Auto Loan Rates in Winston Salem, North Carolina (NC) for March 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Winston Salem, North Carolina. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Winston Salem, North Carolina include State Employees Credit UnionState Employees Credit Union1025 S PEACE HAVEN RD, WINSTON SALEM, NC, 27103A-5.0 ★Texas Ratio: 15.54% offering New auto loans at 4.25%, Summit Credit UnionSummit Credit Union1100 S Stratford Rd Ste 400B, Winston Salem, NC, 27103 3217A+5.0 ★Texas Ratio: 2.72% offering Auto Loans at 4.99%, Emergency Responders Credit UnionEmergency Responders Credit Union1777 Link Rd, Winston Salem, NC, 27103 4625B+4.8 ★Texas Ratio: 17.88% offering New Autos at 5.00%, Truliant Federal Credit UnionTruliant Federal Credit Union3200 Truliant Way, Winston Salem, NC, 27103A5.0 ★Texas Ratio: 7.58% offering New Auto Loans 2025 - Newer at 5.14%, Allegacy Federal Credit UnionAllegacy Federal Credit Union1691 Westbrook Plaza Dr, Winston Salem, NC, 27103 2993A5.0 ★Texas Ratio: 6.91% offering New Vehicle at 5.19%. Auto loan rates as of March 28, 2026 according to verified data from MonitorBankRates.
Auto loan rates in Winston Salem, North Carolina are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.
We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Winston Salem, North Carolina. Auto Loan Rates Last Updated and Verified: March 28, 2026
Compare Auto Loan Rates Today in Winston Salem, North Carolina & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
1025 S PEACE HAVEN RD, WINSTON SALEM, NC, 27103
New auto loans
4.25%
36 months
▼
APR4.25%
Term36 months
Last UpdatedMar 28, 2026
Details
State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
1025 S PEACE HAVEN RD, WINSTON SALEM, NC, 27103
New auto loans
4.50%
48 months
▼
APR4.50%
Term48 months
Last UpdatedMar 28, 2026
Details
State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
1025 S PEACE HAVEN RD, WINSTON SALEM, NC, 27103
Auto Loans
4.75%
36 months
▼
APR4.75%
Term36 months
Last UpdatedMar 28, 2026
Details
As Low As
State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
1025 S PEACE HAVEN RD, WINSTON SALEM, NC, 27103
New auto loans
4.75%
60 months
▼
APR4.75%
Term60 months
Last UpdatedMar 28, 2026
Details
Summit Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
1100 S Stratford Rd Ste 400B, Winston Salem, NC, 27103 3217
Auto Loans
4.99%
Up to 48 Months
▼
APR4.99%
TermUp to 48 Months
Last UpdatedMar 28, 2026
Details
As Low As
Emergency Responders Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.88%
1777 Link Rd, Winston Salem, NC, 27103 4625
New Autos
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedMar 26, 2026
Details
As Low As; Up tp 84 Months
State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
1025 S PEACE HAVEN RD, WINSTON SALEM, NC, 27103
Auto Loans
5.00%
48 months
▼
APR5.00%
Term48 months
Last UpdatedMar 28, 2026
Details
As Low As
State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
1025 S PEACE HAVEN RD, WINSTON SALEM, NC, 27103
New auto loans
5.00%
72 months
▼
APR5.00%
Term72 months
Last UpdatedMar 28, 2026
Details
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
3200 Truliant Way, Winston Salem, NC, 27103
New Auto Loans 2025 - Newer
5.14%
36 - 63
▼
APR5.14%
Term36 - 63
Last UpdatedMar 22, 2026
Details
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC, 27103 2993
New Vehicle
5.19%
1-66
▼
APR5.19%
Term1-66
Last UpdatedMar 25, 2026
Details
As Low As; Term: 1-66 Months; Payroll Deduction or Automatic Draft
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC, 27103 2993
Used Vehicle
5.19%
1-60
▼
APR5.19%
Term1-60
Last UpdatedMar 25, 2026
Details
As Low As; Term: 1-60 Months
Summit Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
1100 S Stratford Rd Ste 400B, Winston Salem, NC, 27103 3217
Auto Loans
5.19%
49 to 60 Months
▼
APR5.19%
Term49 to 60 Months
Last UpdatedMar 28, 2026
Details
As Low As
State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
1025 S PEACE HAVEN RD, WINSTON SALEM, NC, 27103
Auto Loans
5.25%
60 months
▼
APR5.25%
Term60 months
Last UpdatedMar 28, 2026
Details
As Low As
Emergency Responders Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.88%
1777 Link Rd, Winston Salem, NC, 27103 4625
Used Autos (2016 - 2025)
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMar 26, 2026
Details
As Low As; Up to 84 Months
State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
1025 S PEACE HAVEN RD, WINSTON SALEM, NC, 27103
Auto Loans
5.50%
72 months
▼
APR5.50%
Term72 months
Last UpdatedMar 28, 2026
Details
As Low As
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
3200 Truliant Way, Winston Salem, NC, 27103
New Auto Loans 2025 - Newer
5.54%
64 - 75
▼
APR5.54%
Term64 - 75
Last UpdatedMar 22, 2026
Details
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
3200 Truliant Way, Winston Salem, NC, 27103
Used Auto Loan
5.64%
36 - 63
▼
APR5.64%
Term36 - 63
Last UpdatedMar 22, 2026
Details
Model Year: 2019 - 2024
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC, 27103 2993
New Vehicle
5.69%
1-66
▼
APR5.69%
Term1-66
Last UpdatedMar 25, 2026
Details
As Low As; Term: 1-66 Months; Non-Payroll Deduction
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC, 27103 2993
Used Vehicle
5.69%
1-60
▼
APR5.69%
Term1-60
Last UpdatedMar 25, 2026
Details
As Low As; Term: 1-60 Months
Summit Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
1100 S Stratford Rd Ste 400B, Winston Salem, NC, 27103 3217
Auto Loans
5.69%
61 to 72 Months
▼
APR5.69%
Term61 to 72 Months
Last UpdatedMar 28, 2026
Details
As Low As
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC, 27103 2993
New Vehicle
5.70%
67-75
▼
APR5.70%
Term67-75
Last UpdatedMar 25, 2026
Details
As Low As; Term: 67-75 Months; Payroll Deduction or Automatic Draft
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC, 27103 2993
Used Vehicle
5.70%
61-66
▼
APR5.70%
Term61-66
Last UpdatedMar 25, 2026
Details
As Low As; Term: 61-66 Months
State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
1025 S PEACE HAVEN RD, WINSTON SALEM, NC, 27103
New auto loans
5.75%
84 months
▼
APR5.75%
Term84 months
Last UpdatedMar 28, 2026
Details
Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
711 E Salem Ave, Winston salem, NC, 27101 5365
New Car
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedMar 28, 2026
Details
up to 84 months
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC, 27103 2993
New Vehicle
5.85%
76-84
▼
APR5.85%
Term76-84
Last UpdatedMar 25, 2026
Details
As Low As; Term: 76-84 Months; Payroll Deduction or Automatic Draft
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC, 27103 2993
Used Vehicle
5.85%
67-75
▼
APR5.85%
Term67-75
Last UpdatedMar 25, 2026
Details
As Low As; Term: 67-75 Months
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
3200 Truliant Way, Winston Salem, NC, 27103
New Auto Loans 2025 - Newer
5.99%
76 - 84
▼
APR5.99%
Term76 - 84
Last UpdatedMar 22, 2026
Details
Winston Salem Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.34%
711 E SALEM AVE, WINSTON SALEM, NC, 27101 5365
New Car
6.00%
up to 84 months
▼
APR6.00%
Termup to 84 months
Last UpdatedMar 28, 2026
Details
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
3200 Truliant Way, Winston Salem, NC, 27103
Used Auto Loan
6.04%
64 - 75
▼
APR6.04%
Term64 - 75
Last UpdatedMar 22, 2026
Details
Model Year: 2019 - 2024
Summit Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
1100 S Stratford Rd Ste 400B, Winston Salem, NC, 27103 3217
Auto Loans
6.19%
73 to 84 Months
▼
APR6.19%
Term73 to 84 Months
Last UpdatedMar 28, 2026
Details
As Low As
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC, 27103 2993
New Vehicle
6.20%
67-75
▼
APR6.20%
Term67-75
Last UpdatedMar 25, 2026
Details
As Low As; Term: 67-75 Months; Non-Payroll Deduction
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC, 27103 2993
Used Vehicle
6.20%
61-66
▼
APR6.20%
Term61-66
Last UpdatedMar 25, 2026
Details
As Low As; Term: 61-66 Months
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC, 27103 2993
New Vehicle
6.35%
76-84
▼
APR6.35%
Term76-84
Last UpdatedMar 25, 2026
Details
As Low As; Term: 76-84 Months; Non-Payroll Deduction
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC, 27103 2993
Used Vehicle
6.35%
67-75
▼
APR6.35%
Term67-75
Last UpdatedMar 25, 2026
Details
As Low As; Term: 67-75 Months
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
3200 Truliant Way, Winston Salem, NC, 27103
Used Auto Loan
6.49%
76 - 84
▼
APR6.49%
Term76 - 84
Last UpdatedMar 22, 2026
Details
Model Year: 2019 - 2024
State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
1025 S PEACE HAVEN RD, WINSTON SALEM, NC, 27103
New auto loans
6.50%
96 months
▼
APR6.50%
Term96 months
Last UpdatedMar 28, 2026
Details
Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
711 E Salem Ave, Winston salem, NC, 27101 5365
Used Car - less than 100,000 Miles
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedMar 28, 2026
Details
up to 84 months
Summit Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
1100 S Stratford Rd Ste 400B, Winston Salem, NC, 27103 3217
Auto Loans
6.69%
85 to 96 Months
▼
