Fairview, Tennessee Savings Rates for October 2026
Brian McKay
Brian McKay
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Fairview, Tennessee savings account rates range from 0.05% to 7.00% APY, verified by MonitorBankRates as of October 31, 2026. The best savings rates for Fairview, Tennessee and the surrounding area include Resound Credit UnionResound Credit Union2332 Fairview Blvd, Fairview, TN 37062 9069A+5.0 ★Texas Ratio: 5.03%Real return: -0.10%APY minus 3.7% CPIRate verified Oct 30, 2026 High-Yield Savings at 3.60% APY, FirstBank (TN)FirstBank (TN)2202 Fairview Blvd, Fairview, TN 37062A5.0 ★Texas Ratio: 7.51%Real return: -0.30%APY minus 3.7% CPIRate verified Oct 31, 2026 Companion Savings at 3.40% APY, First Federal BankFirst Federal Bank302 Fairview Blvd, Fairview, TN 37062A+5.0 ★Texas Ratio: 3.11%Real return: -3.35%APY minus 3.7% CPIRate verified Oct 31, 2026 Personal Savings at 0.35% APY, Family Advantage Credit UnionFamily Advantage Credit Union7001 City Center Way, Fairview, TN 37062A+5.0 ★Texas Ratio: 3.07%Real return: -3.65%APY minus 3.7% CPIRate verified Oct 30, 2026 Regular Share Savings at 0.05% APY, and FsnbFsnbA+5.0 ★Texas Ratio: 4.08%Real return: +3.30%APY minus 3.7% CPIRate verified Oct 26, 2026 Cents-able Savings at 7.00% APY.
Fairview has 15 local institutions in our database, with savings rates as high as 3.60% APY from Resound Credit Union at 2332 Fairview Blvd, Fairview, TN 37062 9069. Use the table below to compare all available offers, including options from institutions serving the broader Tennessee area. Rates are continually updated, so we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Fairview, Tennessee and the surrounding area. Last Updated and Verified: October 31, 2026
Compare the Best Savings Rates in Fairview, Tennessee & Surrounding Communities
Balance: $300,000 or more; Compounds monthly; earns dividends when daily balance is at least $25,000
Power Duo promo: earn 3.40% APY when combined with a qualifying FirstBank CD
Balance: $25,000 - $299,999; Compounds monthly; earns dividends when daily balance is at least $25,000
Balance: $250,000 or more
Balance: $100,000 - $249,999
Balance: $50,000 - $99,999
Balance: $25,000 - $49,999
Balance: $10,000 - $24,999
Balance: $1,000 - $9,999
Requires $50 average daily balance to earn dividends; compounds quarterly
- Oct 14, 20260.10%▼ from 3.60%
- Sep 14, 20263.60%first recorded
Requires $100 average daily balance to earn dividends; compounds quarterly
- Oct 14, 20260.10%▼ from 3.60%
- Sep 14, 20263.60%first recorded
Requires $50 average daily balance to earn dividends; compounds quarterly
- Oct 14, 20260.10%▼ from 3.60%
- Sep 14, 20263.60%first recorded
Requires $50 average daily balance to earn dividends; compounds quarterly
- Oct 14, 20260.10%▼ from 3.60%
- Sep 14, 20263.60%first recorded
Rates updated 01/04/2017
Minimum Balance to Open Account: $5.00; Minimum balance to earn Interest and obtain APY: $0.01
Balance: $0.00 - $4,999.99; Minimum to Earn Dividends: $0; Dividends Earned: Monthly
APY accurate as of 10/26/2026 and may change at any time; Maximum account balance is $250,000; Variable-rate account
Membership required; Balance: $0 to $2,500; maximum balance to earn 4.06% APY is $2,500; only one Brighter Day Savings account per member
Qualifying balance up to $500.00; Kids Savings Rates; Balance Needed To Earn Stated APY: $5.00 Minimum Balance
Balance: $500,000.00 and over; Variable rate, moves with Wall Street Journal Prime Rate; Three withdrawals per statement cycle; APY accurate as of 9/21/2026
Balance: $5,000 and over
- Oct 14, 20263.75%▲ from 0.25%
- Sep 24, 20260.25%first recorded
Earn up to 3.50% APY when you are an account owner of a Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card and have a Combined Qualifying Balance (CQB) of at least $25,000; APYs may vary by location; Monthly maintenance fee $5, waivable
Qualifications Required: Monthly direct deposit/ACH credit OR minimum of ten (10) debit card transactions during the monthly statement cycle; TriStar personal checking account required; Requires TriStar personal checking account; 3.50% APY on balances up to and including $50,000; 3.50% to 0.50% APY on balances over $50,000 depending on balance; 0.25% APY on all balances if qualifications are not met; qualifications: monthly direct deposit or minimum of ten debit card transactions per statement cycle; $100 minimum deposit to open
- Oct 21, 20263.50%▲ from 0.25%
- Sep 14, 20260.25%first recorded
As High As; Homepage featured rate
Balance: $250,000.00 and over; Dividend Compound: Monthly; Premium rate; Minimum opening deposit of $25,000.00 in new money
Balance: over $100,000
Balance: over $100,000
Balance: $0.00 - $249,999.99; Electronic statements; No monthly fee; Unlimited withdrawals
Balance: $5,000 - $100,000
Balance: $5,000 - $100,000
Variable APY; No monthly service fee. Fees may reduce earnings.
