Auto Loan Rates in Pasadena, California (CA) for March 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Pasadena, California. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Pasadena, California include Arrowhead Central Credit UnionArrowhead Central Credit Union888 E Walnut St, Pasadena, CA, 91101 1895A+5.0 ★Texas Ratio: 2.28% offering New & Used Autos at 3.99%, Firefighters First Federal Credit UnionFirefighters First Federal Credit Union1520 W Colorado Blvd, Pasadena, CA, 91105 1413A+5.0 ★Texas Ratio: 1.58% offering New & Used Autos at 4.49%, SchoolsFirst Federal Credit UnionSchoolsFirst Federal Credit Union555 S Lake Ave, Pasadena, CA, 91101 3511A+5.0 ★Texas Ratio: 5.68% offering New Auto Loan at 4.59%, California Credit UnionCalifornia Credit Union527 S LAKE AVE STE 100, PASADENA, CA, 91101 3535A+5.0 ★Texas Ratio: 1.98% offering Auto Loan 36 Months at 4.74%, Credit Union of Southern California Credit UnionCredit Union of Southern California Credit Union224 N Fair Oaks Ave, Pasadena, CA, 91103A+5.0 ★Texas Ratio: 2.57% offering New Auto at 4.74%.
Auto loan rates in Pasadena, California are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.
We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Pasadena, California. Auto Loan Rates Last Updated and Verified: March 20, 2026
Compare Auto Loan Rates Today in Pasadena, California & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
888 E Walnut St, Pasadena, CA, 91101 1895
New & Used Autos
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 17, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
1520 W Colorado Blvd, Pasadena, CA, 91105 1413
New & Used Autos
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 18, 2026
Details
As Low As
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
555 S Lake Ave, Pasadena, CA, 91101 3511
New Auto Loan
4.59%
36 months
▼
APR4.59%
Term36 months
Last UpdatedMar 11, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
555 S Lake Ave, Pasadena, CA, 91101 3511
New Auto Loans
4.59%
36 Months
▼
APR4.59%
Term36 Months
Last UpdatedMar 11, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
555 S Lake Ave, Pasadena, CA, 91101 3511
School Employee Auto Loan with Summers Off
4.59%
36 months
▼
APR4.59%
Term36 months
Last UpdatedMar 11, 2026
Details
As Low As
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
555 S Lake Ave, Pasadena, CA, 91101 3511
School Employee Auto Loan with Summers Off - New
4.59%
36 Months
▼
APR4.59%
Term36 Months
Last UpdatedMar 11, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
1520 W Colorado Blvd, Pasadena, CA, 91105 1413
New & Used Autos
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
527 S LAKE AVE STE 100, PASADENA, CA, 91101 3535
Auto Loan 36 Months
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
527 S LAKE AVE STE 100, PASADENA, CA, 91101 3535
Auto Loan Refinancing 36 Months
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
224 N Fair Oaks Ave, Pasadena, CA, 91103
New Auto
4.74%
Up to 60 months
▼
APR4.74%
TermUp to 60 months
Last UpdatedMar 18, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
555 S Lake Ave, Pasadena, CA, 91101 3511
New Auto Loan
4.99%
72 months
▼
APR4.99%
Term72 months
Last UpdatedMar 11, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
555 S Lake Ave, Pasadena, CA, 91101 3511
New Auto Loans
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 11, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
555 S Lake Ave, Pasadena, CA, 91101 3511
School Employee Auto Loan with Summers Off - Used
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 11, 2026
Details
As Low As
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
555 S Lake Ave, Pasadena, CA, 91101 3511
Used Auto Loan
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 11, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
555 S Lake Ave, Pasadena, CA, 91101 3511
Used Auto Loans
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 11, 2026
Details
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
888 E Walnut St, Pasadena, CA, 91101 1895
New & Used Autos
4.99%
48 to 60 Months
▼
APR4.99%
Term48 to 60 Months
Last UpdatedMar 17, 2026
Details
L.A. Electrical Workers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
3820 E Colorado Blvd, Pasadena, CA, 91107 3937
Up to 120% LTV* Auto Loan
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
527 S LAKE AVE STE 100, PASADENA, CA, 91101 3535
Auto Loan 48 Months
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
527 S LAKE AVE STE 100, PASADENA, CA, 91101 3535
Auto Loan Refinancing 48 Months
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
224 N Fair Oaks Ave, Pasadena, CA, 91103
New Auto
4.99%
Up to 72 months
▼
APR4.99%
TermUp to 72 months
Last UpdatedMar 18, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
224 N Fair Oaks Ave, Pasadena, CA, 91103
Pre-owned Auto
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedMar 18, 2026
Details
The First Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
2900 Bradley St, Pasadena, CA, 91107
New/Used Autos
5.09%
60 Months
▼
APR5.09%
Term60 Months
Last UpdatedMar 18, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
555 S Lake Ave, Pasadena, CA, 91101 3511
Used Auto Loan
5.19%
72 months
▼
APR5.19%
Term72 months
Last UpdatedMar 11, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
555 S Lake Ave, Pasadena, CA, 91101 3511
Used Auto Loans
5.19%
72 Months
▼
APR5.19%
Term72 Months
Last UpdatedMar 11, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
1520 W Colorado Blvd, Pasadena, CA, 91105 1413
New & Used Autos
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
527 S LAKE AVE STE 100, PASADENA, CA, 91101 3535
Auto Loan 66 Months
5.24%
66 Months
▼
APR5.24%
Term66 Months
Last UpdatedMar 18, 2026
Details
As Low As
California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
527 S LAKE AVE STE 100, PASADENA, CA, 91101 3535
Auto Loan Refinancing 66 Months
5.24%
66 Months
▼
APR5.24%
Term66 Months
Last UpdatedMar 18, 2026
Details
As Low As
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
224 N Fair Oaks Ave, Pasadena, CA, 91103
Pre-owned Auto
5.24%
Up to 72 months
▼
APR5.24%
TermUp to 72 months
Last UpdatedMar 18, 2026
Details
L.A. Electrical Workers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
3820 E Colorado Blvd, Pasadena, CA, 91107 3937
Up to 120% LTV* Auto Loan
5.29%
36 Months
▼
APR5.29%
Term36 Months
Last UpdatedMar 20, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
224 N Fair Oaks Ave, Pasadena, CA, 91103
New Auto
5.39%
Up to 84 months
▼
APR5.39%
TermUp to 84 months
Last UpdatedMar 18, 2026
Details
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
888 E Walnut St, Pasadena, CA, 91101 1895
New & Used Autos
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 17, 2026
Details
California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
527 S LAKE AVE STE 100, PASADENA, CA, 91101 3535
Auto Loan 72 Months
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
527 S LAKE AVE STE 100, PASADENA, CA, 91101 3535
Auto Loan Refinancing 72 Months
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
FirstCity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.12%
1 W California Blvd, Pasadena, CA, 91105 3029
Current and prior model year Auto Loan
5.49%
12 - 36
▼
APR5.49%
Term12 - 36
Last UpdatedMar 18, 2026
Details
As Low As; Minimum monthly payment $100.00
FirstCity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.12%
1 W California Blvd, Pasadena, CA, 91105 3029
Prior year and up to 8 model years old Auto Loan
5.49%
8 Mo
▼
APR5.49%
Term8 Mo
Last UpdatedMar 18, 2026
Details
As Low As; Minimum monthly payment $100.00
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
224 N Fair Oaks Ave, Pasadena, CA, 91103
Pre-owned Auto
5.64%
Up to 84 months
▼
APR5.64%
TermUp to 84 months
Last UpdatedMar 18, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
555 S Lake Ave, Pasadena, CA, 91101 3511
New Auto Loan
5.69%
84 months
▼
APR5.69%
Term84 months
Last UpdatedMar 11, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
