Best Money Market Rates in Sugar Land, Texas (TX) - March 2026
Content reviewed by
Brian McKay
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Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Sugar Land, Texas and the surrounding area money market rates include Chartway Credit UnionChartway Credit Union9441 FM 1960 Bypass Rd W Ste 100, Humble, TX 77338 4090A+5.0 ★Texas Ratio: 1.26% Money Market Plus at 4.15% APY, Community Service Credit UnionCommunity Service Credit Union250 FM 2821 Rd W, Huntsville, TX 77320 8422A5.0 ★Texas Ratio: 7.35% High Yield Savings (Money Market) at 4.00% APY, The Huntington National BankThe Huntington National Bank4660 Sweetwater Boulevard, Sugar Land, TX 77479A+5.0 ★Texas Ratio: 4.60% High-Yield Money Market at 3.82% APY, Together Credit UnionTogether Credit Union775 Gellhorn Dr, Houston, TX 77029 1416A+5.0 ★Texas Ratio: 5.65% Money Market (IRA) at 3.75% APY, and OWB One World BankOWB One World Bank2449 Walnut Hill Ln, Dallas, TX 75229A+5.0 ★Texas Ratio: 0.80% Rocket 88 Money Market Accounts (Personal & Business) at 3.75% APY. Money market rates as of March 29, 2026 according to verified data from MonitorBankRates.
To see how these money market rates in Sugar Land, Texas and the surrounding area compare, use our comprehensive tables below for side-by-side comparisons so you can find the best yields available. Rates in Sugar Land, Texas (TX) are continually updated we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Sugar Land, Texas and surrounding area. Last Updated and Verified: March 29, 2026
Compare the Best Money Market Rates Today in Sugar Land, Texas & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
4660 Sweetwater Boulevard, Sugar Land, TX 77479
High-Yield Money Market
3.82%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 27, 2026
Details
Minimum of $25,000 not currently deposited at Huntington.
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
4660 Sweetwater Boulevard, Sugar Land, TX 77479
Relationship Money Market Account
3.66%
$0
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
With Private Client Account****
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
14090 Southwest Fwy Ste 260, Sugar Land, TX 77478 3678
Money Market Account
3.61%
$0
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
4660 Sweetwater Boulevard, Sugar Land, TX 77479
Relationship Money Market Account
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
With Huntington Platinum Perks Checking***
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
14090 Southwest Fwy Ste 260, Sugar Land, TX 77478 3678
Money Market Account
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
4660 Sweetwater Boulevard, Sugar Land, TX 77479
Relationship Money Market Account
3.51%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
With Huntington Perks Checking**
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
14090 Southwest Fwy Ste 260, Sugar Land, TX 77478 3678
Money Market Account
3.51%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.71%
6540 E Riverpark Dr, Sugar Land, TX 77479 5470
Money Market Max
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
14090 Southwest Fwy Ste 260, Sugar Land, TX 77478 3678
Money Market Account
3.45%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
3 Sugar Creek Center Blvd, Sugar Land, TX 77478
Thrive Money Market & Above
3.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
$24,999.01
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
3 Sugar Creek Center Blvd, Sugar Land, TX 77478
Thrive Money Market
3.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
$24,999.01 & Above
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
4660 Sweetwater Boulevard, Sugar Land, TX 77479
Relationship Money Market Account
3.45%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Non-Relationship Rate
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.71%
6540 E Riverpark Dr, Sugar Land, TX 77479 5470
Money Market Max
3.40%
$0
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Golden Bank National Association
Institution Rating:
A+5.0 ★ Texas Ratio: 3.27%
2287 Highway 6, Sugar Land, TX 77478
money market account
3.38%
$20,000
▼
Rate—
Min Deposit$20,000
Min Balance—
UpdatedMar 26, 2026
Details
new money
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.71%
6540 E Riverpark Dr, Sugar Land, TX 77479 5470
Money Market Max
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
4660 Sweetwater Boulevard, Sugar Land, TX 77479
High-Yield Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 27, 2026
Details
Minimum of $25,000 not currently deposited at Huntington.
