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Louisiana Savings Rate Trends

Baton Rouge, Louisiana (LA) Savings Rates - March 2026

The best savings rates for Baton Rouge, Louisiana and the surrounding area include Essential Credit UnionEssential Credit Union6725 Siegen Ln, Baton Rouge, LA 70809A5.0 ★Texas Ratio: 11.36% Prosperity Rewards Savings at 4.00% APY, Baton Rouge Telco Federal Credit UnionBaton Rouge Telco Federal Credit Union13404 Airline Hwy, Baton Rouge, LA 70817 5917A+5.0 ★Texas Ratio: 3.53% Premier Bundle Savings at 3.50% APY, Capital One BankCapital One Bank3110 College Dr, Baton Rouge, LA 70808A5.0 ★Texas Ratio: 10.41% 360 Performance Savings at 3.20% APY, Hancock Whitney BankHancock Whitney Bank445 North Blvd, Baton Rouge, LA 70802A+5.0 ★Texas Ratio: 2.59% Freestyle Savings Account at 2.75% APY, and First HorizonFirst Horizon3700 Essen Ln, Baton Rouge, LA 70809A+5.0 ★Texas Ratio: 5.08% TotalView Money Market Savings at 0.75% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Baton Rouge, Louisiana, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Baton Rouge, Louisiana (LA) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Baton Rouge, Louisiana and the surrounding area. Last Updated and Verified: March 28, 2026

Compare the Best Savings Rates in Baton Rouge, Louisiana & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
6725 Siegen Ln, Baton Rouge, LA 70809
Prosperity Rewards Savings
4.00%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
13404 Airline Hwy, Baton Rouge, LA 70817 5917
Premier Bundle Savings
3.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifications Required

Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
13404 Airline Hwy, Baton Rouge, LA 70817 5917
Premier Savings
3.50%
$5
Rate3.45%
Min Deposit$5
Min Balance
UpdatedMar 25, 2026
Details

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
3110 College Dr, Baton Rouge, LA 70808
360 Performance Savings
3.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
445 North Blvd, Baton Rouge, LA 70802
Freestyle Savings Account
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
445 North Blvd, Baton Rouge, LA 70802
Freestyle Savings Account
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
445 North Blvd, Baton Rouge, LA 70802
Freestyle Savings Account
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
3700 Essen Ln, Baton Rouge, LA 70809
TotalView Money Market Savings
0.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.76%
1201 Capitol Access rd, Baton Rouge, LA 70802
IRA Savings
0.65%
$0
Rate0.65%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
1201 Capitol Access Rd, Baton Rouge, LA 70802 4438
IRA Savings
0.65%
$0
Rate0.65%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
3700 Essen Ln, Baton Rouge, LA 70809
TotalView Money Market Savings
0.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
3700 Essen Ln, Baton Rouge, LA 70809
TotalView Money Market Savings
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Eagle Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
2271 College Dr, Baton Rouge, LA 70808 1839
IRA Shares
0.45%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
6725 Siegen Ln, Baton Rouge, LA 70809
IRA Savings Account
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
6725 Siegen Ln, Baton Rouge, LA 70809
IRA Savings Account
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
13444 Hooper Rd, Baton Rouge, LA 70818
Business Savings
0.30%
$100
Rate0.30%
Min Deposit$100
Min Balance
UpdatedMar 25, 2026
Details

Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
6725 Siegen Ln, Baton Rouge, LA 70809
IRA Savings Account
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.76%
1201 Capitol Access rd, Baton Rouge, LA 70802
Christmas Savings
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
1201 Capitol Access Rd, Baton Rouge, LA 70802 4438
Christmas Savings
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
13444 Hooper Rd, Baton Rouge, LA 70818
e-Z Savings
0.30%
$25
Rate0.30%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
13444 Hooper Rd, Baton Rouge, LA 70818
Christmas Savings
0.30%
$100
Rate0.30%
Min Deposit$100
Min Balance
UpdatedMar 25, 2026
Details

Bank of Zachary
Institution Rating:
A+5.0 ★Texas Ratio: 5.43%
13444 Hooper Rd, Baton Rouge, LA 70818
Regular Savings
0.30%
$100
Rate0.30%
Min Deposit$100
Min Balance
UpdatedMar 25, 2026
Details

Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
6725 Siegen Ln, Baton Rouge, LA 70809
IRA Savings Account
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Ascension Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
2271 College Dr, Baton Rouge, LA 70808 1839
IRA Share IRA
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

BRECO Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.60%
3029 S Sherwood Forest Blvd, Baton Rouge, LA 70816
IRA Share Rate
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Dividends Paid Quarterly; Must maintain minimum average daily balance of $25.00 to earn dividends. APY accurate as of 12/24/2025.

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
700 Main St, Baton Rouge, LA 70802 5501
Coverdell Education Savings
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
3700 Essen Ln, Baton Rouge, LA 70809
Traditional Savings
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Ascension Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
2271 College Dr, Baton Rouge, LA 70808 1839
Share Account
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
6725 Siegen Ln, Baton Rouge, LA 70809
Prosperity Rewards Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
6725 Siegen Ln, Baton Rouge, LA 70809
IRA Savings Account
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Ascension Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
2271 College Dr, Baton Rouge, LA 70808 1839
Share Draft (Checking)
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
6725 Siegen Ln, Baton Rouge, LA 70809
Savings Account
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

LES
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
950 N 22nd St Ste C, Baton Rouge, LA 70802
Regular Shares (Savings)
0.17%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

