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CD Rate Trends

Parma, Ohio Best CD Rates September 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | CD Rates Last Updated and Verified: September 28, 2026

Current CD rates in Parma, Ohio range from 3.80% to 4.75% APY across the five banks and credit unions featured below, verified by MonitorBankRates as of September 28, 2026. Current Parma, Ohio CD rates include Third Federal Savings and LoanThird Federal Savings and Loan1616 Snow Rd, Parma, OH 44134A+5.0 ★Texas Ratio: 2.32%Real return: +1.95%APY minus CPI (February 2026) offering 6 Month Bonus CD at 4.75% APY, PSE Credit Union IncPSE Credit Union Inc5255 Regency Dr, Parma, OH 44129 5453A+5.0 ★Texas Ratio: 3.41%Real return: +1.52%APY minus CPI (February 2026) offering 2 Year Certificate Account at 4.32% APY, Unity Catholic Federal Credit UnionUnity Catholic Federal Credit Union5839 Ridge Rd, Parma, OH 44129 3165A5.0 ★Texas Ratio: 6.50%Real return: +1.31%APY minus CPI (February 2026) offering IRA Share Certificate (5 Year) at 4.11% APY, All Saints Federal Credit UnionAll Saints Federal Credit Union6740 Broadview Rd, Parma, OH 44134 4886A+5.0 ★Texas Ratio: 2.32%Real return: +1.00%APY minus CPI (February 2026) offering 12 Month Share Certificates at 3.80% APY, and Flagstar Bank, National AssociationFlagstar Bank, National Association5767 Broadview Rd, Parma, OH 44134D3.1 ★Texas Ratio: 37.37%Real return: +1.00%APY minus CPI (February 2026) offering 12-MONTH CD at 3.80% APY. CD rates as of September 28, 2026 according to verified data from MonitorBankRates.

Parma has 92 local institutions in our database, with CD rates as high as 4.75% APY from Third Federal Savings and Loan at 1616 Snow Rd, Parma, OH 44134. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Ohio area. Rates are continually updated, so we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: September 28, 2026

Compare Best CD Rates in Parma, Ohio & the Surrounding Area

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Parma 3 Month CD Rates

National 3 Month CD Average2.08% APY▲ 0.01% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
1616 Snow Rd, Parma, OH 44134
3 Month Rising Rate CD
$0
3.50% ▲ 1.42% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 1.42% above avg
Details

Rate History
No change since Sep 27, 2026 · 3.50% APY
3.00%3.50%4.00%Sep 27, 2026: 3.50% APYSep 27, 2026Sep 28, 2026
Credit Union of Ohio
Institution Rating:
A+5.0 ★Texas Ratio: 5.16%
5341 Pearl Rd, Parma, OH 44129
3 Month Regular Certificates & IRAs
$500
3.25% ▲ 1.17% above national avg
View
▼
Rate3.20%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 1.17% above avg
Details

IRA Certificates: $100 min. to open. Dividends compound quarterly. There is a penalty for early withdrawal. You may make additional deposits to an IRA Certificate account only.

Rate History
No change since Sep 18, 2026 · 3.25% APY · checked 3 times
2.75%3.25%3.75%Sep 18, 2026: 3.25% APYSep 18, 2026Sep 28, 2026
PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
5255 Regency Dr, Parma, OH 44129 5453
3 Month Certificate Account
$500
2.02% ▼ 0.06% below national avg
View
▼
Rate2.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▼ 0.06% below avg
Details

Rate History
No change since Sep 18, 2026 · 2.02% APY · checked 3 times
1.52%2.02%2.52%Sep 18, 2026: 2.02% APYSep 18, 2026Sep 28, 2026
PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
5255 Regency Dr, Parma, OH 44129 5453
3 Month IRA Certificate
$500
2.02% ▼ 0.06% below national avg
View
▼
Rate2.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▼ 0.06% below avg
Details

Rate History
No change since Sep 18, 2026 · 2.02% APY · checked 3 times
1.52%2.02%2.52%Sep 18, 2026: 2.02% APYSep 18, 2026Sep 28, 2026
Firefighters Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.32%
1222 W Pleasant Valley Rd, Parma, OH 44134
3 Month Certificate
$0
0.75% ▼ 1.33% below national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▼ 1.33% below avg
Details

Rate History
No change since Sep 14, 2026 · 0.75% APY · checked 4 times
0.25%0.75%1.25%Sep 14, 2026: 0.75% APYSep 14, 2026Sep 28, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
5219 Pearl Rd, Parma, OH 44129
3 Month Traditional Term CD
$2,500
0.10% ▼ 1.98% below national avg
View
▼
Rate—
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▼ 1.98% below avg
Details

Accounts are available only to customers with a primary residence in Dollar Bank's Pennsylvania market.

Rate History
No change since Sep 24, 2026 · 0.10% APY · checked 2 times
0.00%0.30%0.60%Sep 24, 2026: 0.10% APYSep 24, 2026Sep 28, 2026
Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
3 Month Certificate of Deposit
$1,000
4.32% ▲ 2.24% above national avg
View
▼
Rate4.25%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 2.24% above avg
Details

UP to $99,999.99

Rate History
No change since Sep 27, 2026 · 4.32% APY
3.82%4.32%4.82%Sep 27, 2026: 4.32% APYSep 27, 2026Sep 28, 2026
Riverside Bank of Dublin
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
3 Month Certificate
$500
3.85% ▲ 1.77% above national avg
View
▼
Rate3.78%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 1.77% above avg
Details

Rate History
No change since Sep 7, 2026 · 3.85% APY · checked 4 times
3.35%3.85%4.35%Sep 7, 2026: 3.85% APYSep 7, 2026Sep 28, 2026
Atomic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
3 Month Certificate
$0
3.75% ▲ 1.67% above national avg
View
▼
Rate3.68%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.08%▲ 1.67% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 3 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APYSep 14, 2026Sep 28, 2026
National Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
3 Month Share Certificates
$0
3.72% ▲ 1.64% above national avg
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.08%▲ 1.64% above avg
Details

Rate History
No change since Sep 16, 2026 · 3.72% APY · checked 2 times
3.22%3.72%4.22%Sep 16, 2026: 3.72% APYSep 16, 2026Sep 28, 2026
Kemba Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.75%
3 Month Certificates
$0
3.65% ▲ 1.57% above national avg
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 26, 2026
National Average2.08%▲ 1.57% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 4 times
3.15%3.65%4.15%Sep 14, 2026: 3.65% APYSep 14, 2026Sep 28, 2026
Unified Bank Martins Ferry, OH
Institution Rating:
A5.0 ★Texas Ratio: 11.50%
3 Month CD
$1,000
3.61% ▲ 1.53% above national avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.08%▲ 1.53% above avg
Details

APY = Annual Percentage Yield. The APY's are accurate as of 7/01/26. CD Rates require a minimum of $1,000 to open and attain the stated APY. Penalty may be imposed for early withdrawal. All rates are subject to change without notice. $1,000 minimum needed to earn the listed APY. Please contact us at 888.275.5566 for current rate information.

Rate History
No change since Sep 14, 2026 · 3.61% APY · checked 3 times
3.11%3.61%4.11%Sep 14, 2026: 3.61% APYSep 14, 2026Sep 28, 2026
Savings Bank Circleville, OH
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
3-MONTH CD
$0
3.56% ▲ 1.48% above national avg
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 1.48% above avg
Details

Rate History
1 change since Sep 19, 2026 · 3.46% → 3.56% ▲ 0.10 pts · high 3.56% / low 3.46%
2.96%3.51%4.06%Sep 19, 2026: 3.46% APYSep 24, 2026: 3.56% APYSep 19, 2026Sep 28, 2026
  • Sep 24, 20263.56%▲ from 3.46%
  • Sep 19, 20263.46%first recorded
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
3-Month Certificate
$0
3.55% ▲ 1.47% above national avg
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 1.47% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 4 times
3.05%3.55%4.05%Sep 14, 2026: 3.55% APYSep 14, 2026Sep 28, 2026
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
Business 3-Month Certificate
$0
3.55% ▲ 1.47% above national avg
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 1.47% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.55% APY · checked 3 times
3.05%3.55%4.05%Sep 18, 2026: 3.55% APYSep 18, 2026Sep 28, 2026
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
IRA Certificate - 3-Month Certificate
$0
3.55% ▲ 1.47% above national avg
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 1.47% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.55% APY · checked 3 times
3.05%3.55%4.05%Sep 18, 2026: 3.55% APYSep 18, 2026Sep 28, 2026
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
3 Month Certificate
$0
3.55% ▲ 1.47% above national avg
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 1.47% above avg
Details

Balance: $50,000 & Over

Rate History
No change since Sep 18, 2026 · 3.55% APY · checked 3 times
3.05%3.55%4.05%Sep 18, 2026: 3.55% APYSep 18, 2026Sep 28, 2026
Heritage Bank, Inc.
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
3 Month CD Specials
$2,000
3.50% ▲ 1.42% above national avg
View
▼
Rate3.44%
Min Deposit$2,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 1.42% above avg
Details

Effective September 22, 2026; Penalty: 45 Days

Rate History
1 change since Sep 18, 2026 · 3.00% → 3.50% ▲ 0.50 pts · high 3.50% / low 3.00%
2.50%3.25%4.00%Sep 18, 2026: 3.00% APYSep 24, 2026: 3.50% APYSep 18, 2026Sep 28, 2026
  • Sep 24, 20263.50%▲ from 3.00%
  • Sep 18, 20263.00%first recorded
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
3 Month Certificate
$500
3.50% ▲ 1.42% above national avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.08%▲ 1.42% above avg
Details

Rate History
No change since Sep 21, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 21, 2026: 3.50% APYSep 21, 2026Sep 28, 2026
Cinfed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
3 Month Certificate
$0
3.50% ▲ 1.42% above national avg
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.08%▲ 1.42% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 4 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Sep 28, 2026
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
3 Month Certificate
$500
3.50% ▲ 1.42% above national avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.08%▲ 1.42% above avg
Details

Everyday APY: 3.00%

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Sep 28, 2026
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
3 Month Term IRA
$250
3.50% ▲ 1.42% above national avg
View
▼
Rate—
Min Deposit$250
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.08%▲ 1.42% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Sep 28, 2026
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
90 Day Certificate
$0
3.45% ▲ 1.37% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 1.37% above avg
Details

Rate History
No change since Sep 22, 2026 · 3.45% APY · checked 2 times
2.95%3.45%3.95%Sep 22, 2026: 3.45% APYSep 22, 2026Sep 28, 2026
Citizens Federal S&LA
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
90 Day CD
$500
3.35% ▲ 1.27% above national avg
View
▼
Rate3.30%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 1.27% above avg
Details

Rate History
No change since Sep 7, 2026 · 3.35% APY · checked 3 times
2.85%3.35%3.85%Sep 7, 2026: 3.35% APYSep 7, 2026Sep 28, 2026
Community Savings Bank Bethel, OH
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
3 Month Certificate
$5,000
3.35% ▲ 1.27% above national avg
View
▼
Rate3.31%
Min Deposit$5,000
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.08%▲ 1.27% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 4 times
2.85%3.35%3.85%Sep 14, 2026: 3.35% APYSep 14, 2026Sep 28, 2026
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
3 Month Certificate
$0
3.29% ▲ 1.21% above national avg
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 1.21% above avg
Details

Balance: $1,000 - $49,999

Rate History
No change since Sep 18, 2026 · 3.29% APY · checked 3 times
2.79%3.29%3.79%Sep 18, 2026: 3.29% APYSep 18, 2026Sep 28, 2026
S&T Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
3 Month CD
$1,000
3.25% ▲ 1.17% above national avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 1.17% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.25% APY · checked 3 times
2.75%3.25%3.75%Sep 18, 2026: 3.25% APYSep 18, 2026Sep 28, 2026
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
3 Month ESA TruAdvantage Certificate
$0
3.25% ▲ 1.17% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 1.17% above avg
Details

IRA/ESA/Certificates

Rate History
No change since Sep 18, 2026 · 3.25% APY · checked 3 times
2.75%3.25%3.75%Sep 18, 2026: 3.25% APYSep 18, 2026Sep 28, 2026
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
3 Month IRA/ESA Share Certificates - TruAdvantage
$0
3.25% ▲ 1.17% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 1.17% above avg
Details

Rate History
No change since Sep 22, 2026 · 3.25% APY · checked 2 times
2.75%3.25%3.75%Sep 22, 2026: 3.25% APYSep 22, 2026Sep 28, 2026
CINCINNATI OHIO POLICE
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
3 Month Certificate
$0
3.25% ▲ 1.17% above national avg
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 1.17% above avg
Details

Rate History
No change since Sep 22, 2026 · 3.25% APY · checked 2 times
2.75%3.25%3.75%Sep 22, 2026: 3.25% APYSep 22, 2026Sep 28, 2026
CME Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.42%
3 Month Share Certificate
$0
3.12% ▲ 1.04% above national avg
View
▼
Rate3.08%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.08%▲ 1.04% above avg
Details

Balance: Over $50,000

Rate History
No change since Sep 25, 2026 · 3.12% APY
2.62%3.12%3.62%Sep 25, 2026: 3.12% APYSep 25, 2026Sep 28, 2026
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
3 Month ESA TruBenefits Certificate
$0
3.10% ▲ 1.02% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 1.02% above avg
Details

IRA/ESA/Certificates

Rate History
No change since Sep 18, 2026 · 3.10% APY · checked 3 times
2.60%3.10%3.60%Sep 18, 2026: 3.10% APYSep 18, 2026Sep 28, 2026
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
3 Month IRA/ESA Share Certificates - TruBenefits
$0
3.10% ▲ 1.02% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 1.02% above avg
Details

Rate History
No change since Sep 22, 2026 · 3.10% APY · checked 2 times
2.60%3.10%3.60%Sep 22, 2026: 3.10% APYSep 22, 2026Sep 28, 2026
Fairfield Federal S&L of Lancaster
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
3 Month Certificate Account
$500
3.04% ▲ 0.96% above national avg
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 0.96% above avg
Details

Rate History
No change since Sep 24, 2026 · 3.04% APY · checked 2 times
2.54%3.04%3.54%Sep 24, 2026: 3.04% APYSep 24, 2026Sep 28, 2026
CME Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.42%
3 Month Share Certificate
$0
3.02% ▲ 0.94% above national avg
View
▼
Rate2.98%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.08%▲ 0.94% above avg
Details

Balance: $500 - $14,999.99

Rate History
No change since Sep 25, 2026 · 3.02% APY
2.52%3.02%3.52%Sep 25, 2026: 3.02% APYSep 25, 2026Sep 28, 2026
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
3 Month Term IRA
$250
3.00% ▲ 0.92% above national avg
View
▼
Rate—
Min Deposit$250
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.08%▲ 0.92% above avg
Details

Rate History
1 change since Sep 14, 2026 · 3.50% → 3.00% ▼ 0.50 pts · high 3.50% / low 3.00%
2.50%3.25%4.00%Sep 14, 2026: 3.50% APYSep 18, 2026: 3.00% APYSep 14, 2026Sep 28, 2026
  • Sep 18, 20263.00%▼ from 3.50%
  • Sep 14, 20263.50%first recorded
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
3 Month ESA Regular Certificate
$0
3.00% ▲ 0.92% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 0.92% above avg
Details

IRA/ESA/Certificates

Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 3 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Sep 28, 2026
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.61%
3 Month IRA/ESA Share Certificates - Regular
$0
3.00% ▲ 0.92% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 0.92% above avg
Details

Rate History
No change since Sep 22, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Sep 22, 2026: 3.00% APYSep 22, 2026Sep 28, 2026
First Service Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
3 Month Term Share Certificate
$500
2.93% ▲ 0.85% above national avg
View
▼
Rate2.90%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.08%▲ 0.85% above avg
Details

Early Withdrawal Penalty: 3 Month Dividend; Dividend Period: Monthly

Rate History
No change since Sep 14, 2026 · 2.93% APY · checked 4 times
2.43%2.93%3.43%Sep 14, 2026: 2.93% APYSep 14, 2026Sep 28, 2026
Directions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
3 Month Certificate
$500
2.89% ▲ 0.81% above national avg
View
▼
Rate2.85%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 26, 2026
National Average2.08%▲ 0.81% above avg
Details

Rate History
No change since Sep 14, 2026 · 2.89% APY · checked 5 times
2.39%2.89%3.39%Sep 14, 2026: 2.89% APYSep 14, 2026Sep 28, 2026
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.44%
3 Month Share Certificates and IRAs
$0
2.84% ▲ 0.76% above national avg
View
▼
Rate2.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.08%▲ 0.76% above avg
Details

Rate History
No change since Sep 20, 2026 · 2.84% APY · checked 2 times
2.34%2.84%3.34%Sep 20, 2026: 2.84% APYSep 20, 2026Sep 28, 2026
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.44%
3 Month Share Certificates and IRAs
$0
2.79% ▲ 0.71% above national avg
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.08%▲ 0.71% above avg
Details

Rate History
No change since Sep 20, 2026 · 2.79% APY · checked 2 times
2.29%2.79%3.29%Sep 20, 2026: 2.79% APYSep 20, 2026Sep 28, 2026
Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Certificates - 3 Months
$250
2.78% ▲ 0.70% above national avg
View
▼
Rate2.75%
Min Deposit$250
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.08%▲ 0.70% above avg
Details

Balance: $250 - $10,000.00

Rate History
No change since Sep 18, 2026 · 2.78% APY · checked 3 times
2.28%2.78%3.28%Sep 18, 2026: 2.78% APYSep 18, 2026Sep 28, 2026
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.44%
3 Month Share Certificates and IRAs
$0
2.74% ▲ 0.66% above national avg
View
▼
Rate2.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.08%▲ 0.66% above avg
Details

Rate History
No change since Sep 20, 2026 · 2.74% APY · checked 2 times
2.24%2.74%3.24%Sep 20, 2026: 2.74% APYSep 20, 2026Sep 28, 2026
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.44%
3 Month Share Certificates and IRAs
$0
2.69% ▲ 0.61% above national avg
View
▼
Rate2.65%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.08%▲ 0.61% above avg
Details

Rate History
No change since Sep 20, 2026 · 2.69% APY · checked 2 times
2.19%2.69%3.19%Sep 20, 2026: 2.69% APYSep 20, 2026Sep 28, 2026
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
3 Month Term Share Certificate
$0
2.60% ▲ 0.52% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.08%▲ 0.52% above avg
Details

Balance of $500

Rate History
No change since Sep 25, 2026 · 2.60% APY
2.10%2.60%3.10%Sep 25, 2026: 2.60% APYSep 25, 2026Sep 28, 2026
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
3 Month Regular Certificates
$0
2.50% ▲ 0.42% above national avg
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.08%▲ 0.42% above avg
Details

Rate History
No change since Sep 21, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Sep 21, 2026: 2.50% APYSep 21, 2026Sep 28, 2026
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
3 Month Term Share Certificates
$0
2.50% ▲ 0.42% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.08%▲ 0.42% above avg
Details

Rate History
No change since Sep 18, 2026 · 2.50% APY · checked 3 times
2.00%2.50%3.00%Sep 18, 2026: 2.50% APYSep 18, 2026Sep 28, 2026
Summit Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
3 Month Term Share Certificate
$0
2.45% ▲ 0.37% above national avg
View
▼
Rate2.42%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.08%▲ 0.37% above avg
Details

Compounding Period: Monthly

Rate History
No change since Sep 12, 2026 · 2.45% APY · checked 3 times
1.95%2.45%2.95%Sep 12, 2026: 2.45% APYSep 12, 2026Sep 28, 2026
BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
3 Month Share Certificate
$500
2.44% ▲ 0.36% above national avg
View
▼
Rate2.42%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.08%▲ 0.36% above avg
Details

Rate History
No change since Sep 25, 2026 · 2.44% APY
1.94%2.44%2.94%Sep 25, 2026: 2.44% APYSep 25, 2026Sep 28, 2026

Parma 6 Month CD Rates

National 6 Month CD Average2.77% APYUnchanged from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
1616 Snow Rd, Parma, OH 44134
6 Month Bonus CD
$0
4.75% ▲ 1.98% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 1.98% above avg
Details

Rate History
No change since Sep 18, 2026 · 4.75% APY · checked 3 times
4.25%4.75%5.25%Sep 18, 2026: 4.75% APYSep 18, 2026Sep 28, 2026
PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
5255 Regency Dr, Parma, OH 44129 5453
6 Month Certificate Account
$500
3.91% ▲ 1.14% above national avg
View
▼
Rate3.85%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 1.14% above avg
Details

Rate History
1 change since Sep 18, 2026 · 3.70% → 3.91% ▲ 0.21 pts · high 3.91% / low 3.70%
3.20%3.81%4.41%Sep 18, 2026: 3.70% APYSep 27, 2026: 3.91% APYSep 18, 2026Sep 28, 2026
  • Sep 27, 20263.91%▲ from 3.70%
  • Sep 18, 20263.70%first recorded
PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
5255 Regency Dr, Parma, OH 44129 5453
6 Month IRA Certificate
$500
3.91% ▲ 1.14% above national avg
View
▼
Rate3.85%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 1.14% above avg
Details

Rate History
1 change since Sep 18, 2026 · 3.70% → 3.91% ▲ 0.21 pts · high 3.91% / low 3.70%
3.20%3.81%4.41%Sep 18, 2026: 3.70% APYSep 27, 2026: 3.91% APYSep 18, 2026Sep 28, 2026
  • Sep 27, 20263.91%▲ from 3.70%
  • Sep 18, 20263.70%first recorded
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
1616 Snow Rd, Parma, OH 44134
6 Month Rising Rate CD
$0
3.75% ▲ 0.98% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.98% above avg
Details

Rate History
No change since Sep 27, 2026 · 3.75% APY
3.25%3.75%4.25%Sep 27, 2026: 3.75% APYSep 27, 2026Sep 28, 2026
Firefighters Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.32%
1222 W Pleasant Valley Rd, Parma, OH 44134
6 Month Certificate
$0
3.75% ▲ 0.98% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.98% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 4 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APYSep 14, 2026Sep 28, 2026
Flagstar Bank, National Association
Institution Rating:
D3.1 ★Texas Ratio: 37.37%
5767 Broadview Rd, Parma, OH 44134
6-MONTH CD
$500
3.70% ▲ 0.93% above national avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.93% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.70% APY · checked 4 times
3.20%3.70%4.20%Sep 14, 2026: 3.70% APYSep 14, 2026Sep 28, 2026
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
6740 Broadview Rd, Parma, OH 44134 4886
6 Month Share Certificates
$0
3.55% ▲ 0.78% above national avg
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.77%▲ 0.78% above avg
Details

$500

Rate History
No change since Sep 25, 2026 · 3.55% APY
3.05%3.55%4.05%Sep 25, 2026: 3.55% APYSep 25, 2026Sep 28, 2026
Credit Union of Ohio
Institution Rating:
A+5.0 ★Texas Ratio: 5.16%
5341 Pearl Rd, Parma, OH 44129
6 Month Regular Certificates & IRAs
$500
3.25% ▲ 0.48% above national avg
View
▼
Rate3.20%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 0.48% above avg
Details

IRA Certificates: $100 min. to open. Dividends compound quarterly. There is a penalty for early withdrawal. You may make additional deposits to an IRA Certificate account only.

