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Texas MMA Rate Trends

Best Money Market Rates in Georgetown, Texas (TX) - March 2026

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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: March 20, 2026

Current Georgetown, Texas and the surrounding area money market rates include MCT Credit UnionMCT Credit Union2736 Nall St, Port Neches, TX 77651 5204A+5.0 ★Texas Ratio: 2.43% Kasasa Cash* Money Market Account at 5.55% APY, Chartway Credit UnionChartway Credit Union9441 FM 1960 Bypass Rd W Ste 100, Humble, TX 77338 4090A+5.0 ★Texas Ratio: 1.26% Money Market Plus at 4.15% APY, Community Service Credit UnionCommunity Service Credit Union250 FM 2821 Rd W, Huntsville, TX 77320 8422A5.0 ★Texas Ratio: 7.35% High Yield Savings (Money Market) at 4.00% APY, Together Credit UnionTogether Credit Union775 Gellhorn Dr, Houston, TX 77029 1416A+5.0 ★Texas Ratio: 5.65% Money Market (IRA) at 3.75% APY, and OWB One World BankOWB One World Bank2449 Walnut Hill Ln, Dallas, TX 75229A+5.0 ★Texas Ratio: 0.80% Rocket 88 Money Market Accounts (Personal & Business) at 3.75% APY.

To see how these money market rates in Georgetown, Texas and the surrounding area compare, use our comprehensive tables below for side-by-side comparisons so you can find the best yields available. Rates in Georgetown, Texas (TX) are continually updated we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Georgetown, Texas and surrounding area. Last Updated and Verified: March 20, 2026

Georgetown, TX Money Market Rate Trends

Compare local Georgetown, TX MMA rate quotes against the statewide average

Weekly money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Texas MMA Trends →
High-Yield MMA — TX Avg
1.628%
▲ 0.945 from last week

Texas high-yield MMA rates rose 0.945 points this week to 1.628% APY, up from 0.683% last week.

Standard MMA — TX Avg
1.084%
▲ 0.316 from last week

Texas standard MMA rates rose 0.316 points this week to 1.084% APY, up from 0.768% last week.

As of Mar 20, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Compare the Best Money Market Rates Today in Georgetown, Texas & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Austin Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
501 W University Ave, Georgetown, TX 78626 6603
Share/Money Market
3.50%
$0
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

As Low As; Up to 60 Months

Texell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
723 W University Ave Ste 100, Georgetown, TX 78626 2981
Money Market
3.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.47%
4409 Williams Dr, Georgetown, TX 78628 1383
Personal Money Market
3.25%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 15, 2026
Details

MCT Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.43%
2736 Nall St, Port Neches, TX 77651 5204
Kasasa Cash* Money Market Account
5.55%
$5
View
▼
Rate5.41%
Min Deposit$5
Min Balance—
UpdatedMar 20, 2026
Details

Chartway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
9441 FM 1960 Bypass Rd W Ste 100, Humble, TX 77338 4090
Money Market Plus
4.15%
$0
View
▼
Rate4.07%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Rates displayed include a 0.25% APY Relationship Bonus. To earn the Money Market Plus Relationship Bonus Rate, you must maintain any personal or business checking account and an average daily balance (ADB) of $10,000 or more in the Money Market Plus account during the calendar month. Both the checking account and the Money Market Plus account must be under the same member number. The monthly qualification cycle is defined as the period beginning on the first calendar day of the month and ending on the last calendar day of the month. Fees may reduce earnings on the account. Certain conditions and restrictions may apply. Rates are subject to change without notice. Please refer to the Membership Agreement and Disclosures for terms and conditions applicable to specific accounts.