APR6.69%
Term85 to 96 Months
Last UpdatedMar 28, 2026
Details
As Low As
Winston Salem Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.34%
711 E SALEM AVE, WINSTON SALEM, NC, 27101 5365
Used Car - less than 100,000 Miles
6.75%
up to 84 months
▼
APR6.75%
Termup to 84 months
Last UpdatedMar 28, 2026
Details
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
3200 Truliant Way, Winston Salem, NC, 27103
New Auto Loans 2025 - Newer
6.99%
85 - 96
▼
APR6.99%
Term85 - 96
Last UpdatedMar 22, 2026
Details
State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
1025 S PEACE HAVEN RD, WINSTON SALEM, NC, 27103
New auto loans
7.00%
36 months
▼
APR7.00%
Term36 months
Last UpdatedMar 28, 2026
Details
State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
1025 S PEACE HAVEN RD, WINSTON SALEM, NC, 27103
New auto loans
7.25%
48 months
▼
APR7.25%
Term48 months
Last UpdatedMar 28, 2026
Details
State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
1025 S PEACE HAVEN RD, WINSTON SALEM, NC, 27103
New auto loans
7.50%
60 months
▼
APR7.50%
Term60 months
Last UpdatedMar 28, 2026
Details
State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
1025 S PEACE HAVEN RD, WINSTON SALEM, NC, 27103
New auto loans
7.75%
72 months
▼
APR7.75%
Term72 months
Last UpdatedMar 28, 2026
Details
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
3200 Truliant Way, Winston Salem, NC, 27103
Used Auto Loan
7.89%
36 - 63
▼
APR7.89%
Term36 - 63
Last UpdatedMar 22, 2026
Details
Model Year: 2016 - 2018
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
3200 Truliant Way, Winston Salem, NC, 27103
Used Auto Loan
8.29%
64 - 75
▼
APR8.29%
Term64 - 75
Last UpdatedMar 22, 2026
Details
Model Year: 2016 - 2018
State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
1025 S PEACE HAVEN RD, WINSTON SALEM, NC, 27103
New auto loans
8.50%
84 months
▼
APR8.50%
Term84 months
Last UpdatedMar 28, 2026
Details
Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
711 E Salem Ave, Winston salem, NC, 27101 5365
Used Car - greater than 100,000 Miles
8.50%
72 Months
▼
APR8.50%
Term72 Months
Last UpdatedMar 28, 2026
Details
up to 72 months
Winston Salem Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.34%
711 E SALEM AVE, WINSTON SALEM, NC, 27101 5365
Used Car - greater than 100,000 Miles
8.75%
up to 72 months
▼
APR8.75%
Termup to 72 months
Last UpdatedMar 28, 2026
Details
State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
1025 S PEACE HAVEN RD, WINSTON SALEM, NC, 27103
New auto loans
9.25%
96 months
▼
APR9.25%
Term96 months
Last UpdatedMar 28, 2026
Details
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
3200 Truliant Way, Winston Salem, NC, 27103
Classic Cars (20+ years old)
10.49%
36 - 60 Months
▼
APR10.49%
Term36 - 60 Months
Last UpdatedMar 22, 2026
Details
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
3200 Truliant Way, Winston Salem, NC, 27103
Classic Cars (20+ years old)
10.99%
61 - 72 Months
▼
APR10.99%
Term61 - 72 Months
Last UpdatedMar 22, 2026
Details
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
3200 Truliant Way, Winston Salem, NC, 27103
Classic Cars (20+ years old)
11.99%
73 - 84 Months
▼
APR11.99%
Term73 - 84 Months
Last UpdatedMar 22, 2026
Details
Internal Revenue Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
4905 Koger Blvd, Greensboro, NC, 27407
New Car
2.90%
84 Months
▼
APR2.90%
Term84 Months
Last UpdatedMar 24, 2026
Details
Internal Revenue Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
4905 Koger Blvd, Greensboro, NC, 27407
Used Car
2.90%
60 Months
▼
APR2.90%
Term60 Months
Last UpdatedMar 24, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
67 Pitts Station Rd, Marion, NC, 28752 7925
Auto Loans
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMar 25, 2026
Details
As Low As; APR - 2026 & Newer
CS Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
6519 Comm Scope Rd, Catawba, NC, 28609
New & Used Vehicles
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedMar 25, 2026
Details
As Low As
Bragg Mutual Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.49%
2917 Village Dr, Fayetteville, NC, 28304 3814
New Vehicles
3.79%
0-36
▼
APR3.79%
Term0-36
Last UpdatedMar 25, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
67 Pitts Station Rd, Marion, NC, 28752 7925
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMar 25, 2026
Details
As Low As; APR - 2026 & Newer
Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Auto Loan Refinance
3.99%
120 Months
▼
APR3.99%
Term120 Months
Last UpdatedMar 25, 2026
Details
As Low As; Refinance Example #2:$90,000 120-Month Auto Loan
Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
New Cars
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As
Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
3.99%
36 months
▼
APR3.99%
Term36 months
Last UpdatedMar 25, 2026
Details
As Low As
CS Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
6519 Comm Scope Rd, Catawba, NC, 28609
New & Used Vehicles
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As
Greensboro Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.43%
3701 W Wendover Ave, Greensboro, NC, 27495 0001
New and Used Autos < 10 years
4.00%
36 months - 84 months
▼
APR4.00%
Term36 months - 84 months
Last UpdatedMar 27, 2026
Details
REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
302 Charlotte St, Hamlet, NC, 28345
New Auto
4.00%
Up to 36 months
▼
APR4.00%
TermUp to 36 months
Last UpdatedMar 28, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
▼
APR4.05%
TermUp to 48 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
New Cars
4.09%
48 Months
▼
APR4.09%
Term48 Months
Last UpdatedMar 25, 2026
Details
As Low As
Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.09%
48 months
▼
APR4.09%
Term48 months
Last UpdatedMar 25, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
▼
APR4.15%
TermUp to 60 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
New Cars
4.19%
60 Months
▼
APR4.19%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As
Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.19%
60 months
▼
APR4.19%
Term60 months
Last UpdatedMar 25, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.20%
Up to 36 Months
▼
APR4.20%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
COASTAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
1000 Saint Albans Dr, Raleigh, NC, 27609
Auto Loan
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedMar 25, 2026
Details
As Low As; Up to 48 months
Vision Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
214 Pacific Ave, Durham, NC, 27704
New Auto (Less than 10,000 miles)
4.25%
Up to 72 months
▼
APR4.25%
TermUp to 72 months
Last UpdatedMar 22, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
▼
APR4.30%
TermUp to 48 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
New Cars
4.39%
72 Months
▼
APR4.39%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As
Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.39%
72 months
▼
APR4.39%
Term72 months
Last UpdatedMar 25, 2026
Details
As Low As
Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Used Cars
4.39%
36 Months
▼
APR4.39%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
▼
APR4.40%
TermUp to 60 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.45%
36 Months
▼
APR4.45%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As; All Years**
Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
Auto Refinance
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 24, 2026
Details
Up to 48 Months
Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
New Auto
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 24, 2026
Details
Up to 48 Months
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
67 Pitts Station Rd, Marion, NC, 28752 7925
Auto Loans
4.49%
Auto Buying Service
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMar 25, 2026
Details
As Low As; APR - 2023 - 2025*
Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Used Cars
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 25, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
2989 Tucker St, Burlington, NC, 27215
New Automobiles (2025 and Newer)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 27, 2026
Details
As Low As
Lions Share Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.67%
850 Harrison Rd, Salisbury, NC, 28147 9021
New Autos
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 27, 2026
Details
As Low As
Mountain Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
1700 Russ Ave, Waynesville, NC, 28786 5807
Auto Loan
4.49%
Up to 84 months
▼
APR4.49%
TermUp to 84 months
Last UpdatedMar 28, 2026
Details
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMar 16, 2026
Details
A+ = 750+
CS Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
6519 Comm Scope Rd, Catawba, NC, 28609
New & Used Vehicles
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As
First Carolina Peoples Credit Union
Institution Rating:
F1.1 ★ Texas Ratio: 61.44%
201 E ASH ST, GOLDSBORO, NC, 27530
New Vehicle Loan
4.50%
84 Months
▼
APR4.50%
Term84 Months
Last UpdatedMar 26, 2026
Details
As Low As; Finance up to 80% of MSRP according to Black Book
