Best Money Market Rates in Sugar Land, Texas - July 2026
Content reviewed by
Brian McKay
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Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Sugar Land, Texas and the surrounding area money market deposit account rates include TruistTruist4880 Sweetwater Blvd, Sugar Land, TX 77479A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 4.00% APY, Nizari Progressive Federal Credit UnionNizari Progressive Federal Credit Union14090 Southwest Fwy Ste 260, Sugar Land, TX 77478 3678A+5.0 ★Texas Ratio: 2.09% Money Market Account at 3.61% APY, PrimeWay Federal Credit UnionPrimeWay Federal Credit Union6540 E Riverpark Dr, Sugar Land, TX 77479 5470A5.0 ★Texas Ratio: 7.35% Money Market Max at 3.50% APY, Sunflower BankSunflower Bank3 Sugar Creek Center Blvd, Sugar Land, TX 77478A+5.0 ★Texas Ratio: 5.67% Thrive Money Market at 3.45% APY, and The Huntington National BankThe Huntington National Bank4660 Sweetwater Boulevard, Sugar Land, TX 77479A+5.0 ★Texas Ratio: 4.60% Relationship Money Market Account - Private Client Account at 3.35% APY. Money market rates as of July 28, 2026 according to verified data from MonitorBankRates.
Sugar Land has 17 local institutions in our database, with money market rates as high as 4.00% APY from Truist at 4880 Sweetwater Blvd, Sugar Land, TX 77479. Use the table below to compare all available offers, including options from institutions serving the broader Texas area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Sugar Land, Texas and surrounding area. Last Updated and Verified: July 28, 2026
Compare the Best Money Market Rates Today in Sugar Land, Texas & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Truist
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
4880 Sweetwater Blvd, Sugar Land, TX 77479
Small Business Money Market Account
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
Eligible clients can open a new Truist Business Money Market Account and earn up to 4.00% annual percentage yield (APY) for balances between $5,000 - $4,999,999.99.
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
14090 Southwest Fwy Ste 260, Sugar Land, TX 77478 3678
Money Market Account
3.61%
$0
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJul 24, 2026
Details
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
14090 Southwest Fwy Ste 260, Sugar Land, TX 77478 3678
Money Market Account
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJul 24, 2026
Details
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
14090 Southwest Fwy Ste 260, Sugar Land, TX 77478 3678
Money Market Account
3.51%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJul 24, 2026
Details
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
6540 E Riverpark Dr, Sugar Land, TX 77479 5470
Money Market Max
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
14090 Southwest Fwy Ste 260, Sugar Land, TX 77478 3678
Money Market Account
3.45%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedJul 24, 2026
Details
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
3 Sugar Creek Center Blvd, Sugar Land, TX 77478
Thrive Money Market
3.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
6540 E Riverpark Dr, Sugar Land, TX 77479 5470
Money Market Max
3.40%
$0
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
4660 Sweetwater Boulevard, Sugar Land, TX 77479
Relationship Money Market Account - Huntington Perks Checking
3.35%
$0
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
With Huntington Perks Checking**
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
4660 Sweetwater Boulevard, Sugar Land, TX 77479
Relationship Money Market Account - Private Client Account
3.35%
$0
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
With Private Client Account****
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
6540 E Riverpark Dr, Sugar Land, TX 77479 5470
Money Market Max
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
4660 Sweetwater Boulevard, Sugar Land, TX 77479
Relationship Money Market Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
Non-Relationship Rate
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
6540 E Riverpark Dr, Sugar Land, TX 77479 5470
Money Market Max
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
6540 E Riverpark Dr, Sugar Land, TX 77479 5470
Money Market Max
3.10%
$0
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
3 Sugar Creek Center Blvd, Sugar Land, TX 77478
Thrive Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
6540 E Riverpark Dr, Sugar Land, TX 77479 5470
Money Market Max
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
4660 Sweetwater Boulevard, Sugar Land, TX 77479
High Yield Money Market
2.70%
$25,000
▼
Rate2.67%
Min Deposit$25,000
Min Balance—
UpdatedJul 27, 2026
Details
Rates based on zip code and with a minimum of $25,000 not currently deposited at Huntington. Variable rate. Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest and may be subject to a $25.00 per month maintenance fee. Fees may reduce earnings. When your balance falls into a specific rate tier, your entire balance will earn the applicable rate in effect for that tier.
