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Best Personal Loan Rates in Walstonburg, North Carolina (NC) - April 2026

Current personal loan options available to borrowers in Walstonburg, North Carolina include: Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, Self-Help Credit UnionSelf-Help Credit UnionA5.0 ★Texas Ratio: 7.18% offering Energy Saver Loans at 5.50% APR, Allegacy Federal Credit UnionAllegacy Federal Credit UnionA5.0 ★Texas Ratio: 6.91% offering Share Loan at 5.75% APR, Pentagon Federal Credit UnionPentagon Federal Credit UnionA5.0 ★Texas Ratio: 10.64% offering VA Loan at 5.91% APR, and RTP Federal Credit UnionRTP Federal Credit UnionA5.0 ★Texas Ratio: 6.12% offering Technology Loans at 5.99% APR. Personal loan rates as of April 5, 2026 according to verified data from MonitorBankRates.

Walstonburg borrowers have access to 57 lenders serving the North Carolina area, with personal loan rates as low as 4.50% APR from Baxter Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Walstonburg, North Carolina.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Walstonburg, North Carolina. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 5, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Credit Builder Loan
4.50%
APR4.50%
Last UpdatedApril 5, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Refinance Loan
4.64%
APR4.64%
Last UpdatedApril 5, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Medical Degree Refinance Loan
4.80%
APR4.80%
Last UpdatedApril 5, 2026
Details

As Low As

Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
Energy Saver Loans
5.50%
APR5.50%
Last UpdatedApril 5, 2026
Details

up to 180 months

Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
Solar Loans
5.50%
APR5.50%
Last UpdatedApril 5, 2026
Details

up to 240 months

Allegacy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
Share Loan
5.75%
APR5.75%
Last UpdatedApril 5, 2026
Details

Payroll Deduction or Automatic Draft APR

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
VA Loan
5.91%
APR5.91%
Last UpdatedApril 5, 2026
Details

No additional details available.

RTP Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.12%
Technology Loans
5.99%
APR5.99%
Last UpdatedApril 5, 2026
Details

As Low As; Terms up to 12 months. Maximum loan amount is $5,000.

Allegacy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
Computer Loan
6.00%
APR6.00%
Last UpdatedApril 5, 2026
Details

As Low As; Payroll Deduction or Automatic Draft

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
VA Refi Loan
6.20%
APR6.20%
Last UpdatedApril 5, 2026
Details

No additional details available.

Allegacy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
Share Loan
6.25%
APR6.25%
Last UpdatedApril 5, 2026
Details

Non-Payroll Deduction APR

Allegacy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
Computer Loan
6.50%
APR6.50%
Last UpdatedApril 5, 2026
Details

As Low As; Non-Payroll Deduction

Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
Credit Builder Loan
6.50%
APR6.50%
Last UpdatedApril 5, 2026
Details

No additional details available.

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
FHA Loan
6.51%
APR6.51%
Last UpdatedApril 5, 2026
Details

As Low As; Rates as low as 5.625% (6.508% APR)

Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
Credit Builder Plus Loan
6.75%
APR6.75%
Last UpdatedApril 5, 2026
Details

No additional details available.

ElecTel Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Signature Loan
6.75%
APR6.75%
Last UpdatedApril 5, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Loan Promotion /
6.90%
APR6.90%
Last UpdatedApril 5, 2026
Details

$3000; Score: A+ = 750+

ElecTel Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Energy Efficient Loan
6.90%
APR6.90%
Last UpdatedApril 5, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Personal Loan
6.99%
APR6.99%
Last UpdatedApril 5, 2026
Details

As Low As

Latino Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Loan
7.00%
APR7.00%
Last UpdatedApril 5, 2026
Details

All rates are based on a term of 84 months

Arcade Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
Unsecured (signature)
7.00%
APR7.00%
Last UpdatedApril 5, 2026
Details

Up to 60 months

Acclaim Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
Personal Loan
7.25%
APR7.25%
Last UpdatedApril 5, 2026
Details

As Low As

Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
Personal Loan
7.49%
APR7.49%
Last UpdatedApril 5, 2026
Details

As Low As

Telco Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 22.49%
Signature
7.50%
APR7.50%
Last UpdatedApril 5, 2026
Details

No additional details available.

