Best Personal Loan Rates in Pasadena, California (CA) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
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Current personal loan options available to borrowers in Pasadena, California include: SchoolsFirst Federal Credit UnionSchoolsFirst Federal Credit Union555 S Lake Ave, Pasadena, CA, 91101 3511A+5.0 ★Texas Ratio: 5.68% offering Computer Loan at 5.00% APR, Firefighters First Federal Credit UnionFirefighters First Federal Credit Union1520 W Colorado Blvd, Pasadena, CA, 91105 1413A+5.0 ★Texas Ratio: 1.58% offering Signature Loan(closed-end loan) at 8.74% APR, California Credit UnionCalifornia Credit Union527 S LAKE AVE STE 100, PASADENA, CA, 91101 3535A+5.0 ★Texas Ratio: 1.98% offering Personal Loan at 8.99% APR, Pasadena Federal Credit UnionPasadena Federal Credit Union100 W Walnut St Fl 8, Pasadena, CA, 91124 0001A+5.0 ★Texas Ratio: 1.89% offering Signature Loan at 10.49% APR, and L.A. Electrical Workers Credit UnionL.A. Electrical Workers Credit Union3820 E Colorado Blvd, Pasadena, CA, 91107 3937A+5.0 ★Texas Ratio: 0.64% offering Signature at 10.79% APR. Personal loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
Pasadena has 7 local institutions in our database, with personal loan rates as low as 5.00% APR from SchoolsFirst Federal Credit Union at 555 S Lake Ave, Pasadena, CA, 91101 3511. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Pasadena, California.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Pasadena, California. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 12, 2026
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Variable Rate
As Low As; - Low monthly payments FIXED for the life of the loan - Predictable monthly payments that stay the same for the life of the loan - Financing up to $50,000 - No collateral required
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As Low As
As Low As
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As Low As
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FICO 720+
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FICO 671-719
As Low As
No additional details available.
No additional details available.
FICO 720+
FICO 671-719
No additional details available.
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FICO 650-670
No additional details available.
FICO 650-670
No additional details available.
FICO 720+
No additional details available.
No additional details available.
FICO 671-719
FICO 600-649
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FICO 650-670
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FICO 600-649
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FICO 600-649
No additional details available.
FICO 555-599
FICO 555-599
FICO 555-599
No additional details available.
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As Low As
As Low As
As Low As; Rate reflects a .50% discount for Automatic Payment.
As Low As
As Low As
As Low As
Borrow up to $20,000
$3,000 Max
Fixed / APR; above dividend rate being paid on the Share Certificate Account securing the loan
As Low As; Up to 60 Months
As Low As
$50,000; As Low As
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As Low As
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$2,500; As Low As
As Low As
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Solar Battery Storage or Solar + Battery Bundle
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Borrow up to $5,000
Loan Amount: $5,000 Maximum; Requires proof of purchase (receipt) or purchase order (invoice) at the time of funding. Limit of one technology loan per member. All proceeds will be paid directly to the member.
No additional details available.
Rates starting at 5.96% APR1
As Low As; For Personal Loans, APR ranges from 5.96% APR to 35.99% APR and origination/processing fee ranges from 0.00% to 8.00% of the loan amount. APRs and origination/processing fees are determined at the time of application. The lowest APR may be available to borrowers with excellent credit, subject to additional factors including, but not limited to, loan amount, loan term, and sufficient investor commitment. Advertised rates and fees are valid as of April 27, 2026, are subject to change without notice, and may not be available for all Personal Loan products and/or through all application channels or platforms.
Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
As Low As
As Low As; Up to 120 Months
As Low As
As Low As
As Low As; Primary Residence
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Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
As Low As
As Low As
As Low As
As Low As; Borrow up to $25,000
As Low As; For Personal Loans, APR ranges from 6.53% to 35.99% and origination fee ranges from 0.00% to 8.00% of the loan amount. APRs and origination fees are determined at the time of application. The lowest APR may be available to borrowers with excellent credit, subject to additional factors including, but not limited to, loan amount, loan term, and sufficient investor commitment. Advertised rates and fees are valid as of January 7, 2026 and are subject to change without notice.