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.71%
6540 E Riverpark Dr, Sugar Land, TX 77479 5470
Money Market Max
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.71%
6540 E Riverpark Dr, Sugar Land, TX 77479 5470
Money Market Max
3.10%
$0
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
3 Sugar Creek Center Blvd, Sugar Land, TX 77478
Thrive Money Market & Below
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
$24,999.00
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
3 Sugar Creek Center Blvd, Sugar Land, TX 77478
Thrive Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
$24,999.00 & Below
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.71%
6540 E Riverpark Dr, Sugar Land, TX 77479 5470
Money Market Max
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
14090 Southwest Fwy Ste 260, Sugar Land, TX 77478 3678
Money Market Account
2.32%
$0
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.18%
14090 Southwest Fwy Ste 260, Sugar Land, TX 77478 3678
Money Market Account
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
FSB Louise, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
200 Century Square Blvd, Sugar Land, TX 77478
Tiered Money Market: Tier 3
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Capital Bank TX
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
1914 Wescott Avenue Suite 100, Sugar Land, TX 77479
Investors' Choice Money Market
1.96%
$0
▼
Rate1.95%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.63%
3400 Highway 6, Sugar Land, TX 77478 4408
Money Market Fund
1.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Frost Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
620 Highway 6, Sugar Land, TX 77478
Savings Money Market
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.10%
9810 Highway 90A, Sugar Land, TX 77478 3124
Money Market Account
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Capital Bank TX
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
1914 Wescott Avenue Suite 100, Sugar Land, TX 77479
Investors' Choice Money Market
1.46%
$0
▼
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
16320 Kensington Dr, Sugar Land, TX 77479 4097
Insured Money Market
1.45%
$0
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Frost Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
620 Highway 6, Sugar Land, TX 77478
Savings Money Market
1.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.59%
12300 University Blvd Ste B108, Sugar Land, TX 77479
Money Market Accounts
1.35%
$2,500
▼
Rate1.35%
Min Deposit$2,500
Min Balance—
UpdatedMar 25, 2026
Details
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
16320 Kensington Dr, Sugar Land, TX 77479 4097
Insured Money Market
1.35%
$0
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.59%
12300 University Blvd Ste B108, Sugar Land, TX 77479
Money Market
1.35%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 25, 2026
Details
Earn dividends on $2,500+ balances
Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.59%
12300 University Blvd Ste B108, Sugar Land, TX 77479
Money Market Accounts
1.30%
$2,500
▼
Rate1.30%
Min Deposit$2,500
Min Balance—
UpdatedMar 25, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
15245 Southwest Fwy, Sugar Land, TX 77478
Premier Money Market IRA
1.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.59%
12300 University Blvd Ste B108, Sugar Land, TX 77479
Money Market Accounts
1.25%
$2,500
▼
Rate1.25%
Min Deposit$2,500
Min Balance—
UpdatedMar 25, 2026
Details
First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
13533 University Boulevard, Sugar Land, TX 77479
Business Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
13533 University Boulevard, Sugar Land, TX 77479
Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
15245 Southwest Fwy, Sugar Land, TX 77478
Premier Money Market
1.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.59%
12300 University Blvd Ste B108, Sugar Land, TX 77479
Money Market Accounts
1.20%
$2,500
▼
Rate1.20%
Min Deposit$2,500
Min Balance—
UpdatedMar 25, 2026
Details
First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
13533 University Boulevard, Sugar Land, TX 77479
Business Money Market
1.20%
$0
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
13533 University Boulevard, Sugar Land, TX 77479
Money Market
1.20%
$0
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
16320 Kensington Dr, Sugar Land, TX 77479 4097
Insured Money Market
1.20%
$0
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
13533 University Boulevard, Sugar Land, TX 77479
Money Market
1.15%
$0
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
13533 University Boulevard, Sugar Land, TX 77479
Business Money Market
1.15%
$0
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Capital Bank TX
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
1914 Wescott Avenue Suite 100, Sugar Land, TX 77479
Capital Plus Tiered Money Market
1.11%
$0
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Frost Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
620 Highway 6, Sugar Land, TX 77478
Savings Money Market
1.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
13533 University Boulevard, Sugar Land, TX 77479
Business Money Market
1.10%
$0
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
13533 University Boulevard, Sugar Land, TX 77479
Money Market
1.10%
$0
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
13533 University Boulevard, Sugar Land, TX 77479
Money Market
1.05%
$0
▼
Rate1.04%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
13533 University Boulevard, Sugar Land, TX 77479
Business Money Market
1.05%
$0
▼
Rate1.04%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.10%
