Dunkirk, New York (NY) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Dunkirk, New York and the surrounding area include GREATER CHAUTAUQUAGREATER CHAUTAUQUA57 Lake Shore Dr W, Dunkirk, NY 14048 1517C4.0 ★Texas Ratio: 26.83% IRA Shares at 1.11% APY, Inner Lakes Federal Credit UnionInner Lakes Federal Credit Union338 Central Ave, Dunkirk, NY 14048A5.0 ★Texas Ratio: 6.86% Regular Savings at 0.65% APY, Greater Woodlawn Federal Credit UnionGreater Woodlawn Federal Credit Union3995 VINEYARD DR, DUNKIRK, NY 14048A+5.0 ★Texas Ratio: 0.35% IRA Savings at 0.35% APY, Maspeth Federal S&LMaspeth Federal S&L5618 69th St, Maspeth, NY 11378A5.0 ★Texas Ratio: 6.07% Teen Savings at 10.00% APY, and SJP Federal Credit UnionSJP Federal Credit Union341 Englewood Ave, Buffalo, NY 14223 2819A5.0 ★Texas Ratio: 10.45% Youth Savings Account at 6.17% APY.
To see how these savings rates in Dunkirk, New York, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Dunkirk, New York (NY) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Dunkirk, New York and the surrounding area. Last Updated and Verified: March 21, 2026
Dunkirk, NY Savings Rate Trends
Compare local Dunkirk, NY savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New York high-yield savings rates currently average 1.429% APY based on data from institutions in our monitoring network.
New York standard savings rates currently average 0.666% APY based on data from institutions in our monitoring network.
Compare the Best Savings Rates in Dunkirk, New York & Surrounding Communities
As High as
Save for Retirement
Minimum Balance of $1,000 Required to Earn Dividends*
Qualifying balance up to $6000.00
Qualifying balance up to $10,000.00
Earn a great rate, plus get $25 when balance reaches $1,000.
Qualifying balance up to $5,000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $1,000.00
UP TO AGE 21
Qualifying balance up to $10,000
Balances $0.00 - $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000.00
balances from $1.01 to $10,000
Qualifying balance up to $500.00
Qualifying balance up to $500.00
Qualifying balance up to $500.00
Qualifying balance up to $100.00
Qualifying balance up to $500.00
Qualifying balance up to $100.00
Qualifying balance up to $10,000
Qualifying balance up to $10,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
when you add Direct Deposit to a new or existing Justice Federal Checking Account.
**Exclusive online**
New account APY3; This account is not available to open through our financial centers; it can only be opened online or by calling our client solutions team.
Boosted Rate: 3.75% for 6 months ($0+)
Terms and Conditions apply.
New Money Only
APY and rate may change after account is opened and any fees could reduce earnings. There is no minimum balance to open or maintain HighMarq Savings. The minimum average daily balance to earn the advertised APY is $10,000. There are no monthly fees as long as you register for and maintain e-Statements. If you choose to receive paper statements, there will be a $10 monthly fee.
Required minimum deposit of $25,000.00 of funds not on deposit with The First Bank of Greenwich, a Platinum Checking account must be linked to this promotional account with a $2,500.00 minimum average balance or direct deposit of a paycheck, pension, or other government benefit in order to earn the promotional APY and avoid a $5 monthly service charge.
Qualifications Required; Qualifying balance up to $250,000
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Dunkirk, New York directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Dunkirk, New York. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NY.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Dunkirk, New York
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Dunkirk, New York safe?
How often do savings rates change in Dunkirk, New York?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Dunkirk, New York?
How do I open a savings account in Dunkirk, New York?
Best Savings Rates in Dunkirk, New York
- GREATER CHAUTAUQUA
IRA Shares — 1.11% APY - Inner Lakes Federal Credit Union
Regular Savings — 0.65% APY - Greater Woodlawn Federal Credit Union
IRA Savings — 0.35% APY - Maspeth Federal S&L
Teen Savings — 10.00% APY - SJP Federal Credit Union
Youth Savings Account — 6.17% APY