North Carolina Press Association Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
119 N Salisbury St, Raleigh, NC, 27603 1739
New auto loans 36 Months
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 28, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.55%
48 Months
▼
APR4.55%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As; All Years**
Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
New Cars
4.59%
84 Months
▼
APR4.59%
Term84 Months
Last UpdatedMar 25, 2026
Details
As Low As
Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.59%
84 months
▼
APR4.59%
Term84 months
Last UpdatedMar 25, 2026
Details
As Low As
Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Used Cars
4.59%
60 Months
▼
APR4.59%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.60%
Up to 36 Months
▼
APR4.60%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.65%
60 Months
▼
APR4.65%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As; All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.70%
36 Months
▼
APR4.70%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As
Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
Auto Refinance
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 24, 2026
Details
49 to 60 Months
Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
New Auto
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 24, 2026
Details
49 to 60 Months
COASTAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
1000 Saint Albans Dr, Raleigh, NC, 27609
Auto Loan
4.74%
66 Months
▼
APR4.74%
Term66 Months
Last UpdatedMar 25, 2026
Details
As Low As; 49 to 66 months
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMar 16, 2026
Details
A+ = 750+
Vision Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
214 Pacific Ave, Durham, NC, 27704
Used Auto Year Model 2020-2021
4.75%
max term 54 months
▼
APR4.75%
Termmax term 54 months
Last UpdatedMar 22, 2026
Details
As Low As
Vision Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
214 Pacific Ave, Durham, NC, 27704
Used Auto Year Model 2022-2023
4.75%
up to 60 months
▼
APR4.75%
Termup to 60 months
Last UpdatedMar 22, 2026
Details
As Low As
Vision Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
214 Pacific Ave, Durham, NC, 27704
Used Auto Year Model 2024-2026
4.75%
up to 60 months
▼
APR4.75%
Termup to 60 months
Last UpdatedMar 22, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
1730 Matthews Township Pkwy Ste E, Matthews, NC, 28105 4928
Used Auto Loan (vehicle year 2022 - 2026)
4.75%
3 Months
▼
APR4.75%
Term3 Months
Last UpdatedMar 24, 2026
Details
As Low As; APR*
Weyco Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.84%
316 NC Hwy 149 N, Plymouth, NC, 27962
New Auto
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMar 24, 2026
Details
Up to 60 Months
REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
302 Charlotte St, Hamlet, NC, 28345
Used Auto
4.75%
Up to 36 months
▼
APR4.75%
TermUp to 36 months
Last UpdatedMar 28, 2026
Details
Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
New Cars
4.79%
96 Months
▼
APR4.79%
Term96 Months
Last UpdatedMar 25, 2026
Details
As Low As
Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.79%
96 Months
▼
APR4.79%
Term96 Months
Last UpdatedMar 25, 2026
Details
As Low As
Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Used Cars
4.79%
72 Months
▼
APR4.79%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.80%
48 Months
▼
APR4.80%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As
COASTAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
1000 Saint Albans Dr, Raleigh, NC, 27609
Auto Loan
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedMar 25, 2026
Details
As Low As; Up to 48 months
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.90%
60 Months
▼
APR4.90%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.95%
72 Months
▼
APR4.95%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As; 2020 or Newer**
Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
Auto Refinance
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 24, 2026
Details
61 to 72 Months
Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
New Auto
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 24, 2026
Details
61 to 72 Months
Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
Used Auto
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 24, 2026
Details
Up to 48 Months
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
67 Pitts Station Rd, Marion, NC, 28752 7925
Auto Loans
4.99%
0 - 75 Months
▼
APR4.99%
Term0 - 75 Months
Last UpdatedMar 25, 2026
Details
As Low As; APR - 2023 - 2025*
Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.99%
120 months
▼
APR4.99%
Term120 months
Last UpdatedMar 25, 2026
Details
As Low As
Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Used Cars
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMar 25, 2026
Details
As Low As
Civic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.61%
3600 Wake Forest Rd, Raleigh, NC, 27609
New Auto
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As
Carolina Cooperative Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
6502 McMahan Dr, Charlotte, NC, 28226
Auto Loans
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 25, 2026
Details
Carolina Cooperative Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
6502 McMahan Dr, Charlotte, NC, 28226
Auto Loans Credit Scores 780 & Higher
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 25, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
2989 Tucker St, Burlington, NC, 27215
New Automobiles (2025 and Newer)
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMar 27, 2026
Details
As Low As
Lions Share Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.67%
850 Harrison Rd, Salisbury, NC, 28147 9021
New Autos
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 27, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 16, 2026
Details
A+ = 750+
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2022-2025
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMar 16, 2026
Details
A+ | 750+
URW Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
1092 NC Highway 86 N, Yanceyville, NC, 27379
New, Used, or Refinanced Vehicle Loan
5.00%
24 Months or Less
▼
APR5.00%
Term24 Months or Less
Last UpdatedMar 22, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
1730 Matthews Township Pkwy Ste E, Matthews, NC, 28105 4928
Used Auto Loan (vehicle year 2022 - 2026)
5.00%
5 Months
▼
APR5.00%
Term5 Months
Last UpdatedMar 24, 2026
Details
As Low As; APR*
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
5.00%
Up to 48 Months
▼
APR5.00%
TermUp to 48 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
Arcade Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
151 Patton Ave Ste 280, Asheville, NC, 28801
New Car
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedMar 25, 2026
Details
Up to 84 months
CS Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
6519 Comm Scope Rd, Catawba, NC, 28609
New & Used Vehicles
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedMar 25, 2026
Details
As Low As
North Carolina Press Association Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
119 N Salisbury St, Raleigh, NC, 27603 1739
New auto loans 60 Months
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMar 28, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
▼
APR5.05%
TermUp to 84 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
COASTAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
1000 Saint Albans Dr, Raleigh, NC, 27609
Auto Loan
5.09%
84 Months
▼
APR5.09%
Term84 Months
Last UpdatedMar 25, 2026
Details
As Low As; 67 to 84 months
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
5.10%
Up to 72 Months
▼
APR5.10%
TermUp to 72 Months
Last UpdatedMar 24, 2026
Details
As Low As
North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Auto Loan New, 2025 (untitled) -2026
5.19%
24-48
▼
APR5.19%
Term24-48
Last UpdatedMar 28, 2026
Details
As Low As
North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
New Auto Loan 2025-2026
5.19%
24-48
▼
APR5.19%
Term24-48
Last UpdatedMar 28, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
5.20%
72 Months
▼
APR5.20%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As
Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
Auto Refinance
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMar 24, 2026
Details
73 to 84 Months
Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
New Auto
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMar 24, 2026
Details
73 to 84 Months
Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
Used Auto
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 24, 2026
Details
49 to 60 Months
CAROLINA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
1200 E Church St, Cherryville, NC, 28021 9211
New Car Loans
5.24%
36-84 months
▼
APR5.24%
Term36-84 months
Last UpdatedMar 25, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
2989 Tucker St, Burlington, NC, 27215
Used Automobiles
5.24%
66 Months
▼
APR5.24%
Term66 Months
Last UpdatedMar 27, 2026
Details
As Low As
Langley Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.01%