555 S Lake Ave, Pasadena, CA, 91101 3511
New Auto Loans
5.69%
84 Months
▼
APR5.69%
Term84 Months
Last UpdatedMar 11, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
1520 W Colorado Blvd, Pasadena, CA, 91105 1413
New & Used Autos
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As
L.A. Electrical Workers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
3820 E Colorado Blvd, Pasadena, CA, 91107 3937
Up to 120% LTV* Auto Loan
5.74%
48 Months
▼
APR5.74%
Term48 Months
Last UpdatedMar 20, 2026
Details
FirstCity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.12%
1 W California Blvd, Pasadena, CA, 91105 3029
Current and prior model year Auto Loan
5.74%
37 - 48
▼
APR5.74%
Term37 - 48
Last UpdatedMar 18, 2026
Details
As Low As; Minimum monthly payment $100.00
FirstCity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.12%
1 W California Blvd, Pasadena, CA, 91105 3029
Prior year and up to 8 model years old Auto Loan
5.74%
8 Mo
▼
APR5.74%
Term8 Mo
Last UpdatedMar 18, 2026
Details
As Low As; Minimum monthly payment $100.00
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
555 S Lake Ave, Pasadena, CA, 91101 3511
Used Auto Loan
5.99%
84 months
▼
APR5.99%
Term84 months
Last UpdatedMar 11, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
555 S Lake Ave, Pasadena, CA, 91101 3511
Used Auto Loans
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 11, 2026
Details
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
888 E Walnut St, Pasadena, CA, 91101 1895
New & Used Autos
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 17, 2026
Details
L.A. Electrical Workers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
3820 E Colorado Blvd, Pasadena, CA, 91107 3937
Up to 120% LTV* Auto Loan
5.99%
36 Months
▼
APR5.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
FirstCity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.12%
1 W California Blvd, Pasadena, CA, 91105 3029
9 - 12 model years Auto Loan
5.99%
12 Mo
▼
APR5.99%
Term12 Mo
Last UpdatedMar 18, 2026
Details
As Low As; Less than 140,000 miles; Minimum monthly payment $100.00
FirstCity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.12%
1 W California Blvd, Pasadena, CA, 91105 3029
Current and prior model year Auto Loan
5.99%
49 - 60
▼
APR5.99%
Term49 - 60
Last UpdatedMar 18, 2026
Details
As Low As; Minimum monthly payment $100.00
FirstCity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.12%
1 W California Blvd, Pasadena, CA, 91105 3029
Prior year and up to 8 model years old Auto Loan
5.99%
8 Mo
▼
APR5.99%
Term8 Mo
Last UpdatedMar 18, 2026
Details
As Low As; Minimum monthly payment $100.00
L.A. Electrical Workers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
3820 E Colorado Blvd, Pasadena, CA, 91107 3937
Up to 120% LTV* Auto Loan
6.04%
48 Months
▼
APR6.04%
Term48 Months
Last UpdatedMar 20, 2026
Details
L.A. Electrical Workers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
3820 E Colorado Blvd, Pasadena, CA, 91107 3937
Up to 120% LTV* Auto Loan
6.24%
60 Months
▼
APR6.24%
Term60 Months
Last UpdatedMar 20, 2026
Details
E-Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.97%
990 S Fair Oaks Ave, Pasadena, CA, 91105
New Auto Loan
6.24%
36 Months
▼
APR6.24%
Term36 Months
Last UpdatedMar 13, 2026
Details
As Low As
E-Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.97%
990 S Fair Oaks Ave, Pasadena, CA, 91105
Used Auto Loan
6.24%
36 Months
▼
APR6.24%
Term36 Months
Last UpdatedMar 13, 2026
Details
As Low As
FirstCity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.12%
1 W California Blvd, Pasadena, CA, 91105 3029
9 - 12 model years Auto Loan
6.24%
12 Mo
▼
APR6.24%
Term12 Mo
Last UpdatedMar 18, 2026
Details
As Low As; Less than 140,000 miles; Minimum monthly payment $100.00
FirstCity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.12%
1 W California Blvd, Pasadena, CA, 91105 3029
Current and prior model year Auto Loan
6.24%
61 - 72
▼
APR6.24%
Term61 - 72
Last UpdatedMar 18, 2026
Details
As Low As; Minimum monthly payment $100.00
FirstCity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.12%
1 W California Blvd, Pasadena, CA, 91105 3029
Prior year and up to 8 model years old Auto Loan
6.24%
8 Mo
▼
APR6.24%
Term8 Mo
Last UpdatedMar 18, 2026
Details
As Low As; Minimum monthly payment $100.00
FirstCity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.12%
1 W California Blvd, Pasadena, CA, 91105 3029
9 - 12 model years Auto Loan
6.49%
12 Mo
▼
APR6.49%
Term12 Mo
Last UpdatedMar 18, 2026
Details
As Low As; Less than 140,000 miles; Minimum monthly payment $100.00
L.A. Electrical Workers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
3820 E Colorado Blvd, Pasadena, CA, 91107 3937
Up to 120% LTV* Auto Loan
6.54%
60 Months
▼
APR6.54%
Term60 Months
Last UpdatedMar 20, 2026
Details
L.A. Electrical Workers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
3820 E Colorado Blvd, Pasadena, CA, 91107 3937
Up to 120% LTV* Auto Loan
6.74%
72 Months
▼
APR6.74%
Term72 Months
Last UpdatedMar 20, 2026
Details
FirstCity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.12%
1 W California Blvd, Pasadena, CA, 91105 3029
9 - 12 model years Auto Loan
6.74%
12 Mo
▼
APR6.74%
Term12 Mo
Last UpdatedMar 18, 2026
Details
As Low As; Less than 140,000 miles; Minimum monthly payment $100.00
FirstCity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.12%
1 W California Blvd, Pasadena, CA, 91105 3029
Current and prior model year Auto Loan
6.74%
73 - 84
▼
APR6.74%
Term73 - 84
Last UpdatedMar 18, 2026
Details
As Low As; Minimum monthly payment $100.00
FirstCity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.12%
1 W California Blvd, Pasadena, CA, 91105 3029
Prior year and up to 8 model years old Auto Loan
6.74%
8 Mo
▼
APR6.74%
Term8 Mo
Last UpdatedMar 18, 2026
Details
As Low As; Minimum monthly payment $100.00
E-Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.97%
990 S Fair Oaks Ave, Pasadena, CA, 91105
Used Auto Loan
6.75%
72 Months
▼
APR6.75%
Term72 Months
Last UpdatedMar 13, 2026
Details
As Low As
California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
527 S LAKE AVE STE 100, PASADENA, CA, 91101 3535
Auto Loan 84 Months
6.99%
84 Months
▼
APR6.99%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As
California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
527 S LAKE AVE STE 100, PASADENA, CA, 91101 3535
Auto Loan Refinancing 84 Months
6.99%
84 Months
▼
APR6.99%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As
E-Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.97%
990 S Fair Oaks Ave, Pasadena, CA, 91105
New Auto Loan
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedMar 13, 2026
Details
As Low As
L.A. Electrical Workers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
3820 E Colorado Blvd, Pasadena, CA, 91107 3937
Up to 120% LTV* Auto Loan
7.04%
72 Months
▼
APR7.04%
Term72 Months
Last UpdatedMar 20, 2026
Details
L.A. Electrical Workers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
3820 E Colorado Blvd, Pasadena, CA, 91107 3937
Up to 120% LTV* Auto Loan
7.24%
60 Months
▼
APR7.24%
Term60 Months
Last UpdatedMar 20, 2026
Details
FirstCity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.12%
1 W California Blvd, Pasadena, CA, 91105 3029
Current and prior model year Auto Loan
7.24%
85 - 96
▼
APR7.24%
Term85 - 96
Last UpdatedMar 18, 2026
Details
As Low As; Minimum monthly payment $100.00
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
224 N Fair Oaks Ave, Pasadena, CA, 91103
Pre-owned
7.49%
84 Months
▼
APR7.49%
Term84 Months
Last UpdatedMar 18, 2026
Details
L.A. Electrical Workers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
3820 E Colorado Blvd, Pasadena, CA, 91107 3937
Up to 120% LTV* Auto Loan
7.74%
72 Months
▼
APR7.74%
Term72 Months
Last UpdatedMar 20, 2026
Details
L.A. Electrical Workers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
3820 E Colorado Blvd, Pasadena, CA, 91107 3937
Up to 120% LTV* Auto Loan
7.94%
84 Months
▼
APR7.94%
Term84 Months
Last UpdatedMar 20, 2026
Details
E-Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.97%
