MonitorBankRates
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New York Savings Rate Trends

Rockville Centre, New York (NY) Savings Rates - April 2026

The best savings rates for Rockville Centre, New York and the surrounding area include Ocean Financial Federal Credit UnionOcean Financial Federal Credit Union21 Morris Ave, Rockville Centre, NY 11570 5336A5.0 ★Texas Ratio: 12.70% Youth & Young Adult Savings at 5.00% APY, ValleyDirectValleyDirect41 Front St, Rockville Centre, NY 11570A+5.0 ★Texas Ratio: 3.76% High Yield Savings Account at 4.00% APY, ConnectOne BankConnectOne Bank310 Merrick Rd, Rockville Centre, NY 11570A+5.0 ★Texas Ratio: 4.57% Connection Plus Savings at 3.10% APY, American Broadcast Employees Federal Credit UnionAmerican Broadcast Employees Federal Credit Union7 Front St, Rockville Centre, NY 11570A5.0 ★Texas Ratio: 9.22% Share (Savings) at 0.10% APY, and Dime Community BankDime Community Bank333 Merrick Rd, Rockville Centre, NY 11570A+5.0 ★Texas Ratio: 1.70% Aspire Statement Savings at 0.01% APY.

Rockville Centre has 14 local institutions in our database, with savings rates as high as 5.00% APY from Ocean Financial Federal Credit Union at 21 Morris Ave, Rockville Centre, NY 11570 5336. Use the table below to compare all available offers, including options from institutions serving the broader New York area. Rates are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Rockville Centre, New York and the surrounding area. Last Updated and Verified: April 14, 2026

Compare the Best Savings Rates in Rockville Centre, New York & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Ocean Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.70%
21 Morris Ave, Rockville Centre, NY 11570 5336
Youth & Young Adult Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Qualifying balance up to $1,000.00

ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
41 Front St, Rockville Centre, NY 11570
High Yield Savings Account
4.00%
$1,000
Rate0.00%
Min Deposit$1,000
Min Balance
UpdatedApr 11, 2026
Details

introductory promo for new customers*

ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
41 Front St, Rockville Centre, NY 11570
High Yield Savings Account
3.40%
$1,000
Rate0.00%
Min Deposit$1,000
Min Balance
UpdatedApr 11, 2026
Details

Existing customers earn 3.40% APY, that's still 8x the national average!

ConnectOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
310 Merrick Rd, Rockville Centre, NY 11570
Connection Plus Savings
3.10%
$2,500
Rate3.05%
Min Deposit$2,500
Min Balance
UpdatedApr 11, 2026
Details

ConnectOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
310 Merrick Rd, Rockville Centre, NY 11570
Connection Plus Savings
3.00%
$2,500
Rate2.95%
Min Deposit$2,500
Min Balance
UpdatedApr 11, 2026
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
7 Front St, Rockville Centre, NY 11570
Share (Savings)
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
7 Front St, Rockville Centre, NY 11570
Prime Share
0.10%
$7
Rate0.00%
Min Deposit$7
Min Balance
UpdatedApr 5, 2026
Details

APY* = 0.10% for balances of $100,000.00+.

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
7 Front St, Rockville Centre, NY 11570
Prime Share
0.05%
$7
Rate0.00%
Min Deposit$7
Min Balance
UpdatedApr 5, 2026
Details

APY* = 0.05% for balances of $100.00 - $99,999.99.

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
7 Front St, Rockville Centre, NY 11570
Super Share Draft
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
7 Front St, Rockville Centre, NY 11570
Super Plus Share Draft (Linked)
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
7 Front St, Rockville Centre, NY 11570
Share (Savings)
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
7 Front St, Rockville Centre, NY 11570
Primetime Share Draft
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Dime Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
333 Merrick Rd, Rockville Centre, NY 11570
Aspire Statement Savings
0.01%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 25, 2026
Details

Monthly cycle service charge of $5.00 if the average account balance falls below $500

ConnectOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
310 Merrick Rd, Rockville Centre, NY 11570
Connection Plus Savings
0.00%
$2,500
Rate0.00%
Min Deposit$2,500
Min Balance
UpdatedApr 11, 2026
Details

Maspeth Federal S&L
Institution Rating:
A5.0 ★Texas Ratio: 6.07%
Teen Savings
10.00%
$0
Rate9.57%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $6000.00

SJP Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
Youth Savings Account
6.17%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $10,000.00

Suffolk Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.20%
Youth Savings Account
6.00%
$0
Rate5.84%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Qualifying balance up to $2,500.00

Suffolk Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.20%
Youth Savings
6.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Earn a great rate, plus get $25 when balance reaches $1,000.

N C P D
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
Youth/Teen/Milestone Savings
5.09%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedApr 14, 2026
Details

Qualifying balance up to $1,000.00

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Accelerate It Savings
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Qualifying balance up to $5,000.00

Bank of Greene County
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
Student e-Next Generation Savings
5.00%
$0
Rate4.88%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $100.00

FourLeaf Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.85%
Student Savings
5.00%
$0
Rate4.91%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Balances $0.00 - $1,000.00

Greene County Commercial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
e-BUSINESS SAVINGS
5.00%
$0
Rate4.88%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $500.00

Greene County Commercial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
e-SAVINGS
5.00%
$0
Rate4.88%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $500.00

Greene County Commercial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Student e-Next Generation Savings
5.00%
$0
Rate4.88%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $100.00

Apple Bank for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
Apple Bank SmartStart Savings Account
5.00%
$0
Rate4.88%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $10,000.00

Apple Bank for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
SmartStart Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $10,000.00; For ages up to 25.