REV
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
Other Collateralized Loans Less than
7.75%
APR7.75%
Last UpdatedApril 5, 2026
Details

$14,999

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Loan Promotion /
7.90%
APR7.90%
Last UpdatedApril 5, 2026
Details

$3000; Score: B = 640-679

Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
Personal Loans
7.99%
APR7.99%
Last UpdatedApril 5, 2026
Details

As Low As

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
Personal Loan
7.99%
APR7.99%
Last UpdatedApril 5, 2026
Details

As Low As

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
Personal Loan
7.99%
APR7.99%
Last UpdatedApril 5, 2026
Details

Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty

Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
Personal Convenience Loan
7.99%
APR7.99%
Last UpdatedApril 5, 2026
Details

$500 - $50,000, 6 - 84 Months. Fixed Rate.

Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
Debt180 Debt Consolidation Loan
7.99%
APR7.99%
Last UpdatedApril 5, 2026
Details

$500 - $50,000, 6 - 84 Months. Fixed Rate.

Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
MAX LOAN TERMS
8.00%
APR8.00%
Last UpdatedApril 5, 2026
Details

As Low As

First Carolina Peoples Credit Union
Institution Rating:
F1.1 ★Texas Ratio: 61.44%
Open-end Personal Loan
8.00%
APR8.00%
Last UpdatedApril 5, 2026
Details

As Low As

Greensboro Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.43%
Personal Loans
8.00%
APR8.00%
Last UpdatedApril 5, 2026
Details

As Low As

Internal Revenue Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
Signature
8.00%
APR8.00%
Last UpdatedApril 5, 2026
Details

Unsecured

Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
Land or Lot Loan
8.24%
APR8.24%
Last UpdatedApril 5, 2026
Details

$5,000 - $200,000. 10-acre maximum.

HealthShare Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
Personal Loan (below
8.24%
APR8.24%
Last UpdatedApril 5, 2026
Details

$20,000; As Low As

Emergency Responders Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.88%
Equipment Loans
8.25%
APR8.25%
Last UpdatedApril 5, 2026
Details

As Low As; Up to 48 Months

Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
MAX LOAN TERMS
8.25%
APR8.25%
Last UpdatedApril 5, 2026
Details

As Low As

Latino Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Loan
8.50%
APR8.50%
Last UpdatedApril 5, 2026
Details

All rates are based on a term of 84 months

Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
MAX LOAN TERMS
8.50%
APR8.50%
Last UpdatedApril 5, 2026
Details

As Low As

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
Recreational Loan
8.50%
APR8.50%
Last UpdatedApril 5, 2026
Details

As Low As; MODEL YEAR: 2019-2025

Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
Unsecured Loan
8.65%
APR8.65%
Last UpdatedApril 5, 2026
Details

As Low As

Shuford Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.04%
Unsecured Lines of Credit
8.75%
APR8.75%
Last UpdatedApril 5, 2026
Details

No additional details available.

Allegacy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
Consolidation Loan
8.99%
APR8.99%
Last UpdatedApril 5, 2026
Details

As Low As; Payroll Deduction or Automatic Draft

Welcome Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
Vacant Land Loans
9.00%
APR9.00%
Last UpdatedApril 5, 2026
Details

Fixed 9.00% APR*

Latino Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Loan
9.00%
APR9.00%
Last UpdatedApril 5, 2026
Details

All rates are based on a term of 84 months

Welcome Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
Land Loans
9.00%
APR9.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Emergency Responders Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.88%
Personal
9.00%
APR9.00%
Last UpdatedApril 5, 2026
Details

As Low As; Up to 60 Months

Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
Unsecured Loan
9.15%
APR9.15%
Last UpdatedApril 5, 2026
Details

As Low As

Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
MAX LOAN TERMS
9.25%
APR9.25%
Last UpdatedApril 5, 2026
Details

As Low As

REV
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
Other Collateralized Loans
9.25%
APR9.25%
Last UpdatedApril 5, 2026
Details

