Best Personal Loan Rates in Sugar Land, Texas - June 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Sugar Land, Texas include: Nizari Progressive Federal Credit UnionNizari Progressive Federal Credit Union14090 Southwest Fwy Ste 260, Sugar Land, TX, 77478 3678A+5.0 ★Texas Ratio: 2.09% offering Post Graduate Consolidation Loan at 5.75% APR, Houston Federal Credit UnionHouston Federal Credit Union16320 Kensington Dr, Sugar Land, TX, 77479 4097A+5.0 ★Texas Ratio: 2.47% offering Lot Loans at 5.99% APR, First Community Credit Union Houston, TXFirst Community Credit Union Houston, TX3400 Highway 6, Sugar Land, TX, 77478 4408A+5.0 ★Texas Ratio: 5.29% offering VA Loan at 6.19% APR, Brazos Valley Schools Credit UnionBrazos Valley Schools Credit Union12300 University Blvd Ste B108, Sugar Land, TX, 77479A+5.0 ★Texas Ratio: 4.27% offering Summer/Holiday Loan at 7.00% APR, and TruistTruist4880 Sweetwater Blvd, Sugar Land, TX, 77479A+5.0 ★Texas Ratio: 3.63% offering Variable Rate Loan at 7.50% APR. Personal loan rates as of June 9, 2026 according to verified data from MonitorBankRates.
Sugar Land has 8 local institutions in our database, with personal loan rates as low as 5.75% APR from Nizari Progressive Federal Credit Union at 14090 Southwest Fwy Ste 260, Sugar Land, TX, 77478 3678. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Sugar Land, Texas.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Sugar Land, Texas. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 9, 2026
Sugar Land Personal Loan Rates
As Low As; Up to $150,000
As Low As; Up to 70% LTV
No additional details available.
As Low As
No additional details available.
As Low As; 71% to 80% LTV
No additional details available.
As Low As
As Low As; 81% to 90% LTV
Special introductory variable rate as low as Prime minus 1.51% for 9 months from the date of account opening. Currently 5.99% APR. After the 9 months, the rate will be the standard approved variable rate, currently ranging between 7.50% to 14.85% APR. Rates will fluctuate based on changes to the index rate. Excellent credit is required to qualify for the lowest rates.
As Low As
As Low As; Up to $35,000 ($1,000 minimum)
As Low As; from $1,001 to $75,000
As Low As
As Low As; from $75,001 to $250,000
Flat Rate; Up to $25,000 APR
No additional details available.
As Low As; Up to $2,500
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
N/A
No additional details available.
Debt Consolidation
No additional details available.
No additional details available.
No additional details available.
$20,000
No additional details available.
No additional details available.
Maximum Loan Discount: 0.75%
No additional details available.
As Low As
No additional details available.
As Low As
$30,000
No additional details available.
No additional details available.
Maximum Loan Discount: 0.75%
No additional details available.
As Low As
No additional details available.
No additional details available.
Maximum Loan Discount: 0.75%
No additional details available.
As Low As; Call the credit union for loan promotion rates
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Maximum Loan Discount: 0.75%
No additional details available.
As Low As; No Refinancing of existing loans; Rate based on Credit Score; Limited to one loan special every 90 days
As Low As; Borrow up to $2,000 for up to 24 months.
As Low As; Restrictions Apply
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low as
Maximum Loan Amount: $100,000.00
As Low As; APR=Annual Percentage Rate. With approved credit. Rate and term based on year model, amount financed, and credit score. Rates subject to change.
As Low As; APR=Annual Percentage Rate. With approved credit. Rate and term based on year model, amount financed, and credit score. Rates subject to change.
Tier 1 >700
APR*
APR*
As Low As
As Low As
As Low As
No additional details available.
Months
Maximum Loan Amount: $50,000.00
MAX
Variable rates. Lowest rates shown include the auto debit discount. No origination fee or prepayment penalty.
MAX
72 Months**
Maximum Loan Discount: 0.75%
As Low As
No additional details available.
Tier 1 >700
*** *
No additional details available.
MAX
Fixed rates. Lowest rates shown include the auto debit discount. No origination fee or prepayment penalty.
MAX
Variable rates. Lowest rates shown include the auto debit discount. No origination fee or prepayment penalty.
$150,000; quoted with 20% down payment
Variable rates. Lowest rates shown include the auto debit discount. No origination fee or prepayment penalty.
No additional details available.
No additional details available.
*** *
As Low As
Fixed rates. Lowest rates shown include the auto debit discount. No origination fee or prepayment penalty.
Tier 1 >700
No additional details available.
As Low As
No additional details available.
As Low As
As Low As; Borrow up to $25,000
As Low As; Loan Amount: $500 - $25,000
$100,000; quoted with 20% down payment
No additional details available.
As Low As
As Low As
No additional details available.
24 months
As Low As; Regular APR: 10.090%
As Low As; *Rates disclosed as Annual Percentage Rate [APR] and; Annual Percentage Yield [APY] and may change at the bank's discretion. Loans are subject to underwriting approval.
Model Year New - 2025; Minimum to Finance: < $10K: Add 2.00% to applicable rate
No additional details available.
No additional details available.
No additional details available.
72 Months**
Credit Tier: 740 or greater
As Low As
As Low As; Loyalty Plus & Online Application Discount
As low as 15% down**
*** *
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
$50,000; quoted with 20% down payment
As Low As
As Low As
As Low As; Call for more information
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
APR*
Model Year 2024 - 2021; Minimum to Finance: < $10K: Add 2.00% to applicable rate
As Low As
*** *
Fixed rates. Lowest rates shown include the auto debit discount. No origination fee or prepayment penalty.
As Low As
No additional details available.
As Low As
No additional details available.
Model Year New - 2025
As Low As
No additional details available.
As Low As
As Low As
*** *
No additional details available.
No additional details available.
As Low As
Tier 2 670 - 699
As low as 15% down**
No additional details available.
$25,000; quoted with 20% down payment
Extended terms must meet credit & collateral qualifications. Model Year New - 2025
Sugar Land Personal Loan Rates
As Low As
As Low As; Up to $35,000 ($1,000 minimum)
As Low As
As Low As
As Low As
N/A
No additional details available.
As Low As
As Low As; Loan Amount: $500 - $25,000
As Low As
24 months
Credit Tier: 740 or greater
As Low As
No additional details available.
As Low As
Sugar Land Debt Consolidation Loan Rates
Debt Consolidation
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
As Low As
Sugar Land Signature Loan Rates
As Low As; from $1,001 to $75,000
No additional details available.
As Low As
As Low As; Borrow up to $2,000 for up to 24 months.
Months
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
Sugar Land, TX Personal Loan Rate Trends
Compare local Sugar Land, TX personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Texas personal loan rates rose 0.001 points over the past 7 days to 10.854% APR.
Texas signature loan rates rose 0.063 points over the past 7 days to 12.478% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Sugar Land, Texas personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Sugar Land, Texas directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Sugar Land, Texas. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in TX.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Texas?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Texas?
Are credit unions or banks better for personal loans in Sugar Land, Texas?
What are the best personal loan rates in Sugar Land, Texas?
- Nizari Progressive Federal Credit Union: 5.75% (Post Graduate Consolidation Loan)
- Houston Federal Credit Union: 5.99% (Lot Loans)
- First Community Credit Union Houston, TX: 6.19% (VA Loan)
- Brazos Valley Schools Credit Union: 7.00% (Summer/Holiday Loan)
- Truist: 7.50% (Variable Rate Loan)
Personal Loan Calculators