California counties only; Balance: $25,000 or more; Rate is variable; requires deposit and maintenance of $25,000 or more in new Platinum Savings within 30 days; new savings customers only
Qualifications Required; Balance: $10,000+ average daily balance; Rate and APY based on qualifying criteria; if qualifications are not met each dividend period, the Premier Checking dividend rate applies
Qualifications Required; Balance: $100,000 - $249,999; Higher dividends earned with UTFCU consumer checking account and at least $500 in total direct deposits per month; if qualifications not met, account earns regular share rate; dividend rate subject to change without notice
Qualifications Required; Qualifying balance up to $25,000.00; ATM fees reimbursed at month end when qualifying; no minimum balance requirement; one account per individual taxpayer ID
Balance: minimum daily balance of $100.00 to obtain the disclosed APY; interest compounded quarterly; APYs stated as of 06/01/2026; zero monthly service fee with e-statements
3.00% APY earned on money in Emergency Fund up to $3,000; anything over $3,000 receives the current savings rate of 0.05% APY; only one Emergency Fund per person, per account
Balance: $0.00 - $20,000.00; When qualifying criteria are met on first $20,000
Balance: $5.00 - $500.00; Premium rate on balances up to $500.00; Dividend Compound: Quarterly; Tiered-rate account for minors under 18 with parent or legal guardian on the account
Balance: $100,000.00 - $249,999.99; Dividend Compound: Monthly; Minimum opening deposit of $25,000.00 in new money
Balance: $250,000.00 - $499,999.99; Variable rate, moves with Wall Street Journal Prime Rate; Three withdrawals per statement cycle; APY accurate as of 9/21/2026
Qualifications Required; Balance: $25,000 - $99,999; Higher dividends earned with UTFCU consumer checking account and at least $500 in total direct deposits per month; if qualifications not met, account earns regular share rate; dividend rate subject to change without notice
Balance: $50,000.00 and over; Anticipated dividend rate; dividends paid quarterly
- Sep 21, 20262.50%▼ from 2.50%
- Sep 14, 20262.50%first recorded
Balance: Any balance
Balance: $10,000 - $49,999.99; Anticipated dividend rate; dividends paid quarterly
- Sep 21, 20262.25%▼ from 2.25%
- Sep 14, 20262.25%first recorded
Balance: $1,000,000 and over; Savings & IRA
Variable-rate account; rates may change after the account is opened. Rates as of 10/1/26.
Balance: $200,000 and above
As High As; Share/IRA Accounts
- Oct 5, 20262.02%▲ from 1.87%
- Sep 29, 20261.87%first recorded
Dividends posted on the last day of each calendar quarter; rates are projected
Qualifications Required; Balance: $0.00 - $10,000.00; Standard APY when qualifications not met: 0.05%
- Oct 31, 20262.01%▲ from 0.05%
- Sep 14, 20260.05%first recorded
# of Debit Transactions: N/A
Qualifications Required; Balance: $500.01 - $15,000; Platinum Share Draft Rate earned when criteria are met; Share Drafts (07) rate of 0.05% applies on balances above $15,000.01 and on $500.01 - $15,000.00 when criteria are not met; Effective Date: October 22nd, 2026
- Oct 12, 20262.00%▲ from 1.25%
- Sep 14, 20261.25%first recorded
Balance: $0 - $5,000; ages 0 to 17 only; parent or legal guardian must be joint owner; balance of $5,000.01 and more earns 0.05% APY
Share rates (except Money Markets) are determined at the end of each calendar quarter
Balance: $5,000 - $9,999.99; Minimum to Earn Dividends: $0; Dividends Earned: Monthly
Balance: Up to $2,000.00
Balance: $100,000.00 - $249,999.99; Variable rate, moves with Wall Street Journal Prime Rate; Three withdrawals per statement cycle; APY accurate as of 9/21/2026
Qualifications Required; Balance: 0 - $150,000; Qualifying balance up to $150,000.00; Enrollments must be in place and all transactions must post and settle during each Monthly Qualification Cycle
Balance: $50,000.00 - $99,999.99; Variable rate, moves with Wall Street Journal Prime Rate; Three withdrawals per statement cycle; APY accurate as of 9/21/2026
Balance: $100,000 - $199,999.99
Qualifications Required; Qualifying balance up to $25,000.00; Balance: $0 - $25,000
- Oct 20, 20261.00%▲ from 0.01%
- Sep 14, 20260.01%first recorded
Balance: $10,000 - $499,999
Balance: under $25,000; with monthly deposit of $100 or more
Balance: $10,000 - $99,999.99
Balance: $10,000.00 - $49,999.99; Variable rate, moves with Wall Street Journal Prime Rate; Three withdrawals per statement cycle; APY accurate as of 9/21/2026
Balance: Balances $50,000.00 or more; This is a tiered rate Account; Minimum balance to earn Interest and obtain APY: $25
Earned tiered interest on your Savings IRA balance.