$15,000 -$25,000

Civic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.61%
Personal Loan
9.38%
APR9.38%
Last UpdatedApril 5, 2026
Details

As Low As

HealthShare Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
Personal Loan (below
9.49%
APR9.49%
Last UpdatedApril 5, 2026
Details

$20,000; As Low As

COASTAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
Personal Loan
9.49%
APR9.49%
Last UpdatedApril 5, 2026
Details

As Low As

Allegacy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
Consolidation Loan
9.49%
APR9.49%
Last UpdatedApril 5, 2026
Details

As Low As; Non-Payroll Deduction

Summit Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
Credit Builder Loan
9.50%
APR9.50%
Last UpdatedApril 5, 2026
Details

As Low As

HealthShare Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
Personal Loan
9.74%
APR9.74%
Last UpdatedApril 5, 2026
Details

$5,000+; As Low As

Latino Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Loan to Value 95%
9.75%
APR9.75%
Last UpdatedApril 5, 2026
Details

All rates are based on a term of 84 months

Campbell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
Personal Loan
9.75%
APR9.75%
Last UpdatedApril 5, 2026
Details

No additional details available.

Allegacy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
Lifestyle Loan
9.85%
APR9.85%
Last UpdatedApril 5, 2026
Details

Payroll Deduction or Automatic Draft

ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
Signature
9.90%
APR9.90%
Last UpdatedApril 5, 2026
Details

As Low As; Rates as low as 9.90%

CS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
Signature Loan
9.90%
APR9.90%
Last UpdatedApril 5, 2026
Details

As Low As

Carolina Cooperative Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
Personal Loan or Less Up to 24 Months
9.99%
APR9.99%
Last UpdatedApril 5, 2026
Details

$1499.00

RTP Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.12%
Personal Loans
9.99%
APR9.99%
Last UpdatedApril 5, 2026
Details

Fixed Rates only. Terms available up to 60 months.

RTP Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.12%
Debt Consolidation Loans
9.99%
APR9.99%
Last UpdatedApril 5, 2026
Details

As Low As; Maximum term for lowest rate is 60 months.

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
Personal Loan
9.99%
APR9.99%
Last UpdatedApril 5, 2026
Details

As Low As

Carolina Cooperative Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
Personal Loan or Greater Up to 48 Months
9.99%
APR9.99%
Last UpdatedApril 5, 2026
Details

$1500.00

Carolina Cooperative Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
Personal Loan Credit Scores 780 & Higher
9.99%
APR9.99%
Last UpdatedApril 5, 2026
Details

No additional details available.

U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Signature
9.99%
APR9.99%
Last UpdatedApril 5, 2026
Details

As Low As

Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
MAX LOAN TERMS
10.00%
APR10.00%
Last UpdatedApril 5, 2026
Details

As Low As

Nucor Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
Share Loan
10.00%
APR10.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

HealthShare Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
Personal Loan
10.24%
APR10.24%
Last UpdatedApril 5, 2026
Details

$7,500+; As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
10.25%
APR10.25%
Last UpdatedApril 5, 2026
Details

Score: A+ = 750+

TCP Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
Personal Loan
10.25%
APR10.25%
Last UpdatedApril 5, 2026
Details

No additional details available.

REV
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
Personal (Lifestyle Loan)
10.25%
APR10.25%
Last UpdatedApril 5, 2026
Details

As Low As

Weyco Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.84%
Personal Loan
10.50%
APR10.50%
Last UpdatedApril 5, 2026
Details

Up to 48 Months

Weyco Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.84%
Personal Term Note Loan
10.50%
APR10.50%
Last UpdatedApril 5, 2026
Details

$20,000 Maximum - Individual & Joint; 90 Day Maximum

Vision Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
Personal/Signature Loan
10.50%
APR10.50%
Last UpdatedApril 5, 2026
Details

As Low As

Bragg Mutual Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.49%
Unsecured Term 0 - 36 Months
10.50%
APR10.50%
Last UpdatedApril 5, 2026
Details

Up to $5,000.00

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
10.50%
APR10.50%
Last UpdatedApril 5, 2026
Details

Score: A+ = 750+

HealthShare Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
Personal Loan
10.74%
APR10.74%
Last UpdatedApril 5, 2026
Details