990 S Fair Oaks Ave, Pasadena, CA, 91105
Used Auto Loan
8.00%
84 Months
▼
APR8.00%
Term84 Months
Last UpdatedMar 13, 2026
Details
As Low As
L.A. Electrical Workers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
3820 E Colorado Blvd, Pasadena, CA, 91107 3937
Up to 120% LTV* Auto Loan
8.24%
84 Months
▼
APR8.24%
Term84 Months
Last UpdatedMar 20, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
224 N Fair Oaks Ave, Pasadena, CA, 91103
Pre-owned
8.49%
180 Months
▼
APR8.49%
Term180 Months
Last UpdatedMar 18, 2026
Details
L.A. Electrical Workers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
3820 E Colorado Blvd, Pasadena, CA, 91107 3937
Up to 120% LTV* Auto Loan
8.94%
84 Months
▼
APR8.94%
Term84 Months
Last UpdatedMar 20, 2026
Details
L.A. Electrical Workers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
3820 E Colorado Blvd, Pasadena, CA, 91107 3937
Up to 120% LTV* Auto Loan
8.99%
36 Months
▼
APR8.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
L.A. Electrical Workers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
3820 E Colorado Blvd, Pasadena, CA, 91107 3937
Up to 120% LTV* Auto Loan
9.49%
48 Months
▼
APR9.49%
Term48 Months
Last UpdatedMar 20, 2026
Details
L.A. Electrical Workers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
3820 E Colorado Blvd, Pasadena, CA, 91107 3937
Up to 120% LTV* Auto Loan
9.99%
60 Months
▼
APR9.99%
Term60 Months
Last UpdatedMar 20, 2026
Details
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
888 E Walnut St, Pasadena, CA, 91101 1895
Smart Start New & Used Auto
10.49%
Up to 60
▼
APR10.49%
TermUp to 60
Last UpdatedMar 17, 2026
Details
Dependent on amount financed
L.A. Electrical Workers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
3820 E Colorado Blvd, Pasadena, CA, 91107 3937
Up to 120% LTV* Auto Loan
10.49%
72 Months
▼
APR10.49%
Term72 Months
Last UpdatedMar 20, 2026
Details
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
888 E Walnut St, Pasadena, CA, 91101 1895
Smart Start New & Used Auto
10.99%
72 Months
▼
APR10.99%
Term72 Months
Last UpdatedMar 17, 2026
Details
Dependent on amount financed
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
224 N Fair Oaks Ave, Pasadena, CA, 91103
New Auto
11.39%
Up to 84 months
▼
APR11.39%
TermUp to 84 months
Last UpdatedMar 18, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
224 N Fair Oaks Ave, Pasadena, CA, 91103
Pre-owned
11.49%
84 Months
▼
APR11.49%
Term84 Months
Last UpdatedMar 18, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
224 N Fair Oaks Ave, Pasadena, CA, 91103
Pre-owned Auto
11.64%
Up to 84 months
▼
APR11.64%
TermUp to 84 months
Last UpdatedMar 18, 2026
Details
L.A. Electrical Workers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
3820 E Colorado Blvd, Pasadena, CA, 91107 3937
Up to 120% LTV* Auto Loan
11.69%
84 Months
▼
APR11.69%
Term84 Months
Last UpdatedMar 20, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
224 N Fair Oaks Ave, Pasadena, CA, 91103
Pre-owned
12.49%
180 Months
▼
APR12.49%
Term180 Months
Last UpdatedMar 18, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
224 N Fair Oaks Ave, Pasadena, CA, 91103
New Auto
13.74%
Up to 60 months
▼
APR13.74%
TermUp to 60 months
Last UpdatedMar 18, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
224 N Fair Oaks Ave, Pasadena, CA, 91103
New Auto
13.99%
Up to 72 months
▼
APR13.99%
TermUp to 72 months
Last UpdatedMar 18, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
224 N Fair Oaks Ave, Pasadena, CA, 91103
Pre-owned Auto
13.99%
Up to 60 months
▼
APR13.99%
TermUp to 60 months
Last UpdatedMar 18, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
224 N Fair Oaks Ave, Pasadena, CA, 91103
Pre-owned Auto
14.24%
Up to 72 months
▼
APR14.24%
TermUp to 72 months
Last UpdatedMar 18, 2026
Details
L.A. Electrical Workers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
3820 E Colorado Blvd, Pasadena, CA, 91107 3937
Up to 120% LTV* Auto Loan
14.54%
36 Months
▼
APR14.54%
Term36 Months
Last UpdatedMar 20, 2026
Details
L.A. Electrical Workers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
3820 E Colorado Blvd, Pasadena, CA, 91107 3937
Up to 120% LTV* Auto Loan
15.29%
48 Months
▼
APR15.29%
Term48 Months
Last UpdatedMar 20, 2026
Details
L.A. Electrical Workers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
3820 E Colorado Blvd, Pasadena, CA, 91107 3937
Up to 120% LTV* Auto Loan
15.79%
60 Months
▼
APR15.79%
Term60 Months
Last UpdatedMar 20, 2026
Details
L.A. Electrical Workers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
3820 E Colorado Blvd, Pasadena, CA, 91107 3937
Up to 120% LTV* Auto Loan
16.29%
72 Months
▼
APR16.29%
Term72 Months
Last UpdatedMar 20, 2026
Details
L.A. Electrical Workers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
3820 E Colorado Blvd, Pasadena, CA, 91107 3937
Up to 120% LTV* Auto Loan
17.49%
84 Months
▼
APR17.49%
Term84 Months
Last UpdatedMar 20, 2026
Details
L.A. Electrical Workers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
3820 E Colorado Blvd, Pasadena, CA, 91107 3937
Up to 120% LTV* Auto Loan
17.99%
36 Months
▼
APR17.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
555 S Lake Ave, Pasadena, CA, 91101 3511
New Auto Loan
18.00%
36 months
▼
APR18.00%
Term36 months
Last UpdatedMar 11, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
555 S Lake Ave, Pasadena, CA, 91101 3511
New Auto Loans
18.00%
36 Months
▼
APR18.00%
Term36 Months
Last UpdatedMar 11, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
555 S Lake Ave, Pasadena, CA, 91101 3511
School Employee Auto Loan with Summers Off
18.00%
36 months
▼
APR18.00%
Term36 months
Last UpdatedMar 11, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
555 S Lake Ave, Pasadena, CA, 91101 3511
School Employee Auto Loan with Summers Off - Used
18.00%
36 months
▼
APR18.00%
Term36 months
Last UpdatedMar 11, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
555 S Lake Ave, Pasadena, CA, 91101 3511
Used Auto Loan
18.00%
36 months
▼
APR18.00%
Term36 months
Last UpdatedMar 11, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
555 S Lake Ave, Pasadena, CA, 91101 3511
Used Auto Loans
18.00%
36 Months
▼
APR18.00%
Term36 Months
Last UpdatedMar 11, 2026
Details
Bakersfield City Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2817 16th St, Bakersfield, CA, 93301 3210
New Vehicle Loan
1.99%
48 mo
▼
APR1.99%
Term48 mo
Last UpdatedMar 17, 2026
Details
As Low As; Based On Credit Score
Bakersfield City Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2817 16th St, Bakersfield, CA, 93301 3210
Used Vehicle Loan
2.49%
48 mo
▼
APR2.49%
Term48 mo
Last UpdatedMar 17, 2026
Details
As Low As; Based On Credit Score
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
4501 Colorado Blvd, Los Angeles, CA, 90039
Auto Loans
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMar 18, 2026
Details
As Low As; APR - 2026 & Newer
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
3.25%
36 Months
▼
APR3.25%
Term36 Months
Last UpdatedMar 20, 2026
Details
KeyPoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.20%
7062 Market Place Dr, Goleta, CA, 93117 5902
New Auto: 2026 or 2025 with under 5K miles
3.29%
24 Months
▼
APR3.29%
Term24 Months
Last UpdatedMar 17, 2026
Details
KeyPoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.20%
7062 Market Place Dr, Goleta, CA, 93117 5902
Used Auto: 2019 - 2025 with 5K miles or more
3.29%
24 Months
▼
APR3.29%
Term24 Months
Last UpdatedMar 17, 2026
Details
Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
599 N E St, San Bernardino, CA, 92401
New & Used Auto Loans
3.49%
36 months
▼
APR3.49%
Term36 months
Last UpdatedMar 15, 2026
Details
As Low As
Golden Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
409 W Center St, Manteca, CA, 95336
New & Used Auto Loans
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; This special will ONLY cover New and Used auto loans. These rates will be for New Money Loans Only for the period of 3/1/26-5/31/26. Vehicles 10 YRS old and Newer. Rates are subject to change without notice and are based on credit approval.
