What are the current interest rates at Baton Rouge Telco Federal Credit Union?

Current rates for Baton Rouge Telco Federal Credit Union include: 12-Month CD: 4.10%, 24-Month CD: 4.10%, 60-Month CD: 4.20%, Savings: 3.85%, MMA: 0.20%

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Baton Rouge Telco Federal Credit Union

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Baton Rouge Telco Federal Credit Union Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Baton Rouge Telco Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 12, 2026

Baton Rouge Telco Federal Credit Union's top rates as of October 12, 2026 are 4.20% APY on its 4-Year CD, 3.85% APY on savings, 0.20% APY on money market accounts, 5.55% APY on checking, personal loans from 9.24% APR, and credit cards from 9.90% APR, according to rates verified by MonitorBankRates. Other Baton Rouge Telco Federal Credit Union CD rates include 5-Year CD at 4.20%, 3-Year CD at 4.15%, and 1-Year CD at 4.10%. MonitorBankRates evaluates the financial stability of Baton Rouge Telco Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.39%. Rates last updated and verified on 10/12/2026.

Baton Rouge Telco Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Baton Rouge Telco Federal Credit Union? Share your experience about Baton Rouge Telco Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Baton Rouge Telco Federal Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.39%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Baton Rouge Telco Federal Credit Union
Airline

13404 Airline Hwy
Baton Rouge, LA 70817-5917

https://www.brtelco.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Baton Rouge Telco Federal Credit Union CD Rates

Product	Rate	APY	Term
4-Year Certificate	4.12%	4.20%	4-Year
Min Deposit $500 Min Balance $500 Details Penalties for early withdrawals may apply. Fees may reduce earnings on the account. Last Updated 10/12/2026 Rate History 1 change since Sep 25, 2026 · 4.12% → 4.20% ▲ 0.08 pts · high 4.20% / low 4.12% Oct 4, 20264.20%▲ from 4.12% Sep 25, 20264.12%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.39%
5-Year Certificate	4.12%	4.20%	5-Year
Min Deposit $500 Min Balance $500 Details Penalties for early withdrawals may apply. Fees may reduce earnings on the account. Last Updated 10/12/2026 Rate History 1 change since Sep 25, 2026 · 4.12% → 4.20% ▲ 0.08 pts · high 4.20% / low 4.12% Oct 4, 20264.20%▲ from 4.12% Sep 25, 20264.12%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.39%
3-Year Certificate	4.07%	4.15%	3-Year
Min Deposit $500 Min Balance $500 Details Penalties for early withdrawals may apply. Fees may reduce earnings on the account. Last Updated 10/12/2026 Rate History 1 change since Sep 25, 2026 · 4.10% → 4.15% ▲ 0.05 pts · high 4.15% / low 4.10% Oct 4, 20264.15%▲ from 4.10% Sep 25, 20264.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.39%
1-Year Certificate	4.02%	4.10%	1-Year
Min Deposit $500 Min Balance $500 Details Penalties for early withdrawals may apply. Fees may reduce earnings on the account. Last Updated 10/12/2026 Rate History 1 change since Sep 25, 2026 · 4.05% → 4.10% ▲ 0.05 pts · high 4.10% / low 4.05% Oct 4, 20264.10%▲ from 4.05% Sep 25, 20264.05%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.39%
2-Year Certificate	4.02%	4.10%	2-Year
Min Deposit $500 Min Balance $500 Details Penalties for early withdrawals may apply. Fees may reduce earnings on the account. Last Updated 10/12/2026 Rate History 1 change since Sep 25, 2026 · 4.05% → 4.10% ▲ 0.05 pts · high 4.10% / low 4.05% Oct 4, 20264.10%▲ from 4.05% Sep 25, 20264.05%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.39%
6-Month Certificate	3.94%	4.00%	6-Month
Min Deposit $500 Min Balance $500 Details Penalties for early withdrawals may apply. Fees may reduce earnings on the account. Last Updated 10/12/2026 Rate History 1 change since Sep 25, 2026 · 3.82% → 4.00% ▲ 0.18 pts · high 4.00% / low 3.82% Oct 4, 20264.00%▲ from 3.82% Sep 25, 20263.82%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.39%
3-Month Certificate	3.70%	3.76%	3-Month
Min Deposit $500 Min Balance $500 Details Penalties for early withdrawals may apply. Fees may reduce earnings on the account. Last Updated 10/12/2026 Rate History 1 change since Sep 25, 2026 · 3.50% → 3.76% ▲ 0.26 pts · high 3.76% / low 3.50% Oct 4, 20263.76%▲ from 3.50% Sep 25, 20263.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.39%