- Oct 2, 20260.69%▲ from 0.20%
- Sep 14, 20260.20%first recorded
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Fairview, TN Savings Rate Trends
Compare local Fairview, TN savings rate quotes against the statewide average
Daily savings rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.
Tennessee high-yield savings rates fell 0.119 points over the past 7 days to 2.569% APY, down from 2.688%.
Tennessee standard savings rates rose 0.006 points over the past 7 days to 0.536% APY, up from 0.530%.
Fairview, Tennessee Savings Rate Forecast, Next 12 Months
Savings rates move with Federal Reserve policy. Our model uses the current TN high-yield average and a Fed funds spread to project the likely rate trajectory for 2026 to 2027.
Savings account rates are variable and move in close correlation with the Federal Reserve’s federal funds rate target. Our 12-month forecast is derived from the current TN high-yield savings average of 2.569% APY and a Fed funds spread model calibrated to the historical relationship between policy rate changes and deposit rate adjustments at banks and credit unions.
Key assumptions: the Federal Reserve holds the federal funds rate at its current level over the next 12 months, with the possibility of one 25 basis point increase; deposit rates at banks and credit unions track policy-rate changes within 60 to 90 days. High-yield online savings rates tend to adjust faster than standard branch-based savings rates.
Important notice: This forecast is for informational purposes only and should not be used as the sole basis for financial decisions. Rate forecasts carry significant uncertainty. The actual trajectory will depend on Federal Reserve decisions, economic conditions, and competitive dynamics among financial institutions in Fairview, Tennessee.
Savings Account Earnings in Fairview, Tennessee
Annual interest earnings at current TN average APYs, based on the high-yield and standard savings averages tracked in our database. Compounding assumed monthly.
| Balance | HY Savings (2.569% APY) | Monthly Earnings | Standard Savings (0.536% APY) | Monthly Earnings |
|---|---|---|---|---|
| $5,000 | $128.45 / year | $10.70 | $26.80 / year | $2.23 |
| $10,000 | $256.90 / year | $21.41 | $53.59 / year | $4.47 |
| $25,000 | $642.25 / year | $53.52 | $133.98 / year | $11.17 |
| $50,000 | $1,284.50 / year | $107.04 | $267.95 / year | $22.33 |
| Earnings estimates use daily compounding. Actual earnings depend on exact rate, compounding frequency, and daily balance maintained. Rates are variable and subject to change. Source: Fairview, Tennessee savings rate averages as of October 31, 2026. | ||||
About Our Fairview, Tennessee Savings Rate Database
MonitorBankRates found 4 institutions with branches in Fairview (2 banks, 2 credit unions), plus 38 additional state-chartered and national online institutions available to Fairview residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1 to 5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.
Current top rate: Resound Credit Union offers a savings account at 3.60% APY. Use the rate table above to compare all current offers in Fairview, Tennessee.
How to Find the Best Savings Rates in Fairview, Tennessee
What to compare when shopping for a savings account in Fairview, Tennessee
To find the best savings APYs in Fairview, Tennessee, start with credit unions and online-only banks: Fairview, Tennessee has 21 credit unions in our database, and they consistently offer some of the highest yields because they are member-owned nonprofits with lower overhead than traditional banks.
Always compare the APY (Annual Percentage Yield), not just the interest rate. APY reflects compounding and is the true measure of what you’ll earn. Savings accounts that compound daily earn slightly more than those compounding monthly at the same stated rate. The current TN high-yield savings average is 2.569% but top local institutions are offering as high as 3.60%, so shopping around pays off.
Unlike a CD, savings account rates are variable. Your rate can change at any time with Federal Reserve policy. Many institutions offer elevated introductory rates that reset after a promotional period. Review your account periodically to ensure your APY remains competitive.