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As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
As Low As
As Low As
As Low As
As Low As
As Low As
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Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
As Low As
As Low As; Up to $40,000
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Up to $50,000
As Low As
As Low As
As Low As
$100,000; As Low As
As Low As
$100,000; As Low As
As Low As; Up to 180 Months
over $250,000; As Low As; 5 year adjustable - 30 year term, due in 15 years
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As Low As
As Low As
$100,000; As Low As
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As Low As
As Low As
As Low As
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Up to $50,000
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up to $250,000; As Low As; 10 year fixed
As Low As; Up to $40,000
As Low As
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As Low As
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As Low As
Up to $50,000
As Low As
As Low As; Up to 240 Months
As Low As
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As Low As
As Low As
(Fixed)
As Low As
$10,000; As Low As
As Low As
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As Low As
As Low As
As Low As
Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
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As Low As; $5,000 Minimum; $50,000 Maximum
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As Low As
As Low As
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As Low As
As Low As
As Low As
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As Low As
As Low As; Amount Financed: $500 to $50,000
As Low As
Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
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As Low As
As Low As
As Low As
As Low As
As Low As; Plus, no payments for 60-days.
As Low As
As Low As; $5,000 Minimum; $50,000 Maximum
As Low As
As Low As
Qualifications Required: direct deposits from a payroll provider of $1,000 or more per month into a Value Checking account; automatic loan payments made from the same account; As Low As; Proof of income may be required depending on the applicant's credit rating and other underwriting factors.
As Low As
As Low As; Up to $25,000
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As Low As; Loan Amount $500-$40,000
As Low As
As Low As
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As Low As
As Low As
As Low As; Including Debt Consolidation
As Low As
As Low As; Amount Up to $25,000
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As Low As; - Low monthly payments FIXED for the life of the loan - Predictable monthly payments that stay the same for the life of the loan - Financing up to $50,000 - No collateral required
As Low As
As Low As; For Personal Loans, APR ranges from 5.96% APR to 35.99% APR and origination/processing fee ranges from 0.00% to 8.00% of the loan amount. APRs and origination/processing fees are determined at the time of application. The lowest APR may be available to borrowers with excellent credit, subject to additional factors including, but not limited to, loan amount, loan term, and sufficient investor commitment. Advertised rates and fees are valid as of April 27, 2026, are subject to change without notice, and may not be available for all Personal Loan products and/or through all application channels or platforms.
Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
As Low As
As Low As; For Personal Loans, APR ranges from 6.53% to 35.99% and origination fee ranges from 0.00% to 8.00% of the loan amount. APRs and origination fees are determined at the time of application. The lowest APR may be available to borrowers with excellent credit, subject to additional factors including, but not limited to, loan amount, loan term, and sufficient investor commitment. Advertised rates and fees are valid as of January 7, 2026 and are subject to change without notice.
As Low As; Up to $40,000
Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
As Low As
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As Low As; Up to $40,000
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As Low As
As Low As
As Low As
As Low As
As Low As
Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
As Low As
As Low As
As Low As
Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
As Low As
As Low As; Amount Financed: $500 to $50,000
As Low As
As Low As
As Low As
As Low As
As Low As; Loan Amount $500-$40,000
As Low As; Up to $25,000
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As Low As
As Low As
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As Low As
As Low As; Amount Up to $25,000
Rates starting at 5.96% APR1
As Low As
As Low As
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As Low As
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As Low As
As Low As
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As Low As
As Low As
As Low As
As Low As
As Low As; (based on term)
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As Low As
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As Low As
As Low As
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As Low As
As Low As
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As Low As
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FICO 720+
No additional details available.
FICO 671-719
As Low As
No additional details available.
No additional details available.
FICO 720+
No additional details available.
FICO 671-719
No additional details available.
FICO 650-670
No additional details available.
FICO 650-670
No additional details available.
FICO 720+
No additional details available.
No additional details available.
FICO 671-719
No additional details available.
FICO 600-649
No additional details available.
FICO 650-670
FICO 600-649
No additional details available.
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FICO 600-649
No additional details available.
FICO 555-599
FICO 555-599
FICO 555-599
No additional details available.
No additional details available.
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As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
As Low As
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As Low As
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As Low As
As Low As
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As Low As
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As Low As
As Low As
As Low As
As Low As
As Low As; Including Debt Consolidation
Pasadena, CA Personal Loan Rate Trends
Compare local Pasadena, CA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
California personal loan rates rose 0.091 points over the past 7 days to 9.664% APR.
California signature loan rates rose 0.592 points over the past 7 days to 10.898% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in California?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in California?
Are credit unions or banks better for personal loans in Pasadena, California?
What are the best personal loan rates in Pasadena, California?
- SchoolsFirst Federal Credit Union: 5.00% (Computer Loan)
- Firefighters First Federal Credit Union: 8.74% (Signature Loan(closed-end loan))
- California Credit Union: 8.99% (Personal Loan)
- Pasadena Federal Credit Union: 10.49% (Signature Loan)
- L.A. Electrical Workers Credit Union: 10.79% (Signature)
Personal Loan Calculators
