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Oklahoma MMA Rate Trends

Best Money Market Rates in Oklahoma (OK) - March 2026

Current Oklahoma money market rates include WeStreet Federal Credit UnionWeStreet Federal Credit Union9323 E 21st St, Tulsa, OK 74129 1400B4.4 ★Texas Ratio: 22.03% Business Money Market at 4.25% APY, Vision BankVision Bank101 E Main St, Ada, OK 74820A-5.0 ★Texas Ratio: 14.23% Premium Money Market Special at 4.07% APY, All America BankAll America Bank122 E Main St, Sentinel, OK 73664A5.0 ★Texas Ratio: 11.68% Mega Money Market® Checking at 3.85% APY, UMB BankUMB Bank5636 N Pennsylvania Ave, Oklahoma City, OK 73112A+5.0 ★Texas Ratio: 0.71% UMB Retail Money Market at 3.71% APY, and Oklahoma Community Federal Credit UnionOklahoma Community Federal Credit Union311 E McElroy Rd, Stillwater, OK 74075 3815A+5.0 ★Texas Ratio: 2.02% High Yield Money Market at 3.50% APY.

To see how these money market rates in Oklahoma compare, use our comprehensive tables below for side-by-side comparisons so you can find the best yields available. Rates in Oklahoma (OK) are continually updated we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Oklahoma and surrounding area. Last Updated and Verified: March 20, 2026

Oklahoma Money Market Rate Trends

Compare local Oklahoma MMA rate quotes against the statewide average

Weekly money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Oklahoma MMA Trends →
High-Yield MMA — OK Avg
1.613%
▲ 0.930 from last week

Oklahoma high-yield MMA rates rose 0.930 points this week to 1.613% APY, up from 0.683% last week.

Standard MMA — OK Avg
0.921%
▲ 0.153 from last week

Oklahoma standard MMA rates rose 0.153 points this week to 0.921% APY, up from 0.768% last week.

As of Mar 20, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Compare the Best Money Market Rates Today in Oklahoma

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK 74129 1400
Business Money Market
4.25%
$2,500
Rate4.17%
Min Deposit$2,500
Min Balance
UpdatedMar 17, 2026
Details

Vision Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 14.23%
101 E Main St, Ada, OK 74820
Premium Money Market Special
4.07%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

All America Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.68%
122 E Main St, Sentinel, OK 73664
Mega Money Market® Checking
3.85%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK 74129 1400
Business Money Market
3.75%
$2,500
Rate3.69%
Min Deposit$2,500
Min Balance
UpdatedMar 17, 2026
Details

UMB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
5636 N Pennsylvania Ave, Oklahoma City, OK 73112
UMB Retail Money Market
3.71%
$0
Rate3.65%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK 74129 1400
Business Money Market
3.50%
$2,500
Rate3.44%
Min Deposit$2,500
Min Balance
UpdatedMar 17, 2026
Details

Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK 74075 3815
High Yield Money Market
3.50%
$0
Rate3.44%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

$250,000.00 & Up

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2018 S Washington, Idabel, OK 74745
Commercial Money Market
3.35%
$0
Rate3.35%
Min Deposit$0
Min Balance
UpdatedMar 11, 2026
Details

($2,500 Opening Balance)

WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
Non-Profit Money Market
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

$250,000+

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2018 S Washington, Idabel, OK 74745
Commercial Money Market
3.15%
$0
Rate3.15%
Min Deposit$0
Min Balance
UpdatedMar 11, 2026
Details

($2,500 Opening Balance)

Elevate Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1329 E Main St, Pawhuska, OK 74056
Money Market
3.09%
$0
Rate3.05%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

SSB Seiling State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.42%
301 N Main St, Seiling, OK 73663
5G Money Market Account
3.04%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 11, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2018 S Washington, Idabel, OK 74745
Commercial Money Market
3.00%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 11, 2026
Details

($2,500 Opening Balance)

