MonitorBankRates
☰
New Survey New reader survey for borrowers. Would you take on new debt to pay off other debt right now?
iAdvertiser Disclosure
Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our editorial team independently verifies all rates and data displayed. Advertiser relationships do not influence our health rating, star rankings, Texas Ratio calculation, or the rates shown.
Personal Loan Rate Trends

Parma, Ohio Best Personal Loan Rates - September 2026

Current personal loan rates in Parma, Ohio range from 9.00% to 11.40% APR across the five lenders featured below, verified by MonitorBankRates as of September 28, 2026. Current personal loan options available to borrowers in Parma, Ohio include: All Saints Federal Credit UnionAll Saints Federal Credit Union6740 Broadview Rd, Parma, OH, 44134 4886A+5.0 ★Texas Ratio: 2.32% offering Signature Loans - 12 month Holiday Loan at 9.00% APR, Holy Family Parma Federal Credit UnionHoly Family Parma Federal Credit Union7367 York Rd, Parma, OH, 44130 5162A+5.0 ★Texas Ratio: 3.73% offering Signature Loans at 9.25% APR, Wiremens Credit UnionWiremens Credit Union5800 State Rd, Parma, OH, 44134A+5.0 ★Texas Ratio: 0.26% offering Signature Loan at 9.90% APR, PSE Credit Union IncPSE Credit Union Inc5255 Regency Dr, Parma, OH, 44129 5453A+5.0 ★Texas Ratio: 3.41% offering Personal/Signature/Bill Consolidation Loans at 10.75% APR, and Firefighters Community Credit UnionFirefighters Community Credit Union1222 W Pleasant Valley Rd, Parma, OH, 44134A+5.0 ★Texas Ratio: 4.32% offering Signature Loan at 11.40% APR. Personal loan rates as of September 28, 2026 according to verified data from MonitorBankRates.

Parma has 6 local institutions in our database, with personal loan rates as low as 9.00% APR from All Saints Federal Credit Union at 6740 Broadview Rd, Parma, OH, 44134 4886. Use the tabs below to compare all available personal loan types. Rates are continually updated, so we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics, including A-F Safety Grades, verified Star Ratings, and Texas Ratios, so you can confidently borrow from a stable, highly-rated institution in Parma, Ohio.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Parma, Ohio. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: September 28, 2026

Parma Personal Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
6740 Broadview Rd, Parma, OH, 44134 4886
Signature Loans - 12 month Holiday LoanTerm: 12 month
9.00%
▼
APR9.00%
Term12 month
Last UpdatedSeptember 28, 2026
Details

As low as

Rate History
No change since Sep 14, 2026 · 9.00% APR · checked 2 times
8.50%9.00%9.50%Sep 14, 2026: 9.00% APRSep 14, 2026Sep 28, 2026
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
7367 York Rd, Parma, OH, 44130 5162
Signature LoansTerm: 24 Months Maximum
9.25%
▼
APR9.25%
Term24 Months Maximum
Last UpdatedSeptember 28, 2026
Details

Beacon Score: 725+; Maximum Amount: $1,500

Rate History
No change since Sep 20, 2026 · 9.25% APR · checked 2 times
8.75%9.25%9.75%Sep 20, 2026: 9.25% APRSep 20, 2026Sep 28, 2026
Wiremens Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
5800 State Rd, Parma, OH, 44134
Signature LoanTerm: up to 36 months
9.90%
▼
APR9.90%
Termup to 36 months
Last UpdatedSeptember 28, 2026
Details

up to $6.000.00; As Low As

Rate History
No change since Sep 14, 2026 · 9.90% APR · checked 4 times
9.40%9.90%10.40%Sep 14, 2026: 9.90% APRSep 14, 2026Sep 28, 2026
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
7367 York Rd, Parma, OH, 44130 5162
Signature LoansTerm: 24 Months Maximum
10.25%
▼
APR10.25%
Term24 Months Maximum
Last UpdatedSeptember 28, 2026
Details

Beacon Score: 675 - 724; Maximum Amount: $1,000

Rate History
No change since Sep 20, 2026 · 10.25% APR · checked 2 times
9.75%10.25%10.75%Sep 20, 2026: 10.25% APRSep 20, 2026Sep 28, 2026
PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
5255 Regency Dr, Parma, OH, 44129 5453
Personal/Signature/Bill Consolidation Loans
10.75%
▼
APR10.75%
Term—
Last UpdatedSeptember 28, 2026
Details

As Low As; *

Rate History
No change since Sep 14, 2026 · 10.75% APR · checked 4 times
10.25%10.75%11.25%Sep 14, 2026: 10.75% APRSep 14, 2026Sep 28, 2026
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
6740 Broadview Rd, Parma, OH, 44134 4886
Signature Loans - 36 monthsTerm: 36 months
10.99%
▼
APR10.99%
Term36 months
Last UpdatedSeptember 28, 2026
Details

As low as

Rate History
No change since Sep 14, 2026 · 10.99% APR · checked 2 times
10.49%10.99%11.49%Sep 14, 2026: 10.99% APRSep 14, 2026Sep 28, 2026
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
7367 York Rd, Parma, OH, 44130 5162
Signature LoansTerm: 24 Months Maximum
11.25%
▼
APR11.25%
Term24 Months Maximum
Last UpdatedSeptember 28, 2026
Details

Beacon Score: 625 - 674; Maximum Amount: $500

Rate History
No change since Sep 20, 2026 · 11.25% APR · checked 2 times
10.75%11.25%11.75%Sep 20, 2026: 11.25% APRSep 20, 2026Sep 28, 2026
Firefighters Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.32%
1222 W Pleasant Valley Rd, Parma, OH, 44134
Signature Loan
11.40%
▼
APR11.40%
Interest Rate11.00%
Term—
Last UpdatedSeptember 28, 2026
Details

As Low As; Rates based on credit history, number of years the loan is financed and the amount financed. Higher rate may be offered upon approval. The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law. Contact FFCCU at 800.621.4644 for details and current rates as they are subject to change at any time and without notice. Signature loan APR based on $10,000 financed for 48 months, with qualifying credit, including loan processing fee of $75. Other terms & conditions may apply.

Rate History
No change since Sep 14, 2026 · 11.40% APR · checked 4 times
10.90%11.40%11.90%Sep 14, 2026: 11.40% APRSep 14, 2026Sep 28, 2026
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
6740 Broadview Rd, Parma, OH, 44134 4886
Signature Loans - 48 monthsTerm: 48 months
11.49%
▼
APR11.49%
Term48 months
Last UpdatedSeptember 28, 2026
Details

As low as

Rate History
No change since Sep 14, 2026 · 11.49% APR · checked 2 times
10.99%11.49%11.99%Sep 14, 2026: 11.49% APRSep 14, 2026Sep 28, 2026
Credit Union of Ohio
Institution Rating:
A+5.0 ★Texas Ratio: 5.16%
5341 Pearl Rd, Parma, OH, 44129
Personal LoanTerm: Up to 60 months
12.36%
▼
APR12.36%
Interest Rate12.15%
TermUp to 60 months
Last UpdatedSeptember 28, 2026
Details

APRs shown are based on $20,000 loan at the maximum term with a $95 processing fee.

Rate History
No change since Sep 14, 2026 · 12.36% APR · checked 4 times
11.86%12.36%12.86%Sep 14, 2026: 12.36% APRSep 14, 2026Sep 28, 2026
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
Signature Loan
6.70%
▼
APR6.70%
Term—
Last UpdatedSeptember 28, 2026
Details

Additional APR listed for this product: 8.99%. As low as

Rate History
No change since Sep 14, 2026 · 6.70% APR · checked 4 times
6.20%6.70%7.20%Sep 14, 2026: 6.70% APRSep 14, 2026Sep 28, 2026
Education Personnel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Signature (1 year)
6.89%
▼
APR6.89%
Interest Rate6.89%
Term—
Last UpdatedSeptember 28, 2026
Details

Published APY range: 6.89%-8.89%; Published APR range: 6.89%-8.89%.

Rate History
No change since Sep 25, 2026 · 6.89% APR
6.39%6.89%7.39%Sep 25, 2026: 6.89% APRSep 25, 2026Sep 28, 2026
Northwestern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
Unsecured Signature LoanTerm: Up to 48 months
6.99%
▼
APR6.99%
TermUp to 48 months
Last UpdatedSeptember 28, 2026
Details

As low as; $8,500 Maximum

Rate History
No change since Sep 17, 2026 · 6.99% APR · checked 4 times
6.49%6.99%7.49%Sep 17, 2026: 6.99% APRSep 17, 2026Sep 28, 2026
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
Signature 30 LoanTerm: Up to 30 Months
6.99%
▼
APR6.99%
TermUp to 30 Months
Last UpdatedSeptember 28, 2026
Details

$5,000 limit

Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 5 times
6.49%6.99%7.49%Sep 14, 2026: 6.99% APRSep 14, 2026Sep 28, 2026
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
Personal LoanTerm: 33 Months
6.99%
▼
APR6.99%
Interest Rate6.99%
Term33 Months
Last UpdatedSeptember 28, 2026
Details

No additional details available.

Rate History
1 change since Sep 14, 2026 · 7.99% → 6.99% ▼ 1.00 pts · high 7.99% / low 6.99%
5.99%7.49%8.99%Sep 14, 2026: 7.99% APRSep 18, 2026: 6.99% APRSep 14, 2026Sep 28, 2026
  • Sep 18, 20266.99%▼ from 7.99%
  • Sep 14, 20267.99%first recorded
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal LoanTerm: 48 months
7.45%
▼
APR7.45%
Term48 months
Last UpdatedSeptember 28, 2026
Details

Personal/Signature loan rates as low as; Monthly installments of $120.78 based on $5,000.00 loan amount over 48 months. Rates and terms are determined by your credit qualifications and term. Loan rates effective August 28, 2025 and are subject to change. All loans subject to credit approval.

Rate History
No change since Sep 21, 2026 · 7.45% APR · checked 2 times
6.95%7.45%7.95%Sep 21, 2026: 7.45% APRSep 21, 2026Sep 28, 2026
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Medical Loan (Unsecured)Term: Up to 60 months
7.49%
▼
APR7.49%
TermUp to 60 months
Last UpdatedSeptember 28, 2026
Details

Proof of expenses required, may be used for pet care and funeral expenses as well

Rate History
No change since Sep 12, 2026 · 7.49% APR · checked 5 times
6.99%7.49%7.99%Sep 12, 2026: 7.49% APRSep 12, 2026Sep 28, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
Personal Loan
7.49%
▼
APR7.49%
Term—
Last UpdatedSeptember 28, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 7.49% APR · checked 5 times
6.99%7.49%7.99%Sep 14, 2026: 7.49% APRSep 14, 2026Sep 28, 2026
GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.88%
Signature Loan
7.49%
▼
APR7.49%
Term—
Last UpdatedSeptember 28, 2026
Details

As Low As; Rates subject to change at any time. All loans subject to approval and terms. Rates include all possible discounts. Contact us to determine which discounts apply to you.

Rate History
No change since Sep 22, 2026 · 7.49% APR · checked 2 times
6.99%7.49%7.99%Sep 22, 2026: 7.49% APRSep 22, 2026Sep 28, 2026
Buckeye State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
Personal Loan
7.50%
▼
APR7.50%
Term—
Last UpdatedSeptember 28, 2026
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 7.50% APR · checked 4 times
7.00%7.50%8.00%Sep 14, 2026: 7.50% APRSep 14, 2026Sep 28, 2026
Summit Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
Signature (Unsecured/Personal) LoanTerm: Up to 60 Months
7.75%
▼
APR7.75%
TermUp to 60 Months
Last UpdatedSeptember 28, 2026
Details

As low as

Rate History
No change since Sep 12, 2026 · 7.75% APR · checked 5 times
7.25%7.75%8.25%Sep 12, 2026: 7.75% APRSep 12, 2026Sep 28, 2026
Integrity Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
Personal/Signature LoanTerm: Up to 12 months
7.99%
▼
APR7.99%
TermUp to 12 months
Last UpdatedSeptember 28, 2026
Details

As Low As; *1

Rate History
No change since Sep 16, 2026 · 7.99% APR · checked 2 times
7.49%7.99%8.49%Sep 16, 2026: 7.99% APRSep 16, 2026Sep 28, 2026
LorMet Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
Signature LoanTerm: up to 60 months
7.99%
▼
APR7.99%
Termup to 60 months
Last UpdatedSeptember 28, 2026
Details

As Low As; $10,000 maximum

Rate History
No change since Sep 17, 2026 · 7.99% APR · checked 3 times
7.49%7.99%8.49%Sep 17, 2026: 7.99% APRSep 17, 2026Sep 28, 2026
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
Personal LoanTerm: 33 Months
7.99%
▼
APR7.99%
Interest Rate7.99%
Term33 Months
Last UpdatedSeptember 28, 2026
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 7.99% APR · checked 3 times
7.49%7.99%8.49%Sep 14, 2026: 7.99% APRSep 14, 2026Sep 28, 2026
Ohio Teamsters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
Unsecured LoanTerm: up to 60 Months
8.00%
▼
APR8.00%
Termup to 60 Months
Last UpdatedSeptember 28, 2026
Details

As low as; Rates subject to change without notice. Please contact OTCU for details.

