What are the current interest rates at Post Office Employees Federal Credit Union?

Current rates for Post Office Employees Federal Credit Union include: 12-Month CD: 3.81%, 24-Month CD: 3.04%, 60-Month CD: 2.79%, Savings: 3.56%

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Post Office Employees Federal Credit Union

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Post Office Employees Federal Credit Union Rates & Review October 2026

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 19, 2026

Post Office Employees Federal Credit Union's 12 Month CD rates are at 3.81%, 6 Month CD rates are at 3.56%, 2 Year CD rates are at 3.04%, 5 Year CD rates are at 2.79%. Post Office Employees Federal Credit Union's savings rates are at 3.56%. Post Office Employees Federal Credit Union's checking rates are as high as 0.10%. Post Office Employees Federal Credit Union's Personal Loan Rates are as low as 11.75%. Post Office Employees Federal Credit Union's Credit Card Rates are at 6.99%. MonitorBankRates evaluates the financial stability of Post Office Employees Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.30%. Rates last updated and verified on 10/19/2026.

Post Office Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Post Office Employees Federal Credit Union? Share your experience about Post Office Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Post Office Employees Federal Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 95/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

10.30%

Excellent Higher than avg

Health Trend

Improving 12 quarters

Full history ›

Post Office Employees Federal Credit Union
Main Office

2443 Texas Ave
Shreveport, LA 71103

https://www.poefcu.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Post Office Employees Federal Credit Union CD Rates

Product	Rate	APY	Term
12 Month CD	3.75%	3.815%	12 Months
Min Balance $1,000 Details Dividend rate 3.75%; APY 3.815%; Automatically renews at current rate at end of term Last Updated 10/19/2026 Rate History No change since Sep 17, 2026 · 3.82% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
6 Month CD	3.50%	3.556%	6 Months
Min Balance $1,000 Details Dividend rate 3.50%; APY 3.556%; Automatically renews at current rate at end of term Last Updated 10/19/2026 Rate History No change since Sep 17, 2026 · 3.56% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
2 Year CD	3.00%	3.041%	2 Years
Min Balance $1,000 Details Dividend rate 3.00%; APY 3.041%; Automatically renews at current rate at end of term Last Updated 10/19/2026 Rate History No change since Sep 17, 2026 · 3.04% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
5 Year CD	2.75%	2.785%	5 Years
Min Balance $1,000 Details Dividend rate 2.75%; APY 2.785%; Automatically renews at current rate at end of term Last Updated 10/19/2026 Rate History No change since Sep 17, 2026 · 2.79% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%

Post Office Employees Federal Credit Union Savings Rates

Product	Rate	APY
High Yield Savings Accounts	3.50%	3.557%
Min Balance $200,000 Details Balance: $200,000.00 tier; Dividend rate 3.50%; APY 3.557% Last Updated 10/19/2026 Rate History No change since Sep 17, 2026 · 3.56% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
High Yield Savings Accounts	3.00%	3.043%
Min Balance $150,000 Details Balance: $150,000.00 tier; Dividend rate 3.00%; APY 3.043% Last Updated 10/19/2026 Rate History No change since Sep 17, 2026 · 3.04% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
High Yield Savings Accounts	2.75%	2.785%
Min Balance $100,000 Details Balance: $100,000.00 tier; Dividend rate 2.75%; APY 2.785% Last Updated 10/19/2026 Rate History No change since Sep 17, 2026 · 2.79% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
High Yield Savings Accounts	2.00%	2.018%
Min Balance $50,000 Details Balance: $50,000.00 tier; Dividend rate 2.00%; APY 2.018% Last Updated 10/19/2026 Rate History No change since Sep 17, 2026 · 2.02% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
High Yield Savings Accounts	1.00%	1.005%
Min Balance $25,000 Details Balance: $25,000.00 tier; Dividend rate 1.00%; APY 1.005% Last Updated 10/19/2026 Rate History No change since Sep 17, 2026 · 1.01% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Regular Shares	0.10%	0.10%
Min Balance $200 Details Dividend rate 0.10%; APY 0.10% Last Updated 10/19/2026 Rate History No change since Sep 17, 2026 · 0.10% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Share Drafts	0.10%	0.10%
Min Balance $500 Details Dividend rate 0.10%; APY 0.10% Last Updated 10/19/2026 Rate History No change since Sep 17, 2026 · 0.10% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%

Post Office Employees Federal Credit Union Checking Rates

Product	Rate	APY	View More
Share Drafts	0.10%	0.10%
Min Balance $500 Details Dividend rate 0.10%; APY 0.10% Last Updated 10/19/2026 Rate History No change since Sep 17, 2026 · 0.10% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%

