Auto Loan Rates in Baton Rouge, Louisiana (LA) for June 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Baton Rouge, Louisiana. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Baton Rouge, Louisiana include Keesler Federal Credit UnionKeesler Federal Credit Union1201 Capitol Access Rd, Baton Rouge, LA, 70802 4438A+5.0 ★Texas Ratio: 3.87% offering New Auto at 3.89%, La Capitol Federal Credit UnionLa Capitol Federal Credit Union700 Main St, Baton Rouge, LA, 70802 5501A5.0 ★Texas Ratio: 6.82% offering New Vehicle - 2023 and Newer Model Years Loan at 5.24%, Essential Credit UnionEssential Credit Union6725 Siegen Ln, Baton Rouge, LA, 70809A5.0 ★Texas Ratio: 10.15% offering Auto Loans at 5.49%, Eagle Louisiana Federal Credit UnionEagle Louisiana Federal Credit Union2271 College Dr, Baton Rouge, LA, 70808 1839A+5.0 ★Texas Ratio: 2.02% offering Auto Loans at 5.49%, Campus Federal Credit UnionCampus Federal Credit Union6230 Perkins Rd, Baton Rouge, LA, 70808A+5.0 ★Texas Ratio: 1.67% offering Auto Loans at 5.74%. Auto loan rates as of June 9, 2026 according to verified data from MonitorBankRates.
Baton Rouge has 6 local institutions in our database, with auto loan rates as low as 3.89% APR from Keesler Federal Credit Union at 1201 Capitol Access Rd, Baton Rouge, LA, 70802 4438. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Baton Rouge, Louisiana. Auto Loan Rates Last Updated and Verified: June 9, 2026
Compare Auto Loan Rates Today in Baton Rouge, Louisiana & Surrounding Area
Baton Rouge Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
1201 Capitol Access Rd, Baton Rouge, LA, 70802 4438
New Auto
3.89%
36 mo.
▼
APR3.89%
Term36 mo.
Last UpdatedJun 7, 2026
Details
As Low As; 1
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
1201 Capitol Access Rd, Baton Rouge, LA, 70802 4438
New Auto Loans
3.89%
Up to 36 mo.
▼
APR3.89%
TermUp to 36 mo.
Last UpdatedJun 7, 2026
Details
As Low As
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
1201 Capitol Access Rd, Baton Rouge, LA, 70802 4438
New Auto Loans
4.39%
Up to 48 mo.
▼
APR4.39%
TermUp to 48 mo.
Last UpdatedJun 7, 2026
Details
As Low As
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
1201 Capitol Access Rd, Baton Rouge, LA, 70802 4438
Used Auto (2-6 years old)
4.39%
36 mo.
▼
APR4.39%
Term36 mo.
Last UpdatedJun 7, 2026
Details
As Low As; 1
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
1201 Capitol Access Rd, Baton Rouge, LA, 70802 4438
Used Auto Loans
4.39%
Up to 36 mo.
▼
APR4.39%
TermUp to 36 mo.
Last UpdatedJun 7, 2026
Details
As Low As
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
1201 Capitol Access Rd, Baton Rouge, LA, 70802 4438
New Auto Loans
4.89%
Up to 60 mo.
▼
APR4.89%
TermUp to 60 mo.
Last UpdatedJun 7, 2026
Details
As Low As
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
1201 Capitol Access Rd, Baton Rouge, LA, 70802 4438
Used Auto Loans
4.89%
Up to 48 mo.
▼
APR4.89%
TermUp to 48 mo.
Last UpdatedJun 7, 2026
Details
As Low As
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
700 Main St, Baton Rouge, LA, 70802 5501
New Vehicle - 2023 and Newer Model Years Loan
5.24%
1 to 36
▼
APR5.24%
Term1 to 36
Last UpdatedMay 22, 2026
Details
As Low As
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
1201 Capitol Access Rd, Baton Rouge, LA, 70802 4438
New Auto Loans
5.39%
Up to 72 mo.
▼
APR5.39%
TermUp to 72 mo.
Last UpdatedJun 7, 2026
Details
As Low As
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
1201 Capitol Access Rd, Baton Rouge, LA, 70802 4438
Used Auto Loans
5.39%
Up to 60 mo.
▼
APR5.39%
TermUp to 60 mo.
Last UpdatedJun 7, 2026
Details
As Low As
Essential Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.15%
6725 Siegen Ln, Baton Rouge, LA, 70809
Auto Loans
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedMay 20, 2026
Details
As Low As; 36 months
Eagle Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
2271 College Dr, Baton Rouge, LA, 70808 1839
Auto Loans
5.49%
0-36 months
▼
APR5.49%
Term0-36 months
Last UpdatedJun 9, 2026
Details
As Low As; APR1
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
700 Main St, Baton Rouge, LA, 70802 5501
New Vehicle - 2023 and Newer Model Years Loan
5.54%
49 to 60
▼
APR5.54%
Term49 to 60
Last UpdatedMay 22, 2026
Details
As Low As
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
700 Main St, Baton Rouge, LA, 70802 5501
New Vehicle - 2023 and Newer Model Years Loan
5.64%
67 to 75
▼
APR5.64%
Term67 to 75
Last UpdatedMay 22, 2026
Details
As Low As
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
6230 Perkins Rd, Baton Rouge, LA, 70808
Auto Loans
5.74%
24 Months
▼
APR5.74%
Term24 Months
Last UpdatedMay 21, 2026
Details
As Low As
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
6230 Perkins Rd, Baton Rouge, LA, 70808
Vehicle Loan
5.74%
24 Months
▼
APR5.74%
Term24 Months
Last UpdatedMay 21, 2026
Details
As Low As
Eagle Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
2271 College Dr, Baton Rouge, LA, 70808 1839
Auto Loans
5.74%
37-60 months
▼
APR5.74%
Term37-60 months
Last UpdatedJun 9, 2026
Details
As Low As; APR1
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
700 Main St, Baton Rouge, LA, 70802 5501
New Vehicle - 2023 and Newer Model Years Loan
5.79%
76 to 78
▼
APR5.79%
Term76 to 78
Last UpdatedMay 22, 2026
Details
As Low As
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
1201 Capitol Access Rd, Baton Rouge, LA, 70802 4438
New Auto Loans
5.89%
Up to 84 mo.