Rate History
No change since Sep 14, 2026 · 8.00% APR · checked 3 times
7.50%8.00%8.50%Sep 14, 2026: 8.00% APRSep 14, 2026Sep 28, 2026
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
G.O.O.D Loans (Get Out Of Debt)
8.00%
▼
APR8.00%
Term—
Last UpdatedSeptember 28, 2026
Details

Credit score of 630 and above required

Rate History
No change since Sep 22, 2026 · 8.00% APR · checked 2 times
7.50%8.00%8.50%Sep 22, 2026: 8.00% APRSep 22, 2026Sep 28, 2026
BREWSTER
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Personal/Signature Loan
8.45%
▼
APR8.45%
Term—
Last UpdatedSeptember 28, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 8.45% APR · checked 4 times
7.95%8.45%8.95%Sep 14, 2026: 8.45% APRSep 14, 2026Sep 28, 2026
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Signature LoanTerm: Up to 12 months
8.49%
▼
APR8.49%
TermUp to 12 months
Last UpdatedSeptember 28, 2026
Details

For general purpose loans of $1000 and greater

Rate History
No change since Sep 17, 2026 · 8.49% APR · checked 4 times
7.99%8.49%8.99%Sep 17, 2026: 8.49% APRSep 17, 2026Sep 28, 2026
Scott Associates Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
Personal Loans
8.50%
▼
APR8.50%
Term—
Last UpdatedSeptember 28, 2026
Details

As low as

Rate History
No change since Sep 14, 2026 · 8.50% APR · checked 3 times
8.00%8.50%9.00%Sep 14, 2026: 8.50% APRSep 14, 2026Sep 28, 2026
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
Short Term Personal Loan - A+
8.50%
▼
APR8.50%
Term—
Last UpdatedSeptember 28, 2026
Details

Diamond Club*: 7.50%; Maximum Limits: $7,500

Rate History
No change since Sep 14, 2026 · 8.50% APR · checked 4 times
8.00%8.50%9.00%Sep 14, 2026: 8.50% APRSep 14, 2026Sep 28, 2026
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
Short Term Personal Loan
8.65%
▼
APR8.65%
Term—
Last UpdatedSeptember 28, 2026
Details

Diamond Club*: 7.65%; Maximum Limits: $6,500

Rate History
No change since Sep 14, 2026 · 8.65% APR · checked 4 times
8.15%8.65%9.15%Sep 14, 2026: 8.65% APRSep 14, 2026Sep 28, 2026
CAREY POVERELLO
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
Signature LoanTerm: Up to 60 months
8.74%
▼
APR8.74%
Interest Rate8.74%
TermUp to 60 months
Last UpdatedSeptember 28, 2026
Details

Rates As Low As; and $20,000

Rate History
No change since Sep 14, 2026 · 8.74% APR · checked 4 times
8.24%8.74%9.24%Sep 14, 2026: 8.74% APRSep 14, 2026Sep 28, 2026
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
Other Unsecured LoansTerm: Up to 40 Months
8.75%
▼
APR8.75%
TermUp to 40 Months
Last UpdatedSeptember 28, 2026
Details

$10,000 limit

Rate History
No change since Sep 14, 2026 · 8.75% APR · checked 5 times
8.25%8.75%9.25%Sep 14, 2026: 8.75% APRSep 14, 2026Sep 28, 2026
Sharefax Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
Signature Loan
8.75%
▼
APR8.75%
Interest Rate8.75%
Term—
Last UpdatedSeptember 28, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 8.75% APR · checked 3 times
8.25%8.75%9.25%Sep 14, 2026: 8.75% APRSep 14, 2026Sep 28, 2026
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.64%
Personal LoansTerm: 36 months
8.76%
▼
APR8.76%
Interest Rate7.75%
Term36 months
Last UpdatedSeptember 28, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 8.76% APR · checked 3 times
8.26%8.76%9.26%Sep 14, 2026: 8.76% APRSep 14, 2026Sep 28, 2026
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.64%
Personal LoansTerm: 48 months
8.78%
▼
APR8.78%
Interest Rate8.00%
Term48 months
Last UpdatedSeptember 28, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 8.78% APR · checked 3 times
8.28%8.78%9.28%Sep 14, 2026: 8.78% APRSep 14, 2026Sep 28, 2026
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
Short Term Personal Loan - B
8.80%
▼
APR8.80%
Term—
Last UpdatedSeptember 28, 2026
Details

Diamond Club*: 7.80%; Maximum Limits: $5,500

Rate History
No change since Sep 14, 2026 · 8.80% APR · checked 4 times
8.30%8.80%9.30%Sep 14, 2026: 8.80% APRSep 14, 2026Sep 28, 2026
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.64%
Personal LoansTerm: 60 months
8.88%
▼
APR8.88%
Interest Rate8.25%
Term60 months
Last UpdatedSeptember 28, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 8.88% APR · checked 3 times
8.38%8.88%9.38%Sep 14, 2026: 8.88% APRSep 14, 2026Sep 28, 2026
Achieve Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
Personal Loan
8.95%
▼
APR8.95%
Term—
Last UpdatedSeptember 28, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 8.95% APR · checked 4 times
8.45%8.95%9.45%Sep 14, 2026: 8.95% APRSep 14, 2026Sep 28, 2026
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.64%
Personal LoansTerm: 84 months
8.97%
▼
APR8.97%
Interest Rate8.50%
Term84 months
Last UpdatedSeptember 28, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 8.97% APR · checked 3 times
8.47%8.97%9.47%Sep 14, 2026: 8.97% APRSep 14, 2026Sep 28, 2026
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.64%
Personal LoansTerm: 24 months
8.98%
▼
APR8.98%
Interest Rate7.50%
Term24 months
Last UpdatedSeptember 28, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 8.98% APR · checked 3 times
8.48%8.98%9.48%Sep 14, 2026: 8.98% APRSep 14, 2026Sep 28, 2026
Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
Signature/Personal Loan
8.99%
▼
APR8.99%
Term—
Last UpdatedSeptember 28, 2026
Details

As Low As; up to $35,000

Rate History
1 change since Sep 14, 2026 · 8.74% → 8.99% ▲ 0.25 pts · high 8.99% / low 8.74%
8.24%8.87%9.49%Sep 14, 2026: 8.74% APRSep 25, 2026: 8.99% APRSep 14, 2026Sep 28, 2026
  • Sep 25, 20268.99%▲ from 8.74%
  • Sep 14, 20268.74%first recorded
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Signature LoanTerm: Up to 24 months
8.99%
▼
APR8.99%
TermUp to 24 months
Last UpdatedSeptember 28, 2026
Details

For general purpose loans of $1000 and greater

Rate History
No change since Sep 17, 2026 · 8.99% APR · checked 4 times
8.49%8.99%9.49%Sep 17, 2026: 8.99% APRSep 17, 2026Sep 28, 2026
Everence Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
Personal Loan
8.99%
▼
APR8.99%
Term—
Last UpdatedSeptember 28, 2026
Details

As low as 8.99% APR for qualified borrowers. Rates subject to credit score.

Rate History
No change since Sep 14, 2026 · 8.99% APR · checked 3 times
8.49%8.99%9.49%Sep 14, 2026: 8.99% APRSep 14, 2026Sep 28, 2026
Jeep Country Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.93%
Signature/Personal LoansTerm: 12 Months
9.00%
▼
APR9.00%
Term12 Months
Last UpdatedSeptember 28, 2026
Details

Published APR range: 9.00% - 18.00%. Balance: $0 - $1,000

Rate History
No change since Sep 16, 2026 · 9.00% APR · checked 2 times
8.50%9.00%9.50%Sep 16, 2026: 9.00% APRSep 16, 2026Sep 28, 2026
University of Toledo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
Signature (Personal) LoanTerm: Up to 60 months
9.00%
▼
APR9.00%
TermUp to 60 months
Last UpdatedSeptember 28, 2026
Details

Our signature loan is a personal loan with a fixed rate and fixed term. It can be used for anything - from auto repairs to paying for a vacation. Borrow up to $25,000. Credit Life/Disability Insurance available. Debt consolidation.

Rate History
No change since Sep 14, 2026 · 9.00% APR · checked 2 times
8.50%9.00%9.50%Sep 14, 2026: 9.00% APRSep 14, 2026Sep 28, 2026
Local Union 392 Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Personal LoanTerm: 1-36 Months
9.00%
▼
APR9.00%
Term1-36 Months
Last UpdatedSeptember 28, 2026
Details

Credit Rating: A+

Rate History
No change since Sep 21, 2026 · 9.00% APR · checked 2 times
8.50%9.00%9.50%Sep 21, 2026: 9.00% APRSep 21, 2026Sep 28, 2026
DN Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans
9.00%
▼
APR9.00%
Term—
Last UpdatedSeptember 28, 2026
Details

As low as; Rates subject to change without notice.

Rate History
No change since Sep 14, 2026 · 9.00% APR · checked 4 times
8.50%9.00%9.50%Sep 14, 2026: 9.00% APRSep 14, 2026Sep 28, 2026
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.64%
Personal LoansTerm: 72 months
9.04%
▼
APR9.04%
Interest Rate8.50%
Term72 months
Last UpdatedSeptember 28, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 9.04% APR · checked 3 times
8.54%9.04%9.54%Sep 14, 2026: 9.04% APRSep 14, 2026Sep 28, 2026
Toledo Fire Fighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
Signature Loan
9.15%
▼
APR9.15%
Interest Rate8.99%
Term—
Last UpdatedSeptember 28, 2026
Details

As Low As; * Indicates rate as low as based on credit score. Annual Percentage Rate includes $75.00 processing fee. Rates and terms are determined by your credit qualifications.

Rate History
No change since Sep 16, 2026 · 9.15% APR · checked 2 times
8.65%9.15%9.65%Sep 16, 2026: 9.15% APRSep 16, 2026Sep 28, 2026
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Bill Consolidation & Signature LoansTerm: Up to 12 Months
9.19%
▼
APR9.19%
TermUp to 12 Months
Last UpdatedSeptember 28, 2026
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 9.19% APR · checked 4 times
8.69%9.19%9.69%Sep 14, 2026: 9.19% APRSep 14, 2026Sep 28, 2026
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
Personal Term LoanTerm: up to 60 Months
9.20%
▼
APR9.20%
Interest Rate8.99%
Termup to 60 Months
Last UpdatedSeptember 28, 2026
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 9.20% APR · checked 4 times
8.70%9.20%9.70%Sep 14, 2026: 9.20% APRSep 14, 2026Sep 28, 2026
Stark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Signature Loan
9.24%
▼
APR9.24%
Term—
Last UpdatedSeptember 28, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 9.24% APR · checked 3 times
8.74%9.24%9.74%Sep 14, 2026: 9.24% APRSep 14, 2026Sep 28, 2026
Local Union 392 Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Personal LoanTerm: 37-60 Months
9.25%
▼
APR9.25%
Term37-60 Months
Last UpdatedSeptember 28, 2026
Details

Credit Rating: A+

Rate History
No change since Sep 21, 2026 · 9.25% APR · checked 2 times
8.75%9.25%9.75%Sep 21, 2026: 9.25% APRSep 21, 2026Sep 28, 2026
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
Signature Loans
9.39%
▼
APR9.39%
Term—
Last UpdatedSeptember 28, 2026
Details

Term: Monthly Payment Per Loan Policy; As Low As; additional conditions apply; ask for details

Rate History
No change since Sep 22, 2026 · 9.39% APR · checked 2 times
8.89%9.39%9.89%Sep 22, 2026: 9.39% APRSep 22, 2026Sep 28, 2026
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Bill Consolidation & Signature LoansTerm: Up to 24 Months
9.39%
▼
APR9.39%
TermUp to 24 Months
Last UpdatedSeptember 28, 2026
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 9.39% APR · checked 4 times
8.89%9.39%9.89%Sep 14, 2026: 9.39% APRSep 14, 2026Sep 28, 2026
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
Unsecured LoansTerm: 24 Months
9.39%
▼
APR9.39%
Term24 Months
Last UpdatedSeptember 28, 2026
Details

As Low As; 8.95%

Rate History
No change since Sep 14, 2026 · 9.39% APR · checked 4 times
8.89%9.39%9.89%Sep 14, 2026: 9.39% APRSep 14, 2026Sep 28, 2026
First Mutual Bank, FSB
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
Personal LoanTerm: 24 months
9.46%
▼
APR9.46%
Interest Rate8.80%
Term24 months
Last UpdatedSeptember 28, 2026
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 9.46% APR · checked 3 times
8.96%9.46%9.96%Sep 14, 2026: 9.46% APRSep 14, 2026Sep 28, 2026
Jeep Country Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.93%
Signature/Personal LoansTerm: 48 Months
9.49%
▼
APR9.49%
Term48 Months
Last UpdatedSeptember 28, 2026
Details

Published APR range: 9.49% - 9.99%. Balance: $4,001 - $6,000

Rate History
No change since Sep 16, 2026 · 9.49% APR · checked 2 times
8.99%9.49%9.99%Sep 16, 2026: 9.49% APRSep 16, 2026Sep 28, 2026
WES Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
Signature Loan
9.49%
▼
APR9.49%
Term—
Last UpdatedSeptember 28, 2026
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 9.49% APR · checked 3 times
8.99%9.49%9.99%Sep 14, 2026: 9.49% APRSep 14, 2026Sep 28, 2026
Cornerstone Community Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.38%
Personal/Unsecured LoanTerm: 12 - 36 months
9.49%
▼
APR9.49%
Term12 - 36 months
Last UpdatedSeptember 28, 2026
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 9.49% APR · checked 4 times
8.99%9.49%9.99%Sep 14, 2026: 9.49% APRSep 14, 2026Sep 28, 2026
Local Union 392 Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Personal LoanTerm: 1-36 Months
9.50%
▼
APR9.50%
Term1-36 Months
Last UpdatedSeptember 28, 2026
Details

Credit Rating: A

Rate History
No change since Sep 21, 2026 · 9.50% APR · checked 2 times
9.00%9.50%10.00%Sep 21, 2026: 9.50% APRSep 21, 2026Sep 28, 2026
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Bill Consolidation & Signature LoansTerm: Up to 36 Months
9.69%
▼
APR9.69%
TermUp to 36 Months
Last UpdatedSeptember 28, 2026
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 9.69% APR · checked 4 times
9.19%9.69%10.19%Sep 14, 2026: 9.69% APRSep 14, 2026Sep 28, 2026
Quest Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
SIGNATURE LOANTerm: 12 M
9.70%
▼
APR9.70%
Term12 M
Last UpdatedSeptember 28, 2026
Details

Unsecured Loan, funds can be used for anything

Rate History
No change since Sep 18, 2026 · 9.70% APR · checked 2 times
9.20%9.70%10.20%Sep 18, 2026: 9.70% APRSep 18, 2026Sep 28, 2026
First Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
Personal LoansTerm: Up to 60 Months
9.74%
▼
APR9.74%
Interest Rate8.24%
TermUp to 60 Months
Last UpdatedSeptember 28, 2026
Details

As low as

Rate History
1 change since Sep 14, 2026 · 9.52% → 9.74% ▲ 0.22 pts · high 9.74% / low 9.52%
9.02%9.63%10.24%Sep 14, 2026: 9.52% APRSep 28, 2026: 9.74% APRSep 14, 2026Sep 28, 2026
  • Sep 28, 20269.74%▲ from 9.52%
  • Sep 14, 20269.52%first recorded
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Personal LoansTerm: Up to 24 Months
9.74%
▼
APR9.74%
TermUp to 24 Months
Last UpdatedSeptember 28, 2026
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 9.74% APR · checked 3 times
9.24%9.74%10.24%Sep 14, 2026: 9.74% APRSep 14, 2026Sep 28, 2026
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
Personal Loan
9.74%
▼
APR9.74%
Term—
Last UpdatedSeptember 28, 2026
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 9.74% APR · checked 3 times
9.24%9.74%10.24%Sep 14, 2026: 9.74% APRSep 14, 2026Sep 28, 2026
USX
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
Personal/Signature LoansTerm: Up to 60 Months
9.74%
▼
APR9.74%
TermUp to 60 Months
Last UpdatedSeptember 28, 2026
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 9.74% APR · checked 4 times
9.24%9.74%10.24%Sep 14, 2026: 9.74% APRSep 14, 2026Sep 28, 2026
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
Unsecured Loans
9.75%
▼
APR9.75%
Term—
Last UpdatedSeptember 28, 2026
Details

As low as

Rate History
No change since Sep 16, 2026 · 9.75% APR · checked 2 times
9.25%9.75%10.25%Sep 16, 2026: 9.75% APRSep 16, 2026Sep 28, 2026
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
Personal LoanTerm: 24 months
9.75%
▼
APR9.75%
Interest Rate9.75%
Term24 months
Last UpdatedSeptember 28, 2026
Details

Rates are current as of 09-24-2026. Loan Rates are based on credit score and term of loan. Sample monthly payment for a loan of $5,000 for 24 months at 9.75% APR would be approximately $230.15. Sample monthly payment for a loan of $10,000 for 60 months at 13.25% APR would be approximately $228.81. All rates and promotions subject to change without notice. Your actual rate and payment amount may be different as determined by your term, loan amount and credit qualifications. All rates and promotions subject to change without notice.