$10,000+; As Low As

Sharonview Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.73%
All-Purpose Loan
10.74%
APR10.74%
Last UpdatedApril 5, 2026
Details

As Low As

Latino Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Loan to Value 70%
10.75%
APR10.75%
Last UpdatedApril 5, 2026
Details

All rates are based on a term of 84 months

Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
MAX LOAN TERMS
10.75%
APR10.75%
Last UpdatedApril 5, 2026
Details

As Low As

North Carolina Press Association Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
Closed-End Signature
10.75%
APR10.75%
Last UpdatedApril 5, 2026
Details

As Low As

REV
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
Personal (Lifestyle Loan)
10.75%
APR10.75%
Last UpdatedApril 5, 2026
Details

As Low As

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
Personal Loan
10.75%
APR10.75%
Last UpdatedApril 5, 2026
Details

As Low As; Rates start as low as 10.75% APR* for well-qualified borrowers, but do not exceed 17.50% APR*. Length of term offered varies by the amount borrowed.

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
Unsecured Personal Loan
10.75%
APR10.75%
Last UpdatedApril 5, 2026
Details

As Low As; Up to 36 months**

TCP Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
Personal
10.90%
APR10.90%
Last UpdatedApril 5, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Loan Promotion /
10.90%
APR10.90%
Last UpdatedApril 5, 2026
Details

$3000; Score: C = 600-639

Mountain Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Debt Consolidation Loan
10.99%
APR10.99%
Last UpdatedApril 5, 2026
Details

No additional details available.

Lions Share Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.67%
Roaring Start Loan
10.99%
APR10.99%
Last UpdatedApril 5, 2026
Details

As Low As

Lions Share Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.67%
Roaring Start Credit Builder Loan
10.99%
APR10.99%
Last UpdatedApril 5, 2026
Details

Borrow: $500 to $1,200, with flexibility to increase if needed.

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
11.00%
APR11.00%
Last UpdatedApril 5, 2026
Details

Score: A+ = 750+

Weyco Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.84%
Personal Loan
11.00%
APR11.00%
Last UpdatedApril 5, 2026
Details

Up to 60 Months

Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
Signature Loans with Collateral
11.00%
APR11.00%
Last UpdatedApril 5, 2026
Details

up to 48 months

Marine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.48%
Personal
11.15%
APR11.15%
Last UpdatedApril 5, 2026
Details

As Low As

ABNB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.06%
Personal Loan
11.24%
APR11.24%
Last UpdatedApril 5, 2026
Details

No additional details available.

Honda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
Anything/Unsecured
11.24%
APR11.24%
Last UpdatedApril 5, 2026
Details

No additional details available.

Honda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
Unsecured Loan
11.24%
APR11.24%
Last UpdatedApril 5, 2026
Details

As Low As

REV
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
Personal (Lifestyle Loan)
11.25%
APR11.25%
Last UpdatedApril 5, 2026
Details

As Low As

Founders Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.65%
Personal Loan
11.40%
APR11.40%
Last UpdatedApril 5, 2026
Details

No additional details available.

Weyco Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.84%
Personal Loan
11.50%
APR11.50%
Last UpdatedApril 5, 2026
Details

Up to 72 Months

State Employees Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.54%
Open-End Signature Loan
11.50%
APR11.50%
Last UpdatedApril 5, 2026
Details

No additional details available.

North Carolina Press Association Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
Open-End Signature loan
11.50%
APR11.50%
Last UpdatedApril 5, 2026
Details

Regular APR: 11.50% - 14.50%

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
11.50%
APR11.50%
Last UpdatedApril 5, 2026
Details

Score: A+ = 750+

Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
MAX LOAN TERMS
11.50%
APR11.50%
Last UpdatedApril 5, 2026
Details

As Low As

Latino Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Loan to Value 85%
11.75%
APR11.75%
Last UpdatedApril 5, 2026
Details

All rates are based on a term of 84 months

State Employees Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.54%
Signature Term Note
11.75%
APR11.75%
Last UpdatedApril 5, 2026
Details