Post Office Employees Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New Vehicle Loan	4.90%	-	4.90%	36 months
Details Credit Grade: A (score 700+); Auto, Truck, and Motorcycles, Current Year Up to 2 Years Prior Under 15K Miles; 120% LTV finance on new with TTL (unless exception is made) Last Updated 10/19/2026 Rate History No change since Oct 9, 2026 · 4.90% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Used Vehicle Loans	-	-	5.05%	24 months
Details Grade: A; Up to 8 years old; 120% LTV on used with TTL; 8 yrs and older (2018 or older): adjust rate by 1.00% Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 5.05% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Used Vehicle Loans	-	-	5.15%	36 months
Details Grade: A; Up to 8 years old; 120% LTV on used with TTL; 8 yrs and older (2018 or older): adjust rate by 1.00% Last Updated 10/19/2026 Rate History No change since Oct 13, 2026 · 5.15% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
New Vehicle Loan	5.25%	-	5.25%	48 months
Details Credit Grade: A (score 700+); Auto, Truck, and Motorcycles, Current Year Up to 2 Years Prior Under 15K Miles; 120% LTV finance on new with TTL (unless exception is made) Last Updated 10/19/2026 Rate History No change since Oct 9, 2026 · 5.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Used Vehicle Loans	-	-	5.50%	48 months
Details Grade: A; Up to 8 years old; 120% LTV on used with TTL; 8 yrs and older (2018 or older): adjust rate by 1.00% Last Updated 10/19/2026 Rate History No change since Oct 13, 2026 · 5.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Used Vehicle Loans	-	-	5.85%	60 months
Details Grade: A; Up to 8 years old; 120% LTV on used with TTL; 8 yrs and older (2018 or older): adjust rate by 1.00% Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 5.85% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
New Vehicle Loan	5.95%	-	5.95%	36 months
Details Credit Grade: B (score 650-699); Auto, Truck, and Motorcycles, Current Year Up to 2 Years Prior Under 15K Miles; 120% LTV finance on new with TTL (unless exception is made) Last Updated 10/19/2026 Rate History 1 change since Oct 9, 2026 · 4.90% → 5.95% ▲ 1.05 pts · high 5.95% / low 4.90% Oct 13, 20265.95%▲ from 4.90% Oct 9, 20264.90%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
New Vehicle Loan	6.00%	-	6.00%	72 months
Details Credit Grade: A (score 700+); Auto, Truck, and Motorcycles, Current Year Up to 2 Years Prior Under 15K Miles; 120% LTV finance on new with TTL (unless exception is made) Last Updated 10/19/2026 Rate History No change since Oct 9, 2026 · 6.00% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Used Vehicle Loans	-	-	6.00%	24 months
Details Grade: B; Up to 8 years old; 120% LTV on used with TTL; 8 yrs and older (2018 or older): adjust rate by 1.00% Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 6.00% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Used Vehicle Loans	-	-	6.25%	36 months
Details Grade: B; Up to 8 years old; 120% LTV on used with TTL; 8 yrs and older (2018 or older): adjust rate by 1.00% Last Updated 10/19/2026 Rate History No change since Oct 13, 2026 · 6.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
New Vehicle Loan	6.50%	-	6.50%	48 months
Details Credit Grade: B (score 650-699); Auto, Truck, and Motorcycles, Current Year Up to 2 Years Prior Under 15K Miles; 120% LTV finance on new with TTL (unless exception is made) Last Updated 10/19/2026 Rate History 1 change since Oct 9, 2026 · 5.25% → 6.50% ▲ 1.25 pts · high 6.50% / low 5.25% Oct 13, 20266.50%▲ from 5.25% Oct 9, 20265.25%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Used Vehicle Loans	-	-	6.50%	72 months
Details Grade: A; Up to 8 years old; 120% LTV on used with TTL; 8 yrs and older (2018 or older): adjust rate by 1.00% Last Updated 10/19/2026 Rate History No change since Oct 13, 2026 · 6.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Used Vehicle Loans	-	-	6.75%	48 months
Details Grade: B; Up to 8 years old; 120% LTV on used with TTL; 8 yrs and older (2018 or older): adjust rate by 1.00% Last Updated 10/19/2026 Rate History No change since Oct 13, 2026 · 6.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
New Vehicle Loan	7.00%	-	7.00%	84 months
Details Credit Grade: A (score 700+); Auto, Truck, and Motorcycles, Current Year Up to 2 Years Prior Under 15K Miles; 120% LTV finance on new with TTL (unless exception is made) Last Updated 10/19/2026 Rate History No change since Oct 9, 2026 · 7.00% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Classic Vehicle Loans	7.05%	-	7.05%	24 months
Details Age: Over 20 Years of Age; Grade: A; Third Party Appraisal and Pictures required; 80% of Appraised Value max financing Last Updated 10/19/2026 Rate History No change since Oct 13, 2026 · 7.05% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Classic Vehicle Loans	7.15%	-	7.15%	36 months