LES
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
950 N 22nd St Ste C, Baton Rouge, LA 70802
Share Draft (Checking)
0.17%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
3700 Essen Ln, Baton Rouge, LA 70809
Money Market Savings
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

LES
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
950 N 22nd St Ste C, Baton Rouge, LA 70802
Regular Shares (Savings)
0.12%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
6230 Perkins Rd, Baton Rouge, LA 70808
Health Savings Accounts (HSA)
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
6230 Perkins Rd, Baton Rouge, LA 70808
Share Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
6230 Perkins Rd, Baton Rouge, LA 70808
Business Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
13404 Airline Hwy, Baton Rouge, LA 70817 5917
Traditional Savings
0.10%
$5
Rate0.10%
Min Deposit$5
Min Balance
UpdatedMar 25, 2026
Details

Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
6230 Perkins Rd, Baton Rouge, LA 70808
Club Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Neighbors Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.49%
12529 Perkins Rd, Baton Rouge, LA 70810
Business Extra Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Neighbors Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.49%
12529 Perkins Rd, Baton Rouge, LA 70810
Business Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Neighbors Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.49%
12529 Perkins Rd, Baton Rouge, LA 70810
Regular Shares
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
6230 Perkins Rd, Baton Rouge, LA 70808
IRA Share
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
700 Main St, Baton Rouge, LA 70802 5501
Christmas Club Savings
0.10%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 27, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
3700 Essen Ln, Baton Rouge, LA 70809
Money Market Savings
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
445 North Blvd, Baton Rouge, LA 70802
Freestyle Savings Account
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

BankPlus
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
665 Florida St, Baton Rouge, LA 70801
Personal Savings
0.05%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 25, 2026
Details

Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
2536 Airline Dr, Bossier City, LA 71111
Cents-able Savings
7.00%
$5
Rate7.00%
Min Deposit$5
Min Balance
UpdatedMar 23, 2026
Details

CENTRIC
Institution Rating:
C+4.1 ★Texas Ratio: 25.48%
1091 Thomas Rd, West Monroe, LA 71292 5821
Save Better Savings
4.01%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 28, 2026
Details

Qualifications Required: 12 debit card transactions to post to and settle to the account; 1 ACH credit (like a direct deposit); Enroll in an e-statement; Qualifying balance up to $50,000

Gateway First Bank
Institution Rating:
F1.8 ★Texas Ratio: 53.47%
123 N Oak St, Hammond, LA 70401
Gateway High Yield Savings
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Minimum Balance 4,5,6,9,10

First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
6151 Hwy 10, Greensburg, LA 70441
Savings Elite
2.53%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
6151 Hwy 10, Greensburg, LA 70441
SAVINGSELITE
2.53%
$25,000
Rate2.50%
Min Deposit$25,000
Min Balance
UpdatedMar 26, 2026
Details

Balances $25,000.00 or more

GEISMAR COMPLEX
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
35294 Highway 30, Geismar, LA 70734
IRA SHARE ROTH
2.02%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Crescent Bank
Institution Rating:
C4.0 ★Texas Ratio: 27.16%
2201 Veterans Memorial Blvd, Metairie, LA 70002
Savings
1.70%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Century Next Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.13%
505 N Vienna St, Ruston, LA 71270
SPECIAL SAVINGS IRA
1.00%
$1,000,000
Rate0.00%
Min Deposit$1,000,000
Min Balance
UpdatedMar 25, 2026
Details

Gateway First Bank
Institution Rating:
F1.8 ★Texas Ratio: 53.47%
123 N Oak St, Hammond, LA 70401
Personal Savings
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Any balance

Century Next Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.13%
505 N Vienna St, Ruston, LA 71270
SPECIAL SAVINGS IRA
0.75%
$500,000
Rate0.00%
Min Deposit$500,000
Min Balance
UpdatedMar 25, 2026
Details

Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
2536 Airline Dr, Bossier City, LA 71111
Savings Tier Three
0.70%
$0
Rate0.70%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances $50,000.00 or more

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Baton Rouge, LA Savings Rate Trends

Compare local Baton Rouge, LA savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Louisiana Savings Trends →
High-Yield Savings — LA Avg
2.187%
▲ 0.389 from last week

Louisiana high-yield savings rates rose 0.389 points this week to 2.187% APY, up from 1.799% last week.

Standard Savings — LA Avg
0.925%
▲ 0.794 from last week

Louisiana standard savings rates rose 0.794 points this week to 0.925% APY, up from 0.131% last week.

As of Mar 28, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Baton Rouge, Louisiana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Baton Rouge, Louisiana. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in LA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Baton Rouge, Louisiana

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Louisiana, help your money grow faster through a higher APY.

Are savings accounts in Baton Rouge, Louisiana safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Louisiana up to $250,000 per depositor, per institution.

How often do savings rates change in Baton Rouge, Louisiana?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Louisiana rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Baton Rouge, Louisiana may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Baton Rouge, Louisiana?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Baton Rouge, Louisiana offer in-person customer service, which some customers prefer.

How do I open a savings account in Baton Rouge, Louisiana?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Baton Rouge, Louisiana

Here are recent savings rates observed in Baton Rouge, Louisiana and the surrounding area:
  • Essential Credit Union
    Prosperity Rewards Savings — 4.00% APY
  • Baton Rouge Telco Federal Credit Union
    Premier Bundle Savings — 3.50% APY
  • Capital One Bank
    360 Performance Savings — 3.20% APY
  • Hancock Whitney Bank
    Freestyle Savings Account — 2.75% APY
  • First Horizon
    TotalView Money Market Savings — 0.75% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Baton Rouge, Louisiana. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 28, 2026