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GEISMAR COMPLEX Rates & Review July 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: July 4, 2026

GEISMAR COMPLEX's Personal Loan Rates are at 9.99%. MonitorBankRates evaluates the financial stability of GEISMAR COMPLEX with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.75%. Rates were last updated on 07/04/2026.

GEISMAR COMPLEX money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at GEISMAR COMPLEX? Share your experience about GEISMAR COMPLEX by leaving a review below, or read customer reviews before you decide to use GEISMAR COMPLEX.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.75%
Excellent Lower than avg
GEISMAR COMPLEX
GCFCU
35294 Highway 30
Geismar, LA 70734
http://www.gcfcu.net
Member NCUA

GEISMAR COMPLEX Personal Loan Rates

Product Rate APR View More
Personal Loans - 9.99%
Details As Low As; Personal Loans
Last Updated 06/29/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 3.75%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for GEISMAR COMPLEX is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather GEISMAR COMPLEX rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with GEISMAR COMPLEX's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name GEISMAR COMPLEX
Website http://www.gcfcu.net
Address 35294 Highway 30, Geismar, LA 70734
Phone 225-673-3371
Fax 225-673-3888
President Barry Wilcoxon
CEO Bridget Sonnier
Full-Time Employees 7
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.75%
Return on Assets (ROA)
0.9696%
Return on Equity (ROE)
7.4514%
Non-Performing Loans Ratio (NPL)
0.85%
Total Assets
42,273,765
Total Amount of Shares and Deposits
36,667,829
Total Shares and Deposits < 1 Year
36,532,816
Total Shares and Deposits 1 3 Years
135,013
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,616,681
Total Uninsured Shares and Deposits > $250K (F+J)
2,616,681
Total Insured Shares and Deposits > $250K (item 17 less item K)
34,051,148
Total Interest Expense (Sum of items 6 8)
358,538
Share Certificates
489
Number of Accounts for Share Drafts
1,240
IRA KEOGH Accounts
46
Number of Accounts for Regular Shares
2,835
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,686,103
Total Liabilities
36,772,859
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for GEISMAR COMPLEX yet. Feel free to create one below.
Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About GEISMAR COMPLEX

How many branches does GEISMAR COMPLEX operate?

GEISMAR COMPLEX currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join GEISMAR COMPLEX?

Yes, to access services at GEISMAR COMPLEX, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, GEISMAR COMPLEX does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, GEISMAR COMPLEX provides members with tools to manage their accounts and build a solid financial history.

Does GEISMAR COMPLEX offer online and mobile banking?

Most modern institutions like GEISMAR COMPLEX provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.gcfcu.net.

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