Sylvania, Ohio (OH) Savings Rates - April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Sylvania, Ohio and the surrounding area include Superior Credit UnionSuperior Credit Union6600 Sylvania Ave, Sylvania, OH 43560 3933A+5.0 ★Texas Ratio: 0.36% Ohio Homebuyer Plus Savings Account at 6.00% APY, The Huntington National BankThe Huntington National Bank6370 Monroe St, Sylvania, OH 43560A+5.0 ★Texas Ratio: 4.60% High-Yield Savings at 3.55% APY, Directions Credit UnionDirections Credit Union5121 Whiteford Rd, Sylvania, OH 43560A+5.0 ★Texas Ratio: 3.50% High Yield Savings at 2.53% APY, Genoa Banking CompanyGenoa Banking Company5501 Monroe St, Sylvania, OH 43560A+5.0 ★Texas Ratio: 0.31% GB120 Money-Mark Savings Account at 2.50% APY, and Farmers & Merchants State Bank Archbold, OHFarmers & Merchants State Bank Archbold, OH5830 Monroe St, Sylvania, OH 43560A5.0 ★Texas Ratio: 6.88% DIRECT SAVINGS at 1.46% APY.
Sylvania has 28 local institutions in our database, with savings rates as high as 6.00% APY from Superior Credit Union at 6600 Sylvania Ave, Sylvania, OH 43560 3933. Use the table below to compare all available offers, including options from institutions serving the broader Ohio area. Rates are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Sylvania, Ohio and the surrounding area. Last Updated and Verified: April 6, 2026
Compare the Best Savings Rates in Sylvania, Ohio & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
6600 Sylvania Ave, Sylvania, OH 43560 3933
Ohio Homebuyer Plus Savings Account
6.00%
$0
▼
Rate5.84%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
6370 Monroe St, Sylvania, OH 43560
High-Yield Savings
3.55%
$5,000
▼
Rate0.00%
Min Deposit$5,000
Min Balance—
UpdatedMar 27, 2026
Details
Minimum of $5,000 not currently deposited at Huntington.
The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
6370 Monroe St, Sylvania, OH 43560
High-Yield Savings
2.98%
$5,000
▼
Rate0.00%
Min Deposit$5,000
Min Balance—
UpdatedMar 27, 2026
Details
Minimum of $5,000 not currently deposited at Huntington.
Directions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
5121 Whiteford Rd, Sylvania, OH 43560
High Yield Savings
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
6600 Sylvania Ave, Sylvania, OH 43560 3933
IRA Share Savings & Health Savings Accounts
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Genoa Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
5501 Monroe St, Sylvania, OH 43560
GB120 Money-Mark Savings Account
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
6600 Sylvania Ave, Sylvania, OH 43560 3933
IRA Share Savings & Health Savings Accounts
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
6600 Sylvania Ave, Sylvania, OH 43560 3933
IRA Share Savings & Health Savings Accounts
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Genoa Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
5501 Monroe St, Sylvania, OH 43560
GB120 Money-Mark Savings Account
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
5830 Monroe St, Sylvania, OH 43560
DIRECT SAVINGS
1.46%
$0
▼
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
5830 Monroe St, Sylvania, OH 43560
DIRECT SAVINGS
1.34%
$0
▼
Rate1.33%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
5830 Monroe St, Sylvania, OH 43560
DIRECT SAVINGS
1.13%
$0
▼
Rate1.12%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
5830 Monroe St, Sylvania, OH 43560
DIRECT SAVINGS
1.03%
$0
▼
Rate1.02%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Directions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
5121 Whiteford Rd, Sylvania, OH 43560
IRA Share Savings
0.40%
$5
▼
Rate0.40%
Min Deposit$5
Min Balance—
UpdatedApr 2, 2026
Details
Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
6600 Sylvania Ave, Sylvania, OH 43560 3933
IRA CU Saves Share Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
6600 Sylvania Ave, Sylvania, OH 43560 3933
SafetyNet Savings Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Genoa Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
5501 Monroe St, Sylvania, OH 43560
Vacation Club Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Directions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
5121 Whiteford Rd, Sylvania, OH 43560
Youth Goal Savings
0.10%
$5
▼
Rate0.10%
Min Deposit$5
Min Balance—
UpdatedApr 2, 2026
Details
$25.00 to obtain APY
Directions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
5121 Whiteford Rd, Sylvania, OH 43560
Primary Share Savings
0.10%
$5
▼
Rate0.10%
Min Deposit$5
Min Balance—
UpdatedApr 2, 2026
Details
$5.00 to open, $25.00 to obtain APY
Genoa Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
5501 Monroe St, Sylvania, OH 43560
Christmas Club Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Genoa Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
5501 Monroe St, Sylvania, OH 43560
Money-Market Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Genoa Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
5501 Monroe St, Sylvania, OH 43560
Statement Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
6600 Sylvania Ave, Sylvania, OH 43560 3933
Regular Share Savings & Club Accounts
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Genoa Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
5501 Monroe St, Sylvania, OH 43560
Money-Market Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Genoa Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
5501 Monroe St, Sylvania, OH 43560
Health Savings Account
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
6600 Sylvania Ave, Sylvania, OH 43560 3933
Ohio Homebuyer Plus Savings Account
0.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
6600 Sylvania Ave, Sylvania, OH 43560 3933
IRA Share Savings & Health Savings Accounts
0.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
6600 Sylvania Ave, Sylvania, OH 43560 3933
Regular Share Savings & Club Accounts
0.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Savings Jar
10.47%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Qualifying balance up to $0.01
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.87%
High Yield savings account
10.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Qualifying balance up to $1,000.00
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