Rate History
No change since Sep 18, 2026 · 3.25% APY · checked 3 times
2.75%3.25%3.75%Sep 18, 2026: 3.25% APYSep 18, 2026Sep 28, 2026
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
1616 Snow Rd, Parma, OH 44134
6 Month Bonus CD
$0
2.75% ▼ 0.02% below national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▼ 0.02% below avg
Details

Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 3 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Sep 28, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
5219 Pearl Rd, Parma, OH 44129
6 Month Relationship CD
$2,500
1.10% ▼ 1.67% below national avg
View
▼
Rate—
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▼ 1.67% below avg
Details

Accounts are available only to customers with a primary residence in Dollar Bank's Pennsylvania market.

Rate History
No change since Sep 24, 2026 · 1.10% APY · checked 2 times
0.60%1.10%1.60%Sep 24, 2026: 1.10% APYSep 24, 2026Sep 28, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
5219 Pearl Rd, Parma, OH 44129
6 Month Business Investment Certificate
$0
1.00% ▼ 1.77% below national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▼ 1.77% below avg
Details

Balance: $250.00 - $99,999,999.99

Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Sep 24, 2026: 1.00% APYSep 24, 2026Sep 28, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
5219 Pearl Rd, Parma, OH 44129
6 Month CD Ladder
$1,000
1.00% ▼ 1.77% below national avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▼ 1.77% below avg
Details

Accounts are available only to customers with a primary residence in Dollar Bank's Pennsylvania market.

Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Sep 24, 2026: 1.00% APYSep 24, 2026Sep 28, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
5219 Pearl Rd, Parma, OH 44129
6 Month Relationship CD
$250,000
1.00% ▼ 1.77% below national avg
View
▼
Rate—
Min Deposit$250,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▼ 1.77% below avg
Details

Accounts are available only to customers with a primary residence in Dollar Bank's Pennsylvania market.

Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Sep 24, 2026: 1.00% APYSep 24, 2026Sep 28, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
5219 Pearl Rd, Parma, OH 44129
6 Month Traditional Term CD
$2,500
1.00% ▼ 1.77% below national avg
View
▼
Rate—
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▼ 1.77% below avg
Details

Accounts are available only to customers with a primary residence in Dollar Bank's Pennsylvania market.

Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Sep 24, 2026: 1.00% APYSep 24, 2026Sep 28, 2026
Riverside Bank of Dublin
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
6 Month Certificate
$500
4.25% ▲ 1.48% above national avg
View
▼
Rate4.17%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 1.48% above avg
Details

Rate History
1 change since Sep 7, 2026 · 3.74% → 4.25% ▲ 0.51 pts · high 4.25% / low 3.74%
3.23%4.00%4.76%Sep 7, 2026: 3.74% APYSep 27, 2026: 4.25% APYSep 7, 2026Sep 28, 2026
  • Sep 27, 20264.25%▲ from 3.74%
  • Sep 7, 20263.74%first recorded
LorMet Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
6 Month Certificate Special
$1,000
4.15% ▲ 1.38% above national avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.77%▲ 1.38% above avg
Details

Maximize your earnings with 6-Month & 11-Month Certificate Specials for LorMet members! *APY = Annual Percentage Yield. Open LorMet Checking Account required. A penalty may be charged for early withdrawal. Rates and terms subject to change without notice. Rates effective as of September 23, 2026.

Rate History
No change since Sep 14, 2026 · 4.15% APY · checked 4 times
3.65%4.15%4.65%Sep 14, 2026: 4.15% APYSep 14, 2026Sep 28, 2026
Integrity Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
6 Month Certificate
$0
4.13% ▲ 1.36% above national avg
View
▼
Rate4.05%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.77%▲ 1.36% above avg
Details

Rate History
No change since Sep 25, 2026 · 4.13% APY
3.63%4.13%4.63%Sep 25, 2026: 4.13% APYSep 25, 2026Sep 28, 2026
Ohio Catholic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
6 Month NON-PROFIT SHARE CERTIFICATE SPECIAL
$25,000
4.10% ▲ 1.33% above national avg
View
▼
Rate—
Min Deposit$25,000
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.77%▲ 1.33% above avg
Details

Promotional rate is accurate as of September 1st, 2026, is excluded from the Member Appreciation Program, and requires a minimum deposit of $25,000 in new money. An early withdrawal penalty may be imposed for early withdrawals. At maturity, the certificate will renew at the rate in effect on the renewal date. The promotion is available through September 30th, 2026. APY assumes interest remains on deposit until maturity. Fees may reduce earnings on the account.

Rate History
1 change since Sep 12, 2026 · 4.00% → 4.10% ▲ 0.10 pts · high 4.10% / low 4.00%
3.50%4.05%4.60%Sep 12, 2026: 4.00% APYSep 20, 2026: 4.10% APYSep 12, 2026Sep 28, 2026
  • Sep 20, 20264.10%▲ from 4.00%
  • Sep 12, 20264.00%first recorded
DoverPhila Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
6 Month Certificate
$0
4.08% ▲ 1.31% above national avg
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 1.31% above avg
Details

Rate History
No change since Sep 14, 2026 · 4.08% APY · checked 4 times
3.58%4.08%4.58%Sep 14, 2026: 4.08% APYSep 14, 2026Sep 28, 2026
Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
6 Month Certificate of Deposit
$1,000
4.04% ▲ 1.27% above national avg
View
▼
Rate4.00%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 1.27% above avg
Details

UP to $99,999.99

Rate History
No change since Sep 27, 2026 · 4.04% APY
3.54%4.04%4.54%Sep 27, 2026: 4.04% APYSep 27, 2026Sep 28, 2026
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
6 Month Print Share and IRA Jumbo Certificates
$0
4.04% ▲ 1.27% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▲ 1.27% above avg
Details

Rate History
1 change since Sep 14, 2026 · 3.64% → 4.04% ▲ 0.40 pts · high 4.04% / low 3.64%
3.14%3.84%4.54%Sep 14, 2026: 3.64% APYSep 22, 2026: 4.04% APYSep 14, 2026Sep 28, 2026
  • Sep 22, 20264.04%▲ from 3.64%
  • Sep 14, 20263.64%first recorded
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
6 months Certificate
$500
4.02% ▲ 1.25% above national avg
View
▼
Rate4.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.77%▲ 1.25% above avg
Details

CD and IRA rates effective 01/25/2024. Interest is compounded daily and there is a penalty for early withdrawal. Fees can reduce the earnings on any of the above accounts.

Rate History
No change since Sep 21, 2026 · 4.02% APY · checked 2 times
3.52%4.02%4.52%Sep 21, 2026: 4.02% APYSep 21, 2026Sep 28, 2026
Dynamic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
6 Month Certificate
$500
4.01% ▲ 1.24% above national avg
View
▼
Rate3.95%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.77%▲ 1.24% above avg
Details

Rate History
1 change since Sep 12, 2026 · 3.70% → 4.01% ▲ 0.31 pts · high 4.01% / low 3.70%
3.20%3.86%4.51%Sep 12, 2026: 3.70% APYSep 25, 2026: 4.01% APYSep 12, 2026Sep 28, 2026
  • Sep 25, 20264.01%▲ from 3.70%
  • Sep 12, 20263.70%first recorded
Peoples First Savings Bank
Institution Rating:
B4.6 ★Texas Ratio: 20.46%
6 Month Certificate
$500
4.00% ▲ 1.23% above national avg
View
▼
Rate3.93%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 1.23% above avg
Details

Rate History
No change since Sep 11, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 11, 2026: 4.00% APYSep 11, 2026Sep 28, 2026
CF Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.47%
6 Month Certificate
$0
4.00% ▲ 1.23% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.77%▲ 1.23% above avg
Details

Rate History
No change since Sep 20, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Sep 20, 2026: 4.00% APYSep 20, 2026Sep 28, 2026
Chivaho Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
6 Month Certificate of Deposit
$500
4.00% ▲ 1.23% above national avg
View
▼
Rate3.93%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.77%▲ 1.23% above avg
Details

Rate History
No change since Sep 25, 2026 · 4.00% APY
3.50%4.00%4.50%Sep 25, 2026: 4.00% APYSep 25, 2026Sep 28, 2026
FNB of Waverly
Institution Rating:
B+4.7 ★Texas Ratio: 18.82%
6 Month Certificate Special
$1,000
3.98% ▲ 1.21% above national avg
View
▼
Rate3.90%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.77%▲ 1.21% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.98% APY · checked 4 times
3.48%3.98%4.48%Sep 14, 2026: 3.98% APYSep 14, 2026Sep 28, 2026
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.20%
6 Month Share Certificate
$0
3.97% ▲ 1.20% above national avg
View
▼
Rate3.90%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.77%▲ 1.20% above avg
Details

APYE = Annual Percentage Yield Earned. Rates subject to change

Rate History
No change since Sep 25, 2026 · 3.97% APY
3.47%3.97%4.47%Sep 25, 2026: 3.97% APYSep 25, 2026Sep 28, 2026
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.36%
6 Month Regular/IRA Share Certificate
$0
3.96% ▲ 1.19% above national avg
View
▼
Rate3.88%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.77%▲ 1.19% above avg
Details

Dividends Compound & Paid: Daily

Rate History
No change since Sep 25, 2026 · 3.96% APY
3.46%3.96%4.46%Sep 25, 2026: 3.96% APYSep 25, 2026Sep 28, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
6 Month Certificate Special
$500
3.95% ▲ 1.18% above national avg
View
▼
Rate3.89%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.77%▲ 1.18% above avg
Details

APY with Bonus Rate: 4.05%. Bonus rate of 0.10% APY when the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account with an average monthly balance of at least $1.00.

Rate History
No change since Sep 12, 2026 · 3.95% APY · checked 2 times
3.45%3.95%4.45%Sep 12, 2026: 3.95% APYSep 12, 2026Sep 28, 2026
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
6 Month Print Share and IRA Certificates
$0
3.94% ▲ 1.17% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▲ 1.17% above avg
Details

Rate History
1 change since Sep 14, 2026 · 3.54% → 3.94% ▲ 0.40 pts · high 3.94% / low 3.54%
3.04%3.74%4.44%Sep 14, 2026: 3.54% APYSep 22, 2026: 3.94% APYSep 14, 2026Sep 28, 2026
  • Sep 22, 20263.94%▲ from 3.54%
  • Sep 14, 20263.54%first recorded
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
6 Month Share and IRA Certificates
$0
3.94% ▲ 1.17% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▲ 1.17% above avg
Details

Rate History
1 change since Sep 14, 2026 · 3.54% → 3.94% ▲ 0.40 pts · high 3.94% / low 3.54%
3.04%3.74%4.44%Sep 14, 2026: 3.54% APYSep 22, 2026: 3.94% APYSep 14, 2026Sep 28, 2026
  • Sep 22, 20263.94%▲ from 3.54%
  • Sep 14, 20263.54%first recorded
The Baltic State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month CD
$0
3.92% ▲ 1.15% above national avg
View
▼
Rate3.85%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 1.15% above avg
Details

Rate History
No change since Sep 19, 2026 · 3.92% APY · checked 2 times
3.42%3.92%4.42%Sep 19, 2026: 3.92% APYSep 19, 2026Sep 28, 2026
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
6 Month CD - Certificates of Deposit
$0
3.90% ▲ 1.13% above national avg
View
▼
Rate3.83%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 1.13% above avg
Details

Rate History
1 change since Sep 14, 2026 · 3.80% → 3.90% ▲ 0.10 pts · high 3.90% / low 3.80%
3.30%3.85%4.40%Sep 14, 2026: 3.80% APYSep 24, 2026: 3.90% APYSep 14, 2026Sep 28, 2026
  • Sep 24, 20263.90%▲ from 3.80%
  • Sep 14, 20263.80%first recorded
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
6 Month Certificates of Deposit
$1,000
3.90% ▲ 1.13% above national avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 1.13% above avg
Details

All rates are Annual Percentage Yields.

Rate History
1 change since Sep 14, 2026 · 3.80% → 3.90% ▲ 0.10 pts · high 3.90% / low 3.80%
3.30%3.85%4.40%Sep 14, 2026: 3.80% APYSep 24, 2026: 3.90% APYSep 14, 2026Sep 28, 2026
  • Sep 24, 20263.90%▲ from 3.80%
  • Sep 14, 20263.80%first recorded
First Bank of Central Ohio
Institution Rating:
A5.0 ★Texas Ratio: 11.67%
6 Month Certificate of Deposit
$500
3.90% ▲ 1.13% above national avg
View
▼
Rate3.83%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.77%▲ 1.13% above avg
Details

Penalty: 90 days; Frequency of Compounding: Daily

Rate History
No change since Sep 20, 2026 · 3.90% APY · checked 3 times
3.40%3.90%4.40%Sep 20, 2026: 3.90% APYSep 20, 2026Sep 28, 2026
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
6 Month Certificate
$500
3.90% ▲ 1.13% above national avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▲ 1.13% above avg
Details

Everyday APY: 3.40%

Rate History
No change since Sep 14, 2026 · 3.90% APY · checked 3 times
3.40%3.90%4.40%Sep 14, 2026: 3.90% APYSep 14, 2026Sep 28, 2026
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
6 Month Term IRA
$250
3.90% ▲ 1.13% above national avg
View
▼
Rate—
Min Deposit$250
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▲ 1.13% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.90% APY · checked 3 times
3.40%3.90%4.40%Sep 14, 2026: 3.90% APYSep 14, 2026Sep 28, 2026
Atomic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
6 Month Certificate
$0
3.90% ▲ 1.13% above national avg
View
▼
Rate3.83%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▲ 1.13% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.90% APY · checked 3 times
3.40%3.90%4.40%Sep 14, 2026: 3.90% APYSep 14, 2026Sep 28, 2026
GLASS CITY
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
6 Month CD
$500
3.90% ▲ 1.13% above national avg
View
▼
Rate3.84%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 1.13% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.90% APY · checked 4 times
3.40%3.90%4.40%Sep 14, 2026: 3.90% APYSep 14, 2026Sep 28, 2026
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
6 Month Certificate
$500
3.85% ▲ 1.08% above national avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.77%▲ 1.08% above avg
Details

Rate History
No change since Sep 21, 2026 · 3.85% APY · checked 3 times
3.35%3.85%4.35%Sep 21, 2026: 3.85% APYSep 21, 2026Sep 28, 2026
Achieve Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
6 Month Share Certificates
$0
3.85% ▲ 1.08% above national avg
View
▼
Rate3.78%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 1.08% above avg
Details

Balance: $500-$49,000

Rate History
No change since Sep 18, 2026 · 3.85% APY · checked 3 times
3.35%3.85%4.35%Sep 18, 2026: 3.85% APYSep 18, 2026Sep 28, 2026
Croghan Colonial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
6 Month Certificate of Deposit
$500
3.82% ▲ 1.05% above national avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 1.05% above avg
Details

APY = Annual Percentage Yield. Minimum Balance = the amount of principal in the account each day. Fees could reduce earnings on the account. Rates are subject to change without notice. Annual Percentage Yield (APY) accurate as of 09/23/2026. Early withdrawal penalties apply. CDs automatically renew at maturity at current renewal rates. Account subject to deposit account approval.

Rate History
No change since Sep 27, 2026 · 3.82% APY
3.32%3.82%4.32%Sep 27, 2026: 3.82% APYSep 27, 2026Sep 28, 2026
National Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
6 Month Share Certificates
$0
3.82% ▲ 1.05% above national avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.77%▲ 1.05% above avg
Details

Rate History
No change since Sep 16, 2026 · 3.82% APY · checked 2 times
3.32%3.82%4.32%Sep 16, 2026: 3.82% APYSep 16, 2026Sep 28, 2026
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.66%
6 Month IRA Certificate
$0
3.82% ▲ 1.05% above national avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▲ 1.05% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.82% APY · checked 2 times
3.32%3.82%4.32%Sep 14, 2026: 3.82% APYSep 14, 2026Sep 28, 2026
Community First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.66%
6 Month Share Certificate Minimum)
$0
3.82% ▲ 1.05% above national avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.77%▲ 1.05% above avg
Details

$500

Rate History
No change since Sep 22, 2026 · 3.82% APY
3.32%3.82%4.32%Sep 22, 2026: 3.82% APYSep 22, 2026Sep 28, 2026
Champion Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.33%
6 Month CD
$500
3.81% ▲ 1.04% above national avg
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.77%▲ 1.04% above avg
Details

Rates are effective as of June 24th, 2026, and are subject to change without notice

Rate History
No change since Sep 14, 2026 · 3.82% APY · checked 3 times
3.32%3.81%4.31%Sep 14, 2026: 3.82% APYSep 14, 2026Sep 28, 2026
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
6 Month CD - Certificates of Deposit
$0
3.80% ▲ 1.03% above national avg
View
▼
Rate3.73%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 1.03% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 3 times
3.30%3.80%4.30%Sep 14, 2026: 3.80% APYSep 14, 2026Sep 28, 2026
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
6 Month Certificates of Deposit
$1,000
3.80% ▲ 1.03% above national avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.77%▲ 1.03% above avg
Details

All rates are Annual Percentage Yields.

Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 3 times
3.30%3.80%4.30%Sep 14, 2026: 3.80% APYSep 14, 2026Sep 28, 2026
The Wilmington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
6 Month CD
$500
3.80% ▲ 1.03% above national avg
View
▼
Rate3.73%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.77%▲ 1.03% above avg
Details

APY* Disclosed

Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 4 times
3.30%3.80%4.30%Sep 14, 2026: 3.80% APYSep 14, 2026Sep 28, 2026

Parma 12 Month CD Rates

National 12 Month CD Average2.94% APY▼ 0.01% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
1616 Snow Rd, Parma, OH 44134
12 Month Online CD
$500
4.35% ▲ 1.41% above national avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 1.41% above avg
Details

Rate History
No change since Sep 18, 2026 · 4.35% APY · checked 3 times
3.85%4.35%4.85%Sep 18, 2026: 4.35% APYSep 18, 2026Sep 28, 2026
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
1616 Snow Rd, Parma, OH 44134
1 Year Rising Rate CD
$0
4.25% ▲ 1.31% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 1.31% above avg
Details

Minimum to Obtain: $500

Rate History
No change since Sep 18, 2026 · 4.25% APY · checked 3 times
3.75%4.25%4.75%Sep 18, 2026: 4.25% APYSep 18, 2026Sep 28, 2026
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
1616 Snow Rd, Parma, OH 44134
1 Year Rising Rate CD
$0
4.00% ▲ 1.06% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 1.06% above avg
Details

Minimum to Obtain: $500

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Sep 28, 2026
PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
5255 Regency Dr, Parma, OH 44129 5453
1 Year Certificate Account
$500
3.96% ▲ 1.02% above national avg
View
▼
Rate3.90%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 1.02% above avg
Details

Rate History
1 change since Sep 18, 2026 · 3.75% → 3.96% ▲ 0.21 pts · high 3.96% / low 3.75%
3.25%3.86%4.46%Sep 18, 2026: 3.75% APYSep 27, 2026: 3.96% APYSep 18, 2026Sep 28, 2026
  • Sep 27, 20263.96%▲ from 3.75%
  • Sep 18, 20263.75%first recorded
PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
5255 Regency Dr, Parma, OH 44129 5453
1 Year IRA Certificate
$500
3.96% ▲ 1.02% above national avg
View
▼
Rate3.90%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 1.02% above avg
Details

Rate History
1 change since Sep 18, 2026 · 3.75% → 3.96% ▲ 0.21 pts · high 3.96% / low 3.75%
3.25%3.86%4.46%Sep 18, 2026: 3.75% APYSep 27, 2026: 3.96% APYSep 18, 2026Sep 28, 2026
  • Sep 27, 20263.96%▲ from 3.75%
  • Sep 18, 20263.75%first recorded
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
6740 Broadview Rd, Parma, OH 44134 4886
12 Month Share Certificates
$0
3.80% ▲ 0.86% above national avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.94%▲ 0.86% above avg
Details

$500

Rate History
No change since Sep 25, 2026 · 3.80% APY
3.30%3.80%4.30%Sep 25, 2026: 3.80% APYSep 25, 2026Sep 28, 2026
Flagstar Bank, National Association
Institution Rating:
D3.1 ★Texas Ratio: 37.37%
5767 Broadview Rd, Parma, OH 44134
12-MONTH CD
$500
3.80% ▲ 0.86% above national avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 0.86% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 4 times
3.30%3.80%4.30%Sep 14, 2026: 3.80% APYSep 14, 2026Sep 28, 2026
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
1616 Snow Rd, Parma, OH 44134
1 Year Rising Rate CD
$0
3.75% ▲ 0.81% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 0.81% above avg
Details

Minimum to Obtain: $500

Rate History
No change since Sep 18, 2026 · 3.75% APY · checked 3 times
3.25%3.75%4.25%Sep 18, 2026: 3.75% APYSep 18, 2026Sep 28, 2026
Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.50%
5839 Ridge Rd, Parma, OH 44129 3165
IRA Share Certificate (1 Year)
$0
3.70% ▲ 0.76% above national avg
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.94%▲ 0.76% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.70% APY · checked 3 times
3.20%3.70%4.20%Sep 14, 2026: 3.70% APYSep 14, 2026Sep 28, 2026
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
1616 Snow Rd, Parma, OH 44134
1 Year Rising Rate CD
$0
3.50% ▲ 0.56% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 0.56% above avg
Details

Minimum to Obtain: $500

Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 18, 2026: 3.50% APYSep 18, 2026Sep 28, 2026
Citizens Access
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
7450 Broadview Rd, Parma, OH 44134
1 Year Online CD
$0
3.25% ▲ 0.31% above national avg
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 0.31% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.25% APY · checked 4 times
2.75%3.25%3.75%Sep 18, 2026: 3.25% APYSep 18, 2026Sep 28, 2026
Credit Union of Ohio
Institution Rating:
A+5.0 ★Texas Ratio: 5.16%
5341 Pearl Rd, Parma, OH 44129
12 Month Regular Certificates & IRAs
$500
3.20% ▲ 0.26% above national avg
View
▼
Rate3.15%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 0.26% above avg
Details

IRA Certificates: $100 min. to open. Dividends compound quarterly. There is a penalty for early withdrawal. You may make additional deposits to an IRA Certificate account only.

Rate History
No change since Sep 18, 2026 · 3.20% APY · checked 3 times
2.70%3.20%3.70%Sep 18, 2026: 3.20% APYSep 18, 2026Sep 28, 2026
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.73%
7367 York Rd, Parma, OH 44130 5162
12 Month Certificate of Deposit
$5,000
3.00% ▲ 0.06% above national avg
View
▼
Rate3.00%
Min Deposit$5,000
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.94%▲ 0.06% above avg
Details

Rate History
No change since Sep 17, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Sep 17, 2026: 3.00% APYSep 17, 2026Sep 28, 2026
Firefighters Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.32%
1222 W Pleasant Valley Rd, Parma, OH 44134
12 Month Certificate
$0
3.00% ▲ 0.06% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 0.06% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Sep 28, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
5219 Pearl Rd, Parma, OH 44129
12 Month Relationship CD
$2,500
2.35% ▼ 0.59% below national avg
View
▼
Rate—
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▼ 0.59% below avg
Details

Accounts are available only to customers with a primary residence in Dollar Bank's Pennsylvania market.

Rate History
No change since Sep 24, 2026 · 2.35% APY · checked 2 times
1.85%2.35%2.85%Sep 24, 2026: 2.35% APYSep 24, 2026Sep 28, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
5219 Pearl Rd, Parma, OH 44129
12 Month Business Investment Certificate
$0
2.25% ▼ 0.69% below national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▼ 0.69% below avg
Details

Balance: $250.00 - $99,999,999.99

Rate History
No change since Sep 24, 2026 · 2.25% APY · checked 2 times
1.75%2.25%2.75%Sep 24, 2026: 2.25% APYSep 24, 2026Sep 28, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
5219 Pearl Rd, Parma, OH 44129
12 Month CD Ladder
$1,000
2.25% ▼ 0.69% below national avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▼ 0.69% below avg
Details

Accounts are available only to customers with a primary residence in Dollar Bank's Pennsylvania market.

Rate History
No change since Sep 24, 2026 · 2.25% APY · checked 2 times
1.75%2.25%2.75%Sep 24, 2026: 2.25% APYSep 24, 2026Sep 28, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
5219 Pearl Rd, Parma, OH 44129
12 Month Relationship CD
$250,000
2.25% ▼ 0.69% below national avg
View
▼
Rate—
Min Deposit$250,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▼ 0.69% below avg
Details

Accounts are available only to customers with a primary residence in Dollar Bank's Pennsylvania market.

Rate History
No change since Sep 24, 2026 · 2.25% APY · checked 2 times
1.75%2.25%2.75%Sep 24, 2026: 2.25% APYSep 24, 2026Sep 28, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
5219 Pearl Rd, Parma, OH 44129
12 Month Traditional Term CD
$2,500
2.25% ▼ 0.69% below national avg
View
▼
Rate—
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▼ 0.69% below avg
Details

Accounts are available only to customers with a primary residence in Dollar Bank's Pennsylvania market.

Rate History
No change since Sep 24, 2026 · 2.25% APY · checked 2 times
1.75%2.25%2.75%Sep 24, 2026: 2.25% APYSep 24, 2026Sep 28, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
5219 Pearl Rd, Parma, OH 44129
12 Month Rising Rate CD
$2,500
2.00% ▼ 0.94% below national avg
View
▼
Rate—
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▼ 0.94% below avg
Details

Accounts are available only to customers with a primary residence in Dollar Bank's Pennsylvania market.

Rate History
No change since Sep 24, 2026 · 2.00% APY · checked 2 times
1.50%2.00%2.50%Sep 24, 2026: 2.00% APYSep 24, 2026Sep 28, 2026
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
12 Month Youth Certificates
$500
6.03% ▲ 3.09% above national avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.94%▲ 3.09% above avg
Details

Age: 19

Rate History
No change since Sep 14, 2026 · 6.03% APY · checked 5 times
5.53%6.03%6.53%Sep 14, 2026: 6.03% APYSep 14, 2026Sep 28, 2026
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
12 Month Youth Certificates
$500
5.93% ▲ 2.99% above national avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.94%▲ 2.99% above avg
Details

Age: 18

Rate History
No change since Sep 14, 2026 · 5.93% APY · checked 5 times
5.43%5.93%6.43%Sep 14, 2026: 5.93% APYSep 14, 2026Sep 28, 2026
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
12 Month Youth Certificates
$500
5.82% ▲ 2.88% above national avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.94%▲ 2.88% above avg
Details

Age: 17

Rate History
No change since Sep 14, 2026 · 5.82% APY · checked 5 times
5.32%5.82%6.32%Sep 14, 2026: 5.82% APYSep 14, 2026Sep 28, 2026
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
12 Month Youth Certificates
$500
5.72% ▲ 2.78% above national avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.94%▲ 2.78% above avg
Details

Age: 16

Rate History
No change since Sep 14, 2026 · 5.72% APY · checked 5 times
5.22%5.72%6.22%Sep 14, 2026: 5.72% APYSep 14, 2026Sep 28, 2026
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
12 Month Youth Certificates
$500
5.62% ▲ 2.68% above national avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.94%▲ 2.68% above avg
Details

Age: 15

Rate History
No change since Sep 14, 2026 · 5.62% APY · checked 5 times
5.12%5.62%6.12%Sep 14, 2026: 5.62% APYSep 14, 2026Sep 28, 2026
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
12 Month Youth Certificates
$500
5.51% ▲ 2.57% above national avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.94%▲ 2.57% above avg
Details

Age: 14

Rate History
No change since Sep 14, 2026 · 5.51% APY · checked 5 times
5.01%5.51%6.01%Sep 14, 2026: 5.51% APYSep 14, 2026Sep 28, 2026
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
12 Month Youth Certificates
$500
5.41% ▲ 2.47% above national avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.94%▲ 2.47% above avg
Details

Age: 13

Rate History
No change since Sep 14, 2026 · 5.41% APY · checked 5 times
4.91%5.41%5.91%Sep 14, 2026: 5.41% APYSep 14, 2026Sep 28, 2026
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
12 Month Youth Certificates
$100
5.30% ▲ 2.36% above national avg
View
▼
Rate—
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.94%▲ 2.36% above avg
Details

Age: 12

Rate History
No change since Sep 14, 2026 · 5.30% APY · checked 5 times
4.80%5.30%5.80%Sep 14, 2026: 5.30% APYSep 14, 2026Sep 28, 2026
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
12 Month Youth Certificates
$100
5.20% ▲ 2.26% above national avg
View
▼
Rate—
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.94%▲ 2.26% above avg
Details

Age: 11

Rate History
No change since Sep 14, 2026 · 5.20% APY · checked 5 times
4.70%5.20%5.70%Sep 14, 2026: 5.20% APYSep 14, 2026Sep 28, 2026
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
12 Month Youth Certificates
$100
5.10% ▲ 2.16% above national avg
View
▼
Rate—
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.94%▲ 2.16% above avg
Details

Age: 10

Rate History
No change since Sep 14, 2026 · 5.10% APY · checked 5 times
4.60%5.10%5.60%Sep 14, 2026: 5.10% APYSep 14, 2026Sep 28, 2026
OUCU Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.56%
12 Month One Easy Save Certificate
$0
5.00% ▲ 2.06% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 26, 2026
National Average2.94%▲ 2.06% above avg
Details

One Easy Save Certificate per member, per tax year. Maximum deposit balance is $6,500 (if you qualify).

Rate History
No change since Sep 22, 2026 · 5.00% APY · checked 2 times
4.50%5.00%5.50%Sep 22, 2026: 5.00% APYSep 22, 2026Sep 28, 2026
GLASS CITY
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
12 Month Youth CD
$100
5.00% ▲ 2.06% above national avg
View
▼
Rate4.91%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 2.06% above avg
Details

Rate History
No change since Sep 14, 2026 · 5.00% APY · checked 4 times
4.50%5.00%5.50%Sep 14, 2026: 5.00% APYSep 14, 2026Sep 28, 2026
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
12 Month Youth Certificates
$100
4.99% ▲ 2.05% above national avg
View
▼
Rate—
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.94%▲ 2.05% above avg
Details

Age: 9

Rate History
No change since Sep 14, 2026 · 4.99% APY · checked 5 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APYSep 14, 2026Sep 28, 2026
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
12 Month Youth Certificates
$100
4.88% ▲ 1.94% above national avg
View
▼
Rate—
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.94%▲ 1.94% above avg
Details

Age: 8

Rate History
No change since Sep 14, 2026 · 4.88% APY · checked 5 times
4.38%4.88%5.38%Sep 14, 2026: 4.88% APYSep 14, 2026Sep 28, 2026
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
12 Month Youth Certificates
$100
4.78% ▲ 1.84% above national avg
View
▼
Rate—
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.94%▲ 1.84% above avg
Details

Age: 7

Rate History
No change since Sep 14, 2026 · 4.78% APY · checked 5 times
4.28%4.78%5.28%Sep 14, 2026: 4.78% APYSep 14, 2026Sep 28, 2026
United Midwest Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
6-12 Month CD
$0
4.75% ▲ 1.81% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.94%▲ 1.81% above avg
Details

Rate History
1 change since Sep 7, 2026 · 4.25% → 4.75% ▲ 0.50 pts · high 4.75% / low 4.25%
3.75%4.50%5.25%Sep 7, 2026: 4.25% APYSep 24, 2026: 4.75% APYSep 7, 2026Sep 28, 2026
  • Sep 24, 20264.75%▲ from 4.25%
  • Sep 7, 20264.25%first recorded
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
12 Month Youth Certificates
$100
4.68% ▲ 1.74% above national avg
View
▼
Rate—
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.94%▲ 1.74% above avg
Details

Age: 6

Rate History
No change since Sep 14, 2026 · 4.68% APY · checked 5 times
4.18%4.68%5.18%Sep 14, 2026: 4.68% APYSep 14, 2026Sep 28, 2026
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
12 Month Youth Certificates
$100
4.58% ▲ 1.64% above national avg
View
▼
Rate—
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.94%▲ 1.64% above avg
Details

Age: 5

Rate History
No change since Sep 14, 2026 · 4.58% APY · checked 5 times
4.08%4.58%5.08%Sep 14, 2026: 4.58% APYSep 14, 2026Sep 28, 2026
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
12 Month Youth Certificates
$100
4.47% ▲ 1.53% above national avg
View
▼
Rate—
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.94%▲ 1.53% above avg
Details

Age: 4

Rate History
No change since Sep 14, 2026 · 4.47% APY · checked 5 times
3.97%4.47%4.97%Sep 14, 2026: 4.47% APYSep 14, 2026Sep 28, 2026
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
12 Month Youth Certificates
$100
4.37% ▲ 1.43% above national avg
View
▼
Rate—
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.94%▲ 1.43% above avg
Details

Age: 3

Rate History
No change since Sep 14, 2026 · 4.37% APY · checked 5 times
3.87%4.37%4.87%Sep 14, 2026: 4.37% APYSep 14, 2026Sep 28, 2026
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
1 year Certificate
$500
4.31% ▲ 1.37% above national avg
View
▼
Rate4.30%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.94%▲ 1.37% above avg
Details

CD and IRA rates effective 01/25/2024. Interest is compounded daily and there is a penalty for early withdrawal. Fees can reduce the earnings on any of the above accounts.

Rate History
No change since Sep 14, 2026 · 4.31% APY · checked 3 times
3.81%4.31%4.81%Sep 14, 2026: 4.31% APYSep 14, 2026Sep 28, 2026
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
1 Year IRA
$500
4.31% ▲ 1.37% above national avg
View
▼
Rate4.30%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.94%▲ 1.37% above avg
Details

CD and IRA rates effective 01/25/2024. Interest is compounded daily and there is a penalty for early withdrawal. Fees can reduce the earnings on any of the above accounts.

Rate History
No change since Sep 18, 2026 · 4.31% APY · checked 3 times
3.81%4.31%4.81%Sep 18, 2026: 4.31% APYSep 18, 2026Sep 28, 2026
First Bank of Central Ohio
Institution Rating:
A5.0 ★Texas Ratio: 11.67%
12 Month Certificate of Deposit
$500
4.30% ▲ 1.36% above national avg
View
▼
Rate4.21%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.94%▲ 1.36% above avg
Details

Penalty: 90 days; Frequency of Compounding: Daily

Rate History
No change since Sep 20, 2026 · 4.30% APY · checked 3 times
3.80%4.30%4.80%Sep 20, 2026: 4.30% APYSep 20, 2026Sep 28, 2026
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
12 Month Youth Certificates
$100
4.27% ▲ 1.33% above national avg
View
▼
Rate—
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.94%▲ 1.33% above avg
Details

Age: 2

Rate History
No change since Sep 14, 2026 · 4.27% APY · checked 5 times
3.77%4.27%4.77%Sep 14, 2026: 4.27% APYSep 14, 2026Sep 28, 2026
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
12 Month Certificate
$500
4.25% ▲ 1.31% above national avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.94%▲ 1.31% above avg
Details

Rate History
1 change since Sep 21, 2026 · 3.65% → 4.25% ▲ 0.60 pts · high 4.25% / low 3.65%
3.05%3.95%4.85%Sep 21, 2026: 3.65% APYSep 25, 2026: 4.25% APYSep 21, 2026Sep 28, 2026
  • Sep 25, 20264.25%▲ from 3.65%
  • Sep 21, 20263.65%first recorded
Fasson Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
12 Month Maturity
$1,000
4.25% ▲ 1.31% above national avg
View
▼
Rate4.25%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.94%▲ 1.31% above avg
Details

Dividends are paid at maturity. Additional deposits are not allowed. Available terms may vary. No early withdrawals without a penalty.

Rate History
No change since Sep 14, 2026 · 4.25% APY · checked 4 times
3.75%4.25%4.75%Sep 14, 2026: 4.25% APYSep 14, 2026Sep 28, 2026
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
12 Month Print Share and IRA Jumbo Certificates
$0
4.22% ▲ 1.28% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.94%▲ 1.28% above avg
Details

Rate History
1 change since Sep 14, 2026 · 3.83% → 4.22% ▲ 0.39 pts · high 4.22% / low 3.83%
3.33%4.03%4.72%Sep 14, 2026: 3.83% APYSep 22, 2026: 4.22% APYSep 14, 2026Sep 28, 2026
  • Sep 22, 20264.22%▲ from 3.83%
  • Sep 14, 20263.83%first recorded
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
12 Month Youth Certificates
$100
4.16% ▲ 1.22% above national avg
View
▼
Rate—
Min Deposit$100
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.94%▲ 1.22% above avg
Details

Age: 1

Rate History
No change since Sep 14, 2026 · 4.16% APY · checked 5 times
3.66%4.16%4.66%Sep 14, 2026: 4.16% APYSep 14, 2026Sep 28, 2026
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
12 Month Print Share and IRA Certificates
$0
4.12% ▲ 1.18% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.94%▲ 1.18% above avg
Details

Rate History
1 change since Sep 14, 2026 · 3.73% → 4.12% ▲ 0.39 pts · high 4.12% / low 3.73%
3.23%3.93%4.62%Sep 14, 2026: 3.73% APYSep 22, 2026: 4.12% APYSep 14, 2026Sep 28, 2026
  • Sep 22, 20264.12%▲ from 3.73%
  • Sep 14, 20263.73%first recorded
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
12 Month Share and IRA Certificates
$0
4.12% ▲ 1.18% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.94%▲ 1.18% above avg
Details

Rate History
1 change since Sep 14, 2026 · 3.73% → 4.12% ▲ 0.39 pts · high 4.12% / low 3.73%
3.23%3.93%4.62%Sep 14, 2026: 3.73% APYSep 22, 2026: 4.12% APYSep 14, 2026Sep 28, 2026
  • Sep 22, 20264.12%▲ from 3.73%
  • Sep 14, 20263.73%first recorded

Parma 18 Month CD Rates

National 18 Month CD Average2.82% APYUnchanged from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Firefighters Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.32%
1222 W Pleasant Valley Rd, Parma, OH 44134
18 Month Certificate
$0
3.75% ▲ 0.93% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.93% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 4 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APYSep 14, 2026Sep 28, 2026
Credit Union of Ohio
Institution Rating:
A+5.0 ★Texas Ratio: 5.16%
5341 Pearl Rd, Parma, OH 44129
18 Month Regular Certificates & IRAs
$500
3.20% ▲ 0.38% above national avg
View
▼
Rate3.15%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.38% above avg
Details

IRA Certificates: $100 min. to open. Dividends compound quarterly. There is a penalty for early withdrawal. You may make additional deposits to an IRA Certificate account only.