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK 74129 1400
Business Money Market
3.00%
$2,500
Rate2.96%
Min Deposit$2,500
Min Balance
UpdatedMar 17, 2026
Details

WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
High-Yield Money Market
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Only the portion above $250,000

WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
Commercial High Yield Money Market
2.94%
$0
Rate2.90%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
Commercial High Yield Money Market
2.91%
$0
Rate2.87%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
Commercial High Yield Money Market
2.89%
$0
Rate2.85%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2018 S Washington, Idabel, OK 74745
Commercial Money Market
2.85%
$0
Rate2.85%
Min Deposit$0
Min Balance
UpdatedMar 11, 2026
Details

($2,500 Opening Balance)

Security Bank Tulsa, OK
Institution Rating:
A5.0 ★ Texas Ratio: 8.37%
10727 E 51st St, Tulsa, OK 74146
Money Market Accounts
2.84%
$1,500
Rate2.80%
Min Deposit$1,500
Min Balance
UpdatedMar 11, 2026
Details

Cherokee Strip Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.92%
1508 E Prospect Ave, Ponca City, OK 74604 1909
PRIME MONEY MARKET
2.80%
$2,000
Rate
Min Deposit$2,000
Min Balance
UpdatedMar 16, 2026
Details

First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
9601 N May Ave, Oklahoma City, OK 73120
Platinum Money Market
2.80%
$0
Rate2.76%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Bank of Commerce Duncan, OK
Institution Rating:
A-4.9 ★ Texas Ratio: 16.35%
110 W Oklahoma Ave, Anadarko, OK 73005
Premiere Money Market Account
2.80%
$0
Rate2.76%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Gateway First Bank
Institution Rating:
F1.8 ★ Texas Ratio: 53.47%
220 N Main St, Helena, OK 73741
Gateway Money Market
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

$25,000 and above

Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK 74075 3815
High Yield Money Market
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Up to $249,999.99

WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
Non-Profit Money Market
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

$100,000 up to $249,000

Security Bank Tulsa, OK
Institution Rating:
A5.0 ★ Texas Ratio: 8.37%
10727 E 51st St, Tulsa, OK 74146
Money Market Accounts
2.68%
$1,500
Rate2.65%
Min Deposit$1,500
Min Balance
UpdatedMar 11, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2018 S Washington, Idabel, OK 74745
Money Market
2.60%
$0
Rate2.60%
Min Deposit$0
Min Balance
UpdatedMar 11, 2026
Details

($2,500 Opening Balance)

First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
9601 N May Ave, Oklahoma City, OK 73120
Platinum Money Market
2.60%
$0
Rate2.57%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Bank of Commerce Duncan, OK
Institution Rating:
A-4.9 ★ Texas Ratio: 16.35%
110 W Oklahoma Ave, Anadarko, OK 73005
Premiere Money Market Account
2.60%
$0
Rate2.57%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Frontier State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
5100 S I 35 Service Rd, Oklahoma City, OK 73129
Money Market / Tiers and greater
2.55%
$2,500
Rate2.52%
Min Deposit$2,500
Min Balance
UpdatedMar 20, 2026
Details

$750,000

Elevate Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
1329 E Main St, Pawhuska, OK 74056
Money Market
2.53%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
2001 12th Ave NW, Ardmore, OK 73401
Money Market Plus
2.52%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Money Market Plus accounts are limited to six withdrawals per month. The account is subject to a $10 fee per excessive withdrawal.

WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
High-Yield Money Market
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Only the portion between $100,000-$249,999

Security Bank Tulsa, OK
Institution Rating:
A5.0 ★ Texas Ratio: 8.37%
10727 E 51st St, Tulsa, OK 74146
Money Market Accounts
2.38%
$1,500
Rate2.35%
Min Deposit$1,500
Min Balance
UpdatedMar 11, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2018 S Washington, Idabel, OK 74745
Money Market
2.35%
$0
Rate2.35%
Min Deposit$0
Min Balance
UpdatedMar 11, 2026
Details

($2,500 Opening Balance)

Bank of Commerce Duncan, OK
Institution Rating:
A-4.9 ★ Texas Ratio: 16.35%
110 W Oklahoma Ave, Anadarko, OK 73005
Premiere Money Market Account
2.35%
$0
Rate2.33%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Cherokee Strip Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.92%
1508 E Prospect Ave, Ponca City, OK 74604 1909
PRIME MONEY MARKET
2.30%
$2,000
Rate
Min Deposit$2,000
Min Balance
UpdatedMar 16, 2026
Details

MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
2001 12th Ave NW, Ardmore, OK 73401
Money Market Plus
2.27%
$0
Rate2.25%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Money Market Plus accounts are limited to six withdrawals per month. The account is subject to a $10 fee per excessive withdrawal.

USE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
4301 S INTERSTATE 44 SERVICE RD, OKLAHOMA CITY, OK 73119
Money Market Share Account
2.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
Non-Profit Money Market
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

$50,000 up to $99,999

Gateway First Bank
Institution Rating:
F1.8 ★ Texas Ratio: 53.47%
220 N Main St, Helena, OK 73741
Gateway Money Market
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Any balance up to $24,999.99

First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
9601 N May Ave, Oklahoma City, OK 73120
Platinum Money Market
2.20%
$0
Rate2.18%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Frontier State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
5100 S I 35 Service Rd, Oklahoma City, OK 73129
Money Market / Tiers - 749,999
2.17%
$2,500
Rate2.15%
Min Deposit$2,500
Min Balance
UpdatedMar 20, 2026
Details

$250,000

American Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
301 North Choctaw, Beggs, OK 74421
American Gold Money Market
2.15%
$5,000
Rate2.13%
Min Deposit$5,000
Min Balance
UpdatedMar 17, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2018 S Washington, Idabel, OK 74745
Money Market
2.10%
$0
Rate2.10%
Min Deposit$0
Min Balance
UpdatedMar 11, 2026
Details

($2,500 Opening Balance)

First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
9601 N May Ave, Oklahoma City, OK 73120
Platinum Money Market
2.10%
$0
Rate2.08%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Frontier State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
5100 S I 35 Service Rd, Oklahoma City, OK 73129
Money Market / Tiers - 249,999
2.07%
$2,500
Rate2.05%
Min Deposit$2,500
Min Balance
UpdatedMar 20, 2026
Details

$100,000

Cherokee Strip Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.92%
1508 E Prospect Ave, Ponca City, OK 74604 1909
PRIME MONEY MARKET
2.05%
$2,000
Rate
Min Deposit$2,000
Min Balance
UpdatedMar 16, 2026
Details

Intrust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
100 S Broadway St, Moore, OK 73160
Money Market
2.05%
$5,000
Rate2.03%
Min Deposit$5,000
Min Balance
UpdatedMar 20, 2026
Details

Frontier State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
5100 S I 35 Service Rd, Oklahoma City, OK 73129
Money Market / Tiers - 99,999
2.02%
$2,500
Rate2.00%
Min Deposit$2,500
Min Balance
UpdatedMar 20, 2026
Details

$50,000

Vision Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 14.23%
101 E Main St, Ada, OK 74820
Premium Money Market Special
2.02%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

First Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
402 E Main St, Henryetta, OK 74437
Money Market Accounts
2.00%
$50,000
Rate
Min Deposit$50,000
Min Balance
UpdatedMar 18, 2026
Details

WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
Non-Profit Money Market
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

up to $49,999

WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
High-Yield Money Market
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Only the portion between $50,000-$99,999

Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK 74075 3815
Money Market
2.00%
$100,000
Rate1.98%
Min Deposit$100,000
Min Balance
UpdatedMar 15, 2026
Details

$100,000.00 & Up

Frontier State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
5100 S I 35 Service Rd, Oklahoma City, OK 73129
Money Market / Tiers - 49,999
1.97%
$2,500
Rate1.95%
Min Deposit$2,500
Min Balance
UpdatedMar 20, 2026
Details

$500

MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
2001 12th Ave NW, Ardmore, OK 73401
Money Market
1.91%
$0
Rate1.90%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Money Market accounts are limited to six withdrawals per month. The account is subject to a $10 fee per excessive withdrawal.

