|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
LES Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 20, 2026
LES's 12 1 year CD rates are at 3.82%, 12 1 year CD rates are at 3.77%, 6 month CD rates are at 3.27%. LES's savings rates are at 0.12%. LES's Personal Loan Rates are at 9.25%. MonitorBankRates evaluates the financial stability of LES with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.75%. Rates were last updated on 03/20/2026. LES money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at LES? Share your experience about LES by leaving a review below, or read customer reviews before you decide to use LES. Community First Bank, N.A.
LES Federal Credit Union 950 N 22nd St Ste C
http://www.lesfcu.com Baton Rouge, LA 70802 
LES CD Rates
LES Savings Rates
LES Checking Rates
LES Student Loan Rates
LES Credit Card Rates
LES Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for LES is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather LES rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with LES's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
LES
Website
http://www.lesfcu.com
Address
950 N 22nd St Ste C,
Baton Rouge, LA 70802
Phone
225-342-3288
Fax
225-342-3289
President
Lawrence White
CEO
Jackie Patin
Full-Time Employees
11
Part-Time Employees
0
Branch Locations
2
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.75%
Return on Assets (ROA)
0.5868%
Return on Equity (ROE)
4.8853%
Non-Performing Loans Ratio (NPL)
0.68%
Total Assets
44,583,608
Total Amount of Shares and Deposits
38,686,384
Total Shares and Deposits < 1 Year
38,686,384
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,782,362
Total Uninsured Shares and Deposits > $250K (F+J)
1,782,362
Total Insured Shares and Deposits > $250K (item 17 less item K)
36,904,022
Total Interest Expense (Sum of items 6 8)
328,177
Share Certificates
201
Number of Accounts for Share Drafts
2,154
IRA KEOGH Accounts
42
Number of Accounts for Regular Shares
5,396
All other shares
24
Net Income (unless the amount is already included in Undivided Earnings)
261,635
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
574,556
Total Liabilities
39,228,066
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About LESIs LES a safe place to deposit money?Yes, LES is considered a safe financial institution. With a Texas Ratio of 2.7468368280932%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does LES operate?LES currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join LES?Yes, to access services at LES, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, LES does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, LES provides members with tools to manage their accounts and build a solid financial history. Does LES offer online and mobile banking?Most modern institutions like LES provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.lesfcu.com. Current LES Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Alabama Central Credit Union
Chicago Firefighters Credit Union
Consumers Federal Credit Union
Security First Federal Credit Union
American Lake Credit Union
El Monte Community Credit Union
Brazos Star Credit Union
Effingham Highway Credit Union
Poly Scientific Employees Federal Credit Union
Grand Heritage Federal Credit Union
ALTON MUNICIPAL EMPLOYEES
Pahranagat Valley Federal Credit Union
Kansas State University Federal Credit Union
Highway District 19 Employees Credit Union
Taylorville Community Credit Union
VANTAGE TRUST
Cooperative Federal Credit Union
Nestle (freehold) Employees Federal Credit Union
Kemba Indianapolis Credit Union
Cobblestone Country Federal Credit Union
Badlands Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