Details Age: Over 20 Years of Age; Grade: A; Third Party Appraisal and Pictures required; 80% of Appraised Value max financing Last Updated 10/19/2026 Rate History No change since Oct 13, 2026 · 7.15% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Used Vehicle Loans	-	-	7.15%	60 months
Details Grade: B; Up to 8 years old; 120% LTV on used with TTL; 8 yrs and older (2018 or older): adjust rate by 1.00% Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 7.15% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Classic Vehicle Loans	7.50%	-	7.50%	48 months
Details Age: Over 20 Years of Age; Grade: A; Third Party Appraisal and Pictures required; 80% of Appraised Value max financing Last Updated 10/19/2026 Rate History No change since Oct 13, 2026 · 7.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
New Vehicle Loan	7.50%	-	7.50%	72 months
Details Credit Grade: B (score 650-699); Auto, Truck, and Motorcycles, Current Year Up to 2 Years Prior Under 15K Miles; 120% LTV finance on new with TTL (unless exception is made) Last Updated 10/19/2026 Rate History 1 change since Oct 9, 2026 · 6.00% → 7.50% ▲ 1.50 pts · high 7.50% / low 6.00% Oct 13, 20267.50%▲ from 6.00% Oct 9, 20266.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Used Vehicle Loans	-	-	7.75%	72 months
Details Grade: B; Up to 8 years old; 120% LTV on used with TTL; 8 yrs and older (2018 or older): adjust rate by 1.00% Last Updated 10/19/2026 Rate History No change since Oct 13, 2026 · 7.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Classic Vehicle Loans	7.85%	-	7.85%	60 months
Details Age: Over 20 Years of Age; Grade: A; Third Party Appraisal and Pictures required; 80% of Appraised Value max financing Last Updated 10/19/2026 Rate History No change since Oct 13, 2026 · 7.85% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Used Vehicle Loans	-	-	8.00%	84 months
Details Grade: A; Up to 8 years old; 120% LTV on used with TTL; 8 yrs and older (2018 or older): adjust rate by 1.00%; May add up to 4 months for Gap and Warranty (not on 84+ month terms) Last Updated 10/19/2026 Rate History No change since Oct 13, 2026 · 8.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
New Vehicle Loan	8.25%	-	8.25%	84 months
Details Credit Grade: B (score 650-699); Auto, Truck, and Motorcycles, Current Year Up to 2 Years Prior Under 15K Miles; 120% LTV finance on new with TTL (unless exception is made) Last Updated 10/19/2026 Rate History 1 change since Oct 9, 2026 · 7.00% → 8.25% ▲ 1.25 pts · high 8.25% / low 7.00% Oct 13, 20268.25%▲ from 7.00% Oct 9, 20267.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Used Vehicle Loans	-	-	8.35%	24 months
Details Grade: C; Up to 8 years old; 120% LTV on used with TTL; 8 yrs and older (2018 or older): adjust rate by 1.00% Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 8.35% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
New Vehicle Loan	8.55%	-	8.55%	36 months
Details Credit Grade: C (score 600-649); Auto, Truck, and Motorcycles, Current Year Up to 2 Years Prior Under 15K Miles; 120% LTV finance on new with TTL (unless exception is made) Last Updated 10/19/2026 Rate History 1 change since Oct 9, 2026 · 4.90% → 8.55% ▲ 3.65 pts · high 8.55% / low 4.90% Oct 13, 20268.55%▲ from 4.90% Oct 9, 20264.90%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
New Vehicle Loan	8.75%	-	8.75%	48 months
Details Credit Grade: C (score 600-649); Auto, Truck, and Motorcycles, Current Year Up to 2 Years Prior Under 15K Miles; 120% LTV finance on new with TTL (unless exception is made) Last Updated 10/19/2026 Rate History 1 change since Oct 9, 2026 · 5.25% → 8.75% ▲ 3.50 pts · high 8.75% / low 5.25% Oct 13, 20268.75%▲ from 5.25% Oct 9, 20265.25%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Used Vehicle Loans	-	-	8.75%	84 months
Details Grade: B; Up to 8 years old; 120% LTV on used with TTL; 8 yrs and older (2018 or older): adjust rate by 1.00%; May add up to 4 months for Gap and Warranty (not on 84+ month terms) Last Updated 10/19/2026 Rate History No change since Oct 13, 2026 · 8.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Used Vehicle Loans	-	-	8.80%	36 months
Details Grade: C; Up to 8 years old; 120% LTV on used with TTL; 8 yrs and older (2018 or older): adjust rate by 1.00% Last Updated 10/19/2026 Rate History No change since Oct 13, 2026 · 8.80% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Classic Vehicle Loans	9.00%	-	9.00%	72 months
Details Age: Over 20 Years of Age; Grade: A; Third Party Appraisal and Pictures required; 80% of Appraised Value max financing Last Updated 10/19/2026 Rate History No change since Oct 13, 2026 · 9.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Used Vehicle Loans	-	-	9.00%	48 months
