedJun 4, 2026
Details
Bank of Vici
Institution Rating:
B-4.3 ★Texas Ratio: 23.13%
121 W Broadway, Vici, OK 73859
48 Month Certificate
$0
2.56%
▼
Rate2.53%
Min Deposit$0
Min Balance—
UpdatedJun 4, 2026
Details
First Enterprise Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 W Britton Rd, Oklahoma City, OK 73114
48 Months
$1,000
2.50%
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedJun 3, 2026
Details
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
48 Month CD
$0
2.15%
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
1111 S Muskogee Ave, Tahlequah, OK 74464
48 mo
$50,000
2.05%
▼
Rate2.03%
Min Deposit$50,000
Min Balance—
UpdatedJun 5, 2026
Details
First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
1111 S Muskogee Ave, Tahlequah, OK 74464
48 mo
$1,000
2.00%
▼
Rate1.98%
Min Deposit$1,000
Min Balance—
UpdatedJun 5, 2026
Details
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
424 N Washington Ave, Durant, OK 74701 3461
48-month Share Certificate
$10,000
1.86%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedJun 1, 2026
Details
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
424 N Washington Ave, Durant, OK 74701 3461
Share Certificate (CD) 4 years
$0
1.86%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Balance Over $10,000
The Bank of the West
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
401 South Main Street, Leedey, OK 73654
48 Months
$0
1.76%
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedJun 4, 2026
Details
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
424 N Washington Ave, Durant, OK 74701 3461
48-month Share Certificate
$1,000
1.61%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 1, 2026
Details
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
424 N Washington Ave, Durant, OK 74701 3461
Share Certificate (CD) 4 years
$0
1.61%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Balance up to $9,999
FNB Community Bank
Institution Rating:
B+4.8 ★Texas Ratio: 17.57%
2911 S Air Depot Blvd, Midwest City, OK 73110
48 Month CD
$1,000
1.36%
▼
Rate1.35%
Min Deposit$1,000
Min Balance—
UpdatedJun 5, 2026
Details
Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
101 N WALKER AVE, OKLAHOMA CITY, OK 73102 2229
48 month Certificate
$1,000
1.21%
▼
Rate1.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
48 Months Certificate
$0
1.20%
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
IRA Certificate 48 Months
$0
1.20%
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
48 Months Certificate
$0
1.15%
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
$75,000.00 - $224,999.99
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
IRA Certificate 48 Months
$0
1.15%
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
SpiritBank
Institution Rating:
B+4.7 ★Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
4 year
$0
1.15%
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
48 Months Certificate
$0
1.10%
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
$0.00 - $74,999.99
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
IRA Certificate 48 Months
$0
1.10%
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
4501 W Memorial Rd, Oklahoma City, OK 73142
4 years
$500
0.15%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 3, 2026
Details
Oklahoma 60 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 9.94%
815 NW 58th St, Oklahoma City, OK 73118 5912
Jumbo, 5 Year Term Certificates
$0
4.34%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
60-month Jumbo Certificate
$100,000
3.60%
▼
Rate3.55%
Min Deposit$100,000
Min Balance—
UpdatedMay 23, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
60-month Jumbo IRA Certificate
$100,000
3.60%
▼
Rate3.55%
Min Deposit$100,000
Min Balance—
UpdatedMay 23, 2026
Details
Security Bank Tulsa, OK
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
10727 E 51st St, Tulsa, OK 74146
60 Months
$2,000
3.55%
▼
Rate3.50%
Min Deposit$2,000
Min Balance—
UpdatedJun 4, 2026
Details
APY assumes interest is compounded quarterly and stays on deposit until maturity. Withdrawal of interest will reduce earnings. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal from a Certificate of Deposit.