When a High-Yield Savings Account Makes Sense
- Emergency fund: Financial experts recommend 3 to 6 months of expenses in a liquid, FDIC-insured account. Fairview, Tennessee high-yield savings rates currently average 2.569% APY, far above a typical checking account.
- Short-term savings goals (6 to 24 months): If you may need the money soon, a savings account gives you immediate access without early withdrawal penalties.
- Parking cash between investments: A high-yield savings account at Fairview, Tennessee institutions keeps idle cash working harder while remaining fully accessible.
- You prefer banking locally: 42 institutions in Fairview, Tennessee report savings rates to our database.
- No rate lock-in risk: Unlike a CD, your rate moves up with the market if rates rise further.
Consider an Alternative If…
- You want a locked-in, guaranteed return Fairview, Tennessee CD rates
- You want check-writing flexibility Fairview, Tennessee money market rates
- You need daily transaction access Fairview, Tennessee checking rates
Fairview, Tennessee Financial Snapshot
Local demographics and economic context for savers. Source: U.S. Census Bureau
12.0% of residents are 65 or older, below the national average of 17.3%; a low unemployment rate of 3.3% reflects a strong local economy with solid savings capacity. At today’s TN high-yield savings average of 2.569%, saving 10% of the local median salary ($4,663/year) would earn an additional $120 annually in interest.
Data: U.S. Census Bureau and U.S. Bureau of Labor Statistics.
Savings Accounts vs. Other Fairview, Tennessee Options
How high-yield savings accounts compare to other deposit products available at banks and credit unions in Fairview, Tennessee.
| Feature | High-Yield Savings | Standard Savings | Money Market | CD (12-Month) |
|---|---|---|---|---|
| Current TN Avg APY | 2.569% | 0.536% | View MMA Rates | View CD Rates |
| Rate Type | Variable | Variable | Variable | Fixed for term |
| FDIC / NCUA Insured | ✓ Up to $250K | ✓ Up to $250K | ✓ Up to $250K | ✓ Up to $250K |
| Withdraw Anytime | ✓ Yes | ✓ Yes | ✓ Yes | ✗ Penalty applies |
| Check Writing | ✗ No | ✗ No | ✓ Often yes | ✗ No |
| Debit / ATM Card | Some institutions | ✗ Rarely | ✓ Often yes | ✗ No |
| Typical Min Deposit | $0 to $100 | $25 to $100 | $0 to $2,500 | $500 to $1,000 |
| Rate Risk | Variable, moves with Fed policy | Variable, moves with Fed policy | Variable, moves with Fed policy | None, locked for term |
| Best For | Emergency fund, short-term goals, parking cash | Everyday saving, low-balance accounts | Active savers wanting flexibility + check writing | Locking in a rate for a defined period |
APY data reflects Fairview, Tennessee averages tracked in our database as of October 31, 2026. Rates are variable and may differ by institution. See individual product pages for full details.
Savings Calculators for Fairview, Tennessee
At TN’s top rate of 3.60% from Resound Credit Union, a $10,000 deposit earns $360 annually. Enter your balance to see your exact return.
Savings Goal CalculatorA 3-month emergency fund for the median Fairview, Tennessee earner is roughly $11,700. At 2.569% APY, saving $970/month gets you there in about 12 months. Set your target and see your exact timeline.
CD vs. High-Yield SavingsTennessee’s high-yield savings average is 2.569% APY, variable and always accessible. A local CD may offer a higher fixed yield in exchange for locking in your deposit. Compare both side-by-side to find the better fit for your timeline.
Budget CalculatorBefore you can grow your savings, you need to know how much you can set aside each month. The median Fairview, Tennessee earner makes $46,638/year. Track your income vs. expenses to find your monthly surplus, then put it to work at 2.569% APY.
Retirement PlannerA $25,000 high-yield savings balance earning 2.569% APY grows to roughly $41,520 over 20 years with compounding. See how your current savings trajectory lines up with your retirement income needs.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Fairview, Tennessee savings rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Fairview, Tennessee directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Fairview, Tennessee. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to large national institutions available to savers in TN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Fairview, Tennessee
What are savings account rates in Fairview, Tennessee today?
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Fairview, Tennessee safe?
How often do savings rates change in Fairview, Tennessee?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Fairview, Tennessee?
How do I open a savings account in Fairview, Tennessee?
Best Savings Rates in Fairview, Tennessee
- Resound Credit Union
High-Yield Savings: 3.60% APY - FirstBank (TN)
Companion Savings: 3.40% APY - First Federal Bank
Personal Savings: 0.35% APY - Family Advantage Credit Union
Regular Share Savings: 0.05% APY - Fsnb
Cents-able Savings: 7.00% APY
Fairview, Tennessee Rates & Resources
