Best Money Market Rates in Georgetown, Texas - June 2026
Brian McKay
Brian McKay
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Current Georgetown, Texas and the surrounding area money market deposit account rates include Randolph Brooks FCURandolph Brooks FCU1209 W University Ave, Georgetown, TX 78628 1282A+5.0 ★Texas Ratio: 4.42% RBFCU Classic Money Market at 2.43% APY, Austin Telco Federal Credit UnionAustin Telco Federal Credit Union501 W University Ave, Georgetown, TX 78626 6603A+5.0 ★Texas Ratio: 2.11% Money Market Account at 0.95% APY, A+ Federal Credit UnionA+ Federal Credit Union804 S Interstate 35, Georgetown, TX 78628 4173A-5.0 ★Texas Ratio: 12.83% Tiered Money Market at 0.70% APY, Independent Bank Mckinney, TXIndependent Bank Mckinney, TX1503 Rivery Blvd, Georgetown, TX 78628A+5.0 ★Texas Ratio: 2.30% Business Money Markets at 0.50% APY, and University Federal Credit UnionUniversity Federal Credit Union4409 Williams Dr, Georgetown, TX 78628 1383A5.0 ★Texas Ratio: 7.63% Money Market Tier at 0.32% APY. Money market rates as of June 16, 2026 according to verified data from MonitorBankRates.
Georgetown has 5 local institutions in our database, with money market rates as high as 2.43% APY from Randolph Brooks FCU at 1209 W University Ave, Georgetown, TX 78628 1282. Use the table below to compare all available offers, including options from institutions serving the broader Texas area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Georgetown, Texas and surrounding area. Last Updated and Verified: June 16, 2026
Compare the Best Money Market Rates Today in Georgetown, Texas & the Surrounding Area
Our tiered-rate calculation method offers higher rates as your balance increases. The stated interest rate is only paid on the portion of the balance within the specified tier. Rate is variable and subject to change after account is opened. Fees could reduce earnings on account.
Our tiered-rate calculation method offers higher rates as your balance increases. The stated interest rate is only paid on the portion of the balance within the specified tier. Rate is variable and subject to change after account is opened. Fees could reduce earnings on account.
Our tiered-rate calculation method offers higher rates as your balance increases. The stated interest rate is only paid on the portion of the balance within the specified tier. Rate is variable and subject to change after account is opened. Fees could reduce earnings on account.
Our tiered-rate calculation method offers higher rates as your balance increases. The stated interest rate is only paid on the portion of the balance within the specified tier. Rate is variable and subject to change after account is opened. Fees could reduce earnings on account.
Our tiered-rate calculation method offers higher rates as your balance increases. The stated interest rate is only paid on the portion of the balance within the specified tier. Rate is variable and subject to change after account is opened. Fees could reduce earnings on account.
Our tiered-rate calculation method offers higher rates as your balance increases. The stated interest rate is only paid on the portion of the balance within the specified tier. Rate is variable and subject to change after account is opened. Fees could reduce earnings on account.
* Bonus Dividend applies only to the first $10,000 in Money Market account deposits for accounts with at least 10 qualifying transactions monthly in the same Member's checking account. Rate is variable and subject to change after account is opened. Fees could reduce earnings on account.
* Bonus Dividend applies only to the first $10,000 in Money Market account deposits for accounts with at least 10 qualifying transactions monthly in the same Member's checking account. Rate is variable and subject to change after account is opened. Fees could reduce earnings on account.
Rate is variable and subject to change after account is opened. Fees could reduce earnings on account.
Interest rate up to
Annual Percentage Yield is accurate as of posting date and applies to new money deposits only. Rate is subject to change without notice after account opening. Fees and/or withdrawals could reduce the earnings on the account.
Tier: $100,000 and up
Balance $50,000 or more
$15,000+
This is a variable rate account. Dividends on Money Market Accounts will be compounded monthly and credited each calendar month. Fees could reduce the earnings on the account.
Balance: $1,000,000 or more
New money only
New money only
Tiered balance; $24,999.01 & Above
Balance: $750,000 to $999,999.99
Eligible clients can earn a 3.25% annual percentage yield (APY) with a new Truist Business Money Market account. Rates may vary based on branch location and whether you open an account in a branch, by phone or online. Interest earned is based on the following ledger balance tiers: Tier 1 - $0.01 to $4,999.99; Tier 2 - $5,000 to $99,999.99; Tier 3 - $100,000 to $499,999.99; Tier 4 - $500,000 to $999,999.99; Tier 5 - $1,000,000 to $4,999,999.99; Tier 6 - $5,000,000 or greater. Tiers 1-6 are eligible for this 3.25% Annual Percentage Yield (APY) variable rate offer. Your new Money Market Account could initially earn a rate lower than 3.25% APY. However, within 10 calendar days of account opening, your eligible account will automatically upgrade to the 3.25% APY rate. The standard interest rate and APY are 0.01% for balances $0.01 and greater. Fees may reduce earnings.
Rate information is effective as of the date printed in the header. Rates and APYs are subject to change without notice. Fees may reduce earnings on this account. Please see account disclosures for full details.
$250,000.00 - $499,999.99
$500,000.00 and above
Variable rate based on zip code. Minimum of $25,000 not currently deposited at Huntington. Get your variable rate after opening a Huntington Relationship Money Market Account when you maintain deposits of $25,000.00 - $2,000,000.99.
Tiered balance; $24,999.00 & Below
APY for 6 months
Fees may reduce earnings on the account. Rate may change after account opens. Rates and APY as of 1/22/2026
Fees may reduce earnings on the account. Rate may change after account opens. Rates and APY as of 1/22/2026
Fees may reduce earnings on the account. Rate may change after account opens. Rates and APY as of 1/22/2026
Fees may reduce earnings on the account. Rate may change after account opens. Rates and APY as of 1/22/2026
Rates effective 9/29/2025. APY = Annual Percentage Yield. For current rates, call 806-742-3606. Rates subject to change based on account balance criteria. Fees may reduce earnings.
*Rates disclosed as Annual Percentage Rate [APR] and; Annual Percentage Yield [APY] and may change at the bank's discretion.
Rates effective 9/29/2025. APY = Annual Percentage Yield. For current rates, call 806-742-3606. Rates subject to change based on account balance criteria. Fees may reduce earnings.
MMA Rates and APYs valid for IRAs
Rates effective 9/29/2025. APY = Annual Percentage Yield. For current rates, call 806-742-3606. Rates subject to change based on account balance criteria. Fees may reduce earnings.
Balances less than $250,000
Balances less than $500,000
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Georgetown, TX Money Market Rate Trends
Compare local Georgetown, TX money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Texas high-yield MMA rates rose 0.001 points over the past 7 days to 3.218% APY.
Texas standard MMA rates rose 0.006 points over the past 7 days to 0.774% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Georgetown, Texas money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Georgetown, Texas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Georgetown, Texas. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in TX.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Georgetown, Texas
What is a Money Market Account (MMA)?
Are Money Market accounts in Georgetown, Texas safe?
How often do MMA rates change in Georgetown, Texas?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Georgetown, Texas?
Best Money Market Rates in Georgetown, Texas
- Randolph Brooks FCU
RBFCU Classic Money Market — 2.43% APY - Austin Telco Federal Credit Union
Money Market Account — 0.95% APY - A+ Federal Credit Union
Tiered Money Market — 0.70% APY - Independent Bank Mckinney, TX
Business Money Markets — 0.50% APY - University Federal Credit Union
Money Market Tier — 0.32% APY
