The best savings rates for Rome, New York and the surrounding area include Access Federal Credit UnionAccess Federal Credit Union230 S James St, Rome, NY 13440A+5.0 ★Texas Ratio: 2.38% Money Market Savings at 1.60% APY, AmeriCU Credit UnionAmeriCU Credit Union1916 Black River Blvd N, Rome, NY 13440 2430A-4.9 ★Texas Ratio: 16.15% Health Savings Accounts at 1.50% APY, NBT BankNBT Bank1148 Erie Blvd W, Rome, NY 13440A+5.0 ★Texas Ratio: 1.76% Health Savings Accounts at 0.30% APY, GPO Federal Credit UnionGPO Federal Credit Union1701 N James St, Rome, NY 13440A+5.0 ★Texas Ratio: 2.06% Loan Payment Share Savings at 0.25% APY, and Rome Federal Credit UnionRome Federal Credit Union937 Seneca St, Rome, NY 13440A-4.9 ★Texas Ratio: 16.07% Savings at 0.25% APY. Savings rates as of March 29, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Rome, New York, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Rome, New York (NY) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Rome, New York and the surrounding area. Last Updated and Verified: March 29, 2026
Tier 4 - Average daily balance $50,000 +
Tier 3 - Average daily balance $25,000 < $50,000
Minimum balance to earn dividends
Tier 2 - Average daily balance $2,500 < $25,000
Tier 1 - Average daily balance $0.01 < $2,500
$0.01 min, balance to open.
Tier 1 - Average daily balance is $25 +
Average daily balance $100 < $2,500
Average daily balance $2,500 < $10,000
$0.01 min. balance to open
Average daily balance is $10,000 +
Qualifying balance up to $6000
Qualifying balance up to $1,000.00
Qualifying balance up to $100.00
Open a fee-free bank account and a high-yield savings account for teens 13-17.; Earn 5.00% APY1 on savings balances from $1.01 to $10,000
Qualifying balance up to $500.00
Qualifying balance up to $500.00
Qualifying balance up to $100.00
Qualifying balance up to $500.00
Qualifying balance up to $500.00
Qualifying balance up to $10,000.00
Compare local Rome, NY savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New York high-yield savings rates fell 0.200 points this week to 1.560% APY, down from 1.760% last week.
New York standard savings rates rose 0.157 points this week to 0.810% APY, up from 0.653% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Rome, New York directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Rome, New York. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NY.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.