Community Bank Bristow, OK
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
104 S Main St, Bristow, OK 74010
Advantage Money Market
1.87%
$5,000
Rate1.85%
Min Deposit$5,000
Min Balance
UpdatedMar 18, 2026
Details

Qualifying balance up to $500,000 and up

MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
2001 12th Ave NW, Ardmore, OK 73401
Money Market Plus
1.81%
$0
Rate1.80%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Money Market Plus accounts are limited to six withdrawals per month. The account is subject to a $10 fee per excessive withdrawal.

The Community State Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
405 Us Highway 271, Wister, OK 74966
MMA
1.81%
$0
Rate1.80%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

First Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
402 E Main St, Henryetta, OK 74437
Money Market Accounts
1.80%
$25,000
Rate
Min Deposit$25,000
Min Balance
UpdatedMar 18, 2026
Details

Intrust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
100 S Broadway St, Moore, OK 73160
Money Market
1.80%
$5,000
Rate1.79%
Min Deposit$5,000
Min Balance
UpdatedMar 20, 2026
Details

Vision Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 14.23%
101 E Main St, Ada, OK 74820
Premium Money Market Special
1.76%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Security Bank Tulsa, OK
Institution Rating:
A5.0 ★ Texas Ratio: 8.37%
10727 E 51st St, Tulsa, OK 74146
Money Market Accounts
1.76%
$1,500
Rate1.75%
Min Deposit$1,500
Min Balance
UpdatedMar 11, 2026
Details

USE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
4301 S INTERSTATE 44 SERVICE RD, OKLAHOMA CITY, OK 73119
Money Market Share Account
1.75%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
9601 N May Ave, Oklahoma City, OK 73120
Platinum Money Market
1.75%
$0
Rate1.73%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Intrust Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
100 S Broadway St, Moore, OK 73160
Money Market
1.70%
$5,000
Rate1.69%
Min Deposit$5,000
Min Balance
UpdatedMar 20, 2026
Details

Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK 74075 3815
Money Market
1.70%
$50,000
Rate1.69%
Min Deposit$50,000
Min Balance
UpdatedMar 15, 2026
Details

Up to $99,999.99

Community Bank Bristow, OK
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
104 S Main St, Bristow, OK 74010
Advantage Money Market
1.66%
$5,000
Rate1.65%
Min Deposit$5,000
Min Balance
UpdatedMar 18, 2026
Details

Qualifying balance up to $499,999.99

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK 74129 1400
Money Market
1.60%
$2,500
Rate1.59%
Min Deposit$2,500
Min Balance
UpdatedMar 17, 2026
Details

First Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
402 E Main St, Henryetta, OK 74437
Money Market Accounts
1.60%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
2001 12th Ave NW, Ardmore, OK 73401
Money Market Plus
1.56%
$0
Rate1.55%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Money Market Plus accounts are limited to six withdrawals per month. The account is subject to a $10 fee per excessive withdrawal.

Cherokee Strip Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.92%
1508 E Prospect Ave, Ponca City, OK 74604 1909
PRIME MONEY MARKET
1.55%
$2,000
Rate
Min Deposit$2,000
Min Balance
UpdatedMar 16, 2026
Details

Vision Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 14.23%
101 E Main St, Ada, OK 74820
Premium Money Market Special
1.51%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
High Yield Money Market
1.50%
$2,500
Rate
Min Deposit$2,500
Min Balance
UpdatedMar 15, 2026
Details

WEOKIE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.68%
8100 W Reno Ave, Oklahoma City, OK 73127 7229
High-Yield Money Market
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Entire balance in this range ($2,500 min. daily balance to earn stated APY)

Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK 74075 3815
Money Market
1.50%
$25,000
Rate1.49%
Min Deposit$25,000
Min Balance
UpdatedMar 15, 2026
Details

Up to $49,999.99

MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
2001 12th Ave NW, Ardmore, OK 73401
Money Market
1.45%
$0
Rate1.45%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Money Market accounts are limited to six withdrawals per month. The account is subject to a $10 fee per excessive withdrawal.