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
14090 Southwest Fwy Ste 260, Sugar Land, TX 77478 3678
Money Market Account
2.32%
$0
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedJul 24, 2026
Details
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
14090 Southwest Fwy Ste 260, Sugar Land, TX 77478 3678
Money Market Account
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedJul 24, 2026
Details
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.29%
3400 Highway 6, Sugar Land, TX 77478 4408
Money Market Fund
2.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
FSB Louise, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
200 Century Square Blvd, Sugar Land, TX 77478
Tiered Money Market: Tier 3
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.36%
9810 Highway 90A, Sugar Land, TX 77478 3124
Money Market Account
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
16320 Kensington Dr, Sugar Land, TX 77479 4097
Money Market
1.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 23, 2026
Details
As High As
Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
12300 University Blvd Ste B108, Sugar Land, TX 77479
Money Market Accounts
1.35%
$2,500
▼
Rate1.35%
Min Deposit$2,500
Min Balance—
UpdatedJul 27, 2026
Details
Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
12300 University Blvd Ste B108, Sugar Land, TX 77479
Money Market Accounts
1.30%
$2,500
▼
Rate1.30%
Min Deposit$2,500
Min Balance—
UpdatedJul 27, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
15245 Southwest Fwy, Sugar Land, TX 77478
Premier Money Market
1.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
13533 University Boulevard, Sugar Land, TX 77479
Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
12300 University Blvd Ste B108, Sugar Land, TX 77479
Money Market Accounts
1.25%
$2,500
▼
Rate1.25%
Min Deposit$2,500
Min Balance—
UpdatedJul 27, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
15245 Southwest Fwy, Sugar Land, TX 77478
Premier Money Market IRA
1.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
12300 University Blvd Ste B108, Sugar Land, TX 77479
Money Market Accounts
1.20%
$2,500
▼
Rate1.20%
Min Deposit$2,500
Min Balance—
UpdatedJul 27, 2026
Details
First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
13533 University Boulevard, Sugar Land, TX 77479
Money Market
1.20%
$0
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
13533 University Boulevard, Sugar Land, TX 77479
Money Market
1.15%
$0
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
13533 University Boulevard, Sugar Land, TX 77479
Money Market
1.10%
$0
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
13533 University Boulevard, Sugar Land, TX 77479
Money Market
1.05%
$0
▼
Rate1.04%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
15245 Southwest Fwy, Sugar Land, TX 77478
Premier Money Market
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
13533 University Boulevard, Sugar Land, TX 77479
Money Market
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.36%
9810 Highway 90A, Sugar Land, TX 77478 3124
Money Market Account
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.36%
9810 Highway 90A, Sugar Land, TX 77478 3124
Business Money Market
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
FSB Louise, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
200 Century Square Blvd, Sugar Land, TX 77478
Tiered Money Market: Tier 2
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
15245 Southwest Fwy, Sugar Land, TX 77478
Premier Money Market IRA
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
15245 Southwest Fwy, Sugar Land, TX 77478
Premier Money Market
0.85%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
15245 Southwest Fwy, Sugar Land, TX 77478
Premier Money Market IRA
0.85%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
Plains State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
13885 Southwest Fwy, Sugar Land, TX 77478
Money Market Account
0.85%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 28, 2026
Details
Annual Percentage Yield (APY) is accurate as of August 28, 2025. Rates offered may change without notice. Fees may reduce yield. Each depositor is FDIC-insured up to applicable limits. For additional terms and conditions, contact Plains State Bank.
Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.36%
9810 Highway 90A, Sugar Land, TX 77478 3124
Money Market Account
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.36%
9810 Highway 90A, Sugar Land, TX 77478 3124
Business Money Market
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
5079 Sweetwater Blvd, Sugar Land, TX 77479
TotalView Money Market Savings
0.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
15245 Southwest Fwy, Sugar Land, TX 77478
Premier Money Market
0.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
15245 Southwest Fwy, Sugar Land, TX 77478
Premier Money Market IRA
0.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 20.45%
2109 Highway 6, Sugar Land, TX 77478
Money Market
0.70%
$0
▼
Rate0.69%
Min Deposit$0
Min Balance—
UpdatedJul 16, 2026
Details
Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 20.45%
2109 Highway 6, Sugar Land, TX 77478
Money Market Account
0.70%
$0
▼
Rate0.69%
Min Deposit$0
Min Balance—
UpdatedJul 16, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
5079 Sweetwater Blvd, Sugar Land, TX 77479
TotalView Money Market Savings
0.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
15245 Southwest Fwy, Sugar Land, TX 77478
Personal Money Market
0.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.36%
9810 Highway 90A, Sugar Land, TX 77478 3124
Money Market Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Independent Bank Mckinney, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
19855 Southwest Fwy Ste 100, Sugar Land, TX 77479
Business Money Markets
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJul 20, 2026
Details
FSB Louise, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
200 Century Square Blvd, Sugar Land, TX 77478
Tiered Money Market: Tier 1
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
5079 Sweetwater Blvd, Sugar Land, TX 77479
TotalView Money Market Savings
0.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.36%
9810 Highway 90A, Sugar Land, TX 77478 3124
Business Money Market
0.40%
$5,000
▼
Rate0.40%
Min Deposit$5,000
Min Balance—
UpdatedJul 11, 2026
Details
Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 20.45%
2109 Highway 6, Sugar Land, TX 77478
Money Market
0.40%
$0
▼
Rate0.39%
Min Deposit$0
Min Balance—
UpdatedJul 16, 2026
Details
Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 20.45%
2109 Highway 6, Sugar Land, TX 77478
Money Market Account
0.40%
$0
▼
Rate0.39%
Min Deposit$0
Min Balance—
UpdatedJul 16, 2026
Details
Independent Bank Mckinney, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
19855 Southwest Fwy Ste 100, Sugar Land, TX 77479
Business Money Markets
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedJul 20, 2026
Details
Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.36%
9810 Highway 90A, Sugar Land, TX 77478 3124
Money Market Account
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 20.45%
2109 Highway 6, Sugar Land, TX 77478
Money Market
0.30%
$0
▼
Rate0.29%
Min Deposit$0
Min Balance—
UpdatedJul 16, 2026
Details
Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 20.45%
2109 Highway 6, Sugar Land, TX 77478
Money Market Account
0.30%
$0
▼
Rate0.29%
Min Deposit$0
Min Balance—
UpdatedJul 16, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
4660 Sweetwater Boulevard, Sugar Land, TX 77479
Relationship Money Market Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
Non-Relationship Rate
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
15245 Southwest Fwy, Sugar Land, TX 77478
Premier Money Market
0.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
4660 Sweetwater Boulevard, Sugar Land, TX 77479
High Yield Money Market
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
Rates based on zip code and with a minimum of $25,000 not currently deposited at Huntington. Variable rate. Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest and may be subject to a $25.00 per month maintenance fee. Fees may reduce earnings. When your balance falls into a specific rate tier, your entire balance will earn the applicable rate in effect for that tier.
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
15245 Southwest Fwy, Sugar Land, TX 77478
Premier Money Market IRA
0.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
Smart Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.36%
9810 Highway 90A, Sugar Land, TX 77478 3124
Money Market Account
0.25%
$2,500
▼
Rate0.25%
Min Deposit$2,500
Min Balance—
UpdatedJul 11, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
15245 Southwest Fwy, Sugar Land, TX 77478
Personal Money Market
0.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 20.45%
2109 Highway 6, Sugar Land, TX 77478
Money Market Account
0.20%
$0
▼
Rate0.19%
Min Deposit$0
Min Balance—
UpdatedJul 16, 2026
Details
Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 20.45%
2109 Highway 6, Sugar Land, TX 77478
Money Market
0.20%
$0
▼
Rate0.19%
Min Deposit$0
Min Balance—
UpdatedJul 16, 2026
Details
Independent Bank Mckinney, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
19855 Southwest Fwy Ste 100, Sugar Land, TX 77479
Business Money Markets
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedJul 20, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
5079 Sweetwater Blvd, Sugar Land, TX 77479
Money Market Savings
0.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
15245 Southwest Fwy, Sugar Land, TX 77478
Premier Money Market IRA
0.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
Amerant Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.23%
330 Highway 6, Sugar Land, TX 77478
Money Market
0.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
Independent Bank Mckinney, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
19855 Southwest Fwy Ste 100, Sugar Land, TX 77479
Business Money Markets
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedJul 20, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
15245 Southwest Fwy, Sugar Land, TX 77478
Premier Money Market
0.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
6540 E Riverpark Dr, Sugar Land, TX 77479 5470
Money Market
0.13%