As Low As

REV
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
Personal (Lifestyle Loan)
11.75%
APR11.75%
Last UpdatedApril 5, 2026
Details

As Low As

Welcome Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
Disaster Loans
12.00%
APR12.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
12.00%
APR12.00%
Last UpdatedApril 5, 2026
Details

Score: A = 680-749

Mountain Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Seasonal Loans
12.00%
APR12.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
Signature- Unsecured
12.00%
APR12.00%
Last UpdatedApril 5, 2026
Details

up to 48 months

Mountain Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Promotional Loan
12.00%
APR12.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Piedmont Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
Signature
12.00%
APR12.00%
Last UpdatedApril 5, 2026
Details

As Low As

Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
Signature Loans
12.24%
APR12.24%
Last UpdatedApril 5, 2026
Details

As Low As; *Rates are based on credit qualifications, including credit score, minimum amount financed and term, and includes Premier/Access Premier relationship discount of 0.25% APR.

Mountain Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Signature Loan
12.24%
APR12.24%
Last UpdatedApril 5, 2026
Details

No additional details available.

Honda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
Unsecured Loan
12.24%
APR12.24%
Last UpdatedApril 5, 2026
Details

As Low As

Winston Salem Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
Signature - Unsecured
12.25%
APR12.25%
Last UpdatedApril 5, 2026
Details

No additional details available.

Lions Share Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.67%
Personal Loan
12.49%
APR12.49%
Last UpdatedApril 5, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
12.50%
APR12.50%
Last UpdatedApril 5, 2026
Details

Score: B = 640-679

Charlotte Fire Department Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
Consumer Loan
12.50%
APR12.50%
Last UpdatedApril 5, 2026
Details

No additional details available.

Charlotte Fire Department Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
Recruit Loan
12.50%
APR12.50%
Last UpdatedApril 5, 2026
Details

No additional details available.

CAROLINA
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
Personal Loans
12.75%
APR12.75%
Last UpdatedApril 5, 2026
Details

As Low As

Bragg Mutual Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.49%
Unsecured Term 37-60 Months
12.75%
APR12.75%
Last UpdatedApril 5, 2026
Details

$5,000.01-$15,000.00

Proponent Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
Personal Loan
12.99%
APR12.99%
Last UpdatedApril 5, 2026
Details

As Low As

Proponent Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
Personal Loans
12.99%
APR12.99%
Last UpdatedApril 5, 2026
Details

Terms up to 60 months. Debt protection available.

First Carolina Peoples Credit Union
Institution Rating:
F1.1 ★Texas Ratio: 61.44%
Comaker Loan
13.00%
APR13.00%
Last UpdatedApril 5, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
13.00%
APR13.00%
Last UpdatedApril 5, 2026
Details

Score: B = 640-679

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
13.50%
APR13.50%
Last UpdatedApril 5, 2026
Details

Score: C = 600-639

Allegacy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
Unsecured Loan
13.50%
APR13.50%
Last UpdatedApril 5, 2026
Details

Payroll Deduction or Automatic Draft APR

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loan
13.74%
APR13.74%
Last UpdatedApril 5, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loans
13.74%
APR13.74%
Last UpdatedApril 5, 2026
Details

As Low As

Champion Credit Union Canton, NC
Institution Rating:
A+5.0 ★Texas Ratio: 4.91%
Fuel Loan
14.00%
APR14.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Nova Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
Personal Loan
14.00%
APR14.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Welcome Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
Bridge Loans
14.00%
APR14.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Welcome Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
Tax Relief Loans
14.00%
APR14.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
14.00%
APR14.00%
Last UpdatedApril 5, 2026
Details

Score: C = 600-639

Allegacy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
Unsecured
14.25%
APR14.25%
Last UpdatedApril 5, 2026
Details

As Low As; Payroll Deduction or Automatic Draft

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Loan Promotion /
14.40%
APR14.40%
Last UpdatedApril 5, 2026
Details

$3000; Score: D = 550-599

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
APR14.49%
Last UpdatedApril 5, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
APR14.49%
Last UpdatedApril 5, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.54%
Open-End Signature Loan
14.50%
APR14.50%
Last UpdatedApril 5, 2026
Details

No additional details available.