Community Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
250 FM 2821 Rd W, Huntsville, TX 77320 8422
High Yield Savings (Money Market)
4.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Community Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
250 FM 2821 Rd W, Huntsville, TX 77320 8422
High Yield Savings (Money Market)
3.80%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
775 Gellhorn Dr, Houston, TX 77029 1416
Money Market
3.75%
$0
View
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

New money only

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
775 Gellhorn Dr, Houston, TX 77029 1416
Money Market (IRA)
3.75%
$0
View
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

New money only

Chartway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
9441 FM 1960 Bypass Rd W Ste 100, Humble, TX 77338 4090
Money Market Plus
3.75%
$0
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Rates displayed include a 0.25% APY Relationship Bonus. To earn the Money Market Plus Relationship Bonus Rate, you must maintain any personal or business checking account and an average daily balance (ADB) of $10,000 or more in the Money Market Plus account during the calendar month. Both the checking account and the Money Market Plus account must be under the same member number. The monthly qualification cycle is defined as the period beginning on the first calendar day of the month and ending on the last calendar day of the month. Fees may reduce earnings on the account. Certain conditions and restrictions may apply. Rates are subject to change without notice. Please refer to the Membership Agreement and Disclosures for terms and conditions applicable to specific accounts.

OWB One World Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
2449 Walnut Hill Ln, Dallas, TX 75229
Rocket 88 Money Market Accounts (Personal & Business)
3.75%
$0
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

UMB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
777 Main St, Fort Worth, TX 76102
UMB Retail Money Market
3.71%
$0
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

Community Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
250 FM 2821 Rd W, Huntsville, TX 77320 8422
High Yield Savings (Money Market)
3.70%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Bay Road West Wind Building, Georgetown, 00000
Relationship Money Market Account
3.66%
$0
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

With Private Client Account****

Community Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
250 FM 2821 Rd W, Huntsville, TX 77320 8422
HIGH YIELD SAVINGS (MONEY MARKET)
3.65%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
14090 Southwest Fwy Ste 260, Sugar Land, TX 77478 3678
Money Market Account
3.61%
$13,000,000
View
▼
Rate3.55%
Min Deposit$13,000,000
Min Balance—
UpdatedMar 20, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Bay Road West Wind Building, Georgetown, 00000
Relationship Money Market Account
3.56%
$0
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

With Huntington Platinum Perks Checking***

Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2600 S Gessner Rd, Houston, TX 77063
Personal Money Market
3.56%
$250
View
▼
Rate3.50%
Min Deposit$250
Min Balance—
UpdatedMar 20, 2026
Details

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
14090 Southwest Fwy Ste 260, Sugar Land, TX 77478 3678
Money Market Account
3.56%
$4,500,000
View
▼
Rate3.50%
Min Deposit$4,500,000
Min Balance—
UpdatedMar 20, 2026
Details

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
2501 S State Highway 121 BUS, Lewisville, TX 75067 4394
Sun Fund Money Market
3.51%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Balance $50,000 or more

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Bay Road West Wind Building, Georgetown, 00000
Relationship Money Market Account
3.51%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

With Huntington Perks Checking**

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
14090 Southwest Fwy Ste 260, Sugar Land, TX 77478 3678
Money Market Account
3.51%
$2,500,000
View
▼
Rate3.45%
Min Deposit$2,500,000
Min Balance—
UpdatedMar 20, 2026
Details

CNB of Taylor
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
116 W 3rd St, Taylor, TX 76574
Premier Money Market
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.71%
100 Dominion Park Dr, Houston, TX 77090 6716
Money Market Max
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
7034 Alamo Downs Pkwy, San Antonio, TX 78238
Money Market Special Intro rate
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

$15,000+

Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
14090 Southwest Fwy Ste 260, Sugar Land, TX 77478 3678
Money Market Account
3.45%
$500,000
View
▼
Rate3.40%
Min Deposit$500,000
Min Balance—
UpdatedMar 20, 2026
Details

Community Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
250 FM 2821 Rd W, Huntsville, TX 77320 8422
HIGH YIELD SAVINGS (MONEY MARKET)
3.45%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
200 W Morgan, Meridian, TX 76665
Thrive Money Market & Above
3.45%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

$24,999.01

Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
200 W Morgan, Meridian, TX 76665
Thrive Money Market
3.45%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

$24,999.01 & Above

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Bay Road West Wind Building, Georgetown, 00000
Relationship Money Market Account
3.45%
$0
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Non-Relationship Rate

PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.71%
100 Dominion Park Dr, Houston, TX 77090 6716
Money Market Max
3.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

Ciera Bank
Institution Rating:
A-4.9 ★ Texas Ratio: 16.58%
623 Elm St, Graham, TX 76450
Money Market Savings Account
3.40%
$2,500
View
▼
Rate3.35%
Min Deposit$2,500
Min Balance—
UpdatedMar 18, 2026
Details