6308 Falls of Neuse Rd, Raleigh, NC, 27615
New Car Loans
5.24%
12-36
▼
APR5.24%
Term12-36
Last UpdatedMar 27, 2026
Details
As Low As
Langley Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.01%
6308 Falls of Neuse Rd, Raleigh, NC, 27615
Used Car Loans (2024 and Older)
5.24%
12-36
▼
APR5.24%
Term12-36
Last UpdatedMar 27, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMar 16, 2026
Details
A = 680-749
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2022-2025
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMar 16, 2026
Details
A+ | 750+
URW Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
1092 NC Highway 86 N, Yanceyville, NC, 27379
New, Used, or Refinanced Vehicle Loan
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMar 22, 2026
Details
As Low As
Vision Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
214 Pacific Ave, Durham, NC, 27704
New Auto (Less than 10,000 miles)
5.25%
73-84 months
▼
APR5.25%
Term73-84 months
Last UpdatedMar 22, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
1730 Matthews Township Pkwy Ste E, Matthews, NC, 28105 4928
Used Auto Loan (vehicle year 2022 - 2026)
5.25%
6 Months
▼
APR5.25%
Term6 Months
Last UpdatedMar 24, 2026
Details
As Low As; APR*
Weyco Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.84%
316 NC Hwy 149 N, Plymouth, NC, 27962
New Auto
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMar 24, 2026
Details
Up to 72 Months
Arcade Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
151 Patton Ave Ste 280, Asheville, NC, 28801
Used Car
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMar 25, 2026
Details
Up to 72 months
Bragg Mutual Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.49%
2917 Village Dr, Fayetteville, NC, 28304 3814
New Vehicles
5.25%
37 - 48
▼
APR5.25%
Term37 - 48
Last UpdatedMar 25, 2026
Details
As Low As
Campbell Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
2120 NC HIGHWAY 71 N, MAXTON, NC, 28364 9433
New/Used Auto
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMar 25, 2026
Details
Civic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.61%
3600 Wake Forest Rd, Raleigh, NC, 27609
Used Auto
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As
Lions Share Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.67%
850 Harrison Rd, Salisbury, NC, 28147 9021
New Autos
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMar 27, 2026
Details
As Low As
North Carolina Press Association Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
119 N Salisbury St, Raleigh, NC, 27603 1739
New auto loans 72 Months
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMar 28, 2026
Details
REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
302 Charlotte St, Hamlet, NC, 28345
New Auto
5.25%
37-48 months
▼
APR5.25%
Term37-48 months
Last UpdatedMar 28, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
▼
APR5.30%
TermUp to 84 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
COASTAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
1000 Saint Albans Dr, Raleigh, NC, 27609
Auto Loan
5.39%
66 Months
▼
APR5.39%
Term66 Months
Last UpdatedMar 25, 2026
Details
As Low As; 49 to 66 months
North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Auto Loan New, 2025 (untitled) -2026
5.39%
49-60
▼
APR5.39%
Term49-60
Last UpdatedMar 28, 2026
Details
As Low As
North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Auto Loan Pre-Owned (2020
5.39%
24-48
▼
APR5.39%
Term24-48
Last UpdatedMar 28, 2026
Details
As Low As
North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
New Auto Loan 2025-2026
5.39%
49-60
▼
APR5.39%
Term49-60
Last UpdatedMar 28, 2026
Details
As Low As
North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Pre-Owned Auto Loan (2020
5.39%
24-48
▼
APR5.39%
Term24-48
Last UpdatedMar 28, 2026
Details
As Low As
Bank of Tennessee
Institution Rating:
A5.0 ★ Texas Ratio: 7.71%
3828 Nc Highway 105 S, Banner Elk, NC, 28604
Vehicle Loans
5.39%
84 Months
▼
APR5.39%
Term84 Months
Last UpdatedMar 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
5.40%
Up to 72 Months
▼
APR5.40%
TermUp to 72 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: 2020 or Newer**
Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
Used Auto
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 24, 2026
Details
61 to 72 Months
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
2989 Tucker St, Burlington, NC, 27215
New Automobiles (2025 and Newer)
5.49%
75 Months
▼
APR5.49%
Term75 Months
Last UpdatedMar 27, 2026
Details
As Low As
Lions Share Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.67%
850 Harrison Rd, Salisbury, NC, 28147 9021
Used Autos
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedMar 27, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMar 16, 2026
Details
A+ = 750+
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2019-2021
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 16, 2026
Details
A+ | 750+
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2022-2025
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 16, 2026
Details
A | 680-749
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
1730 Matthews Township Pkwy Ste E, Matthews, NC, 28105 4928
New Auto Loan (vehicle year 2025 - 2026)
5.50%
3 Months
▼
APR5.50%
Term3 Months
Last UpdatedMar 24, 2026
Details
As Low As; 4.50%
Bragg Mutual Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.49%
2917 Village Dr, Fayetteville, NC, 28304 3814
New Vehicles
5.50%
49 - 60
▼
APR5.50%
Term49 - 60
Last UpdatedMar 25, 2026
Details
As Low As
Champion Credit Union Canton, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
3 Academy ST, Canton, NC, 28716
New and Used Cars
5.50%
96 Months
▼
APR5.50%
Term96 Months
Last UpdatedMar 25, 2026
Details
First Carolina Peoples Credit Union
Institution Rating:
F1.1 ★ Texas Ratio: 61.44%
201 E ASH ST, GOLDSBORO, NC, 27530
New Vehicle Loan 90% financing
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMar 26, 2026
Details
As Low As
Lions Share Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.67%
850 Harrison Rd, Salisbury, NC, 28147 9021
New Autos
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMar 27, 2026
Details
As Low As
REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
302 Charlotte St, Hamlet, NC, 28345
New Auto
5.50%
61-75 months
▼
APR5.50%
Term61-75 months
Last UpdatedMar 28, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
5.55%
84 Months
▼
APR5.55%
Term84 Months
Last UpdatedMar 24, 2026
Details
As Low As; 2022 or Newer
COASTAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
1000 Saint Albans Dr, Raleigh, NC, 27609
Auto Loan
5.59%
48 Months
▼
APR5.59%
Term48 Months
Last UpdatedMar 25, 2026
Details
As Low As; Up to 48 months
North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Auto Loan New, 2025 (untitled) -2026
5.59%
61-66
▼
APR5.59%
Term61-66
Last UpdatedMar 28, 2026
Details
As Low As
North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Auto Loan Pre-Owned (2020
5.59%
49-60
▼
APR5.59%
Term49-60
Last UpdatedMar 28, 2026
Details
As Low As
North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
New Auto Loan 2025-2026
5.59%
61-66
▼
APR5.59%
Term61-66
Last UpdatedMar 28, 2026
Details
As Low As
North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Pre-Owned Auto Loan (2020
5.59%
49-60
▼
APR5.59%
Term49-60
Last UpdatedMar 28, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
5.70%
Up to 84 Months
▼
APR5.70%
TermUp to 84 Months
Last UpdatedMar 24, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Building 603 Suite 100, Liberty, NC, 27298
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedMar 22, 2026
Details
Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
New Auto
5.74%
96 Months
▼
APR5.74%
Term96 Months
Last UpdatedMar 24, 2026
Details
85 to 96 Months
Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
Used Auto
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 24, 2026
Details
73 to 84 Months
COASTAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
1000 Saint Albans Dr, Raleigh, NC, 27609
Auto Loan
5.74%
48 Months
▼
APR5.74%
Term48 Months
Last UpdatedMar 25, 2026
Details
As Low As; Up to 48 months
CAROLINA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
1200 E Church St, Cherryville, NC, 28021 9211
Used Car Loans
5.74%
36-84 months
▼
APR5.74%
Term36-84 months
Last UpdatedMar 25, 2026
Details
North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Auto Loan New, 2025 (untitled) -2026
5.74%
67-72
▼
APR5.74%
Term67-72
Last UpdatedMar 28, 2026
Details
As Low As
North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
New Auto Loan 2025-2026
5.74%
67-72
▼
APR5.74%
Term67-72
Last UpdatedMar 28, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2022-2025
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMar 16, 2026
Details
A | 680-749
Vision Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
214 Pacific Ave, Durham, NC, 27704
Used Auto Year Model 2022-2023
5.75%
61-72 months
▼
APR5.75%
Term61-72 months
Last UpdatedMar 22, 2026
Details
As Low As
Vision Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
214 Pacific Ave, Durham, NC, 27704