Details Grade: C; Up to 8 years old; 120% LTV on used with TTL; 8 yrs and older (2018 or older): adjust rate by 1.00% Last Updated 10/19/2026 Rate History No change since Oct 13, 2026 · 9.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Classic Vehicle Loans	9.35%	-	9.35%	24 months
Details Age: Over 20 Years of Age; Grade: B; Third Party Appraisal and Pictures required; 80% of Appraised Value max financing Last Updated 10/19/2026 Rate History No change since Oct 13, 2026 · 9.35% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Used Vehicle Loans	-	-	9.40%	60 months
Details Grade: C; Up to 8 years old; 120% LTV on used with TTL; 8 yrs and older (2018 or older): adjust rate by 1.00% Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 9.40% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
New Vehicle Loan	9.65%	-	9.65%	72 months
Details Credit Grade: C (score 600-649); Auto, Truck, and Motorcycles, Current Year Up to 2 Years Prior Under 15K Miles; 120% LTV finance on new with TTL (unless exception is made) Last Updated 10/19/2026 Rate History 1 change since Oct 9, 2026 · 6.00% → 9.65% ▲ 3.65 pts · high 9.65% / low 6.00% Oct 13, 20269.65%▲ from 6.00% Oct 9, 20266.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Used Vehicle Loans	-	-	9.90%	72 months
Details Grade: C; Up to 8 years old; 120% LTV on used with TTL; 8 yrs and older (2018 or older): adjust rate by 1.00% Last Updated 10/19/2026 Rate History No change since Oct 13, 2026 · 9.90% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
New Vehicle Loan	10.00%	-	10.00%	84 months
Details Credit Grade: C (score 600-649); Auto, Truck, and Motorcycles, Current Year Up to 2 Years Prior Under 15K Miles; 120% LTV finance on new with TTL (unless exception is made) Last Updated 10/19/2026 Rate History 1 change since Oct 9, 2026 · 7.00% → 10.00% ▲ 3.00 pts · high 10.00% / low 7.00% Oct 13, 202610.00%▲ from 7.00% Oct 9, 20267.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Classic Vehicle Loans	10.25%	-	10.25%	36 months
Details Age: Over 20 Years of Age; Grade: B; Third Party Appraisal and Pictures required; 80% of Appraised Value max financing Last Updated 10/19/2026 Rate History No change since Oct 13, 2026 · 10.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Classic Vehicle Loans	10.35%	-	10.35%	24 months
Details Age: Over 20 Years of Age; Grade: C; Third Party Appraisal and Pictures required; 80% of Appraised Value max financing Last Updated 10/19/2026 Rate History No change since Oct 13, 2026 · 10.35% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Classic Vehicle Loans	10.45%	-	10.45%	48 months
Details Age: Over 20 Years of Age; Grade: B; Third Party Appraisal and Pictures required; 80% of Appraised Value max financing Last Updated 10/19/2026 Rate History No change since Oct 13, 2026 · 10.45% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Classic Vehicle Loans	10.60%	-	10.60%	60 months
Details Age: Over 20 Years of Age; Grade: B; Third Party Appraisal and Pictures required; 80% of Appraised Value max financing Last Updated 10/19/2026 Rate History No change since Oct 13, 2026 · 10.60% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Classic Vehicle Loans	10.80%	-	10.80%	36 months
Details Age: Over 20 Years of Age; Grade: C; Third Party Appraisal and Pictures required; 80% of Appraised Value max financing Last Updated 10/19/2026 Rate History No change since Oct 13, 2026 · 10.80% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Classic Vehicle Loans	11.00%	-	11.00%	48 months
Details Age: Over 20 Years of Age; Grade: C; Third Party Appraisal and Pictures required; 80% of Appraised Value max financing Last Updated 10/19/2026 Rate History No change since Oct 13, 2026 · 11.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Classic Vehicle Loans	11.15%	-	11.15%	72 months
Details Age: Over 20 Years of Age; Grade: B; Third Party Appraisal and Pictures required; 80% of Appraised Value max financing Last Updated 10/19/2026 Rate History No change since Oct 13, 2026 · 11.15% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Used Vehicle Loans	-	-	11.50%	84 months
Details Grade: C; Up to 8 years old; 120% LTV on used with TTL; 8 yrs and older (2018 or older): adjust rate by 1.00%; May add up to 4 months for Gap and Warranty (not on 84+ month terms) Last Updated 10/19/2026 Rate History No change since Oct 13, 2026 · 11.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Used Vehicle Loans	-	-	12.20%	24 months
Details Grade: D; Up to 8 years old; 120% LTV on used with TTL; 8 yrs and older (2018 or older): adjust rate by 1.00% Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 12.20% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Classic Vehicle Loans	12.50%	-	12.50%	84 months