Golden Bank National Association
Institution Rating:
A+5.0 ★ Texas Ratio: 3.27%
9315 Bellaire Blvd, Houston, TX 77036
money market account
3.38%
$20,000
View
▼
Rate—
Min Deposit$20,000
Min Balance—
UpdatedMar 20, 2026
Details

new money

Community Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
250 FM 2821 Rd W, Huntsville, TX 77320 8422
HIGH YIELD SAVINGS (MONEY MARKET)
3.35%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
4405 Summerhill Rd, Texarkana, TX 75503
Commercial Money Market
3.35%
$0
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details

($2,500 Opening Balance)

PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.71%
100 Dominion Park Dr, Houston, TX 77090 6716
Money Market Max
3.30%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

American State Bank (TX)
Institution Rating:
A-4.9 ★ Texas Ratio: 16.23%
102 W Front, Arp, TX 75750
Pinnacle Money Market Account Tier 4
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

American State Bank (TX)
Institution Rating:
A-4.9 ★ Texas Ratio: 16.23%
102 W Front, Arp, TX 75750
Pinnacle Money Market Account
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

American State Bank (TX)
Institution Rating:
A-4.9 ★ Texas Ratio: 16.23%
102 W Front, Arp, TX 75750
Pinnacle Money Market Account Tier 3
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2600 S Gessner Rd, Houston, TX 77063
Business Money Market
3.25%
$2,500
View
▼
Rate3.20%
Min Deposit$2,500
Min Balance—
UpdatedMar 20, 2026
Details

Ciera Bank
Institution Rating:
A-4.9 ★ Texas Ratio: 16.58%
623 Elm St, Graham, TX 76450
Money Market Deposit Account
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Toyota Motor Manufacturing, Georgetown, KY 40324
Money Market Plus Account
3.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.71%
100 Dominion Park Dr, Houston, TX 77090 6716
Money Market Max
3.20%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Bay Road West Wind Building, Georgetown, 00000
High-Yield Money Market
3.20%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 20, 2026
Details

Minimum of $25,000 not currently deposited at Huntington.

Charter Bank TX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
10502 Leopard St, Corpus Christi, TX 78410
Money Market
3.20%
$0
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

b1BANK
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
8411 Preston Rd, Dallas, TX 75225
Max Money Market
3.18%
$0
View
▼
Rate3.13%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Premium rate tiers with an active checking account

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
4405 Summerhill Rd, Texarkana, TX 75503
Commercial Money Market
3.15%
$0
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details

($2,500 Opening Balance)

Premier America Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
2001 Rankin Rd, Houston, TX 77073 5114
Business Advantage Money Market Account
3.15%
$0
View
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

Premier America Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
2001 Rankin Rd, Houston, TX 77073 5114
Advantage Money Market
3.15%
$0
View
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

Premier America Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
2001 Rankin Rd, Houston, TX 77073 5114
Advantage IRA Money Market
3.15%
$0
View
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

Oakwood Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.07%
8411 Preston Rd Ste 106, Dallas, TX 75225
MAX Money Market
3.12%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

b1BANK
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
8411 Preston Rd, Dallas, TX 75225
MAX Money Market
3.12%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4849 N Mesa St, El Paso, TX 79912
Money Market
3.10%
$0
View
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.71%
100 Dominion Park Dr, Houston, TX 77090 6716
Money Market Max
3.10%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

The MINT National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
1213 Kingwood Dr, Kingwood, TX 77339
MonuMINT Emerald MMA
3.10%
$0
View
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

Balances $250,000 and above

The MINT National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
1213 Kingwood Dr, Kingwood, TX 77339
ManageMINT Emerald MMA
3.10%
$0
View
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

Balances $500,000 and above

b1BANK
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
8411 Preston Rd, Dallas, TX 75225
Max Money Market
3.07%
$0
View
▼
Rate3.03%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Premium rate tiers with an active checking account

Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
1617 Pleasonton Rd Ste G 109, El Paso, TX 79906
Premier Money Market
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

APY for 6 months

Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
200 W Morgan, Meridian, TX 76665
Thrive Money Market & Below
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

