Joseph, Oregon (OR) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Joseph, Oregon and the surrounding area include Spokane Teachers Credit UnionSpokane Teachers Credit Union609 N Main St, Joseph, OR 97846A+5.0 ★Texas Ratio: 3.44% First5 Savings at 5.10% APY, Red Canoe Credit UnionRed Canoe Credit Union810 Burkhart St SE, Albany, OR 97322A+5.0 ★Texas Ratio: 3.75% Round Up Savings at 6.00% APY, Oregon Community Credit UnionOregon Community Credit Union2880 Chad Dr, Eugene, OR 97408A-5.0 ★Texas Ratio: 15.09% Ignite Savings at 5.25% APY, 1st Security Bank of Washington1st Security Bank of Washington98 South Oregon Street, Ontario, OR 97914A+5.0 ★Texas Ratio: 2.12% Business Optimum Savings at 5.00% APY, and Oregon State Credit UnionOregon State Credit Union1980 NW 9th St, Corvallis, OR 97330 2179A+5.0 ★Texas Ratio: 3.04% High-Yield Savings Account at 5.00% APY. Savings rates as of March 24, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Joseph, Oregon, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Joseph, Oregon (OR) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Joseph, Oregon and the surrounding area. Last Updated and Verified: March 24, 2026
Compare the Best Savings Rates in Joseph, Oregon & Surrounding Communities
Balances above $500 earn 0.25% APY.
Qualifying balance up to $500.00
Qualifying balance up to $5,000.00
Available for personal memberships.
Full Balance
Qualifying balance up to $5,000.00
Additional savings grows according to the Rate & Fee Schedule
Qualifying balance up to $1,000.00
Must be opened at a branch; Qualifying balance up to $5,000.00
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Qualifications Required: Six qualifying transactions per month in an OnPoint checking account; Qualifying balance up to $100,000.00
Qualifying balance up to $1,000.00
$100,000 and greater
Qualifications Required: Bundle with a Horizon checking account (excluding - Tether and Explorer Checking); Log on to online banking at least one time each calendar month; Receive at least one direct deposit that successfully posts to an account in the membership each calendar month; Conduct a minimum of 15 debit card transactions via the checking account in each calendar month; Be enrolled in electronic statements; Qualifying balance up to $50,000; $2,000 lender credit for first-time homebuyers
Additional savings grows according to the Rate & Fee Schedule
Qualifying balance up to $2,499.99
Minimum opening balance of $25,000 must be new money to Banner Bank. A Banner Bank checking account is required to open a High Yield Relationship Savings account.
$50,000-$99,999.99
$0-$49,999.99
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Joseph, OR Savings Rate Trends
Compare local Joseph, OR savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Oregon high-yield savings rates rose 0.243 points this week to 1.298% APY, up from 1.056% last week.
Oregon standard savings rates rose 0.291 points this week to 0.894% APY, up from 0.603% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Joseph, Oregon directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Joseph, Oregon. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in OR.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Joseph, Oregon
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Joseph, Oregon safe?
How often do savings rates change in Joseph, Oregon?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Joseph, Oregon?
How do I open a savings account in Joseph, Oregon?
Best Savings Rates in Joseph, Oregon
- Spokane Teachers Credit Union
First5 Savings — 5.10% APY - Red Canoe Credit Union
Round Up Savings — 6.00% APY - Oregon Community Credit Union
Ignite Savings — 5.25% APY - 1st Security Bank of Washington
Business Optimum Savings — 5.00% APY - Oregon State Credit Union
High-Yield Savings Account — 5.00% APY