Details Age: Over 20 Years of Age; Grade: A; Third Party Appraisal and Pictures required; 80% of Appraised Value max financing Last Updated 10/19/2026 Rate History No change since Oct 13, 2026 · 12.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Classic Vehicle Loans	13.50%	-	13.50%	84 months
Details Age: Over 20 Years of Age; Grade: B; Third Party Appraisal and Pictures required; 80% of Appraised Value max financing Last Updated 10/19/2026 Rate History No change since Oct 13, 2026 · 13.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Used Vehicle Loans	-	-	14.20%	24 months
Details Grade: E; Up to 8 years old; 120% LTV on used with TTL; 8 yrs and older (2018 or older): adjust rate by 1.00% Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 14.20% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
New Vehicle Loan	14.85%	-	14.85%	36 months
Details Credit Grade: D (score 550-599); Auto, Truck, and Motorcycles, Current Year Up to 2 Years Prior Under 15K Miles; 120% LTV finance on new with TTL (unless exception is made) Last Updated 10/19/2026 Rate History 1 change since Oct 9, 2026 · 4.90% → 14.85% ▲ 9.95 pts · high 14.85% / low 4.90% Oct 13, 202614.85%▲ from 4.90% Oct 9, 20264.90%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
New Vehicle Loan	15.05%	-	15.05%	48 months
Details Credit Grade: D (score 550-599); Auto, Truck, and Motorcycles, Current Year Up to 2 Years Prior Under 15K Miles; 120% LTV finance on new with TTL (unless exception is made) Last Updated 10/19/2026 Rate History 1 change since Oct 9, 2026 · 5.25% → 15.05% ▲ 9.80 pts · high 15.05% / low 5.25% Oct 13, 202615.05%▲ from 5.25% Oct 9, 20265.25%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
New Vehicle Loan	15.05%	-	15.05%	36 months
Details Credit Grade: E (score 549 or less); Auto, Truck, and Motorcycles, Current Year Up to 2 Years Prior Under 15K Miles; 120% LTV finance on new with TTL (unless exception is made) Last Updated 10/19/2026 Rate History 1 change since Oct 9, 2026 · 4.90% → 15.05% ▲ 10.15 pts · high 15.05% / low 4.90% Oct 13, 202615.05%▲ from 4.90% Oct 9, 20264.90%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Used Vehicle Loans	-	-	15.10%	36 months
Details Grade: D; Up to 8 years old; 120% LTV on used with TTL; 8 yrs and older (2018 or older): adjust rate by 1.00% Last Updated 10/19/2026 Rate History No change since Oct 13, 2026 · 15.10% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Used Vehicle Loans	-	-	15.30%	48 months
Details Grade: D; Up to 8 years old; 120% LTV on used with TTL; 8 yrs and older (2018 or older): adjust rate by 1.00% Last Updated 10/19/2026 Rate History No change since Oct 13, 2026 · 15.30% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Used Vehicle Loans	-	-	15.30%	36 months
Details Grade: E; Up to 8 years old; 120% LTV on used with TTL; 8 yrs and older (2018 or older): adjust rate by 1.00% Last Updated 10/19/2026 Rate History No change since Oct 13, 2026 · 15.30% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Used Vehicle Loans	-	-	15.75%	60 months
Details Grade: D; Up to 8 years old; 120% LTV on used with TTL; 8 yrs and older (2018 or older): adjust rate by 1.00% Last Updated 10/19/2026 Rate History No change since Oct 19, 2026 · 15.75% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
New Vehicle Loan	16.00%	-	16.00%	72 months
Details Credit Grade: D (score 550-599); Auto, Truck, and Motorcycles, Current Year Up to 2 Years Prior Under 15K Miles; 120% LTV finance on new with TTL (unless exception is made) Last Updated 10/19/2026 Rate History 1 change since Oct 9, 2026 · 6.00% → 16.00% ▲ 10.00 pts · high 16.00% / low 6.00% Oct 13, 202616.00%▲ from 6.00% Oct 9, 20266.00%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
New Vehicle Loan	16.05%	-	16.05%	48 months
Details Credit Grade: E (score 549 or less); Auto, Truck, and Motorcycles, Current Year Up to 2 Years Prior Under 15K Miles; 120% LTV finance on new with TTL (unless exception is made) Last Updated 10/19/2026 Rate History 1 change since Oct 9, 2026 · 5.25% → 16.05% ▲ 10.80 pts · high 16.05% / low 5.25% Oct 13, 202616.05%▲ from 5.25% Oct 9, 20265.25%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Used Vehicle Loans	-	-	16.25%	72 months
Details Grade: D; Up to 8 years old; 120% LTV on used with TTL; 8 yrs and older (2018 or older): adjust rate by 1.00% Last Updated 10/19/2026 Rate History No change since Oct 13, 2026 · 16.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Used Vehicle Loans	-	-	16.30%	48 months
Details Grade: E; Up to 8 years old; 120% LTV on used with TTL; 8 yrs and older (2018 or older): adjust rate by 1.00% Last Updated 10/19/2026 Rate History No change since Oct 13, 2026 · 16.30% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%