$24,999.00

Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
200 W Morgan, Meridian, TX 76665
Thrive Money Market
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

$24,999.00 & Below

Prestige Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
15203 Knoll Trail Dr Ste 101, Dallas, TX 75248
High Yield Money Market
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

Prestige Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
15203 Knoll Trail Dr Ste 101, Dallas, TX 75248
Money Market
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

Community Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
250 FM 2821 Rd W, Huntsville, TX 77320 8422
High Yield Savings (Money Market)
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Texoma Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.67%
3800 Sheppard Access Rd, Wichita Falls, TX 76306
MMA Platinum and up)
3.04%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

$100,000

Trinity Bank, N.A.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
3500 W Vickery Blvd, Fort Worth, TX 76107
Trinity Personal Money Market Account
3.04%
$500
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMar 15, 2026
Details

Trinity Bank, N.A.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
3500 W Vickery Blvd, Fort Worth, TX 76107
Trinity Commercial Money Market Account
3.04%
$500
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMar 15, 2026
Details

BP Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.23%
15455 Memorial Dr Ste 200, Houston, TX 77079 4136
Money Market
3.04%
$2,500
View
▼
Rate3.00%
Min Deposit$2,500
Min Balance—
UpdatedMar 18, 2026
Details

$100,000 +

b1BANK
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
8411 Preston Rd, Dallas, TX 75225
Max Money Market
3.03%
$0
View
▼
Rate2.99%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Premium rate tiers with an active checking account

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
4405 Summerhill Rd, Texarkana, TX 75503
Commercial Money Market
3.00%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details

($2,500 Opening Balance)

PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.71%
100 Dominion Park Dr, Houston, TX 77090 6716
Money Market Max
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

TEXAR Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
2301 RICHMOND RD, TEXARKANA, TX 75503
Money Market Checking Tiers
3.00%
$2,500
View
▼
Rate2.96%
Min Deposit$2,500
Min Balance—
UpdatedMar 20, 2026
Details

Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.41%
1021 Central Expy S, allen, TX 75013 2790
Business Money Market Plus
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Ciera Bank
Institution Rating:
A-4.9 ★ Texas Ratio: 16.58%
623 Elm St, Graham, TX 76450
Money Market Savings Account
3.00%
$2,500
View
▼
Rate2.96%
Min Deposit$2,500
Min Balance—
UpdatedMar 18, 2026
Details

Amarillo National Bank
Institution Rating:
A5.0 ★ Texas Ratio: 13.79%
410 S Taylor St, Amarillo, TX 79101
Personal Money Market
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

BankUnited
Institution Rating:
A-5.0 ★ Texas Ratio: 15.40%
5610 Lemmon Ave, Dallas, TX 75209
Promotional Money Market Account
3.00%
$2,500
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 18, 2026
Details

Guaranteed for 3 months

Texas Capital Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
2000 Mckinney Ave, Dallas, TX 75201
Family Office Star Money Market
2.96%
$0
View
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

$500 Minimum to obtain APY disclosed

Texas Capital Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
2000 Mckinney Ave, Dallas, TX 75201
Star Money Market Account
2.96%
$0
View
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

$500 Minimum to obtain APY disclosed

Planters Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
4801 Old Jacksonville Hwy, Tyler, TX 75703
High Yield Money Market
2.95%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

Texas Capital Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
2000 Mckinney Ave, Dallas, TX 75201
Business Money Market
2.94%
$500
View
▼
Rate2.90%
Min Deposit$500
Min Balance—
UpdatedMar 15, 2026
Details

$500 Minimum to accrue interest

Charter Bank TX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
10502 Leopard St, Corpus Christi, TX 78410
Money Market
2.94%
$0
View
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Qualifying balance up to $499,999.99

Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2600 S Gessner Rd, Houston, TX 77063
Business Money Market
2.94%
$2,500
View
▼
Rate2.90%
Min Deposit$2,500
Min Balance—
UpdatedMar 20, 2026
Details