First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
9601 N May Ave, Oklahoma City, OK 73120
Platinum Money Market
1.40%
$0
Rate1.39%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
2001 12th Ave NW, Ardmore, OK 73401
Money Market Plus
1.35%
$0
Rate1.35%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Money Market Plus accounts are limited to six withdrawals per month. The account is subject to a $10 fee per excessive withdrawal.

First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
9601 N May Ave, Oklahoma City, OK 73120
Platinum Money Market
1.30%
$0
Rate1.29%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Vision Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 14.23%
101 E Main St, Ada, OK 74820
Premium Money Market Special
1.26%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Communication Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.85%
427 NW 6th St, Oklahoma City, OK 73102 2804
Liquid Gold Money Market
1.25%
$0
Rate1.24%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
215 State St, Muskogee, OK 74401
Premier Money Market IRA
1.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
215 State St, Muskogee, OK 74401
Premier Money Market
1.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

American Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
301 North Choctaw, Beggs, OK 74421
American Gold Money Market
1.25%
$5,000
Rate1.24%
Min Deposit$5,000
Min Balance
UpdatedMar 17, 2026
Details

USE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
4301 S INTERSTATE 44 SERVICE RD, OKLAHOMA CITY, OK 73119
Money Market Share Account
1.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Vast Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
110 N Elgin Ave, Tulsa, OK 74120
Money Market
1.25%
$1,000
Rate1.24%
Min Deposit$1,000
Min Balance
UpdatedMar 15, 2026
Details

Community Bank Bristow, OK
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
104 S Main St, Bristow, OK 74010
Advantage Money Market
1.24%
$5,000
Rate1.23%
Min Deposit$5,000
Min Balance
UpdatedMar 18, 2026
Details

Qualifying balance up to $249,999.99

ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
815 NW 58th St, Oklahoma City, OK 73118 5912
Premium Money Market
1.22%
$0
Rate1.21%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Triad Bank, N.A.
Institution Rating:
F2.2 ★ Texas Ratio: 48.96%
7646 E 61st St, Tulsa, OK 74133
Money Market and over
1.21%
$0
Rate1.20%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

$1,000,000.00

Western Sun Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
907 S Detroit Ave, Tulsa, OK 74120 4205
Money Market
1.20%
$0
Rate1.20%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
2001 12th Ave NW, Ardmore, OK 73401
Money Market
1.20%
$0
Rate1.20%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Money Market accounts are limited to six withdrawals per month. The account is subject to a $10 fee per excessive withdrawal.

Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK 74075 3815
Money Market
1.20%
$10,000
Rate1.19%
Min Deposit$10,000
Min Balance
UpdatedMar 15, 2026
Details

Up to $24,999.99

The Stock Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
1117 10th St, Woodward, OK 73801
Money Market Checking Tier 4
1.16%
$2,500
Rate1.15%
Min Deposit$2,500
Min Balance
UpdatedMar 15, 2026
Details

$100,000.00 and up

SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
Commercial Money Market
1.15%
$0
Rate1.14%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

SpiritBank
Institution Rating:
B+4.7 ★ Texas Ratio: 18.26%
4815 S Harvard Ave, Tulsa, OK 74135
Consumer VIP Money Market
1.15%
$0
Rate1.14%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

The Stock Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
1117 10th St, Woodward, OK 73801
Money Market Checking Tier 3
1.10%
$2,500
Rate1.10%
Min Deposit$2,500
Min Balance
UpdatedMar 15, 2026
Details

$50,000.00 to $99,999.99

The Stock Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
1117 10th St, Woodward, OK 73801
Money Market Checking Tier 2
1.06%
$2,500
Rate1.05%
Min Deposit$2,500
Min Balance
UpdatedMar 15, 2026
Details

$10,000.00 to $49,999.99

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Oklahoma and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Oklahoma directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Oklahoma. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in OK.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Oklahoma

What is a Money Market Account (MMA)?