$2,500
▼
Rate0.13%
Min Deposit$2,500
Min Balance—
UpdatedJul 6, 2026
Details
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
6540 E Riverpark Dr, Sugar Land, TX 77479 5470
Money Market
0.10%
$2,500
▼
Rate0.10%
Min Deposit$2,500
Min Balance—
UpdatedJul 6, 2026
Details
First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
13533 University Boulevard, Sugar Land, TX 77479
Money Market
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Independent Bank Mckinney, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
19855 Southwest Fwy Ste 100, Sugar Land, TX 77479
Business Money Markets
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJul 20, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
15245 Southwest Fwy, Sugar Land, TX 77478
Personal Money Market
0.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
Amerant Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.23%
330 Highway 6, Sugar Land, TX 77478
Money Market
0.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
5079 Sweetwater Blvd, Sugar Land, TX 77479
Money Market Savings
0.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
4660 Sweetwater Boulevard, Sugar Land, TX 77479
Relationship Money Market Account
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.35%
6540 E Riverpark Dr, Sugar Land, TX 77479 5470
Money Market
0.05%
$2,500
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedJul 6, 2026
Details
Amerant Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.23%
330 Highway 6, Sugar Land, TX 77478
Money Market
0.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 20.45%
2109 Highway 6, Sugar Land, TX 77478
Money Market Account
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedJul 16, 2026
Details
Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 20.45%
2109 Highway 6, Sugar Land, TX 77478
Money Market
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedJul 16, 2026
Details
Amerant Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.23%
330 Highway 6, Sugar Land, TX 77478
Money Market
0.01%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
12300 University Blvd Ste B108, Sugar Land, TX 77479
Money Market Accounts
0.00%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedJul 27, 2026
Details
Independent Bank Mckinney, TX
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
19855 Southwest Fwy Ste 100, Sugar Land, TX 77479
Business Money Markets
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 20, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
4660 Sweetwater Boulevard, Sugar Land, TX 77479
Relationship Money Market Account
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
Non-Relationship Rate
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Earn up to 5.12% APY and get low-rate loans with fast local approvals.
State Bank of Texas
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
High-Rate Jumbo Money Market
3.76%
$100,000
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedJul 27, 2026
Details
Annual Percentage Yield is accurate as of posting date and applies to new money deposits only. Rate is subject to change without notice after account opening. Fees and/or withdrawals could reduce the earnings on the account. $100,000 minimum balance required to earn stated rate. Fees could reduce the earnings on the account. A monthly service charge of $20 will be assessed if account does not maintain an average daily balance of $25,000.
OWB One World Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
Rocket 88 Money Market Accounts (Personal & Business)
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedJul 20, 2026
Details
Essential Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.15%
Money Market Tiers
3.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Lone Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Personal Money Market
3.56%
$250
▼
Rate3.50%
Min Deposit$250
Min Balance—
UpdatedJul 20, 2026
Details
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJul 28, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 27, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Sugar Land, Texas and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Sugar Land, TX Money Market Rate Trends
Compare local Sugar Land, TX money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — TX Avg
3.058%
▼ 0.325 vs 7 days ago
Texas high-yield MMA rates fell 0.325 points over the past 7 days to 3.058% APY.
Standard MMA — TX Avg
0.986%
▲ 0.256 vs 7 days ago
Texas standard MMA rates rose 0.256 points over the past 7 days to 0.986% APY.
As of Jul 28, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Sugar Land, Texas money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Sugar Land, Texas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Sugar Land, Texas. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in TX.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Sugar Land, Texas
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Texas.
Are Money Market accounts in Sugar Land, Texas safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Texas up to $250,000 per depositor, per institution.
How often do MMA rates change in Sugar Land, Texas?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Texas rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Sugar Land, Texas?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Sugar Land, Texas require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Sugar Land, Texas
Here are some of the highest money market account APYs currently available in Sugar Land, Texas and the surrounding area:
- Truist
Small Business Money Market Account — 4.00% APY - Nizari Progressive Federal Credit Union
Money Market Account — 3.61% APY - PrimeWay Federal Credit Union
Money Market Max — 3.50% APY - Sunflower Bank
Thrive Money Market — 3.45% APY - The Huntington National Bank
Relationship Money Market Account - Private Client Account — 3.35% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Sugar Land, Texas. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: July 28, 2026
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