▼
APR5.89%
TermUp to 84 mo.
Last UpdatedJun 7, 2026
Details
As Low As
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
1201 Capitol Access Rd, Baton Rouge, LA, 70802 4438
Used Auto Loans
5.89%
Up to 72 mo.
▼
APR5.89%
TermUp to 72 mo.
Last UpdatedJun 7, 2026
Details
As Low As
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
700 Main St, Baton Rouge, LA, 70802 5501
New Vehicle - 2023 and Newer Model Years Loan
5.94%
79 to 84
▼
APR5.94%
Term79 to 84
Last UpdatedMay 22, 2026
Details
As Low As
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
6230 Perkins Rd, Baton Rouge, LA, 70808
Auto Loans
6.04%
72 Months
▼
APR6.04%
Term72 Months
Last UpdatedMay 21, 2026
Details
As Low As
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
6230 Perkins Rd, Baton Rouge, LA, 70808
Vehicle Loan
6.04%
72 Months
▼
APR6.04%
Term72 Months
Last UpdatedMay 21, 2026
Details
As Low As
Eagle Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
2271 College Dr, Baton Rouge, LA, 70808 1839
Auto Loans
6.14%
61-78 months
▼
APR6.14%
Term61-78 months
Last UpdatedJun 9, 2026
Details
As Low As; APR1
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
6230 Perkins Rd, Baton Rouge, LA, 70808
Auto Loans
6.24%
78 Months
▼
APR6.24%
Term78 Months
Last UpdatedMay 21, 2026
Details
As Low As
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
6230 Perkins Rd, Baton Rouge, LA, 70808
Vehicle Loan
6.24%
78 Months
▼
APR6.24%
Term78 Months
Last UpdatedMay 21, 2026
Details
As Low As
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
700 Main St, Baton Rouge, LA, 70802 5501
Used Vehicle Loan 2019-2022 Model Years
6.24%
36 Months
▼
APR6.24%
Term36 Months
Last UpdatedMay 22, 2026
Details
As Low As
Eagle Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
2271 College Dr, Baton Rouge, LA, 70808 1839
Auto Loans
6.29%
79-84 months
▼
APR6.29%
Term79-84 months
Last UpdatedJun 9, 2026
Details
As Low As; APR1
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
6230 Perkins Rd, Baton Rouge, LA, 70808
Auto Loans
6.39%
84 Months
▼
APR6.39%
Term84 Months
Last UpdatedMay 21, 2026
Details
As Low As
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
6230 Perkins Rd, Baton Rouge, LA, 70808
Vehicle Loan
6.39%
84 Months
▼
APR6.39%
Term84 Months
Last UpdatedMay 21, 2026
Details
As Low As
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
1201 Capitol Access Rd, Baton Rouge, LA, 70802 4438
Classic Auto Loans
6.39%
Up to 36 mo.
▼
APR6.39%
TermUp to 36 mo.
Last UpdatedJun 7, 2026
Details
As Low As
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
1201 Capitol Access Rd, Baton Rouge, LA, 70802 4438
Used Auto Loans
6.39%
Up to 84 mo.
▼
APR6.39%
TermUp to 84 mo.
Last UpdatedJun 7, 2026
Details
As Low As
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.75%
3029 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
New/Used Auto 0-36 Months
6.49%
36 Months
▼
APR6.49%
Term36 Months
Last UpdatedJun 9, 2026
Details
As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.75%
3029 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
New/Used Auto 37-48 Months
6.49%
48 Months
▼
APR6.49%
Term48 Months
Last UpdatedJun 9, 2026
Details
As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
700 Main St, Baton Rouge, LA, 70802 5501
Used Vehicle Loan 2019-2022 Model Years
6.54%
60 Months
▼
APR6.54%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
700 Main St, Baton Rouge, LA, 70802 5501
Used Vehicle Loan 2019-2022 Model Years
6.64%
75 Months
▼
APR6.64%
Term75 Months
Last UpdatedMay 22, 2026
Details
As Low As
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
6230 Perkins Rd, Baton Rouge, LA, 70808
Auto Loans
6.89%
90 Months
▼
APR6.89%
Term90 Months
Last UpdatedMay 21, 2026
Details
As Low As
Campus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
6230 Perkins Rd, Baton Rouge, LA, 70808
Vehicle Loan
6.89%
90 Months
▼
APR6.89%
Term90 Months
Last UpdatedMay 21, 2026
Details
As Low As
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
1201 Capitol Access Rd, Baton Rouge, LA, 70802 4438
Classic Auto Loans
6.89%
Up to 48 mo.
▼
APR6.89%
TermUp to 48 mo.
Last UpdatedJun 7, 2026
Details
As Low As
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
1201 Capitol Access Rd, Baton Rouge, LA, 70802 4438
New Outdoor Vehicle Loans
6.99%
Up to 36 mo.
▼
APR6.99%
TermUp to 36 mo.
Last UpdatedJun 7, 2026
Details
As Low As
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.75%
3029 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
New/Used Auto 49-60 Months
6.99%
60 Months
▼
APR6.99%
Term60 Months
Last UpdatedJun 9, 2026
Details
As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.75%
3029 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
New/Used Auto 61-72 Months
7.29%
72 Months
▼
APR7.29%
Term72 Months
Last UpdatedJun 9, 2026
Details
As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
1201 Capitol Access Rd, Baton Rouge, LA, 70802 4438
Classic Auto Loans
7.39%
Up to 60 mo.
▼
APR7.39%
TermUp to 60 mo.
Last UpdatedJun 7, 2026
Details
As Low As
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
1201 Capitol Access Rd, Baton Rouge, LA, 70802 4438
New Outdoor Vehicle Loans
7.49%
Up to 48 mo.
▼
APR7.49%
TermUp to 48 mo.