A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Oklahoma.

Are Money Market accounts in Oklahoma safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Oklahoma up to $250,000 per depositor, per institution.

How often do MMA rates change in Oklahoma?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Oklahoma rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

Best Money Market Rates in Oklahoma

Here are some of the highest money market account APYs currently available in Oklahoma:
  • WeStreet Federal Credit Union
    Business Money Market — 4.25% APY
  • Vision Bank
    Premium Money Market Special — 4.07% APY
  • All America Bank
    Mega Money Market® Checking — 3.85% APY
  • UMB Bank
    UMB Retail Money Market — 3.71% APY
  • Oklahoma Community Federal Credit Union
    High Yield Money Market — 3.50% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Oklahoma. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 20, 2026

Cities in Oklahoma

  • Achille
  • Ada
  • Adair
  • Adams
  • Addington
  • Afton
  • Agra
  • Albany
  • Albert
  • Albion
  • Alderson
  • Alex
  • Aline
  • Allen
  • Altus
  • Alva
  • Amber
  • Ames
  • Amorita
  • Anadarko
  • Antlers
  • Apache
  • Arapaho
  • Arcadia
  • Ardmore
  • Arkoma
  • Arnett
  • Asher
  • Atoka
  • Atwood
  • Avant
  • Balko
  • Barnsdall
  • Bartlesville
  • Battiest
  • Beaver
  • Beggs
  • Bennington
  • Bessie
  • Bethany
  • Bethel
  • Big Cabin
  • Billings
  • Binger
  • Bison
  • Bixby
  • Blackwell
  • Blair
  • Blanchard
  • Blanco
  • Blocker
  • Bluejacket
  • Boise City
  • Bokchito
  • Bokoshe
  • Boley
  • Boswell
  • Bowlegs
  • Bowring
  • Boynton
  • Bradley
  • Braggs
  • Braman
  • Bray
  • Bristow
  • Broken Arrow
  • Broken Bow
  • Bromide
  • Buffalo
  • Bunch
  • Burbank
  • Burlington
  • Burneyville
  • Burns Flat
  • Butler
  • Byars
  • Cache
  • Caddo
  • Calera
  • Calumet
  • Calvin
  • Camargo
  • Cameron
  • Canadian
  • Caney
  • Canton
  • Canute
  • Cardin
  • Carmen
  • Carnegie
  • Carney
  • Carrier
  • Carter
  • Cartwright
  • Cashion
  • Castle
  • Catoosa
  • Cement
  • Centrahoma
  • Chandler
  • Chattanooga
  • Checotah
  • Chelsea
  • Cherokee
  • Chester
  • Cheyenne
  • Chickasha
  • Choctaw
  • Chouteau
  • Claremore
  • Clarita
  • Clayton
  • Cleo Springs
  • Cleveland
  • Clinton
  • Coalgate
  • Colbert
  • Colcord
  • Coleman
  • Collinsville
  • Colony
  • Comanche
  • Commerce
  • Concho
  • Connerville
  • Cookson
  • Copan
  • Cordell
  • Corn
  • Council Hill
  • Countyline
  • Covington
  • Coweta
  • Coyle
  • Crawford
  • Crescent
  • Cromwell
  • Crowder
  • Cushing
  • Custer City
  • Cyril
  • Dacoma
  • Daisy