Post Office Employees Federal Credit Union Credit Card Rates

Product	Rate	APR	View More
VISA Platinum Credit Card	-	6.99%
Details As Low As; Rate depends on creditworthiness; Bonus Points on net retail purchases redeemable through Scorecard Rewards; No balance transfer fee Last Updated 10/19/2026 Rate History No change since Sep 17, 2026 · 6.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%

Post Office Employees Federal Credit Union Personal Loan Rates

Product	APR	Term
Unsecured Loans	11.75%	12 months
Details Grade: A; Limit: 5X Gross Monthly Income; Total Aggregate per member is $20,000 Last Updated 10/19/2026 Rate History No change since Oct 13, 2026 · 11.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Unsecured Loans	12.00%	24 months
Details Grade: A; Limit: 5X Gross Monthly Income; Total Aggregate per member is $20,000 Last Updated 10/19/2026 Rate History No change since Oct 13, 2026 · 12.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Unsecured Loans	12.25%	36 months
Details Grade: A; Limit: 5X Gross Monthly Income; Total Aggregate per member is $20,000 Last Updated 10/19/2026 Rate History No change since Oct 13, 2026 · 12.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Unsecured Loans	12.75%	48 months
Details Grade: A; Limit: 5X Gross Monthly Income; Total Aggregate per member is $20,000 Last Updated 10/19/2026 Rate History No change since Oct 13, 2026 · 12.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Unsecured Loans	12.95%	12 months
Details Grade: B; Limit: 4X Gross Monthly Income; Total Aggregate per member is $20,000 Last Updated 10/19/2026 Rate History No change since Oct 13, 2026 · 12.95% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Unsecured Loans	13.25%	60 months
Details Grade: A; Limit: 5X Gross Monthly Income; Total Aggregate per member is $20,000 Last Updated 10/19/2026 Rate History No change since Oct 13, 2026 · 13.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Unsecured Loans	13.45%	24 months
Details Grade: B; Limit: 4X Gross Monthly Income; Total Aggregate per member is $20,000 Last Updated 10/19/2026 Rate History No change since Oct 13, 2026 · 13.45% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Unsecured Loans	13.95%	36 months
Details Grade: B; Limit: 4X Gross Monthly Income; Total Aggregate per member is $20,000 Last Updated 10/19/2026 Rate History No change since Oct 13, 2026 · 13.95% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Unsecured Loans	14.45%	48 months
Details Grade: B; Limit: 4X Gross Monthly Income; Total Aggregate per member is $20,000 Last Updated 10/19/2026 Rate History No change since Oct 13, 2026 · 14.45% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Unsecured Loans	14.95%	60 months
Details Grade: B; Limit: 4X Gross Monthly Income; Total Aggregate per member is $20,000 Last Updated 10/19/2026 Rate History No change since Oct 13, 2026 · 14.95% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Unsecured Loans	14.95%	12 months
Details Grade: C; Limit: 3X Gross Monthly Income; Total Aggregate per member is $20,000 Last Updated 10/19/2026 Rate History No change since Oct 13, 2026 · 14.95% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Unsecured Loans	15.45%	24 months
Details Grade: C; Limit: 3X Gross Monthly Income; Total Aggregate per member is $20,000 Last Updated 10/19/2026 Rate History No change since Oct 13, 2026 · 15.45% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Unsecured Loans	15.95%	36 months
Details Grade: C; Limit: 3X Gross Monthly Income; Total Aggregate per member is $20,000 Last Updated 10/19/2026 Rate History No change since Oct 13, 2026 · 15.95% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Unsecured Loans	15.95%	12 months
Details Grade: D; Limit: 1.5X Gross Monthly Income; Total Aggregate per member is $20,000 Last Updated 10/19/2026 Rate History No change since Oct 13, 2026 · 15.95% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Unsecured Loans	16.95%	48 months