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedMar 20, 2026
Details
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
Used Vehicle Loan
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMar 20, 2026
Details
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
3.75%
12 to 36 months
▼
APR3.75%
Term12 to 36 months
Last UpdatedMar 17, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Los Angeles Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
300 S Glendale Ave, Glendale, CA, 91205 5305
Automobiles & Trucks
3.90%
1 to 60
▼
APR3.90%
Term1 to 60
Last UpdatedMar 20, 2026
Details
Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
3.99%
24 Months
▼
APR3.99%
Term24 Months
Last UpdatedMar 20, 2026
Details
As Low As; No Payments for up to 90 Days
Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
599 N E St, San Bernardino, CA, 92401
New & Used Auto Loans
3.99%
72 months
▼
APR3.99%
Term72 months
Last UpdatedMar 15, 2026
Details
As Low As
Certified Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3550 Murphy Canyon Rd, San Diego, CA, 92123
New Auto Loan
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 18, 2026
Details
Certified Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3550 Murphy Canyon Rd, San Diego, CA, 92123
Used Auto Loan
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 18, 2026
Details
Popa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
13304 Alondra Blvd, Cerritos, CA, 90703
New Auto
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMar 15, 2026
Details
As Low As
Popa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
13304 Alondra Blvd, Cerritos, CA, 90703
Used Auto
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMar 15, 2026
Details
As Low As
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
701 W 18th St, Antioch, CA, 94509 1586
New Vehicles Model Year 2025-2026
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 16, 2026
Details
Compass Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
321 Wabash Ave, Eureka, CA, 95501
Auto Loans (2022 or newer)
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 16, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
4501 Colorado Blvd, Los Angeles, CA, 90039
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMar 18, 2026
Details
As Low As; APR - 2026 & Newer
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
New Autos
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMar 16, 2026
Details
Annual Percentage Rate assumes Direct Deposit and Auto Payment from a FPDCU checking account. Actual rates are determined by the credit worthiness of the borrower and other loan underwriting criteria.
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
New Autos 2025-2026
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMar 16, 2026
Details
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
Used Autos
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMar 16, 2026
Details
Annual Percentage Rate assumes Direct Deposit and Auto Payment from a FPDCU checking account. Actual rates are determined by the credit worthiness of the borrower and other loan underwriting criteria.
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
Used Autos 2021 to 2025 Models
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMar 16, 2026
Details
Glendale Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.54%
1800 BROADVIEW DR, GLENDALE, CA, 91208
Auto Loan-New or Used Car* 2020 - 2025
3.99%
12-36
▼
APR3.99%
Term12-36
Last UpdatedMar 16, 2026
Details
As Low As
Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
1700 Pacheco Blvd, Martinez, CA, 94553 1976
New Auto
4.00%
84 Months
▼
APR4.00%
Term84 Months
Last UpdatedMar 17, 2026
Details
As Low As; Terms up to 84 months available***
Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
1700 Pacheco Blvd, Martinez, CA, 94553 1976
Used Auto
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As; Terms up to 72 months available***
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.00%
48 months
▼
APR4.00%
Term48 months
Last UpdatedMar 17, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
Used Auto Loans
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
Used Vehicle Loan
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMar 20, 2026
Details
San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
4926 La Cuenta Dr, San Diego, CA, 92124 2609
Auto Loan Model Years 2021 and Newer
4.19%
24 Months
▼
APR4.19%
Term24 Months
Last UpdatedMar 11, 2026
Details
As Low As; up to 24 Months
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
701 W 18th St, Antioch, CA, 94509 1586
Used Vehicles Model Year 2020-2024
4.19%
36 Months
▼
APR4.19%
Term36 Months
Last UpdatedMar 16, 2026
Details
Greater Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1185 W Hedges Ave, Fresno, CA, 93728 1219
Auto Loan
4.19%
72 Months
▼
APR4.19%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As; APR is available for terms up to 72 months. Minimum loan amount for 72-month financing is $15,000. Existing GVCU loans are not eligible for refinance at these rates. All loans are subject to credit approval, income verification, acceptable debt-to-income ratio, and loan-to-value requirements. Monthly payment per $10,000 borrowed for 60 months at 4.19% APR is $185.00. Monthly payment per $15,000 borrowed for 72 months at 4.19% APR is $235.95. Offer available for a limited time and subject to change or end without notice.
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
New Auto - 2025 or Newer with Less than 5K Miles
4.24%
1-12 Months
▼
APR4.24%
Term1-12 Months
Last UpdatedMar 11, 2026
Details
As Low As
Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; No Payments for up to 90 Days
Aerospace Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
2310 E El Segundo Blvd, El Segundo, CA, 90245
New Vehicle Loan
4.25%
36 - 60
▼
APR4.25%
Term36 - 60
Last UpdatedMar 17, 2026
Details
As Low As
Aerospace Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
2310 E El Segundo Blvd, El Segundo, CA, 90245
Used Vehicle Loan
4.25%
36 - 60
▼
APR4.25%
Term36 - 60
Last UpdatedMar 17, 2026
Details
As Low As
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.25%
60 months
▼
APR4.25%
Term60 months
Last UpdatedMar 17, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
Used Auto Loans
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
4.25%
60 Months
▼
APR4.25%
Term60 Months
Last UpdatedMar 20, 2026
Details
San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
4926 La Cuenta Dr, San Diego, CA, 92124 2609
Auto Loan Model Years 2021 and Newer
4.29%
36 Months
▼
APR4.29%
Term36 Months
Last UpdatedMar 11, 2026
Details
As Low As; up to 36 Months
East County Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
1069 Graves Ave Ste 100, El Cajon, CA, 92021 4573
Used Vehicle Loan
4.35%
36 Months
▼
APR4.35%
Term36 Months
Last UpdatedMar 13, 2026
Details
As Low As
Employees Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
266 S Magnolia Ave Ste 101, El Cajon, CA, 92020
New & Used Vehicle
4.38%
60 Months
▼
APR4.38%
Term60 Months
Last UpdatedMar 13, 2026
Details
As Low As; Dealer purchase up to 100% of contract price. Private party purchase up to 100% of book value. WE DO NOT FINANCE ON SALVAGED TITLES.
San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
4926 La Cuenta Dr, San Diego, CA, 92124 2609
Auto Loan Model Years 2021 and Newer
4.39%
48 Months
▼
APR4.39%
Term48 Months
Last UpdatedMar 11, 2026
Details
As Low As; up to 48 Months
Central Valley Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5300 N FRESNO ST, FRESNO, CA, 93710 6828
New Vehicles (2023 & newer)
4.39%
72 Months
▼
APR4.39%
Term72 Months
Last UpdatedMar 16, 2026
Details
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
2333 Utah Ave, El Segundo, CA, 90245
NEW Auto Loan
4.40%
36 Months
▼
APR4.40%
Term36 Months
Last UpdatedMar 16, 2026
Details
As Low As
California Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
9201 Spectrum Center Blvd, San Diego, CA, 92123 1407
Auto Loans - Model Years 2022 and Newer
4.48%
Up to 29
▼
APR4.48%
TermUp to 29
Last UpdatedMar 18, 2026
Details
As Low As
Families And Schools Together Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
312 W 7th St, Hanford, CA, 93230
Auto Loan
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 18, 2026
Details
As Low As; New Auto Loan Rates are for autos not previously owned and/or less than 10,000 miles. Rates subject to change, are based on credit and qualifications met. Rates listed above include .50% reduction awarded to members enrolled in eStatements and Automatic Payments. Restrictions may apply, ask an employee for details.