Used Auto Year Model 2024-2026
5.75%
61-72 months
▼
APR5.75%
Term61-72 months
Last UpdatedMar 22, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
1730 Matthews Township Pkwy Ste E, Matthews, NC, 28105 4928
New Auto Loan (vehicle year 2025 - 2026)
5.75%
5 Months
▼
APR5.75%
Term5 Months
Last UpdatedMar 24, 2026
Details
As Low As; 4.75%
Bragg Mutual Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.49%
2917 Village Dr, Fayetteville, NC, 28304 3814
Used Vehicles
5.75%
0-36
▼
APR5.75%
Term0-36
Last UpdatedMar 25, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
1025 S PEACE HAVEN RD, WINSTON SALEM, NC, 27103
New auto loans
4.25%
36 months
▼
APR4.25%
Term36 months
Last UpdatedMar 28, 2026
Details
State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
1025 S PEACE HAVEN RD, WINSTON SALEM, NC, 27103
New auto loans
4.50%
48 months
▼
APR4.50%
Term48 months
Last UpdatedMar 28, 2026
Details
State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
1025 S PEACE HAVEN RD, WINSTON SALEM, NC, 27103
New auto loans
4.75%
60 months
▼
APR4.75%
Term60 months
Last UpdatedMar 28, 2026
Details
Emergency Responders Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.88%
1777 Link Rd, Winston Salem, NC, 27103 4625
New Autos
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedMar 26, 2026
Details
As Low As; Up tp 84 Months
State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
1025 S PEACE HAVEN RD, WINSTON SALEM, NC, 27103
New auto loans
5.00%
72 months
▼
APR5.00%
Term72 months
Last UpdatedMar 28, 2026
Details
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
3200 Truliant Way, Winston Salem, NC, 27103
New Auto Loans 2025 - Newer
5.14%
36 - 63
▼
APR5.14%
Term36 - 63
Last UpdatedMar 22, 2026
Details
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC, 27103 2993
New Vehicle
5.19%
1-66
▼
APR5.19%
Term1-66
Last UpdatedMar 25, 2026
Details
As Low As; Term: 1-66 Months; Payroll Deduction or Automatic Draft
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
3200 Truliant Way, Winston Salem, NC, 27103
New Auto Loans 2025 - Newer
5.54%
64 - 75
▼
APR5.54%
Term64 - 75
Last UpdatedMar 22, 2026
Details
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC, 27103 2993
New Vehicle
5.69%
1-66
▼
APR5.69%
Term1-66
Last UpdatedMar 25, 2026
Details
As Low As; Term: 1-66 Months; Non-Payroll Deduction
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC, 27103 2993
New Vehicle
5.70%
67-75
▼
APR5.70%
Term67-75
Last UpdatedMar 25, 2026
Details
As Low As; Term: 67-75 Months; Payroll Deduction or Automatic Draft
State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
1025 S PEACE HAVEN RD, WINSTON SALEM, NC, 27103
New auto loans
5.75%
84 months
▼
APR5.75%
Term84 months
Last UpdatedMar 28, 2026
Details
Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
711 E Salem Ave, Winston salem, NC, 27101 5365
New Car
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedMar 28, 2026
Details
up to 84 months
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC, 27103 2993
New Vehicle
5.85%
76-84
▼
APR5.85%
Term76-84
Last UpdatedMar 25, 2026
Details
As Low As; Term: 76-84 Months; Payroll Deduction or Automatic Draft
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
3200 Truliant Way, Winston Salem, NC, 27103
New Auto Loans 2025 - Newer
5.99%
76 - 84
▼
APR5.99%
Term76 - 84
Last UpdatedMar 22, 2026
Details
Winston Salem Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.34%
711 E SALEM AVE, WINSTON SALEM, NC, 27101 5365
New Car
6.00%
up to 84 months
▼
APR6.00%
Termup to 84 months
Last UpdatedMar 28, 2026
Details
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC, 27103 2993
New Vehicle
6.20%
67-75
▼
APR6.20%
Term67-75
Last UpdatedMar 25, 2026
Details
As Low As; Term: 67-75 Months; Non-Payroll Deduction
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC, 27103 2993
New Vehicle
6.35%
76-84
▼
APR6.35%
Term76-84
Last UpdatedMar 25, 2026
Details
As Low As; Term: 76-84 Months; Non-Payroll Deduction
State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
1025 S PEACE HAVEN RD, WINSTON SALEM, NC, 27103
New auto loans
6.50%
96 months
▼
APR6.50%
Term96 months
Last UpdatedMar 28, 2026
Details
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
3200 Truliant Way, Winston Salem, NC, 27103
New Auto Loans 2025 - Newer
6.99%
85 - 96
▼
APR6.99%
Term85 - 96
Last UpdatedMar 22, 2026
Details
State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
1025 S PEACE HAVEN RD, WINSTON SALEM, NC, 27103
New auto loans
7.00%
36 months
▼
APR7.00%
Term36 months
Last UpdatedMar 28, 2026
Details
State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
1025 S PEACE HAVEN RD, WINSTON SALEM, NC, 27103
New auto loans
7.25%
48 months
▼
APR7.25%
Term48 months
Last UpdatedMar 28, 2026
Details
State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
1025 S PEACE HAVEN RD, WINSTON SALEM, NC, 27103
New auto loans
7.50%
60 months
▼
APR7.50%
Term60 months
Last UpdatedMar 28, 2026
Details
State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
1025 S PEACE HAVEN RD, WINSTON SALEM, NC, 27103
New auto loans
7.75%
72 months
▼
APR7.75%
Term72 months
Last UpdatedMar 28, 2026
Details
State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
1025 S PEACE HAVEN RD, WINSTON SALEM, NC, 27103
New auto loans
8.50%
84 months
▼
APR8.50%
Term84 months
Last UpdatedMar 28, 2026
Details
State Employees Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.54%
1025 S PEACE HAVEN RD, WINSTON SALEM, NC, 27103
New auto loans
9.25%
96 months
▼
APR9.25%
Term96 months
Last UpdatedMar 28, 2026
Details
Internal Revenue Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
4905 Koger Blvd, Greensboro, NC, 27407
New Car
2.90%
84 Months
▼
APR2.90%
Term84 Months
Last UpdatedMar 24, 2026
Details
CS Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
6519 Comm Scope Rd, Catawba, NC, 28609
New & Used Vehicles
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedMar 25, 2026
Details
As Low As
Bragg Mutual Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.49%
2917 Village Dr, Fayetteville, NC, 28304 3814
New Vehicles
3.79%
0-36
▼
APR3.79%
Term0-36
Last UpdatedMar 25, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
New Cars
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As
Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
3.99%
36 months
▼
APR3.99%
Term36 months
Last UpdatedMar 25, 2026
Details
As Low As
CS Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
6519 Comm Scope Rd, Catawba, NC, 28609
New & Used Vehicles
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As
Greensboro Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.43%
3701 W Wendover Ave, Greensboro, NC, 27495 0001
New and Used Autos < 10 years
4.00%
36 months - 84 months
▼
APR4.00%
Term36 months - 84 months
Last UpdatedMar 27, 2026
Details
REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
302 Charlotte St, Hamlet, NC, 28345
New Auto
4.00%
Up to 36 months
▼
APR4.00%
TermUp to 36 months
Last UpdatedMar 28, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
▼
APR4.05%
TermUp to 48 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
New Cars
4.09%
48 Months
▼
APR4.09%
Term48 Months
Last UpdatedMar 25, 2026
Details
As Low As
Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.09%
48 months
▼
APR4.09%
Term48 months
Last UpdatedMar 25, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
▼
APR4.15%
TermUp to 60 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
New Cars
4.19%
60 Months
▼
APR4.19%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As
Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.19%
60 months
▼
APR4.19%
Term60 months
Last UpdatedMar 25, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.20%
Up to 36 Months
▼
APR4.20%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
Vision Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
214 Pacific Ave, Durham, NC, 27704
New Auto (Less than 10,000 miles)
4.25%
Up to 72 months
▼
APR4.25%
TermUp to 72 months
Last UpdatedMar 22, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
▼
APR4.30%
TermUp to 48 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
New Cars
4.39%
72 Months
▼
APR4.39%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As
Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.39%
72 months
▼
APR4.39%
Term72 months
Last UpdatedMar 25, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
▼
APR4.40%
TermUp to 60 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.45%
36 Months
▼
APR4.45%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As; All Years**
Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
New Auto
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 24, 2026
Details
Up to 48 Months
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
2989 Tucker St, Burlington, NC, 27215
New Automobiles (2025 and Newer)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 27, 2026
Details
As Low As
Lions Share Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.67%
850 Harrison Rd, Salisbury, NC, 28147 9021
New Autos
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 27, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMar 16, 2026