Details Grade: C; Limit: 3X Gross Monthly Income; Total Aggregate per member is $20,000 Last Updated 10/19/2026 Rate History No change since Oct 13, 2026 · 16.95% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Unsecured Loans	16.95%	24 months
Details Grade: D; Limit: 1.5X Gross Monthly Income; Total Aggregate per member is $20,000 Last Updated 10/19/2026 Rate History No change since Oct 13, 2026 · 16.95% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Unsecured Loans	16.95%	12 months
Details Grade: E; Limit: 0.5X Gross Monthly Income; Total Aggregate per member is $20,000 Last Updated 10/19/2026 Rate History No change since Oct 13, 2026 · 16.95% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Unsecured Loans	17.45%	36 months
Details Grade: D; Limit: 1.5X Gross Monthly Income; Total Aggregate per member is $20,000 Last Updated 10/19/2026 Rate History No change since Oct 13, 2026 · 17.45% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%
Unsecured Loans	17.45%	24 months
Details Grade: E; Limit: 0.5X Gross Monthly Income; Total Aggregate per member is $20,000 Last Updated 10/19/2026 Rate History No change since Oct 13, 2026 · 17.45% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.30%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Post Office Employees Federal Credit Union’s Texas Ratio fell from 11.83% in Q3 2023 to 10.30% in Q2 2026, so its financial health has improved over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$60M	10.30%	5.0	A
March 31, 2026	$60M	7.97%	5.0	A
December 31, 2025	$58M	9.80%	5.0	A
September 30, 2025	$60M	9.92%	5.0	A
June 30, 2025	$60M	10.65%	5.0	A
March 31, 2025	$61M	8.68%	5.0	A
December 31, 2024	$36M	17.55%	4.8	B+
September 30, 2024	$36M	10.33%	5.0	A
June 30, 2024	$36M	10.99%	5.0	A
March 31, 2024	$36M	6.46%	5.0	A
December 31, 2023	$35M	9.77%	5.0	A
September 30, 2023	$37M	11.83%	5.0	A

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Post Office Employees Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Post Office Employees Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Post Office Employees Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Post Office Employees Federal Credit Union

Website https://www.poefcu.org

Address 2443 Texas Ave, Shreveport, LA 71103

Phone 318-222-1979

Fax 318-226-9420

President Jeffrey Williams

CEO Mistie Simons

Full-Time Employees 15

Part-Time Employees 3

Branch Locations 2

ATM Locations 2

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (95/100)

Texas Ratio

10.30%

Return on Assets (ROA)

0.1385%

Return on Equity (ROE)

1.1791%

Non-Performing Loans Ratio (NPL)

2.59%

Total Assets

60,431,646

Total Amount of Shares and Deposits

53,431,376

Total Shares and Deposits < 1 Year

53,061,426

Total Shares and Deposits 1 3 Years

273,501

Total Shares and Deposits > 3 Years

96,450

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

2,128,414

Total Uninsured Shares and Deposits > $250K (F+J)

2,128,414

Total Insured Shares and Deposits > $250K (item 17 less item K)

51,302,962

Total Interest Expense (Sum of items 6 8)

299,712

Share Certificates

235

Number of Accounts for Share Drafts

3,438

IRA KEOGH Accounts

Number of Accounts for Regular Shares

5,452

All other shares

233

Net Income (unless the amount is already included in Undivided Earnings)

149,604

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

7,361,135

Total Liabilities

53,593,201

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Post Office Employees Federal Credit Union earned the Verified Healthy badge

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Post Office Employees Federal Credit Union

Does Post Office Employees Federal Credit Union offer CDs?