Certified Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3550 Murphy Canyon Rd, San Diego, CA, 92123
New Auto Loan
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
Certified Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3550 Murphy Canyon Rd, San Diego, CA, 92123
Used Auto Loan
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
19701 Hamilton Ave ste 130, Torrance, CA, 90502 1368
New Automobiles (2025 and Newer)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
2411 W Olive Ave, Burbank, CA, 91506 2629
New Vehicle
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 15, 2026
Details
Models 2025 or newer (under 10,000 miles)
Popa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
13304 Alondra Blvd, Cerritos, CA, 90703
New Auto
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As
Popa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
13304 Alondra Blvd, Cerritos, CA, 90703
Used Auto
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As
San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
4926 La Cuenta Dr, San Diego, CA, 92124 2609
Auto Loan Model Years 2021 and Newer
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 11, 2026
Details
As Low As; up to 60 Months
Compass Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
321 Wabash Ave, Eureka, CA, 95501
Auto Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 16, 2026
Details
As Low As
University Credit Union Los Angeles, CA
Institution Rating:
A-5.0 ★ Texas Ratio: 15.35%
1500 S Sepulveda Blvd, Los Angeles, CA, 90025
New and Used Auto
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 15, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
4501 Colorado Blvd, Los Angeles, CA, 90039
Auto Loans
4.49%
Auto Buying Service
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMar 18, 2026
Details
As Low As; APR - 2023 - 2025*
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
10701 Los Alamitos Blvd, Los Alamitos, CA, 90720
New Vehicle Loans
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 15, 2026
Details
with Autopay
Citizens Equity First Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.76%
670 Lincoln Ave, San Jose, CA, 95126 3704
Standard Vehicle Loan 2024-2025
4.49%
66 Months
▼
APR4.49%
Term66 Months
Last UpdatedMar 18, 2026
Details
LTV <= 100%
Citizens Equity First Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.76%
670 Lincoln Ave, San Jose, CA, 95126 3704
Standard Vehicle Loan 2026 AND NEWER
4.49%
66 Months
▼
APR4.49%
Term66 Months
Last UpdatedMar 18, 2026
Details
LTV <= 100%
Glendale Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.54%
1800 BROADVIEW DR, GLENDALE, CA, 91208
Auto Loan-New or Used Car* 2020 - 2025
4.49%
37-48
▼
APR4.49%
Term37-48
Last UpdatedMar 16, 2026
Details
As Low As
UMe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
3000 W Magnolia Blvd, Burbank, CA, 91505 3043
New Vehicle Loans - Cars, Trucks, and SUVs
4.50%
24 months
▼
APR4.50%
Term24 months
Last UpdatedMar 15, 2026
Details
As Low As
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.50%
72 months
▼
APR4.50%
Term72 months
Last UpdatedMar 17, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMar 20, 2026
Details
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
Used Vehicle Loan
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 20, 2026
Details
Cabrillo Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
880 Front St Ste 2295, San Diego, CA, 92101 8895
2022 and newer Auto Loan
4.54%
48 Months
▼
APR4.54%
Term48 Months
Last UpdatedMar 18, 2026
Details
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1221 Nevin Ave, Richmond, CA, 94801 3123
Auto Loan
4.55%
2 Yrs
▼
APR4.55%
Term2 Yrs
Last UpdatedMar 17, 2026
Details
Model Year: 2011 to 2015
CHAFFEY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
11563 Foothill Blvd Ste 101, Rancho Cucamonga, CA, 91730 3969
Fixed Rate New and Used Auto Loans
4.59%
36 Months
▼
APR4.59%
Term36 Months
Last UpdatedMar 18, 2026
Details
New Vehicles
San Francisco Fire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.90%
3201 California St, San Francisco, CA, 94118 1903
Auto Loan
4.63%
12 to 48 Months
▼
APR4.63%
Term12 to 48 Months
Last UpdatedMar 17, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
15804 Roscoe Blvd, Van Nuys, CA, 91406 1350
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedMar 15, 2026
Details
Citizens Equity First Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.76%
670 Lincoln Ave, San Jose, CA, 95126 3704
Standard Vehicle Loan 2022-2023
4.64%
60 Months
▼
APR4.64%
Term60 Months
Last UpdatedMar 18, 2026
Details
LTV <= 100%
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1221 Nevin Ave, Richmond, CA, 94801 3123
Auto Loan
4.65%
3 Yrs
▼
APR4.65%
Term3 Yrs
Last UpdatedMar 17, 2026
Details
Model Year: 2016 to 2019
Employees Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
266 S Magnolia Ave Ste 101, El Cajon, CA, 92020
New & Used Vehicle
4.68%
72 Months
▼
APR4.68%
Term72 Months
Last UpdatedMar 13, 2026
Details
As Low As; Dealer purchase up to 100% of contract price. Private party purchase up to 100% of book value. WE DO NOT FINANCE ON SALVAGED TITLES.
California Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
9201 Spectrum Center Blvd, San Diego, CA, 92123 1407
Auto Loans - Model Years 2022 and Newer
4.68%
30 to 36
▼
APR4.68%
Term30 to 36
Last UpdatedMar 18, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Vehicle Loan
4.69%
Up to 24 months
▼
APR4.69%
TermUp to 24 months
Last UpdatedMar 20, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Vehicle Loans
4.69%
Up to 24 months
▼
APR4.69%
TermUp to 24 months
Last UpdatedMar 20, 2026
Details
As Low As
Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
New Auto Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMar 11, 2026
Details
Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
Used Auto
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMar 11, 2026
Details
UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
3110 INLAND EMPIRE BLVD STE A, ONTARIO, CA, 91764 6572
New and Used Auto Loans
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
California Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
8815 Folsom Blvd, Sacramento, CA, 95826
Auto Loan
4.69%
48 Months
▼
APR4.69%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As; Up to 48 Months
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1221 Nevin Ave, Richmond, CA, 94801 3123
Auto Loan
4.70%
2 Months
▼
APR4.70%
Term2 Months
Last UpdatedMar 17, 2026
Details
2011 to 2015 Model Year
East County Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
1069 Graves Ave Ste 100, El Cajon, CA, 92021 4573
Used Vehicle Loan
4.70%
48 Months
▼
APR4.70%
Term48 Months
Last UpdatedMar 13, 2026
Details
As Low As
Rancho Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
12620 Erickson Ave Ste H, Downey, CA, 90242 4019
New & Used Auto Loans
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 11, 2026
Details
As Low As
Camino Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.78%
520 N Taylor Ave, Montebello, CA, 90640
New Autos
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
AltaOne Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.90%
701 S China Lake Blvd, Ridgecrest, CA, 93555 5027
Autos
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 16, 2026
Details
As Low As; 2026 & Newer
Families And Schools Together Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
312 W 7th St, Hanford, CA, 93230
Auto Loan
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As; New Auto Loan Rates are for autos not previously owned and/or less than 10,000 miles. Rates subject to change, are based on credit and qualifications met. Rates listed above include .50% reduction awarded to members enrolled in eStatements and Automatic Payments. Restrictions may apply, ask an employee for details.