Last UpdatedJun 7, 2026
Details
As Low As
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.75%
3029 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
New/Used Auto 73-84 Months
7.64%
84 Months
▼
APR7.64%
Term84 Months
Last UpdatedJun 9, 2026
Details
As Low As; Terms of 84 months over $30,000.00; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
1201 Capitol Access Rd, Baton Rouge, LA, 70802 4438
Classic Auto Loans
7.89%
Up to 72 mo.
▼
APR7.89%
TermUp to 72 mo.
Last UpdatedJun 7, 2026
Details
As Low As
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
1201 Capitol Access Rd, Baton Rouge, LA, 70802 4438
New Outdoor Vehicle Loans
7.99%
Up to 60 mo.
▼
APR7.99%
TermUp to 60 mo.
Last UpdatedJun 7, 2026
Details
As Low As
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
700 Main St, Baton Rouge, LA, 70802 5501
Used Vehicle Loan 2018 and Older Model Years
8.24%
36 Months
▼
APR8.24%
Term36 Months
Last UpdatedMay 22, 2026
Details
As Low As
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
1201 Capitol Access Rd, Baton Rouge, LA, 70802 4438
Classic Auto Loans
8.39%
Up to 84 mo.
▼
APR8.39%
TermUp to 84 mo.
Last UpdatedJun 7, 2026
Details
As Low As
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
700 Main St, Baton Rouge, LA, 70802 5501
Used Vehicle Loan 2018 and Older Model Years
8.54%
60 Months
▼
APR8.54%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Auto Loans
3.50%
Up to 36 months
▼
APR3.50%
TermUp to 36 months
Last UpdatedMay 23, 2026
Details
As Low As; Cars, Trucks, & SUVs
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans A+
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMay 22, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans A+
4.25%
72 Months
▼
APR4.25%
Term72 Months
Last UpdatedMay 22, 2026
Details
Xplore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
New Autos
4.34%
84 Months
▼
APR4.34%
Term84 Months
Last UpdatedMay 22, 2026
Details
As Low As
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans A
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMay 22, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans A+
4.50%
84 Months
▼
APR4.50%
Term84 Months
Last UpdatedMay 22, 2026
Details
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New Vehicles 2023-2025 A Loan
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMay 22, 2026
Details
Credit Score Range: 720+
Peoples Credit Union Rayne, LA
Institution Rating:
A+5.0 ★ Texas Ratio: 1.82%
New Vehicle Loan
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMay 23, 2026
Details
As Low As
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans A
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMay 22, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 1 to 5 years old A+
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMay 22, 2026
Details
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New Vehicles 2023-2025 A Loan
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMay 22, 2026
Details
Credit Score Range: 720+
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
New Auto/Van/Truck Loans
4.79%
0-48
▼
APR4.79%
Term0-48
Last UpdatedMay 23, 2026
Details
As Low As
Xplore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Autos
4.84%
84 Months
▼
APR4.84%
Term84 Months
Last UpdatedMay 22, 2026
Details
As Low As
Acadian Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New Vehicles: 2025 and 2026 up to 17,000 in mileage Loan
4.99%
N/A
▼
APR4.99%
TermN/A
Last UpdatedJun 7, 2026
Details
As Low As; *
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
New Auto Loan
4.99%
12-60 Month Term
▼
APR4.99%
Term12-60 Month Term
Last UpdatedJun 9, 2026
Details
As Low As; New Auto, 12-60 Month Term
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans A
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedMay 22, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 1 to 5 years old A+
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMay 22, 2026
Details
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Used Vehicles 2024-2015 A Loan
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMay 22, 2026
Details
Credit Score Range: 720+
Total Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
New or Used Autos/Trucks
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedMay 22, 2026
Details
As Low As
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
New Auto/Van/Truck Loans
5.04%
49-66
▼
APR5.04%
Term49-66
Last UpdatedMay 23, 2026
Details
As Low As
River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
Used Vehicles Loan
5.15%
1 - 6 years
▼
APR5.15%
Term1 - 6 years
Last UpdatedMay 22, 2026
Details
As Low As
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 1 to 5 years old A
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMay 22, 2026
Details
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Used Vehicles 2024-2015 A Loan
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMay 22, 2026
Details
Credit Score Range: 720+
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
Used Auto/Van/Truck Loans
5.29%
0-48
▼
APR5.29%
Term0-48
Last UpdatedMay 23, 2026
Details
As Low As
River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
Used Vehicles Loan
5.40%
7 - 9 years
▼
APR5.40%
Term7 - 9 years
Last UpdatedMay 22, 2026
Details
As Low As
APR5.44%
Term96 Months
Last UpdatedJun 1, 2026
Details
up to 96 mo.
APR5.44%
Term84 Months
Last UpdatedJun 1, 2026
Details
up to 84 mo.
BOSSIER
Institution Rating:
A+5.0 ★ Texas Ratio: 8.83%
Used Auto 2023 and under
5.44%
72 Months
▼
APR5.44%
Term72 Months
Last UpdatedJun 1, 2026
Details
up to 72 mo.