Rate History
No change since Sep 16, 2026 · 9.75% APR · checked 2 times
9.25%9.75%10.25%Sep 16, 2026: 9.75% APRSep 16, 2026Sep 28, 2026
Local Union 392 Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Personal LoanTerm: 37-60 Months
9.75%
▼
APR9.75%
Term37-60 Months
Last UpdatedSeptember 28, 2026
Details

Credit Rating: A

Rate History
No change since Sep 21, 2026 · 9.75% APR · checked 2 times
9.25%9.75%10.25%Sep 21, 2026: 9.75% APRSep 21, 2026Sep 28, 2026
Riverview Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
Signature LoansTerm: 24 Mos.
9.75%
▼
APR9.75%
Interest Rate9.75%
Term24 Mos.
Last UpdatedSeptember 28, 2026
Details

Balance: Up to $2,500

Rate History
No change since Sep 14, 2026 · 9.75% APR · checked 4 times
9.25%9.75%10.25%Sep 14, 2026: 9.75% APRSep 14, 2026Sep 28, 2026
Whitewater Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
Unsecured (personal loan)Term: Up to 36 Months
9.85%
▼
APR9.85%
Interest Rate9.49%
TermUp to 36 Months
Last UpdatedSeptember 28, 2026
Details

up to $10,000; As Low As

Rate History
2 changes since Sep 14, 2026 · 9.85% → 9.85% ▼ 0.00 pts · high 9.85% / low 9.49%
8.99%9.67%10.35%Sep 14, 2026: 9.85% APRSep 18, 2026: 9.49% APRSep 22, 2026: 9.85% APRSep 14, 2026Sep 28, 2026
  • Sep 22, 20269.85%▲ from 9.49%
  • Sep 18, 20269.49%▼ from 9.85%
  • Sep 14, 20269.85%first recorded
Whitewater Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
Unsecured LoanTerm: 36 months
9.85%
▼
APR9.85%
Term36 months
Last UpdatedSeptember 28, 2026
Details

Unsecured APR of 9.85% is based on borrowing $7,500 for 36 months, with a 710 or higher credit score. Unsecured loans have a $40 processing fee.

Rate History
No change since Sep 14, 2026 · 9.85% APR · checked 3 times
9.35%9.85%10.35%Sep 14, 2026: 9.85% APRSep 14, 2026Sep 28, 2026
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.20%
Personal Loans maximum term 60 monthsTerm: up to 60 months
9.90%
▼
APR9.90%
Interest Rate9.74%
Termup to 60 months
Last UpdatedSeptember 28, 2026
Details

up to $25,000,; As Low As; Personal Loans

Rate History
No change since Sep 16, 2026 · 9.90% APR · checked 2 times
9.40%9.90%10.40%Sep 16, 2026: 9.90% APRSep 16, 2026Sep 28, 2026
National Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
Signature Loans
9.90%
▼
APR9.90%
Term—
Last UpdatedSeptember 28, 2026
Details

Published APR range: 9.90%-17.90%.

Rate History
No change since Sep 16, 2026 · 9.90% APR · checked 2 times
9.40%9.90%10.40%Sep 16, 2026: 9.90% APRSep 16, 2026Sep 28, 2026
Millstream Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
Signature Loan
9.95%
▼
APR9.95%
Interest Rate9.95%
Term—
Last UpdatedSeptember 28, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 9.95% APR · checked 4 times
9.45%9.95%10.45%Sep 14, 2026: 9.95% APRSep 14, 2026Sep 28, 2026
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Signature LoanTerm: 25 to 60 months
9.99%
▼
APR9.99%
Term25 to 60 months
Last UpdatedSeptember 28, 2026
Details

For general purpose loans of $1000 and greater *2

Rate History
No change since Sep 17, 2026 · 9.99% APR · checked 4 times
9.49%9.99%10.49%Sep 17, 2026: 9.99% APRSep 17, 2026Sep 28, 2026
Fasson Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
Signature Loan
9.99%
▼
APR9.99%
Term—
Last UpdatedSeptember 28, 2026
Details

Credit Score: 750+; Risk: Very Low; Credit Union Score: A+

Rate History
No change since Sep 21, 2026 · 9.99% APR · checked 2 times
9.49%9.99%10.49%Sep 21, 2026: 9.99% APRSep 21, 2026Sep 28, 2026
Golden Circle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.75%
Unsecured Loans
9.99%
▼
APR9.99%
Term—
Last UpdatedSeptember 28, 2026
Details

Term: Contact us for details.; As low as; Interest rates are determined by the credit profile of the borrowing member and the terms and conditions of the loan request. No interest rate is finalized until a valid Loan Application has been submitted. The above rates are valid as of the date listed above, and subject to change without notice.

Rate History
No change since Sep 22, 2026 · 9.99% APR
9.49%9.99%10.49%Sep 22, 2026: 9.99% APRSep 22, 2026Sep 28, 2026
Code Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
Signature LoanTerm: 60 months
9.99%
▼
APR9.99%
Term60 months
Last UpdatedSeptember 28, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 9.99% APR · checked 3 times
9.49%9.99%10.49%Sep 14, 2026: 9.99% APRSep 14, 2026Sep 28, 2026
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 13.58%
Debt Consolidation LoanTerm: up to 24 Months
9.99%
▼
APR9.99%
Termup to 24 Months
Last UpdatedSeptember 28, 2026
Details

As low as

Rate History
No change since Sep 18, 2026 · 9.99% APR · checked 2 times
9.49%9.99%10.49%Sep 18, 2026: 9.99% APRSep 18, 2026Sep 28, 2026
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 13.58%
Personal / up to 24 Months LoanTerm: up to 24 Months
9.99%
▼
APR9.99%
Termup to 24 Months
Last UpdatedSeptember 28, 2026
Details

$1,000-$2,499; As low as

Rate History
No change since Sep 14, 2026 · 9.99% APR · checked 3 times
9.49%9.99%10.49%Sep 14, 2026: 9.99% APRSep 14, 2026Sep 28, 2026
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 13.58%
Personal / up to 36 Months LoanTerm: up to 36 Months
9.99%
▼
APR9.99%
Termup to 36 Months
Last UpdatedSeptember 28, 2026
Details

$2,500 - $4,999; As low as

Rate History
No change since Sep 14, 2026 · 9.99% APR · checked 3 times
9.49%9.99%10.49%Sep 14, 2026: 9.99% APRSep 14, 2026Sep 28, 2026
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 13.58%
Personal / up to 48 Months LoanTerm: up to 48 Months
9.99%
▼
APR9.99%
Termup to 48 Months
Last UpdatedSeptember 28, 2026
Details

$5,000-$7,499; As low as

Rate History
No change since Sep 14, 2026 · 9.99% APR · checked 3 times
9.49%9.99%10.49%Sep 14, 2026: 9.99% APRSep 14, 2026Sep 28, 2026
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 13.58%
Personal LoanTerm: up to 24 months
9.99%
▼
APR9.99%
Termup to 24 months
Last UpdatedSeptember 28, 2026
Details

As low as

Rate History
No change since Sep 18, 2026 · 9.99% APR · checked 3 times
9.49%9.99%10.49%Sep 18, 2026: 9.99% APRSep 18, 2026Sep 28, 2026
Genesis Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
Personal Loan
9.99%
▼
APR9.99%
Term—
Last UpdatedSeptember 28, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 9.99% APR · checked 4 times
9.49%9.99%10.49%Sep 14, 2026: 9.99% APRSep 14, 2026Sep 28, 2026
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
Unsecured Loan
10.00%
▼
APR10.00%
Term—
Last UpdatedSeptember 28, 2026
Details

As Low As

Rate History
No change since Sep 20, 2026 · 10.00% APR · checked 2 times
9.50%10.00%10.50%Sep 20, 2026: 10.00% APRSep 20, 2026Sep 28, 2026
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.53%
Personal LoanTerm: 1 year
10.00%
▼
APR10.00%
Term1 year
Last UpdatedSeptember 28, 2026
Details

As Low As; 9.00%

Rate History
No change since Sep 12, 2026 · 10.00% APR · checked 5 times
9.50%10.00%10.50%Sep 12, 2026: 10.00% APRSep 12, 2026Sep 28, 2026
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
Signature Loan - 24 MonthsTerm: 24 months
10.00%
▼
APR10.00%
Term24 months
Last UpdatedSeptember 28, 2026
Details

up to $3,000; Credit Score: 750+

Rate History
No change since Sep 14, 2026 · 10.00% APR · checked 4 times
9.50%10.00%10.50%Sep 14, 2026: 10.00% APRSep 14, 2026Sep 28, 2026
Steel Valley Federal Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 22.34%
Signature and personal loanTerm: 24 months
10.00%
▼
APR10.00%
Term24 months
Last UpdatedSeptember 28, 2026
Details

Credit Score: 730 +

Rate History
No change since Sep 14, 2026 · 10.00% APR · checked 5 times
9.50%10.00%10.50%Sep 14, 2026: 10.00% APRSep 14, 2026Sep 28, 2026
Local Union 392 Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Personal LoanTerm: 61-84 Months
10.00%
▼
APR10.00%
Term61-84 Months
Last UpdatedSeptember 28, 2026
Details

Credit Rating: A

Rate History
No change since Sep 21, 2026 · 10.00% APR · checked 2 times
9.50%10.00%10.50%Sep 21, 2026: 10.00% APRSep 21, 2026Sep 28, 2026
Toledo Urban Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.05%
Signature UnsecuredTerm: 60 Months
10.00%
▼
APR10.00%
Interest Rate10.00%
Term60 Months
Last UpdatedSeptember 28, 2026
Details

Published rate range: 10.0% - 18.0%.

Rate History
No change since Sep 14, 2026 · 10.00% APR · checked 4 times
9.50%10.00%10.50%Sep 14, 2026: 10.00% APRSep 14, 2026Sep 28, 2026
FirstEnergy Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
Unsecured LoansTerm: Up to 48 months
10.00%
▼
APR10.00%
TermUp to 48 months
Last UpdatedSeptember 28, 2026
Details

Loan Amount: Up to $10,000

Rate History
No change since Sep 14, 2026 · 10.00% APR · checked 3 times
9.50%10.00%10.50%Sep 14, 2026: 10.00% APRSep 14, 2026Sep 28, 2026
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
Signature LoansTerm: Up to 24 months
10.00%
▼
APR10.00%
TermUp to 24 months
Last UpdatedSeptember 28, 2026
Details

As low as

Rate History
1 change since Sep 14, 2026 · 9.75% → 10.00% ▲ 0.25 pts · high 10.00% / low 9.75%
9.25%9.88%10.50%Sep 14, 2026: 9.75% APRSep 18, 2026: 10.00% APRSep 14, 2026Sep 28, 2026
  • Sep 18, 202610.00%▲ from 9.75%
  • Sep 14, 20269.75%first recorded
Members Choice Credit Union Greenville, OH
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
Signature Personal LoanTerm: up to 60 months
10.00%
▼
APR10.00%
Interest Rate10.00%
Termup to 60 months
Last UpdatedSeptember 28, 2026
Details

Based upon credit rating

Rate History
No change since Sep 14, 2026 · 10.00% APR · checked 4 times
9.50%10.00%10.50%Sep 14, 2026: 10.00% APRSep 14, 2026Sep 28, 2026
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
Short Term Personal Loan - C
10.00%
▼
APR10.00%
Term—
Last UpdatedSeptember 28, 2026
Details

Diamond Club*: 9.00%; Maximum Limits: $4,500

Rate History
No change since Sep 14, 2026 · 10.00% APR · checked 4 times
9.50%10.00%10.50%Sep 14, 2026: 10.00% APRSep 14, 2026Sep 28, 2026
DoverPhila Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
Personal LoanTerm: 60 month max
10.00%
▼
APR10.00%
Term60 month max
Last UpdatedSeptember 28, 2026
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 10.00% APR · checked 4 times
9.50%10.00%10.50%Sep 14, 2026: 10.00% APRSep 14, 2026Sep 28, 2026
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.20%
Personal Lines of Credit- minimum payment is 2% of the balance. Loan
10.15%
▼
APR10.15%
Interest Rate9.99%
Term—
Last UpdatedSeptember 28, 2026
Details

As Low As; minimum payment is 2% of the balance.