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
14.50%
APR14.50%
Last UpdatedApril 5, 2026
Details

Score: C = 600-639

Allegacy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
Unsecured
14.75%
APR14.75%
Last UpdatedApril 5, 2026
Details

As Low As; Non-Payroll Deduction

COASTAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
Signature Premier Rewards
14.75%
APR14.75%
Last UpdatedApril 5, 2026
Details

Regular APR: 14.75% - 18.00%

Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
Extra Personal Loan
14.99%
APR14.99%
Last UpdatedApril 5, 2026
Details

No additional details available.

Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
Personal Loan
14.99%
APR14.99%
Last UpdatedApril 5, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Personal Loan
6.99%
APR6.99%
Last UpdatedApril 5, 2026
Details

As Low As

Acclaim Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
Personal Loan
7.25%
APR7.25%
Last UpdatedApril 5, 2026
Details

As Low As

Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
Personal Loan
7.49%
APR7.49%
Last UpdatedApril 5, 2026
Details

As Low As

TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
Personal Loan
7.99%
APR7.99%
Last UpdatedApril 5, 2026
Details

Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty

Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
Personal Loans
7.99%
APR7.99%
Last UpdatedApril 5, 2026
Details

As Low As

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
Personal Loan
7.99%
APR7.99%
Last UpdatedApril 5, 2026
Details

As Low As

First Carolina Peoples Credit Union
Institution Rating:
F1.1 ★Texas Ratio: 61.44%
Open-end Personal Loan
8.00%
APR8.00%
Last UpdatedApril 5, 2026
Details

As Low As

Greensboro Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.43%
Personal Loans
8.00%
APR8.00%
Last UpdatedApril 5, 2026
Details

As Low As

HealthShare Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
Personal Loan (below
8.24%
APR8.24%
Last UpdatedApril 5, 2026
Details

$20,000; As Low As

Civic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.61%
Personal Loan
9.38%
APR9.38%
Last UpdatedApril 5, 2026
Details

As Low As

COASTAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
Personal Loan
9.49%
APR9.49%
Last UpdatedApril 5, 2026
Details

As Low As

HealthShare Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
Personal Loan (below
9.49%
APR9.49%
Last UpdatedApril 5, 2026
Details

$20,000; As Low As

HealthShare Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
Personal Loan
9.74%
APR9.74%
Last UpdatedApril 5, 2026
Details

$5,000+; As Low As

Campbell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
Personal Loan
9.75%
APR9.75%
Last UpdatedApril 5, 2026
Details

No additional details available.

Blue Flame Credit Union Charlotte, NC
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
Personal Loan
9.99%
APR9.99%
Last UpdatedApril 5, 2026
Details

As Low As

Carolina Cooperative Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
Personal Loan Credit Scores 780 & Higher
9.99%
APR9.99%
Last UpdatedApril 5, 2026
Details

No additional details available.

Carolina Cooperative Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
Personal Loan or Greater Up to 48 Months
9.99%
APR9.99%
Last UpdatedApril 5, 2026
Details

$1500.00

Carolina Cooperative Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
Personal Loan or Less Up to 24 Months
9.99%
APR9.99%
Last UpdatedApril 5, 2026
Details

$1499.00

RTP Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.12%
Personal Loans
9.99%
APR9.99%
Last UpdatedApril 5, 2026
Details

Fixed Rates only. Terms available up to 60 months.

HealthShare Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
Personal Loan
10.24%
APR10.24%
Last UpdatedApril 5, 2026
Details

$7,500+; As Low As

TCP Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
Personal Loan
10.25%
APR10.25%
Last UpdatedApril 5, 2026
Details

No additional details available.

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
10.25%
APR10.25%
Last UpdatedApril 5, 2026
Details

Score: A+ = 750+

Weyco Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.84%
Personal Loan
10.50%
APR10.50%
Last UpdatedApril 5, 2026
Details

Up to 48 Months

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
10.50%
APR10.50%
Last UpdatedApril 5, 2026
Details

Score: A+ = 750+

HealthShare Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.91%
Personal Loan
10.74%
APR10.74%
Last UpdatedApril 5, 2026
Details

$10,000+; As Low As

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
Personal Loan
10.75%
APR10.75%
Last UpdatedApril 5, 2026
Details

As Low As; Rates start as low as 10.75% APR* for well-qualified borrowers, but do not exceed 17.50% APR*. Length of term offered varies by the amount borrowed.