Acadian Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
Used Vehicles Loan
5.49%
N/A
▼
APR5.49%
TermN/A
Last UpdatedJun 7, 2026
Details
As Low As; *
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans B
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMay 22, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 1 to 5 years old A
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedMay 22, 2026
Details
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New Vehicles 2023-2025 A Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMay 22, 2026
Details
Credit Score Range: 720+
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New Vehicles 2023-2025 B Loan
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedMay 22, 2026
Details
Credit Score Range: 670-719
APR5.50%
Term0-24
Last UpdatedJun 1, 2026
Details
As Low As; New (Non Real Estate)
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
New Auto/Van/Truck Loans
5.54%
67-78
▼
APR5.54%
Term67-78
Last UpdatedMay 23, 2026
Details
As Low As
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
Used Auto/Van/Truck Loans
5.54%
49-66
▼
APR5.54%
Term49-66
Last UpdatedMay 23, 2026
Details
As Low As
Louisiana Central Credit Union
Institution Rating:
D3.4 ★ Texas Ratio: 32.35%
New Car Loan (2019,2020 & 2021 models, may include TTL)
5.59%
84 Months
▼
APR5.59%
Term84 Months
Last UpdatedMay 23, 2026
Details
As Low As; New Vehicle Loan Rate as low as 4.99% APR, and 100% financing Ask about additional qualifying rate discounts
River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
Used Vehicles Loan
5.65%
10 - 15 years
▼
APR5.65%
Term10 - 15 years
Last UpdatedMay 22, 2026
Details
As Low As
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans B
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMay 22, 2026
Details
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New Vehicles 2023-2025 B Loan
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedMay 22, 2026
Details
Credit Score Range: 670-719
Total Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
New or Used Autos/Trucks
5.75%
61 - 72 Months
▼
APR5.75%
Term61 - 72 Months
Last UpdatedMay 22, 2026
Details
As Low As
Peoples Credit Union Rayne, LA
Institution Rating:
A+5.0 ★ Texas Ratio: 1.82%
Used Vehicle Loan
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As
APR5.75%
Term25-36
Last UpdatedJun 1, 2026
Details
As Low As; New (Non Real Estate)
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans B
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedMay 22, 2026
Details
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Used Vehicles 2024-2015 A Loan
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedMay 22, 2026
Details
Credit Score Range: 720+
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Used Vehicles 2024-2015 B Loan
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedMay 22, 2026
Details
Credit Score Range: 670-719
Total Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
New or Used Autos/Trucks
6.00%
73 - 84 Months
▼
APR6.00%
Term73 - 84 Months
Last UpdatedMay 22, 2026
Details
As Low As
APR6.00%
Term37-48
Last UpdatedJun 1, 2026
Details
As Low As; New (Non Real Estate)
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
New Auto/Van/Truck Loans
6.04%
79-84
▼
APR6.04%
Term79-84
Last UpdatedMay 23, 2026
Details
As Low As; New Vehicles Only > $25,000
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
Used Auto/Van/Truck Loans
6.04%
67-78
▼
APR6.04%
Term67-78
Last UpdatedMay 23, 2026
Details
As Low As
CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
New Auto Loans
6.10%
Up to 36
▼
APR6.10%
TermUp to 36
Last UpdatedMay 22, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 1 to 5 years old B
6.25%
60 Months
▼
APR6.25%
Term60 Months
Last UpdatedMay 22, 2026
Details
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Used Vehicles 2024-2015 B Loan
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedMay 22, 2026
Details
Credit Score Range: 670-719
APR6.25%
Term49-60
Last UpdatedJun 1, 2026
Details
As Low As; New (Non Real Estate)
CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
Used Auto Loans
6.35%
24 Months
▼
APR6.35%
Term24 Months
Last UpdatedMay 22, 2026
Details
Maximum term for loans up to $5,000 is 24 months
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 1 to 5 years old B
6.50%
72 Months
▼
APR6.50%
Term72 Months
Last UpdatedMay 22, 2026
Details
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New Vehicles 2023-2025 B Loan
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedMay 22, 2026
Details
Credit Score Range: 670-719
APR6.50%
Term61-72
Last UpdatedJun 1, 2026
Details
As Low As; New (Non Real Estate)
Louisiana Central Credit Union
Institution Rating:
D3.4 ★ Texas Ratio: 32.35%
Used Car Loan (up to 8 Years Old (NADA Retail Value) may include TTL
6.59%
84 Months
▼
APR6.59%
Term84 Months
Last UpdatedMay 23, 2026
Details
As Low As; Used Vehicle Loan Rate as low as 5.99% APR, 100% financing Ask about additional qualifying rate discounts
CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
New Auto Loans
6.60%
Up to 72
▼
APR6.60%
TermUp to 72
Last UpdatedMay 22, 2026
Details
Loan amount is $15,001 or greater
APR6.75%
Term73-84
Last UpdatedJun 1, 2026
Details
As Low As; New (Non Real Estate)
Xplore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
1st Time Auto Loan
6.84%
60 Months
▼
APR6.84%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New Vehicles 2023-2025 C Loan
7.00%
36 Months
▼
APR7.00%
Term36 Months
Last UpdatedMay 22, 2026
Details
Credit Score Range: 620 - 669
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Used Vehicles 2024-2015 B Loan
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedMay 22, 2026
Details
Credit Score Range: 670-719
CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
Used Auto Loans
7.10%
60 Months
▼
APR7.10%
Term60 Months
Last UpdatedMay 22, 2026
Details
Loan amount is $14,001 or greater
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New Vehicles 2023-2025 C Loan
7.25%
48 Months
▼
APR7.25%
Term48 Months
Last UpdatedMay 22, 2026
Details
Credit Score Range: 620 - 669
APR7.25%
Term85-96
Last UpdatedJun 1, 2026
Details
As Low As; New (Non Real Estate)
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans C
7.50%
60 Months
▼
APR7.50%
Term60 Months
Last UpdatedMay 22, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans C
7.75%
72 Months
▼
APR7.75%
Term72 Months
Last UpdatedMay 22, 2026
Details
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Used Vehicles 2024-2015 C Loan
7.75%
60 Months
▼
APR7.75%
Term60 Months
Last UpdatedMay 22, 2026
Details
Credit Score Range: 620 - 669
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans C
8.00%
84 Months
▼
APR8.00%
Term84 Months
Last UpdatedMay 22, 2026
Details