Sun Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.98%
1068 Broadway Ave, El Centro, CA, 92243 2315
Auto Loans
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 15, 2026
Details
Cal State L.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.69%
2445 MARIONDALE AVE, LOS ANGELES, CA, 90032
Vehicle Loans
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As; Financing: 100%
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.91%
5757 Wilshire Blvd, Los Angeles, CA, 90036 3684
Auto Loans
4.74%
2-Year
▼
APR4.74%
Term2-Year
Last UpdatedMar 17, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
888 E Walnut St, Pasadena, CA, 91101 1895
New & Used Autos
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 17, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
1520 W Colorado Blvd, Pasadena, CA, 91105 1413
New & Used Autos
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 18, 2026
Details
As Low As
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
555 S Lake Ave, Pasadena, CA, 91101 3511
New Auto Loan
4.59%
36 months
▼
APR4.59%
Term36 months
Last UpdatedMar 11, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
555 S Lake Ave, Pasadena, CA, 91101 3511
New Auto Loans
4.59%
36 Months
▼
APR4.59%
Term36 Months
Last UpdatedMar 11, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
555 S Lake Ave, Pasadena, CA, 91101 3511
School Employee Auto Loan with Summers Off - New
4.59%
36 Months
▼
APR4.59%
Term36 Months
Last UpdatedMar 11, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
1520 W Colorado Blvd, Pasadena, CA, 91105 1413
New & Used Autos
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
224 N Fair Oaks Ave, Pasadena, CA, 91103
New Auto
4.74%
Up to 60 months
▼
APR4.74%
TermUp to 60 months
Last UpdatedMar 18, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
555 S Lake Ave, Pasadena, CA, 91101 3511
New Auto Loan
4.99%
72 months
▼
APR4.99%
Term72 months
Last UpdatedMar 11, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
555 S Lake Ave, Pasadena, CA, 91101 3511
New Auto Loans
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 11, 2026
Details
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
888 E Walnut St, Pasadena, CA, 91101 1895
New & Used Autos
4.99%
48 to 60 Months
▼
APR4.99%
Term48 to 60 Months
Last UpdatedMar 17, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
224 N Fair Oaks Ave, Pasadena, CA, 91103
New Auto
4.99%
Up to 72 months
▼
APR4.99%
TermUp to 72 months
Last UpdatedMar 18, 2026
Details
The First Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
2900 Bradley St, Pasadena, CA, 91107
New/Used Autos
5.09%
60 Months
▼
APR5.09%
Term60 Months
Last UpdatedMar 18, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
1520 W Colorado Blvd, Pasadena, CA, 91105 1413
New & Used Autos
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
224 N Fair Oaks Ave, Pasadena, CA, 91103
New Auto
5.39%
Up to 84 months
▼
APR5.39%
TermUp to 84 months
Last UpdatedMar 18, 2026
Details
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
888 E Walnut St, Pasadena, CA, 91101 1895
New & Used Autos
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 17, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
555 S Lake Ave, Pasadena, CA, 91101 3511
New Auto Loan
5.69%
84 months
▼
APR5.69%
Term84 months
Last UpdatedMar 11, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
555 S Lake Ave, Pasadena, CA, 91101 3511
New Auto Loans
5.69%
84 Months
▼
APR5.69%
Term84 Months
Last UpdatedMar 11, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
1520 W Colorado Blvd, Pasadena, CA, 91105 1413
New & Used Autos
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
888 E Walnut St, Pasadena, CA, 91101 1895
New & Used Autos
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 17, 2026
Details
E-Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.97%
990 S Fair Oaks Ave, Pasadena, CA, 91105
New Auto Loan
6.24%
36 Months
▼
APR6.24%
Term36 Months
Last UpdatedMar 13, 2026
Details
As Low As
E-Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.97%
990 S Fair Oaks Ave, Pasadena, CA, 91105
New Auto Loan
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedMar 13, 2026
Details
As Low As
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
888 E Walnut St, Pasadena, CA, 91101 1895
Smart Start New & Used Auto
10.49%
Up to 60
▼
APR10.49%
TermUp to 60
Last UpdatedMar 17, 2026
Details
Dependent on amount financed
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
888 E Walnut St, Pasadena, CA, 91101 1895
Smart Start New & Used Auto
10.99%
72 Months
▼
APR10.99%
Term72 Months
Last UpdatedMar 17, 2026
Details
Dependent on amount financed
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
224 N Fair Oaks Ave, Pasadena, CA, 91103
New Auto
11.39%
Up to 84 months
▼
APR11.39%
TermUp to 84 months
Last UpdatedMar 18, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
224 N Fair Oaks Ave, Pasadena, CA, 91103
New Auto
13.74%
Up to 60 months
▼
APR13.74%
TermUp to 60 months
Last UpdatedMar 18, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
224 N Fair Oaks Ave, Pasadena, CA, 91103
New Auto
13.99%
Up to 72 months
▼
APR13.99%
TermUp to 72 months
Last UpdatedMar 18, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
555 S Lake Ave, Pasadena, CA, 91101 3511
New Auto Loan
18.00%
36 months
▼
APR18.00%
Term36 months
Last UpdatedMar 11, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
555 S Lake Ave, Pasadena, CA, 91101 3511
New Auto Loans
18.00%
36 Months
▼
APR18.00%
Term36 Months
Last UpdatedMar 11, 2026
Details
Bakersfield City Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2817 16th St, Bakersfield, CA, 93301 3210
New Vehicle Loan
1.99%
48 mo
▼
APR1.99%
Term48 mo
Last UpdatedMar 17, 2026
Details
As Low As; Based On Credit Score
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
3.25%
36 Months
▼
APR3.25%
Term36 Months
Last UpdatedMar 20, 2026
Details
KeyPoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.20%
7062 Market Place Dr, Goleta, CA, 93117 5902
New Auto: 2026 or 2025 with under 5K miles
3.29%
24 Months
▼
APR3.29%
Term24 Months
Last UpdatedMar 17, 2026
Details
Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
599 N E St, San Bernardino, CA, 92401
New & Used Auto Loans
3.49%
36 months
▼
APR3.49%
Term36 months
Last UpdatedMar 15, 2026
Details
As Low As
Golden Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
409 W Center St, Manteca, CA, 95336
New & Used Auto Loans
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; This special will ONLY cover New and Used auto loans. These rates will be for New Money Loans Only for the period of 3/1/26-5/31/26. Vehicles 10 YRS old and Newer. Rates are subject to change without notice and are based on credit approval.
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedMar 20, 2026
Details
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
3.75%
12 to 36 months
▼
APR3.75%
Term12 to 36 months
Last UpdatedMar 17, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
3.99%
24 Months
▼
APR3.99%
Term24 Months
Last UpdatedMar 20, 2026
Details
As Low As; No Payments for up to 90 Days
Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
599 N E St, San Bernardino, CA, 92401
New & Used Auto Loans
3.99%
72 months
▼
APR3.99%
Term72 months
Last UpdatedMar 15, 2026
Details
As Low As
Certified Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3550 Murphy Canyon Rd, San Diego, CA, 92123
New Auto Loan
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 18, 2026
Details
Popa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
13304 Alondra Blvd, Cerritos, CA, 90703
New Auto
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMar 15, 2026
Details
As Low As
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
701 W 18th St, Antioch, CA, 94509 1586
New Vehicles Model Year 2025-2026
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 16, 2026
Details
Compass Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
321 Wabash Ave, Eureka, CA, 95501
Auto Loans (2022 or newer)
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 16, 2026
Details
As Low As
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
New Autos
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMar 16, 2026
Details
Annual Percentage Rate assumes Direct Deposit and Auto Payment from a FPDCU checking account. Actual rates are determined by the credit worthiness of the borrower and other loan underwriting criteria.
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
New Autos 2025-2026
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMar 16, 2026
Details
Glendale Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.54%
1800 BROADVIEW DR, GLENDALE, CA, 91208
Auto Loan-New or Used Car* 2020 - 2025
3.99%
12-36
▼
APR3.99%
Term12-36
Last UpdatedMar 16, 2026
Details
As Low As
Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
1700 Pacheco Blvd, Martinez, CA, 94553 1976
New Auto
4.00%
84 Months
▼
APR4.00%
Term84 Months
Last UpdatedMar 17, 2026
Details
As Low As; Terms up to 84 months available***
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.00%
48 months
▼
APR4.00%
Term48 months
Last UpdatedMar 17, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As
San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
4926 La Cuenta Dr, San Diego, CA, 92124 2609
Auto Loan Model Years 2021 and Newer
4.19%
24 Months
▼
APR4.19%
Term24 Months
Last UpdatedMar 11, 2026
Details
As Low As; up to 24 Months
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
New Auto - 2025 or Newer with Less than 5K Miles
4.24%
1-12 Months
▼
APR4.24%
Term1-12 Months
Last UpdatedMar 11, 2026
Details
As Low As
Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; No Payments for up to 90 Days
Aerospace Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
2310 E El Segundo Blvd, El Segundo, CA, 90245
New Vehicle Loan
4.25%
36 - 60
▼
APR4.25%
Term36 - 60
Last UpdatedMar 17, 2026
Details
As Low As
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.25%
60 months
▼
APR4.25%
Term60 months
Last UpdatedMar 17, 2026
Details
As Low As
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
4.25%
60 Months
▼
APR4.25%
Term60 Months
Last UpdatedMar 20, 2026
Details
San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
4926 La Cuenta Dr, San Diego, CA, 92124 2609
Auto Loan Model Years 2021 and Newer
4.29%
36 Months
▼
APR4.29%
Term36 Months
Last UpdatedMar 11, 2026
Details
As Low As; up to 36 Months
Employees Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
266 S Magnolia Ave Ste 101, El Cajon, CA, 92020
New & Used Vehicle
4.38%
60 Months
▼
APR4.38%
Term60 Months
Last UpdatedMar 13, 2026
Details
As Low As; Dealer purchase up to 100% of contract price. Private party purchase up to 100% of book value. WE DO NOT FINANCE ON SALVAGED TITLES.