North Carolina Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
Unsecured Personal Loan
10.75%
APR10.75%
Last UpdatedApril 5, 2026
Details

As Low As; Up to 36 months**

Weyco Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.84%
Personal Loan
11.00%
APR11.00%
Last UpdatedApril 5, 2026
Details

Up to 60 Months

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
11.00%
APR11.00%
Last UpdatedApril 5, 2026
Details

Score: A+ = 750+

ABNB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.06%
Personal Loan
11.24%
APR11.24%
Last UpdatedApril 5, 2026
Details

No additional details available.

Founders Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.65%
Personal Loan
11.40%
APR11.40%
Last UpdatedApril 5, 2026
Details

No additional details available.

Weyco Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.84%
Personal Loan
11.50%
APR11.50%
Last UpdatedApril 5, 2026
Details

Up to 72 Months

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
11.50%
APR11.50%
Last UpdatedApril 5, 2026
Details

Score: A+ = 750+

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
12.00%
APR12.00%
Last UpdatedApril 5, 2026
Details

Score: A = 680-749

Lions Share Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.67%
Personal Loan
12.49%
APR12.49%
Last UpdatedApril 5, 2026
Details

As Low As

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
12.50%
APR12.50%
Last UpdatedApril 5, 2026
Details

Score: B = 640-679

CAROLINA
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
Personal Loans
12.75%
APR12.75%
Last UpdatedApril 5, 2026
Details

As Low As

Proponent Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
Personal Loan
12.99%
APR12.99%
Last UpdatedApril 5, 2026
Details

As Low As

Proponent Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
Personal Loans
12.99%
APR12.99%
Last UpdatedApril 5, 2026
Details

Terms up to 60 months. Debt protection available.

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
13.00%
APR13.00%
Last UpdatedApril 5, 2026
Details

Score: B = 640-679

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
13.50%
APR13.50%
Last UpdatedApril 5, 2026
Details

Score: C = 600-639

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loan
13.74%
APR13.74%
Last UpdatedApril 5, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loans
13.74%
APR13.74%
Last UpdatedApril 5, 2026
Details

As Low As

Nova Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
Personal Loan
14.00%
APR14.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
14.00%
APR14.00%
Last UpdatedApril 5, 2026
Details

Score: C = 600-639

Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
Personal Loan
14.50%
APR14.50%
Last UpdatedApril 5, 2026
Details

Score: C = 600-639

Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
Extra Personal Loan
14.99%
APR14.99%
Last UpdatedApril 5, 2026
Details

No additional details available.

Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
Personal Loan
14.99%
APR14.99%
Last UpdatedApril 5, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
Debt180 Debt Consolidation Loan
7.99%
APR7.99%
Last UpdatedApril 5, 2026
Details

$500 - $50,000, 6 - 84 Months. Fixed Rate.

RTP Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.12%
Debt Consolidation Loans
9.99%
APR9.99%
Last UpdatedApril 5, 2026
Details

As Low As; Maximum term for lowest rate is 60 months.

Mountain Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Debt Consolidation Loan
10.99%
APR10.99%
Last UpdatedApril 5, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
APR14.49%
Last UpdatedApril 5, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
APR14.49%
Last UpdatedApril 5, 2026
Details

As Low As

Members Credit Union Winston Salem, NC
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Debt Consolidation
15.45%
APR15.45%
Last UpdatedApril 5, 2026
Details

No additional details available.

Mountain Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Debt Consolidation Loan
15.99%
APR15.99%
Last UpdatedApril 5, 2026
Details

No additional details available.

Welcome Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
Debt Consolidation Loans
16.00%
APR16.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
Debt Consolidation
16.99%
APR16.99%
Last UpdatedApril 5, 2026
Details

No additional details available.