Rate History
No change since Sep 18, 2026 · 3.20% APY · checked 3 times
2.70%3.20%3.70%Sep 18, 2026: 3.20% APYSep 18, 2026Sep 28, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
5219 Pearl Rd, Parma, OH 44129
18 Month Relationship CD
$2,500
2.60% ▼ 0.22% below national avg
View
▼
Rate—
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▼ 0.22% below avg
Details

Accounts are available only to customers with a primary residence in Dollar Bank's Pennsylvania market.

Rate History
No change since Sep 24, 2026 · 2.60% APY · checked 2 times
2.10%2.60%3.10%Sep 24, 2026: 2.60% APYSep 24, 2026Sep 28, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
5219 Pearl Rd, Parma, OH 44129
18 Month Business Investment Certificate
$0
2.50% ▼ 0.32% below national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▼ 0.32% below avg
Details

Balance: $250.00 - $99,999,999.99

Rate History
No change since Sep 24, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Sep 24, 2026: 2.50% APYSep 24, 2026Sep 28, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
5219 Pearl Rd, Parma, OH 44129
18 Month CD Ladder
$1,000
2.50% ▼ 0.32% below national avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▼ 0.32% below avg
Details

Accounts are available only to customers with a primary residence in Dollar Bank's Pennsylvania market.

Rate History
No change since Sep 24, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Sep 24, 2026: 2.50% APYSep 24, 2026Sep 28, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
5219 Pearl Rd, Parma, OH 44129
18 Month Relationship CD
$250,000
2.50% ▼ 0.32% below national avg
View
▼
Rate—
Min Deposit$250,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▼ 0.32% below avg
Details

Accounts are available only to customers with a primary residence in Dollar Bank's Pennsylvania market.

Rate History
No change since Sep 24, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Sep 24, 2026: 2.50% APYSep 24, 2026Sep 28, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
5219 Pearl Rd, Parma, OH 44129
18 Month Traditional Term CD
$2,500
2.50% ▼ 0.32% below national avg
View
▼
Rate—
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▼ 0.32% below avg
Details

Accounts are available only to customers with a primary residence in Dollar Bank's Pennsylvania market.

Rate History
No change since Sep 24, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Sep 24, 2026: 2.50% APYSep 24, 2026Sep 28, 2026
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
18 Month Print Share and IRA Jumbo Certificates
$0
4.38% ▲ 1.56% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.82%▲ 1.56% above avg
Details

Rate History
1 change since Sep 14, 2026 · 3.95% → 4.38% ▲ 0.43 pts · high 4.38% / low 3.95%
3.45%4.17%4.88%Sep 14, 2026: 3.95% APYSep 22, 2026: 4.38% APYSep 14, 2026Sep 28, 2026
  • Sep 22, 20264.38%▲ from 3.95%
  • Sep 14, 20263.95%first recorded
Dynamic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
18 Month Certificate
$500
4.32% ▲ 1.50% above national avg
View
▼
Rate4.25%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.82%▲ 1.50% above avg
Details

Rate History
1 change since Sep 12, 2026 · 3.80% → 4.32% ▲ 0.52 pts · high 4.32% / low 3.80%
3.28%4.06%4.84%Sep 12, 2026: 3.80% APYSep 25, 2026: 4.32% APYSep 12, 2026Sep 28, 2026
  • Sep 25, 20264.32%▲ from 3.80%
  • Sep 12, 20263.80%first recorded
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
18 months Certificate
$500
4.31% ▲ 1.49% above national avg
View
▼
Rate4.30%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.82%▲ 1.49% above avg
Details

CD and IRA rates effective 01/25/2024. Interest is compounded daily and there is a penalty for early withdrawal. Fees can reduce the earnings on any of the above accounts.

Rate History
No change since Sep 21, 2026 · 4.31% APY · checked 2 times
3.81%4.31%4.81%Sep 21, 2026: 4.31% APYSep 21, 2026Sep 28, 2026
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
18 Month Certificate
$500
4.30% ▲ 1.48% above national avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.82%▲ 1.48% above avg
Details

Rate History
1 change since Sep 21, 2026 · 3.65% → 4.30% ▲ 0.65 pts · high 4.30% / low 3.65%
3.00%3.97%4.95%Sep 21, 2026: 3.65% APYSep 25, 2026: 4.30% APYSep 21, 2026Sep 28, 2026
  • Sep 25, 20264.30%▲ from 3.65%
  • Sep 21, 20263.65%first recorded
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
18 Month Print Share and IRA Certificates
$0
4.28% ▲ 1.46% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.82%▲ 1.46% above avg
Details

Rate History
1 change since Sep 14, 2026 · 3.85% → 4.28% ▲ 0.43 pts · high 4.28% / low 3.85%
3.35%4.07%4.78%Sep 14, 2026: 3.85% APYSep 22, 2026: 4.28% APYSep 14, 2026Sep 28, 2026
  • Sep 22, 20264.28%▲ from 3.85%
  • Sep 14, 20263.85%first recorded
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
18 Month Share and IRA Certificates
$0
4.28% ▲ 1.46% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.82%▲ 1.46% above avg
Details

Rate History
1 change since Sep 14, 2026 · 3.85% → 4.28% ▲ 0.43 pts · high 4.28% / low 3.85%
3.35%4.07%4.78%Sep 14, 2026: 3.85% APYSep 22, 2026: 4.28% APYSep 14, 2026Sep 28, 2026
  • Sep 22, 20264.28%▲ from 3.85%
  • Sep 14, 20263.85%first recorded
Ohio Valley Bank Co.
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
12 thru 18 Month Certificate of Deposit
$5,000
4.25% ▲ 1.43% above national avg
View
▼
Rate4.16%
Min Deposit$5,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 1.43% above avg
Details

All certificates are automatically renewable. A penalty may be imposed for early withdrawal. Public funds over $250,000.00 excluded from this offer. Effective Date: 9/21/2026

Rate History
No change since Sep 24, 2026 · 4.25% APY · checked 2 times
3.75%4.25%4.75%Sep 24, 2026: 4.25% APYSep 24, 2026Sep 28, 2026
Ohio Valley Bank Co.
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
18 MONTH IRA / ROTH TDOA
$0
4.25% ▲ 1.43% above national avg
View
▼
Rate4.16%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 1.43% above avg
Details

Rate History
1 change since Sep 18, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00%
3.50%4.13%4.75%Sep 18, 2026: 4.00% APYSep 24, 2026: 4.25% APYSep 18, 2026Sep 28, 2026
  • Sep 24, 20264.25%▲ from 4.00%
  • Sep 18, 20264.00%first recorded
Chivaho Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
18 Month Certificate of Deposit
$500
4.25% ▲ 1.43% above national avg
View
▼
Rate4.16%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.82%▲ 1.43% above avg
Details

Rate History
No change since Sep 25, 2026 · 4.25% APY
3.75%4.25%4.75%Sep 25, 2026: 4.25% APYSep 25, 2026Sep 28, 2026
Atomic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
18 Month Certificate
$0
4.15% ▲ 1.33% above national avg
View
▼
Rate4.07%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.82%▲ 1.33% above avg
Details

Rate History
No change since Sep 14, 2026 · 4.15% APY · checked 3 times
3.65%4.15%4.65%Sep 14, 2026: 4.15% APYSep 14, 2026Sep 28, 2026
Atomic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
18-Month Certificate
$1,000
4.15% ▲ 1.33% above national avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.82%▲ 1.33% above avg
Details

Rate History
No change since Sep 14, 2026 · 4.15% APY · checked 3 times
3.65%4.15%4.65%Sep 14, 2026: 4.15% APYSep 14, 2026Sep 28, 2026
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.36%
18 Month Regular/IRA Share Certificate
$0
4.11% ▲ 1.29% above national avg
View
▼
Rate4.03%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.82%▲ 1.29% above avg
Details

Dividends Compound & Paid: Daily

Rate History
No change since Sep 25, 2026 · 4.11% APY
3.61%4.11%4.61%Sep 25, 2026: 4.11% APYSep 25, 2026Sep 28, 2026
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.20%
18 Month Share Certificate
$0
4.10% ▲ 1.28% above national avg
View
▼
Rate4.02%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.82%▲ 1.28% above avg
Details

APYE = Annual Percentage Yield Earned. Rates subject to change

Rate History
No change since Sep 25, 2026 · 4.10% APY
3.60%4.10%4.60%Sep 25, 2026: 4.10% APYSep 25, 2026Sep 28, 2026
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
18 Month Fixed IRA
$0
4.10% ▲ 1.28% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.82%▲ 1.28% above avg
Details

Balance of $100,000

Rate History
No change since Sep 25, 2026 · 4.10% APY
3.60%4.10%4.60%Sep 25, 2026: 4.10% APYSep 25, 2026Sep 28, 2026
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
18 Month Term Share Certificate
$0
4.10% ▲ 1.28% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.82%▲ 1.28% above avg
Details

Rate History
No change since Sep 25, 2026 · 4.10% APY
3.60%4.10%4.60%Sep 25, 2026: 4.10% APYSep 25, 2026Sep 28, 2026
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
18 Month Regular Certificates
$500
4.05% ▲ 1.23% above national avg
View
▼
Rate3.98%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.82%▲ 1.23% above avg
Details

Rate History
1 change since Sep 12, 2026 · 3.90% → 4.05% ▲ 0.15 pts · high 4.05% / low 3.90%
3.40%3.97%4.55%Sep 12, 2026: 3.90% APYSep 18, 2026: 4.05% APYSep 12, 2026Sep 28, 2026
  • Sep 18, 20264.05%▲ from 3.90%
  • Sep 12, 20263.90%first recorded
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
IRA Certificates 18-Month
$500
4.05% ▲ 1.23% above national avg
View
▼
Rate3.98%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.82%▲ 1.23% above avg
Details

Rate History
1 change since Sep 12, 2026 · 3.90% → 4.05% ▲ 0.15 pts · high 4.05% / low 3.90%
3.40%3.97%4.55%Sep 12, 2026: 3.90% APYSep 20, 2026: 4.05% APYSep 12, 2026Sep 28, 2026
  • Sep 20, 20264.05%▲ from 3.90%
  • Sep 12, 20263.90%first recorded
First National Bank in New Bremen
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
18 Month CD
$500
4.02% ▲ 1.20% above national avg
View
▼
Rate3.95%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 1.20% above avg
Details

Rate History
1 change since Sep 11, 2026 · 3.82% → 4.02% ▲ 0.20 pts · high 4.02% / low 3.82%
3.32%3.92%4.52%Sep 11, 2026: 3.82% APYSep 19, 2026: 4.02% APYSep 11, 2026Sep 28, 2026
  • Sep 19, 20264.02%▲ from 3.82%
  • Sep 11, 20263.82%first recorded
The Antwerp Exchange Bank Company
Institution Rating:
A5.0 ★Texas Ratio: 6.09%
18 Month Certificates of Deposit
$0
4.01% ▲ 1.19% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.82%▲ 1.19% above avg
Details

Balance: $5,000 and Above*

Rate History
No change since Sep 24, 2026 · 4.01% APY · checked 2 times
3.51%4.01%4.51%Sep 24, 2026: 4.01% APYSep 24, 2026Sep 28, 2026
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
18 Month Fixed IRA
$0
4.00% ▲ 1.18% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.82%▲ 1.18% above avg
Details

Balance of $10,000

Rate History
No change since Sep 25, 2026 · 4.00% APY
3.50%4.00%4.50%Sep 25, 2026: 4.00% APYSep 25, 2026Sep 28, 2026
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
18 Month Term Share Certificate
$0
4.00% ▲ 1.18% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.82%▲ 1.18% above avg
Details

Balance of $10,000

Rate History
No change since Sep 25, 2026 · 4.00% APY
3.50%4.00%4.50%Sep 25, 2026: 4.00% APYSep 25, 2026Sep 28, 2026
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
18-Month Certificate
$0
4.00% ▲ 1.18% above national avg
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 1.18% above avg
Details

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Sep 28, 2026
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
Business 18-Month Certificate
$0
4.00% ▲ 1.18% above national avg
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 1.18% above avg
Details

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Sep 28, 2026
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
IRA Certificate - 18-Month Certificate
$0
4.00% ▲ 1.18% above national avg
View
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 1.18% above avg
Details

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Sep 28, 2026
Hopewell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
18 Month Certificate
$0
3.97% ▲ 1.15% above national avg
View
▼
Rate3.90%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.82%▲ 1.15% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.97% APY · checked 3 times
3.47%3.97%4.47%Sep 14, 2026: 3.97% APYSep 14, 2026Sep 28, 2026
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
IRA Certificates 18 months (Bump one time)
$1,000
3.95% ▲ 1.13% above national avg
View
▼
Rate3.88%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 1.13% above avg
Details

Rate History
No change since Sep 22, 2026 · 3.95% APY · checked 2 times
3.45%3.95%4.45%Sep 22, 2026: 3.95% APYSep 22, 2026Sep 28, 2026
Monroe Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
18 Month Certificate Special
$1,000
3.90% ▲ 1.08% above national avg
View
▼
Rate3.84%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 1.08% above avg
Details

Rate History
No change since Sep 19, 2026 · 3.90% APY · checked 3 times
3.40%3.90%4.40%Sep 19, 2026: 3.90% APYSep 19, 2026Sep 28, 2026
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
18 Month Fixed IRA
$0
3.90% ▲ 1.08% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.82%▲ 1.08% above avg
Details

Balance of $500

Rate History
No change since Sep 25, 2026 · 3.90% APY
3.40%3.90%4.40%Sep 25, 2026: 3.90% APYSep 25, 2026Sep 28, 2026
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.68%
18 Month Term Share Certificate
$0
3.90% ▲ 1.08% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.82%▲ 1.08% above avg
Details

Balance of $500

Rate History
No change since Sep 25, 2026 · 3.90% APY
3.40%3.90%4.40%Sep 25, 2026: 3.90% APYSep 25, 2026Sep 28, 2026
Directions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
18 Month Certificate
$500
3.87% ▲ 1.05% above national avg
View
▼
Rate3.80%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 26, 2026
National Average2.82%▲ 1.05% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.87% APY · checked 5 times
3.37%3.87%4.37%Sep 14, 2026: 3.87% APYSep 14, 2026Sep 28, 2026
Consumers National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
18 Month Certificate of Deposit
$1,000
3.85% ▲ 1.03% above national avg
View
▼
Rate3.78%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 1.03% above avg
Details

Rate History
No change since Sep 19, 2026 · 3.85% APY · checked 3 times
3.35%3.85%4.35%Sep 19, 2026: 3.85% APYSep 19, 2026Sep 28, 2026
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
Business 18 months (Bump one time)
$1,000
3.85% ▲ 1.03% above national avg
View
▼
Rate3.78%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 1.03% above avg
Details

Bump one time

Rate History
No change since Sep 27, 2026 · 3.85% APY
3.35%3.85%4.35%Sep 27, 2026: 3.85% APYSep 27, 2026Sep 28, 2026
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
Certificates 18 months (Bump one time)
$1,000
3.85% ▲ 1.03% above national avg
View
▼
Rate3.78%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 1.03% above avg
Details

Rate History
No change since Sep 27, 2026 · 3.85% APY
3.35%3.85%4.35%Sep 27, 2026: 3.85% APYSep 27, 2026Sep 28, 2026
Desco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
IRA Share Certificate - 18 months
$500
3.82% ▲ 1.00% above national avg
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.82%▲ 1.00% above avg
Details

Rate History
1 change since Sep 14, 2026 · 3.56% → 3.82% ▲ 0.26 pts · high 3.82% / low 3.56%
3.06%3.69%4.32%Sep 14, 2026: 3.56% APYSep 17, 2026: 3.82% APYSep 14, 2026Sep 28, 2026
  • Sep 17, 20263.82%▲ from 3.56%
  • Sep 14, 20263.56%first recorded
Desco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
Share Certificate - 18 months
$500
3.82% ▲ 1.00% above national avg
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.82%▲ 1.00% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.82% APY · checked 3 times
3.32%3.82%4.32%Sep 18, 2026: 3.82% APYSep 18, 2026Sep 28, 2026
First Federal S&L Newark, OH
Institution Rating:
A5.0 ★Texas Ratio: 6.79%
18 Month CD
$500
3.80% ▲ 0.98% above national avg
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.82%▲ 0.98% above avg
Details

Rate History
1 change since Sep 14, 2026 · 4.00% → 3.80% ▼ 0.20 pts · high 4.00% / low 3.80%
3.30%3.90%4.50%Sep 14, 2026: 4.00% APYSep 24, 2026: 3.80% APYSep 14, 2026Sep 28, 2026
  • Sep 24, 20263.80%▼ from 4.00%
  • Sep 14, 20264.00%first recorded
Kemba Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.75%
18 Month Certificates
$0
3.80% ▲ 0.98% above national avg
View
▼
Rate3.73%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 26, 2026
National Average2.82%▲ 0.98% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 4 times
3.30%3.80%4.30%Sep 14, 2026: 3.80% APYSep 14, 2026Sep 28, 2026
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.10%
18 Month Certificate
$100,000
3.80% ▲ 0.98% above national avg
View
▼
Rate—
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 26, 2026
National Average2.82%▲ 0.98% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 4 times
3.30%3.80%4.30%Sep 14, 2026: 3.80% APYSep 14, 2026Sep 28, 2026
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.11%
18 Month Certificates of Deposit
$500
3.80% ▲ 0.98% above national avg
View
▼
Rate3.74%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.98% above avg
Details

Rate History
1 change since Sep 18, 2026 · 3.75% → 3.80% ▲ 0.05 pts · high 3.80% / low 3.75%
3.25%3.78%4.30%Sep 18, 2026: 3.75% APYSep 27, 2026: 3.80% APYSep 18, 2026Sep 28, 2026
  • Sep 27, 20263.80%▲ from 3.75%
  • Sep 18, 20263.75%first recorded
St James Parish Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Months Term Certificate
$1,000
3.76% ▲ 0.94% above national avg
View
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.82%▲ 0.94% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.76% APY · checked 2 times
3.26%3.76%4.26%Sep 14, 2026: 3.76% APYSep 14, 2026Sep 28, 2026
St James Parish Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
IRA Term Certificate 18 Months
$1,000
3.76% ▲ 0.94% above national avg
View
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.82%▲ 0.94% above avg
Details

IRA Term Certificates*

Rate History
No change since Sep 18, 2026 · 3.76% APY · checked 2 times
3.26%3.76%4.26%Sep 18, 2026: 3.76% APYSep 18, 2026Sep 28, 2026
Portage Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
18 Month Certificate Special
$0
3.75% ▲ 0.93% above national avg
View
▼
Rate3.68%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.93% above avg
Details

Rate History
No change since Sep 7, 2026 · 3.75% APY · checked 4 times
3.25%3.75%4.25%Sep 7, 2026: 3.75% APYSep 7, 2026Sep 28, 2026
Portage Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
18 Month Special IRA Certificate
$0
3.75% ▲ 0.93% above national avg
View
▼
Rate3.68%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.82%▲ 0.93% above avg
Details

Rate History
No change since Sep 24, 2026 · 3.75% APY · checked 2 times
3.25%3.75%4.25%Sep 24, 2026: 3.75% APYSep 24, 2026Sep 28, 2026

Parma 24 Month CD Rates

National 24 Month CD Average2.84% APY▼ 0.01% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
5255 Regency Dr, Parma, OH 44129 5453
2 Year Certificate Account
$500
4.32% ▲ 1.48% above national avg
View
▼
Rate4.25%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.48% above avg
Details

Rate History
No change since Sep 18, 2026 · 4.32% APY · checked 3 times
3.82%4.32%4.82%Sep 18, 2026: 4.32% APYSep 18, 2026Sep 28, 2026
PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
5255 Regency Dr, Parma, OH 44129 5453
2 Year IRA Certificate
$500
4.32% ▲ 1.48% above national avg
View
▼
Rate4.25%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.48% above avg
Details

Rate History
No change since Sep 18, 2026 · 4.32% APY · checked 3 times
3.82%4.32%4.82%Sep 18, 2026: 4.32% APYSep 18, 2026Sep 28, 2026
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
6740 Broadview Rd, Parma, OH 44134 4886
24 Month Share Certificates
$0
3.80% ▲ 0.96% above national avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 0.96% above avg
Details

$500

Rate History
No change since Sep 25, 2026 · 3.80% APY
3.30%3.80%4.30%Sep 25, 2026: 3.80% APYSep 25, 2026Sep 28, 2026
Flagstar Bank, National Association
Institution Rating:
D3.1 ★Texas Ratio: 37.37%
5767 Broadview Rd, Parma, OH 44134
24-MONTH CD
$2,500
3.70% ▲ 0.86% above national avg
View
▼
Rate—
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.86% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.70% APY · checked 3 times
3.20%3.70%4.20%Sep 14, 2026: 3.70% APYSep 14, 2026Sep 28, 2026
Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.50%
5839 Ridge Rd, Parma, OH 44129 3165
IRA Share Certificate (2 Year)
$0
3.60% ▲ 0.76% above national avg
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 0.76% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 3 times
3.10%3.60%4.10%Sep 14, 2026: 3.60% APYSep 14, 2026Sep 28, 2026
Credit Union of Ohio
Institution Rating:
A+5.0 ★Texas Ratio: 5.16%
5341 Pearl Rd, Parma, OH 44129
24 Month Regular Certificates & IRAs
$500
3.10% ▲ 0.26% above national avg
View
▼
Rate3.06%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.26% above avg
Details

IRA Certificates: $100 min. to open. Dividends compound quarterly. There is a penalty for early withdrawal. You may make additional deposits to an IRA Certificate account only.