Rate History
No change since Sep 16, 2026 · 10.15% APR · checked 2 times
9.65%10.15%10.65%Sep 16, 2026: 10.15% APRSep 16, 2026Sep 28, 2026
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
Unsecured loansTerm: up to 36 months
10.25%
▼
APR10.25%
Termup to 36 months
Last UpdatedSeptember 28, 2026
Details

over $1,000.00; Current Prime Rate is 6.75%

Rate History
No change since Sep 14, 2026 · 10.25% APR · checked 4 times
9.75%10.25%10.75%Sep 14, 2026: 10.25% APRSep 14, 2026Sep 28, 2026
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.11%
Personal LoanTerm: 1 - 24 Months
10.29%
▼
APR10.29%
Interest Rate10.29%
Term1 - 24 Months
Last UpdatedSeptember 28, 2026
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 10.29% APR · checked 4 times
9.79%10.29%10.79%Sep 14, 2026: 10.29% APRSep 14, 2026Sep 28, 2026
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
Unsecured LoansTerm: 36 Months
10.31%
▼
APR10.31%
Term36 Months
Last UpdatedSeptember 28, 2026
Details

As Low As; 9.95%

Rate History
No change since Sep 14, 2026 · 10.31% APR · checked 4 times
9.81%10.31%10.81%Sep 14, 2026: 10.31% APRSep 14, 2026Sep 28, 2026
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.10%
Debt Consolidation Loan
10.44%
▼
APR10.44%
Interest Rate10.20%
Term—
Last UpdatedSeptember 28, 2026
Details

Pay Off Those High Interest Credit Cards!

Rate History
No change since Sep 14, 2026 · 10.44% APR · checked 4 times
9.94%10.44%10.94%Sep 14, 2026: 10.44% APRSep 14, 2026Sep 28, 2026
First Mutual Bank, FSB
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
Personal LoanTerm: 36 months
10.45%
▼
APR10.45%
Interest Rate9.99%
Term36 months
Last UpdatedSeptember 28, 2026
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 10.45% APR · checked 3 times
9.95%10.45%10.95%Sep 14, 2026: 10.45% APRSep 14, 2026Sep 28, 2026
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
Personal LoanTerm: 24 months
10.49%
▼
APR10.49%
Term24 months
Last UpdatedSeptember 28, 2026
Details

No additional details available.

Rate History
No change since Sep 18, 2026 · 10.49% APR · checked 3 times
9.99%10.49%10.99%Sep 18, 2026: 10.49% APRSep 18, 2026Sep 28, 2026
ih Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.64%
Unsecured LoansTerm: 36 months
10.49%
▼
APR10.49%
Term36 months
Last UpdatedSeptember 28, 2026
Details

As Low As; Rates subject to change. The actual rate and payment amount will reflect a member's individual circumstance and credit score and may be higher than the rates above. Other conditions may apply. Loan special rates exclude the refinancing of IH Credit Union loans. New money Only.

Rate History
No change since Sep 14, 2026 · 10.49% APR · checked 4 times
9.99%10.49%10.99%Sep 14, 2026: 10.49% APRSep 14, 2026Sep 28, 2026
St Josephs Canton Parish Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
Signature Loan
10.50%
▼
APR10.50%
Term—
Last UpdatedSeptember 28, 2026
Details

As low as; Rates subject to change without notice.

Rate History
No change since Sep 14, 2026 · 10.50% APR · checked 4 times
10.00%10.50%11.00%Sep 14, 2026: 10.50% APRSep 14, 2026Sep 28, 2026
Wayne County Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Personal LoansTerm: Up to 12 months
10.50%
▼
APR10.50%
TermUp to 12 months
Last UpdatedSeptember 28, 2026
Details

As Low As;*

Rate History
No change since Sep 14, 2026 · 10.50% APR · checked 5 times
10.00%10.50%11.00%Sep 14, 2026: 10.50% APRSep 14, 2026Sep 28, 2026
Softite Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.01%
Signature Loan
10.50%
▼
APR10.50%
Term—
Last UpdatedSeptember 28, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 10.50% APR · checked 5 times
10.00%10.50%11.00%Sep 14, 2026: 10.50% APRSep 14, 2026Sep 28, 2026
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.66%
Personal / Signature Loans (Unsecured)Term: Up to 60 Months
10.50%
▼
APR10.50%
TermUp to 60 Months
Last UpdatedSeptember 28, 2026
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 10.50% APR · checked 3 times
10.00%10.50%11.00%Sep 14, 2026: 10.50% APRSep 14, 2026Sep 28, 2026
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
Personal Loans up to 72 months - A+Term: up to 72 months
10.50%
▼
APR10.50%
Termup to 72 months
Last UpdatedSeptember 28, 2026
Details

Maximum Limits: $20,000

Rate History
No change since Sep 18, 2026 · 10.50% APR · checked 3 times
10.00%10.50%11.00%Sep 18, 2026: 10.50% APRSep 18, 2026Sep 28, 2026
MyUSA Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Lifestyle Loan (Personal Loan)
10.50%
▼
APR10.50%
Term—
Last UpdatedSeptember 28, 2026
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 10.50% APR · checked 4 times
10.00%10.50%11.00%Sep 14, 2026: 10.50% APRSep 14, 2026Sep 28, 2026
MyUSA Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Unsecured, Signature (Lifestyle Loan )Term: 1-60 months
10.50%
▼
APR10.50%
Term1-60 months
Last UpdatedSeptember 28, 2026
Details

Your APR will be between 10.50% and 20.50% based on creditworthiness at time of application for loan terms of 1-60 months and amounts $1,500-$15,000. Unsecured Personal Loan Example: if you get approved for a $10,000 loan at 10.50% APR for a term of 24 months, you'll pay just $463.76 a month. Minimum payment is $100 per month, unless specifically stated otherwise for special loan promotions.

Rate History
No change since Sep 14, 2026 · 10.50% APR · checked 2 times
10.00%10.50%11.00%Sep 14, 2026: 10.50% APRSep 14, 2026Sep 28, 2026
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.11%
Personal LoanTerm: 25 - 36 Months
10.54%
▼
APR10.54%
Interest Rate10.54%
Term25 - 36 Months
Last UpdatedSeptember 28, 2026
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 10.54% APR · checked 4 times
10.04%10.54%11.04%Sep 14, 2026: 10.54% APRSep 14, 2026Sep 28, 2026
State Highway Patrol Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
Debt Restructure LoanTerm: Up to 60 Months
10.59%
▼
APR10.59%
TermUp to 60 Months
Last UpdatedSeptember 28, 2026
Details

As Low As

Rate History
1 change since Sep 14, 2026 · 11.59% → 10.59% ▼ 1.00 pts · high 11.59% / low 10.59%
9.59%11.09%12.59%Sep 14, 2026: 11.59% APRSep 25, 2026: 10.59% APRSep 14, 2026Sep 28, 2026
  • Sep 25, 202610.59%▼ from 11.59%
  • Sep 14, 202611.59%first recorded
State Highway Patrol Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
Unsecured Term LoansTerm: 12 Months
10.59%
▼
APR10.59%
Term12 Months
Last UpdatedSeptember 28, 2026
Details

Term: 12 Months per 1,000 borrowed, up to 60 months maximum; As Low As

Rate History
No change since Sep 17, 2026 · 10.59% APR · checked 4 times
10.09%10.59%11.09%Sep 17, 2026: 10.59% APRSep 17, 2026Sep 28, 2026
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
Personal Loans up to 72 monthsTerm: up to 72 months
10.65%
▼
APR10.65%
Termup to 72 months
Last UpdatedSeptember 28, 2026
Details

Maximum Limits: $20,000

Rate History
No change since Sep 18, 2026 · 10.65% APR · checked 3 times
10.15%10.65%11.15%Sep 18, 2026: 10.65% APRSep 18, 2026Sep 28, 2026
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Personal LoansTerm: 36 Months
10.74%
▼
APR10.74%
Term36 Months
Last UpdatedSeptember 28, 2026
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 10.74% APR · checked 3 times
10.24%10.74%11.24%Sep 14, 2026: 10.74% APRSep 14, 2026Sep 28, 2026
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
Signature LoanTerm: 12 months
10.74%
▼
APR10.74%
Term12 months
Last UpdatedSeptember 28, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 10.74% APR · checked 4 times
10.24%10.74%11.24%Sep 14, 2026: 10.74% APRSep 14, 2026Sep 28, 2026
Greater Wayne Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
Personal Loan
10.75%
▼
APR10.75%
Term—
Last UpdatedSeptember 28, 2026
Details

As Low As

Rate History
No change since Sep 16, 2026 · 10.75% APR · checked 2 times
10.25%10.75%11.25%Sep 16, 2026: 10.75% APRSep 16, 2026Sep 28, 2026
Wayne County Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Personal LoansTerm: 13-24 Months
10.75%
▼
APR10.75%
Term13-24 Months
Last UpdatedSeptember 28, 2026
Details

As Low As;*

Rate History
No change since Sep 14, 2026 · 10.75% APR · checked 5 times
10.25%10.75%11.25%Sep 14, 2026: 10.75% APRSep 14, 2026Sep 28, 2026
Local Union 392 Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Signature (Unsecured) Loan 1-48 monthsTerm: 48 Months
10.75%
▼
APR10.75%
Term48 Months
Last UpdatedSeptember 28, 2026
Details

Credit Rating: A+; Amount: $12,500

Rate History
No change since Sep 21, 2026 · 10.75% APR · checked 2 times
10.25%10.75%11.25%Sep 21, 2026: 10.75% APRSep 21, 2026Sep 28, 2026
Riverview Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
Signature LoansTerm: 36 Mos.
10.75%
▼
APR10.75%
Interest Rate10.75%
Term36 Mos.
Last UpdatedSeptember 28, 2026
Details

Balance: $2,501 to $5,000

Rate History
No change since Sep 14, 2026 · 10.75% APR · checked 4 times
10.25%10.75%11.25%Sep 14, 2026: 10.75% APRSep 14, 2026Sep 28, 2026
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.11%
Personal LoanTerm: 37 - 48 Months
10.79%
▼
APR10.79%
Interest Rate10.79%
Term37 - 48 Months
Last UpdatedSeptember 28, 2026
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 10.79% APR · checked 4 times
10.29%10.79%11.29%Sep 14, 2026: 10.79% APRSep 14, 2026Sep 28, 2026
First Mutual Bank, FSB
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
Personal LoanTerm: 48 months
10.85%
▼
APR10.85%
Interest Rate10.49%
Term48 months
Last UpdatedSeptember 28, 2026
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 10.85% APR · checked 3 times
10.35%10.85%11.35%Sep 14, 2026: 10.85% APRSep 14, 2026Sep 28, 2026
Education Personnel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Signature (2 year)
10.89%
▼
APR10.89%
Interest Rate10.89%
Term—
Last UpdatedSeptember 28, 2026
Details

Published APY range: 10.89%-12.89%; Published APR range: 10.89%-12.89%.

Rate History
No change since Sep 25, 2026 · 10.89% APR
10.39%10.89%11.39%Sep 25, 2026: 10.89% APRSep 25, 2026Sep 28, 2026
Cincinnati Healthcare Associates Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
Unsecured - Up to 5 Years LoanTerm: Up to 5 Years
10.95%
▼
APR10.95%
TermUp to 5 Years
Last UpdatedSeptember 28, 2026
Details

Credit Rating: A+

Rate History
No change since Sep 14, 2026 · 10.95% APR · checked 3 times
10.45%10.95%11.45%Sep 14, 2026: 10.95% APRSep 14, 2026Sep 28, 2026
Port Conneaut Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.59%
Signature Loan
10.99%
▼
APR10.99%
Term—
Last UpdatedSeptember 28, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 10.99% APR · checked 5 times
10.49%10.99%11.49%Sep 14, 2026: 10.99% APRSep 14, 2026Sep 28, 2026
LCE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
PERSONAL LOANS
10.99%
▼
APR10.99%
Term—
Last UpdatedSeptember 28, 2026
Details

Up to $15,000; As low as; Rate based on Credit Performance

Rate History
No change since Sep 14, 2026 · 10.99% APR · checked 4 times
10.49%10.99%11.49%Sep 14, 2026: 10.99% APRSep 14, 2026Sep 28, 2026
OUCU Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.56%
Personal Signature Loan
10.99%
▼
APR10.99%
Term—
Last UpdatedSeptember 28, 2026
Details

No additional details available.

Rate History
No change since Sep 22, 2026 · 10.99% APR · checked 2 times
10.49%10.99%11.49%Sep 22, 2026: 10.99% APRSep 22, 2026Sep 28, 2026
Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature LoansTerm: 5 months
10.99%
▼
APR10.99%
Term5 months
Last UpdatedSeptember 28, 2026
Details

Term: $5,000 limit - 1 signature

Rate History
No change since Sep 22, 2026 · 10.99% APR
10.49%10.99%11.49%Sep 22, 2026: 10.99% APRSep 22, 2026Sep 28, 2026
Cincinnati Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.08%
Signature LoanTerm: 36 Months
10.99%
▼
APR10.99%
Interest Rate10.99%
Term36 Months
Last UpdatedSeptember 28, 2026
Details

As Low As; $50 processing fee is included in the calculation of the APR.

Rate History
No change since Sep 14, 2026 · 10.99% APR · checked 3 times
10.49%10.99%11.49%Sep 14, 2026: 10.99% APRSep 14, 2026Sep 28, 2026
L.E.O Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.93%
Signature LoansTerm: up to 18 Months
10.99%
▼
APR10.99%
Termup to 18 Months
Last UpdatedSeptember 28, 2026
Details

Minimum Of $500 Including Adding To Existing Loan; $50.00 Minimum Monthly Loan Payment.

Rate History
No change since Sep 18, 2026 · 10.99% APR · checked 2 times
10.49%10.99%11.49%Sep 18, 2026: 10.99% APRSep 18, 2026Sep 28, 2026

Parma Personal Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Credit Union of Ohio
Institution Rating:
A+5.0 ★Texas Ratio: 5.16%
5341 Pearl Rd, Parma, OH, 44129
Personal LoanTerm: Up to 60 months
12.36%
▼
APR12.36%
Interest Rate12.15%
TermUp to 60 months
Last UpdatedSeptember 28, 2026
Details

APRs shown are based on $20,000 loan at the maximum term with a $95 processing fee.