Bank of Greene County
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
e-BUSINESS SAVINGS
5.00%
$0
Rate4.88%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $500.00

Apple Bank for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
SmartStart Savings for Teens 13-17
5.00%
$1
Rate0.00%
Min Deposit$1
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $10,000.00

Apple Bank for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
SmartStart Savings for Young Adults 18-25
5.00%
$1
Rate0.00%
Min Deposit$1
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $10,000.00

Bank of Greene County
Institution Rating:
A+5.0 ★Texas Ratio: 2.68%
e-SAVINGS
5.00%
$0
Rate4.88%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $500.00

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Jump Start Savings
5.00%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $1,000.00

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
High Yield Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $499.99

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
High Yield Savings (Personal)
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Focus First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
Companion Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $1,000.00

Family First Of NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
Companion Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Qualifying balance up to $1,000.00

Family First Of NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Metro Realtors Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
Smarts Starts Early Youth Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

UP TO AGE 21

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

As high as

Northern Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.98%
NEXT eSavings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 13, 2026
Details

Qualifying balance up to $1,000.00

Carver Federal Savings Bank
Institution Rating:
C3.9 ★Texas Ratio: 28.07%
Money Market Accounts & High Yield Savings
4.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Newtek Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.72%
Personal High Yield Savings
4.20%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedApr 11, 2026
Details

UGEFCU
Institution Rating:
A+5.0 ★
IRA Variable Savings
4.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Meridia Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
Primary Savings
4.06%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $1,000

Apple Bank for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
Savings Account
4.00%
$0
Rate3.92%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Brooklyn Cooperative Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.06%
High Yield Savings
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 6, 2026
Details

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
Personal Share Draft
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $25,000.00

Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
Freedom Direct Savings
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Direct Deposit to a new or existing Justice Federal Checking Account

Apple Bank for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
My Reserve Savings Account
4.00%
$0
Rate3.92%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

New Money Only

Carver Federal Savings Bank
Institution Rating:
C3.9 ★Texas Ratio: 28.07%
High Yield Online Savings Account
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Morgan Stanley E-Trade
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Premium Savings Account
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Boosted Rate: 4.00% for 6 months ($0+)

EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
Performance® Savings
3.90%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Sterling Bank and Trust, FSB
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
EverBank Performance® Savings
3.90%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

New account APY3; This account is not available to open through our financial centers; it can only be opened online or by calling our client solutions team.

Royal Business Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
New Year Flexible Savings Account
3.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Terms and Conditions apply.

Spring Bank Bronx, NY
Institution Rating:
A5.0 ★Texas Ratio: 11.84%
Savings & IRA Savings
3.75%
$25
Rate3.68%
Min Deposit$25
Min Balance
UpdatedApr 11, 2026
Details

Quorum Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.51%
HighMarq Savings
3.75%
$0
Rate3.69%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

The current dividend rate is 3.69% for balances $10,000 and over.

The First Bank of Greenwich
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Platinum Savings
3.71%
$1
Rate0.00%
Min Deposit$1
Min Balance
UpdatedApr 4, 2026
Details

Required minimum deposit of $25,000.00 of funds not on deposit with The First Bank of Greenwich, a Platinum Checking account must be linked to this promotional account with a $2,500.00 minimum average balance or direct deposit of a paycheck, pension, or other government benefit in order to earn the promotional APY and avoid a $5 monthly service charge. The Platinum Savings account will earn 3.14% APY if no Platinum Checking account is linked. If the Platinum Savings balance falls below $25,000.00 the account will earn .05% APY and incur a $5.00 monthly Service Fee. Interest is compounded and credited monthly. Promotional APY is effective the date of this publication and subject to change. Fees could reduce earnings.

New York University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
High-Yield Savings
3.70%
$0
Rate3.65%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

The Finest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
12 Mo Share Cert
3.56%
$500
Rate0.00%
Min Deposit$500
Min Balance
UpdatedApr 6, 2026
Details

The Finest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.23%
24 Mo Share Cert
3.56%
$500
Rate0.00%
Min Deposit$500
Min Balance
UpdatedApr 6, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Rockville Centre, NY Savings Rate Trends

Compare local Rockville Centre, NY savings rate quotes against the statewide average

Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full New York Savings Trends →
High-Yield Savings — NY Avg
2.257%
▲ 0.261 vs 7 days ago

New York high-yield savings rates rose 0.261 points over the past 7 days to 2.257% APY, up from 1.996%.

Standard Savings — NY Avg
1.331%
Unchanged vs 7 days ago

New York standard savings rates currently average 1.331% APY based on data from institutions in our monitoring network.

As of Apr 14, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Rockville Centre, New York directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Rockville Centre, New York. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NY.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Rockville Centre, New York

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in New York, help your money grow faster through a higher APY.

Are savings accounts in Rockville Centre, New York safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in New York up to $250,000 per depositor, per institution.

How often do savings rates change in Rockville Centre, New York?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local New York rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Rockville Centre, New York may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Rockville Centre, New York?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Rockville Centre, New York offer in-person customer service, which some customers prefer.

How do I open a savings account in Rockville Centre, New York?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Rockville Centre, New York

Here are recent savings rates observed in Rockville Centre, New York and the surrounding area:
  • Ocean Financial Federal Credit Union
    Youth & Young Adult Savings — 5.00% APY
  • ValleyDirect
    High Yield Savings Account — 4.00% APY
  • ConnectOne Bank
    Connection Plus Savings — 3.10% APY
  • American Broadcast Employees Federal Credit Union
    Share (Savings) — 0.10% APY
  • Dime Community Bank
    Aspire Statement Savings — 0.01% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Rockville Centre, New York. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 14, 2026