Rate History
No change since Sep 18, 2026 · 3.10% APY · checked 3 times
2.60%3.10%3.60%Sep 18, 2026: 3.10% APYSep 18, 2026Sep 28, 2026
Citizens Access
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
7450 Broadview Rd, Parma, OH 44134
2 Year Online CD
$0
3.00% ▲ 0.16% above national avg
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.16% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Sep 28, 2026
Firefighters Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.32%
1222 W Pleasant Valley Rd, Parma, OH 44134
24 Month Certificate
$0
3.00% ▲ 0.16% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.16% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Sep 28, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
5219 Pearl Rd, Parma, OH 44129
24 Month Business Investment Certificate
$0
2.50% ▼ 0.34% below national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▼ 0.34% below avg
Details

Balance: $250.00 - $99,999,999.99

Rate History
No change since Sep 24, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Sep 24, 2026: 2.50% APYSep 24, 2026Sep 28, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
5219 Pearl Rd, Parma, OH 44129
24 Month CD Ladder
$1,000
2.50% ▼ 0.34% below national avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▼ 0.34% below avg
Details

Accounts are available only to customers with a primary residence in Dollar Bank's Pennsylvania market.

Rate History
No change since Sep 24, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Sep 24, 2026: 2.50% APYSep 24, 2026Sep 28, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
5219 Pearl Rd, Parma, OH 44129
24 Month Traditional Term CD
$2,500
2.50% ▼ 0.34% below national avg
View
▼
Rate—
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▼ 0.34% below avg
Details

Accounts are available only to customers with a primary residence in Dollar Bank's Pennsylvania market.

Rate History
No change since Sep 24, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Sep 24, 2026: 2.50% APYSep 24, 2026Sep 28, 2026
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
24 Month Print Share and IRA Jumbo Certificates
$0
4.54% ▲ 1.70% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 1.70% above avg
Details

Rate History
1 change since Sep 14, 2026 · 4.04% → 4.54% ▲ 0.50 pts · high 4.54% / low 4.04%
3.54%4.29%5.04%Sep 14, 2026: 4.04% APYSep 22, 2026: 4.54% APYSep 14, 2026Sep 28, 2026
  • Sep 22, 20264.54%▲ from 4.04%
  • Sep 14, 20264.04%first recorded
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
24 Month Print Share and IRA Certificates
$0
4.44% ▲ 1.60% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 1.60% above avg
Details

Rate History
1 change since Sep 14, 2026 · 3.94% → 4.44% ▲ 0.50 pts · high 4.44% / low 3.94%
3.44%4.19%4.94%Sep 14, 2026: 3.94% APYSep 22, 2026: 4.44% APYSep 14, 2026Sep 28, 2026
  • Sep 22, 20264.44%▲ from 3.94%
  • Sep 14, 20263.94%first recorded
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
24 Month Share and IRA Certificates
$0
4.44% ▲ 1.60% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 1.60% above avg
Details

Rate History
1 change since Sep 14, 2026 · 3.94% → 4.44% ▲ 0.50 pts · high 4.44% / low 3.94%
3.44%4.19%4.94%Sep 14, 2026: 3.94% APYSep 22, 2026: 4.44% APYSep 14, 2026Sep 28, 2026
  • Sep 22, 20264.44%▲ from 3.94%
  • Sep 14, 20263.94%first recorded
Chivaho Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
24 Month Certificate of Deposit
$500
4.40% ▲ 1.56% above national avg
View
▼
Rate4.31%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 1.56% above avg
Details

Rate History
No change since Sep 25, 2026 · 4.40% APY
3.90%4.40%4.90%Sep 25, 2026: 4.40% APYSep 25, 2026Sep 28, 2026
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
2 year Certificate
$500
4.36% ▲ 1.52% above national avg
View
▼
Rate4.35%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 1.52% above avg
Details

CD and IRA rates effective 01/25/2024. Interest is compounded daily and there is a penalty for early withdrawal. Fees can reduce the earnings on any of the above accounts.

Rate History
No change since Sep 14, 2026 · 4.36% APY · checked 3 times
3.86%4.36%4.86%Sep 14, 2026: 4.36% APYSep 14, 2026Sep 28, 2026
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
24 Month Jumbo Certificates +
$50,000
4.35% ▲ 1.51% above national avg
View
▼
Rate—
Min Deposit$50,000
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▲ 1.51% above avg
Details

Rate History
1 change since Sep 18, 2026 · 4.05% → 4.35% ▲ 0.30 pts · high 4.35% / low 4.05%
3.55%4.20%4.85%Sep 18, 2026: 4.05% APYSep 25, 2026: 4.35% APYSep 18, 2026Sep 28, 2026
  • Sep 25, 20264.35%▲ from 4.05%
  • Sep 18, 20264.05%first recorded
National Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
24-Month IRA
$0
4.34% ▲ 1.50% above national avg
View
▼
Rate4.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 1.50% above avg
Details

Rate History
No change since Sep 16, 2026 · 4.34% APY · checked 2 times
3.84%4.34%4.84%Sep 16, 2026: 4.34% APYSep 16, 2026Sep 28, 2026
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
24 Month Certificate
$500
4.30% ▲ 1.46% above national avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▲ 1.46% above avg
Details

Rate History
1 change since Sep 21, 2026 · 4.00% → 4.30% ▲ 0.30 pts · high 4.30% / low 4.00%
3.50%4.15%4.80%Sep 21, 2026: 4.00% APYSep 25, 2026: 4.30% APYSep 21, 2026Sep 28, 2026
  • Sep 25, 20264.30%▲ from 4.00%
  • Sep 21, 20264.00%first recorded
Peoples First Savings Bank
Institution Rating:
B4.6 ★Texas Ratio: 20.46%
24 Month IRA (Variable)
$100
4.29% ▲ 1.45% above national avg
View
▼
Rate4.20%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.45% above avg
Details

Rate History
No change since Sep 24, 2026 · 4.29% APY · checked 2 times
3.79%4.29%4.79%Sep 24, 2026: 4.29% APYSep 24, 2026Sep 28, 2026
First Merchants Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.74%
24-month CD/IRA Promotional Rate
$0
4.25% ▲ 1.41% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.41% above avg
Details

Promotional Rate. Rates may vary by zip code. APY (Annual Percentage Yield) effective 9/25/2026 for a limited time. See Details.

Rate History
No change since Sep 27, 2026 · 4.25% APY
3.75%4.25%4.75%Sep 27, 2026: 4.25% APYSep 27, 2026Sep 28, 2026
Crescent Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
24-month CD
$1,000
4.25% ▲ 1.41% above national avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.41% above avg
Details

Rate History
No change since Sep 14, 2026 · 4.25% APY · checked 4 times
3.75%4.25%4.75%Sep 14, 2026: 4.25% APYSep 14, 2026Sep 28, 2026
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.36%
24 Month Regular/IRA Share Certificate
$0
4.16% ▲ 1.32% above national avg
View
▼
Rate4.08%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 1.32% above avg
Details

Dividends Compound & Paid: Daily

Rate History
No change since Sep 25, 2026 · 4.16% APY
3.66%4.16%4.66%Sep 25, 2026: 4.16% APYSep 25, 2026Sep 28, 2026
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.20%
24 Month Share Certificate
$0
4.14% ▲ 1.30% above national avg
View
▼
Rate4.06%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 1.30% above avg
Details

APYE = Annual Percentage Yield Earned. Rates subject to change

Rate History
No change since Sep 25, 2026 · 4.14% APY
3.64%4.14%4.64%Sep 25, 2026: 4.14% APYSep 25, 2026Sep 28, 2026
Dynamic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
24 Month Certificate
$500
4.11% ▲ 1.27% above national avg
View
▼
Rate4.05%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 1.27% above avg
Details

Rate History
1 change since Sep 12, 2026 · 3.80% → 4.11% ▲ 0.31 pts · high 4.11% / low 3.80%
3.30%3.96%4.61%Sep 12, 2026: 3.80% APYSep 25, 2026: 4.11% APYSep 12, 2026Sep 28, 2026
  • Sep 25, 20264.11%▲ from 3.80%
  • Sep 12, 20263.80%first recorded
Citizens Federal S&LA
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
24 Month CD
$500
4.10% ▲ 1.26% above national avg
View
▼
Rate4.02%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.26% above avg
Details

Rate History
1 change since Sep 7, 2026 · 3.30% → 4.10% ▲ 0.80 pts · high 4.10% / low 3.30%
2.50%3.70%4.90%Sep 7, 2026: 3.30% APYSep 24, 2026: 4.10% APYSep 7, 2026Sep 28, 2026
  • Sep 24, 20264.10%▲ from 3.30%
  • Sep 7, 20263.30%first recorded
National Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
24 Month Share Certificates
$0
4.08% ▲ 1.24% above national avg
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 1.24% above avg
Details

Rate History
No change since Sep 16, 2026 · 4.08% APY · checked 2 times
3.58%4.08%4.58%Sep 16, 2026: 4.08% APYSep 16, 2026Sep 28, 2026
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
24 Month Certificate
$0
4.07% ▲ 1.23% above national avg
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 1.23% above avg
Details

Rate History
1 change since Sep 12, 2026 · 2.02% → 4.07% ▲ 2.05 pts · high 4.07% / low 2.02%
0.00%3.06%6.12%Sep 12, 2026: 2.02% APYSep 25, 2026: 4.07% APYSep 12, 2026Sep 28, 2026
  • Sep 25, 20264.07%▲ from 2.02%
  • Sep 12, 20262.02%first recorded
FirstEnergy Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
24 Month Share Certificate
$0
4.06% ▲ 1.22% above national avg
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 1.22% above avg
Details

Rate History
No change since Sep 18, 2026 · 4.06% APY · checked 2 times
3.56%4.06%4.56%Sep 18, 2026: 4.06% APYSep 18, 2026Sep 28, 2026
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
24 Month Regular Certificates
$500
4.05% ▲ 1.21% above national avg
View
▼
Rate3.98%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 1.21% above avg
Details

Rate History
1 change since Sep 12, 2026 · 3.90% → 4.05% ▲ 0.15 pts · high 4.05% / low 3.90%
3.40%3.97%4.55%Sep 12, 2026: 3.90% APYSep 18, 2026: 4.05% APYSep 12, 2026Sep 28, 2026
  • Sep 18, 20264.05%▲ from 3.90%
  • Sep 12, 20263.90%first recorded
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
IRA Certificates 24-Month
$500
4.05% ▲ 1.21% above national avg
View
▼
Rate3.98%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 1.21% above avg
Details

Rate History
1 change since Sep 12, 2026 · 3.90% → 4.05% ▲ 0.15 pts · high 4.05% / low 3.90%
3.40%3.97%4.55%Sep 12, 2026: 3.90% APYSep 20, 2026: 4.05% APYSep 12, 2026Sep 28, 2026
  • Sep 20, 20264.05%▲ from 3.90%
  • Sep 12, 20263.90%first recorded
Civista Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
24 Month CD Special
$500
4.00% ▲ 1.16% above national avg
View
▼
Rate3.92%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.16% above avg
Details

**

Rate History
No change since Sep 9, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 9, 2026: 4.00% APYSep 9, 2026Sep 28, 2026
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
24-Month Certificate
$0
4.00% ▲ 1.16% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 1.16% above avg
Details

Balance: $500.00 minimum

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Sep 28, 2026
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
2-Year Certificate
$0
4.00% ▲ 1.16% above national avg
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.16% above avg
Details

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Sep 28, 2026
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
2-Year Jumbo Certificate
$0
4.00% ▲ 1.16% above national avg
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.16% above avg
Details

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Sep 28, 2026
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
Business 2-Year Certificate
$0
4.00% ▲ 1.16% above national avg
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.16% above avg
Details

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Sep 28, 2026
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
Business 2-Year Jumbo Certificate
$0
4.00% ▲ 1.16% above national avg
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.16% above avg
Details

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Sep 28, 2026
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
IRA Certificate - 2-Year Certificate
$0
4.00% ▲ 1.16% above national avg
View
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.16% above avg
Details

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Sep 28, 2026
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
IRA Jumbo Certificate - 2-Year
$0
4.00% ▲ 1.16% above national avg
View
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.16% above avg
Details

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Sep 28, 2026
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
Business 24 months (Bump one time)
$100,000
4.00% ▲ 1.16% above national avg
View
▼
Rate3.93%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.16% above avg
Details

Bump one time

Rate History
No change since Sep 27, 2026 · 4.00% APY
3.50%4.00%4.50%Sep 27, 2026: 4.00% APYSep 27, 2026Sep 28, 2026
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
IRA Certificates 24 months (Bump one time)
$1,000
4.00% ▲ 1.16% above national avg
View
▼
Rate3.93%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.16% above avg
Details

Rate History
No change since Sep 22, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Sep 22, 2026: 4.00% APYSep 22, 2026Sep 28, 2026
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
Jumbo Certificates 24 months (Bump one time)
$100,000
4.00% ▲ 1.16% above national avg
View
▼
Rate3.93%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.16% above avg
Details

Rate History
No change since Sep 22, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Sep 22, 2026: 4.00% APYSep 22, 2026Sep 28, 2026
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
24 Month Regular Certificates
$500
3.95% ▲ 1.11% above national avg
View
▼
Rate3.88%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 1.11% above avg
Details

Rate History
1 change since Sep 12, 2026 · 3.90% → 3.95% ▲ 0.05 pts · high 3.95% / low 3.90%
3.40%3.93%4.45%Sep 12, 2026: 3.90% APYSep 18, 2026: 3.95% APYSep 12, 2026Sep 28, 2026
  • Sep 18, 20263.95%▲ from 3.90%
  • Sep 12, 20263.90%first recorded
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
IRA Certificates 24-Month Add-On
$500
3.95% ▲ 1.11% above national avg
View
▼
Rate3.88%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 1.11% above avg
Details

Rate History
1 change since Sep 12, 2026 · 3.80% → 3.95% ▲ 0.15 pts · high 3.95% / low 3.80%
3.30%3.88%4.45%Sep 12, 2026: 3.80% APYSep 20, 2026: 3.95% APYSep 12, 2026Sep 28, 2026
  • Sep 20, 20263.95%▲ from 3.80%
  • Sep 12, 20263.80%first recorded
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.11%
24 Month Jumbo CD
$250,000
3.95% ▲ 1.11% above national avg
View
▼
Rate3.88%
Min Deposit$250,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.11% above avg
Details

Minimum $250,000

Rate History
1 change since Sep 18, 2026 · 3.90% → 3.95% ▲ 0.05 pts · high 3.95% / low 3.90%
3.40%3.93%4.45%Sep 18, 2026: 3.90% APYSep 22, 2026: 3.95% APYSep 18, 2026Sep 28, 2026
  • Sep 22, 20263.95%▲ from 3.90%
  • Sep 18, 20263.90%first recorded
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
Business 24 months (Bump one time)
$1,000
3.90% ▲ 1.06% above national avg
View
▼
Rate3.83%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.06% above avg
Details

Bump one time

Rate History
No change since Sep 27, 2026 · 3.90% APY
3.40%3.90%4.40%Sep 27, 2026: 3.90% APYSep 27, 2026Sep 28, 2026
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
Certificates 24 months (Bump one time)
$1,000
3.90% ▲ 1.06% above national avg
View
▼
Rate3.83%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.06% above avg
Details

Rate History
No change since Sep 27, 2026 · 3.90% APY
3.40%3.90%4.40%Sep 27, 2026: 3.90% APYSep 27, 2026Sep 28, 2026
CME Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.42%
24 Month Share Certificate
$0
3.88% ▲ 1.04% above national avg
View
▼
Rate3.81%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 1.04% above avg
Details

Balance: Over $50,000

Rate History
No change since Sep 25, 2026 · 3.88% APY
3.38%3.88%4.38%Sep 25, 2026: 3.88% APYSep 25, 2026Sep 28, 2026
Directions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
24 Month Certificate
$500
3.87% ▲ 1.03% above national avg
View
▼
Rate3.80%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 26, 2026
National Average2.84%▲ 1.03% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.87% APY · checked 5 times
3.37%3.87%4.37%Sep 14, 2026: 3.87% APYSep 14, 2026Sep 28, 2026
Directions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
24 Month Youth Certificate
$100
3.87% ▲ 1.03% above national avg
View
▼
Rate3.80%
Min Deposit$100
Min Balance—
Verified and UpdatedSep 26, 2026
National Average2.84%▲ 1.03% above avg
Details

Must be under 18 years of age

Rate History
No change since Sep 14, 2026 · 3.87% APY · checked 5 times
3.37%3.87%4.37%Sep 14, 2026: 3.87% APYSep 14, 2026Sep 28, 2026

Parma 36 Month CD Rates

National 36 Month CD Average2.76% APY▼ 0.01% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
1616 Snow Rd, Parma, OH 44134
36 Month Bonus CD
$0
4.50% ▲ 1.74% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 1.74% above avg
Details

Rate History
No change since Sep 18, 2026 · 4.50% APY · checked 3 times
4.00%4.50%5.00%Sep 18, 2026: 4.50% APYSep 18, 2026Sep 28, 2026
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
1616 Snow Rd, Parma, OH 44134
3 Year Rising Rate CD
$0
4.00% ▲ 1.24% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 1.24% above avg
Details

Minimum to Obtain: $500

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Sep 28, 2026
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
1616 Snow Rd, Parma, OH 44134
36 Month Bonus CD
$0
4.00% ▲ 1.24% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 1.24% above avg
Details

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Sep 28, 2026
PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
5255 Regency Dr, Parma, OH 44129 5453
3 Year Certificate Account
$500
3.80% ▲ 1.04% above national avg
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 1.04% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.80% APY · checked 3 times
3.30%3.80%4.30%Sep 18, 2026: 3.80% APYSep 18, 2026Sep 28, 2026
PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
5255 Regency Dr, Parma, OH 44129 5453
3 Year IRA Certificate
$500
3.80% ▲ 1.04% above national avg
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 1.04% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.80% APY · checked 3 times
3.30%3.80%4.30%Sep 18, 2026: 3.80% APYSep 18, 2026Sep 28, 2026
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
1616 Snow Rd, Parma, OH 44134
3 Year Rising Rate CD
$0
3.50% ▲ 0.74% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 0.74% above avg
Details

Minimum to Obtain: $500

Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Sep 18, 2026: 3.50% APYSep 18, 2026Sep 28, 2026
Credit Union of Ohio
Institution Rating:
A+5.0 ★Texas Ratio: 5.16%
5341 Pearl Rd, Parma, OH 44129
36 Month Regular Certificates & IRAs
$500
3.45% ▲ 0.69% above national avg
View
▼
Rate3.40%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 0.69% above avg
Details

IRA Certificates: $100 min. to open. Dividends compound quarterly. There is a penalty for early withdrawal. You may make additional deposits to an IRA Certificate account only.