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
2018 S Washington, Idabel, OK 74745
60 Months
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
60-month Certificate
$1,000
3.30%
▼
Rate3.26%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 20.17%
9323 E 21st St, Tulsa, OK 74129 1400
60-month IRA Certificate
$1,000
3.30%
▼
Rate3.26%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
60 Month Certificate Accounts and IRA Certificates
$0
3.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
City National B&T Co. of Lawton, OK
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
500 Montgomery Sq, Lawton, OK 73501
60 months
$500
3.04%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedJun 5, 2026
Details
Washita State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
701 State Highway 44, Burns Flat, OK 73624
60 Month
$1,000
3.03%
▼
Rate2.99%
Min Deposit$1,000
Min Balance—
UpdatedJun 3, 2026
Details
First Oklahoma Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
100 S Riverfront Dr, Jenks, OK 74037
5-year cd
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
First Liberty Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.25%
9601 N May Ave, Oklahoma City, OK 73120
60 Month CD
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
City National B&T Co. of Lawton, OK
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
500 Montgomery Sq, Lawton, OK 73501
60 months and longer
$500
3.00%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedJun 5, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
2001 12th Ave NW, Ardmore, OK 73401
60 Month Share Certificate
$0
2.83%
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.09%
2001 12th Ave NW, Ardmore, OK 73401
IRA Certificates 60 Months
$0
2.83%
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Bank of Vici
Institution Rating:
B-4.3 ★Texas Ratio: 23.13%
121 W Broadway, Vici, OK 73859
60 Month Certificate
$0
2.63%
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedJun 4, 2026
Details
AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
322 S Main St, Broken Arrow, OK 74012
60-Month
$0
2.60%
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedJun 4, 2026
Details
AVB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
322 S Main St, Broken Arrow, OK 74012
IRA Certificate 60-Months
$0
2.60%
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedJun 4, 2026
Details
Vast Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
60 Month CD
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
First Enterprise Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1000 W Britton Rd, Oklahoma City, OK 73114
60 Months
$1,000
2.50%
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedJun 3, 2026
Details
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
424 N Washington Ave, Durant, OK 74701 3461
60-month Share Certificate
$10,000
2.11%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedJun 1, 2026
Details
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
424 N Washington Ave, Durant, OK 74701 3461
Share Certificate (CD) 5 years
$0
2.11%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Balance Over $10,000
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
311 E McElroy Rd, Stillwater, OK 74075 3815
Share Certificates 60 Months
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
424 N Washington Ave, Durant, OK 74701 3461
60-month Share Certificate
$1,000
1.86%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJun 1, 2026
Details
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
424 N Washington Ave, Durant, OK 74701 3461
Share Certificate (CD) 5 years
$0
1.86%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Balance up to $9,999
First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
1111 S Muskogee Ave, Tahlequah, OK 74464
60 mo
$50,000
1.80%
▼
Rate1.79%
Min Deposit$50,000
Min Balance—
UpdatedJun 5, 2026
Details
First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★Texas Ratio: 12.38%
1111 S Muskogee Ave, Tahlequah, OK 74464
60 mo
$1,000
1.75%
▼
Rate1.74%
Min Deposit$1,000
Min Balance—
UpdatedJun 5, 2026
Details
Municipal Employees Credit Union of Oklahoma City
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
101 N WALKER AVE, OKLAHOMA CITY, OK 73102 2229
60 month Certificate
$1,000
1.31%
▼
Rate1.30%
Min Deposit$1,000
Min Balance—
UpdatedMay 20, 2026
Details
SpiritBank
Institution Rating:
B+4.7 ★Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
5 year
$0
1.29%
▼
Rate1.28%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
60 Months Certificate
$0
1.25%
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
IRA Certificate 60 Months
$0
1.25%
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
60 Months Certificate
$0
1.20%
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
$75,000.00 - $224,999.99
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
IRA Certificate 60 Months
$0
1.20%
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
60 Months Certificate
$0
1.15%
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
$0.00 - $74,999.99
Oklahoma Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
4001 NW Expressway, OKLAHOMA CITY, OK 73116 1686
IRA Certificate 60 Months
$0
1.15%
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
4501 W Memorial Rd, Oklahoma City, OK 73142
5 years
$500
0.15%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 3, 2026
Details
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Oklahoma CD Rate Trends
Compare local Oklahoma CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — OK Avg
2.589%
▲ 0.071 vs 7 days ago
Oklahoma 12-month CD rates rose 0.071 points over the past 7 days to 2.589% APY.
6-Month CD — OK Avg
2.846%
▲ 0.075 vs 7 days ago
Oklahoma 6-month CD rates rose 0.075 points over the past 7 days to 2.846% APY.
As of Jun 9, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
OK CD Rate Forecast — Next 12 Months
Where are Oklahoma CD rates headed through June 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
OK 12-Month Avg APY
2.589%
6-Month Forecast
2.589%
Range: 2.39% – 2.74%
12-Month Forecast
2.339%
Range: 2.14% – 2.49%
Powered by
MonitorBankRates
What Your Savings Earn at OK CD Rates Today
Annual interest earnings at today’s Oklahoma average APYs. State average used where available; national average as fallback.