  • Davenport
  • Davidson
  • Davis
  • Deer Creek
  • Delaware
  • Depew
  • Devol
  • Dewar
  • Dewey
  • Dibble
  • Dill City
  • Disney
  • Dodge
  • Dougherty
  • Douglas
  • Dover
  • Drummond
  • Drumright
  • Duke
  • Duncan
  • Durant
  • Durham
  • Dustin
  • Eagletown
  • Eakly
  • Earlsboro
  • Edmond
  • El Reno
  • Eldorado
  • Elgin
  • Elk City
  • Elmer
  • Elmore City
  • Enid
  • Erick
  • Eucha
  • Eufaula
  • Fairfax
  • Fairland
  • Fairmont
  • Fairview
  • Fanshawe
  • Fargo
  • Faxon
  • Fay
  • Felt
  • Finley
  • Fittstown
  • Fitzhugh
  • Fletcher
  • Forgan
  • Fort Cobb
  • Fort Gibson
  • Fort Sill
  • Fort Supply
  • Fort Towson
  • Foss
  • Foster
  • Fox
  • Foyil
  • Francis
  • Frederick
  • Freedom
  • Gage
  • Gans
  • Garber
  • Garvin
  • Gate
  • Geary
  • Gene Autry
  • Geronimo
  • Glencoe
  • Glenpool
  • Golden
  • Goltry
  • Goodwell
  • Gore
  • Gotebo
  • Gould
  • Gowen
  • Gracemont
  • Graham
  • Grandfield
  • Granite
  • Grant
  • Greenfield
  • Grove
  • Guthrie
  • Guymon
  • Haileyville
  • Hallett
  • Hammon
  • Hanna
  • Hardesty
  • Harrah
  • Hartshorne
  • Haskell
  • Hastings
  • Haworth
  • Headrick
  • Healdton
  • Heavener
  • Helena
  • Hendrix
  • Hennepin
  • Hennessey
  • Henryetta
  • Hillsdale
  • Hinton
  • Hitchcock
  • Hitchita
  • Hobart
  • Hodgen
  • Holdenville
  • Hollis
  • Hollister
  • Hominy
  • Honobia
  • Hooker
  • Hopeton
  • Howe
  • Hoyt
  • Hugo
  • Hulbert
  • Hunter
  • Hydro
  • Idabel
  • Indiahoma
  • Indianola
  • Inola
  • Isabella
  • Jay
  • Jenks
  • Jennings
  • Jet
  • Jones
  • Kansas
  • Kaw City
  • Kellyville
  • Kemp
  • Kenefic
  • Kenton
  • Keota
  • Kerrick
  • Ketchum
  • Keyes
  • Kiefer
  • Kingfisher
  • Kingston
  • Kinta
  • Kiowa
  • Knowles
  • Konawa
  • Krebs
  • Kremlin
  • Lahoma
  • Lamar
  • Lamont
  • Lane
  • Langley
  • Langston
  • Laverne
  • Lawton
  • Lebanon
  • Leedey
  • Leflore
  • Lehigh
  • Lenapah
  • Leon
  • Leonard
  • Lequire
  • Lexington
  • Lindsay
  • Loco
  • Locust Grove
  • Lone Grove
  • Lone Wolf
  • Longdale
  • Lookeba
  • Loveland
  • Loyal
  • Lucien
  • Luther
  • Macomb
  • Madill
  • Manchester
  • Mangum
  • Manitou
  • Mannford
  • Mannsville
  • Maramec
  • Marble City
  • Marietta
  • Marland
  • Marlow
  • Marshall
  • Martha
  • Maud
  • May
  • Mayfield
  • Maysville
  • Mazie
  • Mcalester
  • McCord
  • Mccurtain
  • Mcloud
  • Mead
  • Medford
  • Medicine Park
  • Meeker
  • Meers
  • Meno
  • Meridian
  • Miami
  • Milburn
  • Milfay
  • Mill Creek
  • Millerton
  • Minco
  • Moffett
  • Monroe
  • Moodys
  • Mooreland
  • Morris
  • Morrison
  • Mounds
  • Mountain Park