Rate History
No change since Sep 14, 2026 · 12.36% APR · checked 4 times
11.86%12.36%12.86%Sep 14, 2026: 12.36% APRSep 14, 2026Sep 28, 2026
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
Personal LoanTerm: 33 Months
6.99%
▼
APR6.99%
Interest Rate6.99%
Term33 Months
Last UpdatedSeptember 28, 2026
Details

No additional details available.

Rate History
1 change since Sep 14, 2026 · 7.99% → 6.99% ▼ 1.00 pts · high 7.99% / low 6.99%
5.99%7.49%8.99%Sep 14, 2026: 7.99% APRSep 18, 2026: 6.99% APRSep 14, 2026Sep 28, 2026
  • Sep 18, 20266.99%▼ from 7.99%
  • Sep 14, 20267.99%first recorded
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal LoanTerm: 48 months
7.45%
▼
APR7.45%
Term48 months
Last UpdatedSeptember 28, 2026
Details

Personal/Signature loan rates as low as; Monthly installments of $120.78 based on $5,000.00 loan amount over 48 months. Rates and terms are determined by your credit qualifications and term. Loan rates effective August 28, 2025 and are subject to change. All loans subject to credit approval.

Rate History
No change since Sep 21, 2026 · 7.45% APR · checked 2 times
6.95%7.45%7.95%Sep 21, 2026: 7.45% APRSep 21, 2026Sep 28, 2026
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
Personal Loan
7.49%
▼
APR7.49%
Term—
Last UpdatedSeptember 28, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 7.49% APR · checked 5 times
6.99%7.49%7.99%Sep 14, 2026: 7.49% APRSep 14, 2026Sep 28, 2026
Buckeye State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
Personal Loan
7.50%
▼
APR7.50%
Term—
Last UpdatedSeptember 28, 2026
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 7.50% APR · checked 4 times
7.00%7.50%8.00%Sep 14, 2026: 7.50% APRSep 14, 2026Sep 28, 2026
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
Personal LoanTerm: 33 Months
7.99%
▼
APR7.99%
Interest Rate7.99%
Term33 Months
Last UpdatedSeptember 28, 2026
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 7.99% APR · checked 3 times
7.49%7.99%8.49%Sep 14, 2026: 7.99% APRSep 14, 2026Sep 28, 2026
Scott Associates Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
Personal Loans
8.50%
▼
APR8.50%
Term—
Last UpdatedSeptember 28, 2026
Details

As low as

Rate History
No change since Sep 14, 2026 · 8.50% APR · checked 3 times
8.00%8.50%9.00%Sep 14, 2026: 8.50% APRSep 14, 2026Sep 28, 2026
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
Short Term Personal Loan - A+
8.50%
▼
APR8.50%
Term—
Last UpdatedSeptember 28, 2026
Details

Diamond Club*: 7.50%; Maximum Limits: $7,500

Rate History
No change since Sep 14, 2026 · 8.50% APR · checked 4 times
8.00%8.50%9.00%Sep 14, 2026: 8.50% APRSep 14, 2026Sep 28, 2026
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
Short Term Personal Loan
8.65%
▼
APR8.65%
Term—
Last UpdatedSeptember 28, 2026
Details

Diamond Club*: 7.65%; Maximum Limits: $6,500

Rate History
No change since Sep 14, 2026 · 8.65% APR · checked 4 times
8.15%8.65%9.15%Sep 14, 2026: 8.65% APRSep 14, 2026Sep 28, 2026
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.64%
Personal LoansTerm: 36 months
8.76%
▼
APR8.76%
Interest Rate7.75%
Term36 months
Last UpdatedSeptember 28, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 8.76% APR · checked 3 times
8.26%8.76%9.26%Sep 14, 2026: 8.76% APRSep 14, 2026Sep 28, 2026
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.64%
Personal LoansTerm: 48 months
8.78%
▼
APR8.78%
Interest Rate8.00%
Term48 months
Last UpdatedSeptember 28, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 8.78% APR · checked 3 times
8.28%8.78%9.28%Sep 14, 2026: 8.78% APRSep 14, 2026Sep 28, 2026
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
Short Term Personal Loan - B
8.80%
▼
APR8.80%
Term—
Last UpdatedSeptember 28, 2026
Details

Diamond Club*: 7.80%; Maximum Limits: $5,500

Rate History
No change since Sep 14, 2026 · 8.80% APR · checked 4 times
8.30%8.80%9.30%Sep 14, 2026: 8.80% APRSep 14, 2026Sep 28, 2026
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.64%
Personal LoansTerm: 60 months
8.88%
▼
APR8.88%
Interest Rate8.25%
Term60 months
Last UpdatedSeptember 28, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 8.88% APR · checked 3 times
8.38%8.88%9.38%Sep 14, 2026: 8.88% APRSep 14, 2026Sep 28, 2026
Achieve Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
Personal Loan
8.95%
▼
APR8.95%
Term—
Last UpdatedSeptember 28, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 8.95% APR · checked 4 times
8.45%8.95%9.45%Sep 14, 2026: 8.95% APRSep 14, 2026Sep 28, 2026
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.64%
Personal LoansTerm: 84 months
8.97%
▼
APR8.97%
Interest Rate8.50%
Term84 months
Last UpdatedSeptember 28, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 8.97% APR · checked 3 times
8.47%8.97%9.47%Sep 14, 2026: 8.97% APRSep 14, 2026Sep 28, 2026
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.64%
Personal LoansTerm: 24 months
8.98%
▼
APR8.98%
Interest Rate7.50%
Term24 months
Last UpdatedSeptember 28, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 8.98% APR · checked 3 times
8.48%8.98%9.48%Sep 14, 2026: 8.98% APRSep 14, 2026Sep 28, 2026
Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
Signature/Personal Loan
8.99%
▼
APR8.99%
Term—
Last UpdatedSeptember 28, 2026
Details

As Low As; up to $35,000

Rate History
1 change since Sep 14, 2026 · 8.74% → 8.99% ▲ 0.25 pts · high 8.99% / low 8.74%
8.24%8.87%9.49%Sep 14, 2026: 8.74% APRSep 25, 2026: 8.99% APRSep 14, 2026Sep 28, 2026
  • Sep 25, 20268.99%▲ from 8.74%
  • Sep 14, 20268.74%first recorded
Everence Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
Personal Loan
8.99%
▼
APR8.99%
Term—
Last UpdatedSeptember 28, 2026
Details

As low as 8.99% APR for qualified borrowers. Rates subject to credit score.

Rate History
No change since Sep 14, 2026 · 8.99% APR · checked 3 times
8.49%8.99%9.49%Sep 14, 2026: 8.99% APRSep 14, 2026Sep 28, 2026
Jeep Country Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.93%
Signature/Personal LoansTerm: 12 Months
9.00%
▼
APR9.00%
Term12 Months
Last UpdatedSeptember 28, 2026
Details

Published APR range: 9.00% - 18.00%. Balance: $0 - $1,000

Rate History
No change since Sep 16, 2026 · 9.00% APR · checked 2 times
8.50%9.00%9.50%Sep 16, 2026: 9.00% APRSep 16, 2026Sep 28, 2026
Local Union 392 Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Personal LoanTerm: 1-36 Months
9.00%
▼
APR9.00%
Term1-36 Months
Last UpdatedSeptember 28, 2026
Details

Credit Rating: A+

Rate History
No change since Sep 21, 2026 · 9.00% APR · checked 2 times
8.50%9.00%9.50%Sep 21, 2026: 9.00% APRSep 21, 2026Sep 28, 2026
DN Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans
9.00%
▼
APR9.00%
Term—
Last UpdatedSeptember 28, 2026
Details

As low as; Rates subject to change without notice.

Rate History
No change since Sep 14, 2026 · 9.00% APR · checked 4 times
8.50%9.00%9.50%Sep 14, 2026: 9.00% APRSep 14, 2026Sep 28, 2026
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.64%
Personal LoansTerm: 72 months
9.04%
▼
APR9.04%
Interest Rate8.50%
Term72 months
Last UpdatedSeptember 28, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 9.04% APR · checked 3 times
8.54%9.04%9.54%Sep 14, 2026: 9.04% APRSep 14, 2026Sep 28, 2026
Local Union 392 Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Personal LoanTerm: 37-60 Months
9.25%
▼
APR9.25%
Term37-60 Months
Last UpdatedSeptember 28, 2026
Details

Credit Rating: A+

Rate History
No change since Sep 21, 2026 · 9.25% APR · checked 2 times
8.75%9.25%9.75%Sep 21, 2026: 9.25% APRSep 21, 2026Sep 28, 2026
First Mutual Bank, FSB
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
Personal LoanTerm: 24 months
9.46%
▼
APR9.46%
Interest Rate8.80%
Term24 months
Last UpdatedSeptember 28, 2026
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 9.46% APR · checked 3 times
8.96%9.46%9.96%Sep 14, 2026: 9.46% APRSep 14, 2026Sep 28, 2026
Jeep Country Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.93%
Signature/Personal LoansTerm: 48 Months
9.49%
▼
APR9.49%
Term48 Months
Last UpdatedSeptember 28, 2026
Details

Published APR range: 9.49% - 9.99%. Balance: $4,001 - $6,000

Rate History
No change since Sep 16, 2026 · 9.49% APR · checked 2 times
8.99%9.49%9.99%Sep 16, 2026: 9.49% APRSep 16, 2026Sep 28, 2026
Local Union 392 Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Personal LoanTerm: 1-36 Months
9.50%
▼
APR9.50%
Term1-36 Months
Last UpdatedSeptember 28, 2026
Details

Credit Rating: A

Rate History
No change since Sep 21, 2026 · 9.50% APR · checked 2 times
9.00%9.50%10.00%Sep 21, 2026: 9.50% APRSep 21, 2026Sep 28, 2026
First Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
Personal LoansTerm: Up to 60 Months
9.74%
▼
APR9.74%
Interest Rate8.24%
TermUp to 60 Months
Last UpdatedSeptember 28, 2026
Details

As low as

Rate History
1 change since Sep 14, 2026 · 9.52% → 9.74% ▲ 0.22 pts · high 9.74% / low 9.52%
9.02%9.63%10.24%Sep 14, 2026: 9.52% APRSep 28, 2026: 9.74% APRSep 14, 2026Sep 28, 2026
  • Sep 28, 20269.74%▲ from 9.52%
  • Sep 14, 20269.52%first recorded
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Personal LoansTerm: Up to 24 Months
9.74%
▼
APR9.74%
TermUp to 24 Months
Last UpdatedSeptember 28, 2026
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 9.74% APR · checked 3 times
9.24%9.74%10.24%Sep 14, 2026: 9.74% APRSep 14, 2026Sep 28, 2026
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.54%
Personal Loan
9.74%
▼
APR9.74%
Term—
Last UpdatedSeptember 28, 2026
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 9.74% APR · checked 3 times
9.24%9.74%10.24%Sep 14, 2026: 9.74% APRSep 14, 2026Sep 28, 2026
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
Personal LoanTerm: 24 months
9.75%
▼
APR9.75%
Interest Rate9.75%
Term24 months
Last UpdatedSeptember 28, 2026
Details

Rates are current as of 09-24-2026. Loan Rates are based on credit score and term of loan. Sample monthly payment for a loan of $5,000 for 24 months at 9.75% APR would be approximately $230.15. Sample monthly payment for a loan of $10,000 for 60 months at 13.25% APR would be approximately $228.81. All rates and promotions subject to change without notice. Your actual rate and payment amount may be different as determined by your term, loan amount and credit qualifications. All rates and promotions subject to change without notice.

Rate History
No change since Sep 16, 2026 · 9.75% APR · checked 2 times
9.25%9.75%10.25%Sep 16, 2026: 9.75% APRSep 16, 2026Sep 28, 2026
Local Union 392 Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Personal LoanTerm: 37-60 Months
9.75%
▼
APR9.75%
Term37-60 Months
Last UpdatedSeptember 28, 2026
Details

Credit Rating: A

Rate History
No change since Sep 21, 2026 · 9.75% APR · checked 2 times
9.25%9.75%10.25%Sep 21, 2026: 9.75% APRSep 21, 2026Sep 28, 2026
Whitewater Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
Unsecured (personal loan)Term: Up to 36 Months
9.85%
▼
APR9.85%
Interest Rate9.49%
TermUp to 36 Months
Last UpdatedSeptember 28, 2026
Details

up to $10,000; As Low As

Rate History
2 changes since Sep 14, 2026 · 9.85% → 9.85% ▼ 0.00 pts · high 9.85% / low 9.49%
8.99%9.67%10.35%Sep 14, 2026: 9.85% APRSep 18, 2026: 9.49% APRSep 22, 2026: 9.85% APRSep 14, 2026Sep 28, 2026
  • Sep 22, 20269.85%▲ from 9.49%
  • Sep 18, 20269.49%▼ from 9.85%
  • Sep 14, 20269.85%first recorded
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.20%
Personal Loans maximum term 60 monthsTerm: up to 60 months
9.90%
▼
APR9.90%
Interest Rate9.74%
Termup to 60 months
Last UpdatedSeptember 28, 2026
Details

up to $25,000,; As Low As; Personal Loans

Rate History
No change since Sep 16, 2026 · 9.90% APR · checked 2 times
9.40%9.90%10.40%Sep 16, 2026: 9.90% APRSep 16, 2026Sep 28, 2026
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 13.58%
Personal LoanTerm: up to 24 months
9.99%
▼
APR9.99%
Termup to 24 months
Last UpdatedSeptember 28, 2026
Details

As low as

Rate History
No change since Sep 18, 2026 · 9.99% APR · checked 3 times
9.49%9.99%10.49%Sep 18, 2026: 9.99% APRSep 18, 2026Sep 28, 2026
Genesis Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
Personal Loan
9.99%
▼
APR9.99%
Term—
Last UpdatedSeptember 28, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 9.99% APR · checked 4 times
9.49%9.99%10.49%Sep 14, 2026: 9.99% APRSep 14, 2026Sep 28, 2026
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.53%
Personal LoanTerm: 1 year
10.00%
▼
APR10.00%
Term1 year
Last UpdatedSeptember 28, 2026
Details