9810 Highway 90A, Sugar Land, TX 77478 3124
Business Money Market
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Frost Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
620 Highway 6, Sugar Land, TX 77478
Savings Money Market
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
15245 Southwest Fwy, Sugar Land, TX 77478
Premier Money Market
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
15245 Southwest Fwy, Sugar Land, TX 77478
Premier Money Market IRA
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FSB Louise, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
200 Century Square Blvd, Sugar Land, TX 77478
Tiered Money Market: Tier 2
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Frost Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
620 Highway 6, Sugar Land, TX 77478
Savings Money Market
0.90%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Plains State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
13885 Southwest Fwy, Sugar Land, TX 77478
Money Market Account
0.85%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
15245 Southwest Fwy, Sugar Land, TX 77478
Premier Money Market
0.85%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
15245 Southwest Fwy, Sugar Land, TX 77478
Premier Money Market IRA
0.85%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
15245 Southwest Fwy, Sugar Land, TX 77478
Premier Money Market IRA
0.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
5079 Sweetwater Blvd, Sugar Land, TX 77479
TotalView Money Market Savings
0.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
15245 Southwest Fwy, Sugar Land, TX 77478
Premier Money Market
0.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Frost Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
620 Highway 6, Sugar Land, TX 77478
Savings Money Market
0.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
5079 Sweetwater Blvd, Sugar Land, TX 77479
TotalView Money Market Savings
0.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Capital Bank TX
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
1914 Wescott Avenue Suite 100, Sugar Land, TX 77479
Investors' Choice Money Market
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Independent Bank Mckinney, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
19855 Southwest Fwy Ste 100, Sugar Land, TX 77479
Business Money Markets
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
FSB Louise, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
200 Century Square Blvd, Sugar Land, TX 77478
Tiered Money Market: Tier 1
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
15245 Southwest Fwy, Sugar Land, TX 77478
Personal Money Market
0.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Capital Bank TX
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
1914 Wescott Avenue Suite 100, Sugar Land, TX 77479
Capital Plus Tiered Money Market
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
5079 Sweetwater Blvd, Sugar Land, TX 77479
TotalView Money Market Savings
0.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Chartway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
9441 FM 1960 Bypass Rd W Ste 100, Humble, TX 77338 4090
Money Market Plus
4.15%
$0
▼
Rate4.07%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Includes a 0.25% APY Relationship Bonus. To earn the Money Market Plus Relationship Bonus Rate, you must maintain any personal or business checking account and an average daily balance (ADB) of $10,000 or more in the Money Market Plus account during the calendar month. Both the checking account and the Money Market Plus account must be under the same member number. The monthly qualification cycle is defined as the period beginning on the first calendar day of the month and ending on the last calendar day of the month. Fees may reduce earnings on the account. Certain conditions and restrictions may apply. Rates are subject to change without notice. Please refer to the Membership Agreement and Disclosures for terms and conditions applicable to specific accounts.
Community Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
250 FM 2821 Rd W, Huntsville, TX 77320 8422
High Yield Savings (Money Market)
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Community Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
250 FM 2821 Rd W, Huntsville, TX 77320 8422
High Yield Savings (Money Market)
3.80%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
775 Gellhorn Dr, Houston, TX 77029 1416
Money Market (IRA)
3.75%
$0
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
New money only
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
775 Gellhorn Dr, Houston, TX 77029 1416
Money Market
3.75%
$0
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
New money only
Chartway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
9441 FM 1960 Bypass Rd W Ste 100, Humble, TX 77338 4090
Money Market Plus
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Includes a 0.25% APY Relationship Bonus. To earn the Money Market Plus Relationship Bonus Rate, you must maintain any personal or business checking account and an average daily balance (ADB) of $10,000 or more in the Money Market Plus account during the calendar month. Both the checking account and the Money Market Plus account must be under the same member number. The monthly qualification cycle is defined as the period beginning on the first calendar day of the month and ending on the last calendar day of the month. Fees may reduce earnings on the account. Certain conditions and restrictions may apply. Rates are subject to change without notice. Please refer to the Membership Agreement and Disclosures for terms and conditions applicable to specific accounts.