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New Vehicles 2023-2025 C Loan
8.00%
60 Months
▼
APR8.00%
Term60 Months
Last UpdatedMay 22, 2026
Details
Credit Score Range: 620 - 669
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Used Vehicles 2024-2015 C Loan
8.00%
72 Months
▼
APR8.00%
Term72 Months
Last UpdatedMay 22, 2026
Details
Credit Score Range: 620 - 669
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 1 to 5 years old C
8.25%
60 Months
▼
APR8.25%
Term60 Months
Last UpdatedMay 22, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 1 to 5 years old C
8.50%
72 Months
▼
APR8.50%
Term72 Months
Last UpdatedMay 22, 2026
Details
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Used Vehicles 2024-2015 C Loan
8.75%
84 Months
▼
APR8.75%
Term84 Months
Last UpdatedMay 22, 2026
Details
Credit Score Range: 620 - 669
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans D
9.50%
60 Months
▼
APR9.50%
Term60 Months
Last UpdatedMay 22, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans D
9.75%
72 Months
▼
APR9.75%
Term72 Months
Last UpdatedMay 22, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans D
10.00%
84 Months
▼
APR10.00%
Term84 Months
Last UpdatedMay 22, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 1 to 5 years old D
10.25%
60 Months
▼
APR10.25%
Term60 Months
Last UpdatedMay 22, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 1 to 5 years old D
10.50%
72 Months
▼
APR10.50%
Term72 Months
Last UpdatedMay 22, 2026
Details
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New Vehicles 2023-2025 D Loan
11.50%
36 Months
▼
APR11.50%
Term36 Months
Last UpdatedMay 22, 2026
Details
Credit Score Range: 580 - 619
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New Vehicles 2023-2025 D Loan
12.00%
48 Months
▼
APR12.00%
Term48 Months
Last UpdatedMay 22, 2026
Details
Credit Score Range: 580 - 619
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Used Vehicles 2024-2015 D Loan
12.25%
60 Months
▼
APR12.25%
Term60 Months
Last UpdatedMay 22, 2026
Details
Credit Score Range: 580 - 619
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Used Vehicles 2024-2015 D Loan
12.75%
72 Months
▼
APR12.75%
Term72 Months
Last UpdatedMay 22, 2026
Details
Credit Score Range: 580 - 619
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New Vehicles 2023-2025 E Loan
15.50%
36 Months
▼
APR15.50%
Term36 Months
Last UpdatedMay 22, 2026
Details
Credit Score Range: 579 or less
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New Vehicles 2023-2025 E Loan
16.00%
48 Months
▼
APR16.00%
Term48 Months
Last UpdatedMay 22, 2026
Details
Credit Score Range: 579 or less
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans E
17.00%
60 Months
▼
APR17.00%
Term60 Months
Last UpdatedMay 22, 2026
Details
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Used Vehicles 2024-2015 E Loan
17.00%
60 Months
▼
APR17.00%
Term60 Months
Last UpdatedMay 22, 2026
Details
Credit Score Range: 579 or less
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Used Vehicles 2024-2015 E Loan
18.00%
72 Months
▼
APR18.00%
Term72 Months
Last UpdatedMay 22, 2026
Details
Credit Score Range: 579 or less
Powered by
MonitorBankRates
Baton Rouge New Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
1201 Capitol Access Rd, Baton Rouge, LA, 70802 4438
New Auto
3.89%
36 mo.
▼
APR3.89%
Term36 mo.
Last UpdatedJun 7, 2026
Details
As Low As; 1
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
1201 Capitol Access Rd, Baton Rouge, LA, 70802 4438
New Auto Loans
3.89%
Up to 36 mo.
▼
APR3.89%
TermUp to 36 mo.
Last UpdatedJun 7, 2026
Details
As Low As
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
1201 Capitol Access Rd, Baton Rouge, LA, 70802 4438
New Auto Loans
4.39%
Up to 48 mo.
▼
APR4.39%
TermUp to 48 mo.
Last UpdatedJun 7, 2026
Details
As Low As
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
1201 Capitol Access Rd, Baton Rouge, LA, 70802 4438
New Auto Loans
4.89%
Up to 60 mo.
▼
APR4.89%
TermUp to 60 mo.
Last UpdatedJun 7, 2026
Details
As Low As
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
700 Main St, Baton Rouge, LA, 70802 5501
New Vehicle - 2023 and Newer Model Years Loan
5.24%
1 to 36
▼
APR5.24%
Term1 to 36
Last UpdatedMay 22, 2026
Details
As Low As
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
1201 Capitol Access Rd, Baton Rouge, LA, 70802 4438
New Auto Loans
5.39%
Up to 72 mo.
▼
APR5.39%
TermUp to 72 mo.
Last UpdatedJun 7, 2026
Details
As Low As
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
700 Main St, Baton Rouge, LA, 70802 5501
New Vehicle - 2023 and Newer Model Years Loan
5.54%
49 to 60
▼
APR5.54%
Term49 to 60
Last UpdatedMay 22, 2026
Details
As Low As
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
700 Main St, Baton Rouge, LA, 70802 5501
New Vehicle - 2023 and Newer Model Years Loan
5.64%
67 to 75
▼
APR5.64%
Term67 to 75
Last UpdatedMay 22, 2026
Details
As Low As
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
700 Main St, Baton Rouge, LA, 70802 5501
New Vehicle - 2023 and Newer Model Years Loan
5.79%
76 to 78
▼
APR5.79%
Term76 to 78
Last UpdatedMay 22, 2026
Details
As Low As
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
1201 Capitol Access Rd, Baton Rouge, LA, 70802 4438
New Auto Loans
5.89%
Up to 84 mo.
▼
APR5.89%
TermUp to 84 mo.
Last UpdatedJun 7, 2026
Details
As Low As
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
700 Main St, Baton Rouge, LA, 70802 5501
New Vehicle - 2023 and Newer Model Years Loan
5.94%
79 to 84
▼
APR5.94%
Term79 to 84
Last UpdatedMay 22, 2026
Details
As Low As
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.75%
3029 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
New/Used Auto 0-36 Months
6.49%
36 Months
▼
APR6.49%
Term36 Months
Last UpdatedJun 9, 2026
Details
As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.75%
3029 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
New/Used Auto 37-48 Months
6.49%
48 Months
▼
APR6.49%
Term48 Months
Last UpdatedJun 9, 2026
Details
As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
1201 Capitol Access Rd, Baton Rouge, LA, 70802 4438
New Outdoor Vehicle Loans
6.99%
Up to 36 mo.
▼
APR6.99%
TermUp to 36 mo.
Last UpdatedJun 7, 2026
Details
As Low As
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.75%
3029 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
New/Used Auto 49-60 Months
6.99%
60 Months
▼
APR6.99%
Term60 Months
Last UpdatedJun 9, 2026
Details
As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.75%
3029 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
New/Used Auto 61-72 Months
7.29%
72 Months
▼
APR7.29%
Term72 Months
Last UpdatedJun 9, 2026
Details
As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
1201 Capitol Access Rd, Baton Rouge, LA, 70802 4438
New Outdoor Vehicle Loans
7.49%
Up to 48 mo.