As Low As; 9.00%

Rate History
No change since Sep 12, 2026 · 10.00% APR · checked 5 times
9.50%10.00%10.50%Sep 12, 2026: 10.00% APRSep 12, 2026Sep 28, 2026
Steel Valley Federal Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 22.34%
Signature and personal loanTerm: 24 months
10.00%
▼
APR10.00%
Term24 months
Last UpdatedSeptember 28, 2026
Details

Credit Score: 730 +

Rate History
No change since Sep 14, 2026 · 10.00% APR · checked 5 times
9.50%10.00%10.50%Sep 14, 2026: 10.00% APRSep 14, 2026Sep 28, 2026
Local Union 392 Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Personal LoanTerm: 61-84 Months
10.00%
▼
APR10.00%
Term61-84 Months
Last UpdatedSeptember 28, 2026
Details

Credit Rating: A

Rate History
No change since Sep 21, 2026 · 10.00% APR · checked 2 times
9.50%10.00%10.50%Sep 21, 2026: 10.00% APRSep 21, 2026Sep 28, 2026
Members Choice Credit Union Greenville, OH
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
Signature Personal LoanTerm: up to 60 months
10.00%
▼
APR10.00%
Interest Rate10.00%
Termup to 60 months
Last UpdatedSeptember 28, 2026
Details

Based upon credit rating

Rate History
No change since Sep 14, 2026 · 10.00% APR · checked 4 times
9.50%10.00%10.50%Sep 14, 2026: 10.00% APRSep 14, 2026Sep 28, 2026
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
Short Term Personal Loan - C
10.00%
▼
APR10.00%
Term—
Last UpdatedSeptember 28, 2026
Details

Diamond Club*: 9.00%; Maximum Limits: $4,500

Rate History
No change since Sep 14, 2026 · 10.00% APR · checked 4 times
9.50%10.00%10.50%Sep 14, 2026: 10.00% APRSep 14, 2026Sep 28, 2026
DoverPhila Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
Personal LoanTerm: 60 month max
10.00%
▼
APR10.00%
Term60 month max
Last UpdatedSeptember 28, 2026
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 10.00% APR · checked 4 times
9.50%10.00%10.50%Sep 14, 2026: 10.00% APRSep 14, 2026Sep 28, 2026
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.11%
Personal LoanTerm: 1 - 24 Months
10.29%
▼
APR10.29%
Interest Rate10.29%
Term1 - 24 Months
Last UpdatedSeptember 28, 2026
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 10.29% APR · checked 4 times
9.79%10.29%10.79%Sep 14, 2026: 10.29% APRSep 14, 2026Sep 28, 2026
First Mutual Bank, FSB
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
Personal LoanTerm: 36 months
10.45%
▼
APR10.45%
Interest Rate9.99%
Term36 months
Last UpdatedSeptember 28, 2026
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 10.45% APR · checked 3 times
9.95%10.45%10.95%Sep 14, 2026: 10.45% APRSep 14, 2026Sep 28, 2026
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
Personal LoanTerm: 24 months
10.49%
▼
APR10.49%
Term24 months
Last UpdatedSeptember 28, 2026
Details

No additional details available.

Rate History
No change since Sep 18, 2026 · 10.49% APR · checked 3 times
9.99%10.49%10.99%Sep 18, 2026: 10.49% APRSep 18, 2026Sep 28, 2026
Wayne County Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Personal LoansTerm: Up to 12 months
10.50%
▼
APR10.50%
TermUp to 12 months
Last UpdatedSeptember 28, 2026
Details

As Low As;*

Rate History
No change since Sep 14, 2026 · 10.50% APR · checked 5 times
10.00%10.50%11.00%Sep 14, 2026: 10.50% APRSep 14, 2026Sep 28, 2026
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
Personal Loans up to 72 months - A+Term: up to 72 months
10.50%
▼
APR10.50%
Termup to 72 months
Last UpdatedSeptember 28, 2026
Details

Maximum Limits: $20,000

Rate History
No change since Sep 18, 2026 · 10.50% APR · checked 3 times
10.00%10.50%11.00%Sep 18, 2026: 10.50% APRSep 18, 2026Sep 28, 2026
MyUSA Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Lifestyle Loan (Personal Loan)
10.50%
▼
APR10.50%
Term—
Last UpdatedSeptember 28, 2026
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 10.50% APR · checked 4 times
10.00%10.50%11.00%Sep 14, 2026: 10.50% APRSep 14, 2026Sep 28, 2026
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.11%
Personal LoanTerm: 25 - 36 Months
10.54%
▼
APR10.54%
Interest Rate10.54%
Term25 - 36 Months
Last UpdatedSeptember 28, 2026
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 10.54% APR · checked 4 times
10.04%10.54%11.04%Sep 14, 2026: 10.54% APRSep 14, 2026Sep 28, 2026
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
Personal Loans up to 72 monthsTerm: up to 72 months
10.65%
▼
APR10.65%
Termup to 72 months
Last UpdatedSeptember 28, 2026
Details

Maximum Limits: $20,000

Rate History
No change since Sep 18, 2026 · 10.65% APR · checked 3 times
10.15%10.65%11.15%Sep 18, 2026: 10.65% APRSep 18, 2026Sep 28, 2026
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
Personal LoansTerm: 36 Months
10.74%
▼
APR10.74%
Term36 Months
Last UpdatedSeptember 28, 2026
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 10.74% APR · checked 3 times
10.24%10.74%11.24%Sep 14, 2026: 10.74% APRSep 14, 2026Sep 28, 2026
Greater Wayne Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
Personal Loan
10.75%
▼
APR10.75%
Term—
Last UpdatedSeptember 28, 2026
Details

As Low As

Rate History
No change since Sep 16, 2026 · 10.75% APR · checked 2 times
10.25%10.75%11.25%Sep 16, 2026: 10.75% APRSep 16, 2026Sep 28, 2026
Wayne County Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Personal LoansTerm: 13-24 Months
10.75%
▼
APR10.75%
Term13-24 Months
Last UpdatedSeptember 28, 2026
Details

As Low As;*

Rate History
No change since Sep 14, 2026 · 10.75% APR · checked 5 times
10.25%10.75%11.25%Sep 14, 2026: 10.75% APRSep 14, 2026Sep 28, 2026
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.11%
Personal LoanTerm: 37 - 48 Months
10.79%
▼
APR10.79%
Interest Rate10.79%
Term37 - 48 Months
Last UpdatedSeptember 28, 2026
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 10.79% APR · checked 4 times
10.29%10.79%11.29%Sep 14, 2026: 10.79% APRSep 14, 2026Sep 28, 2026
First Mutual Bank, FSB
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
Personal LoanTerm: 48 months
10.85%
▼
APR10.85%
Interest Rate10.49%
Term48 months
Last UpdatedSeptember 28, 2026
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 10.85% APR · checked 3 times
10.35%10.85%11.35%Sep 14, 2026: 10.85% APRSep 14, 2026Sep 28, 2026
LCE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
PERSONAL LOANS
10.99%
▼
APR10.99%
Term—
Last UpdatedSeptember 28, 2026
Details

Up to $15,000; As low as; Rate based on Credit Performance

Rate History
No change since Sep 14, 2026 · 10.99% APR · checked 4 times
10.49%10.99%11.49%Sep 14, 2026: 10.99% APRSep 14, 2026Sep 28, 2026

Parma Debt Consolidation Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
G.O.O.D Loans (Get Out Of Debt)
8.00%
▼
APR8.00%
Term—
Last UpdatedSeptember 28, 2026
Details

Credit score of 630 and above required

Rate History
No change since Sep 22, 2026 · 8.00% APR · checked 2 times
7.50%8.00%8.50%Sep 22, 2026: 8.00% APRSep 22, 2026Sep 28, 2026
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 13.58%
Debt Consolidation LoanTerm: up to 24 Months
9.99%
▼
APR9.99%
Termup to 24 Months
Last UpdatedSeptember 28, 2026
Details

As low as

Rate History
No change since Sep 18, 2026 · 9.99% APR · checked 2 times
9.49%9.99%10.49%Sep 18, 2026: 9.99% APRSep 18, 2026Sep 28, 2026
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.10%
Debt Consolidation Loan
10.44%
▼
APR10.44%
Interest Rate10.20%
Term—
Last UpdatedSeptember 28, 2026
Details

Pay Off Those High Interest Credit Cards!

Rate History
No change since Sep 14, 2026 · 10.44% APR · checked 4 times
9.94%10.44%10.94%Sep 14, 2026: 10.44% APRSep 14, 2026Sep 28, 2026
State Highway Patrol Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
Debt Restructure LoanTerm: Up to 60 Months
10.59%
▼
APR10.59%
TermUp to 60 Months
Last UpdatedSeptember 28, 2026
Details

As Low As

Rate History
1 change since Sep 14, 2026 · 11.59% → 10.59% ▼ 1.00 pts · high 11.59% / low 10.59%
9.59%11.09%12.59%Sep 14, 2026: 11.59% APRSep 25, 2026: 10.59% APRSep 14, 2026Sep 28, 2026
  • Sep 25, 202610.59%▼ from 11.59%
  • Sep 14, 202611.59%first recorded

Parma Signature Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
6740 Broadview Rd, Parma, OH, 44134 4886
Signature Loans - 12 month Holiday LoanTerm: 12 month
9.00%
▼
APR9.00%
Term12 month
Last UpdatedSeptember 28, 2026
Details

As low as

Rate History
No change since Sep 14, 2026 · 9.00% APR · checked 2 times
8.50%9.00%9.50%Sep 14, 2026: 9.00% APRSep 14, 2026Sep 28, 2026
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
7367 York Rd, Parma, OH, 44130 5162
Signature LoansTerm: 24 Months Maximum
9.25%
▼
APR9.25%
Term24 Months Maximum
Last UpdatedSeptember 28, 2026
Details

Beacon Score: 725+; Maximum Amount: $1,500

Rate History
No change since Sep 20, 2026 · 9.25% APR · checked 2 times
8.75%9.25%9.75%Sep 20, 2026: 9.25% APRSep 20, 2026Sep 28, 2026
Wiremens Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
5800 State Rd, Parma, OH, 44134
Signature LoanTerm: up to 36 months
9.90%
▼
APR9.90%
Termup to 36 months
Last UpdatedSeptember 28, 2026
Details

up to $6.000.00; As Low As

Rate History
No change since Sep 14, 2026 · 9.90% APR · checked 4 times
9.40%9.90%10.40%Sep 14, 2026: 9.90% APRSep 14, 2026Sep 28, 2026
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
7367 York Rd, Parma, OH, 44130 5162
Signature LoansTerm: 24 Months Maximum
10.25%
▼
APR10.25%
Term24 Months Maximum
Last UpdatedSeptember 28, 2026
Details

Beacon Score: 675 - 724; Maximum Amount: $1,000

Rate History
No change since Sep 20, 2026 · 10.25% APR · checked 2 times
9.75%10.25%10.75%Sep 20, 2026: 10.25% APRSep 20, 2026Sep 28, 2026
PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
5255 Regency Dr, Parma, OH, 44129 5453
Personal/Signature/Bill Consolidation Loans
10.75%
▼
APR10.75%
Term—
Last UpdatedSeptember 28, 2026
Details

As Low As; *

Rate History
No change since Sep 14, 2026 · 10.75% APR · checked 4 times
10.25%10.75%11.25%Sep 14, 2026: 10.75% APRSep 14, 2026Sep 28, 2026
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
6740 Broadview Rd, Parma, OH, 44134 4886
Signature Loans - 36 monthsTerm: 36 months
10.99%
▼
APR10.99%
Term36 months
Last UpdatedSeptember 28, 2026
Details

As low as

Rate History
No change since Sep 14, 2026 · 10.99% APR · checked 2 times
10.49%10.99%11.49%Sep 14, 2026: 10.99% APRSep 14, 2026Sep 28, 2026
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
7367 York Rd, Parma, OH, 44130 5162
Signature LoansTerm: 24 Months Maximum
11.25%
▼
APR11.25%
Term24 Months Maximum
Last UpdatedSeptember 28, 2026
Details

Beacon Score: 625 - 674; Maximum Amount: $500

Rate History
No change since Sep 20, 2026 · 11.25% APR · checked 2 times
10.75%11.25%11.75%Sep 20, 2026: 11.25% APRSep 20, 2026Sep 28, 2026
Firefighters Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.32%
1222 W Pleasant Valley Rd, Parma, OH, 44134
Signature Loan
11.40%
▼
APR11.40%
Interest Rate11.00%
Term—
Last UpdatedSeptember 28, 2026
Details

As Low As; Rates based on credit history, number of years the loan is financed and the amount financed. Higher rate may be offered upon approval. The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law. Contact FFCCU at 800.621.4644 for details and current rates as they are subject to change at any time and without notice. Signature loan APR based on $10,000 financed for 48 months, with qualifying credit, including loan processing fee of $75. Other terms & conditions may apply.

Rate History
No change since Sep 14, 2026 · 11.40% APR · checked 4 times
10.90%11.40%11.90%Sep 14, 2026: 11.40% APRSep 14, 2026Sep 28, 2026
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
6740 Broadview Rd, Parma, OH, 44134 4886
Signature Loans - 48 monthsTerm: 48 months
11.49%
▼
APR11.49%
Term48 months
Last UpdatedSeptember 28, 2026
Details

As low as

Rate History
No change since Sep 14, 2026 · 11.49% APR · checked 2 times
10.99%11.49%11.99%Sep 14, 2026: 11.49% APRSep 14, 2026Sep 28, 2026
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
Signature Loan
6.70%
▼
APR6.70%
Term—
Last UpdatedSeptember 28, 2026
Details

Additional APR listed for this product: 8.99%. As low as

Rate History
No change since Sep 14, 2026 · 6.70% APR · checked 4 times
6.20%6.70%7.20%Sep 14, 2026: 6.70% APRSep 14, 2026Sep 28, 2026
Education Personnel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Signature (1 year)
6.89%
▼
APR6.89%
Interest Rate6.89%
Term—
Last UpdatedSeptember 28, 2026
Details

Published APY range: 6.89%-8.89%; Published APR range: 6.89%-8.89%.