Yes. Post Office Employees Federal Credit Union offers share certificates (CDs) with fixed interest rates across multiple term lengths. Its current CD rates, verified by MonitorBankRates, are listed on this page.

Are CDs from Post Office Employees Federal Credit Union NCUA insured?

Yes. Post Office Employees Federal Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Post Office Employees Federal Credit Union?

The highest CD rate MonitorBankRates has verified for Post Office Employees Federal Credit Union is 3.815% APY on its 12 Month CD, as of October 19, 2026.

What CD terms does Post Office Employees Federal Credit Union offer?

The Post Office Employees Federal Credit Union CD terms we track include 6 month, 12 month, 2 year and 5 year terms, with rates from 2.785% to 3.815% APY. The institution may offer other terms or specials that are not listed here, so check with Post Office Employees Federal Credit Union for its full lineup.

What is the highest savings rate at Post Office Employees Federal Credit Union?

The highest savings rate MonitorBankRates has verified for Post Office Employees Federal Credit Union is 3.557% APY on its High Yield Savings Accounts, as of October 19, 2026.

What is the lowest auto loan rate at Post Office Employees Federal Credit Union?

The lowest auto loan rate MonitorBankRates has verified for Post Office Employees Federal Credit Union is 4.90% rate on its New Vehicle Loan, as of October 19, 2026.

What is the lowest personal loan rate at Post Office Employees Federal Credit Union?

The lowest personal loan rate MonitorBankRates has verified for Post Office Employees Federal Credit Union is 11.75% APR on its Unsecured Loans, as of October 19, 2026.

What is the lowest credit card APR at Post Office Employees Federal Credit Union?

The lowest credit card rate MonitorBankRates has verified for Post Office Employees Federal Credit Union is 6.99% APR on its VISA Platinum Credit Card, as of October 19, 2026.

How many branches does Post Office Employees Federal Credit Union operate?

Post Office Employees Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Post Office Employees Federal Credit Union?

Yes, to access services at Post Office Employees Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Post Office Employees Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Post Office Employees Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Post Office Employees Federal Credit Union offer online and mobile banking?

Most modern institutions like Post Office Employees Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.poefcu.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Post Office Employees Federal Credit Union rates compare?

Post Office Employees Federal Credit Union's top rates are 3.815% APY on its 12 Month CD, 3.557% APY on savings, 0.10% APY on checking, personal loans from 11.75% APR and credit cards from 6.99% APR, verified by MonitorBankRates on October 19, 2026. To compare Post Office Employees Federal Credit Union with the top rates nationwide, see our best CD rates, best savings rates, best checking rates and best personal loan rates, updated daily from banks and credit unions across the country.

Current Post Office Employees Federal Credit Union Rates

12-Month CD3.81%
24-Month CD3.04%
60-Month CD2.79%
Savings3.56%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Post Office Employees Federal Credit Union Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Post Office Employees Federal Credit Union Texas Ratio

Post Office Employees Federal Credit Union Health Trend

Post Office Employees Federal Credit Union CD Rates

Post Office Employees Federal Credit Union Savings Rates

Post Office Employees Federal Credit Union Checking Rates

Post Office Employees Federal Credit Union Auto Loan Rates

Post Office Employees Federal Credit Union Credit Card Rates

Post Office Employees Federal Credit Union Personal Loan Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Post Office Employees Federal Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Post Office Employees Federal Credit Union

Does Post Office Employees Federal Credit Union offer CDs?

Are CDs from Post Office Employees Federal Credit Union NCUA insured?

What is the highest CD rate at Post Office Employees Federal Credit Union?

What CD terms does Post Office Employees Federal Credit Union offer?

What is the highest savings rate at Post Office Employees Federal Credit Union?

What is the lowest auto loan rate at Post Office Employees Federal Credit Union?

What is the lowest personal loan rate at Post Office Employees Federal Credit Union?

What is the lowest credit card APR at Post Office Employees Federal Credit Union?

How many branches does Post Office Employees Federal Credit Union operate?

Is a member application needed to join Post Office Employees Federal Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Post Office Employees Federal Credit Union offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Post Office Employees Federal Credit Union rates compare?

Current Post Office Employees Federal Credit Union Rates

Compare to Other Credit Unions