Baton Rouge Telco Federal Credit Union Savings Rates

Product	Rate	APY
Premier Savings	3.78%	3.85%
Min Deposit $5 Min Balance $0 Details Fees may reduce earnings on the account. Last Updated 10/12/2026 Rate History 1 change since Sep 25, 2026 · 3.60% → 3.85% ▲ 0.25 pts · high 3.85% / low 3.60% Oct 4, 20263.85%▲ from 3.60% Sep 25, 20263.60%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.39%
All-Star Savers	0.75%	0.75%
Min Deposit $5 Min Balance $0 Details Fees may reduce earnings on the account. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.75% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.39%
Christmas Club	0.10%	0.10%
Min Deposit $5 Min Balance $5 Details Fees may reduce earnings on the account. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.10% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.39%
Savings Account	0.10%	0.10%
Min Deposit $5 Min Balance $50 Details Fees may reduce earnings on the account. Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 0.10% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.39%
Traditional Savings	0.10%	0.10%
Min Deposit $5 Min Balance $50 Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.10% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.39%

Baton Rouge Telco Federal Credit Union Money Market Rates

Product	Rate	APY	View More
Money Market	0.20%	0.20%
Min Deposit $2,500 Min Balance $2,500 Details Fees may reduce earnings on the account. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.20% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.39%

Baton Rouge Telco Federal Credit Union Checking Rates

Product	Rate	APY
Premier Checking	5.41%	5.55%
Min Deposit $5 Min Balance $0 Details Qualifications Required; To qualify for 5.55% APY, the following qualifications must be met within each month: 1) make 15 debit card purchases (non-ATM) that post and settle to your account before the last day of each month. Members can fulfill the 15 debit card purchase requirements with a variety of transactions, including: both in-person and online transactions, swipes/dips/taps-to-pay, one-time or recurring transactions, and tokenized transactions; 2) receive direct deposit in any amount to any account within the membership; and 3) enroll in eStatements. The monthly qualification cycle is defined as the period beginning the first day of the current statement cycle through the close of the current statement cycle. If you do not meet all the qualification requirements during the monthly qualification cycle, you will receive the dividend rate of the Elite Checking account as listed in the Rate Schedule; the balance of the account must be at least $2,500.00 to receive dividends. Fees may reduce earnings. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 5.55% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.39%
Student Checking	0.50%	0.50%
Min Deposit $5 Min Balance $0 Details Fees may reduce earnings on the account. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.39%
Elite Checking	0.05%	0.05%
Min Deposit $5 Min Balance $2,500 Details Fees may reduce earnings. Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 0.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.39%

Baton Rouge Telco Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
Home Equity Line of Credit	7.00%	-	7.00%	10 Years
Details Max Financing Value: Up to 90%. Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75% Sep 25, 20267.00%▲ from 6.75% Sep 16, 20266.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.39%

Baton Rouge Telco Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Auto Loans	-	-	5.09%	60 Months
Details 2027 - 2023 New or Used. Rates shown are Telco's current rates and include a 0.50% discount for our Member Loyalty Discounts. Terms and conditions apply. Rates are subject to change and depend on various factors including creditworthiness. Your rate may differ. Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 5.09% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.39%
Auto Loans	-	-	5.59%	72 Months
Details 2027 - 2023 New or Used. Rates shown are Telco's current rates and include a 0.50% discount for our Member Loyalty Discounts. Terms and conditions apply. Rates are subject to change and depend on various factors including creditworthiness. Your rate may differ. Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 5.59% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.39%
Auto Loans	-	-	5.84%	84 Months
Details 2027 - 2024 New or Used. Rates shown are Telco's current rates and include a 0.50% discount for our Member Loyalty Discounts. Terms and conditions apply. Rates are subject to change and depend on various factors including creditworthiness. Your rate may differ. Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 5.84% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.39%
Auto Loans	-	-	6.59%	60 Months
Details 2022 - 2020 New or Used. Rates shown are Telco's current rates and include a 0.50% discount for our Member Loyalty Discounts. Terms and conditions apply. Rates are subject to change and depend on various factors including creditworthiness. Your rate may differ. Last Updated 10/12/2026 Rate History 1 change since Oct 4, 2026 · 5.09% → 6.59% ▲ 1.50 pts · high 6.59% / low 5.09% Oct 12, 20266.59%▲ from 5.09% Oct 4, 20265.09%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.39%
Auto Loans	-	-	7.59%	60 Months
Details 2019 - 2017 Used. Rates shown are Telco's current rates and include a 0.50% discount for our Member Loyalty Discounts. Terms and conditions apply. Rates are subject to change and depend on various factors including creditworthiness. Your rate may differ. Last Updated 10/12/2026 Rate History 1 change since Oct 4, 2026 · 5.09% → 7.59% ▲ 2.50 pts · high 7.59% / low 5.09% Oct 12, 20267.59%▲ from 5.09% Oct 4, 20265.09%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.39%
First Time Auto	-	-	8.09%	60 Months
Details Rates shown are Telco's current rates and include a 0.50% discount for our Member Loyalty Discounts. Terms and conditions apply. Rates are subject to change and depend on various factors including creditworthiness. Your rate may differ. Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 8.09% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.39%

