Best Money Market Rates in Oklahoma (OK) - May 2026
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Oklahoma money market deposit account rates include Vision BankVision Bank101 E Main St, Ada, OK 74820A-5.0 ★Texas Ratio: 14.23% Premium Money Market Special at 4.07% APY, All America BankAll America Bank122 E Main St, Sentinel, OK 73664A5.0 ★Texas Ratio: 11.68% Mega Money Market® Checking at 3.85% APY, Red River Employees Federal Credit UnionRed River Employees Federal Credit Union2018 S Washington, Idabel, OK 74745A+5.0 ★Texas Ratio: 5.10% Commercial Money Market at 3.35% APY, Elevate BankElevate Bank1329 E Main St, Pawhuska, OK 74056A+5.0 ★Texas Ratio: 4.34% Money Market at 3.09% APY, and Oklahoma Community Federal Credit UnionOklahoma Community Federal Credit Union311 E McElroy Rd, Stillwater, OK 74075 3815A+5.0 ★Texas Ratio: 2.02% High Yield Money Market at 3.00% APY. Money market rates as of May 4, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare money market rates across Oklahoma side-by-side. Oklahoma money market rates currently reach as high as 4.07% APY from Vision Bank at 101 E Main St, Ada, OK 74820. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Oklahoma and surrounding area. Last Updated and Verified: May 4, 2026
Compare the Best Money Market Rates Today in Oklahoma
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Vision Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 14.23%
101 E Main St, Ada, OK 74820
Premium Money Market Special
4.07%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
All America Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.68%
122 E Main St, Sentinel, OK 73664
Mega Money Market® Checking
3.85%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2018 S Washington, Idabel, OK 74745
Commercial Money Market
3.35%
$0
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
($2,500 Opening Balance)
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2018 S Washington, Idabel, OK 74745
Commercial Money Market
3.15%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
($2,500 Opening Balance)
Elevate Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1329 E Main St, Pawhuska, OK 74056
Money Market
3.09%
$0
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK 74075 3815
High Yield Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
$250,000.00 & Up
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2018 S Washington, Idabel, OK 74745
Commercial Money Market
3.00%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
($2,500 Opening Balance)
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2018 S Washington, Idabel, OK 74745
Commercial Money Market
2.85%
$0
▼
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
($2,500 Opening Balance)
Security Bank Tulsa, OK
Institution Rating:
A5.0 ★ Texas Ratio: 8.37%
10727 E 51st St, Tulsa, OK 74146
Money Market Accounts
2.84%
$1,500
▼
Rate2.80%
Min Deposit$1,500
Min Balance—
UpdatedMay 3, 2026
Details
$1,500 minimum deposit to open.
First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
9601 N May Ave, Oklahoma City, OK 73120
Platinum Money Market
2.80%
$0
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Security Bank Tulsa, OK
Institution Rating:
A5.0 ★ Texas Ratio: 8.37%
10727 E 51st St, Tulsa, OK 74146
Money Market Accounts
2.68%
$1,500
▼
Rate2.65%
Min Deposit$1,500
Min Balance—
UpdatedMay 3, 2026
Details
$1,500 minimum deposit to open.
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2018 S Washington, Idabel, OK 74745
Money Market
2.60%
$0
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
($2,500 Opening Balance)
First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
9601 N May Ave, Oklahoma City, OK 73120
Platinum Money Market
2.60%
$0
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Frontier State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
5100 S I 35 Service Rd, Oklahoma City, OK 73129
Money Market / Tiers and greater
2.55%
$2,500
▼
Rate2.52%
Min Deposit$2,500
Min Balance—
UpdatedMay 3, 2026
Details
$750,000
Elevate Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1329 E Main St, Pawhuska, OK 74056
Money Market
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK 74075 3815
High Yield Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Up to $249,999.99
Security Bank Tulsa, OK
Institution Rating:
A5.0 ★ Texas Ratio: 8.37%
10727 E 51st St, Tulsa, OK 74146
Money Market Accounts
2.38%
$1,500
▼
Rate2.35%
Min Deposit$1,500
Min Balance—
UpdatedMay 3, 2026
Details
$1,500 minimum deposit to open.
