Saint Petersburg, Florida Best CD Rates September 2026

Relationship APY 0.06%

SPECIAL OFFER THRU 9/30/26

Promotional APY is available on new money only deposited into a new 3-Month Certificate of Deposit. Offer valid through September 30, 2026. APY is accurate as of August 3, 2026, and is subject to change without notice after the promotional period. Early withdrawal penalties may apply and may reduce earnings. Fees may reduce earnings. Membership eligibility required. At maturity, the certificate will renew according to the Credit Union's current certificate renewal policy unless otherwise instructed during the grace period. See offer page for more information.

Promotional; Offer valid through September 30, 2026. APY is accurate as of August 3, 2026, and is subject to change without notice after the promotional period. Early withdrawal penalties may apply and may reduce earnings. Fees may reduce earnings. Membership eligibility required. At maturity, the certificate will renew according to the Credit Union's current certificate renewal policy unless otherwise instructed during the grace period. See offer page for more information.

SPECIAL OFFER THRU 9/30/26

SPECIAL OFFER THRU 9/30/26

Existing certificates only - no new accounts offered

Maximum Certificate balance: $2,500

IRA Certificate

FL

Penalty for early withdrawal: 3 Months Dividends

All rates are Annual Percentage Yields.

Guaranteed rate of return with flexible terms. All rates are Annual Percentage Yields.

Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.

All rates are Annual Percentage Yields.

Guaranteed rate of return with flexible terms. All rates are Annual Percentage Yields.

VIP Bonus Rate: 3.49%, VIP Bonus APY: 3.55%. Rates as of 09/12/26 and subject to change.

VIP Bonus Rate: 3.35%, VIP Bonus APY: 3.40%. Rates as of 09/12/26 and subject to change.

Relationship APY

Non-Promotional APY

Relationship APY 0.06%

Relationship APY 0.06%

Promotional CD offer valid for FL residents. Advertised rate applies only in the state of FL. To obtain these rates, CD must be opened with new funds deposited into Amerant Bank. Minimum $10,000 deposit and balance from external source required to obtain promotional rate. Max deposit $250,000 per account - $500,000 per customer. Account must be opened online or in-branch. Personal account only. Rates subject to change without notice. Early withdrawal penalties may apply. Fees could reduce earnings on the account. Interest compounded and paid monthly. If no action is taken, CD auto-renews at current rates and APY available at that time. Must open an account by 10/09/2026 to get the promotional rates.

Compound Period: Daily

Compound Period: Daily

Jumbo Certificate rates require a $100,000.00 minimum deposit. Contact a Consumer Financial Advocate or review your Important Account Information brochure for details on terms and conditions.

1

effective 6/1/2026

Rate Fixed/Variable: Fixed; Dividends Compounded Paid: Monthly

Rate Fixed/Variable: Fixed; Dividends Compounded Paid: Monthly

Rate Fixed/Variable: Fixed; Dividends Compounded Paid: Monthly

Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.

Non-Promotional APY

Interest Frequency: Monthly

This is a variable rate certificate. The rate is adjusted on the first of each month and is calculated by using the 24-month Treasury Bill rate in effect on the 10th day of the previous month plus 0.25% (25 basis points). At maturity, the certificate automatically renews.

Interest Frequency: Semi

IRA Certificate

Interest Frequency: Semi

Traditional/Roth IRA Certificates.

Requires a qualifying checking account.

Interest Frequency: Monthly