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Massachusetts Savings Rate Trends

North Falmouth, Massachusetts (MA) Savings Rates - April 2026

The best savings rates for North Falmouth, Massachusetts and the surrounding area include Rockland TrustRockland Trust78 County Rd, North Falmouth, MA 02556A+5.0 ★Texas Ratio: 1.37% Money Market Savings at 0.55% APY, Service Federal Credit UnionService Federal Credit UnionA5.0 ★Texas Ratio: 11.03% Deployed Warrior Savings at 10.00% APY, Lowell Firefighters Credit UnionLowell Firefighters Credit UnionA+5.0 ★Texas Ratio: 0.00% Savings Club for Kids at 8.00% APY, Jeanne D Arc Credit UnionJeanne D Arc Credit UnionA+5.0 ★Texas Ratio: 1.81% Savings Account at 8.00% APY, and Dedham Institution for SavingsDedham Institution for SavingsA5.0 ★Texas Ratio: 6.25% Start Up Savings at 5.00% APY.

North Falmouth has 11 local institutions in our database, with savings rates as high as 0.55% APY from Rockland Trust at 78 County Rd, North Falmouth, MA 02556. Use the table below to compare all available offers, including options from institutions serving the broader Massachusetts area. Rates are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in North Falmouth, Massachusetts and the surrounding area. Last Updated and Verified: April 4, 2026

Compare the Best Savings Rates in North Falmouth, Massachusetts & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
78 County Rd, North Falmouth, MA 02556
Money Market Savings
0.55%
$25
Rate0.55%
Min Deposit$25
Min Balance
UpdatedMar 28, 2026
Details

Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
78 County Rd, North Falmouth, MA 02556
Complete Business Money Market Savings
0.55%
$25
Rate0.55%
Min Deposit$25
Min Balance
UpdatedMar 28, 2026
Details

Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
78 County Rd, North Falmouth, MA 02556
Complete Business Money Market Savings
0.50%
$25
Rate0.50%
Min Deposit$25
Min Balance
UpdatedMar 28, 2026
Details

Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
78 County Rd, North Falmouth, MA 02556
Money Market Savings
0.50%
$25
Rate0.50%
Min Deposit$25
Min Balance
UpdatedMar 28, 2026
Details

Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
78 County Rd, North Falmouth, MA 02556
Complete Business Money Market Savings
0.45%
$25
Rate0.45%
Min Deposit$25
Min Balance
UpdatedMar 28, 2026
Details

Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
78 County Rd, North Falmouth, MA 02556
Complete Business Money Market Savings
0.25%
$25
Rate0.25%
Min Deposit$25
Min Balance
UpdatedMar 28, 2026
Details

Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
78 County Rd, North Falmouth, MA 02556
Money Market Savings
0.20%
$25
Rate0.20%
Min Deposit$25
Min Balance
UpdatedMar 28, 2026
Details

Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
78 County Rd, North Falmouth, MA 02556
Complete Business Money Market Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 28, 2026
Details

Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
78 County Rd, North Falmouth, MA 02556
Money Market Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 28, 2026
Details

Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
78 County Rd, North Falmouth, MA 02556
Complete Business Money Market Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 28, 2026
Details

Rockland Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
78 County Rd, North Falmouth, MA 02556
Free Savings
0.01%
$10
Rate0.01%
Min Deposit$10
Min Balance
UpdatedMar 28, 2026
Details

Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
Deployed Warrior Savings
10.00%
$0
Rate9.57%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Savings Club for Kids
8.00%
$0
Rate8.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Jeanne D Arc Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Savings Account
8.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Dedham Institution for Savings
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
Start Up Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Qualifying balance up to $1,000.00

MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★Texas Ratio: 18.63%
Starter Savings
5.00%
$0
Rate4.88%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Qualifying balance up to $2,000.00

Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
Primary Savings Account
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Cape Cod Five Cents Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
SaveUp Companion Savings*
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $9,999.99

Leader Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
Zeugma Plus Savings
4.75%
$0
Rate4.65%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Qualifying balances of $250,000 or less only

MutualOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
Mo Premium Savings
4.07%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Needham Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
GoalGetter Savings
4.00%
$10
Rate3.93%
Min Deposit$10
Min Balance
UpdatedMar 28, 2026
Details

Qualifying balance up to $10,000.00

Lee Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
EMPOWER Rewards Savings
4.00%
$0
Rate3.92%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Qualifications Required; Qualifying balance up to $25,000.00

LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
LevelUp Savings
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $250.00

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
Personal Share Draft
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $25,000.00

Bank5 Connect
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Jumbo Savings
3.65%
$25,000
Rate3.59%
Min Deposit$25,000
Min Balance
UpdatedMar 25, 2026
Details

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
Relationship High Yield Savings
3.60%
$0
Rate3.54%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

bump up for PayBackSM or Quarter Back® customers

Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
Gold Online Savings (plus interest paid)
3.50%
$100,000
Rate3.44%
Min Deposit$100,000
Min Balance
UpdatedApr 3, 2026
Details

Balances $100,000 -$500,000

Direct Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
High-Yield Savings
3.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Earn As High As; Federally insured; No deposit limit; Liquid savings; No monthly fees

Liberty Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
High Yield Savings
3.50%
$0
Rate3.44%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

High Yield Savings5

North Brookfield SB
Institution Rating:
A+5.0 ★Texas Ratio: 1.70%
High Five Savings
3.41%
$0
Rate3.35%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $500.00

PIONEER VALLEY
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
Green High Yield Savings
3.40%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

As High As

Dedham Institution for Savings
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
High Yield Savings
3.40%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

South Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
High-Yield Savings
3.40%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 2, 2026
Details

PIONEER VALLEY
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
Green High-Yield Savings
3.40%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

PIONEER VALLEY
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
Green High-Yield Savings
3.35%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
High Dividend Savings
3.30%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

PIONEER VALLEY
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
Green High-Yield Savings
3.30%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Direct Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
High-Yield Savings
3.30%
$0
Rate3.25%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

APY shown assumes the account is paired with an active Direct Advantage Checking. Without a Direct Advantage Checking, the APY will be 0.10% lower.

IC Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.06%
High-Yield Savings
3.04%
$0
Rate2.99%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Available to consumers only. New money is welcome but not required.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
SafeGuard Savings, Consumer
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
SafeGuard Savings, Municipal
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Workers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.04%
Advantage Savings
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

Qualifications Required: linked Advantage High Interest or Advantage Cash Back account qualifications are met; Qualifying balance up to $100,000

Workers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.04%
Advantage Savings Account
3.00%
$5
Rate2.96%
Min Deposit$5
Min Balance
UpdatedMar 29, 2026
Details

Qualifying balance up to $100,000.00

Millbury Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
Business Money Market Savings Special
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
Your Way Savings
2.25%
$0
Rate2.21%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Workers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.04%
Accelerate Savings
2.10%
$5
Rate2.08%
Min Deposit$5
Min Balance
UpdatedMar 29, 2026
Details

Luso American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
Super Savers Account (Youth Savings)
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

For members aged 5 - 18

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

North Falmouth, MA Savings Rate Trends

Compare local North Falmouth, MA savings rate quotes against the statewide average

Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Massachusetts Savings Trends →
High-Yield Savings — MA Avg
1.954%
▲ 0.332 vs 7 days ago

Massachusetts high-yield savings rates rose 0.332 points over the past 7 days to 1.954% APY, up from 1.622%.

Standard Savings — MA Avg
0.561%
▲ 0.308 vs 7 days ago

Massachusetts standard savings rates rose 0.308 points over the past 7 days to 0.561% APY, up from 0.253%.

As of Apr 6, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for North Falmouth, Massachusetts directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in North Falmouth, Massachusetts. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in North Falmouth, Massachusetts

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Massachusetts, help your money grow faster through a higher APY.

Are savings accounts in North Falmouth, Massachusetts safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Massachusetts up to $250,000 per depositor, per institution.

How often do savings rates change in North Falmouth, Massachusetts?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Massachusetts rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in North Falmouth, Massachusetts may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in North Falmouth, Massachusetts?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in North Falmouth, Massachusetts offer in-person customer service, which some customers prefer.

How do I open a savings account in North Falmouth, Massachusetts?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in North Falmouth, Massachusetts

Here are recent savings rates observed in North Falmouth, Massachusetts and the surrounding area:
  • Rockland Trust
    Money Market Savings — 0.55% APY
  • Service Federal Credit Union
    Deployed Warrior Savings — 10.00% APY
  • Lowell Firefighters Credit Union
    Savings Club for Kids — 8.00% APY
  • Jeanne D Arc Credit Union
    Savings Account — 8.00% APY
  • Dedham Institution for Savings
    Start Up Savings — 5.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in North Falmouth, Massachusetts. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 4, 2026