OWB One World Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
2449 Walnut Hill Ln, Dallas, TX 75229
Rocket 88 Money Market Accounts (Personal & Business)
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
UMB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
777 Main St, Fort Worth, TX 76102
UMB Retail Money Market
3.71%
$0
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Community Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
250 FM 2821 Rd W, Huntsville, TX 77320 8422
High Yield Savings (Money Market)
3.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Community Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
250 FM 2821 Rd W, Huntsville, TX 77320 8422
HIGH YIELD SAVINGS (MONEY MARKET)
3.65%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Essential Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.36%
1199 Pasadena Blvd, Pasadena, TX 77501
Money Market Accounts
3.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
On balance above $350,000
Essential Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.36%
1199 Pasadena Blvd, Pasadena, TX 77501
Money Market Tiers
3.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Essential Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.36%
1199 Pasadena Blvd, Pasadena, TX 77501
Money Market Account
3.60%
$0
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2600 S Gessner Rd, Houston, TX 77063
Personal Money Market
3.56%
$250
▼
Rate3.50%
Min Deposit$250
Min Balance—
UpdatedMar 27, 2026
Details
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
2501 S State Highway 121 BUS, Lewisville, TX 75067 4394
Sun Fund Money Market
3.51%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Balance $50,000 or more
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
7034 Alamo Downs Pkwy, San Antonio, TX 78238
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$15,000+
Austin Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
8929 Shoal Creek Blvd, Austin, TX 78757
Share/Money Market
3.50%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
As Low As; Up to 60 Months
CNB of Taylor
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
116 W 3rd St, Taylor, TX 76574
Premier Money Market
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Community Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
250 FM 2821 Rd W, Huntsville, TX 77320 8422
HIGH YIELD SAVINGS (MONEY MARKET)
3.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Ciera Bank
Institution Rating:
A-4.9 ★ Texas Ratio: 16.58%
623 Elm St, Graham, TX 76450
Money Market Savings Account
3.40%
$2,500
▼
Rate3.35%
Min Deposit$2,500
Min Balance—
UpdatedMar 25, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
4405 Summerhill Rd, Texarkana, TX 75503
Commercial Money Market
3.35%
$0
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
($2,500 Opening Balance)
Community Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
250 FM 2821 Rd W, Huntsville, TX 77320 8422
HIGH YIELD SAVINGS (MONEY MARKET)
3.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
American State Bank (TX)
Institution Rating:
A-4.9 ★ Texas Ratio: 16.23%
102 W Front, Arp, TX 75750
Pinnacle Money Market Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
NexBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.79%
2515 Mckinney Ave, Dallas, TX 75201
High-Yield Money Market Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
American State Bank (TX)
Institution Rating:
A-4.9 ★ Texas Ratio: 16.23%
102 W Front, Arp, TX 75750
Pinnacle Money Market Account Tier 3
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Ciera Bank
Institution Rating:
A-4.9 ★ Texas Ratio: 16.58%
623 Elm St, Graham, TX 76450
Money Market Deposit Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2600 S Gessner Rd, Houston, TX 77063
Business Money Market
3.25%
$2,500
▼
Rate3.20%
Min Deposit$2,500
Min Balance—
UpdatedMar 27, 2026
Details
American State Bank (TX)
Institution Rating:
A-4.9 ★ Texas Ratio: 16.23%
102 W Front, Arp, TX 75750
Pinnacle Money Market Account Tier 4
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Sugar Land, Texas and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Sugar Land, TX Money Market Rate Trends
Compare local Sugar Land, TX MMA rate quotes against the statewide average
Weekly money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — TX Avg
1.784%
▲ 0.367 from last week
Texas high-yield MMA rates rose 0.367 points this week to 1.784% APY, up from 1.417% last week.
Standard MMA — TX Avg
1.230%
▼ 0.181 from last week
Texas standard MMA rates fell 0.181 points this week to 1.230% APY, down from 1.411% last week.
As of Mar 31, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Sugar Land, Texas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Sugar Land, Texas. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in TX.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Sugar Land, Texas
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Texas.
Are Money Market accounts in Sugar Land, Texas safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Texas up to $250,000 per depositor, per institution.
How often do MMA rates change in Sugar Land, Texas?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Texas rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Sugar Land, Texas
Here are some of the highest money market account APYs currently available in Sugar Land, Texas and the surrounding area:
- Chartway Credit Union
Money Market Plus — 4.15% APY - Community Service Credit Union
High Yield Savings (Money Market) — 4.00% APY - The Huntington National Bank
High-Yield Money Market — 3.82% APY - Together Credit Union
Money Market (IRA) — 3.75% APY - OWB One World Bank
Rocket 88 Money Market Accounts (Personal & Business) — 3.75% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Sugar Land, Texas. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 29, 2026
