Current auto loan rates in Georgetown, Texas include Texell Credit UnionTexell Credit Union723 W University Ave Ste 100, Georgetown, TX, 78626 2981A+5.0 ★Texas Ratio: 3.58% offering New Auto at 3.99%, University Federal Credit UnionUniversity Federal Credit Union4409 Williams Dr, Georgetown, TX, 78628 1383A5.0 ★Texas Ratio: 8.47% offering Auto Loan at 4.99%, A+ Federal Credit UnionA+ Federal Credit Union804 S Interstate 35, Georgetown, TX, 78628 4173A-5.0 ★Texas Ratio: 14.18% offering Auto Loans at 5.24%, IBEW Local 66 Federal Credit UnionIBEW Local 66 Federal Credit UnionA+5.0 ★Texas Ratio: 1.98% offering New Automobile (NA) at 2.95%, TEXOMA EDUCATORSTEXOMA EDUCATORSA+5.0 ★Texas Ratio: 0.63% offering New vehicles at 2.99%. Auto loan rates as of May 4, 2026 according to verified data from MonitorBankRates.
Georgetown has 3 local institutions in our database, with auto loan rates as low as 3.99% APR from Texell Credit Union at 723 W University Ave Ste 100, Georgetown, TX, 78626 2981. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Georgetown, Texas. Auto Loan Rates Last Updated and Verified: May 4, 2026
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As Low As; beat your current auto loan rate by 1.00% APR.
As Low As; 5.24%
As Low As; 60 days with no payments.
As Low As APR 5.49% APR
As Low As; 5.49%
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As Low As; 60 days with no payments.
As Low As; 5.74%
As Low As; beat your current auto loan rate by 1.00% APR.
As Low As; 5.79%
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A loan documentation fee of $175 will be assessed at closing.; Term restrictions may apply.
As Low As; 60 days with no payments.
As Low As; 6.49%
A loan documentation fee of $175 will be assessed at closing.; Term restrictions may apply.
A loan documentation fee of $175 will be assessed at closing.; Term restrictions may apply.
A loan documentation fee of $175 will be assessed at closing.; Term restrictions may apply.
A loan documentation fee of $175 will be assessed at closing.; Term restrictions may apply.
A loan documentation fee of $175 will be assessed at closing. Term restrictions may apply.
A loan documentation fee of $175 will be assessed at closing.; Term restrictions may apply.
A loan documentation fee of $175 will be assessed at closing. Term restrictions may apply.
A loan documentation fee of $175 will be assessed at closing. Term restrictions may apply.
A loan documentation fee of $175 will be assessed at closing. Term restrictions may apply.
A loan documentation fee of $175 will be assessed at closing. Term restrictions may apply.
A loan documentation fee of $175 will be assessed at closing. Term restrictions may apply.
Grade: A+ (800+)
Grade A+ (800+)
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As Low As; APR - 2026 & Newer
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As Low As; Fewer than 7,500 miles
As Low As; Fewer than 100,000 miles
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
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As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
As Low As; Fixed-Rate up to 36 months
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
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Grade: A+ (800+)
Grade A+ (800+)
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
As Low As; 24 month to 84 month terms
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As Low As; APR - 2026 & Newer
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As Low As; Model Years: 2019-2025
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As Low As; Fewer than 7,500 miles
As Low As; Fewer than 100,000 miles
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Rates as low as 4.35%. Apply for a new car loan with us today.
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As Low As; * As Low As (Based On Credit Score And Loan Term)
As Low As; * As Low As (Based On Credit Score And Loan Term)
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As Low As; Up to 48 Months
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As Low As; 4.49%
As Low As; Up to 125% of MSRP with approved credit.
As Low As; APR - 2023 - 2025*
As Low As; for 48 months
As Low As; Fewer than 7,500 miles
As Low As; Fewer than 100,000 miles
Model Year: 2011 to 2015
Rates as low as 4.60%. Apply today.
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Model Year: 2016 to 2019
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2011 to 2015 Model Year
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As Low As; Qualified buyers: Take 90 days to make your first payment.
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As Low As; 4.74%
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Model Year: 2020 to 2024
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As Low As; for 60 months
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As Low As; APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of May 02, 2026. Rates are subject to change without notice.
2016 to 2019 Model Year
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As Low As; APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of May 02, 2026. Rates are subject to change without notice.
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Grade: A+ (800+)
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As Low As; Fewer than 7,500 miles
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
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As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
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Grade: A+ (800+)
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
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As Low As; for 36 months
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As Low As; Fewer than 7,500 miles
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Rates as low as 4.35%. Apply for a new car loan with us today.
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As Low As; * As Low As (Based On Credit Score And Loan Term)
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As Low As; Up to 48 Months
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As Low As; Up to 125% of MSRP with approved credit.
As Low As; for 48 months
As Low As; Fewer than 7,500 miles
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As Low As; for 60 months
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As Low As; APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of May 02, 2026. Rates are subject to change without notice.
As Low As; APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of May 02, 2026. Rates are subject to change without notice.
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Grade A+ (800+)
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As Low As; Fewer than 100,000 miles
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
As Low As
Grade A+ (800+)
As Low As; Financing up to 100% - Purchase Price or NADA Retail (whichever is less) plus TT&L.
As Low As
As Low As
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As Low As; Fewer than 100,000 miles
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As Low As; * As Low As (Based On Credit Score And Loan Term)
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As Low As; Up to 48 Months
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As Low As; Fewer than 100,000 miles
Rates as low as 4.60%. Apply today.
As Low As; Qualified buyers: Take 90 days to make your first payment.
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As Low As
As Low As
As Low As; APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of May 02, 2026. Rates are subject to change without notice.
As Low As; APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of May 02, 2026. Rates are subject to change without notice.
Compare local Georgetown, TX auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Texas new auto rates fell 0.025 points over the past 7 days to 5.187% APR.
Texas used auto rates fell 0.028 points over the past 7 days to 5.649% APR.