Details
A+ = 750+
CS Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
6519 Comm Scope Rd, Catawba, NC, 28609
New & Used Vehicles
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As
First Carolina Peoples Credit Union
Institution Rating:
F1.1 ★ Texas Ratio: 61.44%
201 E ASH ST, GOLDSBORO, NC, 27530
New Vehicle Loan
4.50%
84 Months
▼
APR4.50%
Term84 Months
Last UpdatedMar 26, 2026
Details
As Low As; Finance up to 80% of MSRP according to Black Book
North Carolina Press Association Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
119 N Salisbury St, Raleigh, NC, 27603 1739
New auto loans 36 Months
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 28, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.55%
48 Months
▼
APR4.55%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As; All Years**
Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
New Cars
4.59%
84 Months
▼
APR4.59%
Term84 Months
Last UpdatedMar 25, 2026
Details
As Low As
Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.59%
84 months
▼
APR4.59%
Term84 months
Last UpdatedMar 25, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.60%
Up to 36 Months
▼
APR4.60%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.65%
60 Months
▼
APR4.65%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As; All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.70%
36 Months
▼
APR4.70%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As
Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
New Auto
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 24, 2026
Details
49 to 60 Months
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMar 16, 2026
Details
A+ = 750+
Weyco Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.84%
316 NC Hwy 149 N, Plymouth, NC, 27962
New Auto
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMar 24, 2026
Details
Up to 60 Months
Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
New Cars
4.79%
96 Months
▼
APR4.79%
Term96 Months
Last UpdatedMar 25, 2026
Details
As Low As
Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.79%
96 Months
▼
APR4.79%
Term96 Months
Last UpdatedMar 25, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.80%
48 Months
▼
APR4.80%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.90%
60 Months
▼
APR4.90%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.95%
72 Months
▼
APR4.95%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As; 2020 or Newer**
Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
New Auto
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 24, 2026
Details
61 to 72 Months
Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.99%
120 months
▼
APR4.99%
Term120 months
Last UpdatedMar 25, 2026
Details
As Low As
Civic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.61%
3600 Wake Forest Rd, Raleigh, NC, 27609
New Auto
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
2989 Tucker St, Burlington, NC, 27215
New Automobiles (2025 and Newer)
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMar 27, 2026
Details
As Low As
Lions Share Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.67%
850 Harrison Rd, Salisbury, NC, 28147 9021
New Autos
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 27, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 16, 2026
Details
A+ = 750+
URW Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
1092 NC Highway 86 N, Yanceyville, NC, 27379
New, Used, or Refinanced Vehicle Loan
5.00%
24 Months or Less
▼
APR5.00%
Term24 Months or Less
Last UpdatedMar 22, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
5.00%
Up to 48 Months
▼
APR5.00%
TermUp to 48 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
Arcade Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
151 Patton Ave Ste 280, Asheville, NC, 28801
New Car
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedMar 25, 2026
Details
Up to 84 months
CS Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
6519 Comm Scope Rd, Catawba, NC, 28609
New & Used Vehicles
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedMar 25, 2026
Details
As Low As
North Carolina Press Association Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
119 N Salisbury St, Raleigh, NC, 27603 1739
New auto loans 60 Months
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMar 28, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
▼
APR5.05%
TermUp to 84 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
5.10%
Up to 72 Months
▼
APR5.10%
TermUp to 72 Months
Last UpdatedMar 24, 2026
Details
As Low As
North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Auto Loan New, 2025 (untitled) -2026
5.19%
24-48
▼
APR5.19%
Term24-48
Last UpdatedMar 28, 2026
Details
As Low As
North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
New Auto Loan 2025-2026
5.19%
24-48
▼
APR5.19%
Term24-48
Last UpdatedMar 28, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
5.20%
72 Months
▼
APR5.20%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As
Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
New Auto
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMar 24, 2026
Details
73 to 84 Months
CAROLINA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
1200 E Church St, Cherryville, NC, 28021 9211
New Car Loans
5.24%
36-84 months
▼
APR5.24%
Term36-84 months
Last UpdatedMar 25, 2026
Details
Langley Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.01%
6308 Falls of Neuse Rd, Raleigh, NC, 27615
New Car Loans
5.24%
12-36
▼
APR5.24%
Term12-36
Last UpdatedMar 27, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMar 16, 2026
Details
A = 680-749
URW Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
1092 NC Highway 86 N, Yanceyville, NC, 27379
New, Used, or Refinanced Vehicle Loan
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMar 22, 2026
Details
As Low As
Vision Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
214 Pacific Ave, Durham, NC, 27704
New Auto (Less than 10,000 miles)
5.25%
73-84 months
▼
APR5.25%
Term73-84 months
Last UpdatedMar 22, 2026
Details
As Low As
Weyco Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.84%
316 NC Hwy 149 N, Plymouth, NC, 27962
New Auto
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMar 24, 2026
Details
Up to 72 Months
Bragg Mutual Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.49%
2917 Village Dr, Fayetteville, NC, 28304 3814
New Vehicles
5.25%
37 - 48
▼
APR5.25%
Term37 - 48
Last UpdatedMar 25, 2026
Details
As Low As
Campbell Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
2120 NC HIGHWAY 71 N, MAXTON, NC, 28364 9433
New/Used Auto
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMar 25, 2026
Details
Lions Share Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.67%
850 Harrison Rd, Salisbury, NC, 28147 9021
New Autos
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMar 27, 2026
Details
As Low As
North Carolina Press Association Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
119 N Salisbury St, Raleigh, NC, 27603 1739
New auto loans 72 Months
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMar 28, 2026
Details
REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
302 Charlotte St, Hamlet, NC, 28345
New Auto
5.25%
37-48 months
▼
APR5.25%
Term37-48 months
Last UpdatedMar 28, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
▼
APR5.30%
TermUp to 84 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Auto Loan New, 2025 (untitled) -2026
5.39%
49-60
▼
APR5.39%
Term49-60
Last UpdatedMar 28, 2026
Details
As Low As
North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
New Auto Loan 2025-2026
5.39%
49-60
▼
APR5.39%
Term49-60
Last UpdatedMar 28, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
5.40%
Up to 72 Months
▼
APR5.40%
TermUp to 72 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: 2020 or Newer**
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
2989 Tucker St, Burlington, NC, 27215
New Automobiles (2025 and Newer)
5.49%
75 Months
▼
APR5.49%
Term75 Months
Last UpdatedMar 27, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
New Vehicles
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMar 16, 2026
Details
A+ = 750+
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
1730 Matthews Township Pkwy Ste E, Matthews, NC, 28105 4928
New Auto Loan (vehicle year 2025 - 2026)
5.50%
3 Months
▼
APR5.50%
Term3 Months
Last UpdatedMar 24, 2026
Details
As Low As; 4.50%
Bragg Mutual Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.49%
2917 Village Dr, Fayetteville, NC, 28304 3814
New Vehicles
5.50%
49 - 60
▼
APR5.50%
Term49 - 60
Last UpdatedMar 25, 2026
Details
As Low As
Champion Credit Union Canton, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
3 Academy ST, Canton, NC, 28716
New and Used Cars
5.50%
96 Months
▼
APR5.50%
Term96 Months
Last UpdatedMar 25, 2026
Details
First Carolina Peoples Credit Union
Institution Rating:
F1.1 ★ Texas Ratio: 61.44%
201 E ASH ST, GOLDSBORO, NC, 27530
New Vehicle Loan 90% financing
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMar 26, 2026
Details
As Low As
Lions Share Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.67%
850 Harrison Rd, Salisbury, NC, 28147 9021
