What are the current interest rates at Greensboro Credit Union?

Current rates for Greensboro Credit Union include: Savings: 0.17%

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Greensboro Credit Union

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Greensboro Credit Union Rates & Review May 2026

Q: How many branches does Greensboro Credit Union operate?

Greensboro Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Greensboro Credit Union?

Yes, to access services at Greensboro Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Greensboro Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 10, 2026

Greensboro Credit Union's savings rates are at 0.17%. Greensboro Credit Union's Personal Loan Rates are at 8.00%. MonitorBankRates evaluates the financial stability of Greensboro Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.43%. Rates were last updated on 05/10/2026.

Greensboro Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Greensboro Credit Union? Share your experience about Greensboro Credit Union by leaving a review below, or read customer reviews before you decide to use Greensboro Credit Union.

Overall Health & Safety Grade

Excellent Health Score: 96/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

7.43%

Excellent Higher than avg

Greensboro Credit Union
Bulk Mail Center Office

3701 W Wendover Ave
Greensboro, NC 27495 0001

https://www.gsocu.org

Greensboro Credit Union Savings Rates

Product	Rate	APY
Christmas Club	-	0.18%
Details Paid Quarterly Last Updated 05/10/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.43%
Share Accounts-Savings	-	0.18%
Details Paid Quarterly Last Updated 05/10/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.43%
Vacation Club	-	0.18%
Details Quarterly Last Updated 05/10/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.43%

Greensboro Credit Union Personal Loan Rates

Product	Rate	APR	View More
Personal Loans	-	8.00%
Details As Low As Last Updated 05/10/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.43%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Greensboro Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Greensboro Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Greensboro Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Greensboro Credit Union

Website https://www.gsocu.org

Address 3701 W Wendover Ave, Greensboro, NC 27495 0001

Phone 336-855-0662

Fax 336-855-3448

President Larry Shuler

CEO Pamala Douglas

Full-Time Employees 5

Part-Time Employees 0

Branch Locations 3

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (96/100)

Texas Ratio

7.43%

Return on Assets (ROA)

0.0315%

Return on Equity (ROE)

0.0975%

Non-Performing Loans Ratio (NPL)

4.49%

Total Assets

16,562,848

Total Amount of Shares and Deposits

11,126,364

Total Shares and Deposits < 1 Year

11,126,364

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

170,418

Total Uninsured Shares and Deposits > $250K (F+J)

170,418

Total Insured Shares and Deposits > $250K (item 17 less item K)

10,955,946

Total Interest Expense (Sum of items 6 8)

13,024

Number of Accounts for Share Drafts

523

Number of Accounts for Regular Shares

1,466

Net Income (unless the amount is already included in Undivided Earnings)

5,216

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

3,351,053

Total Liabilities

11,222,735

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Greensboro Credit Union

How many branches does Greensboro Credit Union operate?

Greensboro Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Greensboro Credit Union?

Yes, to access services at Greensboro Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Greensboro Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Greensboro Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Greensboro Credit Union offer online and mobile banking?

Most modern institutions like Greensboro Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.gsocu.org.