Rate History
No change since Sep 18, 2026 · 3.45% APY · checked 3 times
2.95%3.45%3.95%Sep 18, 2026: 3.45% APYSep 18, 2026Sep 28, 2026
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
1616 Snow Rd, Parma, OH 44134
3 Year Rising Rate CD
$0
3.00% ▲ 0.24% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 0.24% above avg
Details

Minimum to Obtain: $500

Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 3 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Sep 28, 2026
Firefighters Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.32%
1222 W Pleasant Valley Rd, Parma, OH 44134
36 Month Certificate
$0
3.00% ▲ 0.24% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 0.24% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Sep 28, 2026
Citizens Access
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
7450 Broadview Rd, Parma, OH 44134
3 Year Online CD
$0
2.75% ▼ 0.01% below national avg
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▼ 0.01% below avg
Details

Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 4 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Sep 28, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
5219 Pearl Rd, Parma, OH 44129
36 Month Business Investment Certificate
$0
2.50% ▼ 0.26% below national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▼ 0.26% below avg
Details

Balance: $250.00 - $99,999,999.99

Rate History
No change since Sep 24, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Sep 24, 2026: 2.50% APYSep 24, 2026Sep 28, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
5219 Pearl Rd, Parma, OH 44129
36 Month CD Ladder
$1,000
2.50% ▼ 0.26% below national avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▼ 0.26% below avg
Details

Accounts are available only to customers with a primary residence in Dollar Bank's Pennsylvania market.

Rate History
No change since Sep 24, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Sep 24, 2026: 2.50% APYSep 24, 2026Sep 28, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
5219 Pearl Rd, Parma, OH 44129
36 Month Traditional Term CD
$2,500
2.50% ▼ 0.26% below national avg
View
▼
Rate—
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▼ 0.26% below avg
Details

Accounts are available only to customers with a primary residence in Dollar Bank's Pennsylvania market.

Rate History
No change since Sep 24, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Sep 24, 2026: 2.50% APYSep 24, 2026Sep 28, 2026
Community Savings Bank Bethel, OH
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
36 Month Special
$5,000
4.50% ▲ 1.74% above national avg
View
▼
Rate4.40%
Min Deposit$5,000
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.76%▲ 1.74% above avg
Details

Rate History
No change since Sep 20, 2026 · 4.50% APY · checked 3 times
4.00%4.50%5.00%Sep 20, 2026: 4.50% APYSep 20, 2026Sep 28, 2026
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.36%
36 Month Regular/IRA Share Certificate
$0
4.26% ▲ 1.50% above national avg
View
▼
Rate4.18%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.76%▲ 1.50% above avg
Details

Dividends Compound & Paid: Daily

Rate History
No change since Sep 25, 2026 · 4.26% APY
3.76%4.26%4.76%Sep 25, 2026: 4.26% APYSep 25, 2026Sep 28, 2026
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.36%
Share Certificate - 36 Month Freedom
$0
4.26% ▲ 1.50% above national avg
View
▼
Rate4.18%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.76%▲ 1.50% above avg
Details

Dividends Compound & Paid: Daily

Rate History
No change since Sep 25, 2026 · 4.26% APY
3.76%4.26%4.76%Sep 25, 2026: 4.26% APYSep 25, 2026Sep 28, 2026
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.53%
3 Year Certificates
$0
4.25% ▲ 1.49% above national avg
View
▼
Rate4.18%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.76%▲ 1.49% above avg
Details

1x Bump Up

Rate History
1 change since Sep 18, 2026 · 3.50% → 4.25% ▲ 0.75 pts · high 4.25% / low 3.50%
2.75%3.88%5.00%Sep 18, 2026: 3.50% APYSep 20, 2026: 4.25% APYSep 18, 2026Sep 28, 2026
  • Sep 20, 20264.25%▲ from 3.50%
  • Sep 18, 20263.50%first recorded
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.64%
36 month Certificate
$0
4.25% ▲ 1.49% above national avg
View
▼
Rate4.18%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.49% above avg
Details

SPECIAL JUMBO CERTIFICATE BONUS! Boost Your Earnings - Get an additional 0.25% APY on a Jumbo Certificate with a balance of $250,000+

Rate History
No change since Sep 18, 2026 · 4.25% APY · checked 2 times
3.75%4.25%4.75%Sep 18, 2026: 4.25% APYSep 18, 2026Sep 28, 2026
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.20%
36 Month Share Certificate
$0
4.16% ▲ 1.40% above national avg
View
▼
Rate4.08%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.76%▲ 1.40% above avg
Details

APYE = Annual Percentage Yield Earned. Rates subject to change

Rate History
No change since Sep 25, 2026 · 4.16% APY
3.66%4.16%4.66%Sep 25, 2026: 4.16% APYSep 25, 2026Sep 28, 2026
National Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
36 Month Share Certificates
$0
4.13% ▲ 1.37% above national avg
View
▼
Rate4.05%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.76%▲ 1.37% above avg
Details

Rate History
No change since Sep 16, 2026 · 4.13% APY · checked 2 times
3.63%4.13%4.63%Sep 16, 2026: 4.13% APYSep 16, 2026Sep 28, 2026
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
3 year Certificate
$500
4.11% ▲ 1.35% above national avg
View
▼
Rate4.10%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.76%▲ 1.35% above avg
Details

CD and IRA rates effective 01/25/2024. Interest is compounded daily and there is a penalty for early withdrawal. Fees can reduce the earnings on any of the above accounts.

Rate History
No change since Sep 14, 2026 · 4.11% APY · checked 3 times
3.61%4.11%4.61%Sep 14, 2026: 4.11% APYSep 14, 2026Sep 28, 2026
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
3 Year IRA
$500
4.11% ▲ 1.35% above national avg
View
▼
Rate4.10%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.76%▲ 1.35% above avg
Details

CD and IRA rates effective 01/25/2024. Interest is compounded daily and there is a penalty for early withdrawal. Fees can reduce the earnings on any of the above accounts.

Rate History
No change since Sep 18, 2026 · 4.11% APY · checked 3 times
3.61%4.11%4.61%Sep 18, 2026: 4.11% APYSep 18, 2026Sep 28, 2026
Monroe Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
36 Month Certificate Special
$1,000
4.10% ▲ 1.34% above national avg
View
▼
Rate4.04%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 1.34% above avg
Details

Rate History
No change since Sep 19, 2026 · 4.10% APY · checked 3 times
3.60%4.10%4.60%Sep 19, 2026: 4.10% APYSep 19, 2026Sep 28, 2026
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
36 Month Regular Certificates
$1,000
4.10% ▲ 1.34% above national avg
View
▼
Rate4.02%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.76%▲ 1.34% above avg
Details

Rate History
1 change since Sep 12, 2026 · 3.95% → 4.10% ▲ 0.15 pts · high 4.10% / low 3.95%
3.45%4.03%4.60%Sep 12, 2026: 3.95% APYSep 18, 2026: 4.10% APYSep 12, 2026Sep 28, 2026
  • Sep 18, 20264.10%▲ from 3.95%
  • Sep 12, 20263.95%first recorded
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
IRA Certificates 36-Month
$1,000
4.10% ▲ 1.34% above national avg
View
▼
Rate4.02%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.76%▲ 1.34% above avg
Details

Rate History
1 change since Sep 12, 2026 · 3.95% → 4.10% ▲ 0.15 pts · high 4.10% / low 3.95%
3.45%4.03%4.60%Sep 12, 2026: 3.95% APYSep 20, 2026: 4.10% APYSep 12, 2026Sep 28, 2026
  • Sep 20, 20264.10%▲ from 3.95%
  • Sep 12, 20263.95%first recorded
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
36 Month Jumbo Certificates +
$50,000
4.05% ▲ 1.29% above national avg
View
▼
Rate—
Min Deposit$50,000
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.76%▲ 1.29% above avg
Details

Rate History
No change since Sep 18, 2026 · 4.05% APY · checked 4 times
3.55%4.05%4.55%Sep 18, 2026: 4.05% APYSep 18, 2026Sep 28, 2026
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
IRA Certificates 36 months
$1,000
4.05% ▲ 1.29% above national avg
View
▼
Rate3.98%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 1.29% above avg
Details

Rate History
No change since Sep 14, 2026 · 4.05% APY · checked 4 times
3.55%4.05%4.55%Sep 14, 2026: 4.05% APYSep 14, 2026Sep 28, 2026
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
Jumbo Certificates 36 months
$100,000
4.05% ▲ 1.29% above national avg
View
▼
Rate3.98%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 1.29% above avg
Details

Rate History
No change since Sep 14, 2026 · 4.05% APY · checked 4 times
3.55%4.05%4.55%Sep 14, 2026: 4.05% APYSep 14, 2026Sep 28, 2026
Civista Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
36 Month CD Special
$500
4.00% ▲ 1.24% above national avg
View
▼
Rate3.92%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 1.24% above avg
Details

**

Rate History
No change since Sep 9, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 9, 2026: 4.00% APYSep 9, 2026Sep 28, 2026
Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.80%
36 Month Certificate
$500
4.00% ▲ 1.24% above national avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.76%▲ 1.24% above avg
Details

Rate History
No change since Sep 21, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Sep 21, 2026: 4.00% APYSep 21, 2026Sep 28, 2026
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.64%
36 Month Certificate
$500
4.00% ▲ 1.24% above national avg
View
▼
Rate3.94%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.24% above avg
Details

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Sep 28, 2026
GLASS CITY
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
36 Month CD
$500
4.00% ▲ 1.24% above national avg
View
▼
Rate3.94%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 1.24% above avg
Details

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Sep 28, 2026
GLASS CITY
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
36 Month IRA
$1,000
4.00% ▲ 1.24% above national avg
View
▼
Rate3.94%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 1.24% above avg
Details

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Sep 28, 2026
Code Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
36 Month Share Certificates of Deposit
$1,000
3.95% ▲ 1.19% above national avg
View
▼
Rate3.88%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.19% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.95% APY · checked 3 times
3.45%3.95%4.45%Sep 14, 2026: 3.95% APYSep 14, 2026Sep 28, 2026
Code Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
Educational IRA - 36 Months
$500
3.95% ▲ 1.19% above national avg
View
▼
Rate3.88%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.19% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.95% APY · checked 3 times
3.45%3.95%4.45%Sep 14, 2026: 3.95% APYSep 14, 2026Sep 28, 2026
Code Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
Roth IRA Certificate - 36 Months
$500
3.95% ▲ 1.19% above national avg
View
▼
Rate3.88%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.19% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.95% APY · checked 3 times
3.45%3.95%4.45%Sep 14, 2026: 3.95% APYSep 14, 2026Sep 28, 2026
Code Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
Traditional IRA Certificate - 36 Months
$500
3.95% ▲ 1.19% above national avg
View
▼
Rate3.88%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.19% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.95% APY · checked 3 times
3.45%3.95%4.45%Sep 14, 2026: 3.95% APYSep 14, 2026Sep 28, 2026
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
Business 36 months
$1,000
3.95% ▲ 1.19% above national avg
View
▼
Rate3.88%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 1.19% above avg
Details

Rate History
No change since Sep 27, 2026 · 3.95% APY
3.45%3.95%4.45%Sep 27, 2026: 3.95% APYSep 27, 2026Sep 28, 2026
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
Certificates 36 months
$1,000
3.95% ▲ 1.19% above national avg
View
▼
Rate3.88%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 1.19% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.95% APY · checked 3 times
3.45%3.95%4.45%Sep 14, 2026: 3.95% APYSep 14, 2026Sep 28, 2026
First Federal S&L Newark, OH
Institution Rating:
A5.0 ★Texas Ratio: 6.79%
36 Month CD++
$500
3.94% ▲ 1.18% above national avg
View
▼
Rate3.89%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.76%▲ 1.18% above avg
Details

Minimum additions of $250.00 or more permitted.

Rate History
1 change since Sep 14, 2026 · 3.03% → 3.94% ▲ 0.91 pts · high 3.94% / low 3.03%
2.12%3.48%4.85%Sep 14, 2026: 3.03% APYSep 24, 2026: 3.94% APYSep 14, 2026Sep 28, 2026
  • Sep 24, 20263.94%▲ from 3.03%
  • Sep 14, 20263.03%first recorded
Kemba Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.75%
36 Month Certificates
$0
3.90% ▲ 1.14% above national avg
View
▼
Rate3.83%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 26, 2026
National Average2.76%▲ 1.14% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.90% APY · checked 4 times
3.40%3.90%4.40%Sep 14, 2026: 3.90% APYSep 14, 2026Sep 28, 2026
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.10%
36 Month Certificate
$100,000
3.90% ▲ 1.14% above national avg
View
▼
Rate—
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 26, 2026
National Average2.76%▲ 1.14% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.90% APY · checked 4 times
3.40%3.90%4.40%Sep 14, 2026: 3.90% APYSep 14, 2026Sep 28, 2026
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 13.58%
36 Month Certificate
$0
3.90% ▲ 1.14% above national avg
View
▼
Rate3.83%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 1.14% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.90% APY · checked 4 times
3.40%3.90%4.40%Sep 14, 2026: 3.90% APYSep 14, 2026Sep 28, 2026
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
36 Month Certificates
$0
3.90% ▲ 1.14% above national avg
View
▼
Rate3.83%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 1.14% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.90% APY · checked 3 times
3.40%3.90%4.40%Sep 18, 2026: 3.90% APYSep 18, 2026Sep 28, 2026
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.11%
36 Month Certificates of Deposit
$500
3.90% ▲ 1.14% above national avg
View
▼
Rate3.83%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.76%▲ 1.14% above avg
Details

Rate History
1 change since Sep 18, 2026 · 3.85% → 3.90% ▲ 0.05 pts · high 3.90% / low 3.85%
3.35%3.88%4.40%Sep 18, 2026: 3.85% APYSep 27, 2026: 3.90% APYSep 18, 2026Sep 28, 2026
  • Sep 27, 20263.90%▲ from 3.85%
  • Sep 18, 20263.85%first recorded
Directions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
36 Month Certificate
$500
3.87% ▲ 1.11% above national avg
View
▼
Rate3.80%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 26, 2026
National Average2.76%▲ 1.11% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.87% APY · checked 5 times
3.37%3.87%4.37%Sep 14, 2026: 3.87% APYSep 14, 2026Sep 28, 2026
CME Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.42%
36 Month Share Certificate
$0
3.82% ▲ 1.06% above national avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.76%▲ 1.06% above avg
Details

Balance: Over $50,000

Rate History
No change since Sep 25, 2026 · 3.82% APY
3.32%3.82%4.32%Sep 25, 2026: 3.82% APYSep 25, 2026Sep 28, 2026
Desco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
IRA Share Certificate - 36 months
$500
3.82% ▲ 1.06% above national avg
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.76%▲ 1.06% above avg
Details

Rate History
1 change since Sep 14, 2026 · 3.56% → 3.82% ▲ 0.26 pts · high 3.82% / low 3.56%
3.06%3.69%4.32%Sep 14, 2026: 3.56% APYSep 17, 2026: 3.82% APYSep 14, 2026Sep 28, 2026
  • Sep 17, 20263.82%▲ from 3.56%
  • Sep 14, 20263.56%first recorded
Desco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
Share Certificate - 36 months
$500
3.82% ▲ 1.06% above national avg
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.76%▲ 1.06% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.82% APY · checked 3 times
3.32%3.82%4.32%Sep 18, 2026: 3.82% APYSep 18, 2026Sep 28, 2026
Scott Associates Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
36 Month IRA Certificates
$500
3.81% ▲ 1.05% above national avg
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.76%▲ 1.05% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.82% APY · checked 2 times
3.32%3.81%4.31%Sep 18, 2026: 3.82% APYSep 18, 2026Sep 28, 2026

Parma 48 Month CD Rates

National 48 Month CD Average2.75% APY▼ 0.02% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
5255 Regency Dr, Parma, OH 44129 5453
4 Year Certificate Account
$500
3.80% ▲ 1.05% above national avg
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 1.05% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.80% APY · checked 3 times
3.30%3.80%4.30%Sep 18, 2026: 3.80% APYSep 18, 2026Sep 28, 2026
PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
5255 Regency Dr, Parma, OH 44129 5453
4 Year IRA Certificate
$500
3.80% ▲ 1.05% above national avg
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 1.05% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.80% APY · checked 3 times
3.30%3.80%4.30%Sep 18, 2026: 3.80% APYSep 18, 2026Sep 28, 2026
Credit Union of Ohio
Institution Rating:
A+5.0 ★Texas Ratio: 5.16%
5341 Pearl Rd, Parma, OH 44129
48 Month Regular Certificates & IRAs
$500
3.45% ▲ 0.70% above national avg
View
▼
Rate3.40%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 0.70% above avg
Details

IRA Certificates: $100 min. to open. Dividends compound quarterly. There is a penalty for early withdrawal. You may make additional deposits to an IRA Certificate account only.

Rate History
No change since Sep 18, 2026 · 3.45% APY · checked 3 times
2.95%3.45%3.95%Sep 18, 2026: 3.45% APYSep 18, 2026Sep 28, 2026
Firefighters Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.32%
1222 W Pleasant Valley Rd, Parma, OH 44134
48 Month Certificate
$0
3.00% ▲ 0.25% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 0.25% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Sep 28, 2026
Citizens Access
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
7450 Broadview Rd, Parma, OH 44134
4 Year Online CD
$0
2.75% At national avg
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%At the average
Details

Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 4 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Sep 28, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
5219 Pearl Rd, Parma, OH 44129
48 Month Business Investment Certificate
$0
2.50% ▼ 0.25% below national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▼ 0.25% below avg
Details

Balance: $250.00 - $99,999,999.99

Rate History
No change since Sep 24, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Sep 24, 2026: 2.50% APYSep 24, 2026Sep 28, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
5219 Pearl Rd, Parma, OH 44129
48 Month CD Ladder
$1,000
2.50% ▼ 0.25% below national avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▼ 0.25% below avg
Details

Accounts are available only to customers with a primary residence in Dollar Bank's Pennsylvania market.

Rate History
No change since Sep 24, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Sep 24, 2026: 2.50% APYSep 24, 2026Sep 28, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
5219 Pearl Rd, Parma, OH 44129
48 Month Traditional Term CD
$2,500
2.50% ▼ 0.25% below national avg
View
▼
Rate—
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▼ 0.25% below avg
Details

Accounts are available only to customers with a primary residence in Dollar Bank's Pennsylvania market.