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
ElecTel Cooperative Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
Signature Loan
6.75%
APR6.75%
Last UpdatedApril 5, 2026
Details

As Low As

Arcade Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
Unsecured (signature)
7.00%
APR7.00%
Last UpdatedApril 5, 2026
Details

Up to 60 months

Telco Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 22.49%
Signature
7.50%
APR7.50%
Last UpdatedApril 5, 2026
Details

No additional details available.

Internal Revenue Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
Signature
8.00%
APR8.00%
Last UpdatedApril 5, 2026
Details

Unsecured

ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
Signature
9.90%
APR9.90%
Last UpdatedApril 5, 2026
Details

As Low As; Rates as low as 9.90%

CS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.65%
Signature Loan
9.90%
APR9.90%
Last UpdatedApril 5, 2026
Details

As Low As

U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Signature
9.99%
APR9.99%
Last UpdatedApril 5, 2026
Details

As Low As

Vision Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
Personal/Signature Loan
10.50%
APR10.50%
Last UpdatedApril 5, 2026
Details

As Low As

North Carolina Press Association Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
Closed-End Signature
10.75%
APR10.75%
Last UpdatedApril 5, 2026
Details

As Low As

Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
Signature Loans with Collateral
11.00%
APR11.00%
Last UpdatedApril 5, 2026
Details

up to 48 months

State Employees Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.54%
Open-End Signature Loan
11.50%
APR11.50%
Last UpdatedApril 5, 2026
Details

No additional details available.

North Carolina Press Association Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
Open-End Signature loan
11.50%
APR11.50%
Last UpdatedApril 5, 2026
Details

Regular APR: 11.50% - 14.50%

State Employees Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.54%
Signature Term Note
11.75%
APR11.75%
Last UpdatedApril 5, 2026
Details

As Low As

Piedmont Advantage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.62%
Signature
12.00%
APR12.00%
Last UpdatedApril 5, 2026
Details

As Low As

Self-Help Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.18%
Signature- Unsecured
12.00%
APR12.00%
Last UpdatedApril 5, 2026
Details

up to 48 months

Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
Signature Loans
12.24%
APR12.24%
Last UpdatedApril 5, 2026
Details

As Low As; *Rates are based on credit qualifications, including credit score, minimum amount financed and term, and includes Premier/Access Premier relationship discount of 0.25% APR.

Mountain Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Signature Loan
12.24%
APR12.24%
Last UpdatedApril 5, 2026
Details

No additional details available.

Winston Salem Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.34%
Signature - Unsecured
12.25%
APR12.25%
Last UpdatedApril 5, 2026
Details

No additional details available.

State Employees Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.54%
Open-End Signature Loan
14.50%
APR14.50%
Last UpdatedApril 5, 2026
Details

No additional details available.

COASTAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
Signature Premier Rewards
14.75%
APR14.75%
Last UpdatedApril 5, 2026
Details

Regular APR: 14.75% - 18.00%

No home improvement personal loan rates found in Walstonburg, NC currently.

Walstonburg, NC Personal Loan Rate Trends

Compare local Walstonburg, NC personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full North Carolina Personal Loan Trends →
Personal Loan — NC Avg
10.095%

North Carolina personal loan rates currently average 10.095% APR.

Signature Loan — NC Avg
11.121%

North Carolina signature loan rates currently average 11.121% APR.

As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions

What credit score do I need for a personal loan in North Carolina?

Most lenders in Walstonburg, North Carolina require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in North Carolina often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Walstonburg, North Carolina require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in North Carolina?

Yes. Debt consolidation is one of the most common uses of personal loans in Walstonburg, North Carolina. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Walstonburg, North Carolina?

Credit unions in Walstonburg, North Carolina often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Walstonburg, North Carolina?

  • Baxter Credit Union: 4.50% (Credit Builder Loan)
  • Self-Help Credit Union: 5.50% (Energy Saver Loans)
  • Allegacy Federal Credit Union: 5.75% (Share Loan)
  • Pentagon Federal Credit Union: 5.91% (VA Loan)
  • RTP Federal Credit Union: 5.99% (Technology Loans)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Walstonburg, North Carolina. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 5, 2026.