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Maple Federal Credit Union

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Maple Federal Credit Union Rates & Review May 2026

Q: Is a member application needed to join Maple Federal Credit Union?

Yes, to access services at Maple Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Maple Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 16, 2026

You can compare Maple Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 1.40%, 6-month share certificate rates at 3.75% and 3-month share certificate rates at 2.00%. Savings rates are at 0.40% and money market rates are at 1.75%. Mortgage rates on 30-year fixed loans are around 5.67%. All these rates can be compared to Maple Federal Credit Union rates. MonitorBankRates evaluates the financial stability of Maple Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.14%. Rates were last updated on 05/16/2026.

Maple Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Maple Federal Credit Union? Share your experience about Maple Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Maple Federal Credit Union.

Verified Strong Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

4.14%

Excellent Lower than avg

Maple Federal Credit Union
Lafayette Branch

105 Toledo Dr
Lafayette, LA 70506

https://www.maplefcu.net

Current Rate Availability

We do not have Maple Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Maple Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Maple Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Maple Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Maple Federal Credit Union

Website https://www.maplefcu.net

Address 105 Toledo Dr, Lafayette, LA 70506

Phone 337-233-6264

Fax 337-233-6234

President David Baldridge

CEO Pamela Stelly

Full-Time Employees 16

Part-Time Employees 0

Branch Locations 2

ATM Locations 2

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

4.14%

Return on Assets (ROA)

0.8257%

Return on Equity (ROE)

5.5697%

Non-Performing Loans Ratio (NPL)

0.83%

Total Assets

71,983,787

Total Amount of Shares and Deposits

61,143,459

Total Shares and Deposits < 1 Year

60,537,002

Total Shares and Deposits 1 3 Years

606,457

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

482,172

Total Uninsured Shares and Deposits > $250K (F+J)

482,172

Total Insured Shares and Deposits > $250K (item 17 less item K)

60,661,287

Total Interest Expense (Sum of items 6 8)

530,225

Share Certificates

383

Number of Accounts for Share Drafts

4,539

IRA KEOGH Accounts

Number of Accounts for Regular Shares

11,090

All other shares

137

Non Member Deposits

Net Income (unless the amount is already included in Undivided Earnings)

594,380

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

10,060,350

Total Liabilities

61,312,034

Source: NCUA — Last Updated 09/30/2025

2026 MBR Health & Safety Badge

Maple Federal Credit Union earned the Verified Strong badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-b-2026.svg"
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       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Maple Federal Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Maple Federal Credit Union

Frequently Asked Questions About Maple Federal Credit Union

How many branches does Maple Federal Credit Union operate?

Maple Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Maple Federal Credit Union?

Yes, to access services at Maple Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Maple Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Maple Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Maple Federal Credit Union offer online and mobile banking?

Most modern institutions like Maple Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.maplefcu.net.