Owner Rewards Savings
10.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Qualifying balance up to $5,000.00
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
Youth Startup Savings Account
7.17%
$0
▼
Rate6.99%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Ohio State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
OSB Jump Start Savings for Kids
7.00%
$0
▼
Rate6.78%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Qualifying balance up to $1500.00
Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
Health Savings Aount
7.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Qualifying balance up to $1,000.00
Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
Ohio Homebuyer Plus Savings Account
6.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Everyday APY
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
Ohio Homebuyer Plus Savings
6.25%
$0
▼
Rate6.08%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
about homebuyer plus
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
Ohio Homebuyer Plus Savings Account
6.25%
$500
▼
Rate0.00%
Min Deposit$500
Min Balance—
UpdatedApr 6, 2026
Details
KEMBA Advantage APY
The Wilmington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.74%
Ohio Homebuyer Plus Savings Account
6.18%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedApr 4, 2026
Details
$500 bonus
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
Sweet Savings Youth Account Tier 1
6.17%
$0
▼
Rate6.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
Sweet Savings
6.17%
$5
▼
Rate6.00%
Min Deposit$5
Min Balance—
UpdatedMar 28, 2026
Details
Qualifications Required: account must have e-statements; Qualifying balance up to $1,000.00
First Federal S&L of Lakewood
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
Ohio Homebuyer Plus Savings Account
6.17%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
1st National Bank OH
Institution Rating:
A5.0 ★Texas Ratio: 9.28%
Ohio Homebuyer Plus Savings Account
6.00%
$500
▼
Rate5.83%
Min Deposit$500
Min Balance—
UpdatedApr 4, 2026
Details
Qualifying balance up to $25,000.00
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
Ohio Homebuyer Plus Savings
5.25%
$0
▼
Rate5.13%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
about homebuyer plus
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
(ages 0-17 or older with current Student ID)
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Accelerate It Savings
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Qualifying balance up to $5,000.00
Everence Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.68%
Youth savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Qualifying balance up to $1,000.00
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Youth Savings (Prime Savers)
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Qualifying balance up to $1,000.00
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
As high as
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Platinum Savings
3.75%
$50
▼
Rate0.00%
Min Deposit$50
Min Balance—
UpdatedApr 2, 2026
Details
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Smart Savings
3.75%
$50
▼
Rate0.00%
Min Deposit$50
Min Balance—
UpdatedApr 2, 2026
Details
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Start Smart Savings
3.75%
$25
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedApr 2, 2026
Details
Rate3.68%
Min Deposit$25
Min Balance—
UpdatedApr 3, 2026
Details
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Rate3.53%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Any Amount
F&M Bank Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
Super Saver Savings
3.55%
$25
▼
Rate3.50%
Min Deposit$25
Min Balance—
UpdatedApr 4, 2026
Details
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
Platinum Savings
3.50%
$50
▼
Rate0.00%
Min Deposit$50
Min Balance—
UpdatedApr 2, 2026
Details
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
NCF Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
Community Builder Savings
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
$25,000 +
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Sylvania, OH Savings Rate Trends
Compare local Sylvania, OH savings rate quotes against the statewide average
Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — OH Avg
3.253%
▲ 0.251 vs 7 days ago
Ohio high-yield savings rates rose 0.251 points over the past 7 days to 3.253% APY, up from 3.002%.
Standard Savings — OH Avg
0.936%
▲ 0.266 vs 7 days ago
Ohio standard savings rates rose 0.266 points over the past 7 days to 0.936% APY, up from 0.670%.
As of Apr 7, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Sylvania, Ohio directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Sylvania, Ohio. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in OH.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Sylvania, Ohio
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Ohio, help your money grow faster through a higher APY.
Are savings accounts in Sylvania, Ohio safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Ohio up to $250,000 per depositor, per institution.
How often do savings rates change in Sylvania, Ohio?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Ohio rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Sylvania, Ohio may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Sylvania, Ohio?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Sylvania, Ohio offer in-person customer service, which some customers prefer.
How do I open a savings account in Sylvania, Ohio?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Sylvania, Ohio
Here are recent savings rates observed in Sylvania, Ohio and the surrounding area:
- Superior Credit Union
Ohio Homebuyer Plus Savings Account — 6.00% APY - The Huntington National Bank
High-Yield Savings — 3.55% APY - Directions Credit Union
High Yield Savings — 2.53% APY - Genoa Banking Company
GB120 Money-Mark Savings Account — 2.50% APY - Farmers & Merchants State Bank Archbold, OH
DIRECT SAVINGS — 1.46% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Sylvania, Ohio. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 6, 2026
Rate Assistant
MonitorBankRates.com · Live Data
Try asking