Nusenda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.72%
4849 N Mesa St, El Paso, TX 79912
Money Market
2.85%
$0
View
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Ciera Bank
Institution Rating:
A-4.9 ★ Texas Ratio: 16.58%
623 Elm St, Graham, TX 76450
Money Market Deposit Account
2.85%
$0
View
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
4405 Summerhill Rd, Texarkana, TX 75503
Commercial Money Market
2.85%
$0
View
▼
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details

($2,500 Opening Balance)

Del Rio SP Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
106 N Main St, Del Rio, TX 78840
Money Market
2.85%
$0
View
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

Balances of $100,000.00 and over

Trinity Bank, N.A.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
3500 W Vickery Blvd, Fort Worth, TX 76107
Trinity Personal Money Market Account
2.84%
$500
View
▼
Rate2.80%
Min Deposit$500
Min Balance—
UpdatedMar 15, 2026
Details

Texas Capital Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
2000 Mckinney Ave, Dallas, TX 75201
Star Money Market Account
2.84%
$0
View
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

$500 Minimum to obtain APY disclosed

Texas Capital Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
2000 Mckinney Ave, Dallas, TX 75201
Family Office Star Money Market
2.84%
$0
View
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

$500 Minimum to obtain APY disclosed

Trinity Bank, N.A.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.28%
3500 W Vickery Blvd, Fort Worth, TX 76107
Trinity Commercial Money Market Account
2.84%
$500
View
▼
Rate2.80%
Min Deposit$500
Min Balance—
UpdatedMar 15, 2026
Details

Hanmi Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
1107 E Pioneer Pkwy, Arlington, TX 76010
Simple Money Market
2.80%
$100
View
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details

$5 monthly maintenance charge waived when minimum balance requirement is met

First Liberty Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
2600 Dallas Pkwy, Frisco, TX 75034
Platinum Money Market
2.80%
$0
View
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Texas Capital Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
2000 Mckinney Ave, Dallas, TX 75201
Business Money Market
2.79%
$500
View
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedMar 15, 2026
Details

$500 Minimum to accrue interest

b1BANK
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
8411 Preston Rd, Dallas, TX 75225
Max Money Market
2.78%
$0
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Premium rate tiers with an active checking account

EECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
1617 W 7th St, Fort Worth, TX 76102
Business Money Market Savings
2.78%
$5,000
View
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMar 16, 2026
Details

As High As; Min balance of $100K

EECU Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
1617 W 7th St, Fort Worth, TX 76102
Money Market Savings
2.78%
$2,500
View
▼
Rate2.75%
Min Deposit$2,500
Min Balance—
UpdatedMar 16, 2026
Details

Lubbock Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2802 York Ave Unit D, LUBBOCK, TX 79407 2632
Money Market Savings
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

TEXAS TECH
Institution Rating:
A5.0 ★ Texas Ratio: 8.53%
1802 Texas Tech Parkway, Lubbock, TX 79409
Money Market Savings
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

Premier America Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
2001 Rankin Rd, Houston, TX 77073 5114
High-Yield Money Market Account (Grandfathered Product)
2.75%
$0
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

Premier America Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
2001 Rankin Rd, Houston, TX 77073 5114
High-Yield IRA Money Market Account (Grandfathered Product)
2.75%
$0
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

GECU Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.97%
7227 Viscount Blvd, El Paso, TX 79925
Money Market accounts
2.75%
$0
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Georgetown, Texas and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Georgetown, Texas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Georgetown, Texas. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in TX.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Georgetown, Texas

What is a Money Market Account (MMA)?

A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Texas.

Are Money Market accounts in Georgetown, Texas safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Texas up to $250,000 per depositor, per institution.

How often do MMA rates change in Georgetown, Texas?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Texas rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

Best Money Market Rates in Georgetown, Texas

Here are some of the highest money market account APYs currently available in Georgetown, Texas and the surrounding area:
  • MCT Credit Union
    Kasasa Cash* Money Market Account — 5.55% APY
  • Chartway Credit Union
    Money Market Plus — 4.15% APY
  • Community Service Credit Union
    High Yield Savings (Money Market) — 4.00% APY
  • Together Credit Union
    Money Market (IRA) — 3.75% APY
  • OWB One World Bank
    Rocket 88 Money Market Accounts (Personal & Business) — 3.75% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Georgetown, Texas. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 20, 2026

Georgetown, Texas Rates & Resources

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