New Autos
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMar 27, 2026
Details
As Low As
REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
302 Charlotte St, Hamlet, NC, 28345
New Auto
5.50%
61-75 months
▼
APR5.50%
Term61-75 months
Last UpdatedMar 28, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
5.55%
84 Months
▼
APR5.55%
Term84 Months
Last UpdatedMar 24, 2026
Details
As Low As; 2022 or Newer
North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Auto Loan New, 2025 (untitled) -2026
5.59%
61-66
▼
APR5.59%
Term61-66
Last UpdatedMar 28, 2026
Details
As Low As
North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
New Auto Loan 2025-2026
5.59%
61-66
▼
APR5.59%
Term61-66
Last UpdatedMar 28, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
5.70%
Up to 84 Months
▼
APR5.70%
TermUp to 84 Months
Last UpdatedMar 24, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Building 603 Suite 100, Liberty, NC, 27298
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedMar 22, 2026
Details
Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
New Auto
5.74%
96 Months
▼
APR5.74%
Term96 Months
Last UpdatedMar 24, 2026
Details
85 to 96 Months
North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Auto Loan New, 2025 (untitled) -2026
5.74%
67-72
▼
APR5.74%
Term67-72
Last UpdatedMar 28, 2026
Details
As Low As
North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
New Auto Loan 2025-2026
5.74%
67-72
▼
APR5.74%
Term67-72
Last UpdatedMar 28, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
1730 Matthews Township Pkwy Ste E, Matthews, NC, 28105 4928
New Auto Loan (vehicle year 2025 - 2026)
5.75%
5 Months
▼
APR5.75%
Term5 Months
Last UpdatedMar 24, 2026
Details
As Low As; 4.75%
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC, 27103 2993
Used Vehicle
5.19%
1-60
▼
APR5.19%
Term1-60
Last UpdatedMar 25, 2026
Details
As Low As; Term: 1-60 Months
Emergency Responders Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.88%
1777 Link Rd, Winston Salem, NC, 27103 4625
Used Autos (2016 - 2025)
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMar 26, 2026
Details
As Low As; Up to 84 Months
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
3200 Truliant Way, Winston Salem, NC, 27103
Used Auto Loan
5.64%
36 - 63
▼
APR5.64%
Term36 - 63
Last UpdatedMar 22, 2026
Details
Model Year: 2019 - 2024
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC, 27103 2993
Used Vehicle
5.69%
1-60
▼
APR5.69%
Term1-60
Last UpdatedMar 25, 2026
Details
As Low As; Term: 1-60 Months
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC, 27103 2993
Used Vehicle
5.70%
61-66
▼
APR5.70%
Term61-66
Last UpdatedMar 25, 2026
Details
As Low As; Term: 61-66 Months
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC, 27103 2993
Used Vehicle
5.85%
67-75
▼
APR5.85%
Term67-75
Last UpdatedMar 25, 2026
Details
As Low As; Term: 67-75 Months
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
3200 Truliant Way, Winston Salem, NC, 27103
Used Auto Loan
6.04%
64 - 75
▼
APR6.04%
Term64 - 75
Last UpdatedMar 22, 2026
Details
Model Year: 2019 - 2024
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC, 27103 2993
Used Vehicle
6.20%
61-66
▼
APR6.20%
Term61-66
Last UpdatedMar 25, 2026
Details
As Low As; Term: 61-66 Months
Allegacy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.91%
1691 Westbrook Plaza Dr, Winston Salem, NC, 27103 2993
Used Vehicle
6.35%
67-75
▼
APR6.35%
Term67-75
Last UpdatedMar 25, 2026
Details
As Low As; Term: 67-75 Months
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
3200 Truliant Way, Winston Salem, NC, 27103
Used Auto Loan
6.49%
76 - 84
▼
APR6.49%
Term76 - 84
Last UpdatedMar 22, 2026
Details
Model Year: 2019 - 2024
Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
711 E Salem Ave, Winston salem, NC, 27101 5365
Used Car - less than 100,000 Miles
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedMar 28, 2026
Details
up to 84 months
Winston Salem Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.34%
711 E SALEM AVE, WINSTON SALEM, NC, 27101 5365
Used Car - less than 100,000 Miles
6.75%
up to 84 months
▼
APR6.75%
Termup to 84 months
Last UpdatedMar 28, 2026
Details
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
3200 Truliant Way, Winston Salem, NC, 27103
Used Auto Loan
7.89%
36 - 63
▼
APR7.89%
Term36 - 63
Last UpdatedMar 22, 2026
Details
Model Year: 2016 - 2018
Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
3200 Truliant Way, Winston Salem, NC, 27103
Used Auto Loan
8.29%
64 - 75
▼
APR8.29%
Term64 - 75
Last UpdatedMar 22, 2026
Details
Model Year: 2016 - 2018
Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
711 E Salem Ave, Winston salem, NC, 27101 5365
Used Car - greater than 100,000 Miles
8.50%
72 Months
▼
APR8.50%
Term72 Months
Last UpdatedMar 28, 2026
Details
up to 72 months
Winston Salem Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.34%
711 E SALEM AVE, WINSTON SALEM, NC, 27101 5365
Used Car - greater than 100,000 Miles
8.75%
up to 72 months
▼
APR8.75%
Termup to 72 months
Last UpdatedMar 28, 2026
Details
Internal Revenue Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
4905 Koger Blvd, Greensboro, NC, 27407
Used Car
2.90%
60 Months
▼
APR2.90%
Term60 Months
Last UpdatedMar 24, 2026
Details
CS Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
6519 Comm Scope Rd, Catawba, NC, 28609
New & Used Vehicles
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedMar 25, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
3.99%
36 months
▼
APR3.99%
Term36 months
Last UpdatedMar 25, 2026
Details
As Low As
CS Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
6519 Comm Scope Rd, Catawba, NC, 28609
New & Used Vehicles
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As
Greensboro Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.43%
3701 W Wendover Ave, Greensboro, NC, 27495 0001
New and Used Autos < 10 years
4.00%
36 months - 84 months
▼
APR4.00%
Term36 months - 84 months
Last UpdatedMar 27, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
▼
APR4.05%
TermUp to 48 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.09%
48 months
▼
APR4.09%
Term48 months
Last UpdatedMar 25, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
▼
APR4.15%
TermUp to 60 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.19%
60 months
▼
APR4.19%
Term60 months
Last UpdatedMar 25, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.20%
Up to 36 Months
▼
APR4.20%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
▼
APR4.30%
TermUp to 48 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.39%
72 months
▼
APR4.39%
Term72 months
Last UpdatedMar 25, 2026
Details
As Low As
Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Used Cars
4.39%
36 Months
▼
APR4.39%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
▼
APR4.40%
TermUp to 60 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.45%
36 Months
▼
APR4.45%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As; All Years**
Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Used Cars
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 25, 2026
Details
As Low As
CS Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
6519 Comm Scope Rd, Catawba, NC, 28609
New & Used Vehicles
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.55%
48 Months
▼
APR4.55%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As; All Years**
Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.59%
84 months
▼
APR4.59%
Term84 months
Last UpdatedMar 25, 2026
Details
As Low As
Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Used Cars
4.59%
60 Months
▼
APR4.59%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.60%
Up to 36 Months
▼
APR4.60%
TermUp to 36 Months
Last UpdatedMar 24, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.65%
60 Months
▼
APR4.65%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As; All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.70%
36 Months
▼
APR4.70%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As
Vision Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
214 Pacific Ave, Durham, NC, 27704
Used Auto Year Model 2020-2021
4.75%
max term 54 months
▼
APR4.75%
Termmax term 54 months
Last UpdatedMar 22, 2026
Details
As Low As
Vision Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
214 Pacific Ave, Durham, NC, 27704
Used Auto Year Model 2022-2023
4.75%
up to 60 months
▼
APR4.75%
Termup to 60 months
Last UpdatedMar 22, 2026
Details
As Low As
Vision Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
214 Pacific Ave, Durham, NC, 27704
Used Auto Year Model 2024-2026
4.75%
up to 60 months
▼
APR4.75%
Termup to 60 months
Last UpdatedMar 22, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
1730 Matthews Township Pkwy Ste E, Matthews, NC, 28105 4928
Used Auto Loan (vehicle year 2022 - 2026)
4.75%
3 Months
▼
APR4.75%
Term3 Months
Last UpdatedMar 24, 2026
Details
As Low As; APR*
REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
302 Charlotte St, Hamlet, NC, 28345
Used Auto
4.75%
Up to 36 months
▼
APR4.75%
TermUp to 36 months
Last UpdatedMar 28, 2026
Details
Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.79%