Rate History
No change since Sep 24, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Sep 24, 2026: 2.50% APYSep 24, 2026Sep 28, 2026
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
48 Month Print Share and IRA Jumbo Certificates
$0
4.63% ▲ 1.88% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.88% above avg
Details

Rate History
1 change since Sep 14, 2026 · 4.12% → 4.63% ▲ 0.51 pts · high 4.63% / low 4.12%
3.61%4.38%5.14%Sep 14, 2026: 4.12% APYSep 22, 2026: 4.63% APYSep 14, 2026Sep 28, 2026
  • Sep 22, 20264.63%▲ from 4.12%
  • Sep 14, 20264.12%first recorded
Chivaho Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
48 Month Certificate of Deposit
$500
4.55% ▲ 1.80% above national avg
View
▼
Rate4.45%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.75%▲ 1.80% above avg
Details

Rate History
No change since Sep 25, 2026 · 4.55% APY
4.05%4.55%5.05%Sep 25, 2026: 4.55% APYSep 25, 2026Sep 28, 2026
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
48 Month Print Share and IRA Certificates
$0
4.53% ▲ 1.78% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.78% above avg
Details

Rate History
1 change since Sep 14, 2026 · 4.02% → 4.53% ▲ 0.51 pts · high 4.53% / low 4.02%
3.51%4.28%5.04%Sep 14, 2026: 4.02% APYSep 22, 2026: 4.53% APYSep 14, 2026Sep 28, 2026
  • Sep 22, 20264.53%▲ from 4.02%
  • Sep 14, 20264.02%first recorded
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
48 Month Share and IRA Certificates
$0
4.53% ▲ 1.78% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.78% above avg
Details

Rate History
1 change since Sep 14, 2026 · 4.02% → 4.53% ▲ 0.51 pts · high 4.53% / low 4.02%
3.51%4.28%5.04%Sep 14, 2026: 4.02% APYSep 22, 2026: 4.53% APYSep 14, 2026Sep 28, 2026
  • Sep 22, 20264.53%▲ from 4.02%
  • Sep 14, 20264.02%first recorded
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.36%
48 Month Regular/IRA Share Certificate
$0
4.31% ▲ 1.56% above national avg
View
▼
Rate4.23%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.75%▲ 1.56% above avg
Details

Dividends Compound & Paid: Daily

Rate History
No change since Sep 25, 2026 · 4.31% APY
3.81%4.31%4.81%Sep 25, 2026: 4.31% APYSep 25, 2026Sep 28, 2026
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.20%
48 Month Share Certificate
$0
4.18% ▲ 1.43% above national avg
View
▼
Rate4.10%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.75%▲ 1.43% above avg
Details

APYE = Annual Percentage Yield Earned. Rates subject to change

Rate History
No change since Sep 25, 2026 · 4.18% APY
3.68%4.18%4.68%Sep 25, 2026: 4.18% APYSep 25, 2026Sep 28, 2026
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
48 Month Regular Certificates
$1,000
4.15% ▲ 1.40% above national avg
View
▼
Rate4.07%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.75%▲ 1.40% above avg
Details

Rate History
1 change since Sep 12, 2026 · 4.00% → 4.15% ▲ 0.15 pts · high 4.15% / low 4.00%
3.50%4.08%4.65%Sep 12, 2026: 4.00% APYSep 18, 2026: 4.15% APYSep 12, 2026Sep 28, 2026
  • Sep 18, 20264.15%▲ from 4.00%
  • Sep 12, 20264.00%first recorded
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
IRA Certificates 48-Month
$1,000
4.15% ▲ 1.40% above national avg
View
▼
Rate4.07%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.75%▲ 1.40% above avg
Details

Rate History
1 change since Sep 12, 2026 · 4.00% → 4.15% ▲ 0.15 pts · high 4.15% / low 4.00%
3.50%4.08%4.65%Sep 12, 2026: 4.00% APYSep 20, 2026: 4.15% APYSep 12, 2026Sep 28, 2026
  • Sep 20, 20264.15%▲ from 4.00%
  • Sep 12, 20264.00%first recorded
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
IRA Certificates 48 months
$1,000
4.10% ▲ 1.35% above national avg
View
▼
Rate4.02%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 1.35% above avg
Details

Rate History
No change since Sep 14, 2026 · 4.10% APY · checked 4 times
3.60%4.10%4.60%Sep 14, 2026: 4.10% APYSep 14, 2026Sep 28, 2026
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
Jumbo Certificates 48 months
$100,000
4.10% ▲ 1.35% above national avg
View
▼
Rate4.02%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 1.35% above avg
Details

Rate History
No change since Sep 14, 2026 · 4.10% APY · checked 4 times
3.60%4.10%4.60%Sep 14, 2026: 4.10% APYSep 14, 2026Sep 28, 2026
Code Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
48 Month Share Certificates of Deposit
$1,000
4.00% ▲ 1.25% above national avg
View
▼
Rate3.93%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.25% above avg
Details

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Sep 28, 2026
Code Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
Educational IRA - 48 Months
$500
4.00% ▲ 1.25% above national avg
View
▼
Rate3.93%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.25% above avg
Details

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Sep 28, 2026
Code Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
Roth IRA Certificate - 48 Months
$500
4.00% ▲ 1.25% above national avg
View
▼
Rate3.93%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.25% above avg
Details

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Sep 28, 2026
Code Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
Traditional IRA Certificate - 48 Months
$500
4.00% ▲ 1.25% above national avg
View
▼
Rate3.93%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.25% above avg
Details

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Sep 28, 2026
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
48 Month Certificates
$0
4.00% ▲ 1.25% above national avg
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 1.25% above avg
Details

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Sep 28, 2026
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
Business 48 months
$1,000
4.00% ▲ 1.25% above national avg
View
▼
Rate3.93%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 1.25% above avg
Details

Rate History
No change since Sep 27, 2026 · 4.00% APY
3.50%4.00%4.50%Sep 27, 2026: 4.00% APYSep 27, 2026Sep 28, 2026
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
Certificates 48 months
$1,000
4.00% ▲ 1.25% above national avg
View
▼
Rate3.93%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 1.25% above avg
Details

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Sep 28, 2026
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.11%
48 Month Certificates of Deposit
$500
4.00% ▲ 1.25% above national avg
View
▼
Rate3.93%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 1.25% above avg
Details

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Sep 28, 2026
GLASS CITY
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
48 Month CD
$500
4.00% ▲ 1.25% above national avg
View
▼
Rate3.94%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 1.25% above avg
Details

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Sep 28, 2026
GLASS CITY
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
48 Month IRA
$1,000
4.00% ▲ 1.25% above national avg
View
▼
Rate3.94%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 1.25% above avg
Details

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Sep 28, 2026
First Federal S&L Newark, OH
Institution Rating:
A5.0 ★Texas Ratio: 6.79%
4 Year CD
$500
3.98% ▲ 1.23% above national avg
View
▼
Rate3.93%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.75%▲ 1.23% above avg
Details

Rate History
1 change since Sep 14, 2026 · 2.01% → 3.98% ▲ 1.97 pts · high 3.98% / low 2.01%
0.04%3.00%5.95%Sep 14, 2026: 2.01% APYSep 24, 2026: 3.98% APYSep 14, 2026Sep 28, 2026
  • Sep 24, 20263.98%▲ from 2.01%
  • Sep 14, 20262.01%first recorded
Scott Associates Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
48 Month IRA Certificates
$500
3.97% ▲ 1.22% above national avg
View
▼
Rate3.90%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.22% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.97% APY · checked 2 times
3.47%3.97%4.47%Sep 18, 2026: 3.97% APYSep 18, 2026Sep 28, 2026
Scott Associates Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
48 Month Share Certificates
$500
3.97% ▲ 1.22% above national avg
View
▼
Rate3.90%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.22% above avg
Details

Rate History
No change since Sep 22, 2026 · 3.97% APY
3.47%3.97%4.47%Sep 22, 2026: 3.97% APYSep 22, 2026Sep 28, 2026
Kemba Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.75%
48 Month Certificates
$0
3.95% ▲ 1.20% above national avg
View
▼
Rate3.87%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 26, 2026
National Average2.75%▲ 1.20% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.95% APY · checked 4 times
3.45%3.95%4.45%Sep 14, 2026: 3.95% APYSep 14, 2026Sep 28, 2026
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.10%
48 Month Certificate
$100,000
3.95% ▲ 1.20% above national avg
View
▼
Rate—
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 26, 2026
National Average2.75%▲ 1.20% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.95% APY · checked 4 times
3.45%3.95%4.45%Sep 14, 2026: 3.95% APYSep 14, 2026Sep 28, 2026
Directions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
48 Month Certificate
$500
3.92% ▲ 1.17% above national avg
View
▼
Rate3.85%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 26, 2026
National Average2.75%▲ 1.17% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.92% APY · checked 5 times
3.42%3.92%4.42%Sep 14, 2026: 3.92% APYSep 14, 2026Sep 28, 2026
Telhio Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.81%
48 Month Business CD
$500
3.90% ▲ 1.15% above national avg
View
▼
Rate3.83%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.15% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.90% APY · checked 2 times
3.40%3.90%4.40%Sep 18, 2026: 3.90% APYSep 18, 2026Sep 28, 2026
Telhio Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.81%
48 Month Certificate of Deposit (CD)
$500
3.90% ▲ 1.15% above national avg
View
▼
Rate3.83%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.15% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.90% APY · checked 2 times
3.40%3.90%4.40%Sep 18, 2026: 3.90% APYSep 18, 2026Sep 28, 2026
Community Savings Bank Bethel, OH
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
48 Month Certificate
$5,000
3.85% ▲ 1.10% above national avg
View
▼
Rate3.78%
Min Deposit$5,000
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.75%▲ 1.10% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 4 times
3.35%3.85%4.35%Sep 14, 2026: 3.85% APYSep 14, 2026Sep 28, 2026
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
48 Month Certificate
$500
3.85% ▲ 1.10% above national avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.10% above avg
Details

Everyday APY: 3.35%

Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 3 times
3.35%3.85%4.35%Sep 14, 2026: 3.85% APYSep 14, 2026Sep 28, 2026
Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
48 Month Term IRA
$250
3.85% ▲ 1.10% above national avg
View
▼
Rate—
Min Deposit$250
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.75%▲ 1.10% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 3 times
3.35%3.85%4.35%Sep 14, 2026: 3.85% APYSep 14, 2026Sep 28, 2026
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.10%
48 Month Certificate
$500
3.85% ▲ 1.10% above national avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 26, 2026
National Average2.75%▲ 1.10% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 4 times
3.35%3.85%4.35%Sep 14, 2026: 3.85% APYSep 14, 2026Sep 28, 2026
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
48 Month Certificate
$0
3.85% ▲ 1.10% above national avg
View
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 1.10% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 4 times
3.35%3.85%4.35%Sep 14, 2026: 3.85% APYSep 14, 2026Sep 28, 2026
LAKEVIEW
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
48 Month Share Certificate
$0
3.85% ▲ 1.10% above national avg
View
▼
Rate3.79%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 1.10% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 4 times
3.35%3.85%4.35%Sep 14, 2026: 3.85% APYSep 14, 2026Sep 28, 2026
Desco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
IRA Share Certificate - 48 months
$500
3.82% ▲ 1.07% above national avg
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.75%▲ 1.07% above avg
Details

Rate History
1 change since Sep 14, 2026 · 3.56% → 3.82% ▲ 0.26 pts · high 3.82% / low 3.56%
3.06%3.69%4.32%Sep 14, 2026: 3.56% APYSep 17, 2026: 3.82% APYSep 14, 2026Sep 28, 2026
  • Sep 17, 20263.82%▲ from 3.56%
  • Sep 14, 20263.56%first recorded
Desco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
Share Certificate - 48 months
$500
3.82% ▲ 1.07% above national avg
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.75%▲ 1.07% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.82% APY · checked 3 times
3.32%3.82%4.32%Sep 18, 2026: 3.82% APYSep 18, 2026Sep 28, 2026
Cinfed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
48 Month Certificate
$0
3.80% ▲ 1.05% above national avg
View
▼
Rate3.73%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.75%▲ 1.05% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 4 times
3.30%3.80%4.30%Sep 14, 2026: 3.80% APYSep 14, 2026Sep 28, 2026
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
48 Month Certificate
$0
3.80% ▲ 1.05% above national avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 1.05% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 2 times
3.30%3.80%4.30%Sep 14, 2026: 3.80% APYSep 14, 2026Sep 28, 2026
Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
IRA Certificate 48-Month
$0
3.80% ▲ 1.05% above national avg
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 1.05% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 3 times
3.30%3.80%4.30%Sep 14, 2026: 3.80% APYSep 14, 2026Sep 28, 2026
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
48 Month Certificate/IRA
$0
3.80% ▲ 1.05% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.75%▲ 1.05% above avg
Details

Rate History
No change since Sep 22, 2026 · 3.80% APY · checked 2 times
3.30%3.80%4.30%Sep 22, 2026: 3.80% APYSep 22, 2026Sep 28, 2026
Your Legacy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
48 Month Share Certificates
$500
3.77% ▲ 1.02% above national avg
View
▼
Rate3.70%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.75%▲ 1.02% above avg
Details

Compounding Frequency: Monthly

Rate History
No change since Sep 20, 2026 · 3.77% APY · checked 2 times
3.27%3.77%4.27%Sep 20, 2026: 3.77% APYSep 20, 2026Sep 28, 2026
CME Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.42%
48 Month Share Certificate
$0
3.76% ▲ 1.01% above national avg
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.75%▲ 1.01% above avg
Details

Balance: Over $50,000

Rate History
No change since Sep 25, 2026 · 3.76% APY
3.26%3.76%4.26%Sep 25, 2026: 3.76% APYSep 25, 2026Sep 28, 2026

Parma 60 Month CD Rates

National 60 Month CD Average2.84% APYUnchanged from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
1616 Snow Rd, Parma, OH 44134
60 Month Bonus CD
$0
4.50% ▲ 1.66% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.66% above avg
Details

Rate History
No change since Sep 18, 2026 · 4.50% APY · checked 3 times
4.00%4.50%5.00%Sep 18, 2026: 4.50% APYSep 18, 2026Sep 28, 2026
Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.50%
5839 Ridge Rd, Parma, OH 44129 3165
IRA Share Certificate (5 Year)
$0
4.11% ▲ 1.27% above national avg
View
▼
Rate4.05%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 1.27% above avg
Details

Rate History
No change since Sep 14, 2026 · 4.11% APY · checked 3 times
3.61%4.11%4.61%Sep 14, 2026: 4.11% APYSep 14, 2026Sep 28, 2026
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
1616 Snow Rd, Parma, OH 44134
60 Month Bonus CD
$0
4.00% ▲ 1.16% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.16% above avg
Details

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Sep 28, 2026
PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
5255 Regency Dr, Parma, OH 44129 5453
5 Year Certificate Account
$500
3.80% ▲ 0.96% above national avg
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.96% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.80% APY · checked 3 times
3.30%3.80%4.30%Sep 18, 2026: 3.80% APYSep 18, 2026Sep 28, 2026
PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
5255 Regency Dr, Parma, OH 44129 5453
5 Year IRA Certificate
$500
3.80% ▲ 0.96% above national avg
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.96% above avg
Details

Rate History
No change since Sep 18, 2026 · 3.80% APY · checked 3 times
3.30%3.80%4.30%Sep 18, 2026: 3.80% APYSep 18, 2026Sep 28, 2026
Credit Union of Ohio
Institution Rating:
A+5.0 ★Texas Ratio: 5.16%
5341 Pearl Rd, Parma, OH 44129
60 Month Regular Certificates & IRAs
$500
3.45% ▲ 0.61% above national avg
View
▼
Rate3.40%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.61% above avg
Details

IRA Certificates: $100 min. to open. Dividends compound quarterly. There is a penalty for early withdrawal. You may make additional deposits to an IRA Certificate account only.

Rate History
No change since Sep 18, 2026 · 3.45% APY · checked 3 times
2.95%3.45%3.95%Sep 18, 2026: 3.45% APYSep 18, 2026Sep 28, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
5219 Pearl Rd, Parma, OH 44129
60 Month Relationship CD
$2,500
3.10% ▲ 0.26% above national avg
View
▼
Rate—
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.26% above avg
Details

Accounts are available only to customers with a primary residence in Dollar Bank's Pennsylvania market.

Rate History
No change since Sep 24, 2026 · 3.10% APY · checked 2 times
2.60%3.10%3.60%Sep 24, 2026: 3.10% APYSep 24, 2026Sep 28, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
5219 Pearl Rd, Parma, OH 44129
60 Month Business Investment Certificate
$0
3.00% ▲ 0.16% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.16% above avg
Details

Balance: $250.00 - $99,999,999.99

Rate History
No change since Sep 24, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Sep 24, 2026: 3.00% APYSep 24, 2026Sep 28, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
5219 Pearl Rd, Parma, OH 44129
60 Month CD Ladder
$1,000
3.00% ▲ 0.16% above national avg
View
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.16% above avg
Details

Accounts are available only to customers with a primary residence in Dollar Bank's Pennsylvania market.

Rate History
No change since Sep 24, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Sep 24, 2026: 3.00% APYSep 24, 2026Sep 28, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
5219 Pearl Rd, Parma, OH 44129
60 Month Relationship CD
$250,000
3.00% ▲ 0.16% above national avg
View
▼
Rate—
Min Deposit$250,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.16% above avg
Details

Accounts are available only to customers with a primary residence in Dollar Bank's Pennsylvania market.

Rate History
No change since Sep 24, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Sep 24, 2026: 3.00% APYSep 24, 2026Sep 28, 2026
Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
5219 Pearl Rd, Parma, OH 44129
60 Month Traditional Term CD
$2,500
3.00% ▲ 0.16% above national avg
View
▼
Rate—
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.16% above avg
Details

Accounts are available only to customers with a primary residence in Dollar Bank's Pennsylvania market.

Rate History
No change since Sep 24, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Sep 24, 2026: 3.00% APYSep 24, 2026Sep 28, 2026
Firefighters Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.32%
1222 W Pleasant Valley Rd, Parma, OH 44134
60 Month Certificate
$0
3.00% ▲ 0.16% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 0.16% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Sep 28, 2026
Citizens Access
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
7450 Broadview Rd, Parma, OH 44134
5 Year Online CD
$0
2.75% ▼ 0.09% below national avg
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▼ 0.09% below avg
Details

Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 4 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Sep 28, 2026
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
60 Month Print Share and IRA Jumbo Certificates
$0
4.65% ▲ 1.81% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 1.81% above avg
Details

Rate History
1 change since Sep 14, 2026 · 4.14% → 4.65% ▲ 0.51 pts · high 4.65% / low 4.14%
3.63%4.40%5.16%Sep 14, 2026: 4.14% APYSep 22, 2026: 4.65% APYSep 14, 2026Sep 28, 2026
  • Sep 22, 20264.65%▲ from 4.14%
  • Sep 14, 20264.14%first recorded
Chivaho Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
60 Month Certificate of Deposit
$500
4.55% ▲ 1.71% above national avg
View
▼
Rate4.45%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 1.71% above avg
Details

Rate History
No change since Sep 25, 2026 · 4.55% APY
4.05%4.55%5.05%Sep 25, 2026: 4.55% APYSep 25, 2026Sep 28, 2026
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
60 Month Print Share and IRA Certificates
$0
4.55% ▲ 1.71% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 1.71% above avg
Details

Rate History
1 change since Sep 14, 2026 · 4.04% → 4.55% ▲ 0.51 pts · high 4.55% / low 4.04%
3.53%4.30%5.06%Sep 14, 2026: 4.04% APYSep 22, 2026: 4.55% APYSep 14, 2026Sep 28, 2026
  • Sep 22, 20264.55%▲ from 4.04%
  • Sep 14, 20264.04%first recorded
Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
60 Month Share and IRA Certificates
$0
4.55% ▲ 1.71% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 1.71% above avg
Details

Rate History
1 change since Sep 14, 2026 · 4.04% → 4.55% ▲ 0.51 pts · high 4.55% / low 4.04%
3.53%4.30%5.06%Sep 14, 2026: 4.04% APYSep 22, 2026: 4.55% APYSep 14, 2026Sep 28, 2026
  • Sep 22, 20264.55%▲ from 4.04%
  • Sep 14, 20264.04%first recorded
Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.36%
60 Month Regular/IRA Share Certificate
$0
4.31% ▲ 1.47% above national avg
View
▼
Rate4.23%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 1.47% above avg
Details

Dividends Compound & Paid: Daily

Rate History
No change since Sep 25, 2026 · 4.31% APY
3.81%4.31%4.81%Sep 25, 2026: 4.31% APYSep 25, 2026Sep 28, 2026
Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.20%
60 Month Share Certificate
$0
4.20% ▲ 1.36% above national avg
View
▼
Rate4.12%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 1.36% above avg
Details

APYE = Annual Percentage Yield Earned. Rates subject to change

Rate History
No change since Sep 25, 2026 · 4.20% APY
3.70%4.20%4.70%Sep 25, 2026: 4.20% APYSep 25, 2026Sep 28, 2026
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
60 Month Regular Certificates
$1,000
4.20% ▲ 1.36% above national avg
View
▼
Rate4.12%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 1.36% above avg
Details

Rate History
1 change since Sep 12, 2026 · 4.05% → 4.20% ▲ 0.15 pts · high 4.20% / low 4.05%
3.55%4.13%4.70%Sep 12, 2026: 4.05% APYSep 18, 2026: 4.20% APYSep 12, 2026Sep 28, 2026
  • Sep 18, 20264.20%▲ from 4.05%
  • Sep 12, 20264.05%first recorded
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
IRA Certificates 60-Month
$1,000
4.20% ▲ 1.36% above national avg
View
▼
Rate4.12%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 1.36% above avg
Details

Rate History
1 change since Sep 12, 2026 · 4.05% → 4.20% ▲ 0.15 pts · high 4.20% / low 4.05%
3.55%4.13%4.70%Sep 12, 2026: 4.05% APYSep 20, 2026: 4.20% APYSep 12, 2026Sep 28, 2026
  • Sep 20, 20264.20%▲ from 4.05%
  • Sep 12, 20264.05%first recorded
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
IRA Certificates 60 months
$1,000
4.20% ▲ 1.36% above national avg
View
▼
Rate4.12%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.36% above avg
Details

Rate History
No change since Sep 14, 2026 · 4.20% APY · checked 4 times
3.70%4.20%4.70%Sep 14, 2026: 4.20% APYSep 14, 2026Sep 28, 2026
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
Jumbo Certificates 60 months
$100,000
4.20% ▲ 1.36% above national avg
View
▼
Rate4.12%
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.36% above avg
Details

Rate History
No change since Sep 14, 2026 · 4.20% APY · checked 4 times
3.70%4.20%4.70%Sep 14, 2026: 4.20% APYSep 14, 2026Sep 28, 2026
Croghan Colonial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.49%
60 Month Certificate of Deposit
$500
4.18% ▲ 1.34% above national avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.34% above avg
Details

APY = Annual Percentage Yield. Minimum Balance = the amount of principal in the account each day. Fees could reduce earnings on the account. Rates are subject to change without notice. Annual Percentage Yield (APY) accurate as of 09/23/2026. Early withdrawal penalties apply. CDs automatically renew at maturity at current renewal rates. Account subject to deposit account approval.