San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
4926 La Cuenta Dr, San Diego, CA, 92124 2609
Auto Loan Model Years 2021 and Newer
4.39%
48 Months
▼
APR4.39%
Term48 Months
Last UpdatedMar 11, 2026
Details
As Low As; up to 48 Months
Central Valley Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5300 N FRESNO ST, FRESNO, CA, 93710 6828
New Vehicles (2023 & newer)
4.39%
72 Months
▼
APR4.39%
Term72 Months
Last UpdatedMar 16, 2026
Details
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
2333 Utah Ave, El Segundo, CA, 90245
NEW Auto Loan
4.40%
36 Months
▼
APR4.40%
Term36 Months
Last UpdatedMar 16, 2026
Details
As Low As
California Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
9201 Spectrum Center Blvd, San Diego, CA, 92123 1407
Auto Loans - Model Years 2022 and Newer
4.48%
Up to 29
▼
APR4.48%
TermUp to 29
Last UpdatedMar 18, 2026
Details
As Low As
Certified Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3550 Murphy Canyon Rd, San Diego, CA, 92123
New Auto Loan
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
19701 Hamilton Ave ste 130, Torrance, CA, 90502 1368
New Automobiles (2025 and Newer)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
2411 W Olive Ave, Burbank, CA, 91506 2629
New Vehicle
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 15, 2026
Details
Models 2025 or newer (under 10,000 miles)
Popa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
13304 Alondra Blvd, Cerritos, CA, 90703
New Auto
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As
San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
4926 La Cuenta Dr, San Diego, CA, 92124 2609
Auto Loan Model Years 2021 and Newer
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 11, 2026
Details
As Low As; up to 60 Months
University Credit Union Los Angeles, CA
Institution Rating:
A-5.0 ★ Texas Ratio: 15.35%
1500 S Sepulveda Blvd, Los Angeles, CA, 90025
New and Used Auto
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 15, 2026
Details
As Low As
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
10701 Los Alamitos Blvd, Los Alamitos, CA, 90720
New Vehicle Loans
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 15, 2026
Details
with Autopay
Citizens Equity First Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.76%
670 Lincoln Ave, San Jose, CA, 95126 3704
Standard Vehicle Loan 2026 AND NEWER
4.49%
66 Months
▼
APR4.49%
Term66 Months
Last UpdatedMar 18, 2026
Details
LTV <= 100%
Glendale Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.54%
1800 BROADVIEW DR, GLENDALE, CA, 91208
Auto Loan-New or Used Car* 2020 - 2025
4.49%
37-48
▼
APR4.49%
Term37-48
Last UpdatedMar 16, 2026
Details
As Low As
UMe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
3000 W Magnolia Blvd, Burbank, CA, 91505 3043
New Vehicle Loans - Cars, Trucks, and SUVs
4.50%
24 months
▼
APR4.50%
Term24 months
Last UpdatedMar 15, 2026
Details
As Low As
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.50%
72 months
▼
APR4.50%
Term72 months
Last UpdatedMar 17, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMar 20, 2026
Details
Cabrillo Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
880 Front St Ste 2295, San Diego, CA, 92101 8895
2022 and newer Auto Loan
4.54%
48 Months
▼
APR4.54%
Term48 Months
Last UpdatedMar 18, 2026
Details
CHAFFEY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
11563 Foothill Blvd Ste 101, Rancho Cucamonga, CA, 91730 3969
Fixed Rate New and Used Auto Loans
4.59%
36 Months
▼
APR4.59%
Term36 Months
Last UpdatedMar 18, 2026
Details
New Vehicles
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
15804 Roscoe Blvd, Van Nuys, CA, 91406 1350
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedMar 15, 2026
Details
Employees Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
266 S Magnolia Ave Ste 101, El Cajon, CA, 92020
New & Used Vehicle
4.68%
72 Months
▼
APR4.68%
Term72 Months
Last UpdatedMar 13, 2026
Details
As Low As; Dealer purchase up to 100% of contract price. Private party purchase up to 100% of book value. WE DO NOT FINANCE ON SALVAGED TITLES.
California Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
9201 Spectrum Center Blvd, San Diego, CA, 92123 1407
Auto Loans - Model Years 2022 and Newer
4.68%
30 to 36
▼
APR4.68%
Term30 to 36
Last UpdatedMar 18, 2026
Details
As Low As
Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
New Auto Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMar 11, 2026
Details
UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
3110 INLAND EMPIRE BLVD STE A, ONTARIO, CA, 91764 6572
New and Used Auto Loans
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
Rancho Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
12620 Erickson Ave Ste H, Downey, CA, 90242 4019
New & Used Auto Loans
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 11, 2026
Details
As Low As
Camino Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.78%
520 N Taylor Ave, Montebello, CA, 90640
New Autos
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
888 E Walnut St, Pasadena, CA, 91101 1895
New & Used Autos
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 17, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
1520 W Colorado Blvd, Pasadena, CA, 91105 1413
New & Used Autos
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 18, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
1520 W Colorado Blvd, Pasadena, CA, 91105 1413
New & Used Autos
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
555 S Lake Ave, Pasadena, CA, 91101 3511
School Employee Auto Loan with Summers Off - Used
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 11, 2026
Details
As Low As
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
555 S Lake Ave, Pasadena, CA, 91101 3511
Used Auto Loan
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 11, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
555 S Lake Ave, Pasadena, CA, 91101 3511
Used Auto Loans
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 11, 2026
Details
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
888 E Walnut St, Pasadena, CA, 91101 1895
New & Used Autos
4.99%
48 to 60 Months
▼
APR4.99%
Term48 to 60 Months
Last UpdatedMar 17, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
224 N Fair Oaks Ave, Pasadena, CA, 91103
Pre-owned Auto
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedMar 18, 2026
Details
The First Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
2900 Bradley St, Pasadena, CA, 91107
New/Used Autos
5.09%
60 Months
▼
APR5.09%
Term60 Months
Last UpdatedMar 18, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
555 S Lake Ave, Pasadena, CA, 91101 3511
Used Auto Loan
5.19%
72 months
▼
APR5.19%
Term72 months
Last UpdatedMar 11, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
555 S Lake Ave, Pasadena, CA, 91101 3511
Used Auto Loans
5.19%
72 Months
▼
APR5.19%
Term72 Months
Last UpdatedMar 11, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
1520 W Colorado Blvd, Pasadena, CA, 91105 1413
New & Used Autos
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
224 N Fair Oaks Ave, Pasadena, CA, 91103
Pre-owned Auto
5.24%
Up to 72 months
▼
APR5.24%
TermUp to 72 months
Last UpdatedMar 18, 2026
Details
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
888 E Walnut St, Pasadena, CA, 91101 1895
New & Used Autos
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 17, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
224 N Fair Oaks Ave, Pasadena, CA, 91103
Pre-owned Auto
5.64%
Up to 84 months
▼
APR5.64%
TermUp to 84 months
Last UpdatedMar 18, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
1520 W Colorado Blvd, Pasadena, CA, 91105 1413
New & Used Autos
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
555 S Lake Ave, Pasadena, CA, 91101 3511
Used Auto Loan
5.99%
84 months
▼
APR5.99%
Term84 months
Last UpdatedMar 11, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
555 S Lake Ave, Pasadena, CA, 91101 3511
Used Auto Loans
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 11, 2026
Details
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
888 E Walnut St, Pasadena, CA, 91101 1895
New & Used Autos
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 17, 2026
Details
E-Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.97%
990 S Fair Oaks Ave, Pasadena, CA, 91105
Used Auto Loan
6.24%
36 Months
▼
APR6.24%
Term36 Months
Last UpdatedMar 13, 2026
Details
As Low As
E-Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.97%
990 S Fair Oaks Ave, Pasadena, CA, 91105
Used Auto Loan
6.75%
72 Months
▼
APR6.75%
Term72 Months
Last UpdatedMar 13, 2026
Details
As Low As
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
224 N Fair Oaks Ave, Pasadena, CA, 91103
Pre-owned
7.49%
84 Months
▼
APR7.49%
Term84 Months
Last UpdatedMar 18, 2026
Details
E-Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.97%
990 S Fair Oaks Ave, Pasadena, CA, 91105
Used Auto Loan
8.00%
84 Months
▼
APR8.00%
Term84 Months
Last UpdatedMar 13, 2026
Details
As Low As
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
224 N Fair Oaks Ave, Pasadena, CA, 91103
Pre-owned
8.49%
180 Months
▼
APR8.49%
Term180 Months
Last UpdatedMar 18, 2026
Details
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
888 E Walnut St, Pasadena, CA, 91101 1895
Smart Start New & Used Auto
10.49%
Up to 60
▼
APR10.49%
TermUp to 60