  • Mountain View
  • Moyers
  • Muldrow
  • Mulhall
  • Muse
  • Muskogee
  • Mustang
  • Mutual
  • Nardin
  • Nash
  • Nashoba
  • Newalla
  • Newcastle
  • Newkirk
  • Nicoma Park
  • Ninnekah
  • Noble
  • Norman
  • North Miami
  • Nowata
  • Oakhurst
  • Oaks
  • Oakwood
  • Ochelata
  • Oilton
  • Okarche
  • Okay
  • Okeene
  • Okemah
  • Oklahoma City
  • Okmulgee
  • Oktaha
  • Olustee
  • Omega
  • Oologah
  • Orlando
  • Osage
  • Oscar
  • Overbrook
  • Owasso
  • Paden
  • Panama
  • Panola
  • Paoli
  • Park Hill
  • Pauls Valley
  • Pawhuska
  • Pawnee
  • Peggs
  • Perkins
  • Pernell
  • Perry
  • Picher
  • Pickens
  • Piedmont
  • Pittsburg
  • Platter
  • Pocasset
  • Pocola
  • Ponca City
  • Pond Creek
  • Porter
  • Porum
  • Poteau
  • Prague
  • Preston
  • Proctor
  • Prue
  • Pryor
  • Purcell
  • Putnam
  • Quapaw
  • Quinton
  • Ralston
  • Ramona
  • Randlett
  • Ratliff City
  • Rattan
  • Ravia
  • Red Oak
  • Red Rock
  • Redbird
  • Rentiesville
  • Reydon
  • Ringling
  • Ringold
  • Ringwood
  • Ripley
  • Rocky
  • Roff
  • Roland
  • Roosevelt
  • Rose
  • Rosston
  • Rufe
  • Rush Springs
  • Ryan
  • S Coffeyville
  • Saint Louis
  • Salina
  • Sallisaw
  • Sand Springs
  • Sapulpa
  • Sasakwa
  • Savanna
  • Sawyer
  • Sayre
  • Schulter
  • Seiling
  • Seminole
  • Sentinel
  • Shady Point
  • Shamrock
  • Sharon
  • Shattuck
  • Shawnee
  • Shidler
  • Skiatook
  • Slick
  • Smithville
  • Snow
  • Snyder
  • Soper
  • Southard
  • Sparks
  • Spavinaw
  • Spencer
  • Spencerville
  • Sperry
  • Spiro
  • Springer
  • Sterling
  • Stidham
  • Stigler
  • Stillwater
  • Stilwell
  • Stonewall
  • Strang
  • Stratford
  • Stringtown
  • Stroud
  • Stuart
  • Sulphur
  • Sweetwater
  • Swink
  • Taft
  • Tahlequah
  • Talala
  • Talihina
  • Taloga
  • Tatums
  • Tecumseh
  • Temple
  • Terlton
  • Terral
  • Texhoma
  • Texola
  • Thackerville
  • Thomas
  • Tipton
  • Tishomingo
  • Tonkawa
  • Tryon
  • Tullahassee
  • Tulsa
  • Tupelo
  • Turpin
  • Tuskahoma
  • Tussy
  • Tuttle
  • Twin Oaks
  • Tyrone
  • Union City
  • Valliant
  • Velma
  • Vera
  • Verden
  • Vian
  • Vici
  • Vinita
  • Vinson
  • Wagoner
  • Wainwright
  • Wakita
  • Walters
  • Wanette
  • Wann
  • Wapanucka
  • Wardville
  • Warner
  • Washington
  • Washita
  • Watonga
  • Watson
  • Watts
  • Waukomis
  • Waurika
  • Wayne
  • Waynoka
  • Weatherford
  • Webbers Falls
  • Welch
  • Weleetka
  • Welling
  • Wellston
  • Westville
  • Wetumka
  • Wewoka
  • Wheatland
  • Whitefield
  • Whitesboro
  • Wilburton
  • Willow
  • Wilson
  • Wister
  • Woodward
  • Wright City
  • Wyandotte
  • Wynnewood
  • Wynona
  • Yale
  • Yukon