▼
APR7.49%
TermUp to 48 mo.
Last UpdatedJun 7, 2026
Details
As Low As
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.75%
3029 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
New/Used Auto 73-84 Months
7.64%
84 Months
▼
APR7.64%
Term84 Months
Last UpdatedJun 9, 2026
Details
As Low As; Terms of 84 months over $30,000.00; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
1201 Capitol Access Rd, Baton Rouge, LA, 70802 4438
New Outdoor Vehicle Loans
7.99%
Up to 60 mo.
▼
APR7.99%
TermUp to 60 mo.
Last UpdatedJun 7, 2026
Details
As Low As
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans A+
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMay 22, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans A+
4.25%
72 Months
▼
APR4.25%
Term72 Months
Last UpdatedMay 22, 2026
Details
Xplore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
New Autos
4.34%
84 Months
▼
APR4.34%
Term84 Months
Last UpdatedMay 22, 2026
Details
As Low As
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans A
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMay 22, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans A+
4.50%
84 Months
▼
APR4.50%
Term84 Months
Last UpdatedMay 22, 2026
Details
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New Vehicles 2023-2025 A Loan
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMay 22, 2026
Details
Credit Score Range: 720+
Peoples Credit Union Rayne, LA
Institution Rating:
A+5.0 ★ Texas Ratio: 1.82%
New Vehicle Loan
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMay 23, 2026
Details
As Low As
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans A
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMay 22, 2026
Details
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New Vehicles 2023-2025 A Loan
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMay 22, 2026
Details
Credit Score Range: 720+
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
New Auto/Van/Truck Loans
4.79%
0-48
▼
APR4.79%
Term0-48
Last UpdatedMay 23, 2026
Details
As Low As
Acadian Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
New Vehicles: 2025 and 2026 up to 17,000 in mileage Loan
4.99%
N/A
▼
APR4.99%
TermN/A
Last UpdatedJun 7, 2026
Details
As Low As; *
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
New Auto Loan
4.99%
12-60 Month Term
▼
APR4.99%
Term12-60 Month Term
Last UpdatedJun 9, 2026
Details
As Low As; New Auto, 12-60 Month Term
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans A
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedMay 22, 2026
Details
Total Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
New or Used Autos/Trucks
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedMay 22, 2026
Details
As Low As
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
New Auto/Van/Truck Loans
5.04%
49-66
▼
APR5.04%
Term49-66
Last UpdatedMay 23, 2026
Details
As Low As
APR5.44%
Term96 Months
Last UpdatedJun 1, 2026
Details
up to 96 mo.
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans B
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMay 22, 2026
Details
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New Vehicles 2023-2025 A Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMay 22, 2026
Details
Credit Score Range: 720+
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New Vehicles 2023-2025 B Loan
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedMay 22, 2026
Details
Credit Score Range: 670-719
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
New Auto/Van/Truck Loans
5.54%
67-78
▼
APR5.54%
Term67-78
Last UpdatedMay 23, 2026
Details
As Low As
Louisiana Central Credit Union
Institution Rating:
D3.4 ★ Texas Ratio: 32.35%
New Car Loan (2019,2020 & 2021 models, may include TTL)
5.59%
84 Months
▼
APR5.59%
Term84 Months
Last UpdatedMay 23, 2026
Details
As Low As; New Vehicle Loan Rate as low as 4.99% APR, and 100% financing Ask about additional qualifying rate discounts
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans B
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMay 22, 2026
Details
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New Vehicles 2023-2025 B Loan
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedMay 22, 2026
Details
Credit Score Range: 670-719
Total Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
New or Used Autos/Trucks
5.75%
61 - 72 Months
▼
APR5.75%
Term61 - 72 Months
Last UpdatedMay 22, 2026
Details
As Low As
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans B
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedMay 22, 2026
Details
Total Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
New or Used Autos/Trucks
6.00%
73 - 84 Months
▼
APR6.00%
Term73 - 84 Months
Last UpdatedMay 22, 2026
Details
As Low As
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
New Auto/Van/Truck Loans
6.04%
79-84
▼
APR6.04%
Term79-84
Last UpdatedMay 23, 2026
Details
As Low As; New Vehicles Only > $25,000
CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
New Auto Loans
6.10%
Up to 36
▼
APR6.10%
TermUp to 36
Last UpdatedMay 22, 2026
Details
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New Vehicles 2023-2025 B Loan
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedMay 22, 2026
Details
Credit Score Range: 670-719
CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
New Auto Loans
6.60%
Up to 72
▼
APR6.60%
TermUp to 72
Last UpdatedMay 22, 2026
Details
Loan amount is $15,001 or greater
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New Vehicles 2023-2025 C Loan
7.00%
36 Months
▼
APR7.00%
Term36 Months
Last UpdatedMay 22, 2026
Details
Credit Score Range: 620 - 669
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New Vehicles 2023-2025 C Loan
7.25%
48 Months
▼
APR7.25%
Term48 Months
Last UpdatedMay 22, 2026
Details
Credit Score Range: 620 - 669
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans C
7.50%
60 Months
▼
APR7.50%
Term60 Months
Last UpdatedMay 22, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans C
7.75%
72 Months
▼
APR7.75%
Term72 Months
Last UpdatedMay 22, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans C
8.00%
84 Months
▼
APR8.00%
Term84 Months
Last UpdatedMay 22, 2026
Details
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New Vehicles 2023-2025 C Loan
8.00%
60 Months
▼
APR8.00%
Term60 Months
Last UpdatedMay 22, 2026
Details
Credit Score Range: 620 - 669
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans D
9.50%
60 Months
▼
APR9.50%
Term60 Months
Last UpdatedMay 22, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans D
9.75%
72 Months
▼
APR9.75%
Term72 Months
Last UpdatedMay 22, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans D
10.00%
84 Months
▼
APR10.00%
Term84 Months
Last UpdatedMay 22, 2026
Details
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New Vehicles 2023-2025 D Loan
11.50%
36 Months
▼
APR11.50%
Term36 Months
Last UpdatedMay 22, 2026
Details
Credit Score Range: 580 - 619
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New Vehicles 2023-2025 D Loan
12.00%
48 Months
▼
APR12.00%
Term48 Months
Last UpdatedMay 22, 2026
Details
Credit Score Range: 580 - 619
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New Vehicles 2023-2025 E Loan
15.50%
36 Months
▼
APR15.50%
Term36 Months
Last UpdatedMay 22, 2026
Details
Credit Score Range: 579 or less
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
New Vehicles 2023-2025 E Loan
16.00%
48 Months
▼
APR16.00%
Term48 Months
Last UpdatedMay 22, 2026
Details
Credit Score Range: 579 or less
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
New Auto Loans E
17.00%
60 Months
▼
APR17.00%
Term60 Months
Last UpdatedMay 22, 2026
Details
Powered by
MonitorBankRates
Baton Rouge Used Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
1201 Capitol Access Rd, Baton Rouge, LA, 70802 4438
Used Auto (2-6 years old)
4.39%
36 mo.