Rate History
No change since Sep 25, 2026 · 6.89% APR
6.39%6.89%7.39%Sep 25, 2026: 6.89% APRSep 25, 2026Sep 28, 2026
Northwestern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
Unsecured Signature LoanTerm: Up to 48 months
6.99%
▼
APR6.99%
TermUp to 48 months
Last UpdatedSeptember 28, 2026
Details

As low as; $8,500 Maximum

Rate History
No change since Sep 17, 2026 · 6.99% APR · checked 4 times
6.49%6.99%7.49%Sep 17, 2026: 6.99% APRSep 17, 2026Sep 28, 2026
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
Signature 30 LoanTerm: Up to 30 Months
6.99%
▼
APR6.99%
TermUp to 30 Months
Last UpdatedSeptember 28, 2026
Details

$5,000 limit

Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 5 times
6.49%6.99%7.49%Sep 14, 2026: 6.99% APRSep 14, 2026Sep 28, 2026
GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.88%
Signature Loan
7.49%
▼
APR7.49%
Term—
Last UpdatedSeptember 28, 2026
Details

As Low As; Rates subject to change at any time. All loans subject to approval and terms. Rates include all possible discounts. Contact us to determine which discounts apply to you.

Rate History
No change since Sep 22, 2026 · 7.49% APR · checked 2 times
6.99%7.49%7.99%Sep 22, 2026: 7.49% APRSep 22, 2026Sep 28, 2026
Summit Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
Signature (Unsecured/Personal) LoanTerm: Up to 60 Months
7.75%
▼
APR7.75%
TermUp to 60 Months
Last UpdatedSeptember 28, 2026
Details

As low as

Rate History
No change since Sep 12, 2026 · 7.75% APR · checked 5 times
7.25%7.75%8.25%Sep 12, 2026: 7.75% APRSep 12, 2026Sep 28, 2026
Integrity Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
Personal/Signature LoanTerm: Up to 12 months
7.99%
▼
APR7.99%
TermUp to 12 months
Last UpdatedSeptember 28, 2026
Details

As Low As; *1

Rate History
No change since Sep 16, 2026 · 7.99% APR · checked 2 times
7.49%7.99%8.49%Sep 16, 2026: 7.99% APRSep 16, 2026Sep 28, 2026
LorMet Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
Signature LoanTerm: up to 60 months
7.99%
▼
APR7.99%
Termup to 60 months
Last UpdatedSeptember 28, 2026
Details

As Low As; $10,000 maximum

Rate History
No change since Sep 17, 2026 · 7.99% APR · checked 3 times
7.49%7.99%8.49%Sep 17, 2026: 7.99% APRSep 17, 2026Sep 28, 2026
BREWSTER
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
Personal/Signature Loan
8.45%
▼
APR8.45%
Term—
Last UpdatedSeptember 28, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 8.45% APR · checked 4 times
7.95%8.45%8.95%Sep 14, 2026: 8.45% APRSep 14, 2026Sep 28, 2026
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Signature LoanTerm: Up to 12 months
8.49%
▼
APR8.49%
TermUp to 12 months
Last UpdatedSeptember 28, 2026
Details

For general purpose loans of $1000 and greater

Rate History
No change since Sep 17, 2026 · 8.49% APR · checked 4 times
7.99%8.49%8.99%Sep 17, 2026: 8.49% APRSep 17, 2026Sep 28, 2026
CAREY POVERELLO
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
Signature LoanTerm: Up to 60 months
8.74%
▼
APR8.74%
Interest Rate8.74%
TermUp to 60 months
Last UpdatedSeptember 28, 2026
Details

Rates As Low As; and $20,000

Rate History
No change since Sep 14, 2026 · 8.74% APR · checked 4 times
8.24%8.74%9.24%Sep 14, 2026: 8.74% APRSep 14, 2026Sep 28, 2026
Sharefax Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
Signature Loan
8.75%
▼
APR8.75%
Interest Rate8.75%
Term—
Last UpdatedSeptember 28, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 8.75% APR · checked 3 times
8.25%8.75%9.25%Sep 14, 2026: 8.75% APRSep 14, 2026Sep 28, 2026
Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
Signature/Personal Loan
8.99%
▼
APR8.99%
Term—
Last UpdatedSeptember 28, 2026
Details

As Low As; up to $35,000

Rate History
1 change since Sep 14, 2026 · 8.74% → 8.99% ▲ 0.25 pts · high 8.99% / low 8.74%
8.24%8.87%9.49%Sep 14, 2026: 8.74% APRSep 25, 2026: 8.99% APRSep 14, 2026Sep 28, 2026
  • Sep 25, 20268.99%▲ from 8.74%
  • Sep 14, 20268.74%first recorded
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Signature LoanTerm: Up to 24 months
8.99%
▼
APR8.99%
TermUp to 24 months
Last UpdatedSeptember 28, 2026
Details

For general purpose loans of $1000 and greater

Rate History
No change since Sep 17, 2026 · 8.99% APR · checked 4 times
8.49%8.99%9.49%Sep 17, 2026: 8.99% APRSep 17, 2026Sep 28, 2026
Jeep Country Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.93%
Signature/Personal LoansTerm: 12 Months
9.00%
▼
APR9.00%
Term12 Months
Last UpdatedSeptember 28, 2026
Details

Published APR range: 9.00% - 18.00%. Balance: $0 - $1,000

Rate History
No change since Sep 16, 2026 · 9.00% APR · checked 2 times
8.50%9.00%9.50%Sep 16, 2026: 9.00% APRSep 16, 2026Sep 28, 2026
University of Toledo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
Signature (Personal) LoanTerm: Up to 60 months
9.00%
▼
APR9.00%
TermUp to 60 months
Last UpdatedSeptember 28, 2026
Details

Our signature loan is a personal loan with a fixed rate and fixed term. It can be used for anything - from auto repairs to paying for a vacation. Borrow up to $25,000. Credit Life/Disability Insurance available. Debt consolidation.

Rate History
No change since Sep 14, 2026 · 9.00% APR · checked 2 times
8.50%9.00%9.50%Sep 14, 2026: 9.00% APRSep 14, 2026Sep 28, 2026
Toledo Fire Fighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
Signature Loan
9.15%
▼
APR9.15%
Interest Rate8.99%
Term—
Last UpdatedSeptember 28, 2026
Details

As Low As; * Indicates rate as low as based on credit score. Annual Percentage Rate includes $75.00 processing fee. Rates and terms are determined by your credit qualifications.

Rate History
No change since Sep 16, 2026 · 9.15% APR · checked 2 times
8.65%9.15%9.65%Sep 16, 2026: 9.15% APRSep 16, 2026Sep 28, 2026
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Bill Consolidation & Signature LoansTerm: Up to 12 Months
9.19%
▼
APR9.19%
TermUp to 12 Months
Last UpdatedSeptember 28, 2026
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 9.19% APR · checked 4 times
8.69%9.19%9.69%Sep 14, 2026: 9.19% APRSep 14, 2026Sep 28, 2026
Stark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Signature Loan
9.24%
▼
APR9.24%
Term—
Last UpdatedSeptember 28, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 9.24% APR · checked 3 times
8.74%9.24%9.74%Sep 14, 2026: 9.24% APRSep 14, 2026Sep 28, 2026
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
Signature Loans
9.39%
▼
APR9.39%
Term—
Last UpdatedSeptember 28, 2026
Details

Term: Monthly Payment Per Loan Policy; As Low As; additional conditions apply; ask for details

Rate History
No change since Sep 22, 2026 · 9.39% APR · checked 2 times
8.89%9.39%9.89%Sep 22, 2026: 9.39% APRSep 22, 2026Sep 28, 2026
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Bill Consolidation & Signature LoansTerm: Up to 24 Months
9.39%
▼
APR9.39%
TermUp to 24 Months
Last UpdatedSeptember 28, 2026
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 9.39% APR · checked 4 times
8.89%9.39%9.89%Sep 14, 2026: 9.39% APRSep 14, 2026Sep 28, 2026
Jeep Country Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.93%
Signature/Personal LoansTerm: 48 Months
9.49%
▼
APR9.49%
Term48 Months
Last UpdatedSeptember 28, 2026
Details

Published APR range: 9.49% - 9.99%. Balance: $4,001 - $6,000

Rate History
No change since Sep 16, 2026 · 9.49% APR · checked 2 times
8.99%9.49%9.99%Sep 16, 2026: 9.49% APRSep 16, 2026Sep 28, 2026
WES Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
Signature Loan
9.49%
▼
APR9.49%
Term—
Last UpdatedSeptember 28, 2026
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 9.49% APR · checked 3 times
8.99%9.49%9.99%Sep 14, 2026: 9.49% APRSep 14, 2026Sep 28, 2026
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Bill Consolidation & Signature LoansTerm: Up to 36 Months
9.69%
▼
APR9.69%
TermUp to 36 Months
Last UpdatedSeptember 28, 2026
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 9.69% APR · checked 4 times
9.19%9.69%10.19%Sep 14, 2026: 9.69% APRSep 14, 2026Sep 28, 2026
Quest Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.74%
SIGNATURE LOANTerm: 12 M
9.70%
▼
APR9.70%
Term12 M
Last UpdatedSeptember 28, 2026
Details

Unsecured Loan, funds can be used for anything

Rate History
No change since Sep 18, 2026 · 9.70% APR · checked 2 times
9.20%9.70%10.20%Sep 18, 2026: 9.70% APRSep 18, 2026Sep 28, 2026
USX
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
Personal/Signature LoansTerm: Up to 60 Months
9.74%
▼
APR9.74%
TermUp to 60 Months
Last UpdatedSeptember 28, 2026
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 9.74% APR · checked 4 times
9.24%9.74%10.24%Sep 14, 2026: 9.74% APRSep 14, 2026Sep 28, 2026
Riverview Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
Signature LoansTerm: 24 Mos.
9.75%
▼
APR9.75%
Interest Rate9.75%
Term24 Mos.
Last UpdatedSeptember 28, 2026
Details

Balance: Up to $2,500

Rate History
No change since Sep 14, 2026 · 9.75% APR · checked 4 times
9.25%9.75%10.25%Sep 14, 2026: 9.75% APRSep 14, 2026Sep 28, 2026
National Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
Signature Loans
9.90%
▼
APR9.90%
Term—
Last UpdatedSeptember 28, 2026
Details

Published APR range: 9.90%-17.90%.

Rate History
No change since Sep 16, 2026 · 9.90% APR · checked 2 times
9.40%9.90%10.40%Sep 16, 2026: 9.90% APRSep 16, 2026Sep 28, 2026
Millstream Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
Signature Loan
9.95%
▼
APR9.95%
Interest Rate9.95%
Term—
Last UpdatedSeptember 28, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 9.95% APR · checked 4 times
9.45%9.95%10.45%Sep 14, 2026: 9.95% APRSep 14, 2026Sep 28, 2026
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
Signature LoanTerm: 25 to 60 months
9.99%
▼
APR9.99%
Term25 to 60 months
Last UpdatedSeptember 28, 2026
Details

For general purpose loans of $1000 and greater *2

Rate History
No change since Sep 17, 2026 · 9.99% APR · checked 4 times
9.49%9.99%10.49%Sep 17, 2026: 9.99% APRSep 17, 2026Sep 28, 2026
Fasson Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
Signature Loan
9.99%
▼
APR9.99%
Term—
Last UpdatedSeptember 28, 2026
Details

Credit Score: 750+; Risk: Very Low; Credit Union Score: A+

Rate History
No change since Sep 21, 2026 · 9.99% APR · checked 2 times
9.49%9.99%10.49%Sep 21, 2026: 9.99% APRSep 21, 2026Sep 28, 2026
Code Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
Signature LoanTerm: 60 months
9.99%
▼
APR9.99%
Term60 months
Last UpdatedSeptember 28, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 9.99% APR · checked 3 times
9.49%9.99%10.49%Sep 14, 2026: 9.99% APRSep 14, 2026Sep 28, 2026
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
Signature Loan - 24 MonthsTerm: 24 months
10.00%
▼
APR10.00%
Term24 months
Last UpdatedSeptember 28, 2026
Details

up to $3,000; Credit Score: 750+

Rate History
No change since Sep 14, 2026 · 10.00% APR · checked 4 times
9.50%10.00%10.50%Sep 14, 2026: 10.00% APRSep 14, 2026Sep 28, 2026
Steel Valley Federal Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 22.34%
Signature and personal loanTerm: 24 months
10.00%
▼
APR10.00%
Term24 months
Last UpdatedSeptember 28, 2026
Details

Credit Score: 730 +

Rate History
No change since Sep 14, 2026 · 10.00% APR · checked 5 times
9.50%10.00%10.50%Sep 14, 2026: 10.00% APRSep 14, 2026Sep 28, 2026
Toledo Urban Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.05%
Signature UnsecuredTerm: 60 Months
10.00%
▼
APR10.00%
Interest Rate10.00%
Term60 Months
Last UpdatedSeptember 28, 2026
Details

Published rate range: 10.0% - 18.0%.

Rate History
No change since Sep 14, 2026 · 10.00% APR · checked 4 times
9.50%10.00%10.50%Sep 14, 2026: 10.00% APRSep 14, 2026Sep 28, 2026
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
Signature LoansTerm: Up to 24 months
10.00%
▼
APR10.00%
TermUp to 24 months
Last UpdatedSeptember 28, 2026
Details

As low as

Rate History
1 change since Sep 14, 2026 · 9.75% → 10.00% ▲ 0.25 pts · high 10.00% / low 9.75%
9.25%9.88%10.50%Sep 14, 2026: 9.75% APRSep 18, 2026: 10.00% APRSep 14, 2026Sep 28, 2026
  • Sep 18, 202610.00%▲ from 9.75%
  • Sep 14, 20269.75%first recorded
Members Choice Credit Union Greenville, OH
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
Signature Personal LoanTerm: up to 60 months
10.00%
▼
APR10.00%
Interest Rate10.00%
Termup to 60 months
Last UpdatedSeptember 28, 2026
Details

Based upon credit rating

Rate History
No change since Sep 14, 2026 · 10.00% APR · checked 4 times
9.50%10.00%10.50%Sep 14, 2026: 10.00% APRSep 14, 2026Sep 28, 2026
St Josephs Canton Parish Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
Signature Loan
10.50%
▼
APR10.50%
Term—
Last UpdatedSeptember 28, 2026
Details

As low as; Rates subject to change without notice.

