Current auto loan rates in Baton Rouge, Louisiana include Baton Rouge Telco Federal Credit UnionBaton Rouge Telco Federal Credit Union13404 Airline Hwy, Baton Rouge, LA, 70817 5917A+5.0 ★Texas Ratio: 3.53% offering 2026 - 2022 New or Used Auto Loan at 4.84%, La Capitol Federal Credit UnionLa Capitol Federal Credit Union700 Main St, Baton Rouge, LA, 70802 5501A5.0 ★Texas Ratio: 7.23% offering New Vehicle - 2023 and Newer Model Years at 5.09%, Eagle Louisiana Federal Credit UnionEagle Louisiana Federal Credit Union2271 College Dr, Baton Rouge, LA, 70808 1839A+5.0 ★Texas Ratio: 2.34% offering Auto Loans at 5.49%, Neighbors Federal Credit UnionNeighbors Federal Credit Union12529 Perkins Rd, Baton Rouge, LA, 70810A5.0 ★Texas Ratio: 11.49% offering New Auto Loan at 5.54%, Essential Credit UnionEssential Credit Union6725 Siegen Ln, Baton Rouge, LA, 70809A5.0 ★Texas Ratio: 11.36% offering Auto Loans at 5.64%. Auto loan rates as of March 28, 2026 according to verified data from MonitorBankRates.
Auto loan rates in Baton Rouge, Louisiana are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.
We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Baton Rouge, Louisiana. Auto Loan Rates Last Updated and Verified: March 28, 2026
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As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection; Terms of 84 months over $30,000.00
As Low As; 2019-2022 Model Years
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As Low As; 100% financing available
As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection; Terms of 84 months over $30,000.00
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As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection; Terms of 84 months over $30,000.00
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As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection; Terms of 84 months over $30,000.00
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As Low As; Cars, Trucks, & SUVs
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APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice.
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice.
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APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
As Low As; For a limited time only
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Paper Grade A, Credit Score Range 720+
Maximum Loan Amount: Less than $15,000.00
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APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
$5,000 and above
Paper Grade A, Credit Score Range 720+
Maximum Loan Amount: $15,000.00-$19,999.99
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Terms over 72 months for Vehicles, Boats, Travel Trailers, Motor Homes valued over $40,000.
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APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
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$10,000 and above
Paper Guide: A; Credit Score Range: 720+
Maximum Loan Amount: $20,000.00-$29,999.99
As Low As
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
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$5,000 and above
Paper Guide: A; Credit Score Range: 720+
Maximum Loan Amount: Less than/equal to 100%
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APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
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up to 96 mo.
up to 84 mo.
up to 72 mo.
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APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
$10,000 and above
$5,000.00 and Above (36 Month Term)
Paper Grade A, Credit Score Range 720+
Maximum Loan Amount: $30,000.00-$39,999.99
Maximum Loan Amount: Less than/equal to 100%
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As Low As; New Vehicle Loan Rate as low as 4.99% APR, and 100% financing Ask about additional qualifying rate discounts
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Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
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$15,000 and above
$10,000.00 and Above (48 Month Term)
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Paper Grade B, Credit Score Range 670-719
Maximum Loan Amount: Less than/equal to 100%
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APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
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As Low As; Selling price must be $30,000
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1% APR interest rate reduction for School Employees for this loan category.
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
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$25,000 and above
$5,000.00 and Above (36 Month Term)
$15,000.00 and Above (60 Month Term)
Paper Guide: A; Credit Score Range: 720+
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As Low As; New Vehicles Only > $25,000
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1% APR interest rate reduction for School Employees for this loan category.
$5,000 and above
$10,000.00 and Above (48 Month Term)
$25,000.00 and Above (72 Month Term)
$5,000 and Above (36 Month Term)
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Paper Guide: B; Credit Score Range: 670-719
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Maximum term for loans up to $5,000 is 24 months
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1% APR interest rate reduction for School Employees for this loan category.
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As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection; Terms of 84 months over $30,000.00
As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection; Terms of 84 months over $30,000.00
As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection; Terms of 84 months over $30,000.00
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As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection; Terms of 84 months over $30,000.00
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APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice.
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
As Low As; For a limited time only
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Paper Grade A, Credit Score Range 720+
Maximum Loan Amount: Less than $15,000.00
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APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
$5,000 and above
Paper Grade A, Credit Score Range 720+
Maximum Loan Amount: $15,000.00-$19,999.99
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Terms over 72 months for Vehicles, Boats, Travel Trailers, Motor Homes valued over $40,000.
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APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
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$10,000 and above
Maximum Loan Amount: $20,000.00-$29,999.99
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$5,000 and above
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up to 96 mo.
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APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
$10,000 and above
Paper Grade A, Credit Score Range 720+
Maximum Loan Amount: $30,000.00-$39,999.99
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As Low As; New Vehicle Loan Rate as low as 4.99% APR, and 100% financing Ask about additional qualifying rate discounts
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Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
As Low As
$15,000 and above
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Paper Grade B, Credit Score Range 670-719
As Low As; Selling price must be $30,000
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Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
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$25,000 and above
As Low As; New Vehicles Only > $25,000
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$5,000 and above
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As Low As; 2019-2022 Model Years
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As Low As; 2019-2022 Model Years
As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection; Terms of 84 months over $30,000.00
As Low As; 2019-2022 Model Years
As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection; Terms of 84 months over $30,000.00
As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection; Terms of 84 months over $30,000.00
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As Low As; Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection; Terms of 84 months over $30,000.00
As Low As; 2018 and Older Model Years
As Low As; 2018 and Older Model Years
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice.
As Low As
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
Terms over 72 months for Vehicles, Boats, Travel Trailers, Motor Homes valued over $40,000.
As Low As
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
As Low As
Paper Guide: A; Credit Score Range: 720+
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
As Low As
As Low As
Paper Guide: A; Credit Score Range: 720+
Maximum Loan Amount: Less than/equal to 100%
As Low As
As Low As
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
up to 84 mo.
up to 72 mo.
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
$5,000.00 and Above (36 Month Term)
Maximum Loan Amount: Less than/equal to 100%
As Low As
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Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
As Low As
$10,000.00 and Above (48 Month Term)
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As Low As
Maximum Loan Amount: Less than/equal to 100%
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
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Vehicle FLASH SALE! February 1, 2026 to March 31, 2026
As Low As
$5,000.00 and Above (36 Month Term)
$15,000.00 and Above (60 Month Term)
Paper Guide: A; Credit Score Range: 720+
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$10,000.00 and Above (48 Month Term)
$25,000.00 and Above (72 Month Term)
$5,000 and Above (36 Month Term)
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Paper Guide: B; Credit Score Range: 670-719
Maximum term for loans up to $5,000 is 24 months
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Weekly national average APRs for new and used auto loans
Auto loan rate data from our database of 8,500+ banks and credit unions — updated weekly.
New auto loan rates rose 0.226 points this week to 6.040% APR, up from 5.814% last week.
Used auto loan rates rose 0.078 points this week to 6.590% APR, up from 6.511% last week.