Baton Rouge Telco Federal Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Boat Loan (purchase or refinance)	-	9.99%	120 Months
Details 2027 - 2023 New and Used. Max Financing Value: 100%. Rates shown are Telco's current rates and include a 0.50% discount for our Member Loyalty Discounts. Terms and conditions apply. Rates are subject to change and depend on various factors including creditworthiness. Your rate may differ. Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 9.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.39%
RV (purchase or refinance)	-	10.24%	120 Months
Details 2027 - 2023 New or Used. Max Financing Value: 90%. Rates shown are Telco's current rates and include a 0.50% discount for our Member Loyalty Discounts. Terms and conditions apply. Rates are subject to change and depend on various factors including creditworthiness. Your rate may differ. Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 10.24% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.39%
Boat Loan (purchase or refinance)	-	11.99%	180 Months
Details 2027 - 2023 New and Used. Max Financing Value: 90%. Rates shown are Telco's current rates and include a 0.50% discount for our Member Loyalty Discounts. Terms and conditions apply. Rates are subject to change and depend on various factors including creditworthiness. Your rate may differ. Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 11.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.39%

Baton Rouge Telco Federal Credit Union Credit Card Rates

Product	Rate	APR
Visa Gold	-	9.90%
Details Rates shown are Telco's current rates and include a 0.50% discount for our Member Loyalty Discounts. Terms and conditions apply. Rates are subject to change and depend on various factors including creditworthiness. Your rate may differ. Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 9.90% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.39%
Visa Secured	-	9.90%
Details Rates shown are Telco's current rates and include a 0.50% discount for our Member Loyalty Discounts. Terms and conditions apply. Rates are subject to change and depend on various factors including creditworthiness. Your rate may differ. Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 9.90% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.39%
Visa Cash Back	-	12.74%
Details Cash Back Card rate is a variable rate tied to the prime rate and can be adjusted every year. Rates shown are Telco's current rates and include a 0.50% discount for our Member Loyalty Discounts. Terms and conditions apply. Rates are subject to change and depend on various factors including creditworthiness. Your rate may differ. Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 12.74% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.39%
Starter Visa	-	12.90%
Details Rates shown are Telco's current rates and include a 0.50% discount for our Member Loyalty Discounts. Terms and conditions apply. Rates are subject to change and depend on various factors including creditworthiness. Your rate may differ. Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 12.90% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.39%
Visa Cash Back	-	13.49%
Details Competitive interest rates as low as 13.49% APR; 2% cash back on all purchases all the time; Pay nothing to save with free balance transfers; Get approved in days with easy online applications Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 13.49% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.39%

Baton Rouge Telco Federal Credit Union Personal Loan Rates

Product	APR	Term
Personal Loan	9.24%	12 Months
Details Max Financing: $30,000. Quoted rate of 9.74% APR for 12 months has payments per $1,000 equal to $87.80/month. Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 9.24% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.39%
Personal Loan	11.24%	60 Months
Details Max Financing: $30,000. Quoted rate of 11.74% APR for 60 months has payments per $1,000 equal to $22.11/month. Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 11.24% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.39%