Rate History
No change since Sep 14, 2026 · 10.50% APR · checked 4 times
10.00%10.50%11.00%Sep 14, 2026: 10.50% APRSep 14, 2026Sep 28, 2026
Softite Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.01%
Signature Loan
10.50%
▼
APR10.50%
Term—
Last UpdatedSeptember 28, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 10.50% APR · checked 5 times
10.00%10.50%11.00%Sep 14, 2026: 10.50% APRSep 14, 2026Sep 28, 2026
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.66%
Personal / Signature Loans (Unsecured)Term: Up to 60 Months
10.50%
▼
APR10.50%
TermUp to 60 Months
Last UpdatedSeptember 28, 2026
Details

No additional details available.

Rate History
No change since Sep 14, 2026 · 10.50% APR · checked 3 times
10.00%10.50%11.00%Sep 14, 2026: 10.50% APRSep 14, 2026Sep 28, 2026
MyUSA Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Unsecured, Signature (Lifestyle Loan )Term: 1-60 months
10.50%
▼
APR10.50%
Term1-60 months
Last UpdatedSeptember 28, 2026
Details

Your APR will be between 10.50% and 20.50% based on creditworthiness at time of application for loan terms of 1-60 months and amounts $1,500-$15,000. Unsecured Personal Loan Example: if you get approved for a $10,000 loan at 10.50% APR for a term of 24 months, you'll pay just $463.76 a month. Minimum payment is $100 per month, unless specifically stated otherwise for special loan promotions.

Rate History
No change since Sep 14, 2026 · 10.50% APR · checked 2 times
10.00%10.50%11.00%Sep 14, 2026: 10.50% APRSep 14, 2026Sep 28, 2026
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
Signature LoanTerm: 12 months
10.74%
▼
APR10.74%
Term12 months
Last UpdatedSeptember 28, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 10.74% APR · checked 4 times
10.24%10.74%11.24%Sep 14, 2026: 10.74% APRSep 14, 2026Sep 28, 2026
Local Union 392 Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.60%
Signature (Unsecured) Loan 1-48 monthsTerm: 48 Months
10.75%
▼
APR10.75%
Term48 Months
Last UpdatedSeptember 28, 2026
Details

Credit Rating: A+; Amount: $12,500

Rate History
No change since Sep 21, 2026 · 10.75% APR · checked 2 times
10.25%10.75%11.25%Sep 21, 2026: 10.75% APRSep 21, 2026Sep 28, 2026
Riverview Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
Signature LoansTerm: 36 Mos.
10.75%
▼
APR10.75%
Interest Rate10.75%
Term36 Mos.
Last UpdatedSeptember 28, 2026
Details

Balance: $2,501 to $5,000

Rate History
No change since Sep 14, 2026 · 10.75% APR · checked 4 times
10.25%10.75%11.25%Sep 14, 2026: 10.75% APRSep 14, 2026Sep 28, 2026
Education Personnel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Signature (2 year)
10.89%
▼
APR10.89%
Interest Rate10.89%
Term—
Last UpdatedSeptember 28, 2026
Details

Published APY range: 10.89%-12.89%; Published APR range: 10.89%-12.89%.

Rate History
No change since Sep 25, 2026 · 10.89% APR
10.39%10.89%11.39%Sep 25, 2026: 10.89% APRSep 25, 2026Sep 28, 2026
Port Conneaut Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.59%
Signature Loan
10.99%
▼
APR10.99%
Term—
Last UpdatedSeptember 28, 2026
Details

As Low As

Rate History
No change since Sep 14, 2026 · 10.99% APR · checked 5 times
10.49%10.99%11.49%Sep 14, 2026: 10.99% APRSep 14, 2026Sep 28, 2026
OUCU Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.56%
Personal Signature Loan
10.99%
▼
APR10.99%
Term—
Last UpdatedSeptember 28, 2026
Details

No additional details available.

Rate History
No change since Sep 22, 2026 · 10.99% APR · checked 2 times
10.49%10.99%11.49%Sep 22, 2026: 10.99% APRSep 22, 2026Sep 28, 2026
Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature LoansTerm: 5 months
10.99%
▼
APR10.99%
Term5 months
Last UpdatedSeptember 28, 2026
Details

Term: $5,000 limit - 1 signature

Rate History
No change since Sep 22, 2026 · 10.99% APR
10.49%10.99%11.49%Sep 22, 2026: 10.99% APRSep 22, 2026Sep 28, 2026
Cincinnati Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.08%
Signature LoanTerm: 36 Months
10.99%
▼
APR10.99%
Interest Rate10.99%
Term36 Months
Last UpdatedSeptember 28, 2026
Details

As Low As; $50 processing fee is included in the calculation of the APR.

Rate History
No change since Sep 14, 2026 · 10.99% APR · checked 3 times
10.49%10.99%11.49%Sep 14, 2026: 10.99% APRSep 14, 2026Sep 28, 2026
L.E.O Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.93%
Signature LoansTerm: up to 18 Months
10.99%
▼
APR10.99%
Termup to 18 Months
Last UpdatedSeptember 28, 2026
Details

Minimum Of $500 Including Adding To Existing Loan; $50.00 Minimum Monthly Loan Payment.

Rate History
No change since Sep 18, 2026 · 10.99% APR · checked 2 times
10.49%10.99%11.49%Sep 18, 2026: 10.99% APRSep 18, 2026Sep 28, 2026

Parma, OH Personal Loan Rate Trends

Compare local Parma, OH personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.

View Full Ohio Personal Loan Trends
Personal Loan OH Avg
10.944%
▲ 0.178 vs 7 days ago

Ohio personal loan rates rose 0.178 points over the past 7 days to 10.944% APR.

Signature Loan OH Avg
12.253%
▲ 0.264 vs 7 days ago

Ohio signature loan rates rose 0.264 points over the past 7 days to 12.253% APR.

As of Sep 28, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Parma, OH Personal Loan Rate Forecast, Next 12 Months

Personal loan APRs follow lender funding costs and credit conditions. Our model projects the likely path of personal and signature loan averages from the current Ohio figures.

Current Personal Loan Avg
10.94%
APR, as of Sep 28, 2026
6-Month Forecast
11.02%
Fed hold assumed
12-Month Forecast
11.09%
Range: 10.74% to 11.29%
Forecast Methodology & Assumptions

Key assumptions: the Federal Reserve holds the federal funds rate at its current level over the next 12 months, with the possibility of one 25 basis point increase; unsecured lenders reprice new offers within one to two policy cycles, and advertised as-low-as rates move before average approved rates do.

Important notice: this forecast is for informational purposes only and should not be used as the sole basis for financial decisions. Rate forecasts carry significant uncertainty. The actual trajectory will depend on Federal Reserve decisions, economic conditions, and competitive dynamics among financial institutions.

What Would Your Monthly Payment Be?

Estimated monthly payments at the current OH average personal loan APR of 10.94%, across the terms lenders serving Parma, Ohio most commonly offer. Personal loans are fixed-rate and fully amortizing, so the payment never changes and the balance reaches zero on schedule.

Loan Amount 24 Months 36 Months 48 Months 60 Months
$5,000 $232.91/mo $163.56/mo $129.09/mo $108.57/mo
$10,000 $465.82/mo $327.12/mo $258.18/mo $217.15/mo
$15,000 $698.73/mo $490.68/mo $387.28/mo $325.72/mo
$25,000 $1,164.55/mo $817.81/mo $645.46/mo $542.86/mo
$35,000 $1,630.36/mo $1,144.93/mo $903.64/mo $760.01/mo

Principal and interest only. Does not include any origination fee, which some lenders deduct from your loan proceeds. Your APR depends on credit score, income, loan amount, term, and lender underwriting.

Consolidating Credit Card Debt in Parma, Ohio

Debt consolidation is the most common reason people take a personal loan, and the math is usually straightforward: credit cards carry variable double-digit APRs, while a personal loan locks in a fixed rate and a fixed payoff date. Below is the total interest on a $15,000 balance repaid over 48 months at the OH personal loan average versus a range of typical credit card APRs.

Repayment Option APR Monthly Payment Total Interest Interest Saved
Personal Loan (OH average) 10.94% $387.28 $3,589 —
Credit card at 18% APR 18.00% $440.62 $6,150 $2,561
Credit card at 22% APR 22.00% $472.59 $7,684 $4,095
Credit card at 26% APR 26.00% $505.76 $9,276 $5,687

The 18%, 22%, and 26% figures are illustrative points across the range card issuers commonly charge, not a published average. Check your own statement for your actual APR, then use the calculator below to run your real numbers. This comparison assumes a fixed 48-month payoff in both cases; paying only the card minimum would stretch the timeline and raise interest substantially. Consolidation only helps if you avoid rebuilding a balance on the paid-off cards.

How to Get the Best Personal Loan Rate in Parma, Ohio

1

Prequalify With a Soft Credit Check

Most lenders serving Parma, Ohio will show you an estimated APR using a soft inquiry that does not touch your credit score. Prequalify with several before formally applying. The advertised rate is the best-qualified rate, and the number you personally receive can differ by many percentage points.

2

Compare APR, Not the Interest Rate

Origination fees run as high as 10% of the amount borrowed and come straight out of your proceeds, so a loan with a lower interest rate can cost more than one with a higher rate and no fee. APR folds the fee in, which makes it the only number worth comparing across lenders.

3

Check Local Credit Unions First

Credit unions consistently publish the lowest personal loan APRs in our Ohio data, and many charge no origination fee. Membership is usually easier than expected; many accept anyone who lives, works, or worships in the area. Federal credit unions are also capped by regulation on what they may charge.

4

Borrow Only What You Need, for as Short a Term as You Can

Lenders often price longer terms at higher APRs, so a 60-month loan can cost more per dollar borrowed than a 36-month loan on top of accruing interest for longer. Take the shortest term whose payment comfortably fits your budget, and resist rounding the amount up.

A personal loan may not be the cheapest option for your situation

Parma, Ohio Financial Snapshot

Local demographics and economic context for borrowers. Source: U.S. Census Bureau

$41,323
Median Individual Earnings
National avg: $47,340
6.4%
Unemployment Rate
National avg: 4.8%
10.1%
Poverty Rate
National avg: 11.1%
$387/mo
Payment on a $15K / 48-mo Loan
At the OH average 10.94% APR

A $387 monthly loan payment is roughly 11.2% of the median individual income in Parma, Ohio. Lenders generally want your total monthly debt payments, including housing, to stay under roughly 36% of gross income, so consider the new payment alongside everything you already owe.

Personal Loan vs. Other Ways to Borrow

A personal loan is fast and requires no collateral, but it is not always the cheapest way to borrow. Here is how it compares to the main alternatives available to borrowers in Parma, Ohio.

Feature Personal Loan Credit Card 0% Balance Transfer Home Equity Loan / HELOC
Typical APR Level ● Mid, fixed ✗ Highest, variable ✓ 0% for a promo window ✓ Usually lowest
Collateral Required ✓ None ✓ None ✓ None ✗ Your home is at risk
Payment Predictability ✓ Fixed payment and payoff date ✗ Revolving, can last indefinitely ● Rate jumps when promo ends ● Fixed for loans, variable for HELOCs
Speed to Funding ✓ Often 1–3 business days ✓ Immediate if you hold the card ● Card approval plus transfer time ✗ Weeks (appraisal and closing)
Upfront Costs ● Origination fee up to ~10% ✓ None ● Transfer fee, typically 3–5% ● Closing costs possible
Best For Consolidation and one-off costs, no collateral Small balances paid in full monthly Debt you can clear inside the promo window Large projects when you have equity and time

General comparison for educational purposes; terms, eligibility, and pricing vary by lender and borrower credit profile. Borrowing against your home converts unsecured debt into secured debt; missed payments can put the property at risk. MonitorBankRates is not a lender or financial advisor.

Personal Loan Payment Calculator

Estimate your monthly payment, total interest, and what an origination fee actually costs you. We’ve prefilled the APR with the current OH average, or click any rate on the right to apply it instantly.

$
%
%
Current Rates: Click to Apply
$0
Estimated Monthly Payment
Total Interest Paid$0
Total of All Payments$0
Origination Fee$0
Cash You Actually Receive$0
Total Cost of Borrowing$0

Estimates assume a fixed-rate, fully amortizing loan with equal monthly payments and no prepayment. “Cash you actually receive” subtracts any origination fee deducted from proceeds; you still repay, and pay interest on, the full loan amount. Advertised APRs typically require strong credit; your approved rate may differ. This tool is for illustration and is not a loan offer.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Parma, Ohio personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Parma, Ohio directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Parma, Ohio. We feature a comprehensive mix of lenders, from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in OH.

Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.

Frequently Asked Questions

What credit score do I need for a personal loan in Ohio?

Most lenders in Parma, Ohio require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Ohio often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Parma, Ohio require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Ohio?

Yes. Debt consolidation is one of the most common uses of personal loans in Parma, Ohio. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Parma, Ohio?

Credit unions in Parma, Ohio often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What is an origination fee on a personal loan?

An origination fee is a one-time charge some lenders deduct from your loan proceeds, commonly 1% to 10% of the amount borrowed. On a $15,000 loan a 5% fee means you receive $14,250 but still owe interest on the full $15,000. The fee is built into the APR but not the interest rate, so compare lenders serving Parma, Ohio on APR. Many credit unions charge no origination fee at all.

Does checking personal loan rates hurt my credit score?

Prequalifying does not. Most lenders let you check an estimated rate with a soft credit inquiry that is invisible to other lenders and does not affect your score. Only a formal application triggers a hard inquiry. If you submit several full applications, group them within a short shopping window so credit scoring models treat them as one rate-shopping event.

Can I pay off a personal loan early?

Most personal loans from banks and credit unions serving Parma, Ohio carry no prepayment penalty, so paying early reduces your total interest. Confirm before signing, because a small number of lenders charge a prepayment fee or use precomputed interest, which removes the benefit of paying ahead of schedule.

What are the best personal loan rates in Parma, Ohio?

  • All Saints Federal Credit Union: 9.00% (Signature Loans - 12 month Holiday Loan)
  • Holy Family Parma Federal Credit Union: 9.25% (Signature Loans)
  • Wiremens Credit Union: 9.90% (Signature Loan)
  • PSE Credit Union Inc: 10.75% (Personal/Signature/Bill Consolidation Loans)
  • Firefighters Community Credit Union: 11.40% (Signature Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Parma, Ohio. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: September 28, 2026.

Parma, Ohio Rates & Resources