Independent Bank Mckinney, TX CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.25%, 6-month CD rates at 3.28% and 3-month CD rates at 1.05%. Current savings rates are at 0.03% and money market rates are at 0.20%. Mortgage rates today on 30-year fixed loans are around 6.83%. Credit Card rates are at 14.24%. Personal Loan rates are at 12.50%. All these rates, and more, can be found in our database of rates. Independent Bank Mckinney, TX's 12-Month CD rates are at 3.30%, 36-Month CD rates are at 2.25%, 60-Month CD rates are at 2.25%, 24-Month CD rates are at 2.15%. Independent Bank Mckinney, TX's savings rates are at 1.00%. Independent Bank Mckinney, TX's money market rates are at 0.15%.

Independent Bank Mckinney, TX

To see how these rates compare to Independent Bank Mckinney, TX CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Independent Bank Mckinney, TX, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Independent Bank Mckinney, TX CD rates. You can also compare Independent Bank Mckinney, TX savings rates, MMA rates and mortgage rates using our other rate lists.

Independent Bank Mckinney, TX money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Independent Bank Mckinney, TX? Share your experience about Independent Bank Mckinney, TX by leaving a review below, or read customer reviews before you decide to use Independent Bank Mckinney, TX.

Independent Bank Mckinney, TX Texas Ratio

Independent Bank Mckinney, TX's Texas Ratio is at 3.80%, which is considered excellent. The Texas Ratio for Independent Bank Mckinney, TX is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Independent Bank Mckinney, TX is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.30%
18-Month CD
N/A
24-Month CD
2.15%
36-Month CD
2.25%
48-Month CD
N/A
60-Month CD
2.25%
Savings
1.00%
MMA
0.15%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Independent Bank Mckinney, TX
7777 Henneman Way
Mckinney, TX 75070
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Independent Bank Mckinney, TX CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
12-Month CD
3.30%
$1,000
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
60-Month CD
2.25%
$1,000
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
36-Month CD
2.25%
$1,000
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
24-Month CD
2.15%
$1,000
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
Basic Savings
1.00%
$25
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
Premier Checking
0.50%
$25
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
Business Money Market
0.15%
$25
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
Premier Money Market
0.15%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Independent Bank Mckinney, TX Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Rising Bank
Rising Bank
High Yield Savings
4.30%
$1,000
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
60-Month CD
4.14%
$500
First State Bank of Harvey
First State Bank of Harvey
6-Month CD
4.14%
$1,000
Canyon View Credit Union
Canyon View Credit Union
36-Month CD
4.11%
$500
Ixonia Bank
Ixonia Bank
48-Month CD
4.00%
$1,000
Hinsdale Bank & Trust Company
Hinsdale Bank & Trust Company
11-Month CD
3.90%
$1,000
Regional Missouri Bank
Regional Missouri Bank
24-Month CD
3.85%
$1,000
OBannon Bank
OBannon Bank
24-Month CD
3.80%
$1,000
Spring Bank Brookfield, WI
Spring Bank Brookfield, WI
60-Month CD
3.80%
$1,000
State Bank of Southern Utah
State Bank of Southern Utah
36-Month CD
3.80%
$500
Farmers and Merchants Bank Milligan, NE
Farmers and Merchants Bank Milligan, NE
24-Month CD
3.75%
$500
First FSB Rochester, IN
First FSB Rochester, IN
12-Month CD
3.55%
$500
Primary Bank
Primary Bank
12-Month CD
3.50%
$1,000
Northern Bank Direct
Northern Bank Direct
18-Month CD
3.50%
$500
Industry State Bank
Industry State Bank
12-Month CD (Jumbo)
3.50%
$100,000
Minnesota First
Minnesota First
12-Month CD
3.23%
$500
First Bank Elk River
First Bank Elk River
36-Month CD
3.08%
$500
Capitol Federal Savings Bank
Capitol Federal Savings Bank
30-Month CD
3.00%
$1,000
Mauch Chunk Trust Company
48-Month CD
2.81%
$500
Falcon National Bank
Falcon National Bank
36-Month CD
2.75%
$500
United Savings Bank Philadelphia, PA
United Savings Bank Philadelphia, PA
12-Month CD
2.50%
$1,000
Van Wert Federal Savings Bank
Van Wert Federal Savings Bank
48-Month CD
2.17%
$1,000
Alpena-Alcona Area Credit Union
Alpena-Alcona Area Credit Union
24-Month CD
2.02%
$500
BAC Community Bank
BAC Community Bank
24-Month CD
2.00%
$2,500
Farmers State Bank Elmwood, IL
Farmers State Bank Elmwood, IL
60-Month CD
1.99%
$1,000
Home Bank of California
Home Bank of California
Personal Super Money Market
1.97%
$1,000
JTNB
JTNB
12-Month CD
1.50%
$1,000
Sound Community Bank
Sound Community Bank
Momentum Money Market
1.00%
$25,000
First Federal S&L Pascagoula, MS
First Federal S&L Pascagoula, MS
First Choice Money Market
0.75%
$10,000
BAC Community Bank
BAC Community Bank
48-Month CD
0.75%
$2,500
Eagle Bank Everett, MA
Eagle Bank Everett, MA
60-Month CD
0.65%
$500
Beardstown Savings
Beardstown Savings
30-Month CD
0.60%
$0
Mifflinburg B&T CO.
Mifflinburg B&T CO.
12-Month CD
0.55%
$500
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
Smart Start Savings
0.50%
$100
PS Bank
PS Bank
24-Month CD
0.50%
$500
Thumb Bank and Trust
Thumb Bank and Trust
18-Month CD
0.50%
$500
Buena Vista National Bank
Buena Vista National Bank
Money Market
0.45%
$50,000
Bruning Bank
Bruning Bank
Savings
0.35%
$50
Cecil Bank
Cecil Bank
Money Market
0.30%
$25,000
United Bank of Union
United Bank of Union
Seniority Checking
0.30%
$0
Community Bank of Elmhurst
Community Bank of Elmhurst
Savings
0.25%
$100
Grand Timber Bank
Grand Timber Bank
Statement Savings
0.15%
$50
American Bank of Baxter Springs
American Bank of Baxter Springs
3-Month CD
0.10%
$1,000
United Trust Bank
United Trust Bank
Premium Money Market
0.10%
$0
BayVanguard Bank
BayVanguard Bank
Business Interest Checking
0.05%
$5,000
BankPlus
BankPlus
Personal Savings
0.05%
$100
F&M Bank Laotto, IN
F&M Bank Laotto, IN
Simply Savings
0.03%
$50
First Hawaiian Bank
First Hawaiian Bank
Savings
0.02%
$20
Adirondack Bank
Adirondack Bank
Loyalty Savings
0.01%
$500
Agility Bank
Agility Bank
12-Month CD (Bump-Up)
0.00%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 8, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Independent Bank Mckinney, TX Information

