Chelmsford, Massachusetts (MA) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Chelmsford, Massachusetts and the surrounding area include Jeanne D Arc Credit UnionJeanne D Arc Credit Union245 Chelmsford St, Chelmsford, MA 01824 2343A+5.0 ★Texas Ratio: 1.81% Savings Account at 8.00% APY, USALLIANCEUSALLIANCE300 Apollo Dr, Chelmsford, MA 01824 3629B4.5 ★Texas Ratio: 21.07% High Dividend Savings at 3.30% APY, Lowell Five BankLowell Five Bank23 Fletcher St, Chelmsford, MA 01824A+5.0 ★Texas Ratio: 1.76% High Yield Savings at 3.00% APY, Workers Federal Credit UnionWorkers Federal Credit Union6 Turnpike Rd, Chelmsford, MA 01824A5.0 ★Texas Ratio: 9.04% Advantage Savings at 3.00% APY, and Rockland TrustRockland Trust20 Drum Hill Rd, Chelmsford, MA 01824A+5.0 ★Texas Ratio: 1.37% Complete Business Money Market Savings at 0.55% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Chelmsford, Massachusetts, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Chelmsford, Massachusetts (MA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Chelmsford, Massachusetts and the surrounding area. Last Updated and Verified: March 27, 2026
Compare the Best Savings Rates in Chelmsford, Massachusetts & Surrounding Communities
$50,000.00 or more
Membership account; No monthly service charge
Membership account; No monthly service charge
Qualifying balance up to $500.00
Qualifying balance up to $500.00
Checking product for 501 (C) 3 organizations
A savings product for any municipal and government entity
Membership account
$0 - $49,999.99
Qualifying balance up to $9,999.99
Qualifying balance up to $2,000.00
Qualifying balance up to $1,000.00
Qualifying balances of $250,000 or less only
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Qualifying balance up to $10,000.00
LevelUp Rate is applied to the full balance of LevelUp Savings accounts that receive a total of at least $250 in deposits during the Evaluation Period.
Earn 10x the National Average2
Qualifications Required: Have at least 30 debit card purchases post and settle your account; Have at least 1 direct deposit or automatic payment (ACH) post and settle; Be enrolled in and agree to receive eStatements; Qualifying balance up to $25,000.00; Links to [EMPOWER Rewards Checking](https://www.leebank.com/personal/personal-checking/empower-rewards-checking.html)
Qualifying balance up to $10,000
SCU Direct account offers a higher dividend rate to members who save systematically with a preauthorized weekly or monthly transfer from a SCU Checking Account. Unlimited withdrawals only when made in person. Online transfer available. Premium tiered variable dividend rate and APY. $10.00 minimum preauthorized transfer amount to open from your SCU Checking Account. $10,000 maximum opening deposit. Subsequent deposits to this account may be made only by means of a preauthorized weekly or monthly transfer from your qualifying checking account. Changing your transfer amount or frequency to this account can be done at any of our branch locations or by calling the contact center at 781-784-7725 or toll free at 877-661-3300
SCU Direct account offers a higher dividend rate to members who save systematically with a preauthorized weekly or monthly transfer from a SCU Checking Account. Unlimited withdrawals only when made in person. Online transfer available. Premium tiered variable dividend rate and APY. $10.00 minimum preauthorized transfer amount to open from your SCU Checking Account. $10,000 maximum opening deposit. Subsequent deposits to this account may be made only by means of a preauthorized weekly or monthly transfer from your qualifying checking account. Changing your transfer amount or frequency to this account can be done at any of our branch locations or by calling the contact center at 781-784-7725 or toll free at 877-661-3300
NEW MONEY ONLY
High Yield Savings5
Available to consumers only. New money is welcome but not required.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Chelmsford, MA Savings Rate Trends
Compare local Chelmsford, MA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Massachusetts high-yield savings rates fell 1.480 points this week to 1.589% APY, down from 3.069% last week.
Massachusetts standard savings rates rose 0.283 points this week to 0.368% APY, up from 0.086% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Chelmsford, Massachusetts directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Chelmsford, Massachusetts. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Chelmsford, Massachusetts
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Chelmsford, Massachusetts safe?
How often do savings rates change in Chelmsford, Massachusetts?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Chelmsford, Massachusetts?
How do I open a savings account in Chelmsford, Massachusetts?
Best Savings Rates in Chelmsford, Massachusetts
- Jeanne D Arc Credit Union
Savings Account — 8.00% APY - USALLIANCE
High Dividend Savings — 3.30% APY - Lowell Five Bank
High Yield Savings — 3.00% APY - Workers Federal Credit Union
Advantage Savings — 3.00% APY - Rockland Trust
Complete Business Money Market Savings — 0.55% APY