| CD Term | OK Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 2.622% | $131.10 | $262.19 | $655.48 | $1,310.95 |
| 6-Month CD | 2.846% | $142.31 | $284.61 | $711.53 | $1,423.05 |
| 12-Month CD | 2.589% | $129.45 | $258.90 | $647.25 | $1,294.50 |
| 18-Month CD | 2.616% | $130.80 | $261.60 | $654.00 | $1,308.00 |
| 24-Month CD | 2.780% | $138.99 | $277.98 | $694.95 | $1,389.90 |
| 36-Month CD | 2.601% | $130.06 | $260.11 | $650.28 | $1,300.55 |
| 48-Month CD | 2.680% | $134.02 | $268.03 | $670.08 | $1,340.15 |
| 60-Month CD | 2.726% | $136.32 | $272.63 | $681.58 | $1,363.15 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of June 7, 2026. | |||||
Sample CD Ladder for Oklahoma Savers
$25,000 split equally across 5 terms using today’s Oklahoma average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | OK Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 2.622% | $131.10 |
| 2 | 6-Month CD | $5,000 | 2.846% | $142.31 |
| 3 | 12-Month CD | $5,000 | 2.589% | $129.45 |
| 4 | 24-Month CD | $5,000 | 2.780% | $138.99 |
| 5 | 36-Month CD | $5,000 | 2.601% | $130.06 |
| Total ($25,000 invested) | $25,000 | 2.688% blended | $671.91/yr | |
Ladder example uses equal $5,000 rungs and Oklahoma average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
304
CD Rates
Tracked in Oklahoma
Tracked in Oklahoma
17 Banks
11 Credit Unions
About Our Oklahoma CD Rate Database
MonitorBankRates tracks 304 CD rates from 17 banks and 11 credit unions with locations in Oklahoma, plus national online institutions available to Oklahoma residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: Vast Bank offers a CD at 5.25% APY with a minimum deposit of $1,000. Use the rate table above to compare all current offers in Oklahoma.
How to Find the Best CD Rates in Oklahoma
What to compare when shopping for a CD in Oklahoma
To find the best APYs in Oklahoma, start with credit unions and online-only banks — Oklahoma has 11 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Oklahoma
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Oklahoma — 28 institutions here report CD rates
Consider an Alternative If…
- You may need funds within 30 days → Oklahoma savings rates
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing access → Oklahoma money market rates
Oklahoma Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024
Population 65+
16.3%
National avg: 17.3%
Median Individual Earnings
$40,265
National avg: $47,340
Poverty Rate
15.3%
National avg: 11.1%
Unemployment Rate
4.9%
National avg: 4.8%
CD Earnings on 10% of Salary
$104/yr
At OK 12-mo avg 2.589% APY
16.3% of residents are 65 or older — below the national average of 17.3%. At today’s OK 12-month CD average of 2.589%, saving 10% of the local median salary ($4,026/year) and putting it in a CD would earn an additional $104 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Oklahoma
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
How Certificates of Deposit Work in Oklahoma
A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Oklahoma typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Oklahoma as everywhere in the U.S.
Choosing a CD Term in Oklahoma
The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Oklahoma savers easier access to their funds. For example, Vast Bank is offering its 6 Month CD Special at 5.25% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, ADVANCIAL is offering its Jumbo, 5 Year Term Certificates at 4.34% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.
CD Risk and Safety for Oklahoma Savers
CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Oklahoma saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.
How CD Interest Is Paid in Oklahoma
Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Oklahoma CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.
Fixed vs. Variable CD Rates in Oklahoma
Most CDs carry a fixed rate that is locked for the entire term, protecting a Oklahoma depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.
Frequently Asked Questions about CD Rates in Oklahoma
Are CD rates in Oklahoma FDIC insured?
Yes, most established banks in Oklahoma are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Oklahoma?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Oklahoma.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Oklahoma may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Oklahoma?
Here are recent top rates found for this area:
- Vast Bank: 5.25% APY (12 Month CD Special)
- ADVANCIAL: 4.34% APY (Jumbo, 5 Year Term Certificates)
- Lifetime Federal Credit Union: 4.18% APY (IRA / 12 Month Certificate)
- Red River Employees Federal Credit Union: 3.95% APY (6-Month TEAL Certificate)
- Washita State Bank: 3.95% APY (6 Month CD)
- First Liberty Bank: 3.90% APY (12 Month CD)
- WeStreet Federal Credit Union: 3.85% APY (6-month Jumbo Certificate)
- Bank of Vici: 3.82% APY (6 Month Certificate)
- Municipal Employees Credit Union of Oklahoma City: 3.80% APY (12 month Certificate)
- WEOKIE Federal Credit Union: 3.75% APY (12 Month Certificate Accounts and IRA Certificates)
Rates reflect recent verified offers available in Oklahoma. Last Updated: June 7, 2026
CD Calculators for Oklahoma
Oklahoma CD Calculator
At today’s OK top rate of 5.25% APY, a $10,000 deposit earns $525 in the first year. Enter your amount to see your exact return.
Oklahoma CD LadderOK CD rates currently range from 2.622% (3-month) to 2.601% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Oklahoma CD at 5.25% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsOklahoma’s average 12-month CD is 2.589% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Oklahoma CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Oklahoma directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Oklahoma. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in OK.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: June 7, 2026
Cities in Oklahoma
Rate Assistant
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