▼
APR4.39%
Term36 mo.
Last UpdatedJun 7, 2026
Details
As Low As; 1
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
1201 Capitol Access Rd, Baton Rouge, LA, 70802 4438
Used Auto Loans
4.39%
Up to 36 mo.
▼
APR4.39%
TermUp to 36 mo.
Last UpdatedJun 7, 2026
Details
As Low As
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
1201 Capitol Access Rd, Baton Rouge, LA, 70802 4438
Used Auto Loans
4.89%
Up to 48 mo.
▼
APR4.89%
TermUp to 48 mo.
Last UpdatedJun 7, 2026
Details
As Low As
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
1201 Capitol Access Rd, Baton Rouge, LA, 70802 4438
Used Auto Loans
5.39%
Up to 60 mo.
▼
APR5.39%
TermUp to 60 mo.
Last UpdatedJun 7, 2026
Details
As Low As
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
1201 Capitol Access Rd, Baton Rouge, LA, 70802 4438
Used Auto Loans
5.89%
Up to 72 mo.
▼
APR5.89%
TermUp to 72 mo.
Last UpdatedJun 7, 2026
Details
As Low As
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
700 Main St, Baton Rouge, LA, 70802 5501
Used Vehicle Loan 2019-2022 Model Years
6.24%
36 Months
▼
APR6.24%
Term36 Months
Last UpdatedMay 22, 2026
Details
As Low As
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.87%
1201 Capitol Access Rd, Baton Rouge, LA, 70802 4438
Used Auto Loans
6.39%
Up to 84 mo.
▼
APR6.39%
TermUp to 84 mo.
Last UpdatedJun 7, 2026
Details
As Low As
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.75%
3029 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
New/Used Auto 0-36 Months
6.49%
36 Months
▼
APR6.49%
Term36 Months
Last UpdatedJun 9, 2026
Details
As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.75%
3029 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
New/Used Auto 37-48 Months
6.49%
48 Months
▼
APR6.49%
Term48 Months
Last UpdatedJun 9, 2026
Details
As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
700 Main St, Baton Rouge, LA, 70802 5501
Used Vehicle Loan 2019-2022 Model Years
6.54%
60 Months
▼
APR6.54%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
700 Main St, Baton Rouge, LA, 70802 5501
Used Vehicle Loan 2019-2022 Model Years
6.64%
75 Months
▼
APR6.64%
Term75 Months
Last UpdatedMay 22, 2026
Details
As Low As
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.75%
3029 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
New/Used Auto 49-60 Months
6.99%
60 Months
▼
APR6.99%
Term60 Months
Last UpdatedJun 9, 2026
Details
As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.75%
3029 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
New/Used Auto 61-72 Months
7.29%
72 Months
▼
APR7.29%
Term72 Months
Last UpdatedJun 9, 2026
Details
As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection
BRECO Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.75%
3029 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
New/Used Auto 73-84 Months
7.64%
84 Months
▼
APR7.64%
Term84 Months
Last UpdatedJun 9, 2026
Details
As Low As; Terms of 84 months over $30,000.00; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
700 Main St, Baton Rouge, LA, 70802 5501
Used Vehicle Loan 2018 and Older Model Years
8.24%
36 Months
▼
APR8.24%
Term36 Months
Last UpdatedMay 22, 2026
Details
As Low As
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
700 Main St, Baton Rouge, LA, 70802 5501
Used Vehicle Loan 2018 and Older Model Years
8.54%
60 Months
▼
APR8.54%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 1 to 5 years old A+
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMay 22, 2026
Details
Xplore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Autos
4.84%
84 Months
▼
APR4.84%
Term84 Months
Last UpdatedMay 22, 2026
Details
As Low As
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 1 to 5 years old A+
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMay 22, 2026
Details
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Used Vehicles 2024-2015 A Loan
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMay 22, 2026
Details
Credit Score Range: 720+
Total Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
New or Used Autos/Trucks
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedMay 22, 2026
Details
As Low As
River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
Used Vehicles Loan
5.15%
1 - 6 years
▼
APR5.15%
Term1 - 6 years
Last UpdatedMay 22, 2026
Details
As Low As
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 1 to 5 years old A
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMay 22, 2026
Details
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Used Vehicles 2024-2015 A Loan
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMay 22, 2026
Details
Credit Score Range: 720+
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
Used Auto/Van/Truck Loans
5.29%
0-48
▼
APR5.29%
Term0-48
Last UpdatedMay 23, 2026
Details
As Low As
River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
Used Vehicles Loan
5.40%
7 - 9 years
▼
APR5.40%
Term7 - 9 years
Last UpdatedMay 22, 2026
Details
As Low As
APR5.44%
Term84 Months
Last UpdatedJun 1, 2026
Details
up to 84 mo.
BOSSIER
Institution Rating:
A+5.0 ★ Texas Ratio: 8.83%
Used Auto 2023 and under
5.44%
72 Months
▼
APR5.44%
Term72 Months
Last UpdatedJun 1, 2026
Details
up to 72 mo.