Last UpdatedMar 17, 2026
Details
Dependent on amount financed
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
888 E Walnut St, Pasadena, CA, 91101 1895
Smart Start New & Used Auto
10.99%
72 Months
▼
APR10.99%
Term72 Months
Last UpdatedMar 17, 2026
Details
Dependent on amount financed
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
224 N Fair Oaks Ave, Pasadena, CA, 91103
Pre-owned
11.49%
84 Months
▼
APR11.49%
Term84 Months
Last UpdatedMar 18, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
224 N Fair Oaks Ave, Pasadena, CA, 91103
Pre-owned Auto
11.64%
Up to 84 months
▼
APR11.64%
TermUp to 84 months
Last UpdatedMar 18, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
224 N Fair Oaks Ave, Pasadena, CA, 91103
Pre-owned
12.49%
180 Months
▼
APR12.49%
Term180 Months
Last UpdatedMar 18, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
224 N Fair Oaks Ave, Pasadena, CA, 91103
Pre-owned Auto
13.99%
Up to 60 months
▼
APR13.99%
TermUp to 60 months
Last UpdatedMar 18, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
224 N Fair Oaks Ave, Pasadena, CA, 91103
Pre-owned Auto
14.24%
Up to 72 months
▼
APR14.24%
TermUp to 72 months
Last UpdatedMar 18, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
555 S Lake Ave, Pasadena, CA, 91101 3511
School Employee Auto Loan with Summers Off - Used
18.00%
36 months
▼
APR18.00%
Term36 months
Last UpdatedMar 11, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
555 S Lake Ave, Pasadena, CA, 91101 3511
Used Auto Loan
18.00%
36 months
▼
APR18.00%
Term36 months
Last UpdatedMar 11, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
555 S Lake Ave, Pasadena, CA, 91101 3511
Used Auto Loans
18.00%
36 Months
▼
APR18.00%
Term36 Months
Last UpdatedMar 11, 2026
Details
Bakersfield City Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2817 16th St, Bakersfield, CA, 93301 3210
Used Vehicle Loan
2.49%
48 mo
▼
APR2.49%
Term48 mo
Last UpdatedMar 17, 2026
Details
As Low As; Based On Credit Score
KeyPoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.20%
7062 Market Place Dr, Goleta, CA, 93117 5902
Used Auto: 2019 - 2025 with 5K miles or more
3.29%
24 Months
▼
APR3.29%
Term24 Months
Last UpdatedMar 17, 2026
Details
Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
599 N E St, San Bernardino, CA, 92401
New & Used Auto Loans
3.49%
36 months
▼
APR3.49%
Term36 months
Last UpdatedMar 15, 2026
Details
As Low As
Golden Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
409 W Center St, Manteca, CA, 95336
New & Used Auto Loans
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; This special will ONLY cover New and Used auto loans. These rates will be for New Money Loans Only for the period of 3/1/26-5/31/26. Vehicles 10 YRS old and Newer. Rates are subject to change without notice and are based on credit approval.
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
Used Vehicle Loan
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMar 20, 2026
Details
Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
3.99%
24 Months
▼
APR3.99%
Term24 Months
Last UpdatedMar 20, 2026
Details
As Low As; No Payments for up to 90 Days
Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
599 N E St, San Bernardino, CA, 92401
New & Used Auto Loans
3.99%
72 months
▼
APR3.99%
Term72 months
Last UpdatedMar 15, 2026
Details
As Low As
Certified Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3550 Murphy Canyon Rd, San Diego, CA, 92123
Used Auto Loan
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 18, 2026
Details
Popa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
13304 Alondra Blvd, Cerritos, CA, 90703
Used Auto
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMar 15, 2026
Details
As Low As
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
Used Autos
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMar 16, 2026
Details
Annual Percentage Rate assumes Direct Deposit and Auto Payment from a FPDCU checking account. Actual rates are determined by the credit worthiness of the borrower and other loan underwriting criteria.
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
Used Autos 2021 to 2025 Models
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMar 16, 2026
Details
Glendale Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.54%
1800 BROADVIEW DR, GLENDALE, CA, 91208
Auto Loan-New or Used Car* 2020 - 2025
3.99%
12-36
▼
APR3.99%
Term12-36
Last UpdatedMar 16, 2026
Details
As Low As
Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
1700 Pacheco Blvd, Martinez, CA, 94553 1976
Used Auto
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As; Terms up to 72 months available***
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
Used Auto Loans
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
Used Vehicle Loan
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMar 20, 2026
Details
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
701 W 18th St, Antioch, CA, 94509 1586
Used Vehicles Model Year 2020-2024
4.19%
36 Months
▼
APR4.19%
Term36 Months
Last UpdatedMar 16, 2026
Details
Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; No Payments for up to 90 Days
Aerospace Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
2310 E El Segundo Blvd, El Segundo, CA, 90245
Used Vehicle Loan
4.25%
36 - 60
▼
APR4.25%
Term36 - 60
Last UpdatedMar 17, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
Used Auto Loans
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
East County Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
1069 Graves Ave Ste 100, El Cajon, CA, 92021 4573
Used Vehicle Loan
4.35%
36 Months
▼
APR4.35%
Term36 Months
Last UpdatedMar 13, 2026
Details
As Low As
Employees Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
266 S Magnolia Ave Ste 101, El Cajon, CA, 92020
New & Used Vehicle
4.38%
60 Months
▼
APR4.38%
Term60 Months
Last UpdatedMar 13, 2026
Details
As Low As; Dealer purchase up to 100% of contract price. Private party purchase up to 100% of book value. WE DO NOT FINANCE ON SALVAGED TITLES.
Certified Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3550 Murphy Canyon Rd, San Diego, CA, 92123
Used Auto Loan
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
Popa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
13304 Alondra Blvd, Cerritos, CA, 90703
Used Auto
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As
University Credit Union Los Angeles, CA
Institution Rating:
A-5.0 ★ Texas Ratio: 15.35%
1500 S Sepulveda Blvd, Los Angeles, CA, 90025
New and Used Auto
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 15, 2026
Details
As Low As
Glendale Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.54%
1800 BROADVIEW DR, GLENDALE, CA, 91208
Auto Loan-New or Used Car* 2020 - 2025
4.49%
37-48
▼
APR4.49%
Term37-48
Last UpdatedMar 16, 2026
Details
As Low As
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
Used Vehicle Loan
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 20, 2026
Details
CHAFFEY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
11563 Foothill Blvd Ste 101, Rancho Cucamonga, CA, 91730 3969
Fixed Rate New and Used Auto Loans
4.59%
36 Months
▼
APR4.59%
Term36 Months
Last UpdatedMar 18, 2026
Details
New Vehicles
Employees Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
266 S Magnolia Ave Ste 101, El Cajon, CA, 92020
New & Used Vehicle
4.68%
72 Months
▼
APR4.68%
Term72 Months
Last UpdatedMar 13, 2026
Details
As Low As; Dealer purchase up to 100% of contract price. Private party purchase up to 100% of book value. WE DO NOT FINANCE ON SALVAGED TITLES.
Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
Used Auto
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMar 11, 2026
Details
UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
3110 INLAND EMPIRE BLVD STE A, ONTARIO, CA, 91764 6572
New and Used Auto Loans
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
East County Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
1069 Graves Ave Ste 100, El Cajon, CA, 92021 4573
Used Vehicle Loan
4.70%
48 Months
▼
APR4.70%
Term48 Months
Last UpdatedMar 13, 2026
Details
As Low As
Rancho Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
12620 Erickson Ave Ste H, Downey, CA, 90242 4019
New & Used Auto Loans
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 11, 2026
Details
As Low As
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Frequently Asked Questions about Auto Loans in Pasadena, California
How does my credit score affect my car loan rate in California?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Pasadena, California with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in California *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Pasadena, California typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Pasadena, California?
Based on our current data, some of the lowest auto loan rates available in Pasadena, California include:
- Arrowhead Central Credit Union: 3.99% (New & Used Autos)
- Firefighters First Federal Credit Union: 4.49% (New & Used Autos)
- SchoolsFirst Federal Credit Union: 4.59% (New Auto Loan)
- California Credit Union: 4.74% (Auto Loan 36 Months)
- Credit Union of Southern California Credit Union: 4.74% (New Auto)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Pasadena, California. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 20, 2026