Baton Rouge Telco Federal Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
2nd Mortgage	7.75%	-	8.254%	10 years
Details Max Financing Value: Up to 90%. Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 8.25% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.39%
Home Loans	-	-	5.413%
Details Purchasing and refinancing; Equity Lines of Credit; Plus, an exclusive program for local heroes Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 5.41% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.39%
Land Loan	7.75%	-	8.637%	12 years
Details Max Financing Value: Up to 100%. All Land Loans are subject to credit approval and property appraisal. Rates, terms, and conditions may vary based on creditworthiness, loan-to-value, and loan term. Financing up to 90-100% of the appraised value is available for well-qualified borrowers and may require a minimum credit score of 720, which may result in a higher interest rate. Loan terms longer than 10 years, up to a maximum of 12 years, may result in an increased interest rate. Closing costs may be included in the loan, provided the total loan amount does not exceed 100% of the appraised value. Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 8.64% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.39%
Solutions Loan	-	-	28.00%	6 month
Details Max Financing: $1,000. Quoted rate of 28.00% APR for 6 months has payments per $200 equal to $36.11/month. Additional details: Membership must be open at least 24 months to be eligible to apply. No minimum credit score. Credit report must show no open bankruptcy or foreclosure. $20 non-redundable application fee collected prior to starting the application. Requirements: Members must provide the following: Two recent pay stubs from current employer or proof of fixed income. Three (3) references. Payroll deduction is not required, but it is strongly encouraged. Members may only have one (1) Solutions Loan open at a time. Solutions Loans are limited to three (3) lifetime loans per social security number. This applies to single and joint applications. Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 28.00% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.39%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Baton Rouge Telco Federal Credit Union’s Texas Ratio stayed near 2.25% in Q3 2023 to 2.39% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$458M	2.39%	5.0	A+
March 31, 2026	$456M	2.13%	5.0	A+
December 31, 2025	$450M	3.19%	5.0	A+
September 30, 2025	$451M	3.28%	5.0	A+
June 30, 2025	$445M	2.88%	5.0	A+
March 31, 2025	$442M	3.32%	5.0	A+
December 31, 2024	$438M	4.49%	5.0	A+
September 30, 2024	$436M	4.07%	5.0	A+
June 30, 2024	$443M	3.49%	5.0	A+
March 31, 2024	$449M	3.14%	5.0	A+
December 31, 2023	$449M	4.23%	5.0	A+
September 30, 2023	$429M	2.25%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Baton Rouge Telco Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Baton Rouge Telco Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Baton Rouge Telco Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Baton Rouge Telco Federal Credit Union

Website https://www.brtelco.org

Address 13404 Airline Hwy, Baton Rouge, LA 70817-5917

Phone 225-924-8900

Fax 225-756-8553

President Pamela Delaune

CEO Danielle Sonnier

Full-Time Employees 84

Part-Time Employees 1

Branch Locations 4

ATM Locations 4

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.39%

Return on Assets (ROA)

0.2974%

Return on Equity (ROE)

2.3885%

Non-Performing Loans Ratio (NPL)

0.36%

Total Assets

457,723,976

Total Amount of Shares and Deposits

399,228,616

Total Shares and Deposits < 1 Year

350,209,394

Total Shares and Deposits 1 3 Years

30,716,367

Total Shares and Deposits > 3 Years

18,302,855

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

37,948,985

Total Uninsured Shares and Deposits > $250K (F+J)

37,948,985

Total Insured Shares and Deposits > $250K (item 17 less item K)

361,279,631

Total Interest Expense (Sum of items 6 8)

5,328,123

Share Certificates

5,293

Number of Accounts for Share Drafts

15,979

IRA KEOGH Accounts

1,546

Number of Accounts for Regular Shares

40,345

All other shares

1,819

Money Market Shares

762

Net Income (unless the amount is already included in Undivided Earnings)

1,361,313

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

10,642,687

Total Liabilities

401,873,648

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Baton Rouge Telco Federal Credit Union earned the Verified Healthy badge

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Frequently Asked Questions About Baton Rouge Telco Federal Credit Union

How many branches does Baton Rouge Telco Federal Credit Union operate?

Baton Rouge Telco Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Baton Rouge Telco Federal Credit Union?

Yes, to access services at Baton Rouge Telco Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Baton Rouge Telco Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Baton Rouge Telco Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Baton Rouge Telco Federal Credit Union offer online and mobile banking?

Most modern institutions like Baton Rouge Telco Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.brtelco.org.