Acadian Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
Used Vehicles Loan
5.49%
N/A
▼
APR5.49%
TermN/A
Last UpdatedJun 7, 2026
Details
As Low As; *
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 1 to 5 years old A
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedMay 22, 2026
Details
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
Used Auto/Van/Truck Loans
5.54%
49-66
▼
APR5.54%
Term49-66
Last UpdatedMay 23, 2026
Details
As Low As
River Region Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.07%
Used Vehicles Loan
5.65%
10 - 15 years
▼
APR5.65%
Term10 - 15 years
Last UpdatedMay 22, 2026
Details
As Low As
Total Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
New or Used Autos/Trucks
5.75%
61 - 72 Months
▼
APR5.75%
Term61 - 72 Months
Last UpdatedMay 22, 2026
Details
As Low As
Peoples Credit Union Rayne, LA
Institution Rating:
A+5.0 ★ Texas Ratio: 1.82%
Used Vehicle Loan
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Used Vehicles 2024-2015 A Loan
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedMay 22, 2026
Details
Credit Score Range: 720+
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Used Vehicles 2024-2015 B Loan
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedMay 22, 2026
Details
Credit Score Range: 670-719
Total Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
New or Used Autos/Trucks
6.00%
73 - 84 Months
▼
APR6.00%
Term73 - 84 Months
Last UpdatedMay 22, 2026
Details
As Low As
Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
Used Auto/Van/Truck Loans
6.04%
67-78
▼
APR6.04%
Term67-78
Last UpdatedMay 23, 2026
Details
As Low As
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 1 to 5 years old B
6.25%
60 Months
▼
APR6.25%
Term60 Months
Last UpdatedMay 22, 2026
Details
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Used Vehicles 2024-2015 B Loan
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedMay 22, 2026
Details
Credit Score Range: 670-719
CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
Used Auto Loans
6.35%
24 Months
▼
APR6.35%
Term24 Months
Last UpdatedMay 22, 2026
Details
Maximum term for loans up to $5,000 is 24 months
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 1 to 5 years old B
6.50%
72 Months
▼
APR6.50%
Term72 Months
Last UpdatedMay 22, 2026
Details
Louisiana Central Credit Union
Institution Rating:
D3.4 ★ Texas Ratio: 32.35%
Used Car Loan (up to 8 Years Old (NADA Retail Value) may include TTL
6.59%
84 Months
▼
APR6.59%
Term84 Months
Last UpdatedMay 23, 2026
Details
As Low As; Used Vehicle Loan Rate as low as 5.99% APR, 100% financing Ask about additional qualifying rate discounts
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Used Vehicles 2024-2015 B Loan
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedMay 22, 2026
Details
Credit Score Range: 670-719
CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
Used Auto Loans
7.10%
60 Months
▼
APR7.10%
Term60 Months
Last UpdatedMay 22, 2026
Details
Loan amount is $14,001 or greater
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Used Vehicles 2024-2015 C Loan
7.75%
60 Months
▼
APR7.75%
Term60 Months
Last UpdatedMay 22, 2026
Details
Credit Score Range: 620 - 669
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Used Vehicles 2024-2015 C Loan
8.00%
72 Months
▼
APR8.00%
Term72 Months
Last UpdatedMay 22, 2026
Details
Credit Score Range: 620 - 669
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 1 to 5 years old C
8.25%
60 Months
▼
APR8.25%
Term60 Months
Last UpdatedMay 22, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 1 to 5 years old C
8.50%
72 Months
▼
APR8.50%
Term72 Months
Last UpdatedMay 22, 2026
Details
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Used Vehicles 2024-2015 C Loan
8.75%
84 Months
▼
APR8.75%
Term84 Months
Last UpdatedMay 22, 2026
Details
Credit Score Range: 620 - 669
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 1 to 5 years old D
10.25%
60 Months
▼
APR10.25%
Term60 Months
Last UpdatedMay 22, 2026
Details
705 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.64%
Pre-Owned Auto Loans 1 to 5 years old D
10.50%
72 Months
▼
APR10.50%
Term72 Months
Last UpdatedMay 22, 2026
Details
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Used Vehicles 2024-2015 D Loan
12.25%
60 Months
▼
APR12.25%
Term60 Months
Last UpdatedMay 22, 2026
Details
Credit Score Range: 580 - 619
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Used Vehicles 2024-2015 D Loan
12.75%
72 Months
▼
APR12.75%
Term72 Months
Last UpdatedMay 22, 2026
Details
Credit Score Range: 580 - 619
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Used Vehicles 2024-2015 E Loan
17.00%
60 Months
▼
APR17.00%
Term60 Months
Last UpdatedMay 22, 2026
Details
Credit Score Range: 579 or less
GP Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
Used Vehicles 2024-2015 E Loan
18.00%
72 Months
▼
APR18.00%
Term72 Months
Last UpdatedMay 22, 2026
Details
Credit Score Range: 579 or less
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Baton Rouge, LA Auto Loan Rate Trends
Compare local Baton Rouge, LA auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — LA Avg
5.853%
▲ 0.003 vs 7 days ago
Louisiana new auto rates rose 0.003 points over the past 7 days to 5.853% APR.
Used Auto Loan — LA Avg
6.452%
▲ 0.017 vs 7 days ago
Louisiana used auto rates rose 0.017 points over the past 7 days to 6.452% APR.
As of Jun 9, 2026 • Rate data sourced from 8,500+ monitored institutions
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Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Baton Rouge, Louisiana auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Baton Rouge, Louisiana directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Baton Rouge, Louisiana. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in LA.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in Baton Rouge, Louisiana
How does my credit score affect my car loan rate in Louisiana?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Baton Rouge, Louisiana with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Louisiana *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Baton Rouge, Louisiana typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Baton Rouge, Louisiana?
Based on our current data, some of the lowest auto loan rates available in Baton Rouge, Louisiana include:
- Keesler Federal Credit Union: 3.89% (New Auto)
- La Capitol Federal Credit Union: 5.24% (New Vehicle - 2023 and Newer Model Years Loan)
- Essential Credit Union: 5.49% (Auto Loans)
- Eagle Louisiana Federal Credit Union: 5.49% (Auto Loans)
- Campus Federal Credit Union: 5.74% (Auto Loans)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Baton Rouge, Louisiana. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: June 9, 2026
Baton Rouge, Louisiana Rates & Resources
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