Independent Bank Mckinney, TX
7777 Henneman Way
Mckinney, TX 75070
Collin
Established Date: 01/01/1913
FDIC Certificate #: 3076
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: INDEPENDENT BANK GROUP INC
How Many Domestic U.S. Offices? 100
How Many Branches are There? 101
Is Independent Bank Mckinney, TX FDIC Insured? Yes
What is Independent Bank Mckinney, TX's Cert number? 3076
What is the maximum amount for insured deposits? $250,000 per holder, per account

Independent Bank Mckinney, TX Financials

Total Assets:
$18,866,990,000
Total Deposits:
$15,676,900,000
Equity Capital:
$2,718,754,000
Domestic Deposits:
$15,676,900,000
Net Income:
$31,324,000
Return on Assets:
0.3436%
Quarterly Return on Assets:
0.6600%
Pretax Return on Assets:
0.8319%
Pretax Quarterly Return on Assets:
0.8300%
Return on Equity:
2.3700%
Quarterly Return on Equity:
4.6100%
Common Equity Tier 1 Capital Ratio:
11.8793%
Tier 1 Risk-Based Capital Ratio:
11.8793%
Leverage Tier 1 (Core Capital) Ratio:
10.5734%
Total Risk-Based Capital Ratio (YTD):
12.7308%
Total Interest Income (YTD):
5.1681%
 
 
Headquarters:
Mckinney
FDIC Field Office:
Dallas
Regulator:
FDIC
County:
Collin
# of Offices:
100
Metropolitan Statistical Area (MSA):
Dallas-Fort Worth-Arlington, TX
Consolidated Metropolitan Statistical Area (CMSA):
Dallas-Fort Worth, TX
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

MySavingsDirect Savings RatesMySavingsDirect savings rates are very competitive when compared to other online savings rates. Savings rates at MySavingsDirect also blow traditional brick-and-mortar savings banks' rates out the water. Current savings rates from MySavingsDirect are at 1.88 percent with an APY of 1.90 percent. That rate is currently 21 times higher than the current FDIC national average savings rate of 0.09 percent. MySavingsDirect is a division of Emigrant Bank which has been in business since 1850. To get the best savings rate on a savings account be sure to compare online rates with MySavingsDirect savings rates.
AmTrust Direct has one of the best online savings accounts offers - their e-Savings Account currently has a 4.00% APY. The minimum deposit is $500. The 4.00% APY is for balances up to $99,999.99 and balances $100,000 and over receive a rate of 2.50% APY.

Bank or Credit Union Offers and Deals

EverBank 4 Year Jumbo CD Rates now at 1.54%
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Home Prices up 0.9% in Q3
Polaris Funding Group Mortgage Rates
E-Loan 6 Month Jumbo CD Rates now at 0.85%
NewDominion Bank 6 Month CD Rates now at 0.30%
Mortgage Rates Remain Low This Week - 30 Year Rates Averaging 3.76%
First Republic Bank 5 month CD Rate
AmTrust Direct Bank CD Rates
Mortgage Rates Weekly Report: Short Term Mortgage Rates Tumble as Bond Yields Decline

Alternative Bank and Credit Union Offers to Explore

NewDominion Bank MMA 50K Rates now at 0.69%
Interest Rates Might Higher Move Sooner Than the End of 2015
NewDominion Bank MMA Rates now at 0.15%
Mortgage Rates and Refinance Rates 3/4: 30 Year Jumbo Rates at 5.48%, 15 Year Jumbo Rates at 4.66%
Marathon Bank CD Rates and Jumbo CD Rates
iGObanking.com MMA 50K Rates now at 1.09%
People's United Bank Mortgage Rates
Bethpage Credit Union CD Rates: 5.00% APY 12-Month CD, 4.75% APY 6-Month CD
Best Savings Rates in December 2018
Colorado Federal Savings Bank Savings Rates now at 0.85%

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