Rate History
No change since Sep 27, 2026 · 4.18% APY
3.68%4.18%4.68%Sep 27, 2026: 4.18% APYSep 27, 2026Sep 28, 2026
Scott Associates Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
60 Month IRA Certificates
$500
4.18% ▲ 1.34% above national avg
View
▼
Rate4.10%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 1.34% above avg
Details

Rate History
No change since Sep 18, 2026 · 4.18% APY · checked 2 times
3.68%4.18%4.68%Sep 18, 2026: 4.18% APYSep 18, 2026Sep 28, 2026
Scott Associates Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
60 Month Share Certificates
$500
4.18% ▲ 1.34% above national avg
View
▼
Rate4.10%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 1.34% above avg
Details

Rate History
No change since Sep 22, 2026 · 4.18% APY
3.68%4.18%4.68%Sep 22, 2026: 4.18% APYSep 22, 2026Sep 28, 2026
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
5 Year IRA
$500
4.11% ▲ 1.27% above national avg
View
▼
Rate4.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 1.27% above avg
Details

CD and IRA rates effective 01/25/2024. Interest is compounded daily and there is a penalty for early withdrawal. Fees can reduce the earnings on any of the above accounts.

Rate History
No change since Sep 18, 2026 · 4.11% APY · checked 3 times
3.61%4.11%4.61%Sep 18, 2026: 4.11% APYSep 18, 2026Sep 28, 2026
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.42%
60 Month Certificates
$0
4.10% ▲ 1.26% above national avg
View
▼
Rate4.03%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.26% above avg
Details

Rate History
No change since Sep 18, 2026 · 4.10% APY · checked 3 times
3.60%4.10%4.60%Sep 18, 2026: 4.10% APYSep 18, 2026Sep 28, 2026
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
Business 60 months
$1,000
4.10% ▲ 1.26% above national avg
View
▼
Rate4.02%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.26% above avg
Details

Rate History
No change since Sep 27, 2026 · 4.10% APY
3.60%4.10%4.60%Sep 27, 2026: 4.10% APYSep 27, 2026Sep 28, 2026
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
Certificates 60 months
$1,000
4.10% ▲ 1.26% above national avg
View
▼
Rate4.02%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.26% above avg
Details

Rate History
No change since Sep 14, 2026 · 4.10% APY · checked 3 times
3.60%4.10%4.60%Sep 14, 2026: 4.10% APYSep 14, 2026Sep 28, 2026
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.64%
60 month Certificate
$0
4.05% ▲ 1.21% above national avg
View
▼
Rate3.99%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 1.21% above avg
Details

SPECIAL JUMBO CERTIFICATE BONUS! Boost Your Earnings - Get an additional 0.25% APY on a Jumbo Certificate with a balance of $250,000+

Rate History
No change since Sep 18, 2026 · 4.05% APY · checked 2 times
3.55%4.05%4.55%Sep 18, 2026: 4.05% APYSep 18, 2026Sep 28, 2026
LAKEVIEW
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
60 Month IRA Share Certificate
$0
4.05% ▲ 1.21% above national avg
View
▼
Rate3.98%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.21% above avg
Details

Rate History
No change since Sep 22, 2026 · 4.05% APY · checked 2 times
3.55%4.05%4.55%Sep 22, 2026: 4.05% APYSep 22, 2026Sep 28, 2026
LAKEVIEW
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
60 Month Share Certificate
$0
4.05% ▲ 1.21% above national avg
View
▼
Rate3.98%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.21% above avg
Details

Rate History
No change since Sep 14, 2026 · 4.05% APY · checked 4 times
3.55%4.05%4.55%Sep 14, 2026: 4.05% APYSep 14, 2026Sep 28, 2026
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
5 year Certificate
$500
4.02% ▲ 1.18% above national avg
View
▼
Rate4.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 1.18% above avg
Details

CD and IRA rates effective 01/25/2024. Interest is compounded daily and there is a penalty for early withdrawal. Fees can reduce the earnings on any of the above accounts.

Rate History
No change since Sep 14, 2026 · 4.02% APY · checked 3 times
3.52%4.02%4.52%Sep 14, 2026: 4.02% APYSep 14, 2026Sep 28, 2026
First Federal S&L Newark, OH
Institution Rating:
A5.0 ★Texas Ratio: 6.79%
5 Year CD
$500
4.00% ▲ 1.16% above national avg
View
▼
Rate3.95%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▲ 1.16% above avg
Details

Rate History
1 change since Sep 14, 2026 · 1.35% → 4.00% ▲ 2.65 pts · high 4.00% / low 1.35%
0.00%3.33%6.65%Sep 14, 2026: 1.35% APYSep 24, 2026: 4.00% APYSep 14, 2026Sep 28, 2026
  • Sep 24, 20264.00%▲ from 1.35%
  • Sep 14, 20261.35%first recorded
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Month Certificate
$500
4.00% ▲ 1.16% above national avg
View
▼
Rate3.94%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 1.16% above avg
Details

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Sep 28, 2026
Kemba Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.75%
60 Month Certificates
$0
4.00% ▲ 1.16% above national avg
View
▼
Rate3.92%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 26, 2026
National Average2.84%▲ 1.16% above avg
Details

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Sep 28, 2026
Telhio Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.81%
60 Month Business CD
$500
4.00% ▲ 1.16% above national avg
View
▼
Rate3.93%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 1.16% above avg
Details

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Sep 28, 2026
Telhio Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.81%
60 Month Certificate of Deposit (CD)
$500
4.00% ▲ 1.16% above national avg
View
▼
Rate3.93%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 22, 2026
National Average2.84%▲ 1.16% above avg
Details

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Sep 28, 2026
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.10%
60 Month Certificate
$100,000
4.00% ▲ 1.16% above national avg
View
▼
Rate—
Min Deposit$100,000
Min Balance—
Verified and UpdatedSep 26, 2026
National Average2.84%▲ 1.16% above avg
Details

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Sep 28, 2026
Abbey Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.11%
60 Month Certificates of Deposit
$500
4.00% ▲ 1.16% above national avg
View
▼
Rate3.93%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.16% above avg
Details

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Sep 28, 2026
Directions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
60 Month Certificate
$500
3.97% ▲ 1.13% above national avg
View
▼
Rate3.90%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 26, 2026
National Average2.84%▲ 1.13% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.97% APY · checked 5 times
3.47%3.97%4.47%Sep 14, 2026: 3.97% APYSep 14, 2026Sep 28, 2026
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.10%
60 Month Certificate
$500
3.90% ▲ 1.06% above national avg
View
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 26, 2026
National Average2.84%▲ 1.06% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.90% APY · checked 4 times
3.40%3.90%4.40%Sep 14, 2026: 3.90% APYSep 14, 2026Sep 28, 2026
Genoa Banking Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
60 Month Sixty-Month CD Special
$0
3.85% ▲ 1.01% above national avg
View
▼
Rate3.78%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.01% above avg
Details

Maximum investment limited to $100,000 per account

Rate History
No change since Sep 24, 2026 · 3.85% APY · checked 2 times
3.35%3.85%4.35%Sep 24, 2026: 3.85% APYSep 24, 2026Sep 28, 2026
Community Savings Bank Bethel, OH
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
60 Month Certificate
$5,000
3.85% ▲ 1.01% above national avg
View
▼
Rate3.78%
Min Deposit$5,000
Min Balance—
Verified and UpdatedSep 28, 2026
National Average2.84%▲ 1.01% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 4 times
3.35%3.85%4.35%Sep 14, 2026: 3.85% APYSep 14, 2026Sep 28, 2026
Hancock Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
60 Month Certificate Special
$0
3.85% ▲ 1.01% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 1.01% above avg
Details

Excludes JR Certificates. Fees may reduce earnings on the account. Dividend penalty will be imposed for early withdrawal. Membership eligibility is required.

Rate History
No change since Sep 25, 2026 · 3.85% APY
3.35%3.85%4.35%Sep 25, 2026: 3.85% APYSep 25, 2026Sep 28, 2026
LCE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
60 Month Certificate
$0
3.85% ▲ 1.01% above national avg
View
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 1.01% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 3 times
3.35%3.85%4.35%Sep 14, 2026: 3.85% APYSep 14, 2026Sep 28, 2026
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
60 Month Certificate/IRA
$0
3.85% ▲ 1.01% above national avg
View
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.01% above avg
Details

Rate History
No change since Sep 22, 2026 · 3.85% APY · checked 2 times
3.35%3.85%4.35%Sep 22, 2026: 3.85% APYSep 22, 2026Sep 28, 2026
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
60 Month Certificate
$0
3.85% ▲ 1.01% above national avg
View
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 27, 2026
National Average2.84%▲ 1.01% above avg
Details

Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 4 times
3.35%3.85%4.35%Sep 14, 2026: 3.85% APYSep 14, 2026Sep 28, 2026
Your Legacy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
60 Month Share Certificates
$500
3.82% ▲ 0.98% above national avg
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 25, 2026
National Average2.84%▲ 0.98% above avg
Details

Compounding Frequency: Monthly

Rate History
No change since Sep 20, 2026 · 3.82% APY · checked 2 times
3.32%3.82%4.32%Sep 20, 2026: 3.82% APYSep 20, 2026Sep 28, 2026
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Top CD Rates from Parma, Ohio Institutions

Highest verified APYs available today, updated September 28, 2026

B Top 5 Bank Rates
Third Federal Savings and Loan
6 Month Bonus CD
A+ 5.0 ★ TX: 2.32%
Min: $0
4.75%
Flagstar Bank, National Association
12-MONTH CD
D 3.1 ★ TX: 37.37%
Min: $500
3.80%
Citizens Access
1 Year Online CD
A 5.0 ★ TX: 7.72%
Min: $0
3.25%
Dollar Bank, Federal Savings Bank
60 Month Relationship CD
A+ 5.0 ★ TX: 5.60%
Min: $2,500
3.10%
GLASS CITY
12 Month Youth CD
A+ 5.0 ★ TX: 1.32%
Min: $100
5.00%
CU Top 5 Credit Union Rates
PSE Credit Union Inc
2 Year Certificate Account
A+ 5.0 ★ TX: 3.41%
Min: $500
4.32%
Unity Catholic Federal Credit Union
IRA Share Certificate (5 Year)
A 5.0 ★ TX: 6.50%
Min: $0
4.11%
All Saints Federal Credit Union
12 Month Share Certificates
A+ 5.0 ★ TX: 2.32%
Min: $0
3.80%
Firefighters Community Credit Union
18 Month Certificate
A+ 5.0 ★ TX: 4.32%
Min: $0
3.75%
Credit Union of Ohio
36 Month Regular Certificates & IRAs
A+ 5.0 ★ TX: 5.16%
Min: $500
3.45%
Rates verified September 28, 2026 . Click an institution name to view its full profile, safety ratings, and all CD terms.

Parma, OH CD Rate Trends

Compare local Parma, OH CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.

View Full Ohio CD Trends
12-Month CD OH Avg
2.942%
▼ 0.010 vs 7 days ago

Ohio 12-month CD rates fell 0.010 points over the past 7 days to 2.942% APY.

6-Month CD OH Avg
2.768%
▲ 0.001 vs 7 days ago

Ohio 6-month CD rates rose 0.001 points over the past 7 days to 2.768% APY.

As of Sep 28, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

OH CD Rate Forecast, Next 12 Months

Where are Ohio CD rates headed through September 2027?

Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.

OH 12-Month Avg APY
2.942%
6-Month Forecast
2.942%
Range: 2.74% – 3.09%
12-Month Forecast
3.192%
Range: 2.99% – 3.34%

Data inputs: The central forecast assumes the Federal Reserve holds the federal funds rate at its current level, with one 25 basis point increase priced into the later months, consistent with CME FedWatch and Federal Reserve dot-plot projections. A spread model maps the relationship between the fed funds rate and the Ohio average 12-month CD APY in our database.

Spread model: The Ohio 12-month CD average currently trades 1.43% below the fed funds midpoint. This spread is applied to the projected fed funds path to generate the central forecast.

Confidence bounds: Upper bound adds +0.15% (an additional Fed increase, deposit competition stays high). Lower bound subtracts 0.20% (the Fed stays on hold and competition eases).

Limitations: Model-based estimates only, not guarantees. Verify current rates directly with institutions before making financial decisions.

Powered by MonitorBankRates

What Your Savings Earn at OH CD Rates Today

Annual interest earnings at today’s Ohio average APYs. State average used where available; national average as fallback.

CD Term OH Avg APY $5,000 $10,000 $25,000 $50,000
3-Month CD 2.076% $103.80 $207.59 $518.98 $1,037.95
6-Month CD 2.768% $138.39 $276.78 $691.95 $1,383.90
12-Month CD 2.942% $147.08 $294.15 $735.38 $1,470.75
18-Month CD 2.817% $140.84 $281.67 $704.18 $1,408.35
24-Month CD 2.836% $141.82 $283.64 $709.10 $1,418.20
36-Month CD 2.757% $137.86 $275.71 $689.28 $1,378.55
48-Month CD 2.751% $137.54 $275.08 $687.70 $1,375.40
60-Month CD 2.843% $142.17 $284.33 $710.83 $1,421.65
Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of September 28, 2026.

Sample CD Ladder for Parma, Ohio Savers

$25,000 split equally across 5 terms using today’s Ohio average rates. As each CD matures, reinvest at the 36-month rung.

Build Your Ladder
Rung Term Deposit OH Avg APY Annual Earnings
1 3-Month CD $5,000 2.076% $103.80
2 6-Month CD $5,000 2.768% $138.39
3 12-Month CD $5,000 2.942% $147.08
4 24-Month CD $5,000 2.836% $141.82
5 36-Month CD $5,000 2.757% $137.86
Total ($25,000 invested) $25,000 2.676% blended $668.95/yr

Ladder example uses equal $5,000 rungs and Ohio average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.

1,837
CD Rates
Tracked in Parma, Ohio
53 Banks 95 Credit Unions

About Our Parma, Ohio CD Rate Database

MonitorBankRates tracks 1,837 CD rates from 53 banks and 95 credit unions with locations in Parma, Ohio, plus national online institutions available to Ohio residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.

Current top rate: Third Federal Savings and Loan offers a CD at 4.75% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Parma, Ohio.

How to Find the Best CD Rates in Parma, Ohio

What to compare when shopping for a CD in Parma, Ohio

To find the best APYs in Parma, Ohio, start with credit unions and online-only banks: Parma, Ohio has 95 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.

Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.

Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.

When a CD Makes Sense in Parma, Ohio

  • You have a planned expense coming up and want your savings to earn while you wait
  • You expect rates to fall and want to lock in today’s rate
  • You want FDIC or NCUA protection with a guaranteed fixed return
  • You prefer banking with an institution that has a local branch in Parma, Ohio: 148 institutions here report CD rates

Consider an Alternative If…

Parma, Ohio Financial Snapshot

Local demographics and economic context for CD savers. Source: U.S. Census Bureau ACS 2024

Population 65+
19.8%
National avg: 17.3%
Median Individual Earnings
$41,323
National avg: $47,340
Poverty Rate
10.1%
National avg: 11.1%
Unemployment Rate
6.4%
National avg: 4.8%
CD Earnings on 10% of Salary
$122/yr
At OH 12-mo avg 2.942% APY

19.8% of residents are 65 or older, in line with the national average of 17.3%; an unemployment rate of 6.4% (vs. 4.8% nationally) underscores the value of a guaranteed fixed return. At today’s OH 12-month CD average of 2.942%, saving 10% of the local median salary ($4,132/year) and putting it in a CD would earn an additional $122 annually in interest.

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.

CD Rates vs. Other Savings Options in Parma, Ohio

What to compare when choosing between a CD and other deposit accounts

Feature CD High-Yield Savings Money Market 6-Month CD
Rate Type Fixed APY Variable APY Variable APY Fixed APY
Liquidity Locked for term Anytime Anytime Locked 6 months
Early Withdrawal Penalty (months of interest) None None Penalty (90–180 days interest)
FDIC / NCUA Insured Yes (up to $250K) Yes (up to $250K) Yes (up to $250K) Yes (up to $250K)
Check / Debit Access No Usually no Often yes No
Best For Known savings goal, CD ladder Emergency fund, flexible savings Liquid savings with check-writing Slightly higher yield, less urgency

How Certificates of Deposit Work in Parma, Ohio

A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Parma, Ohio typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Parma, Ohio as everywhere in the U.S.

Choosing a CD Term in Parma, Ohio

The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Parma, Ohio savers easier access to their funds. For example, Third Federal Savings and Loan is offering its 6 Month Bonus CD at 4.75% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, Third Federal Savings and Loan is offering its 60 Month Bonus CD at 4.50% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.

CD Risk and Safety for Parma, Ohio Savers

CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Parma, Ohio saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.

How CD Interest Is Paid in Parma, Ohio

Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Parma, Ohio CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.

Fixed vs. Variable CD Rates in Parma, Ohio

Most CDs carry a fixed rate that is locked for the entire term, protecting a Parma, Ohio depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.

Frequently Asked Questions about CD Rates in Parma, Ohio

Are CD rates in Parma, Ohio FDIC insured?

Yes, most established banks in Parma, Ohio are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Parma, Ohio?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Parma, Ohio.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty, typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit, traditionally $100,000 or more. In exchange, banks in Parma, Ohio may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates, for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Parma, Ohio?

Here are recent top rates found for this area:
  • Third Federal Savings and Loan: 4.75% APY (6 Month Bonus CD)
  • PSE Credit Union Inc: 4.32% APY (2 Year Certificate Account)
  • Unity Catholic Federal Credit Union: 4.11% APY (IRA Share Certificate (5 Year))
  • All Saints Federal Credit Union: 3.80% APY (12 Month Share Certificates)
  • Flagstar Bank, National Association: 3.80% APY (12-MONTH CD)
  • Firefighters Community Credit Union: 3.75% APY (18 Month Certificate)
  • Credit Union of Ohio: 3.45% APY (36 Month Regular Certificates & IRAs)
  • Citizens Access: 3.25% APY (1 Year Online CD)
  • Dollar Bank, Federal Savings Bank: 3.10% APY (60 Month Relationship CD)
  • Holy Family Parma Federal Credit Union: 3.00% APY (12 Month Certificate of Deposit)
Rates reflect recent verified offers available in Parma, Ohio. Last Updated: September 28, 2026

Parma, Ohio CD Calculator

See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY, or click any current Parma, Ohio rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.

Interest at Maturity
$0
Ending Balance
$0
Matures
—

Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30–180 days of interest. Estimates are for informational purposes only.

Top Parma, Ohio CD Rates by Term

Verified September 28, 2026 · click a rate to use its term and APY
Highest verified APY per term available in Parma, Ohio. Averages shown use the Ohio state average where available, national otherwise. See the full rate tables above for all offers.

CD Calculators for Parma, Ohio

Parma, Ohio CD Calculator

At today’s OH top rate of 4.75% APY, a $10,000 deposit earns $475 in the first year. Enter your amount to see your exact return.

Parma, Ohio CD Ladder

OH CD rates currently range from 2.076% (3-month) to 2.757% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.

Early Withdrawal Penalty

Before locking into a Parma, Ohio CD at 4.75% APY, know your exit cost. Most institutions charge 90–180 days of interest. Calculate your real net return if you need early access.

CD vs. High-Yield Savings

Ohio’s average 12-month CD is 2.942% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Parma, Ohio CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Parma, Ohio directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Parma, Ohio. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in OH.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: September 28, 2026

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