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2018 S Washington, Idabel, OK 74745
Money Market
2.35%
$0
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
($2,500 Opening Balance)
USE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
4301 S INTERSTATE 44 SERVICE RD, OKLAHOMA CITY, OK 73119
Money Market Accounts
2.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
9601 N May Ave, Oklahoma City, OK 73120
Platinum Money Market
2.20%
$0
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Frontier State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
5100 S I 35 Service Rd, Oklahoma City, OK 73129
Money Market / Tiers - 749,999
2.17%
$2,500
▼
Rate2.15%
Min Deposit$2,500
Min Balance—
UpdatedMay 3, 2026
Details
$250,000
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2018 S Washington, Idabel, OK 74745
Money Market
2.10%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
($2,500 Opening Balance)
First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
9601 N May Ave, Oklahoma City, OK 73120
Platinum Money Market
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Frontier State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
5100 S I 35 Service Rd, Oklahoma City, OK 73129
Money Market / Tiers - 249,999
2.07%
$2,500
▼
Rate2.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 3, 2026
Details
$100,000
Vision Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 14.23%
101 E Main St, Ada, OK 74820
Premium Money Market Special
2.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Frontier State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
5100 S I 35 Service Rd, Oklahoma City, OK 73129
Money Market / Tiers - 99,999
2.02%
$2,500
▼
Rate2.00%
Min Deposit$2,500
Min Balance—
UpdatedMay 3, 2026
Details
$50,000
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
778 W 4th St, Tahlequah, OK 74464 5237
Money Market Account
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Qualifying balance up to $350,000
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
778 W 4th St, Tahlequah, OK 74464 5237
Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
up to
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK 74075 3815
Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
$100,000.00 & Up
Frontier State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
5100 S I 35 Service Rd, Oklahoma City, OK 73129
Money Market / Tiers - 49,999
1.97%
$2,500
▼
Rate1.95%
Min Deposit$2,500
Min Balance—
UpdatedMay 3, 2026
Details
$500
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK 74820
Money Market
1.88%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
The Community State Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
405 Us Highway 271, Wister, OK 74966
MMA
1.81%
$0
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Security Bank Tulsa, OK
Institution Rating:
A5.0 ★ Texas Ratio: 8.37%
10727 E 51st St, Tulsa, OK 74146
Money Market Accounts
1.76%
$1,500
▼
Rate1.75%
Min Deposit$1,500
Min Balance—
UpdatedMay 3, 2026
Details
$1,500 minimum deposit to open.
Vision Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 14.23%
101 E Main St, Ada, OK 74820
Premium Money Market Special
1.76%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
778 W 4th St, Tahlequah, OK 74464 5237
Money Market Account
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Qualifying balance up to $350,000
USE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
4301 S INTERSTATE 44 SERVICE RD, OKLAHOMA CITY, OK 73119
Money Market Accounts
1.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
9601 N May Ave, Oklahoma City, OK 73120
Platinum Money Market
1.75%
$0
▼
Rate1.73%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK 74820
Money Market
1.73%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK 74075 3815
Money Market
1.70%
$0
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Up to $99,999.99
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK 74820
Money Market
1.64%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Vision Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 14.23%
101 E Main St, Ada, OK 74820
Premium Money Market Special
1.51%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK 74075 3815
Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Up to $49,999.99
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
778 W 4th St, Tahlequah, OK 74464 5237
Money Market Account
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Qualifying balance up to $250,000
WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
High Yield Money Market
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
(Minimum daily balance to earn stated APY is $2,500.)
First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
9601 N May Ave, Oklahoma City, OK 73120
Platinum Money Market
1.40%
$0
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK 74820
Money Market
1.39%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK 74820
Money Market
1.34%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
9601 N May Ave, Oklahoma City, OK 73120
Platinum Money Market
1.30%
$0
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Vision Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 14.23%
101 E Main St, Ada, OK 74820
Premium Money Market Special
1.26%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
778 W 4th St, Tahlequah, OK 74464 5237
Money Market Account
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Qualifying balance up to $200,000
Communication Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.85%
427 NW 6th St, Oklahoma City, OK 73102 2804
Liquid Gold Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
USE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
4301 S INTERSTATE 44 SERVICE RD, OKLAHOMA CITY, OK 73119
Money Market Accounts
1.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Vast Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
Money Market
1.25%
$1,000
▼
Rate1.24%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
815 NW 58th St, Oklahoma City, OK 73118 5912
Premium Money Market
1.22%
$0
▼
Rate1.21%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Triad Bank, N.A.
