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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Houston Highway Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 27, 2026
Houston Highway Credit Union's 12 month CDs of Deposit (CD) rates are at 3.09%, 24 month CDs of Deposit (CD) rates are at 2.88%, 36 month CDs of Deposit (CD) rates are at 2.47%, 6 month CDs of Deposit (CD) rates are at 2.02%. Houston Highway Credit Union's money market rates are at 0.01%. Houston Highway Credit Union's Personal Loan Rates are at 7.99%. MonitorBankRates evaluates the financial stability of Houston Highway Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.00%. Rates were last updated on 03/27/2026. Houston Highway Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Houston Highway Credit Union? Share your experience about Houston Highway Credit Union by leaving a review below, or read customer reviews before you decide to use Houston Highway Credit Union. Houston Highway Credit Union
Houston Highway Credit Union 8120 Washington Ave
https://www.houstonhighwaycu.com Houston, TX 77007 
Houston Highway Credit Union CD Rates
Houston Highway Credit Union Savings Rates
Houston Highway Credit Union Money Market Rates
Houston Highway Credit Union Checking Rates
Houston Highway Credit Union Auto Loan Rates
Houston Highway Credit Union Credit Card Rates
Houston Highway Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Houston Highway Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Houston Highway Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Houston Highway Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Houston Highway Credit Union
Website
https://www.houstonhighwaycu.com
Address
8120 Washington Ave,
Houston, TX 77007
Phone
713-864-4438
Fax
713-864-1714
President
Mike Alford
CEO
David Gerow
Full-Time Employees
7
Part-Time Employees
0
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
1.00%
Return on Assets (ROA)
0.5783%
Return on Equity (ROE)
5.4116%
Non-Performing Loans Ratio (NPL)
0.21%
Total Assets
45,509,909
Total Amount of Shares and Deposits
40,150,427
Total Shares and Deposits < 1 Year
38,365,304
Total Shares and Deposits 1 3 Years
1,623,291
Total Shares and Deposits > 3 Years
161,830
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,004,132
Total Uninsured Shares and Deposits > $250K (F+J)
4,004,132
Total Insured Shares and Deposits > $250K (item 17 less item K)
36,146,295
Total Interest Expense (Sum of items 6 8)
211,512
Share Certificates
152
Number of Accounts for Share Drafts
1,109
IRA KEOGH Accounts
74
Number of Accounts for Regular Shares
3,281
Money Market Shares
17
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
8,180,649
Total Liabilities
40,221,063
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Houston Highway Credit UnionIs Houston Highway Credit Union a safe place to deposit money?Yes, Houston Highway Credit Union is considered a safe financial institution. With a Texas Ratio of 0.99959284224899%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Houston Highway Credit Union operate?Houston Highway Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Houston Highway Credit Union?Yes, to access services at Houston Highway Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Houston Highway Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Houston Highway Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Houston Highway Credit Union offer online and mobile banking?Most modern institutions like Houston Highway Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.houstonhighwaycu.com. Current Houston Highway Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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