96 Months
▼
APR4.79%
Term96 Months
Last UpdatedMar 25, 2026
Details
As Low As
Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Used Cars
4.79%
72 Months
▼
APR4.79%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.80%
48 Months
▼
APR4.80%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.90%
60 Months
▼
APR4.90%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
4.95%
72 Months
▼
APR4.95%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As; 2020 or Newer**
Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
Used Auto
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 24, 2026
Details
Up to 48 Months
Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Special Refinance Offer: New & Used Cars, Trucks, SUVs
4.99%
120 months
▼
APR4.99%
Term120 months
Last UpdatedMar 25, 2026
Details
As Low As
Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
2000 Continental Blvd, Charlotte, NC, 28273
Used Cars
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMar 25, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2022-2025
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMar 16, 2026
Details
A+ | 750+
URW Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
1092 NC Highway 86 N, Yanceyville, NC, 27379
New, Used, or Refinanced Vehicle Loan
5.00%
24 Months or Less
▼
APR5.00%
Term24 Months or Less
Last UpdatedMar 22, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
1730 Matthews Township Pkwy Ste E, Matthews, NC, 28105 4928
Used Auto Loan (vehicle year 2022 - 2026)
5.00%
5 Months
▼
APR5.00%
Term5 Months
Last UpdatedMar 24, 2026
Details
As Low As; APR*
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
5.00%
Up to 48 Months
▼
APR5.00%
TermUp to 48 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: All Years**
CS Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
6519 Comm Scope Rd, Catawba, NC, 28609
New & Used Vehicles
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedMar 25, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
▼
APR5.05%
TermUp to 84 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
5.10%
Up to 72 Months
▼
APR5.10%
TermUp to 72 Months
Last UpdatedMar 24, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
5.20%
72 Months
▼
APR5.20%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As
Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
Used Auto
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 24, 2026
Details
49 to 60 Months
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
2989 Tucker St, Burlington, NC, 27215
Used Automobiles
5.24%
66 Months
▼
APR5.24%
Term66 Months
Last UpdatedMar 27, 2026
Details
As Low As
Langley Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.01%
6308 Falls of Neuse Rd, Raleigh, NC, 27615
Used Car Loans (2024 and Older)
5.24%
12-36
▼
APR5.24%
Term12-36
Last UpdatedMar 27, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2022-2025
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMar 16, 2026
Details
A+ | 750+
URW Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
1092 NC Highway 86 N, Yanceyville, NC, 27379
New, Used, or Refinanced Vehicle Loan
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMar 22, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
1730 Matthews Township Pkwy Ste E, Matthews, NC, 28105 4928
Used Auto Loan (vehicle year 2022 - 2026)
5.25%
6 Months
▼
APR5.25%
Term6 Months
Last UpdatedMar 24, 2026
Details
As Low As; APR*
Arcade Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
151 Patton Ave Ste 280, Asheville, NC, 28801
Used Car
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMar 25, 2026
Details
Up to 72 months
Campbell Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
2120 NC HIGHWAY 71 N, MAXTON, NC, 28364 9433
New/Used Auto
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMar 25, 2026
Details
Civic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.61%
3600 Wake Forest Rd, Raleigh, NC, 27609
Used Auto
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
▼
APR5.30%
TermUp to 84 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Auto Loan Pre-Owned (2020
5.39%
24-48
▼
APR5.39%
Term24-48
Last UpdatedMar 28, 2026
Details
As Low As
North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Pre-Owned Auto Loan (2020
5.39%
24-48
▼
APR5.39%
Term24-48
Last UpdatedMar 28, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
5.40%
Up to 72 Months
▼
APR5.40%
TermUp to 72 Months
Last UpdatedMar 24, 2026
Details
As Low As; Vehicle Model Years: 2020 or Newer**
Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
Used Auto
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 24, 2026
Details
61 to 72 Months
Lions Share Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.67%
850 Harrison Rd, Salisbury, NC, 28147 9021
Used Autos
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedMar 27, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2019-2021
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 16, 2026
Details
A+ | 750+
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2022-2025
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 16, 2026
Details
A | 680-749
Champion Credit Union Canton, NC
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
3 Academy ST, Canton, NC, 28716
New and Used Cars
5.50%
96 Months
▼
APR5.50%
Term96 Months
Last UpdatedMar 25, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
5.55%
84 Months
▼
APR5.55%
Term84 Months
Last UpdatedMar 24, 2026
Details
As Low As; 2022 or Newer
North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Auto Loan Pre-Owned (2020
5.59%
49-60
▼
APR5.59%
Term49-60
Last UpdatedMar 28, 2026
Details
As Low As
North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
2401 E Ash St, Goldsboro, NC, 27534 7513
Pre-Owned Auto Loan (2020
5.59%
49-60
▼
APR5.59%
Term49-60
Last UpdatedMar 28, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
209 Turnersburg Hwy, Statesville, NC, 28625 2797
Fixed Rate New & Used Auto Loans
5.70%
Up to 84 Months
▼
APR5.70%
TermUp to 84 Months
Last UpdatedMar 24, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Building 603 Suite 100, Liberty, NC, 27298
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedMar 22, 2026
Details
Proponent Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
3504 Forestdale Dr, Burlington, NC, 27215 4693
Used Auto
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 24, 2026
Details
73 to 84 Months
CAROLINA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
1200 E Church St, Cherryville, NC, 28021 9211
Used Car Loans
5.74%
36-84 months
▼
APR5.74%
Term36-84 months
Last UpdatedMar 25, 2026
Details
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC, 27530 3648
Used Vehicles 2022-2025
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMar 16, 2026
Details
A | 680-749
Vision Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
214 Pacific Ave, Durham, NC, 27704
Used Auto Year Model 2022-2023
5.75%
61-72 months
▼
APR5.75%
Term61-72 months
Last UpdatedMar 22, 2026
Details
As Low As
Vision Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.50%
214 Pacific Ave, Durham, NC, 27704
Used Auto Year Model 2024-2026
5.75%
61-72 months
▼
APR5.75%
Term61-72 months
Last UpdatedMar 22, 2026
Details
As Low As
Bragg Mutual Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.49%
2917 Village Dr, Fayetteville, NC, 28304 3814
Used Vehicles
5.75%
0-36
▼
APR5.75%
Term0-36
Last UpdatedMar 25, 2026
Details
As Low As
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National Auto Loan Rate Trends
Weekly national average APRs for new and used auto loans
Auto loan rate data from our database of 8,500+ banks and credit unions — updated weekly.
New Auto Loan — National Avg APR
6.040%
▲ 0.226 from last week
New auto loan rates rose 0.226 points this week to 6.040% APR, up from 5.814% last week.
Used Auto Loan — National Avg APR
6.590%
▲ 0.078 from last week
Used auto loan rates rose 0.078 points this week to 6.590% APR, up from 6.511% last week.
National averages as of Mar 28, 2026 • Weekly data from 8,500+ U.S. banks & credit unions
Powered byMonitorBankRates
Frequently Asked Questions about Auto Loans in Winston Salem, North Carolina
How does my credit score affect my car loan rate in North Carolina?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Winston Salem, North Carolina with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in North Carolina *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Winston Salem, North Carolina typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Winston Salem, North Carolina?
Based on our current data, some of the lowest auto loan rates available in Winston Salem, North Carolina include:
- State Employees Credit Union: 4.25% (New auto loans)
- Summit Credit Union: 4.99% (Auto Loans)
- Emergency Responders Credit Union: 5.00% (New Autos)
- Truliant Federal Credit Union: 5.14% (New Auto Loans 2025 - Newer)
- Allegacy Federal Credit Union: 5.19% (New Vehicle)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Winston Salem, North Carolina. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 28, 2026
Winston Salem, North Carolina Rates & Resources