Institution Rating:
F2.2 ★ Texas Ratio: 48.96%
7646 E 61st St, Tulsa, OK 74133
Money Market and over
1.21%
$0
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
$1,000,000.00
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK 74075 3815
Money Market
1.20%
$0
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Up to $24,999.99
Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
907 S Detroit Ave, Tulsa, OK 74120 4205
Money Market
1.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
The Stock Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
1117 10th St, Woodward, OK 73801
Money Market Checking Tier 4
1.16%
$2,500
▼
Rate1.15%
Min Deposit$2,500
Min Balance—
UpdatedMay 3, 2026
Details
SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
Commercial Money Market Tier 5
1.15%
$0
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK 74075 3815
Money Market
1.15%
$0
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Up to $9,999.99
SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
Consumer VIP Money Market Tier 5
1.15%
$0
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK 74820
Money Market
1.14%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
The Stock Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
1117 10th St, Woodward, OK 73801
Money Market Checking Tier 3
1.10%
$2,500
▼
Rate1.10%
Min Deposit$2,500
Min Balance—
UpdatedMay 3, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK 74006
Advantage Money Market
1.10%
$0
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
778 W 4th St, Tahlequah, OK 74464 5237
Money Market Account
1.10%
$0
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Qualifying balance up to $150,000
The Stock Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
1117 10th St, Woodward, OK 73801
Money Market Checking Tier 2
1.06%
$2,500
▼
Rate1.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 3, 2026
Details
SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
Commercial Money Market Tier 4
1.05%
$0
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
Consumer VIP Money Market Tier 4
1.05%
$0
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK 74820
Money Market
1.04%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK 74006
Advantage Money Market
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
The Community State Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
405 Us Highway 271, Wister, OK 74966
MMA
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
778 W 4th St, Tahlequah, OK 74464 5237
Money Market Account
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Qualifying balance up to $100,000
Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
907 S Detroit Ave, Tulsa, OK 74120 4205
Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.85%
427 NW 6th St, Oklahoma City, OK 73102 2804
Liquid Gold Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Vast Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
Money Market
1.00%
$1,000
▼
Rate1.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
The Stock Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
1117 10th St, Woodward, OK 73801
Money Market Checking Tier 1
1.00%
$2,500
▼
Rate1.00%
Min Deposit$2,500
Min Balance—
UpdatedMay 3, 2026
Details
SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
Consumer VIP Money Market Tier 3
0.95%
$0
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
Commercial Money Market Tier 3
0.95%
$0
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK 74006
Advantage Money Market
0.95%
$0
▼
Rate0.94%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK 74006
Advantage Money Market
0.90%
$0
▼
Rate0.89%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK 74820
Money Market
0.90%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
Consumer VIP Money Market Tier 2
0.85%
$0
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
Commercial Money Market Tier 2
0.85%
$0
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
907 S Detroit Ave, Tulsa, OK 74120 4205
Money Market
0.85%
$0
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Vision Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 14.23%
101 E Main St, Ada, OK 74820
Premium Money Market Special
0.76%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK 74006
Advantage Money Market
0.75%
$0
▼
Rate0.74%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
778 W 4th St, Tahlequah, OK 74464 5237
Money Market Account
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Qualifying balance up to $50,000
Vast Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
Money Market
0.75%
$1,000
▼
Rate0.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
Commercial Money Market Tier 1
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
Consumer VIP Money Market Tier 1
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
907 S Detroit Ave, Tulsa, OK 74120 4205
Money Market
0.65%
$0
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
778 W 4th St, Tahlequah, OK 74464 5237
Money Market Account
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Qualifying balance up to $30,000
ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
815 NW 58th St, Oklahoma City, OK 73118 5912
Money Market
0.56%
$0
▼
Rate0.56%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
815 NW 58th St, Oklahoma City, OK 73118 5912
Business Money Market
0.56%
$0
▼
Rate0.56%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
815 NW 58th St, Oklahoma City, OK 73118 5912
Money Market
0.51%
$0
▼
Rate0.51%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
815 NW 58th St, Oklahoma City, OK 73118 5912
Business Money Market
0.51%
$0
▼
Rate0.51%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
778 W 4th St, Tahlequah, OK 74464 5237
Money Market Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Qualifying balance up to $20,000
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK 74129 1400
Money Market
0.50%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMay 2, 2026
Details
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK 74075 3815
High Yield Money Market
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Up to $49,999.99
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
1620 Lonnie Abbott Blvd, Ada, OK 74820
Command Fund
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Oklahoma and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Oklahoma Money Market Rate Trends
Compare local Oklahoma money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — OK Avg
3.544%
Unchanged vs 7 days ago
Oklahoma high-yield MMA rates currently average 3.544% APY.
Standard MMA — OK Avg
1.080%
▼ 0.074 vs 7 days ago
Oklahoma standard MMA rates fell 0.074 points over the past 7 days to 1.080% APY.
As of May 5, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Oklahoma directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Oklahoma. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in OK.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Oklahoma
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Oklahoma.
Are Money Market accounts in Oklahoma safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Oklahoma up to $250,000 per depositor, per institution.
How often do MMA rates change in Oklahoma?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Oklahoma rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Oklahoma?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Oklahoma require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Oklahoma
Here are some of the highest money market account APYs currently available in Oklahoma:
- Vision Bank
Premium Money Market Special — 4.07% APY - All America Bank
Mega Money Market® Checking — 3.85% APY - Red River Employees Federal Credit Union
Commercial Money Market — 3.35% APY - Elevate Bank
Money Market — 3.09% APY - Oklahoma Community Federal Credit Union
High Yield Money Market — 3.00% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Oklahoma. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 4, 2026
Cities in Oklahoma
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